Frugal Living: misc.consumers.frugal-living - 18 new messages in 10 topics

Thursday, November 25, 2010

misc.consumers.frugal-living - 18 new messages in 10 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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== 1 of 1 ==
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TOPIC: T-mobile vs Tracfone
http://groups.google.com/group/misc.consumers.frugal-living/t/03c8c7a47c6539b7?hl=en
==============================================================================

== 1 of 9 ==
Date: Wed, Nov 24 2010 3:21 am
From: Ohioguy

I have both a T-Mobile and a tracfone, both of which I purchased
cheap . At one point, I thought I remembered someone telling me that
the T-Mobile phone had the edge, but looking at the cards in the store,
I don't see that.

Essentially, my wife wants a phone in her car that she can activate
for a year at a time, and have at least an hour or so of emergency use
on it if her car breaks down. She will not use it otherwise, or give
out the number to family or friends.

So the question is this: which one has minutes that don't expire for
a whole year, perhaps rolls the minutes over from year to year, and/or
costs the least for roughly 1-2 hours of service annually?

Thanks!

== 2 of 9 ==
Date: Wed, Nov 24 2010 3:33 am
From: "Steve.IA"

Ohioguy <none@none.net> wrote in news:2z6Ho.38933$8m.37455@newsfe09.iad:

> I have both a T-Mobile and a tracfone, both of which I purchased
> cheap . At one point, I thought I remembered someone telling me that
> the T-Mobile phone had the edge, but looking at the cards in the store,
> I don't see that.
>
> Essentially, my wife wants a phone in her car that she can activate
> for a year at a time, and have at least an hour or so of emergency use
> on it if her car breaks down. She will not use it otherwise, or give
> out the number to family or friends.
>
> So the question is this: which one has minutes that don't expire for
> a whole year, perhaps rolls the minutes over from year to year, and/or
> costs the least for roughly 1-2 hours of service annually?
>
> Thanks!
>

After the initial purchase of time and minutes on Tracfone, the minutes
last forever until you use them. You can renew time month to month for
$5.99 automagically with their Service Protection plan.

--
Peace,
Steve
southiowa

Offering rural highspeed ISP access.
www.bubbalink.com

== 3 of 9 ==
Date: Wed, Nov 24 2010 5:59 am
From: Derald

"Steve.IA" <saharv23@invalid.com> wrote:

>After the initial purchase of time and minutes on Tracfone, the minutes
>last forever until you use them.
What does that mean? The Tracfone site clearly states otherwise:
Minutes are good for 30, 45, 90 or 365 days, depending on which
portion of the web site one believes, the "plans" are monthly and the
"Service Protection Plan" is absolutely free money for the Tracfone
folks and purely sucker-bait for those incapable of actually
remembering something.

== 4 of 9 ==
Date: Wed, Nov 24 2010 7:11 am
From: Vic Smith

On Wed, 24 Nov 2010 06:21:22 -0500, Ohioguy <none@none.net> wrote:

> I have both a T-Mobile and a tracfone, both of which I purchased
>cheap . At one point, I thought I remembered someone telling me that
>the T-Mobile phone had the edge, but looking at the cards in the store,
>I don't see that.
>
> Essentially, my wife wants a phone in her car that she can activate
>for a year at a time, and have at least an hour or so of emergency use
>on it if her car breaks down. She will not use it otherwise, or give
>out the number to family or friends.
>
> So the question is this: which one has minutes that don't expire for
>a whole year, perhaps rolls the minutes over from year to year, and/or
>costs the least for roughly 1-2 hours of service annually?
>
>

