Sunday, July 29, 2007

13 new messages in 6 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Why I hate Washington Mutual (a rant) - 5 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/02d22dacefd6cc05?hl=en
* They Laughed When I Said I Would Make Money... - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4516ded6137304b0?hl=en
* College books are a SCAM! - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/312c157bf4f70b4b?hl=en
* Walgreen printer cart refills - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e8d0982d83a41da6?hl=en
* Protect your computer with AdAlert - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/db94ddaec5b40693?hl=en
* The Anti-Tax guys won -- round 2 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b15b2290838aeb55?hl=en

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TOPIC: Why I hate Washington Mutual (a rant)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/02d22dacefd6cc05?hl=en
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== 1 of 5 ==
Date: Sat, Jul 28 2007 6:07 pm
From: The Real Bev


SpammersDie wrote:

>> At no time during any of these transactions did a single bank employee
>> offer an apology. Nobody wondered why I was closing out my accounts.
>> When I close these accounts I bet nobody will ask why. I'm going to tell
>> them anyway. Loudly.
>
> If your only relationship with WAMU was their checking accounts, they didn't
> owe you any favor for having them and they'll be happy you're leaving.

They were my mom's accounts and she'd had them for many years. One was a
money market account and the other was an interest checking account.
Originally I ordered checks for both accounts. The accounts we closed had
been earning lousy interest for quite a while, but that was the last straw.

> Checking accounts are just offered as bait in the hopes you'll get a loan or
> credit card with the bank (or at least generate lots of overwithdrawal fee
> revenue.) If you didn't have any of those, you were as welcome as a shopper
> who keeps eating free samples without ever buying.

Doesn't matter. Nobody twisted their arm or made them an offer they
couldn't refuse. If they offer a service they can't do it cheesily just
because you don't pay for other services. Well, yeah, I guess they can...

--
Cheers, Bev
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The early bird gets the worm, the second mouse gets the cheese.

== 2 of 5 ==
Date: Sat, Jul 28 2007 6:11 pm
From: The Real Bev


Sharon wrote:

> Abe <noone@nowhere.com> writes:
>>>You seem to be over the top on this. You wanted to take out a very large
>>>sum of cash, that the bank either didn't have on hand when you wanted it
>>>or for some reason they felt very uncomfortable transferring that amount
>>>of cash to you. They lost a check order - whoopee. And you don't even
>>>know if it was actually the bank that lost the check order.
>>
>> I disagree with cash on hand issue. I have worked in banking, even
>> small neighborhood branches, and 30 grand is nothing. Even the
>> smallest branches have many times that in the vault.
>
> Honest question, why would an individual need $30,000 in cash, as opposed to a
> cashier's check? I'm curious. I've needed to withdraw that much or more a few
> times, generally downpayments for real estate, but I've always been happy with
> cashier's checks. (Although a wheelbarrow full of cash would be fun...)

I was told that cash was essential. It turns out that that person was an
idiot and that a cashier's check WOULD have been acceptable. Unfortunately,
there is very little punishment for authoritarian stupidity.

I had to count out $30K in hundreds 4 times. Not fun at all.

--
Cheers, Bev
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The early bird gets the worm, the second mouse gets the cheese.

== 3 of 5 ==
Date: Sat, Jul 28 2007 6:14 pm
From: The Real Bev


Dennis wrote:

> On 26 Jul 2007 15:17:59 -0500, frey@encompasserve.org (Sharon) wrote:
>
>>Honest question, why would an individual need $30,000 in cash, as opposed to a
>>cashier's check? I'm curious. I've needed to withdraw that much or more a few
>>times, generally downpayments for real estate, but I've always been happy with
>>cashier's checks. (Although a wheelbarrow full of cash would be fun...)
>
> My guess is a blackmail payment to avoid publishing of embarassing
> photos of Real Bev in her turquoise suede go-go boots.

