Frugal Living: 25 new messages in 15 topics

Wednesday, September 12, 2007

25 new messages in 15 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Check it out:download free,stock information,knowledge base,hot videos,
hot games and hot tickets...
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d16dca4d3321dfd1?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 12:31 am
From: joe

Check it out:download free,stock information,knowledge base,hot
videos,hot games and hot tickets...
http://groups.google.com/group/all-good-things/web/very-useful-websites

==============================================================================
TOPIC: My First Payday Loan
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/32b58729d40cfd1d?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Sep 12 2007 12:45 am
From: George Grapman

logi12 wrote:
> I know this is slightly off topic, but I thought it might be a little
> helpful talking about money, loan payments etc. Unfortunately, I
> really needed a bit of cash so I used this site today for a
> paydayloan. Everything was fabulous, got my loan within a few hours.
> Check it out if you need a payday loan:
> www.123-paydayloan.com
>

Right. Give your Social Security,DOB< drivers license and checking
info to a site that has no contact info other than an email form and
uses a shill from hotmail.

== 2 of 3 ==
Date: Wed, Sep 12 2007 12:50 am
From: George Grapman

http://www.ftc.gov/bcp/conline/pubs/alerts/pdayalrt.shtm

A cash advance loan secured by a personal check - such as a payday loan
- is very expensive credit. Let's say you write a personal check for
$115 to borrow $100 for up to 14 days. The check casher or payday lender
agrees to hold the check until your next payday. At that time, depending
on the particular plan, the lender deposits the check, you redeem the
check by paying the $115 in cash, or you roll-over the check by paying a
fee to extend the loan for another two weeks. In this example, the cost
of the initial loan is a $15 finance charge and 391 percent APR. If you
roll-over the loan three times, the finance charge would climb to $60 to
borrow $100.

== 3 of 3 ==
Date: Wed, Sep 12 2007 6:33 am
From: James

On Sep 12, 3:50 am, George Grapman <sfgeo...@paccbell.net> wrote:
> http://www.ftc.gov/bcp/conline/pubs/alerts/pdayalrt.shtm
>
> y
>
> A cash advance loan secured by a personal check - such as a payday loan
> - is very expensive credit. Let's say you write a personal check for
> $115 to borrow $100 for up to 14 days. The check casher or payday lender
> agrees to hold the check until your next payday. At that time, depending
> on the particular plan, the lender deposits the check, you redeem the
> check by paying the $115 in cash, or you roll-over the check by paying a
> fee to extend the loan for another two weeks. In this example, the cost
> of the initial loan is a $15 finance charge and 391 percent APR. If you
> roll-over the loan three times, the finance charge would climb to $60 to
> borrow $100.

One of the most UNFRUGAL things to ever do. And about 8 years ago I
was desparate enough to do it. But smart enough now to never do it
again.

The interest rates are extremely high if you look at it on an annual
basis. So much so that the Canadian Government has been looking at
legislating them down.

It should really be the very last resort. I would sooner sell
something, or have a late mortgage payement than take one.

James

==============================================================================
TOPIC: Canned Tuna in Water
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cb6748c3b8405f6f?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Sep 12 2007 1:09 am
From: Greggie Gibson

"Rod Speed" <rod.speed.aaa@gmail.com> wrote in
news:5kpd3mF4r4k4U1@mid.individual.net:

> Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>> Rick <rickajho@rcn.com> wrote
>>>> PaPaPeng wrote
>
>>>>> Among the very few snacks I take is the hockey puck sized cans
>>>>> of Tuna in water. I have food sensitivities and can't eat canned
>>>>> fish in sauce or oil of any kind. I have been draining the water
>>>>> thus far and eat only the meat. It occured to me that since the
>>>>> flesh had been cooked and soaked in that water since canning the
>>>>> water would have a lot of protein in it. Throwing away that water
>>>>> seems wasteful. Is draining a common practice? Do you also
>>>>> eat/drink that water along with the meat?
>
>>>> Cat treat: if you have a cat. My guys go nuts when they get it.
>
>>> Doesnt work for the chinese, they have already eaten the cat.
>
>>>> The only other thing I can think of is turning into some kind
>>>> of fish stock, but I've never run across that being done yet.
>
>> I thought that's what they make export vegimite from
>
> Nope, that is made from illegal immigrants.
>
>
>

Wrong, illegal immigrants are made into kangaroo steaks

== 2 of 2 ==
Date: Wed, Sep 12 2007 2:35 am
From: "Rod Speed"

Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> Rick <rickajho@rcn.com> wrote
>>>>> PaPaPeng wrote

>>>>>> Among the very few snacks I take is the hockey puck sized cans
>>>>>> of Tuna in water. I have food sensitivities and can't eat canned
>>>>>> fish in sauce or oil of any kind. I have been draining the water
>>>>>> thus far and eat only the meat. It occured to me that since the
>>>>>> flesh had been cooked and soaked in that water since canning the
>>>>>> water would have a lot of protein in it. Throwing away that
>>>>>> water seems wasteful. Is draining a common practice? Do you
>>>>>> also eat/drink that water along with the meat?