We have 2 T-Mobile prepaid phones. For years.
To get it right at the lowest cost per year you pay for $100 worth of
minutes at the start.
They often have promotions - we got 1200 minutes for that.
That $100 makes you a "Gold Member," meaning minutes won't expire
after a year - if you buy more minutes before the year is up.
I just did a yearly update on one to keep about 400 minutes from
expiring. Paid $10 for 100 minutes. $10 is the least you can pay to
refresh the expiration of minutes for another year.
My wife has had her phone for about 5 years and total cost for minutes
has been about $200.
No roaming charges, and anytime, anywhere.
We only do voice calling.
Good coverage from Illinois to Florida.
Coverage that you need is the first thing to consider.
If you're a light user as we are, it works fine.
Your wife will probably call from the store or elsewhere if she gets
delayed. Mine does. But we use the vast majority of our minutes when
we are on vacation.
I've had mine 3 years and spent $120 total on minutes.
The initial $100 and two $10 yearly updates.
Still have at least 500 minutes. Only used minutes because we used it
on vacations to "equalize" the minutes on the 2 phones.
I think I only made one call when not on vacation - just to see if it
worked. I often forget to bring the phone with me when going
somewhere locally.
Doing the $100 "Gold Member" deal up front is what makes it work for
us.

--Vic

== 5 of 9 ==
Date: Wed, Nov 24 2010 10:49 am
From: Gordon

Derald <derald@invalid.net> wrote in news:Ar2dnaZ4-
_TKh3DRnZ2dnUVZ_jGdnZ2d@earthlink.com:

>
> "Steve.IA" <saharv23@invalid.com> wrote:
>
>>After the initial purchase of time and minutes on Tracfone, the minutes
>>last forever until you use them.
> What does that mean? The Tracfone site clearly states otherwise:
> Minutes are good for 30, 45, 90 or 365 days, depending on which
> portion of the web site one believes, the "plans" are monthly and the
> "Service Protection Plan" is absolutely free money for the Tracfone
> folks and purely sucker-bait for those incapable of actually
> remembering something.
>

On Tracfone, the minutes are good for 30, 45, 90, or 360 days
(and other durations IIRC) depending on how many minutes you buy.
More minutes, more time to use them. But the minutes are cheaper
bought in larger numbers.

Personally I don't like Tracfone as a limited use phone.
Unfortunatly, 7-11 no longer offers it's Speak Out plan.
15 cents per minute, 365 day expiration. $10.00 minimum
purchase. But it's no longer available.

Here are a couple of web sites that compare prepaid
cell phone plans.

http://www.cellguru.net/index.htm
http://prepaiduswireless.com/

== 6 of 9 ==
Date: Wed, Nov 24 2010 12:45 pm
From: "Steve.IA"

Derald <derald@invalid.net> wrote in news:Ar2dnaZ4-
_TKh3DRnZ2dnUVZ_jGdnZ2d@earthlink.com:

> "Steve.IA" <saharv23@invalid.com> wrote:
>
>>After the initial purchase of time and minutes on Tracfone, the minutes
>>last forever until you use them.
> What does that mean? The Tracfone site clearly states otherwise:
> Minutes are good for 30, 45, 90 or 365 days, depending on which
> portion of the web site one believes, the "plans" are monthly and the
> "Service Protection Plan" is absolutely free money for the Tracfone
> folks and purely sucker-bait for those incapable of actually
> remembering something.
>

I can't explain it better than that, I know that I have so many minutes
and buy a month worth of time for $5.99. I rarely use minutes and these
may last me for years. I have a cell that does all I need for about
$70/year.
I'm not shilling for tracfone, don't know to compare it to anything, just
know how it works for me. YMMV.

--
Peace,
Steve
southiowa

== 7 of 9 ==
Date: Wed, Nov 24 2010 5:05 pm
From: SMS

On 11/24/2010 3:21 AM, Ohioguy wrote:
> I have both a T-Mobile and a tracfone, both of which I purchased cheap .
> At one point, I thought I remembered someone telling me that the
> T-Mobile phone had the edge, but looking at the cards in the store, I
> don't see that.
>
> Essentially, my wife wants a phone in her car that she can activate for
> a year at a time, and have at least an hour or so of emergency use on it
> if her car breaks down. She will not use it otherwise, or give out the
> number to family or friends.
>
> So the question is this: which one has minutes that don't expire for a
> whole year, perhaps rolls the minutes over from year to year, and/or
> costs the least for roughly 1-2 hours of service annually?

T-Mobile prepaid is $10 a year once you go "Gold" by spending $100.
Actually $9 since CallingMart often has T-Mobile refills for 10% off.

