Friday, August 22, 2008

25 new messages in 13 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Luxury Patek Philippe Watches Discount - Hot Shop Patek Philippe Watches Low
Price - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8d23d0f557019360?hl=en
* Vote for John McCain.. a mans man...not some pointy nose, smart guy. - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4f41a0c9e221cb6f?hl=en
* Citroen c4 review c reviews economy - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0e2600362469224c?hl=en
* Would you stop for a moment?! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/19eea8f844214832?hl=en
* Dangerous/deadly chew toy - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d3d74f37eaeb3a90?hl=en
* The DSL 12-Month Commitment - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bb1b6c0797411fac?hl=en
* Cramar Cat Sanctuary 0121 445 1840 stock Petporte Microchip Catflaps £89.99 -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a279739af2526fb0?hl=en
* baby - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5252f006bc674b3a?hl=en
* Use it or lose it? - 5 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8826541b5009dfa9?hl=en
* Labor Day: MAYDAY - Why Do You Stay Day? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/78e631926b8480de?hl=en
* How to select a reliable used car? - 6 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d6e74503ddeed27?hl=en
* Nike Air Jordan 1 I Shoes Force 1 Jordan Fusion AJF 1 AJF1 AJ1F Jordan 1
fusion Nike Air Jordan 2 II Force 1 Jordan Fusion AJF 2 AJF2 AJ2F Jordan 2
fusion Nike Air Jordan 3 III Force 1 Jordan Fusion AJF 3 AJF3 AJ3F Jordan 3
fusion Nike Air Jordan 4 IV Force 1 Jordan Fusion AJF 4 AJF4 AJ4F Jordan 4
fusion Nike Air Jordan 5 V Force 1 Jordan Fusion AJF 5 AJF5 AJ5F Jordan 5
fusion Nike Air Jordan 6 VI Force 1 Jordan Fusion AJF 6 AJF6 AJ6F Jordan 6
Rings Jordan 6 fusion Nike Air Jordan 7 VII Force 1 Jordan Fusion AJF 7 AJF7
AJ7F Jordan 7 fusion Nike Air Jordan 8 VIII Force 1 Jordan 8 Fusion AJF 8 AJF8
AJ8F Jordan 8 fusion Nike Air Jordan 9 IX Force 1 Jordan Fusion AJF 9 AJF9 AJ9
F Jordan 9 fusion Nike Air Jordan 10 X Force 1 Jordan Fusion AJF 10 AJF10 AJ10
F Jordan 10 fusion Nike Air Jordan 11 XI Force 1 Jordan Fusion AJF 11 AJF11 AJ
11F Jordan 11 fusion Nike Air Jordan 12 XII Force 1 Jordan Fusion AJF 12 AJF12
AJ12F Jordan 12 fusion Nike Air Jordan 13 XIII Force 1 Jordan Fusion AJF 13
AJF13 AJ13F Jordan 13 fusion Nike Air Jordan 14 XIV Force 1 Jordan Fusion AJF
14 AJF14 AJ14F Jordan 14 fusion Nike Air Jordan 15 XV Force 1 Jordan Fusion
AJF 15 AJF15 AJ15F Jordan 15 fusion Nike Air Jordan 16 XVI Force 1 Jordan
Fusion AJF 16 AJF16 AJ16F Jordan 16 fusion Nike Air Jordan 17 XVII Force 1
Jordan Fusion AJF 17 AJF17 AJ17F Jordan 17 fusion Nike Air Jordan 18 XVIII
Force 1 Jordan Fusion AJF18 AJF18 AJ18F Jordan 18 fusion Nike Air Jordan 19
XIX Force 1 Jordan Fusion AJF 19 AJF19 AJ19F Jordan 19 fusion Nike Air Jordan
20 XX Force 1 Jordan Fusion AJF 20 AJF20 AJ20F Jordan 20 fusion Nike Air
Jordan 21 XXI PE Force 1 Jordan Fusion AJF 21 AJF21 AJ21F Jordan 21 fusion
Nike Air Jordan XXII 22 Force 1 Jordan Fusion AJF 22 AJF22 AJ22F Jordan 22
fusion Nike Air Jordan XXIII 23 Force 1 Jordan Fusion AJF 23 AJF23 AJ23F
Jordan 23 fusion - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b8d61486103dce84?hl=en
* My idea of frugal living with green fitness - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8faf3a507b4f1d57?hl=en