>>>>> Cat treat: if you have a cat. My guys go nuts when they get it.

>>>> Doesnt work for the chinese, they have already eaten the cat.

>>>>> The only other thing I can think of is turning into some kind
>>>>> of fish stock, but I've never run across that being done yet.

>>> I thought that's what they make export vegimite from

>> Nope, that is made from illegal immigrants.

> Wrong, illegal immigrants are made into kangaroo steaks

Just another of your pathetic little drug crazed fantasys.

==============================================================================
TOPIC: Breast Cancer Show!!!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6f9077f310d8931f?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 1:14 am
From: ati

Breast Cancer Show!!!

Breast cancer is a reality many women will have to deal with.
Statistics show that one woman out of nine will develop breast cancer
in her life. Whether it be a dear friend, a close family member or
herself, every woman will be touched by breast cancer in one way or
the other. Breast cancer accounts for about 30% of all cancers.

Every woman should be aware of the risk factors and change those she
can to lower her risk of developing breast cancer in her life.

See detail on
http://tinyurl.com/2pl624

==============================================================================
TOPIC: Good wife
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b7dc76f6a7f80e36?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 1:26 am
From: 045056@gmail.com

There has been, and probably always will be, endless debate over what
is a good wife. There is this article, supposedly from a May

1955 Housekeeping Monthly magazine, that speaks directly to this
question. There are other sources as well that speak on the issue.

One is from Aristotle, another is this one about "Do men really want a
wife like June Cleaver." They bring up some very good

points. It is one of those questions that heats up each side of the
debate and truly has a different answer for each man. What do

you want in a wife? Beauty? Brains? Charm? Home and family oriented?
Strong willed? Independent? Docile? If you write out a list of

the ten things that you must have in your life partner what would they
be? Only you can decide the answers to this question.

Source http://www.goodwife.com/

==============================================================================
TOPIC: Tesco Voucher Codes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/98ece7927f671a8a?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 2:07 am
From: wansford@googlemail.com

http://tescovouchercodes.blogspot.com

==============================================================================
TOPIC: Walmart security creeps literally try to steal a woman's baby.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ed06c02cedade97c?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 3:22 am
From: useful_infos@yahoo.com

Shocking but true. Story at http://Muvy.org

==============================================================================
TOPIC: Where are the cheap HD movies?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f4e7a3051a516f49?hl=en
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== 1 of 5 ==
Date: Wed, Sep 12 2007 4:29 am
From: Ward Abbott

On Tue, 11 Sep 2007 23:14:40 -0400, "OhioGuy" <none@none.net> wrote:

> Where are these deals for HD-DVD and Blu-Ray now? I can't seem to find
>much of anything under the $20 price point.
>

Let's just wait for the dust to settle and see which format survives.
Remember BETA?

It is new technology and of course, the price will be high. The HD
players are very expensive, including the LG BH100 (plays both formats
without CD audio) which is still over $999.

== 2 of 5 ==
Date: Wed, Sep 12 2007 8:06 am
From: James

On Sep 12, 7:29 am, Ward Abbott <pre...@terian.com> wrote:
> On Tue, 11 Sep 2007 23:14:40 -0400, "OhioGuy" <n...@none.net> wrote:
> > Where are these deals for HD-DVD and Blu-Ray now? I can't seem to find
> >much of anything under the $20 price point.
>
> Let's just wait for the dust to settle and see which format survives.
> Remember BETA?
>
> It is new technology and of course, the price will be high. The HD
> players are very expensive, including the LG BH100 (plays both formats
> without CD audio) which is still over $999.

One of the factors that drives cheap DVD retailling is the cheap
prices for previously viewed DVDs. If the delta between the two is too
high, then fewer people will buy new.

I don't have HD, don't rent any DVDs, buy some previously viewed DVDs
at one of the rental outlets, often for less than $5(only for movies I
think I will want to watch more than once). My assumption is that
there aren't a lot of rentals of HD movies yet so the retail pricing
can stay high.

