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Today's topics:
* self-employed, the price? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/25ab6d7a439ac7f1?hl=en
* Balck and Decker Power Monitor frugal? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d61157f837e5fc08?hl=en
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TOPIC: self-employed, the price?
http://groups.google.com/group/misc.consumers.frugal-living/t/25ab6d7a439ac7f1?hl=en
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== 1 of 1 ==
Date: Sat, Dec 20 2008 10:26 pm
From: Dave Garland
Brian Elfert wrote:
> High income people still pay Social Security taxes on income up to I think
> $103,000 this year.
If it's "earned", that is, from punching the clock rather than from
interest, dividends, rental income, capital gains. Those latter
sources are exempt. And nothing on income above that amount. Make a
million bucks, pay SS on $103K (or less, depending on how you made the
money).
Dave
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TOPIC: Balck and Decker Power Monitor frugal?
http://groups.google.com/group/misc.consumers.frugal-living/t/d61157f837e5fc08?hl=en
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== 1 of 1 ==
Date: Sat, Dec 20 2008 9:41 pm
From: Coffee's For Closers
In article <cekqk49as1pn5dif3gr1gsikhukqg9qv75@4ax.com>,
me@privacy.net says...
> "Bill" <billnomailnospamx@yahoo.com> wrote:
>
> >However this device will teach you how to save electricity and give you
> >instant feedback on your savings, so I guess it would be an excellent
> >training aid.
> Yeah I'm just wondering if anyone out there has tried
> one
>
> And if its worth the $100!
Are you referring to the whole-house meter thing?
If I were to concerned with micro-managing, I would buy something
like a "Kill-A-Watt" device:
http://www.p3international.com/products/special/P4400/P4400-
CE.html
(Beware the line break in the URL.)
This place is selling them for US$15:
http://www.newegg.com/Product/Product.aspx?Item=N82E16882715001&n
m_mc=OTC-Froogle&cm_mmc=OTC-Froogle-_-Electronic+Gadgets-_-
P3+International-_-82715001
(Beware the line break in the URL.)
It measures one item at a time, so you can see the exact amount
used by your computer, or your television, or any individual item
that plugs into a wall outlet.
This can help you to figure out how much it costs to do a load of
laundry. Or the operating cost of an old refrigerator or CRT
monitor, to estimate the financial payback of buying a newer,
more efficient one.
A hot water cylinder is a major power-hog, but may be difficult
to measure. Mine doesn't have any place to insert a Kill-A-Watt
type meter for measurement over time. I think a clamp-on multi
meter can be used to see the consumption, although I could also
just turn everything else off, and see how fast the main meter
feeding my apartment runs. But that still doesn't tell how many
hours the water cylinder runs on an average day. OTOH, that
Black And Decker unit wouldn't work for that, either.
Anyway, as mentioned by another poster, these devices only give
you numbers. The savings come from physically doing other things
to actually reduce your usage.
Personally, I don't feel any great urge to buy any of these
devices. I have already made conservation efforts, with
weatherstripping, CFL bulbs, warm clothes, etc. My fridge (owned
by me) is relatively new, as is my water cylinder (in a rented
flat.)
I do still use a CRT monitor, but I got it for free, and have two
spares (also for free.) And I suppose I tend towards enjoying
power-gulping hot showers.
But I still qualify for my provider's "Low User" plan. Which is
another thing to look for. This is a way of balancing the flat
daily connection fee versus the per-KWH usage fee. So, if my
consumption is below a certain KWH per month threshold, this
billing plan costs less compared to the regular plan.
Availability depends on your location and provider.
Also, Kill-A-Watt type device would be more cost and hassle,
since I am on 240-volt, 50-hz. And, for some strange reason,
there is limited availability of that version.
--
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