Tuesday, October 21, 2008

23 new messages in 9 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* A Sign of the Times - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d8ebb8d9fdd5bbd9?hl=en
* Bar soap - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/93325e4f8ba4a9eb?hl=en
* Stretch Mark Removal Demands Patience And Commitment - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cc9e238082270304?hl=en
* furnace keeps cycling every 6 to 8 minutes or so - 8 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f4fd7fbe6fc6a698?hl=en
* Demand that Obama release his college records! Where is the media? - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e1aa325faf3f0780?hl=en
* Angie's List - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d997f6756284c131?hl=en
* Columnist Betsy Hart on cutting back (mother of four) - 4 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5375476e1b59d0?hl=en
* Do You Know Where To Get A Safe Payday Loan? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8433d396148c090b?hl=en
* What Is The Difference Between Gastric Bypass Surgery And Lap Band Surgery? -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d6641f05dbe4f205?hl=en

==============================================================================
TOPIC: A Sign of the Times
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d8ebb8d9fdd5bbd9?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Oct 19 2008 10:04 pm
From: Jeff


George wrote:
> Don Klipstein wrote:
>> In article <JNqdnZt-eZ0zEWfVnZ2dnUVZ_oPinZ2d@comcast.com>, George wrote:
>>> Jeff wrote:
>>>> turtlelover wrote:
>>>>> Derald wrote:
>>>>>> Kellog's "Cocoa Crispies" in the new package has far less of the
>>>>>> brown "chocolate" coating than the previous version and the flavor is
>>>>>> far less reminiscent of chocolate (sigh); not that it ever really
>>>>>> _was_
>>>>>> very close, mind you....
>>>>>
>>>>> We've never bought them, so I can't give a review -- but I do
>>>>> believe you.
>>>>>
>>>>> Does the box indicate "New and improved"? I cringe whenever I see
>>>>> that notation, because it generally means "changed for the worse"
>>>>> (by consumer standards).
>>>> I've been following the pricing of the Kroger apple juice. I used
>>>> to buy a good bit of it. Sometime back I saw it prominently
>>>> displayed with words like "Cost Cutter". The had just raised the
>>>> price 19 cents.
>>>>
>>>> Yesterday, I once more saw a prominent (end of aisle) store
>>>> display and sure enough, the price had gone up again.
>>>>
>>>> Jeff
>>>>
>>>>>
>>>>> Cheers,
>>>>> Turtlelover
>>> I almost bought cranberry juice blend the other day. It was "Ocean
>>> Spray" brand in the usual packaging except I noticed it said
>>> "Cranjuice" instead of "Cranberry" as I was putting it in the cart.
>>> It was only 15% juice and a blend of cheaper juice and cranberry juice.
>>
>> Please keep in mind that "100% juice" "cranberry juice (blend or
>> cocktail or whatever)" will have cranberry juice not being a majority
>> of the product.
>
> Not from my experience, typically cranberry juice is sold as 27% juice
> with cranberries being the only fruit used. The new stuff I almost
> bought was only 15% juice and it had cranberries and other juice.
>
> 100% cranberry juice isn't as commonly sold likely because it is so tart
> as you said and you usually don't drink it straight.

I've nearly been mislead myself. I put back my 27% cranberry juice when
I spotted the "Cranberry 100% Juice" (or something like that). Careful
examination, lead to the discovery that it was not 100% cranberry, but
something like 17% cranberry and assorted other juices.

A new trick, all the time.

Lets face it, nobody drinks cranberry for the flavor!

Jeff

>
> I usually buy the 100% cranberry only juice if I see it but they only
> had the other stuff including the misleading alternate cheaper product
> (but not lower price) packaged to look the same.
>
>
>> Also keep in mind that "100% juice" mixed-juice products often have
>> much of the juice content being higher-sugar-lower-nutrition items
>> that I would
>> call "junk juice", as in I would call most of that "minor improvement
>> over Kool-Aid", with the fruit that such "junk juice major ingredient
>> is of" (my wording) being either apple or white grape. My experience
>> suggests to me that "100% juice products" with "cranberry juice" are
>> mostly "junk juice".
>> It appears to me that "100% cranberry juice" is a very sour-tart
>> product
>> comparable to either lime or lemon juice in strong-tartly-sourness and
>> also in cost.
>>
>> And "cranberry juice product" (my wording/phrasing) with lack of
>> "100% juice", especially if such lack of "100% juice" is accompanied
>> by presence of "juice cocktail", then the product can easily be
>> something that I would describe "in my own words as" "25% juice 75%
>> Kool-Aid". Along with some significant chance that much of the actual
>> juice content is from something other than cranberries.
>>
>> - Don Klipstein (don@misty.com)
>
>