==============================================================================
TOPIC: Luxury Patek Philippe Watches Discount - Hot Shop Patek Philippe
Watches Low Price
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8d23d0f557019360?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, Aug 21 2008 11:53 pm
From: blog107@watchesblog.cn


Luxury Patek Philippe Watches Discount - Hot Shop Patek Philippe
Watches Low Price

Best Discount Watches : http://www.hotwatch.org
Fakes Patek Philippe Watches : http://patek-philippe.hotwatch.org/

The Same Patek Philippe Watches Replicas Series :

Fake Patek Philippe Twenty~4 Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Twenty4.html

Fake Patek Philippe Grand Complications Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Grand-Complications.html

Fake Patek Philippe World Time Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-World-Time.html

Fake Patek Philippe Complicated Timepieces Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Complicated-Timepieces.html

Fake Patek Philippe Aquanaut Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Aquanaut.html

Fake Patek Philippe Calatrava Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Calatrava.html

Fake Patek Philippe Gondolo Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Gondolo.html

Fake Patek Philippe Golden Ellipse Watches :
http://patek-philippe.hotwatch.org/Patek-Philippe-Golden-Ellipse.html


==============================================================================
TOPIC: Vote for John McCain.. a mans man...not some pointy nose, smart guy.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4f41a0c9e221cb6f?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 2:20 am
From: A VFW


In article <srhi-112548.23430620082008@newsgroups.comcast.net>,
Shawn Hirn <srhi@comcast.net> wrote:

> In article
> <aa745e01-1e0b-47ab-b4c9-e2217f6909f3@q5g2000prf.googlegroups.com>,
> phil scott <phil@philscott.net> wrote:
>
> > http://www.youtube.com/watch?v=RGWakF5XgYM&NR=1
>
> A man's man who can barely remember which shoe goes on which foot.
>
> The link below points to a letter written by another former Vietnam POW.
> This letter should be read by anyone who plans to vote for president
> this November.
>
> http://www.military.com/opinion/0,15202,164859_1,00.html

O.T. and P.C.

In article
<892b1df2-d672-4dc1-97e8-cd1df2a4fc8d@m3g2000hsc.googlegroups.com>,
"alt.politics.bush" <thomasw540@hotmail.com> wrote:

> 21 August 2008
>
> Fay turns towards Florida once again, sniffing out Limo Limbaugh.
> Oh, where, oh, where/does my true love dwell? When the Spirit of God
> hears the sound of blood lust coming across the Golden Microphone of
> the Enemas In Broadcast Network, it begins a spiral of agitation in a
> sort of cosmic version of a feeding frenzy. Right now, it is wringing
> out all the water it sucks up over the Atlantic without much wind, but
> if Florida was to toss in an execution or two this weekend, the furies
> may become roused. If McCain was to choose Tom Ridge, Limo Limbaugh
> would have a conniption as the neo-cons are ushered to the cheap seats
> in the bleachers, where they should never have been allowed to
> leave.
>
> I don¹t know why McCain is so anxious to kiss the ass of neo-con
> girly-boys like Rich Lowry, Chicken Hawks like John Bolton and candy-
> ass Pro-Life Christians like John Hagee. It must have something to do
> with the sweet-nothings Steve Schmidt is blowing up his bustles.
> McCain¹s real problem as a fighter pilot is a profound target
> fascination that leaves him subject to the blind-side disaster, such
> as when he got shot down. Schmidt is his wing man, but there is
> nothing to defend him against Schmidt¹s blind side and Schmidt¹s blind
> side is basically the same as Rich Lowry¹s.
>
> Which is why I think McCain-Ridge is the dream team. Ridge has been
> part of a point team a time or two and his blind side is not Rich
> Lowry¹s or Limo Limbaugh¹s or Cheney¹s or Bushie¹s. Especially
> Bushie¹s. The difference between adult leadership being stuck on
> stupid is the difference between Tom Ridge and Bushie.
>
> McCain has this ad out where a woman voice over is talking pretty
> much the way Ditto Heads pass out the party line around the water
> cooler or at wedding receptions or after church and finishes up the ad
> with the assertion that Obama¹s tax plans will lead to economic
> disaster.
>
> We are already in the middle of an economic disaster as a result of
> 27 years of the Free Market principles of William F. Buckley, Jr.,¹s
> conservatism. I am personally fully in favor of personal wealth and
> the fact that McCain owns 7 houses reflects a prudent investment
> portfolio. It¹s hard to beat real estate for parking wealth until you
> need it. But Obama¹s remark that the economy looks different to
> someone with 7 houses than someone who has lost his/her house because
> of the sub-prime debacle or corporate downsizing or someone who
> doesn¹t have McCain¹s health care plan and needs it. The confluence
> of the Reagan Revolution, Gingrich¹s Contract With America and
> Bushie¹s Compassionate Conservatism is stranding the American middle
> class on the sand of the lake bed where trickle down economics has
> trickled out. This is what Edward¹s 2 Americas looks like. This the
> reality McCain refuses to acknowledge and Obama is equipped to
> transform.
>
> And that¹s the truth.
> Just for the record, McCain¹s ads have got one thing exactly correct:
> we are worse off now than we were ever just 4 years ago, much less
> since Phil Gramm begin to install Voodoo economics in the tax code and
> related legislation.
>
> And that, too, is the truth.

and ;
I know how many houses I own. One. while the elite have to get back to
you.
http://online.wsj.com/article/SB121937270122562683.html?mod=googlenews_ws
j
--
If guns are out-lawed. Only the Out-laws & politicians will have guns.


==============================================================================
TOPIC: Citroen c4 review c reviews economy
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0e2600362469224c?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 2:31 am
From: Nick


You can get the Citroen c4 review c reviews economy..

Citroen c4 review c reviews economy and comfort in one. Posted on
August 21st, 2008 in Citroen c4 review by mannunni29 Only pople that
are interested in buying a Baby Prado. S worth noting at this point
that at mph the C VTS was pulling revs whilst the C VTS is just under
it. Ford Falcon Orion Consumer digital camera reviews and GT Citroen c
reviews.
For more info: http://www.digitalcamerareviewsblog.com/6514/citroen-c4-review-c-reviews-economy-and-comfort-in-one/


==============================================================================
TOPIC: Would you stop for a moment?!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/19eea8f844214832?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 4:04 am
From: aassime abdellatif


ISLAM and the AIM of LIFE

What is your purpose in life? What is the rationale behind our life?
Why do we live in this life? These questions frequently intrigue
people who try to find accurate answers.


People provide different answers to these questions. Some people
believe the purpose of life is to accumulate wealth. But one may
wonder: What is the purpose of life after one has collected colossal
amounts of money? What then? What will the purpose be once money is
gathered? If the purpose of life is to gain money, there will be no
purpose after becoming wealthy. And in fact, here lies the problem of
some disbelievers or misbelievers at some stage of their life, when
collecting money is the target of their life. When they have
collected
the money they dreamt of, their life loses its purpose. They suffer
from the panic of nothingness and they live in tension and
restlessness.


Can Wealth Be an Aim?


We often hear of a millionaire committing suicide, sometimes, not the
millionaire himself but his wife, son, or daughter. The question that
poses itself is: Can wealth bring happiness to one's life? In most
cases the answer is NO. Is the purpose of collecting wealth a
standing
purpose? As we know, the five-year old child does not look for
wealth:
a toy for him is equal to a million dollars. The eighteen-year old
adolescent does not dream of wealth because he is busy with more
important things. The ninety-year old man does not care about money;
he is worried more about his health. This proves that wealth cannot
be
a standing purpose in all the stages of the individual's life.