The big problem with T-Mobile is that their coverage is a tiny subset of
Tracfone coverage--and it's getting worse. T-Mobile has been ending
roaming agreements with AT&T which has greatly reduced coverage, though
you can still call 911 even in places where you can't make regular
calls. If you never leave metro areas, including not going outside the
urban core of the metro area, then T-Mobile works. If you go to most
places where AT&T is the carrier, you're S.O.L.

I.e. in the Bay Area where I live, T-Mobile used to allow roaming onto
AT&T. This was essential because many of the areas outside the cities in
the area have only Verizon and AT&T native coverage. When the roaming
agreement ended T-Mobile lost vast areas of coverage--areas where few
people live but areas where a lot of people travel through. Sprint has
coverage by virtue of roaming onto Verizon (but Virgin Mobile doesn't
roam onto Verizon).

The best prepaid service in terms of cost per minute and coverage is
PagePlus which uses Verizon's network (but allows extra-cost roaming on
other CDMA networks). They charge as little as 4 cents per minute.
Unfortunately there is no 1 year expiration available, you have to add
$10 (100 10 cent minutes) every 120 days, so it's not a good option for
a glovebox phone that is rarely used. You can set up automatic refills,
but only on a monthly basis, not on a 120 day basis. However you can
start the automatic refills to begin the day before your time expires,
then go in and edit the automatic refill start date and change it to the
date your time next expires. But it's a hassle to do this every four months.

== 8 of 9 ==
Date: Wed, Nov 24 2010 8:10 pm
From: Gordon

SMS <scharf.steven@geemail.com> wrote in
news:4cedb64b$0$1658$742ec2ed@news.sonic.net:

> The best prepaid service in terms of cost per minute and coverage is
> PagePlus which uses Verizon's network (but allows extra-cost roaming
> on other CDMA networks). They charge as little as 4 cents per minute.
> Unfortunately there is no 1 year expiration available, you have to add
> $10 (100 10 cent minutes) every 120 days, so it's not a good option
> for a glovebox phone that is rarely used. You can set up automatic
> refills, but only on a monthly basis, not on a 120 day basis. However
> you can start the automatic refills to begin the day before your time
> expires, then go in and edit the automatic refill start date and
> change it to the date your time next expires. But it's a hassle to do
> this every four months.

I'll 2nd that with PAgePlus. I have one phone on Page Plus
and I put $25.00 on it every 5 to 8 weeks depending on how
much I talk. You used to be able to buy a Verizon Impulse
phone and activate it on PagePlus. But Verizon put a stop to
that. Now you have to buy a phone from PagePlus. And their
customer service sucks. If you can even reach them.

== 9 of 9 ==
Date: Wed, Nov 24 2010 8:12 pm
From: The Real Bev

On 11/24/10 07:11, Vic Smith wrote:

> We have 2 T-Mobile prepaid phones. For years.
> To get it right at the lowest cost per year you pay for $100 worth of
> minutes at the start.
> They often have promotions - we got 1200 minutes for that.
> That $100 makes you a "Gold Member," meaning minutes won't expire
> after a year - if you buy more minutes before the year is up.
> I just did a yearly update on one to keep about 400 minutes from
> expiring. Paid $10 for 100 minutes. $10 is the least you can pay to
> refresh the expiration of minutes for another year.
> My wife has had her phone for about 5 years and total cost for minutes
> has been about $200.
> No roaming charges, and anytime, anywhere.
> We only do voice calling.
> Good coverage from Illinois to Florida.
> Coverage that you need is the first thing to consider.
> If you're a light user as we are, it works fine.
> Your wife will probably call from the store or elsewhere if she gets
> delayed. Mine does. But we use the vast majority of our minutes when
> we are on vacation.
> I've had mine 3 years and spent $120 total on minutes.
> The initial $100 and two $10 yearly updates.
> Still have at least 500 minutes. Only used minutes because we used it
> on vacations to "equalize" the minutes on the 2 phones.
> I think I only made one call when not on vacation - just to see if it
> worked. I often forget to bring the phone with me when going
> somewhere locally.
> Doing the $100 "Gold Member" deal up front is what makes it work for
> us.