==============================================================================
TOPIC: Bar soap
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/93325e4f8ba4a9eb?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Oct 20 2008 6:33 am
From: Seerialmom


On Oct 19, 7:17 pm, NoSpamFo...@LousyISP.gov wrote:
> Seerialmom <seerial...@yahoo.com> wrote:
> >On Oct 19, 2:08 pm, Petepeng...@webtv.net (P T) wrote:
> >On a related subject; what's up with these shampoo bottles that don't
> >have twist off caps (VO5 comes to mind)?  They have really small
> >dispensing holes and it's very hard to add water to get the last bit
> >out.
>
> The whole top just snaps off--use the back of a strong kitchen
> knife--and then snaps back on after you've added water. Although I do
> use the squish-onto-the new-bar technique for soap, I really don't
> think diluting the shampoo is worthwhile. Instead I just store the
> nearly-empty bottle upside down and use it from that inverted
> position.

I use the water diluted shampoo for the 2nd (aka "repeat") sudsing.
Also do the upside down bottle trick.

== 2 of 2 ==
Date: Mon, Oct 20 2008 12:11 pm
From: Dennis


On Sun, 19 Oct 2008 16:08:26 -0500, Petepenguin@webtv.net (P T) wrote:

>I wonder what other people do with the end of a bar of soap. Being a
>frugal person, I get it good and squishy moist, and p-r-e-s-s it onto a
>new bar of soap. I've been known to save the unused portion of a
>mini-bar from a hotel, and do the same. Sometimes it doesn't look
>pretty, but it's only soap.

Woo hoo! A Keeper posting and a Recycle Soap Slivers posting in the
same day!

Can the Reusing Toilet Paper troll be far behind?

Dennis (evil)
--
"There is a fine line between participation and mockery" - Wally


==============================================================================
TOPIC: Stretch Mark Removal Demands Patience And Commitment
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cc9e238082270304?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Oct 20 2008 8:21 am
From: cakapgold


Stretch Mark Removal Demands Patience And Commitment

http://tips.susahsenang.com/?p=144
http://tips.susahsenang.com/?p=144

Unless you are Paris Hilton bestowed with a fortune, you should direct
your focus to more natural stretch mark removal methods instead of
laser treatment for stretch marks. The latter is expensive and time
consuming, not mentioning the risk involved in it.

http://tips.susahsenang.com/?p=144
http://tips.susahsenang.com/?p=144

== 2 of 2 ==
Date: Mon, Oct 20 2008 11:42 pm
From: cakapgold


Stretch Mark Removal Demands Patience And Commitment

http://tips.susahsenang.com/?p=144
http://tips.susahsenang.com/?p=144

Unless you are Paris Hilton bestowed with a fortune, you should direct
your focus to more natural stretch mark removal methods instead of
laser treatment for stretch marks. The latter is expensive and time
consuming, not mentioning the risk involved in it.

http://tips.susahsenang.com/?p=144
http://tips.susahsenang.com/?p=144


==============================================================================
TOPIC: furnace keeps cycling every 6 to 8 minutes or so
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f4fd7fbe6fc6a698?hl=en
==============================================================================

== 1 of 8 ==
Date: Mon, Oct 20 2008 11:13 am
From: OhioGuy


Our gas furnace seems to be turning on and off rather often - like
every 6-8 minutes. It is doing a fine job of heating the place, but
that's just the problem - it seems like it is too "fine" tuned. It
isn't letting the temperature vary more than a tenth of a degree, or at
least that is what it seems like.


Before assuming it is something about the furnace itself, I realized
that our thermostat is about 12 years old. Since thermostats are
usually 80 bucks or less, I should probably consider replacing that as a
first step, to see if it makes any difference.

I want a thermostat where I can adjust the delay a bit, and
especially where I can set it so that it isn't trying to keep the temp
at as narrow a range. Currently, when our furnace comes on, the temp
doesn't even go up a single degree before it turns back off. I would
much prefer that it went up 3 degrees or something before turning off,
and then the furnace not come on and off so much. It would be fantastic
if I could set a temp to trigger the furnace on, and a different temp to
kick it off.

Can anyone suggest a thermostat that has features like this? Thanks!

