Monday, July 14, 2008

18 new messages in 6 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Spacing Trips to the Grocery Store? - 10 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
* Key Bank and Free iPod; They are doing it again. - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49979e6dc6b790c8?hl=en
* china discount AIR JORDAN AF1 fusion shoes, cheapest prada chanel coach (www.
cicitrade.com) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2e95676608914f0c?hl=en
* Surviving high heating oil prices - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
* Which of these is best VALUE stock investment? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/785d10c890e976d3?hl=en
* Renter's Insurance - Coverage question - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/af9a0c1286b64bd6?hl=en

==============================================================================
TOPIC: Spacing Trips to the Grocery Store?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
==============================================================================

== 1 of 10 ==
Date: Sun, Jul 13 2008 6:00 pm
From: Ann


On Sun, 13 Jul 2008 10:15:06 -0700, Sheldon wrote:

> On Jul 13, 9:26am, Ann <nntpm...@epix.net> wrote:
>> On Sat, 12 Jul 2008 17:59:24 -0400, Neon John wrote:
>> > On Sat, 12 Jul 2008 20:09:56 +0000 (UTC), Jonathan Grobe
>> > <gr...@netins.net> wrote:
>> <...>
>> > Another avenue that I'm experimenting with is turning powdered milk
>> > back into whole milk by adding butter. I think that it'll be fine
>> > for cooking when I get the amount of butter just right. I haven't
>> > tried it for ice cream yet.
>>
>> If you ever figure that out, please post the "secret". I think there is
>> some off-taste, compared to Jersey milk i/c, particularly vanilla.
>> But ice cream socials switched to evaporated milk in their (cooked
>> egg custard) recipe decades ago. Partly cost and partly availability.
>>
>
> If adding butter along with powdered milk for cooking it will be fine,
> especially for baking... but it's not possible to emulsify powdered milk
> with butter for drinking unless you don't mind the tiny bits of butter.
>
> The proper way to rehydrate powdered milk is to let it sit in the fridge
> for 24 hours before drinking... it's called instant but it's not, it needs
> time to completely hydrate. When done correctly you'd be hard pressed to
> tell the difference from fresh skim milk. Another trick is to add just
> one drop of vanilla extract per quart. Naturally if you leave the
> powdered milk packaging out in plain view everyone will imagine it tastes
> different from fresh, because if the package is on the table and the milk
> served is actually fresh skim no one will believe you... the power of
> suggestion is quite potent.

The only circumstance under which I drink milk is when it's heavily
fortified with chocolate. <g> Which is convenient because that eliminates
the fresh liquid milk hassle.

== 2 of 10 ==
Date: Sun, Jul 13 2008 7:22 pm
From: Gene S. Berkowitz


In article <slrng7i3sk.h8s.grobe@worf.netins.net>, grobe@netins.net
says...
> Since I live several miles from the nearest grocery
> store and since gas prices are rapidly increasing, I
> have been thinking I should increase the time between
> trips to the grocery store. The problem is perishables.
> While some can be frozen, others can't.
>
> Any thoughts on the longest interval one should have
> between trips? (For me it looks like milk would be
> the determining factor).
>
> What is you policy on this? What are you freezing because
> of the freshness problem...

We shop every two weeks, and buy Stonyfield Farms milk.
It is ultra-pasteurized, and at the supermarket we shop at, the "sell
by" date is usually over a month away. Once opened, you should use it
within seven days. I find the flavor quite good, and even like their 1%
milk.

As I understand it, U/P milk can not be used to make cheese, it will
never set. I don't think it's a problem for ice cream.

--Gene

== 3 of 10 ==
Date: Sun, Jul 13 2008 7:57 pm
From: unow@example.com


On Mon, 14 Jul 2008 02:22:19 GMT, in misc.consumers.frugal-living Gene S.
Berkowitz <first.last@verizon.net> wrote:

>As I understand it, U/P milk can not be used to make cheese, it will
>never set. I don't think it's a problem for ice cream.