Wealth can do little to bring happiness to a disbeliever, because he/
she is not sure about his fate. A disbeliever does not know the
purpose of life. And if he has a purpose, this purpose is doomed to
be
temporary or self destructive.


What is the use of wealth to a disbeliever if he feels scared of the
end and skeptical of everything. A disbeliever may gain a lot of
money, but will surely lose himself.


Worshipping Allah as an Aim


On the contrary, faith in Allah gives the believer the purpose of
life
that he needs. In Islam, the purpose of life is to worship Allah. The
term "Worship" covers all acts of obedience to Allah.


The Islamic purpose of life is a standing purpose. The true Muslim
sticks to this purpose throughout all the stages of his life, whether
he is a child, adolescent, adult, or an old man.


Worshipping Allah makes life purposeful and meaningful, especially
within the framework of Islam. According to Islam this worldly life
is
just a short stage of our life. Then there is the other life. The
boundary between the first and second life is the death stage, which
is a transitory stage to the second life. The type of life in the
second stage a person deserves depends on his deeds in the first
life.
At the end of the death stage comes the day of judgment. On this day,
Allah rewards or punishes people according to their deeds in the
first
life.


The First Life as an Examination


So, Islam looks at the first life as an examination of man. The death
stage is similar to a rest period after the test, i. e. after the
first life. The Day of Judgment is similar to the day of announcing
the results of the examinees. The second life is the time when each
examinee enjoys or suffers from the outcome of his behavior during
the
test period.


In Islam, the line of life is clear, simple, and logical: the first
life, death, the Day of Judgment, and then the second life. With this
clear line of life, the Muslim has a clear purpose in life. The
Muslim
knows he is created by Allah. Muslims know they are going to spend
some years in this first life, during which they have to obey God,
because God will question them and hold them responsible for their
public or private deeds, because Allah knows about all the deeds of
all people. The Muslim knows that his deeds in the first life will
determine the type of second life they will live in. The Muslim knows
that this first life is a very short one, one hundred years, more or
less, whereas the second life is an eternal one.


The Eternity of the Second Life


The concept of the eternity of the second life has a tremendous
effect
on a Muslims during their first life, because Muslims believe that
their first life determines the shape of their second life. In
addition, this determines the shape of their second life and this
determination will be through the Judgment of Allah, the All just and
Almighty.


With this belief in the second life and the Day of Judgment, the
Muslim's life becomes purposeful and meaningful. Moreover, the
Muslim's standing purpose is to go to Paradise in the second life.


In other words, the Muslim's permanent purpose is to obey Allah, to
submit to Allah, to carry out His orders, and to keep in continues
contact with Him through prayers (five times a day), through fasting
(one month a year), through charity (as often as possible), and
through pilgrimage (once in one's life).


The Need for a Permanent Purpose


Disbelievers have purposes in their lives such as collecting money
and
property, indulging in sex, eating, and dancing. But all these
purposes are transient and passing ones. All these purposes come and
go, go up and down. Money comes and goes. Health comes and goes.
Sexual activities cannot continue forever. All these lusts for money,
food and sex cannot answer the individual's questions: so what? Then
What?


However, Islam saves Muslims from the trouble of asking the question,
because Islam makes it clear, from the very beginning, that the
permanent purpose of the Muslim in this life is to obey Allah in
order
to go to Paradise in the second life.


We should know that the only way for our salvation in this life and
in
the hereafter is to know our Lord who created us, believe in Him, and
worship Him alone.


We should also know our Prophet whom Allah had sent to all mankind,
believe in Him and follow Him. We should, know the religion of truth
which our Lord has commanded us to believe in, and practice it ...


Those in search of truth


Who have an open mind and heart,


Islamic Education Foundation


Welcome You.


Objectives: -


To Convey the message of Islam


To Educate Muslims about Islam


To keep in close contact with new Muslims.


