Frugal Living: misc.consumers.frugal-living - 25 new messages in 7 topics

Saturday, January 29, 2011

misc.consumers.frugal-living - 25 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Stop the Bullshit Campaign - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/ee1139f5602bbdf4?hl=en
* ONLY FOR U - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/6f396beda7cad0ba?hl=en
* only for you - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e19380e84c59b13a?hl=en
* In reference to Conservative Jews - 9 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/d332202139230d47?hl=en
* saving time spent on shaving - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/34bea6c670aeadce?hl=en
* Individual Health Insurance Rates/Plans - 4 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e0eaf15f862a905a?hl=en
* converter box suck - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/c15f24ce7244b668?hl=en

==============================================================================
TOPIC: Stop the Bullshit Campaign
http://groups.google.com/group/misc.consumers.frugal-living/t/ee1139f5602bbdf4?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jan 28 2011 11:08 pm
From: "Edward Dolan"

"T�m Sherm�nT �_�" <""twshermanREMOVE\"@THI$southslope.net"> wrote in
message news:ii0e11$9jk$1@news.eternal-september.org...
> On 1/29/2011 12:43 AM, Edward Dolan wrote:
>> "T?m Sherm?nT ?_?"<""twshermanREMOVE\"@THI$southslope.net"> wrote in
>> message news:ii07a0$efb$1@news.eternal-september.org...
>>> On 1/28/2011 10:18 PM, Edward Dolan wrote:
>> [...]
>>>> Nope, you lived on the Illinois side of the Quad Cities.
>>>
>>> Uh Ed, I live in Iowa. Please pay attention.
>>
>> Nonsense, you posted from the Quad Cities, Illinois side. Do you not even
>> know which side of the Mississippi River you were on? Damn it, we all
>> know
>> where you post from - and it is NOT from Iowa. Hells Bells, Iowa wouldn't
>> have you on a bet.[...]
>
> Poor Ed is losing it.

Poor Tom never had it to lose.

Regards,

Ed Dolan the Great - Minnesota
aka
Saint Edward the Great - Order of the Perpetual Sorrows - Minnesota

== 2 of 2 ==
Date: Sat, Jan 29 2011 11:51 am
From: "His Highness the TibetanMonkey, the prophet of the deep jungle"

On Jan 29, 2:01 am, Tºm Shermªn™ °_° <""twshermanREMOVE\"@THI
$southslope.net"> wrote:
> On 1/29/2011 12:43 AM, Edward Dolan wrote:
>
> > "T m Sherm nT _ "<""twshermanREMOVE\"@THI$southslope.net"> wrote in
> > messagenews:ii07a0$efb$1@news.eternal-september.org...
> >> On 1/28/2011 10:18 PM, Edward Dolan wrote:
> > [...]
> >>> Nope, you lived on the Illinois side of the Quad Cities.
>
> >> Uh Ed, I live in Iowa. Please pay attention.
>
> > Nonsense, you posted from the Quad Cities, Illinois side. Do you not even
> > know which side of the Mississippi River you were on? Damn it, we all know
> > where you post from - and it is NOT from Iowa. Hells Bells, Iowa wouldn't
> > have you on a bet.[...]
>
> Poor Ed is losing it.

All he got to do is take Viagra, right?

==============================================================================
TOPIC: ONLY FOR U
http://groups.google.com/group/misc.consumers.frugal-living/t/6f396beda7cad0ba?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 29 2011 1:17 am
From: shiv shankar

==============================================================================
TOPIC: only for you
http://groups.google.com/group/misc.consumers.frugal-living/t/e19380e84c59b13a?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 29 2011 1:53 am
From: rani vithun

http://123maza.com/75/speak111/

==============================================================================
TOPIC: In reference to Conservative Jews
http://groups.google.com/group/misc.consumers.frugal-living/t/d332202139230d47?hl=en
==============================================================================

== 1 of 9 ==
Date: Sat, Jan 29 2011 3:30 am
From: Jeff Thies

On 1/28/2011 3:03 PM, SMS wrote:
> On 1/28/2011 6:09 AM, Jeff Thies wrote:
>
>> I know some ultra conservative Jews. Near as I can tell they don't have
>> anything close to the views of Conservative Christians. Being a
>> Conservative Jew is a way of life, unlike being a conservative Christian
>> where it is more about beliefs than it is actions and reality.
>
> You're confusing conservative and orthodox Jews.