It is preferable for yoghurt

== 4 of 10 ==
Date: Sun, Jul 13 2008 8:43 pm
From: Jim


Ann wrote:

> Jim wrote:
> > Ann wrote:
> >> Larry Caldwell wrote:
> > [....]
> >> >
> >> > By UHT, do you mean the irradiated stuff
> > [....]
> >>
> >> irradiated beef
[....]
> >
> > how's the literacy rate in that area?
>
> Bought it the same city the friend you mentioned is from, Elmira. He would
> know better about the literacy rate.

he moved here back in 1976. things change...

== 5 of 10 ==
Date: Sun, Jul 13 2008 9:24 pm
From: "FarmI"


"Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
> FarmI <ask@itshall be given> wrote

>> We find that we have to have regular trips to town for one reason or
>> another that has nothing to do with food and that is when we buy our
>> groceries.
>
>> I think for me the only problem would be bananas. There is no way to
>> store them in any way.
>
> Wrong, they last a lot longer in the fridge, tho they look just as bad on
> the outside.

Yuk! I can't stomach bananas with black skin. I prefer bananas slightly
underripe and once the skin is black, they make me want to barf. If they get
overripe, I make a banana cake out of them.

>> We bake our own bread most of the time, but I have to get my husband to
>> do some of the kneading as I now no longer have the strength for a big
>> batch of multiple loaves.
>
> Time to get a bread machine.

I had one. I hated it so gave it away. I find it's less messy to make it
by hand even if it does take more grunt power.

>> We freeze all but one loaf.
>
> Makes more sense to get a bread machine and bake more often.

Not to us. We prefer a bigger loaf than machines make as we eat a lot of
bread, we hated the hole in the bottom of the bread and the cleaning up and
we prefer the flavour of oven baked bread.


== 6 of 10 ==
Date: Sun, Jul 13 2008 9:39 pm
From: "FarmI"


<unow@example.com> wrote in message
news:bjok74hlubued9gud4srum63rsr9omrs9p@4ax.com...
> On Sun, 13 Jul 2008 18:56:09 +1000, in misc.consumers.frugal-living
> "FarmI"
> <ask@itshall be given> wrote:
>
>> think for me the only problem would be bananas. There is no way to store
>>them in any way.
>
>
> They are good sliced and dehydrated.

I agree. I use dehydrated bananas in my breakfast cereal but I buy those.


== 7 of 10 ==
Date: Sun, Jul 13 2008 10:09 pm
From: "FarmI"


"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
> 01.iinet.net.au>, ask@itshall (FarmI) says...
>
>> I always have UHT milk on hand for when we run out of fresh and I would
>> have
>> no trouble just using that all the time. I also keep UHT cream for the
>> rare
>> times we use it.
>
> By UHT, do you mean the irradiated stuff you store at room temperature
> in boxes? We still can't get irradiated food at markets in the USA,
> which would make fresh food storage a lot easier. The military uses it
> a lot, though.

Others have answered the question a from one of the cites (the wiki one) I
found that UHT is supposedly available in the US. I know you know and like
all sorts of food so it surprses me that you haven't come across UHT. I
assume it's not around where you are? How common is it?

I've always seen lots of references both here in this thread and other US
dominated ngs and on sites that makes me think that powdered milk seems to
be much used in the US. Is that so?

I hate powdered milk in all forms. It's cheap but given the choice between
UHT or powdered, I'd choose UHT every time. Fresh is still best but
powdered - yuckie poo!


== 8 of 10 ==
Date: Sun, Jul 13 2008 10:22 pm
From: Neon John


On Sun, 13 Jul 2008 13:12:11 -0500, me@privacy.net wrote:


>I could keep the bananas and bread and cookies and all
>kinds of things you normally leave laying out IN the
>extra fridge room..... as well as having TWO
>freezers... one in current fridge and the other freezer
>space in the second fridge.
>
>What you say?

That should work fine. You'll have to be careful about keeping things that
ripen from ethylene gas (bananas and such) away from foods that give off
ethylene. I don't recall which those are but a quick google should pop up an
answer.

I'm not much of a fruit eater, an occasional apple, cherries and grapes is
about it, so I've not had to deal with this problem.

I have one of those vacuum packaging machines, the one that Sam's club sells.
I use it a LOT. It totally stops freezer burn. It's also good for packaging
refrigerated items. Just suck the air out and seal at that point instead of
letting it try to pump the liquid out. The bags are laminated to be
impermeable which keeps odors in and contaminants out.