Damn, you really remember things, don't you? Actually, looking back at
pictures of me taken around that time, I really wasn't all that bad-looking!
Warning: we don't appreciate what we have until we don't have it any more.

--
Cheers, Bev
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The early bird gets the worm, the second mouse gets the cheese.

== 4 of 5 ==
Date: Sat, Jul 28 2007 6:50 pm
From: larry


The Real Bev wrote:

> Dennis wrote:
>
>> On 26 Jul 2007 15:17:59 -0500, frey@encompasserve.org (Sharon) wrote:
>>
>>> Honest question, why would an individual need $30,000 in cash, as
>>> opposed to a cashier's check? I'm curious. I've needed to withdraw
>>> that much or more a few times, generally downpayments for real
>>> estate, but I've always been happy with cashier's checks. (Although
>>> a wheelbarrow full of cash would be fun...)
>>
>>
>> My guess is a blackmail payment to avoid publishing of embarassing
>> photos of Real Bev in her turquoise suede go-go boots.
>
>
> Damn, you really remember things, don't you? Actually, looking back at
> pictures of me taken around that time, I really wasn't all that
> bad-looking! Warning: we don't appreciate what we have until we don't
> have it any more.
>

You look great! Nature compensates both ways, in time, none
of us can see worth a damn!

We're still with WAMU and not had much trouble, but the
branch manager has been there at least 20 years, back in the
Savings of America days. The guy is amazing, the word "no"
is not in his vocabulary.

-larry / dallas

== 5 of 5 ==
Date: Sat, Jul 28 2007 7:25 pm
From: Dennis


On Sat, 28 Jul 2007 18:14:11 -0700, The Real Bev
<bashley101+usenet@gmail.com> wrote:

>Dennis wrote:
>
>> On 26 Jul 2007 15:17:59 -0500, frey@encompasserve.org (Sharon) wrote:
>>
>>>Honest question, why would an individual need $30,000 in cash, as opposed to a
>>>cashier's check? I'm curious. I've needed to withdraw that much or more a few
>>>times, generally downpayments for real estate, but I've always been happy with
>>>cashier's checks. (Although a wheelbarrow full of cash would be fun...)
>>
>> My guess is a blackmail payment to avoid publishing of embarassing
>> photos of Real Bev in her turquoise suede go-go boots.
>
>Damn, you really remember things, don't you?

It's a curse. Tons of useless trivia floating around, but I can't
remember the important stuff.

>Actually, looking back at
>pictures of me taken around that time, I really wasn't all that bad-looking!

Embarassing doesn't necessarily mean bad-looking. ;-)

> Warning: we don't appreciate what we have until we don't have it any more.

So true.


Dennis (evil)
--
I'm a hands-on, footloose, knee-jerk head case. -George Carlin


==============================================================================
TOPIC: They Laughed When I Said I Would Make Money...
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4516ded6137304b0?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 28 2007 6:44 pm
From: roberts325


If You Want To Make Money ..This Is What You Do.
I Spent 2 Years Trying To Make Money And Thankfully Now I Am No Longer
Trying ,I Am Actively Doing So.
This Is What It Takes..
http://trakclix.com/ct/t.php?l=353


==============================================================================
TOPIC: College books are a SCAM!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/312c157bf4f70b4b?hl=en
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== 1 of 4 ==
Date: Sat, Jul 28 2007 6:49 pm
From: The Real Bev


me@privacy.net wrote:

> "Melissa" <nospam@neo.rr.com> wrote:
>
>>There are new restrictions for selling textbooks on eBay. My sons, all in
>>college, have sold many of their used books on half.com and had very good
>>results. They've also found some they needed on there.

I've bought stuff from ebay and half.com and from the private resellers
through Amazon. No problems so far, but nothing over $100 either.

> Ok will give it a go!!
>
> Thanks
>
> One thing that makes me nervous abt eBay is they want a
> credit card number and checking acct info even if
> selling
>
> Is it safe to give them that?