You are absolutely right.

There is no such thing
> as "ultra-conservative," it's "ultra-orthodox." In any case
> "conservative" doesn't describe "conservative Jews" politically, since
> nearly all are politically moderate, and mostly Democratic. For a while
> there was an increase in Republicanism among Jews, but the tea-party
> nonsense put the kibosh on that.

I believe you are correct on that also. Jews are not dummies, but
some deeply follow their traditions, and I admire that.

Jeff

== 2 of 9 ==
Date: Sat, Jan 29 2011 3:43 am
From: Jeff Thies

On 1/28/2011 2:44 PM, Edward Dolan wrote:
> "Jeff Thies"<jeff_thies@att.net> wrote in message
> news:ihuinp$8ig$1@news.albasani.net...
> [...]
>> I know some ultra conservative Jews. Near as I can tell they don't have
>> anything close to the views of Conservative Christians. Being a
>> Conservative Jew is a way of life, unlike being a conservative Christian
>> where it is more about beliefs than it is actions and reality.
>
> Nope, it is the same with some Christians just as it is with some Jews.
> Beliefs, actions and reality - all one thing.

I see no correlation between the way Jesus lead his life an the way
conservative Christians do. Hypocrisy is the norm.
>
>> Just my take. I like all my Jewish friends and I think believing in God
>> is crazy.
>
> Well Hells Bells, I don't like anybody no matter their religion, but I don't
> think believing in God is crazy. It is merely traditional in all cultures.

I have no problem with traditions. Ultra Orthodox traditions are very
strong.

But actually believing that there is some all knowing ultra smart
being is crazy. A christian friend of mine was just telling me that God
knew I was going to say what I did, but I still had free will. Believing
such is lunacy, following traditions is not.

> Why not take a few courses in sociology and anthropology to learn what it is
> to be human. Why be an ignorant slob all of your life!

I know more that the average. Even on tests of religion:

http://features.pewforum.org/quiz/us-religious-knowledge/

Like most atheists, I scored well, missed only one.

I have nothing against Mormons either. But what they believe is even
crazier.

Jeff
>
> Regards,
>
> Ed Dolan the Great - Minnesota
> aka
> Saint Edward the Great - Order of the Perpetual Sorrows - Minnesota
>
>

== 3 of 9 ==
Date: Sat, Jan 29 2011 10:18 am
From: "His Highness the TibetanMonkey, the prophet of the deep jungle"

On Jan 29, 6:30 am, Jeff Thies <jeff_th...@att.net> wrote:
> On 1/28/2011 3:03 PM, SMS wrote:
>
> > On 1/28/2011 6:09 AM, Jeff Thies wrote:
>
> >> I know some ultra conservative Jews. Near as I can tell they don't have
> >> anything close to the views of Conservative Christians. Being a
> >> Conservative Jew is a way of life, unlike being a conservative Christian
> >> where it is more about beliefs than it is actions and reality.
>
> > You're confusing conservative and orthodox Jews.
>
> You are absolutely right.
>
> There is no such thing
>
> > as "ultra-conservative," it's "ultra-orthodox." In any case
> > "conservative" doesn't describe "conservative Jews" politically, since
> > nearly all are politically moderate, and mostly Democratic. For a while
> > there was an increase in Republicanism among Jews, but the tea-party
> > nonsense put the kibosh on that.
>
> I believe you are correct on that also. Jews are not dummies, but
> some deeply follow their traditions, and I admire that.
>
> Jeff

Would you admire the Germans if they went around like this...

http://www.dw-world.de/image/0,,1991911_4,00.jpg

We are all dummies and some are proud of it such as Ed.