Here are some more ideas regarding vacuum freezing.

http://www.neon-john.com/RV/Food/Freeze_Vac.htm

John
--
John De Armond
See my website for my current email address
http://www.neon-john.com
http://www.johndearmond.com <-- best little blog on the net!
Tellico Plains, Occupied TN
Better to pass boldly into that other world in the full glory of some passion
than fade and wither dismally with age. -Joyce

== 9 of 10 ==
Date: Sun, Jul 13 2008 10:55 pm
From: unow@example.com


On Mon, 14 Jul 2008 15:09:12 +1000, in misc.consumers.frugal-living "FarmI"
<ask@itshall be given> wrote:

>"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
>> 01.iinet.net.au>, ask@itshall (FarmI) says...
>>
>>> I always have UHT milk on hand for when we run out of fresh and I would
>>> have
>>> no trouble just using that all the time. I also keep UHT cream for the
>>> rare
>>> times we use it.
>>
>> By UHT, do you mean the irradiated stuff you store at room temperature
>> in boxes? We still can't get irradiated food at markets in the USA,
>> which would make fresh food storage a lot easier. The military uses it
>> a lot, though.
>
>Others have answered the question a from one of the cites (the wiki one) I
>found that UHT is supposedly available in the US. I know you know and like
>all sorts of food so it surprses me that you haven't come across UHT. I
>assume it's not around where you are? How common is it?
>
>I've always seen lots of references both here in this thread and other US
>dominated ngs and on sites that makes me think that powdered milk seems to
>be much used in the US. Is that so?
>
>I hate powdered milk in all forms. It's cheap but given the choice between
>UHT or powdered, I'd choose UHT every time. Fresh is still best but
>powdered - yuckie poo!
>


Powdered milk is good for backpacking and baking.

== 10 of 10 ==
Date: Sun, Jul 13 2008 11:01 pm
From: "Rod Speed"


FarmI <ask@itshall be given> wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> FarmI <ask@itshall be given> wrote

>>> We find that we have to have regular trips to town for one reason or another that has nothing to do with food and
>>> that is when we buy our groceries.

>>> I think for me the only problem would be bananas. There is no way to store them in any way.

>> Wrong, they last a lot longer in the fridge, tho they look just as bad on the outside.

> Yuk! I can't stomach bananas with black skin.

Nothing to do with that silly claim you made.

> I prefer bananas slightly underripe and once the skin is black, they make me want to barf.

Your problem.

> If they get overripe, I make a banana cake out of them.

>>> We bake our own bread most of the time, but I have to get my
>>> husband to do some of the kneading as I now no longer have the
>>> strength for a big batch of multiple loaves.

>> Time to get a bread machine.

> I had one. I hated it so gave it away.

You've got a hell of a lot of mindlessly silly hangups, havent you ?

> I find it's less messy to make it by hand

Like hell it is.

> even if it does take more grunt power.

>>> We freeze all but one loaf.

>> Makes more sense to get a bread machine and bake more often.

> Not to us.

More fool you.

> We prefer a bigger loaf than machines make as we eat a lot of bread, we hated the hole in the bottom of the bread

You've got a hell of a lot of mindlessly silly hangups, havent you ?

> and the cleaning up

There is no clearing up whatever.

> and we prefer the flavour of oven baked bread.

You've got a hell of a lot of mindlessly silly hangups, havent you ?



==============================================================================
TOPIC: Key Bank and Free iPod; They are doing it again.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49979e6dc6b790c8?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 7:46 pm
From: Gordon


clams_casino <PeterGriffin@DrunkinClam.com> wrote in news:6Hwek.20273
$oY2.16085@newsfe21.lga:

> Gordon wrote:
>
>>For those of you who were here last year, I related my
>>experience (good) with Key bank's offer of a free iPod
>>for opening a new checking account.
>>
>>Well, I just saw an ad in the paper, and they are doing it
>>again. Sign up for a new checking account, Use it at least
>>3 times, get a free iPod 3G nano. This year there is an
>>option to get an iPod touch.
>>
>>If you want a free iPod (free is frugal), you should
>>look into this.
>>
>>Note: Be sure to read and understand the fine print or
>>you may end up paying fees, or you won't have the right
>>transactions to qualify for the iPod.
>>
>>
>
> They're an older model - based on 8 track.
>

Older than what??
It's the latest Nano widescreen. Barely a year old.
You can't get a newer version of the Nano.