== 2 of 8 ==
Date: Mon, Oct 20 2008 11:23 am
From: Vic Smith


On Mon, 20 Oct 2008 14:13:26 -0400, OhioGuy <none@none.net> wrote:

> Our gas furnace seems to be turning on and off rather often - like
>every 6-8 minutes. It is doing a fine job of heating the place, but
>that's just the problem - it seems like it is too "fine" tuned. It
>isn't letting the temperature vary more than a tenth of a degree, or at
>least that is what it seems like.
>
>
>Before assuming it is something about the furnace itself, I realized
>that our thermostat is about 12 years old. Since thermostats are
>usually 80 bucks or less, I should probably consider replacing that as a
>first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
>especially where I can set it so that it isn't trying to keep the temp
>at as narrow a range. Currently, when our furnace comes on, the temp
>doesn't even go up a single degree before it turns back off. I would
>much prefer that it went up 3 degrees or something before turning off,
>and then the furnace not come on and off so much. It would be fantastic
>if I could set a temp to trigger the furnace on, and a different temp to
>kick it off.
>
> Can anyone suggest a thermostat that has features like this? Thanks!

You might have an adjustment on your current thermostat for lag, or
whatever the term.
I think my fairly recent Honeywell is supposed to allow 3 degrees and
though I set it to the max, it really only has a 2 degree variance.
Which is okay, because that's a pretty comfortable variance.
Check the specs before you buy.
Honeywell has viewable specs and reviews on the web.
I think I saw reviews on the Amazon site.

--Vic

== 3 of 8 ==
Date: Mon, Oct 20 2008 11:42 am
From: Rick


On Oct 20, 2:13 pm, OhioGuy <n...@none.net> wrote:
>    Our gas furnace seems to be turning on and off rather often - like
> every 6-8 minutes.  It is doing a fine job of heating the place, but
> that's just the problem - it seems like it is too "fine" tuned.  It
> isn't letting the temperature vary more than a tenth of a degree, or at
> least that is what it seems like.
>
> Before assuming it is something about the furnace itself, I realized
> that our thermostat is about 12 years old.  Since thermostats are
> usually 80 bucks or less, I should probably consider replacing that as a
> first step, to see if it makes any difference.
>
>    I want a thermostat where I can adjust the delay a bit, and
> especially where I can set it so that it isn't trying to keep the temp
> at as narrow a range.  Currently, when our furnace comes on, the temp
> doesn't even go up a single degree before it turns back off.  I would
> much prefer that it went up 3 degrees or something before turning off,
> and then the furnace not come on and off so much.  It would be fantastic
> if I could set a temp to trigger the furnace on, and a different temp to
> kick it off.
>
>    Can anyone suggest a thermostat that has features like this?  Thanks!

I would definitely change the thermostat soon. I haven't seen many
(in fact I can't remember any at the moment) that you can adjust the
lag time or lag temp.

Some of the digital ones come with a warranty. I would buy at a local
hardware store as you can probably get better service and knowledge of
your problem then a chain store. It may cost a little more
initially. However, you would be able to talk to a real human by name
and not worry about them running off or pushing to a 1-800-no-help-
here line.

Just my $0.02

Regards,

Rick Boesen
Olivet, MI
www.FiberArtFest.com
www.QuesoCabezaFarm.com

== 4 of 8 ==
Date: Mon, Oct 20 2008 11:46 am
From: clams_casino


OhioGuy wrote:

> Our gas furnace seems to be turning on and off rather often - like
> every 6-8 minutes. It is doing a fine job of heating the place, but
> that's just the problem - it seems like it is too "fine" tuned. It
> isn't letting the temperature vary more than a tenth of a degree, or
> at least that is what it seems like.
>
>
> Before assuming it is something about the furnace itself, I realized
> that our thermostat is about 12 years old. Since thermostats are
> usually 80 bucks or less, I should probably consider replacing that as
> a first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
> especially where I can set it so that it isn't trying to keep the temp
> at as narrow a range. Currently, when our furnace comes on, the temp
> doesn't even go up a single degree before it turns back off. I would
> much prefer that it went up 3 degrees or something before turning off,
> and then the furnace not come on and off so much. It would be
> fantastic if I could set a temp to trigger the furnace on, and a
> different temp to kick it off.
>
> Can anyone suggest a thermostat that has features like this? Thanks!


Most any programmable thermostat should have such built into their
program. Both my Robertshaw & Honeywell thermostats have it.