== 4 of 9 ==
Date: Sat, Jan 29 2011 10:51 am
From: "Rod Speed"

Jeff Thies wrote
> SMS wrote
>> Jeff Thies wrote

>>> I know some ultra conservative Jews. Near as I can tell they don't
>>> have anything close to the views of Conservative Christians. Being a Conservative Jew is a way of life, unlike being
>>> a conservative
>>> Christian where it is more about beliefs than it is actions and reality.

>> You're confusing conservative and orthodox Jews.

> You are absolutely right.

>> There is no such thing as "ultra-conservative," it's "ultra-orthodox." In any case "conservative" doesn't describe
>> "conservative Jews" politically, since nearly all are politically moderate, and mostly Democratic. For a while there
>> was an increase in Republicanism among Jews, but the tea-party nonsense put the kibosh on that.

> I believe you are correct on that also. Jews are not dummies, but some deeply follow their traditions, and I admire
> that.

I dont, some of the sabbath rules are completely silly.

The dietary rules in spades.

== 5 of 9 ==
Date: Sat, Jan 29 2011 10:55 am
From: "Rod Speed"

Jeff Thies wrote
> Edward Dolan wrote
>> Jeff Thies <jeff_thies@att.net> wrote

>> Nope, it is the same with some Christians just as it is with some
>> Jews. Beliefs, actions and reality - all one thing.

> I see no correlation between the way Jesus lead his life an the way conservative Christians do. Hypocrisy is the norm.

Nope, because conservative christians arent anything like the norm.

>>> Just my take. I like all my Jewish friends and I think believing in God is crazy.

>> Well Hells Bells, I don't like anybody no matter their religion, but I don't think believing in God is crazy. It is
>> merely traditional in all cultures.

> I have no problem with traditions.

I do when they dont make any sense.

> Ultra Orthodox traditions are very strong.

And just plain barking mad most of the time.

> But actually believing that there is some all knowing ultra smart
> being is crazy. A christian friend of mine was just telling me that
> God knew I was going to say what I did, but I still had free will.
> Believing such is lunacy,

Hard to claim most of humanity is mad.

> following traditions is not.

Wrong when the tradition makes no sense at all.

>> Why not take a few courses in sociology and anthropology to learn
>> what it is to be human. Why be an ignorant slob all of your life!

> I know more that the average. Even on tests of religion:

> http://features.pewforum.org/quiz/us-religious-knowledge/

> Like most atheists, I scored well, missed only one.

> I have nothing against Mormons either. But what they believe is even crazier.

Nope, just different in detail.

== 6 of 9 ==
Date: Sat, Jan 29 2011 11:02 am
From: Tºm Shermªn™ °_° <""twshermanREMOVE\"@THI$southslope.net">

On 1/29/2011 12:51 PM, Rod Speed wrote:
> Jeff Thies wrote
>> SMS wrote
>>> Jeff Thies wrote
>
>>>> I know some ultra conservative Jews. Near as I can tell they don't
>>>> have anything close to the views of Conservative Christians. Being a Conservative Jew is a way of life, unlike being
>>>> a conservative
>>>> Christian where it is more about beliefs than it is actions and reality.
>
>>> You're confusing conservative and orthodox Jews.
>
>> You are absolutely right.
>
>>> There is no such thing as "ultra-conservative," it's "ultra-orthodox." In any case "conservative" doesn't describe
>>> "conservative Jews" politically, since nearly all are politically moderate, and mostly Democratic. For a while there
>>> was an increase in Republicanism among Jews, but the tea-party nonsense put the kibosh on that.
>
>> I believe you are correct on that also. Jews are not dummies, but some deeply follow their traditions, and I admire
>> that.
>
> I dont, some of the sabbath rules are completely silly.
>
> The dietary rules in spades.
>

See
<http://www.thebricktestament.com/the_law/what_not_to_eat/lv11_03.html>
for more on dietary rules.

--
Tºm Shermªn - 42.435731,-83.985007
I am a vehicular cyclist.

