http://groups.google.com/group/misc.consumers.frugal-living?hl=en
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Today's topics:
* STIMULUS AIDS ILLEGALS ALIENS - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a3b3b6cea14ee4d2?hl=en
* Annie's Mailbox: How NOT to teach kids to save money - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5152ca4cf0fae9b1?hl=en
* Boost Mobile: May have to try it - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/349d16161b538880?hl=en
* Non-Dairy Creamer - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/45428b9e1af54564?hl=en
* Aspirin May be an Inexpensive Tonic for the Liver - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/27090c8fb854fd3a?hl=en
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TOPIC: STIMULUS AIDS ILLEGALS ALIENS
http://groups.google.com/group/misc.consumers.frugal-living/t/a3b3b6cea14ee4d2?hl=en
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== 1 of 2 ==
Date: Fri, Jan 30 2009 5:35 pm
From: SMS
bat wrote:
>> The illegals cannot get tax refunds now, so
>> they are over-paying into the system.
>
> They are paying tax without having SSN?
Yes. They have fictitious SSNs. The money goes in, but it never is
refunded. We're talking about illegals that have jobs in places
(factories, farms, hotels, etc.) where the employer takes money out of
their pay for taxes. The employer could easily verify that the SSNs are
invalid, but they don't want to.
What's extremely unfair about this is not that the taxes get taken out,
but that the federal government keeps all the money, while the state
governments have the mandate to provide education, health care, etc..
The states have no power to crack down on illegal immigration, that's
the feds job, yet the states bear all the costs.
In 2002, Social Security collected $56 billion from SSNs that didn't
belong to anyone.
There's an article you can read at
"http://www.nytimes.com/2005/04/05/business/05immigration.html".
There's a big incentive for the feds to not crack down on illegal
immigration. Besides the fact that a lot of well-connected companies
depend on illegals for cheap labor, the government is collecting a lot
of money from illegals.
== 2 of 2 ==
Date: Fri, Jan 30 2009 5:57 pm
From: "bat"
S> Yes. They have fictitious SSNs. The money goes in, but it never is
S> refunded. We're talking about illegals that have jobs in places
S> (factories, farms, hotels, etc.) where the employer takes money out of
S> their pay for taxes. The employer could easily verify that the SSNs are
S> invalid, but they don't want to.
I see. Thanks for clarification.
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TOPIC: Annie's Mailbox: How NOT to teach kids to save money
http://groups.google.com/group/misc.consumers.frugal-living/t/5152ca4cf0fae9b1?hl=en
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== 1 of 2 ==
Date: Fri, Jan 30 2009 7:35 pm
From: im.1.maxaluminum@xoxy.net
lenona...@yahoo.com wrote:
> http://www.creators.com/lifestylefeatures/annies-mailbox/annie-s-mailbox-r-2009-01-28.html
>
> Dear Annie: I recently noticed that my grandson spends his allowance
> and gift money as soon as he gets it. In fact, he is almost frantic to
> spend it. I wondered why, and then found out that instead of timeouts
> or having privileges rescinded, he is disciplined by having his money
> taken away. That explains why he wants to exchange it for tangible
> goods as quickly as possible.
>
> I am concerned that this method of discipline is setting him up for
> financial failure later in life. He is only 8 years old, but early
> experiences with money can be very significant.
>
> My input would be seen as unwelcome interference.
> Is there anything I can do to help my grandchild learn money
> management skills in this type of environment? Are there more
> effective forms of discipline? — Observant Granny
>
> Dear Granny: Most discipline involves taking away something the child
> values, such as toys, television time or interacting with friends and
> family members. In your grandson's case, it's money. Essentially, he
> is being fined for bad behavior. That would be OK if it's a specific
> amount. However, if a large or arbitrary amount is taken when he
> misbehaves, it teaches him to spend immediately and not save anything,
> both of which are terrible habits to learn.
>
> Offer to set up a savings account for your grandson, in his name and
> yours, where he can put aside some of the gift money you (and others)
> give him. Let him see the balance grow, and encourage him to save up
> for something specific. That might help.
>
> (end)
>
> Regarding what the parents are doing, it seems to me that even if it
> ISN'T a large or arbitrary amount, the effect would likely be the
> same!
>
> Lenona.
Sounds like the kid has a financial future. He has learned that money
is not worth as much tomorrow so he's investing in commodities. That's
a real world lesson. Now if granny comes along and bails him out,
that's a very current real world lesson.
== 2 of 2 ==
Date: Fri, Jan 30 2009 7:37 pm
From: josejarvie@ssnet.net
Do they take the kid's money away after they have given it to him or before they
give it to him?