== 5 of 8 ==
Date: Mon, Oct 20 2008 12:08 pm
From: j.bergstrom@valley.net


Check the high limit cutout setting, sometimes that assembly gets
sticky.

On Mon, 20 Oct 2008 14:13:26 -0400, OhioGuy <none@none.net> wrote:

> Our gas furnace seems to be turning on and off rather often - like
>every 6-8 minutes. It is doing a fine job of heating the place, but
>that's just the problem - it seems like it is too "fine" tuned. It
>isn't letting the temperature vary more than a tenth of a degree, or at
>least that is what it seems like.
>
>
>Before assuming it is something about the furnace itself, I realized
>that our thermostat is about 12 years old. Since thermostats are
>usually 80 bucks or less, I should probably consider replacing that as a
>first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
>especially where I can set it so that it isn't trying to keep the temp
>at as narrow a range. Currently, when our furnace comes on, the temp
>doesn't even go up a single degree before it turns back off. I would
>much prefer that it went up 3 degrees or something before turning off,
>and then the furnace not come on and off so much. It would be fantastic
>if I could set a temp to trigger the furnace on, and a different temp to
>kick it off.
>
> Can anyone suggest a thermostat that has features like this? Thanks!
* *
Anything being cooked a second time needs a hot oven.

== 6 of 8 ==
Date: Mon, Oct 20 2008 12:25 pm
From: "Rod Speed"


Was that before or after you replaced the furnace ?

OhioGuy <none@none.net> wrote:
> Our gas furnace seems to be turning on and off rather often - like
> every 6-8 minutes. It is doing a fine job of heating the place, but
> that's just the problem - it seems like it is too "fine" tuned. It
> isn't letting the temperature vary more than a tenth of a degree, or
> at least that is what it seems like.
>
>
> Before assuming it is something about the furnace itself, I realized
> that our thermostat is about 12 years old. Since thermostats are
> usually 80 bucks or less, I should probably consider replacing that
> as a first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
> especially where I can set it so that it isn't trying to keep the temp
> at as narrow a range. Currently, when our furnace comes on, the temp
> doesn't even go up a single degree before it turns back off. I would
> much prefer that it went up 3 degrees or something before turning off,
> and then the furnace not come on and off so much. It would be
> fantastic if I could set a temp to trigger the furnace on, and a
> different temp to kick it off.
>
> Can anyone suggest a thermostat that has features like this? Thanks!


== 7 of 8 ==
Date: Mon, Oct 20 2008 12:27 pm
From: Vic Smith


On Mon, 20 Oct 2008 14:13:26 -0400, OhioGuy <none@none.net> wrote:

> Our gas furnace seems to be turning on and off rather often - like
>every 6-8 minutes. It is doing a fine job of heating the place, but
>that's just the problem - it seems like it is too "fine" tuned. It
>isn't letting the temperature vary more than a tenth of a degree, or at
>least that is what it seems like.
>
>
>Before assuming it is something about the furnace itself, I realized
>that our thermostat is about 12 years old. Since thermostats are
>usually 80 bucks or less, I should probably consider replacing that as a
>first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
>especially where I can set it so that it isn't trying to keep the temp
>at as narrow a range. Currently, when our furnace comes on, the temp
>doesn't even go up a single degree before it turns back off. I would
>much prefer that it went up 3 degrees or something before turning off,
>and then the furnace not come on and off so much. It would be fantastic
>if I could set a temp to trigger the furnace on, and a different temp to
>kick it off.
>
> Can anyone suggest a thermostat that has features like this? Thanks!

Looking around a bit it seems adjustable swing thermostats are
limited.
Might have to do with "standards."
http://www.energystar.gov/ia/partners/prod_development/revisions/downloads/thermostats/Proposal_PT.pdf

You might have a problem finding a thermostat you can adjust, since
the "standard" seems to be a fixed 2 degree swing minimum.
One other thing - you should ensure your thermostat is properly
located. If it's located out of drafts at a point where there is the
least loss of heat, it should cycle less frequently.
Of course the temp swing in outlying areas will be greater.