I gave them a CC number, but there's no way I want anybody
depositing/withdrawing from my checking account except me.

--
Cheers,
Bev
--------------------------------------------
There is no such thing as a foolproof device
because fools are so ingenious.

== 2 of 4 ==
Date: Sat, Jul 28 2007 6:51 pm
From: The Real Bev


jes wrote:

> On Jul 27, 9:10 am, m...@privacy.net wrote:
>> Went to sell two books back that I paid $200
>>
>> They wouldn't buy one.....and the other book only
>> wanted to give me $10 (hardback even)!
>>
>> Anyone steel them online? If yes.... what best place to
>> do so? Tired of getting screwed

Steel?

> Just a note: college books are expensive because it's a narrow
> consumer market. Not Harry Potter type sales.
>
> Although I've heard of an industry racket that publishers year after
> year declare current textbooks obsolete, and it's imperative they be
> replaced.

Probably happens more often when the instructors require the latest edition
(a new one every year) of their own books.

> Some stuff changes like the wind -- one wouldn't want old medical or
> law books -- but others seem like the field is pretty well settled.

--
Cheers,
Bev
--------------------------------------------
There is no such thing as a foolproof device
because fools are so ingenious.

== 3 of 4 ==
Date: Sat, Jul 28 2007 8:19 pm
From: nospam@nospam.com


On Sat, 28 Jul 2007 18:51:51 -0700, in misc.consumers.frugal-living The Real Bev
<bashley101+usenet@gmail.com> wrote:

>> Just a note: college books are expensive because it's a narrow
>> consumer market. Not Harry Potter type sales.


College text books have a huge captive market.

== 4 of 4 ==
Date: Sat, Jul 28 2007 11:56 pm
From: Logan Shaw


nospam@nospam.com wrote:
> On Sat, 28 Jul 2007 18:51:51 -0700, in misc.consumers.frugal-living The Real Bev
> <bashley101+usenet@gmail.com> wrote:
>
>>> Just a note: college books are expensive because it's a narrow
>>> consumer market. Not Harry Potter type sales.
>
>
> College text books have a huge captive market.

And don't forget: algebra and calculus change a lot from year to year,
so they definitely need to release new editions of books to keep them
"up to date".

- Logan


==============================================================================
TOPIC: Walgreen printer cart refills
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e8d0982d83a41da6?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 28 2007 8:05 pm
From: dalep


Ken,

I recently had my lexmark x75 carts refilled at walgreens and thay
work great! I had to wait until the next day because I came in late in
the day (after 9pm). As a result of this experience, at recent
community garage sale event I saw another x75 and bought it ($5)
thinking that at most I'll have to invest another $25 ($10 black and
$15 for color) and then have what amounts to a brand new printer.

Dale

Ken Knecht wrote:
> Anyone tried the $10 injet cartridge refills at Walgreens? How long does
> it actually take them to refill a cartridge? Do the cartridges work well?
> I have a black HP 832 cartridge I'm tempted to try.
>
> TIA
>
>
>
> --
> Untie the two knots to email me
>
> Every silver lining has a cloud.


==============================================================================
TOPIC: Protect your computer with AdAlert
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/db94ddaec5b40693?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 28 2007 9:03 pm
From: maching search


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==============================================================================
TOPIC: The Anti-Tax guys won -- round 2
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b15b2290838aeb55?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 28 2007 9:47 pm
From: "Tockk"


I've done some more digging around, and it looks like there might actually
be something to all this anti-income tax business. This link is to a
video (almost 2 hours long) that I found quite curious.
http://video.google.com/videoplay?do...80303867390173


But then, I found this site:
http://evans-legal.com/dan/tpfaq.html#income
which seems to answer many of the issues raised by the video. But then, I'm
no lawyer, so maybe it does, maybe it doesn't . . . I dunno . . .


What do y'all think about this? I can't tell if the anti-tax guys are
crackpots or not, or if the IRS is the Great Satan.


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