Activities:


Offering Courses and presenting lectures about Islam in several
languages.


Teaching Islam and Arabic.


Teaching new Muslims to receive the Holy Quran.


Helping Non- Muslims embrace Islam and complete the required
procedures


We advise you visiting :
http://www.islam-guide.com
http://www.thetruereligion.org
http://www.it-is-truth.org
http://www.beconvinced.com
http://www.plaintruth.org
http://english.islamway.com
http://www.todayislam.com
http://www.prophetmuhammed.org
http://www.islamtoday.net/english/
http://www.islamunveiled.org
http://www.islamic-knowledge.com


We willingly recive any inquries at the e-mail :


musl...@hotmail.com


http://www.islam-qa.com


Or


http://www.islam-online.net


Or


http://www.al-islam.com


Or


http://www.al-sunnah.com/



==============================================================================
TOPIC: Dangerous/deadly chew toy
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d3d74f37eaeb3a90?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Aug 22 2008 4:10 am
From: ultimauw@hotmail.com


http://consumerist.com/5040194/owner-calls-for-chew-toy-recall-after-dogs-injury-results-in-tongue-amputation

Here's a heartbreaking story: A dog owner is asking the public to
demand the recall of a chew toy after it caused an injury to their dog
that required amputation of its tongue.

On Sunday, June 22, 2008 my 10-year old lab mix, Chai, sustained a
severe injury from a product that the company Four Paws Inc, produces.
The toy I'm referencing is the pimple ball with bell. (Item
#20227-001, UPC Code 0 4566320227 9)

While chewing on the toy, a vacuum was created and it effectively
sucked his tongue into the hole in the ball. From speaking with my
vet, this likely occurred because there is not a second hole in the
ball preventing the vacuum effect from happening. I became aware of
this when Chai approached a friend at my home whimpering with the ball
in his mouth. She tried unsuccessfully to remove the ball but the
tongue had swollen and could not be released.

Chai was taken to the Animal Medical Center (an emergency care
facility in New York City) and was treated by Dr. Nicole Spurlock to
have the ball removed. Because the size of the opening on the ball was
so small, all circulation to his tongue was cut off. The doctors had
to sedate him in order to remove it. Once the ball was removed, his
tongue swelled to the point that he could no longer put it in his
mouth. Chai was sent home with care instructions and to be observed
overnight for any changes.

By the following morning Chai's tongue had swollen even more.

He was taken to his regular vet, Dr. Timnah Lee, for treatment. He
was admitted and kept sedated for a period of three days during which
time they were treating his wounds and waiting to determine how much
of his tongue could be saved. On June 26, 2008 Chai had his tongue
amputated.

He was kept in after-care for an additional three days. On Sunday
June 29th I brought Chai home from the vet with a barrage of home care
instructions, to last for an additional 7 days. His next visit was to
have his mouth re-examined and have the feeding tube in his neck
removed.

== 2 of 2 ==
Date: Fri, Aug 22 2008 12:07 pm
From: "h.tees"

<ultimauw@hotmail.com> wrote in message
news:dba8bce7-b126-43c5-846b-233d8cb51317@z11g2000prl.googlegroups.com...
http://consumerist.com/5040194/owner-calls-for-chew-toy-recall-after-dogs-injury-results-in-tongue-amputation

Here's a heartbreaking story: A dog owner is asking the public to
demand the recall of a chew toy after it caused an injury to their dog
that required amputation of its tongue.


Oh don't be SO stupid. My dog hurt himself when he grabbed a stick that was
thrown
for him. Should we demnd a policy of cutting ll trees down?

Get a life, stop trying to scrounge and wallow in your self pitying
compensation culture
lifestyle.



==============================================================================
TOPIC: The DSL 12-Month Commitment
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bb1b6c0797411fac?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Aug 22 2008 4:40 am
From: Relaxin@home.net (Messiah Obama)


On Fri, 22 Aug 2008 14:33:13 +1000, "Rod Speed"
<rod.speed.aaa@gmail.com> wrote:

>Some gutless fuckwit desperately cowering behind
>Messiah Obama <spam@nospam.org> wrote the completely superfluous
>proof that its never ever had a fucking clue about anything at all, ever.
>
>
You, you you ... little Verizon 'ho', you.

