Tuesday, December 23, 2008

misc.consumers.frugal-living - 2 new messages in 2 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Collision insurance - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2850cf9d787416a8?hl=en
* poverty line - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/4eaa805a9a816468?hl=en

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TOPIC: Collision insurance
http://groups.google.com/group/misc.consumers.frugal-living/t/2850cf9d787416a8?hl=en
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== 1 of 1 ==
Date: Mon, Dec 22 2008 11:00 pm
From: "Rod Speed"


Marsha wrote:

> Looking for opinions of when to drop insurance coverage on a car and keep only liability coverage.

Varys with what your assets are like, and whether you
must have a viable car to keep your job, and whether
you are likely to cause the damage yourself etc.

Clearly if you have considerable assets, its just a nuisance
even if it does get written off and that was your fault so you
wont be able to force anyone else to pay for the replacement.

> I have a 2004 Malibu.

Its not old enough to be an absolute that it isnt worth having collision cover.

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TOPIC: poverty line
http://groups.google.com/group/misc.consumers.frugal-living/t/4eaa805a9a816468?hl=en
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== 1 of 1 ==
Date: Mon, Dec 22 2008 11:15 pm
From: Goomba


James wrote:
> If you are at the line, what are you supposed to be able to do? Are
> you supposed to be able to afford a certain size apartment with heat,
> eat healthy, and dress warmly? Or is it just a number that qualifies
> you for welfare?

It probably depends on your own initiative and abilities as to what
you'll be able to do? A clever person can find resources to help them
fulfill their needs. A not very clever person will wait for someone else
to meet their needs.
Take food stamps for example-Some people are given assistance and
squander it on expensive processed foods whereas others (those clever
ones) take it to buy ingredients and cook more from scratch. Which one
do you think will have food longer into the month.....?


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