Thursday, December 10, 2009

misc.consumers.frugal-living - 7 new messages in 6 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Retrevo's 2009 Guide to Free Shipping - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/cc53046628ab99ee?hl=en
* 5.375% locked in 30 year mortgage! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/6dba949eb136f0ec?hl=en
* Factory promotions wholesale (nike,jordan,addidas,Fendi ect) sandals,
slippers in china Exempt freight Stock paypal payment,welcome to visit---www.
ebaychinaonline.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/3fe8c81c0af20d09?hl=en
* FS: DVDs - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/fd0251bc0a014ac6?hl=en
* shopping - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/eb169afc86ed166f?hl=en
* Air Jordan 1 Phat Low-Black Red Yellow Sample - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/40b9c0ba127a0dee?hl=en

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TOPIC: Retrevo's 2009 Guide to Free Shipping
http://groups.google.com/group/misc.consumers.frugal-living/t/cc53046628ab99ee?hl=en
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== 1 of 1 ==
Date: Wed, Dec 9 2009 5:00 pm
From: Ablang


http://www.retrevo.com/content/page-full-width/2009/12/retrevo-guide-free-shipping?cmpid=Email

Doing your holiday shopping online can save you money especially if
you don't have to pay any sales tax or shipping fees. Ordering early
can not only make sure your gift gets where it's going on time but can
save you money too. Here's a list of top retailers, their deadlines,
and how to get free shipping from many of them.

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TOPIC: 5.375% locked in 30 year mortgage!
http://groups.google.com/group/misc.consumers.frugal-living/t/6dba949eb136f0ec?hl=en
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== 1 of 1 ==
Date: Wed, Dec 9 2009 5:49 pm
From: James


On Dec 9, 2:45 pm, "h" <tmcl...@searchmachine.com> wrote:
> "James" <jl...@idirect.com> wrote in message
>
> news:7bb9e534-21f2-4cb8-8ba9-1b82104b0e1a@w19g2000pre.googlegroups.com...
>
> >I'm on a variable rate mortgage with generous pre-payment options, and
> >my current rate is around 2.25%.  I have kept my payment the same as
> >when i signed, and the rate was 4.25. My mortgage is being paid down
> >rapidly. Sadly though, my 5 year term is coming to an end in a few
> >months. So I have to decide.
>
> I got my adjustable rate mortgage 25 years ago and it was 11% (good at the
> time). It goes up or down once a year, no more than 1.5%. This year it's
> 4.50% and next year it will be 3.25%. A lot of people seem down on
> adjustable rate mortgages, but unless the rules have changed (like no cap on
> the % of change, maybe?) they're fantastic. My rate is always competitive
> and I've never had to re-fi.


If we had the option here, I would go for a longer term.

But when I went to check to see about exercising the option to lock in
for the rest of the 5 years (couple of years back), I discovered the
increase in the rate for the lock in was far too high.

I think I've always done better with variable rates.

James

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TOPIC: Factory promotions wholesale (nike,jordan,addidas,Fendi ect) sandals,
slippers in china Exempt freight Stock paypal payment,welcome to visit---www.
ebaychinaonline.com
http://groups.google.com/group/misc.consumers.frugal-living/t/3fe8c81c0af20d09?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 9 2009 6:08 pm
From: tootrade


For more information,please contact Sophie,Yahoo:
globaltrader2009@yahoo.com.cn

Minimum order is one,factory price also!Paypal payment free
shipping,ship time will take 4-7 working days.

(Paypal payment) Christian Louboutin Sandal and Slippers
(Paypal payment) D&G Sandal and Slippers www.ebaychinaonline.com
(Paypal payment) FENDI Sandal and Slippers www.ebaychinaonline.com
(Paypal payment) LV Sandal and Slippers www.ebaychinaonline.com
(Paypal payment) (Paypal payment) TOUS Sandal and Slippers


(Paypal payment) VERSACE Sandal and Slippers www.ebaychinaonline.com
(Paypal payment) Discount Coach Sandals and Slippers
(Paypal payment) Dior Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) Prada Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) Versace Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) Crocs Sandals and Slippers www.ebaychinaonline.com


(Paypal payment) Gucci Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) UGG Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) Burberry Sandals and Slippers www.ebaychinaonline.com
(Paypal payment) Women's Sandals Men's Slippers From China

==============================================================================
TOPIC: FS: DVDs
http://groups.google.com/group/misc.consumers.frugal-living/t/fd0251bc0a014ac6?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 9 2009 8:19 pm
From: ClothesOut


I'm selling the following gently-used items:
- X-Men: The Last Stand (Widescreen)
- King Kong (Full Screen)
- 88 Minutes
- The Dark Knight (Widescreen)

The DVDs are $9 each. Let me know if interested. Online purchase and
shipping are available.

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TOPIC: shopping
http://groups.google.com/group/misc.consumers.frugal-living/t/eb169afc86ed166f?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 9 2009 9:58 pm
From: The Real Bev


clams_casino wrote:

> rose wrote:
>
>>http://www.shoppingcrap.com
>
> S/H from India has to be a killer.

I like this place: http://www.dealextreme.com/
Intriguing stuff, good prices, free shipping from HK. Takes a couple of weeks.
Big deal. A friend was happy with the replacement cellphone betteries he
ordered from them.

--
Cheers, Bev
=======================================================================
"Lord, grant me the serenity to accept the things that I cannot change,
the courage to change the things I can, and the wisdom to hide the
bodies of the people who pissed me off."


== 2 of 2 ==
Date: Wed, Dec 9 2009 10:48 pm
From: root


The Real Bev <bashley101@gmail.com> wrote:
> clams_casino wrote:
>
>> rose wrote:
>>
>>>http://www.shoppingcrap.com
>>
>> S/H from India has to be a killer.
>
> I like this place: http://www.dealextreme.com/
> Intriguing stuff, good prices, free shipping from HK. Takes a couple of weeks.
> Big deal. A friend was happy with the replacement cellphone betteries he
> ordered from them.
>

Update:the friend was *not* happy with the batteries.
They had a very low charge capacity.

==============================================================================
TOPIC: Air Jordan 1 Phat Low-Black Red Yellow Sample
http://groups.google.com/group/misc.consumers.frugal-living/t/40b9c0ba127a0dee?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 9 2009 10:01 pm
From: "nflbrandjersey@gmail.com"


Air Jordan 1 High models that will be hitting retailers this Holiday
season, and where there are Highs, you know that the Lows will be soon
to follow. Joining the High models will be four new Air Jordan Phat
Low colorways. This pair of AJ1 Phat Lows puts a spin on the classic
'Bred' colourway by adding a splash of yellow. Yellow stitching all
over plus embroidery on the tongue give these a unique look while
terry cloth Swooshes on the side panels seal the deal.

http://www.shoeslist.com/air-jordan-1-phat-lowblack-red-yellow-sample-p-594.html


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