== 7 of 9 ==
Date: Sat, Jan 29 2011 12:33 pm
From: "john MacArthur"

"Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
news:8qj65sFl1fU1@mid.individual.net...
> Jeff Thies wrote
>> Edward Dolan wrote
>>> Jeff Thies <jeff_thies@att.net> wrote
>
>>>> I know some ultra conservative Jews. Near as I can tell they don't
>>>> have anything close to the views of Conservative Christians. Being a
>>>> Conservative Jew is a way of life, unlike being a conservative
>>>> Christian where it is more about beliefs than it is actions and
>>>> reality.
>
>>> Nope, it is the same with some Christians just as it is with some
>>> Jews. Beliefs, actions and reality - all one thing.
>
>> I see no correlation between the way Jesus lead his life an the way
>> conservative Christians do. Hypocrisy is the norm.
>
> Nope, because conservative christians arent anything like the norm.
>
>>>> Just my take. I like all my Jewish friends and I think believing in God
>>>> is crazy.
>
>>> Well Hells Bells, I don't like anybody no matter their religion, but I
>>> don't think believing in God is crazy. It is merely traditional in all
>>> cultures.
>
>> I have no problem with traditions.
>
> I do when they dont make any sense.
>
>> Ultra Orthodox traditions are very strong.
>
> And just plain barking mad most of the time.
>
>> But actually believing that there is some all knowing ultra smart
>> being is crazy. A christian friend of mine was just telling me that
>> God knew I was going to say what I did, but I still had free will.
>> Believing such is lunacy,
>
> Hard to claim most of humanity is mad.

>
>> following traditions is not.
>
> Wrong when the tradition makes no sense at all.
>
>>> Why not take a few courses in sociology and anthropology to learn
>>> what it is to be human. Why be an ignorant slob all of your life!
>
>> I know more that the average. Even on tests of religion:
>
>> http://features.pewforum.org/quiz/us-religious-knowledge/
>
>> Like most atheists, I scored well, missed only one.
>
>> I have nothing against Mormons either. But what they believe is even
>> crazier.
>
> Nope, just different in detail.
--------------------------------------------------------------------------------------------

a lot of people in industrial societies are rejecting their traditions and
turning to buddhism.

you dont have to believe in anything except that there is a higher state of
consciousness (which we all know from those flashes of insight right? ) and
the means to that, is controlling your arbitrary thoughts through
meditation.

they say just try relaxing your mind and see what happens?

too simple isn't it ?

== 8 of 9 ==
Date: Sat, Jan 29 2011 1:18 pm
From: "Rod Speed"

john MacArthur wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Jeff Thies wrote
>>> Edward Dolan wrote
>>>> Jeff Thies <jeff_thies@att.net> wrote

>>>>> I know some ultra conservative Jews. Near as I can tell they don't
>>>>> have anything close to the views of Conservative Christians.

>>>>> Being a Conservative Jew is a way of life, unlike being a
>>>>> conservative Christian where it is more about beliefs than it is
>>>>> actions and reality.

>>>> Nope, it is the same with some Christians just as it is with some
>>>> Jews. Beliefs, actions and reality - all one thing.

>>> I see no correlation between the way Jesus lead his life an the way
>>> conservative Christians do. Hypocrisy is the norm.

>> Nope, because conservative christians arent anything like the norm.

>>>>> Just my take. I like all my Jewish friends and I think believing in God is crazy.

>>>> Well Hells Bells, I don't like anybody no matter their religion,
>>>> but I don't think believing in God is crazy. It is merely
>>>> traditional in all cultures.

>>> I have no problem with traditions.

>> I do when they dont make any sense.

>>> Ultra Orthodox traditions are very strong.

>> And just plain barking mad most of the time.

>>> But actually believing that there is some all knowing ultra smart
>>> being is crazy. A christian friend of mine was just telling me that
>>> God knew I was going to say what I did, but I still had free will.
>>> Believing such is lunacy,

>> Hard to claim most of humanity is mad.

>>> following traditions is not.

>> Wrong when the tradition makes no sense at all.

