Frugal Living: 19 new messages in 14 topics

Friday, December 14, 2007

19 new messages in 14 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Tips for Saving Money this Holiday Seasoon
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b7c941bc94000226?hl=en
==============================================================================

== 1 of 2 ==
Date: Thurs, Dec 13 2007 11:05 am
From: gjensen

Here are several good resources about way to save money this holiday
season --

How to Save Money This Holiday Season
Contemporary Retirement
by Alane Cunningham
Tips to save money this holiday season. The holidays are a fun time to
get together, even though it is a busy time of year. It doesn't have
to be fancy, but there are a few tricks.
http://familiesonlinemagazine.com/retirement/?m=200711

Wrap Up Your Holiday Shopping Under Budget
Budgeting and Savings for Families
By Michelle P. Sharrow, MBA
Are you close to completing your holiday shopping? If you aren't, rest
assured there are still deals to be had and smart and wonderful ways
to save.
http://familiesonlinemagazine.com/family-budget/holiday-shopping-budget.html

A Frugal Holiday
by Ann Safford
The holiday season is upon us,and with the economy forcing us to
tighten our purse straps, many of us are looking for alternatives to
the expensive Christmas lists given to us by our eager children who
hope for a great visit from Santa. Here are some tips for holiday
savings for a Frugal Holiday
http://familiesonlinemagazine.com/save-environment/frugal-holiday.html

Merry Christmas - Happy Hanukkah - Joyous Kwansaa

== 2 of 2 ==
Date: Thurs, Dec 13 2007 12:58 pm
From: William Souden

I have a checking account/debit card that I generally only use for
internet purchases from companies I am not familiar with. I usually keep
$10 in it so if someone does try to empty the account the damage will be
minimal.Before making a purchase I transfer the exact amount from
another account.
On Monday I am doing all my holiday shopping. My shopping budget goes
into that account and I only bring the card associated with that account
with me. Best of all is I do not get a huge bill next month.

==============================================================================
TOPIC: Fragrance web site to save a ton of money!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/23541e505fe5c1c1?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Dec 13 2007 11:23 am
From: admin@unbelievableprices.biz

Before you buy your favorite perfume check out www.unbelievableprices.biz
for better deals than most discount perfume stores! We sell only
authentic designer fragrances and will ship directly to your door.

==============================================================================
TOPIC: HYUNDAI WARRANTY
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ef493d1b2fffa985?hl=en
==============================================================================

== 1 of 3 ==
Date: Thurs, Dec 13 2007 1:26 pm
From: Zuke

On Thu, 13 Dec 2007, ROBERTMARKMAN@SBCGLOBAL.NET wrote:

> On Dec 12, 5:27 pm, ra...@vt.edu wrote:
>> ROBERTMARK...@SBCGLOBAL.NET <ROBERTMARK...@sbcglobal.net> wrote:
>>> I certainly believe that the dealer should be more expert at
>>> diagnosing and handlingHyundaiproblems than Auto Zone. That's why I
>>
>> It seems to me you should have taken the car to a differentHyundai
>> dealership for a second opinion while it was still inwarranty.
>> I have had an alternator that tested OK that was killing batteries
>> in a Nissan once. So it is possible the alternator has a problem,
>> but there are occasional bad batteries that go bad way too soon.
>>
>> So far, you've had one new battery go bad after the original, and
>> you don't say how long the original lasted if it was 4 or 5 years
>> old then that is about average. Not great, but not terrible either.
>>
>> Without knowing what tests the dealer and Autozone did, and what
>> they are basing their opinions on, I won't guess who is correct.
>> A good independent mechanic might be a better choice to sort this
>> out correctly.
>>
>> As far asHyundaiwarrantygoes, the dealers in this area have
>> treated my daughter very well and even replaced light bulbs under
>> the bumper-to-bumperwarranty. She has not had any trouble with
>> her Elantra gettingwarrantywork, though it has needed very little
>> and has been quite a reliable car for her.
>>
>> Bill Ranck
>> Blacksburg, Va.
>
> I took my car back to Red McCombs because this is where I bought and
> serviced the vehicle. I had complete confidence in the dealership. I
> guess that I should have been more cautious. I am learning from this
> experience.