--Vic


== 8 of 8 ==
Date: Mon, Oct 20 2008 3:18 pm
From: Gordon


OhioGuy <none@none.net> wrote in news:gdihos$pj6$1@aioe.org:

> Our gas furnace seems to be turning on and off rather often - like
> every 6-8 minutes. It is doing a fine job of heating the place, but
> that's just the problem - it seems like it is too "fine" tuned. It
> isn't letting the temperature vary more than a tenth of a degree, or
at
> least that is what it seems like.
>
>
> Before assuming it is something about the furnace itself, I realized
> that our thermostat is about 12 years old. Since thermostats are
> usually 80 bucks or less, I should probably consider replacing that as
a
> first step, to see if it makes any difference.
>
> I want a thermostat where I can adjust the delay a bit, and
> especially where I can set it so that it isn't trying to keep the temp
> at as narrow a range. Currently, when our furnace comes on, the temp
> doesn't even go up a single degree before it turns back off. I would
> much prefer that it went up 3 degrees or something before turning off,
> and then the furnace not come on and off so much. It would be
fantastic
> if I could set a temp to trigger the furnace on, and a different temp
to
> kick it off.
>
> Can anyone suggest a thermostat that has features like this?
Thanks!

See if your Thermostat has an internal adjustment for anticipation.
Then turn it down. The anticipation adjustment is a small heater
in the thermostat that heats it internally. The idea being that
it will turn off quicker. Without anticipation, you would be
seeing very big temperature swings.

So. Before your go out and change the thermostat, see if
you can adjust it first.


==============================================================================
TOPIC: Demand that Obama release his college records! Where is the media?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e1aa325faf3f0780?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 20 2008 12:22 pm
From: "Bob F"

"JonL" <JonL@Mayday.com> wrote in message news:48F63ABF.6090604@Mayday.com...

>> And how many Palin interviews have you seen this week? They don't dare let
>> her get asked real questions for fear of her (non)answers. You want a
>> President Palin? Now that's a scary thought.
>
> Imo. no need to be smart to be a good prez. They're not the Deciders, they
> just take orders from the Organ Grinders behind the scene. (presidents are
> their dancing monkeys)
>
> .
> Imo, Palin can do an adequate job, with just a 2.2 gpa in high school.
> Plus , her Wechsler I.Q score was 83, A _Dull Normal_, a few points above
> _Borderline Retarded_ (70-80).

Where did you get those numbers? Not the kind of thing I'd expect the repubs to
release.



==============================================================================
TOPIC: Angie's List
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d997f6756284c131?hl=en
==============================================================================

== 1 of 3 ==
Date: Mon, Oct 20 2008 3:58 pm
From: "Rick"


Hi,

Is there a service comporable to Angie's List that's free?

Thanks, Rick


== 2 of 3 ==
Date: Mon, Oct 20 2008 9:52 pm
From: Seerialmom


On Oct 20, 3:58 pm, "Rick" <rt...@sbcglobal.net> wrote:
> Hi,
>
> Is there a service comporable to Angie's List that's free?
>
> Thanks, Rick

Sort of. ServiceMagic.com was something I looked into a while back;
but I don't think they have just lists of contractors to look through
for ratings. As I recall you spell out the work you want done and get
some bids; you can then look at the ratings of those who have
replied. I also tried to see if perhaps the forums on Craigslist
might have something similar but it doesn't look like it. Too bad;
I'd like to know who others in my area used for roofing and whether
they felt the company was good work and price wise.

== 3 of 3 ==
Date: Mon, Oct 20 2008 10:35 pm
From: "L Vetter"

Seerialmom wrote:

<snipped>

I'd like to know who others in my area used for roofing and whether
they felt the company was good work and price wise.

---------------------------------------------
If you live in the Mpls/St. Paul area, I can give you the name of a roofing
company that does excellent work at a very reasonable price.

Loren


==============================================================================
TOPIC: Columnist Betsy Hart on cutting back (mother of four)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5375476e1b59d0?hl=en
==============================================================================

== 1 of 4 ==
Date: Mon, Oct 20 2008 6:16 pm
From: lenona321@yahoo.com


She's in her mid-40s, BTW. Her website is betsysblog.com. Her book is
"It Takes a Parent: How the Culture of Pushover Parenting Is Hurting
Our Children-and What to Do About it."

Lenona.

http://online.indianagazette.com/articles/2008/10/19/opinions/syndicated_columnists/10004131.txt

Excerpt from the second half:

"I have no problem with telling my kids, ``we're running a tighter
ship - get used to it.''

"I know, I know, big deal. I still have my home, good schools for my
kids, and I'm not getting rid of the satellite TV anytime soon. So I
guess for now I'm somewhere between the folks who are losing jobs and
possibly their homes on the one side, and a wealthy acquaintance of
mine on the other who announced to me with a straight face that she's
really cutting back - when her Mercedes lease comes up again, she's
not renewing it!