>>>> Why not take a few courses in sociology and anthropology to learn
>>>> what it is to be human. Why be an ignorant slob all of your life!

>>> I know more that the average. Even on tests of religion:

>>> http://features.pewforum.org/quiz/us-religious-knowledge/

>>> Like most atheists, I scored well, missed only one.

>>> I have nothing against Mormons either. But what they believe is even crazier.

>> Nope, just different in detail.

> a lot of people in industrial societies are rejecting their traditions

Yes.

> and turning to buddhism.

Nope, fuck all are doing that. MANY more are giving up on any god at all.

> you dont have to believe in anything except that there is a higher state of consciousness

I have seen no evidence that there is.

Its just another crutch for pathetically inadequate 'minds'

> (which we all know from those flashes of insight right? )

Wrong. We 'know' nothing of the sort. Those are just how the mind works.

> and the means to that, is controlling your arbitrary thoughts through meditation.

I dont want to control my arbitrary thoughts, they can be very useful at times.

> they say just try relaxing your mind and see what happens?

I do that all the time. Dont need meditation or buddhism to do that.

> too simple isn't it ?

Mindlessly superficial, actually.

== 9 of 9 ==
Date: Sat, Jan 29 2011 1:42 pm
From: "His Highness the TibetanMonkey, the prophet of the deep jungle"

On Jan 29, 4:18 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> john MacArthur wrote
>
>
>
> > Rod Speed <rod.speed....@gmail.com> wrote
> >> Jeff Thies wrote
> >>> Edward Dolan wrote
> >>>> Jeff Thies <jeff_th...@att.net> wrote
> >>>>> I know some ultra conservative Jews. Near as I can tell they don't
> >>>>> have anything close to the views of Conservative Christians.
> >>>>> Being a Conservative Jew is a way of life, unlike being a
> >>>>> conservative Christian where it is more about beliefs than it is
> >>>>> actions and reality.
> >>>> Nope, it is the same with some Christians just as it is with some
> >>>> Jews. Beliefs, actions and reality - all one thing.
> >>> I see no correlation between the way Jesus lead his life an the way
> >>> conservative Christians do. Hypocrisy is the norm.
> >> Nope, because conservative christians arent anything like the norm.
> >>>>> Just my take. I like all my Jewish friends and I think believing in God is crazy.
> >>>> Well Hells Bells, I don't like anybody no matter their religion,
> >>>> but I don't think believing in God is crazy. It is merely
> >>>> traditional in all cultures.
> >>> I have no problem with traditions.
> >> I do when they dont make any sense.
> >>> Ultra Orthodox traditions are very strong.
> >> And just plain barking mad most of the time.
> >>> But actually believing that there is some all knowing ultra smart
> >>> being is crazy. A christian friend of mine was just telling me that
> >>> God knew I was going to say what I did, but I still had free will.
> >>> Believing such is lunacy,
> >> Hard to claim most of humanity is mad.
> >>> following traditions is not.
> >> Wrong when the tradition makes no sense at all.
> >>>> Why not take a few courses in sociology and anthropology to learn
> >>>> what it is to be human. Why be an ignorant slob all of your life!
> >>> I know more that the average. Even on tests of religion:
> >>>http://features.pewforum.org/quiz/us-religious-knowledge/
> >>> Like most atheists, I scored well, missed only one.
> >>> I have nothing against Mormons either. But what they believe is even crazier.
> >> Nope, just different in detail.
> > a lot of people in industrial societies are rejecting their traditions
>
> Yes.
>
> > and turning to buddhism.
>
> Nope, fuck all are doing that. MANY more are giving up on any god at all.
>
> > you dont have to believe in anything except that there is a higher state of consciousness
>
> I have seen no evidence that there is.
>
> Its just another crutch for pathetically inadequate 'minds'
>
> > (which we all know from those flashes of insight right? )
>
> Wrong. We 'know' nothing of the sort. Those are just how the mind works.
>
> > and the means to that, is controlling your arbitrary thoughts through meditation.
>
> I dont want to control my arbitrary thoughts, they can be very useful at times.
>
> > they say just try relaxing your mind and see what happens?
>
> I do that all the time. Dont need meditation or buddhism to do that.
>
> > too simple isn't it ?
>
> Mindlessly superficial, actually.