Electric problems can be tough. If you think you have a bitch with
the dealer, go over their head to the district management.

If the district management blows you off, get the car fixed by a
competent mechanic and sue Hyundai in small claims court if their
warrantied product proves to be the problem.

As other posters have pointed out to you already, you have to no
proof that the alternator is causing the problem. The autozone
people don't even blink when you bring back warranteed starters
or batteries. That tells you something about their products.
I don't mind because it takes me a few minutes to replace a battery
and an half an hour to replace a starter and I am guaranteed
one for pretty much life but they aren't the most trustworthy
products.

Listen to any car talk radio show and you will see your problem
is not an easy one to solve.

== 2 of 3 ==
Date: Thurs, Dec 13 2007 4:03 pm
From: Al Bundy

ROBERTMARKMAN@SBCGLOBAL.NET wrote:
> On Dec 11, 6:11 pm, "catalpa" <cata...@entertab.org> wrote:
> > "ROBERTMARK...@SBCGLOBAL.NET" <ROBERTMARK...@sbcglobal.net> wrote in message
> >
> > news:2dff9a88-b92d-4939-a6ef-b6cef5c395ee@e25g2000prg.googlegroups.com...
> >
> >
> >
> >
> >
> > > On Dec 11, 5:17 pm, Al Bundy <MSfort...@mcpmail.com> wrote:
> > >> ROBERTMARK...@SBCGLOBAL.NET wrote:
> > >> > We bought a 2002 Elantra GT, largely because of its generous warranty.
> > >> > The car developed charging system problems during the warranty period.
> > >> > Auto Zone stores said that the alternator was bad (bad diode pattern).
> > >> > Red McCombs, our dealer, said that the car just needed a new battery.
> > >> > I replaced the battery and it required a new one after about 13
> > >> > months. Auto Zone stores checked the charging system at that time and
> > >> > said the alternator was bad, it was putting out 9 amps instead of
> > >> > about 13. Red McCombs said there was no problem, that the car was
> > >> > performing within Hyundai specifications. I spent a great deal of time
> > >> > writing and phoning Hyundai in Calfornia, all to avail.
> > >> > The bottom line is not to be taken in by the Hyundai generous
> > >> > warranty. It is only as good as the company that stands behind it.
> > >> > We're senior citizens who don't feel comfortable driving a vehicle
> > >> > that might break down at any time, especially while we're on extended
> > >> > road trips. Needless to say, we didn't buy a Hyundai and we didn't buy
> > >> > a car from Red McCombs.
> >
> > >> Clearly you don't have mechanical knowledge yourself and are not
> > >> reporting the facts clearly from Auto Zone either. If the battery
> > >> lasted 13 months and there were no other problems along the way, the
> > >> charging system is apparently OK. Batteries do go bad. If you were
> > >> able to confirm that the charging system was putting out too much
> > >> voltage and damaged the battery, that would be another matter. You did
> > >> not say that. Also, you would be burning out lights and other items in
> > >> the electrical system if that was the case and you didn't state that
> > >> either. Your reference to 9 or 13 amps is meaningless in the context
> > >> of this post. An alternator could put out 3 to 75 amps or more
> > >> depending upon the demand. Again, if the battery lasted 13 months, the
> > >> alternator must be keeping up with the demand. If the battery checks
> > >> bad, replace it and that should be the end of it. If the charging
> > >> system checks out OK at this time and the battery is defective, what
> > >> the hell is the dealer supposed to do? You fail to include the
> > >> slightest piece of information that would suggest your vehicle would
> > >> be unreliable on a trip.- Hide quoted text -
> >
> > >> - Show quoted text -
> >
> > > I replaced the battery in late October 2007. It died with no warning
> > > and wouldn't hold any charge - the car was dead. Since 2 different
> > > Auto Zone stores reported a faulty alternator after testing at
> > > 2000rpm's, I have to believe that the new battery will also be knocked
> > > out suddenly and unexpectedly and probably in less than 13 months.
> > > It's no fun driving a car that can konk out at any time. We therefore
> > > use the Hyundai locally to go shopping, etc. We can't trust it out of
> > > town when we are frequently far from home in the middle of the night.
> >
> > Normally when people are told they have a bad alternator they replace it.
> > Get a new or rebuilt alternator and your problem will be solved. You can
> > always get a lawyer and take Hyundai to court over the warranty, but it
> > probably is not worth the time and effort.
> >
> > BTW batteries normally die without warning and are most likely to do so in
> > cold weather.- Hide quoted text -
> >
> > - Show quoted text -
>
> I had been hoping that Hyundai would replace the alternator under the
> car's warranty. Red McCombs had done a parisitic draw test, discovered
> a problem, and had me bring the car back a second time. They did a
> second parasitic draw test, said that the readings were worse, but
> said that the readings were within Hyundai specifications. Since they
> won't replace the alternator and since they insist that there is no
> problem, I am reluctant to spend the $600 or $700 that a Hyundai
> alternator replacement would cost. In the past I had no idea that
> Hyundai parts and labor were so expensive. I guess that this is
> another reason to question the purchase of a Hyundai, especially if
> Hyundai is reluctant to stand by its warranty. My solution to the
> problem, therefore, is to burn out another battery and use the car
> locally and in a limited fashion. My wife is driving our new car while
> I run the risks with the Hyundai. By the way, we live in South Texas
> and it was warm when the last battery had to be replaced.