James

== 3 of 5 ==
Date: Wed, Sep 12 2007 8:46 am
From: et472@FreeNet.Carleton.CA (Michael Black)

James (jlinn@idirect.com) writes:
> On Sep 12, 7:29 am, Ward Abbott <pre...@terian.com> wrote:
>> On Tue, 11 Sep 2007 23:14:40 -0400, "OhioGuy" <n...@none.net> wrote:
>> > Where are these deals for HD-DVD and Blu-Ray now? I can't seem to find
>> >much of anything under the $20 price point.
>>
>> Let's just wait for the dust to settle and see which format survives.
>> Remember BETA?
>>
>> It is new technology and of course, the price will be high. The HD
>> players are very expensive, including the LG BH100 (plays both formats
>> without CD audio) which is still over $999.
>
> One of the factors that drives cheap DVD retailling is the cheap
> prices for previously viewed DVDs. If the delta between the two is too
> high, then fewer people will buy new.
>
> I don't have HD, don't rent any DVDs, buy some previously viewed DVDs
> at one of the rental outlets, often for less than $5(only for movies I
> think I will want to watch more than once). My assumption is that
> there aren't a lot of rentals of HD movies yet so the retail pricing
> can stay high.
>
It's usually not frugal to buy into something when it's new. The
prices are high, yet will definitely drop with time. Later, you
can of course buy used.

I've watched a lot of movies at home over the past few years, movies
I wanted to see, and I was paying usually a dollar and no more
than two for each movie. Even if I only watch it once, that's on
par with buying a used book and certainly cheaper than any movie
watching in a theatre here now.

The caveat is that I'm buying VHS movies, at garage sales and even
store clearances.

I didn't buy a vcr until three years ago, a year after I got a DVD
player (and I waited until prices on those had dropped to the fifty
dollar mark). Once I started to pay attention to pre-recorded movies,
for the DVD player, I noticed that VHS was being cleared out, and that
made it appealing to get a VCR finally. I bought one at a garage sale
for twenty dollars, complete with remote and manual and in a box.

I've let others buy into the technology, buying the hardware when
it was expensive, and creating a demand for the "content" which
drives the price lower. By the time I buy in, prices of
both have dropped significantly, and in the case of the VCR, I'm
taking advantage of the whims of society that makes many drop
the old when something new comes along.

Micahel

== 4 of 5 ==
Date: Wed, Sep 12 2007 9:54 am
From: "OhioGuy"

"> Technical point: I'm pretty sure DVD was introduced in 1997, because I

You are correct - I see that there was an installed user base of 200,000
by the end of 1997. This increased to 1,400,000 by the end of 1998, 5.4 mil
end of 1999, and 14 million by end of 2000. It wasn't until end of 2003
that there was an installed base of 73 million players. So, while they were
indeed "available" in 1997, they were very expensive, and less than 1/10 of
1% of the U.S. population had one of the players on Jan. 1, 2008.

Maybe the price difference can be explained by VHS vs DVD, and DVD vs
HD-DVD.

I think it was a lot cheaper and faster to make a DVD instead of a VHS
tape.

However, I have to question their decision not to sell movies cheaply in
the HD formats early on. Perhaps at this point they realize it will be
another year or two before the format war really heats up, and they figure
they might as well make a decent profit on early adopters.

Perhaps later, in roughly 2008 or 2009, we will see much lower prices as
they try to get people to switch over.

== 5 of 5 ==
Date: Wed, Sep 12 2007 9:57 am
From: "OhioGuy"

> It's usually not frugal to buy into something when it's new. The

But the point I'm making is that when DVD's were fairly new, in 1998 and
1999, especially, online places such as deepdiscountdvd.com (still in
business!) were selling brand new releases for under 10 bucks regularly,
including often with free shipping.

Prices actually went up over the next few years.

Any ideas on why? And why doesn't the trend repeat itself now with
HD-DVD?

==============================================================================
TOPIC: www.sneakers-wholesale.com wholesale cheap Nike Air Forces Custom Shoes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/67e525f80e4dd5d0?hl=en
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== 1 of 1 ==
Date: Wed, Sep 12 2007 6:45 am
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TOPIC: www.cheapestsell.com : nike air max air force one guuci prada lacoste D&
G adiads Dior shoes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/999230cd41bdce0b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 8:05 am
From: "ale163trade@hotmail.com"

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==============================================================================
TOPIC: wholesale sport shoes,clothing,electronics in china www.shopbb.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/820ce523de981289?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Sep 12 2007 8:08 am
From: "shopbb.com"

Dear my friend
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we are wholesaler sport shoes,clothing,electrons in Fujian of China.
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UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
US: 1 2 3 4 5 6 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5
UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30 30.5
31

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size you need , also include kid's.
5.our credit. If the products can be not delivered to your address as
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Hope sincerely to have glad and long term business relationship with
you.
If you are interested in our products and have any problem, welcome
to
contact us.
Please trust us , we will be your best choice !!!
Website : http://www.shopbb.com
MSN and E-mail: shopbb@hotmail.com
Yahoo ID:mallinchina@yahoo.com.cn
Michael