Apologize instantly, if not sooner!

(Little slut hussy)

== 2 of 2 ==
Date: Fri, Aug 22 2008 11:59 am
From: "Rod Speed"


Some gutless fuckwit desperately cowering behind
Messiah Obama <spam@nospam.org> wrote the completely superfluous
proof that its never ever had a fucking clue about anything at all, ever.



==============================================================================
TOPIC: Cramar Cat Sanctuary 0121 445 1840 stock Petporte Microchip Catflaps £
89.99
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a279739af2526fb0?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 5:06 am
From: emmahart5@googlemail.com


Help the rescue do more by purchasing your catflap from here - All
profit goes to charity! Add £8 for postage. Registered charity number
- 519102. Thank you xx


==============================================================================
TOPIC: baby
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5252f006bc674b3a?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 8:17 am
From: baby


mdrusthum.blogspot.com
mdrusthum@gmail.com


==============================================================================
TOPIC: Use it or lose it?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8826541b5009dfa9?hl=en
==============================================================================

== 1 of 5 ==
Date: Fri, Aug 22 2008 8:46 am
From: timeOday


The APY on my credit union savings account is only 1.51%. Since this is
far below current inflation, I am actually paying them to borrow my
money, and my balance is worth less and less each day.

Looking at Bankrate,
<http://www.bankrate.com/brm/rate/mmmf_highratehome.asp?params=US,416&product=33>
it appears the best money market account is still only about 3.6%

Meanwhile, inflation is 5.6%
<http://www.heraldtribune.com/article/20080822/COLUMNIST/808220325/2107/BUSINESS>

Is there some safe place to put my money where it will not shrink, and
still be available on a few weeks' notice?

Or should I just blow it on a vacation before inflation eats it away :)

== 2 of 5 ==
Date: Fri, Aug 22 2008 11:44 am
From: "AllEmailDeletedImmediately"

"timeOday" <timeOday-UNSPAM@theknack.net> wrote in message
news:jcidnVYnruGiQjPVnZ2dnUVZ_sWdnZ2d@comcast.com...
> The APY on my credit union savings account is only 1.51%. Since this is
> far below current inflation, I am actually paying them to borrow my
> money, and my balance is worth less and less each day.
>
> Looking at Bankrate,
> <http://www.bankrate.com/brm/rate/mmmf_highratehome.asp?params=US,416&product=33>
> it appears the best money market account is still only about 3.6%
>
> Meanwhile, inflation is 5.6%
> <http://www.heraldtribune.com/article/20080822/COLUMNIST/808220325/2107/BUSINESS>
>
> Is there some safe place to put my money where it will not shrink, and
> still be available on a few weeks' notice?
>
> Or should I just blow it on a vacation before inflation eats it away :)

start buying things you'll need that won't go bad.

== 3 of 5 ==
Date: Fri, Aug 22 2008 12:26 pm
From: "Rod Speed"


timeOday <timeOday-UNSPAM@theknack.net> wrote:

> The APY on my credit union savings account is only 1.51%. Since
> this is far below current inflation, I am actually paying them to borrow
> my money, and my balance is worth less and less each day.

> Looking at Bankrate,
> <http://www.bankrate.com/brm/rate/mmmf_highratehome.asp?params=US,416&product=33>
> it appears the best money market account is still only about 3.6%

> Meanwhile, inflation is 5.6%
> <http://www.heraldtribune.com/article/20080822/COLUMNIST/808220325/2107/BUSINESS>

> Is there some safe place to put my money where it will
> not shrink, and still be available on a few weeks' notice?

Some places do offer much better rates than that, like around 8%

That does involve foreign currency exchange risk tho.

> Or should I just blow it on a vacation before inflation eats it away
> :)

Probably not with the USD increasing in value currently, depending on
whether you are talking about a vacation inside or outside the country.