Buddhism (and an MP3 player) may come handy to ignore those drivers
who harass you for riding a bike.

The MP3 player is from my own school of wisdom.

==============================================================================
TOPIC: saving time spent on shaving
http://groups.google.com/group/misc.consumers.frugal-living/t/34bea6c670aeadce?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Jan 29 2011 5:23 am
From: Shawn Hirn

In article <ihv8a6$76p$1@news.eternal-september.org>,
"john MacArthur" <bluestar00955@mail.invalid> wrote:

> My electric razor alway misses a few hairs when i shave. Once they get to
> about three days growth the shaver no long cuts them. Recently I borrowed
> the wife's magnifying mirror and tweezers and realised how easy such a
> mirror makes it to take them out.
>
> The North American Native Indians apparently used to pull out all the hairs
> on their face instead of shaving.
>
> I'm wondering if it would be frugal with my time and electricity to say pull
> out ten or twenty each morning, until they have all gone. Would there be any
> disadvantages to doing this?

Ditch the electric razor and get a good multi-blade non-electric razor
instead. I gave up on electrics years ago. None of them shave anywhere
near as close as a good blade does.

== 2 of 3 ==
Date: Sat, Jan 29 2011 6:24 am
From: Derald

"john MacArthur" <bluestar00955@mail.invalid> wrote:

>The North American Native Indians apparently used to pull out all the hairs
>on their face instead of shaving.
Well, God knows, the personal hygiene practices of the American
continents' indigenous peoples are on the top of my list to emulate;
not. The Roman Romans abraded their beards away with pumice dust.
Personally, I'm not likely to mimic them, either.
>
>I'm wondering if it would be frugal with my time and electricity to say pull
>out ten or twenty each morning, until they have all gone. Would there be any
>disadvantages to doing this?
Well, aside from the risks of scarring and infection, they grow
back so you get to do it all again.
In my view, if you want a shave, ditch the 'lectric and use an
actual razor, "safety" or otherwise. Takes about the same amount of
time and results in a "shave" instead of a "close mowing".
In the late 1970's the exhorbitant prices of disposable shaving
paraphernalia induced me to try a "cutthroat" straight razor. After a
brief period of negligible blood loss ;-), I was hooked. Still using
the same razor, strap and hone. Although my lifestyle allows me to
shave if and when I please, I appreciate the discipline of having to
do at least one thing absolutely "right".
--
Derald

== 3 of 3 ==
Date: Sat, Jan 29 2011 10:49 am
From: "Rod Speed"

Jim...8 wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> john MacArthur wrote

>>> My electric razor alway misses a few hairs when i shave. Once
>>> they get to about three days growth the shaver no long cuts them.
>>> Recently I borrowed the wife's magnifying mirror and tweezers and
>>> realised how easy such a mirror makes it to take them out.

>> Makes a hell of a lot more sense to save much more time by not bothering to shave at all.

> Bingo, if you don't have to look smart it's way easier to forego the chore.

And its perfectly possible to 'look smart' without shaving too.

>> I just mow it back to a stubble every couple of weeks, just
>> because I find a full beard irritating, particularly after a shower.

> I can barely make it to three weeks before
> running the hair clippers over head and face.

I dont do it anything like that often with the head.

> Beards are indeed most irritating.

>>> The North American Native Indians apparently used
>>> to pull out all the hairs on their face instead of shaving.

>> And the fuckwit moslems pull out all their pubic hair. Wota packa fuckwits.

>>> I'm wondering if it would be frugal with my time and electricity
>>> to say pull out ten or twenty each morning, until they have all
>>> gone. Would there be any disadvantages to doing this?

>> Yes, its a hell of a waste of time.

> If hair is a real problem a lot of people male and female have had success
> losing hair after using the anti-cholestrol wonder drug Lipitor, including myself.