== 2 of 2 ==
Date: Wed, Sep 12 2007 8:09 am
From: "shopbb.com"

Clothing Size:
S M L XL XXL XXXL XXXXL XXXXXL

==============================================================================
TOPIC: Tomato paste
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bf6768d86eb5418f?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Sep 12 2007 8:47 am
From: Ken Knecht

Rick <rickajho@rcn.com> wrote in news:46E6D727.11CF49DF@rcn.com:

> You can freeze sour cream? DOH! Can't tell you how many times I've
> wasted it when it didn't get used quickly enough.
>
> What's the deal? Are there any texture/consistency problems after it's
> frozen and thawed? How long can you reasonbly keep it frozen?
>

I use it in recipes, not on baked potatoes or whatever. I'm not sure how
long it lasts. So far no problems.

--
Every silver lining has a cloud.

== 2 of 2 ==
Date: Wed, Sep 12 2007 9:41 am
From: et472@FreeNet.Carleton.CA (Michael Black)

Ken Knecht (kenk6600@gmail.com) writes:
> Rick <rickajho@rcn.com> wrote in news:46E6D727.11CF49DF@rcn.com:
>
>> You can freeze sour cream? DOH! Can't tell you how many times I've
>> wasted it when it didn't get used quickly enough.
>>
>> What's the deal? Are there any texture/consistency problems after it's
>> frozen and thawed? How long can you reasonbly keep it frozen?
>>
>
> I use it in recipes, not on baked potatoes or whatever. I'm not sure how
> long it lasts. So far no problems.
>
>
But that's the luck. A lot of those things that are changed by freezing
are things that you woudn't be using "fresh" anyway, so it doesn't matter.

Indeed, it seems like a lot of those things end up needing to be frozen
because you were making something and the recipe calls for XX amount
while the package is XX+YY amount, leaving you stuck with some remaining
that you have no use for until you make that recipe again.

Michael

==============================================================================
TOPIC: WHEN THE INDUSTRIALIZED NATIONS PUT ISLAM "IN THE BACK OF THE BUS" THE
WORLD WILL BE RIGHT AGAIN
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5f31535059ad7a47?hl=en
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== 1 of 2 ==
Date: Wed, Sep 12 2007 10:07 am
From: "Colonel Edmund J. Burke - The Holy Sword of God"

Fleet Admiral William, Decorated Beer Hero. wrote:
> On 12 Sep, 08:28, "Colonel Edmund J. Burke, on a Holy Crusade to rid
> the planet of islamic filth" <i9gsda...@sneakemail.com> wrote:
> > Like the American niggers, isalm will be put right when it assumes the
> > position alloted to it by God at the back of the bus.
>
> You really are a pedantic little waste of space, how your mother must
> regret not having that abortion.

Talk dirty to me, you filthy slut.

== 2 of 2 ==
Date: Wed, Sep 12 2007 11:03 am
From: "Fleet Admiral William, Decorated Beer Hero."

On 12 Sep, 18:07, "Colonel Edmund J. Burke - The Holy Sword of God"
<i9gsda...@sneakemail.com> wrote:
> Fleet Admiral William, Decorated Beer Hero. wrote:
>
> > On 12 Sep, 08:28, "Colonel Edmund J. Burke, on a Holy Crusade to rid
> > the planet of islamic filth" <i9gsda...@sneakemail.com> wrote:
> > > Like the American niggers, isalm will be put right when it assumes the
> > > position alloted to it by God at the back of the bus.
>
> > You really are a pedantic little waste of space, how your mother must
> > regret not having that abortion.
>
> Talk dirty to me, you filthy slut.

I bet you say that to every corpse you rape.

==============================================================================
TOPIC: wholesale cheap BBC hoodies Brand Sandals
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0589e552f22e3dcd?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 11:10 am
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==============================================================================
TOPIC: "vintage" Revereware
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7ca72a41c401c219?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Sep 12 2007 11:11 am
From: "info.davepark7@gmail.com"

1801-series Revereware, Unfortunately one of the skillets has
substantial staining on the stainless (hah) interior. I've scrubbed
it with steel wool and degreaser, steel wool and castille soap, and
green scrubby and Ajax cleanser. Nothing moves the stain. Is the
skillet safe to use in this condition or should I count my blessings
and toss the thing in the recycle bin as a lost cause?

Also, does anyone know offhand the oven temp rating for the black
handles on the 1980s/1990s Revereware?

http://www.revereware.com/index.asp?pageId=83

<< Click here

Revereware 800-999-3436

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Wednesday, September 12, 2007

25 new messages in 15 topics - digest

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