== 2 of 2 ==
Date: Sun, Jul 13 2008 8:16 pm
From: "Rod Speed"


Gordon <gonzo@alltomyself.com> wrote:
> clams_casino <PeterGriffin@DrunkinClam.com> wrote in news:6Hwek.20273
> $oY2.16085@newsfe21.lga:
>
>> Gordon wrote:
>>
>>> For those of you who were here last year, I related my
>>> experience (good) with Key bank's offer of a free iPod
>>> for opening a new checking account.
>>>
>>> Well, I just saw an ad in the paper, and they are doing it
>>> again. Sign up for a new checking account, Use it at least
>>> 3 times, get a free iPod 3G nano. This year there is an
>>> option to get an iPod touch.
>>>
>>> If you want a free iPod (free is frugal), you should
>>> look into this.
>>>
>>> Note: Be sure to read and understand the fine print or
>>> you may end up paying fees, or you won't have the right
>>> transactions to qualify for the iPod.
>>>
>>>
>>
>> They're an older model - based on 8 track.
>>
>
> Older than what??
> It's the latest Nano widescreen. Barely a year old.
> You can't get a newer version of the Nano.

It was a joke, Joyce.



==============================================================================
TOPIC: china discount AIR JORDAN AF1 fusion shoes, cheapest prada chanel coach
(www.cicitrade.com)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2e95676608914f0c?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 13 2008 7:48 pm
From: cicitrade001@yahoo.cn


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==============================================================================
TOPIC: Surviving high heating oil prices
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 13 2008 8:06 pm
From: krw


In article <g5dt3r$jre@acadia.ece.villanova.edu>,
nicksanspam@ece.villanova.edu says...
> krw <krw@att.bizzzzzzzzzz> wrote:
>
> >> >If you read back, I said that foild will help by REFLECTING radiated
> >> >heat. It doesn't do squat for the 'R' value, however, because that
> >> >is a measure of CONDUCTED heat.
> >>
> >> No. R-values are measured, and they include all forms of heatflow.
> >
> >Your definition of "R-value" is meaningless. The 'R' varies by
> >application, which makes it a meaningless number.
>
> You've made a mistake, Keith. I suggest you admit it and move on.

Wrong again. R-value is not dependent on how bright the sun is.

--
Keith


==============================================================================
TOPIC: Which of these is best VALUE stock investment?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/785d10c890e976d3?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 8:15 pm
From: Gene S. Berkowitz


In article <g57iel$sl4$1@aioe.org>, none@none.net says...
> I like to do value stock investments. In other words, pick things up when
> they are cheap. Recently, I invested 3/4 of my $ into 3 different stocks,
> but now I'm having a hard time deciding what stock to invest the last bit
> into.
>
> Here is what I'm considering:
>

> BPL Buckeye Partners LP
> current price $40.72 52 wk. range $39.11 to $55.54
> stock has over an 8% yield
> owns a network of 5,400 miles of pipelines which it uses to transport fuels
> to terminals, airports, and other places of heavy use. Also provides
> pipeline operation, maintenance and construction services for third parties.
> Consistently profitable, but stock is currently down about 20%. With yield,
> could give 36% return over next 2 years. Not much risk.

I am not a CPA, but it seems like BPL took on $300 million of debt to
buy a NG storage facility this year, and is now carrying over $1.3
billion in debt, against a market capitalization of $1.95 billion.

> WOLF Great Wolf Resorts
> current price $4.37 52 wk. range $3.98 to $15.70
> indoor year round water parks and hotels
> recent expansion, built several new properties, but current
> economic climate weighs on earnings, but could easily double in the next 2-3
> years, but has higher downside risk

> FUN Cedar Fair LP
> Current Price $16.69 52 wk. range $16.14 to $29.90
> Operates 11 amusement parks, 6 water parks, 1 indoor water park, and 5
> hotels. Flagship park is Cedar Point. Stock gives a 10% to 11% yield, and
> is currently close to its lowest point in recent years, due to current poor
> economy. May be some downside, but stock yield gives some insurance against
> inflation, and stock has potential to add 50% in a year or two.