If you do have a mortgage, its best to have one that allows you to pay
off the mortgage at a faster rate and draw it down again as you need
to spend on something. That involves a substantial cost to change to
that sort of mortgage tho and you should have gone for one of those
when you got the mortgage in the first place.


== 4 of 5 ==
Date: Fri, Aug 22 2008 12:30 pm
From: "SpammersDie"

"timeOday" <timeOday-UNSPAM@theknack.net> wrote in message
news:jcidnVYnruGiQjPVnZ2dnUVZ_sWdnZ2d@comcast.com...
> The APY on my credit union savings account is only 1.51%. Since this is
> far below current inflation, I am actually paying them to borrow my
> money, and my balance is worth less and less each day.
>
> Looking at Bankrate,
> <http://www.bankrate.com/brm/rate/mmmf_highratehome.asp?params=US,416&product=33>
> it appears the best money market account is still only about 3.6%
>
> Meanwhile, inflation is 5.6%
> <http://www.heraldtribune.com/article/20080822/COLUMNIST/808220325/2107/BUSINESS>
>
> Is there some safe place to put my money where it will not shrink, and
> still be available on a few weeks' notice?
>
> Or should I just blow it on a vacation before inflation eats it away :)

You could use it as seed money to start your own business in one of these
promising growth industries:

debt collector
skip tracer
repo man
foreclosure assistance
suicide counselor
bankruptcy attorney
payday lender (ok,maybe not this one.)


== 5 of 5 ==
Date: Fri, Aug 22 2008 1:47 pm
From: Derald


timeOday <timeOday-UNSPAM@theknack.net> wrote:

>Is there some safe place to put my money where it will not shrink, and
>still be available on a few weeks' notice?
Certain inverse (ET)funds, if carefully screened, continue to offer
opportunities to profit and shall continue to do so as long as the stock
market moves downward or even when indexes remain static. As long as
that condition obtains, such funds maintain the same liquidity as any
other ETF but, of course, become less so during a (significant) market
rally.
Basic reading here:
http://en.wikipedia.org/wiki/Inverse_etf

http://www.marketwatch.com/news/story/inverse-funds-can-keep-bear/story.aspx?guid=%7B16857FE2-DCEB-4D30-8B12-23029BCA13C0%7D

Leveraged funds, particularly certain so-called "short" ETFs, also
have done quite well during this market downturn while others have, at
the least, lost much less than the overall market as reflected in the
indexes. Investing in these vehicles, though, is not for the
faint-of-heart or for the inexperienced investor. Take a look here:

http://www.profunds.com/ProFundsOverview/Content/default.fs

http://www.proshares.com/

Be advised, though, that the two above citations are commercial sites
under the same corporate umbrella. A little W3 searching should uncover
at least a few more objective sources.
--
Derald


==============================================================================
TOPIC: Labor Day: MAYDAY - Why Do You Stay Day?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/78e631926b8480de?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 9:18 am
From: family-living


Labor Day: MAYDAY - Why Do You Stay Day?

Labor Day is a United States federal holiday
observed on the first Monday in September.
http://en.wikipedia.org/wiki/Labor_Day

May Day, similar to the International
Workers' Day, or Labour Day, celebrates
social and economic achievements of
the labour movement.
http://en.wikipedia.org/wiki/May_Day

MAYDAY - MAYDAY is used to signal
a life-threatening emergency.

Russia: Why Do You Stay Another Day
in Georgia? Are you trying to damage oil
and commodity price stabilization in the US?
Yes? The world economic outlook is highly
uncertain, as long as you stay in Georgia:
lost revenue, damage to customer relations,
and inciting employee unrest worldwide.

Business and Economics needs a break.
http://www.academic-genealogy.com/archives.htm#Business
Go back and study the history of the common
man and care more about the Russian people.
http://www.academic-genealogy.com/documentationpublications.htm
The History Of Work Information System, links
tens of thousands of occupational titles from
countries and languages around the world:
picture the sixteenth to the twentieth century.
http://historyofwork.iisg.nl/list_images.php

Russian Standard: Homeland occupied with
the Work Ethic, establishing united families
and making international friends. No War Effort.