== 3 of 3 ==
Date: Thurs, Dec 13 2007 4:08 pm
From: Al Bundy

More batteries go bad in the heat than the cold by the way.
Well, I guess that wraps it up. No use having an independent shop
check and fix it I suppose. Just live with it. One last thing. The
turn signals will stop using juice when you shut the car off so
leaving them on all week won't hurt anything, but leaving the dome
light on will tend to discharge a battery.

==============================================================================
TOPIC: DINKS and NINJAs
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4e4d49d3d07db273?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Dec 13 2007 1:36 pm
From: PaPaPeng

DINKS = double income no kids.

Now this
http://www.economist.com/finance/displaystory.cfm?story_id=10286992

Crucially, both were property-related bubbles, commercial in Japan and
residential in America. Ironically, after the BoJ raised rates and
burst the bubble, American bankers and policymakers were quick to
lecture the Japanese. With four-fifths of Japanese lending ultimately
related to property, Americans were incredulous that banks had been
foolish enough to lend against collateral for which the value could go
down as up; in the United States, they said, banks lent against cash
flow, the best gauge of a borrower's ability to repay a debt. Japan
got into the mess by assuming land prices only rose (in cities they
have since fallen by about 70%). But American financiers have made the
same silly assumptions, gaily advancing money to "ninjas": people with
no income, no job and no assets. Even if some local property markets
tanked, they figured, a nationwide bust was almost unthinkable. They
were very wrong.

==============================================================================
TOPIC: cheap sell nike jordan gucci dunk cheap shoes jeans
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8933fb2b485be30c?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Dec 13 2007 2:59 pm
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TOPIC: Cheap Price, Hot Sell Chanel Fendi Juicy Gucci Prada Louis vuitton
Handbag&purse (www.globwholesale.com)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f02cd6f21593971f?hl=en
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== 1 of 1 ==
Date: Thurs, Dec 13 2007 3:39 pm
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==============================================================================
TOPIC: Christmas big ritual
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8a825f9d9265bea7?hl=en
==============================================================================