What makes you think that amusement parks will survive this recession,
combined with $5 gasoline?

--Gene

== 2 of 2 ==
Date: Sun, Jul 13 2008 11:04 pm
From: "Rod Speed"


Gene S. Berkowitz <first.last@verizon.net> wrote:
> In article <g57iel$sl4$1@aioe.org>, none@none.net says...
>> I like to do value stock investments. In other words, pick things
>> up when they are cheap. Recently, I invested 3/4 of my $ into 3
>> different stocks, but now I'm having a hard time deciding what stock
>> to invest the last bit into.
>>
>> Here is what I'm considering:
>>
>
>> BPL Buckeye Partners LP
>> current price $40.72 52 wk. range $39.11 to $55.54
>> stock has over an 8% yield
>> owns a network of 5,400 miles of pipelines which it uses to
>> transport fuels to terminals, airports, and other places of heavy
>> use. Also provides pipeline operation, maintenance and construction
>> services for third parties. Consistently profitable, but stock is
>> currently down about 20%. With yield, could give 36% return over
>> next 2 years. Not much risk.
>
> I am not a CPA, but it seems like BPL took on $300 million of debt to
> buy a NG storage facility this year, and is now carrying over $1.3
> billion in debt, against a market capitalization of $1.95 billion.
>
>> WOLF Great Wolf Resorts
>> current price $4.37 52 wk. range $3.98 to $15.70
>> indoor year round water parks and hotels
>> recent expansion, built several new properties, but current
>> economic climate weighs on earnings, but could easily double in the
>> next 2-3 years, but has higher downside risk
>
>> FUN Cedar Fair LP
>> Current Price $16.69 52 wk. range $16.14 to $29.90
>> Operates 11 amusement parks, 6 water parks, 1 indoor water park, and
>> 5 hotels. Flagship park is Cedar Point. Stock gives a 10% to 11%
>> yield, and is currently close to its lowest point in recent years,
>> due to current poor economy. May be some downside, but stock yield
>> gives some insurance against inflation, and stock has potential to
>> add 50% in a year or two.
>
> What makes you think that amusement parks will survive this recession,
> combined with $5 gasoline?

History.



==============================================================================
TOPIC: Renter's Insurance - Coverage question
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/af9a0c1286b64bd6?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 9:15 pm
From: Tim Smith


In article <violin-DF9FE5.21111308072008@news.supernews.com>,
Truly Stunned <violin@thebridgeofsighs.sad> wrote:
> > I just opened a policy for renter's insurance for my new two bedroom
> > apartment in the Boston area. It is a $25K policy for less than $400/
> > yr.
>
> Holy crap! I pay $99/year for over $35K worth of coverage through
> Costco, including special item coverage. We rent a refurbished 3-bedroom

Last time I was renting, my renter's insurance was negative cost! It
was from the same company that I had my auto insurance from, and having
multiple policies with them qualified me for some discounts that ended
up being MORE than the cost of renter's insurance.

--
--Tim Smith

== 2 of 2 ==
Date: Sun, Jul 13 2008 10:30 pm
From: Truly Stunned


In article <reply_in_group-16F49F.21151213072008@news.supernews.com>,
Tim Smith <reply_in_group@mouse-potato.com> wrote:

> In article <violin-DF9FE5.21111308072008@news.supernews.com>,
> Truly Stunned <violin@thebridgeofsighs.sad> wrote:
> > > I just opened a policy for renter's insurance for my new two bedroom
> > > apartment in the Boston area. It is a $25K policy for less than $400/
> > > yr.
> >
> > Holy crap! I pay $99/year for over $35K worth of coverage through
> > Costco, including special item coverage. We rent a refurbished 3-bedroom
>
> Last time I was renting, my renter's insurance was negative cost! It
> was from the same company that I had my auto insurance from, and having
> multiple policies with them qualified me for some discounts that ended
> up being MORE than the cost of renter's insurance.

That's terrific. We also carry auto insurance through Costco, and that
may account for the price of our renters insurance. I've done a lot of
shopping around, but haven't found a better auto-insurance deal than the
one we are getting (about $150/year for our 14-y/o econo box w/ $500
deductibles and remarkably good coverage).

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