I've used T-Mobile prepaid for at least 4 years. The only thing I use
it for are "I'm here, whre are you?" calls and have over 700 minutes
saved. I get my $10 top-up cards at Target because one of the survey
sites pays me in Target or Walmart gift cards, so the service is free
from now on.

The bad part is that I get really crappy reception in my house, although
it improves enough to actually use if I walk to the front of the
neighbor's house. The other bad part is the crappy Samsung T-319 phone
-- I have to put it on 'speaker' to hear it when I put it next to my ear
and the camera is only 640x480 and costs me 25 cents to send to myself.
Who knew you had to specify that the phone should have some sort of
USB connection?

--
Cheers, Bev
+++++++++++++++++++++++++++++++++++++++++++++++++
"It doesn't get any easier - you just go faster."
-- Greg Lemond

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TOPIC: Is this "Rewards" CC plan good?
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== 1 of 1 ==
Date: Wed, Nov 24 2010 6:10 am
From: "Vet. of Foreign War."

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--
Karma, What a concept!

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TOPIC: One good reason to attack Adam & Eve --Satan's redeemed!
http://groups.google.com/group/misc.consumers.frugal-living/t/6e440099ce70435b?hl=en
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== 1 of 1 ==
Date: Wed, Nov 24 2010 9:56 am
From: "His Highness the TibetanMonkey & the Free Spirits of the Jungle"

On Nov 24, 12:29 am, "Randolf Richardson (Lumber Cartel, local 42)"
<kingpin+n...@lumbercartel.ca> wrote:
> On Tue, 23 Nov 2010 17:03:20 -0800, His Highness the TibetanMonkey & the
> Free Spirits of the Jungle <comandante.ban...@yahoo.com> wrote:
>
>
>
> > On Nov 23, 6:00 pm, "Randolf Richardson (Lumber Cartel, local 42)"
> > <kingpin+n...@lumbercartel.ca> wrote:
> >> On Tue, 23 Nov 2010 14:42:39 -0800, His Highness the TibetanMonkey &
> >> the Free Spirits of the Jungle <nolionnoprob...@yahoo.com> wrote:
> >>> On Nov 23, 2:56 pm, "Randolf Richardson (Lumber Cartel, local 42)"
> >>> <kingpin+n...@lumbercartel.ca> wrote:
> >>>> On Mon, 22 Nov 2010 12:04:23 -0800, His Highness the TibetanMonkey &
> >>>> the Free Spirits of the Jungle <nolionnoprob...@yahoo.com> wrote:
> >>>> [sNip]
> >>>>> Once we got this clear and religion concerns itself with bicycles
> >>>>> instead of gays or abortion, we can make real progress.
>
> >>>> [sNip]
>
> >>>> Bicycles? Is that a South Park reference? If so, then
> >>>> are you implying that Mormons are progressive? ;-P
>
> >>> Their deeds speak louder than their message even if their message
> >>> is wrong. The other Christians got both wrong.
>
> >>> Christianity campaigns for social repression, not social progress.
>
> >> It's all in the name of power.
>
> > Not "power to the people."
>
> > I got this thought from Kropotkin...
>
> > "Governmental Communism, like theocratic Communism, is repugnant"
>
> > This guy was an anarchist so the idea of the Party or God running the
> > show was repugnant. It really is. Heaven --if there's one-- is
> > communist and you must be loyal to the party.
>
> ...and for those who art in heaven, if their loyalty wanes what is to
> become of them if not Fallen Angels? ;-D

Actually that may be the very reason for Satan's rebellion...

He wasn't a communist!!!

After all the bad press about the Devil, now we finally know the
truth!

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== 1 of 1 ==
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TOPIC: Unemployment benefits question
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== 1 of 1 ==
Date: Wed, Nov 24 2010 11:37 pm
From: Kompu Kid

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Does she supposed to let the EDD (name of the unemployment office here
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She says just not returning the form EDD sends you with your last
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Thanks,

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