== 1 of 2 ==
Date: Thurs, Dec 13 2007 4:12 pm
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== 2 of 2 ==
Date: Thurs, Dec 13 2007 4:19 pm
From: cheapeshopcn2@gmail.com

==============================================================================
TOPIC: internet tricks and tips
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7cd7acf49b622155?hl=en
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== 1 of 1 ==
Date: Thurs, Dec 13 2007 7:25 pm
From: reshma

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TOPIC: Free Subscription to Ski Magazine
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e8628bba16d12fac?hl=en
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== 1 of 1 ==
Date: Thurs, Dec 13 2007 7:44 pm
From: "FreebiesPl.us"

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==============================================================================
TOPIC: Kitchen remodel update & photos
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f8a63609bca0387a?hl=en
==============================================================================

== 1 of 2 ==
Date: Thurs, Dec 13 2007 9:43 pm
From: "Sammy bin Snoozin"

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I would greatly appreciate any comments or suggestions that you have from looking at the photos!

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== 2 of 2 ==
Date: Thurs, Dec 13 2007 9:55 pm
From: "Sammy bin Snoozin"

I just checked it and couldn't connect... "Sorry, this GeoCities site is currently unavailable." If you get this, pls check back later.

"Sammy bin Snoozin" <SammyBinSnoozin@REyahooMOVE.com> wrote in message news:eKo8j.21686$dX.7418@trnddc08...
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/91bfc261d64de770?hl=en
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TOPIC: best service lowest price
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/896097992bbc19f7?hl=en
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TOPIC: Milenko Kindl kf49i09fi09if3fk30
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/930a683379d39dc6?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Dec 13 2007 11:29 pm
From: Milenko Kindl

BEIRUT, Lebanon - Army investigators on Thursday looked into the
possible involvement of al-Qaida-inspired extremists in the bombing
that killed a Lebanese general who had led a major offensive against
Islamic militants.

The beleaguered government sought to reassure the public, where many
were worried that even the military -- seen as the sole institution
holding the country together -- was now a target in Lebanon's unending
political turmoil.

Brig. Gen. Francois Hajj, chief of the military's operations, and his
driver were killed as he left his home for work Wednesday, when a
parked car bomb exploded in Baabda, a Christian suburb east of Beirut.

Four Lebanese who were believed connected to the car used in the blast
were being questioned, security officials said.

Hajj led a three-month military campaign that crushed an al-Qaida-
inspired militant group known as Fatah Islam in Nahr el-Bared, a
Palestinian refugee camp in northern Lebanon. That raised suspicion
the assassination may have been an act of revenge.

His slaying came as Lebanon is embroiled in the latest chapter of its
yearlong crisis -- a dispute over electing a new president. The post
has been left empty since Emile Lahoud's term ended Nov. 23, with
supporters of the Western-backed government and the opposition, led by
pro-Syrian Hezbollah, unable to agree on a successor.

President Bush condemned the assassination and took a tough tone
against Syria, calling on it to stop interference in Lebanon --
although he did not accuse Damascus in the slaying.

Bush said Hajj was "a supporter of Lebanon's independence and an
opponent of Syria's interference in Lebanon's internal affairs."

"As Lebanon seeks to select a president democratically and in
accordance with its constitution, interference by the Syrian regime
and its allies, aimed at intimidating the Lebanese people, must end,"
he said.

Hajj was not known as an anti-Syrian figure in Lebanon. He was an ally
of anti-Syrian Gen. Michel Aoun in the late 1980s. But in the next two
decades, Hajj rose steadily into the top echelons of the military at a
time when Syria controlled Lebanon, which he would not have been able
to do without being on good terms with Damascus.

Army commander Gen. Michel Suleiman has emerged as a consensus
candidate to become the next president, though his election has been
held up by political wrangling in parliament. Hajj was a front-runner
to succeed Suleiman as head of the military.