Respectfully yours,

Tom Tinney, Sr.
Who's Who in America,
Millennium Edition [54th] through 2004
Who's Who In Genealogy and Heraldry,
[both editions]
Family Genealogy & History
Internet Education Directory
http://www.academic-genealogy.com/


==============================================================================
TOPIC: How to select a reliable used car?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d6e74503ddeed27?hl=en
==============================================================================

== 1 of 6 ==
Date: Fri, Aug 22 2008 10:13 am
From: capieleo


I'm in the process of buying a new car and I came across this really
useful site where I got the following from:
http://www.BuyingAdvice.com

A comprehensive researched list of reliable used cars can be useful to
the used car buyer.

We suggest finding a one-owner used car, that has been cared for, it
has its service records (that show they changed oil on schedule and
maintained basic manufacturer recommended service per the owner's
manual) and ideally, owned by someone who is more stable like a senior
citizen, than say a teenager. The reason is that odds are that a more
experienced and stable person is going to maintain service.

The vehicle should have a clear CarFax record. I would look
nationally, because this type of vehicle is going to be hard to find,
and ideally use a service like CarChex or a mechanic to inspect the
vehicle before you buy it -- (to help spot upcoming repairs).

== 2 of 6 ==
Date: Fri, Aug 22 2008 10:24 am
From: franbura@gmail.com


Good insight. I'm looking for a new car myself and even considering
trading mine in.
Do you know where I can find a reliable unbiased blog or site on tips
about carloans, dealership tactics, etc.?
thanx.

== 3 of 6 ==
Date: Fri, Aug 22 2008 10:33 am
From: clams_casino


franbura@gmail.com wrote:

>Do you know where I can find a reliable unbiased blog or site on tips
>about carloans, dealership tactics, etc.?
>
>

I doubt many on this group will have any tips on buying cars in Argentina.

== 4 of 6 ==
Date: Fri, Aug 22 2008 10:35 am
From: clams_casino


capieleo wrote:

>I'm in the process of buying a new car
>

May want to check on your alter ego. You just just responded to your
own spam.

== 5 of 6 ==
Date: Fri, Aug 22 2008 10:55 am
From: capieleo


good for you buddy...

this is just simple seo, no spam, as it will not trascend into
something larger like a farm... in any case, an insightful and really
informative source for car buying tips, car loans, calculator and such
is indeed http://www.BuyingAdvice.com and I go back and forth from
here to the US, as I have all my family living there, so next time,
reserve it.

== 6 of 6 ==
Date: Fri, Aug 22 2008 12:21 pm
From: clams_casino


capieleo wrote:

>good for you buddy...
>
>this is just simple seo, no spam
>

So why did you respond to your own spam?


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==============================================================================

== 1 of 1 ==
Date: Fri, Aug 22 2008 11:02 am
From: myaaashoe@gmail.com


www.nikehome.net


==============================================================================
TOPIC: My idea of frugal living with green fitness
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8faf3a507b4f1d57?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Aug 22 2008 11:36 am
From: briant97


I have recently become very interested in green fitness and feel it
involves being frugal at the same time. Sure you may have to purchase
a few new products to green your fitness in the end this will pay off
tremendously. For example purchasing a bike for your fitness routine
as well as your commute is a great way to become frugal and fit. I
also consider biking a wonderful green fitness activity that can even
be performed for fun with the family. Get the kids a bike you a bike
and make an evening activity for all. If you would like to understand
more on this topic you can visit my new website I have dedicated to
this topic. If you have any questions or concerns feel free to
contact me at anytime. My website is http://www.greenfitnessworld.com

== 2 of 2 ==
Date: Fri, Aug 22 2008 11:37 am
From: briant97

I also forgot to mention I have started a Google group dedicated to
this topic if you would like to join there feel free to contribute
what you can.

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