"Still, whatever one's relative changes, the news reports are that
more and more Americans are dramatically cutting back. The AP reported
this week that retail sales for September 'fell off a cliff.' And that
may require some psychological adjustments for all of us.

"This summer, my kids and I saw the Kit Kittredge movie - a greatly
romanticized version of the Great Depression. And so recently I told
my children we won't be taking in boarders time soon, but. ... they
shouldn't get too attached to their bedrooms! Sure they know I'm
joking, but I think it's important for them to see that circumstances
might change (however still comfortable we are) but `things' aren't
what we put our faith in anyway........."


== 2 of 4 ==
Date: Mon, Oct 20 2008 6:30 pm
From: "Rod Speed"


lenona321@yahoo.com wrote:

> She's in her mid-40s, BTW.

How old are the kids ?

> Her website is betsysblog.com.

> Her book is "It Takes a Parent: How the Culture of Pushover
> Parenting Is Hurting Our Children-and What to Do About it."

> http://online.indianagazette.com/articles/2008/10/19/opinions/syndicated_columnists/10004131.txt

> Excerpt from the second half:

> "I have no problem with telling my kids, ``we're running a tighter ship - get used to it.''

And she'll come to reget that when they pick her nursing home.

> "I know, I know, big deal. I still have my home, good schools for
> my kids, and I'm not getting rid of the satellite TV anytime soon.
> So I guess for now I'm somewhere between the folks who are
> losing jobs and possibly their homes on the one side, and a
> wealthy acquaintance of mine on the other who announced to
> me with a straight face that she's really cutting back - when
> her Mercedes lease comes up again, she's not renewing it!

> "Still, whatever one's relative changes, the news reports are
> that more and more Americans are dramatically cutting back.

More fool them. That will only make the problem MUCH worse.

> The AP reported this week that retail sales for September 'fell off a cliff.'

Mindless silly hype.

> And that may require some psychological adjustments for all of us.

Nope.

> "This summer, my kids and I saw the Kit Kittredge movie -
> a greatly romanticized version of the Great Depression.
> And so recently I told my children we won't be taking
> in boarders time soon, but. ... they shouldn't get too
> attached to their bedrooms! Sure they know I'm joking,
> but I think it's important for them to see that circumstances
> might change (however still comfortable we are) but
> `things' aren't what we put our faith in anyway........."

Then you should allow those who have lost their houses to move in.


== 3 of 4 ==
Date: Mon, Oct 20 2008 6:47 pm
From: lenona321@yahoo.com


On Oct 20, 9:30 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> lenona...@yahoo.com wrote:
> > She's in her mid-40s, BTW.
>
> How old are the kids ?


Her son, the oldest, is 14. That's all I remember, but I'm pretty sure
the youngest girl is at least 5.

Lenona.

== 4 of 4 ==
Date: Mon, Oct 20 2008 7:17 pm
From: lenona321@yahoo.com


Turns out the youngest girl is 7.


==============================================================================
TOPIC: Do You Know Where To Get A Safe Payday Loan?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8433d396148c090b?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 20 2008 10:55 pm
From: cakapgold


Do You Know Where To Get A Safe Payday Loan?

http://tips.susahsenang.com/?p=148
http://tips.susahsenang.com/?p=148

One of the most popular ways of getting a loan today is through a
payday or check advance company. So many people are using these
services to supplement their income when they find themselves in
unexpected situations that require more money than what they have on
hand. They are really convenient because they usually require no
credit checks and only a minimum of other paperwork and requirements.
Almost anyone who has a regular job and a checking account in good
standing can be eligible for one of these loans.

http://tips.susahsenang.com/?p=148
http://tips.susahsenang.com/?p=148


==============================================================================
TOPIC: What Is The Difference Between Gastric Bypass Surgery And Lap Band
Surgery?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d6641f05dbe4f205?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 20 2008 11:19 pm
From: cakapgold


What Is The Difference Between Gastric Bypass Surgery And Lap Band
Surgery?

http://tips.susahsenang.com/?p=146
http://tips.susahsenang.com/?p=146

There are two different types of weight loss surgery. Those surgeries
are Lap Band surgery and gastric bypass surgery. These are two of the
most exciting medical advancements when it comes to the treatment of
obesity and both are rather safe procedures. However, for those
wishing to undergo weight loss surgery, it is important to know the
differences between both the Lap Band surgery and gastric bypass
surgery.

http://tips.susahsenang.com/?p=146
http://tips.susahsenang.com/?p=146

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