Some anti-Syrian politicians on Wednesday accused Damascus of being
behind the bombing to try to torpedo the choosing of a president. But
on Thursday they muted their rhetoric after Suleiman called on
Lebanon's divided factions to avoid "politicizing" Hajj's death.

Syria's foreign minister condemned the bombing.

Security officials said there was a strong possibility that Islamic
extremists or dormant Fatah Islam cells carried out the attack.

Another possibility is that Hajj was targeted because he was
considered a leading candidate to become army chief, the officials
said, speaking on condition of anonymity.

In the southern city of Sidon, security agents detained four Lebanese
in whose names the car used in the bombing was registered, a security
official said.

The four were picked up from Taamir neighborhood on the edge of the
Ein el-Hilweh Palestinian refugee camp, where Islamic militant groups
are known to operate. During the Nahr el-Bared fighting, Palestinian
militants in Ein el-Hilweh camp threatened to form "Jihadi groups" to
fight alongside Fatah Islam.

The four are not yet suspects in the bombing and were being questioned
about their connection to the car, the official said, speaking on
condition of anonymity in line with government rules.

The battle at Nahr el-Bared, which ended in September, killed hundreds
of militants, as well as 168 soldiers. The leader of Fatah Islam
escaped the siege.

Wednesday's bombing -- killing a top officer in the high-security
Baabda area where the Defense Ministry and the presidential palace are
located -- underlined fears among many Lebanese that no place or person
is immune from the violence wracking Lebanon since 2005.

"This crime committed yesterday will only make Lebanon, the Lebanese
government and the Lebanese army more determined to stand in the face
of strife and seriously work to hold the presidential election," Prime
Minister Fuad Saniora said.

About 500 people marched to the scene of the blast for a candlelight
vigil, holding pictures of Hajj and saying prayers.

"Of course, we have to be afraid now," said Rima Kamar, in her late
20s, who joined the march. "They are targeting the military."

But Degaulle Fayad, 62, insisted that the military "will always
protect us. ... Yes, they were targeted yesterday, but they will
remain strong and we depend on them."

Milenko Kindl
Banja Luka
Banjaluka

==============================================================================
TOPIC: Coinstar Warning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Dec 13 2007 11:51 pm
From: "Bob F"

"krw" <krw@att.bizzzz> wrote in message
news:MPG.21c26b054107165098aba5@news.individual.net...
> In article <jdqdnVlZdoqo38XanZ2dnUVZ_jmdnZ2d@comcast.com>,
> bobnospam@gmail.com says...
>>
>> "krw" <krw@att.bizzzz> wrote in message
>> news:MPG.21ba6a2d230bf3f98aae4@news.individual.net...
>> > In article <726600a4-9c67-474e-a601-94f3d6bd58e0
>> > @d21g2000prf.googlegroups.com>, gwehrenb@bellsouth.net says...
>> >> On Nov 26, 11:21 am, je...@panix.com (Jeff Jonas) wrote:
>> >>
>> >> > I no longer have any coins in the car's coin tray
>> >> > since nearly all toll roads in NY/NJ/CT/PA/MD/VA
>> >> > take E-Z Pass, but I use coins (particularly dollar coins)
>> >> > when buying train tickets from the vending machines
>> >> > and I need quarters for the laundromat.
>> >>
>> >> We keep about 15 dollars in silver in the car for parking meters in
>> >> cities we're visiting, laundry while on trips, and the occasional
>> >> toll my EZpass doesn't handle.
>> >>
>> > Better make sure it's not in sight. Windows cost a *lot* more than
>> > $15, particularly the side ones.
>>
>> Isn't that why they put those nice little trays/drawers into the dashboard?
>
> Which little trays/drawers? Some have change holders on the console,
> in plain view.

The ones with a round thing that gets hot when you push it down.

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Frugal Living

Blog Archive

Friday, December 14, 2007

19 new messages in 14 topics - digest

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