On Fri, 30 Jan 2009 19:35:06 -0800 (PST), in misc.consumers.frugal-living
im.1.maxaluminum@xoxy.net wrote:
>
>
>lenona...@yahoo.com wrote:
>> http://www.creators.com/lifestylefeatures/annies-mailbox/annie-s-mailbox-r-2009-01-28.html
>>
>> Dear Annie: I recently noticed that my grandson spends his allowance
>> and gift money as soon as he gets it. In fact, he is almost frantic to
>> spend it. I wondered why, and then found out that instead of timeouts
>> or having privileges rescinded, he is disciplined by having his money
>> taken away. That explains why he wants to exchange it for tangible
>> goods as quickly as possible.
>>
>> I am concerned that this method of discipline is setting him up for
>> financial failure later in life. He is only 8 years old, but early
>> experiences with money can be very significant.
>>
>> My input would be seen as unwelcome interference.
>> Is there anything I can do to help my grandchild learn money
>> management skills in this type of environment? Are there more
>> effective forms of discipline? — Observant Granny
>>
>> Dear Granny: Most discipline involves taking away something the child
>> values, such as toys, television time or interacting with friends and
>> family members. In your grandson's case, it's money. Essentially, he
>> is being fined for bad behavior. That would be OK if it's a specific
>> amount. However, if a large or arbitrary amount is taken when he
>> misbehaves, it teaches him to spend immediately and not save anything,
>> both of which are terrible habits to learn.
>>
>> Offer to set up a savings account for your grandson, in his name and
>> yours, where he can put aside some of the gift money you (and others)
>> give him. Let him see the balance grow, and encourage him to save up
>> for something specific. That might help.
>>
>> (end)
>>
>> Regarding what the parents are doing, it seems to me that even if it
>> ISN'T a large or arbitrary amount, the effect would likely be the
>> same!
>>
>> Lenona.
>
>Sounds like the kid has a financial future. He has learned that money
>is not worth as much tomorrow so he's investing in commodities. That's
>a real world lesson. Now if granny comes along and bails him out,
>that's a very current real world lesson.
==============================================================================
TOPIC: Boost Mobile: May have to try it
http://groups.google.com/group/misc.consumers.frugal-living/t/349d16161b538880?hl=en
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== 1 of 1 ==
Date: Fri, Jan 30 2009 7:39 pm
From: Gordon
George <george@nospam.invalid> wrote in
news:glvf4u$b2l$1@news.motzarella.org:
> me@privacy.net wrote:
>> Brian Elfert <belfert@visi.com> wrote:
>>
>>> Boost has a new $50 unlimited plan, but the review I saw said it is
>>> awful and the reviewer's wife went back to another phone before the
>>> 30 day review period was up. The main complaint was dropped calls.
>>
>> have a link to this review?
>
> Just ask someone in your area who happens to be stuck on Sprints
> crappy iDEN network which they tried to sell and no one wanted and you
> will know what boost is about.
Sprint actually has two networks, Their CDMA network that they deployed,
and the iDen network that they acquired from Nextel. That's why I was
disapointed to hear that Boost uses the iDen network. I have a Sprint
CDMA Phone.
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TOPIC: Non-Dairy Creamer
http://groups.google.com/group/misc.consumers.frugal-living/t/45428b9e1af54564?hl=en
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== 1 of 1 ==
Date: Fri, Jan 30 2009 9:34 pm
From: SMS
Vic Smith wrote:
> This is only for those who use it.
> Don't want to argue about half & half or black or how to make coffee.
> For those who use a lot of liquid Coffee-Mate or one of its
> equivalents, it can get expensive.
> Around here it's over 3 bucks a quart.
Wow, more than 2x the cost of 1/2 & 1/2 for Glucose Syrup and
Hydrogenated vegetable fat.
> If you like the creamer at your company cafeteria you might ask the
> manager to order a case of the powder used to make it.
> Or find some way to get it. Just don't break the law.
> Your creamer cost goes down to about 50 cents a quart.
> For us that's about $10 a week savings.
You're better off buying Nestle Nido at the Mexican or Asian
supermarket, then adding your own sugar.
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TOPIC: Aspirin May be an Inexpensive Tonic for the Liver
http://groups.google.com/group/misc.consumers.frugal-living/t/27090c8fb854fd3a?hl=en
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== 1 of 1 ==
Date: Fri, Jan 30 2009 9:50 pm
From: westom1@gmail.com
On Jan 30, 5:50 pm, "Bob F" <bobnos...@gmail.com> wrote:
> Do you really expect complainers to read the science?
Death always cures such complainers. Simple science.
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