I do take Lipitor and havent found it has any effect on my hair.

==============================================================================
TOPIC: Individual Health Insurance Rates/Plans
http://groups.google.com/group/misc.consumers.frugal-living/t/e0eaf15f862a905a?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Jan 29 2011 7:41 am
From: "h"

"Bob F" <bobnospam@gmail.com> wrote in message
news:ihvjn4$j9d$1@news.eternal-september.org...
>h wrote:
>>> I origionally bought my insurance many years ago when I became
>>> self-employed. The cost has gone up astronomically since then. I keep
>>> switching to higher deductable, less generous plans to keep it
>>> reasonable. I know I need it because of my "pre-existing" condition,
>>> and maintain it to handle major problems which can be horribly
>>> expensive. I'm glad I "got into the system" while the getting was
>>> good, if what you say is true.
>> Oh yeah, I got insurance in the early 90s when I finally quit my day
>> job and was 100% self-employed. The premiums went up about $800 every
>> year, then $1,000, and then they started with deductibles. When the
>> premium went up to $12,000 a year (one non-smoking adult with no
>> medical problems) with a $5,000 deductible, I cancelled it. Since I
>> never used it, not even once, I flushed about $70,000 in premiums
>> down the toilet. That's about twice what my retirement account is
>> currently worth. And...since business is so terrible, I no longer
>> make enough to qualify for the "Small Business" insurance plan
>> anyway, so even if I could afford it they wouldn't let me buy it.
>>
>> So not only can I not afford any medical care, I will probably never
>> be able to close my business and retire.At least I can get Medicare
>> in 12 years. Yes, politicians really do not get how bad it is for
>> many of us.
>
> Those rates sould absurd. At the worst, I paid $850/mo before I finally
> bailed on the "do everything" policy. The one I am in now as described in
> my origional post will be $258/mo. Before I made that previous change at
> $850, my rates had gone up 368% in 7 years.
>
> Fortunately, I put the maximum into my Keogh and earlier IRAs, in addition
> to my regular savings.
>

Wow. Really cheap. I was paying $3k a year back in the mid 90s. I can't
legally buy anything except a "do everything" policy because I live in the
Nanny State. And I make $500 a year too much to qualify for the state
sponsored plans, and I don't have kids. In my state, if you don't have kids,
you don't exist.

== 2 of 4 ==
Date: Sat, Jan 29 2011 9:15 am
From: "Lou"

"h" <tmclone@searchmachine.com> wrote in message
news:ihsebn$f6e$1@speranza.aioe.org...
>
(snipped)

> Of course, I haven't seen (needed) a
> doctor in 27 years, so I wouldn't have insurance even if I could get it.
>
Maybe you're fortunate, healthy through and through. Or maybe you're like
me. I didn't see a doctor for pushing a couple of decades, felt fine. One
day, walking from the commuter train to the office I felt chest pains, two
days later I woke up in a hospital room after having a triple bypass. It
cost only $60,000 a dozen years ago, probably would be more today.
Fortunately, I did have health insurance, and I didn't pay a thing for the
hospital stay, operation, rehab, etc. I don't know if seeing a doctor
periodically would have prevented the need for a bypass. I do know that,
given the need, insurance makes a whale of a difference.

I still have follow-up visits every six months, the bill for each is around
$1,200, and I don't pay for them either. Annual medication comes to around
$10,000/year, and the insurance pays that as well. I do have to pay
co-pays, it comes to a few hundred bucks a year.

I woke up one night with discomfort in my lower back. Over the course of
the next hour or two, it became excruciating pain. An ambulance ride to the
emergency room, a doctor, a cat scan, I had a kidney stone. 59 years old,
not a hint of such a thing in my medical history, or in the history of my
extended family. A day in the emergency room, lots of pain killing drugs,
and it passed - smaller than a grain of table salt. Bill came to several
thousand bucks - covered by insurance. It's happed two more times, the last
time I spent three days in the hospital, had to have a "procedure" (that's
what they call it) to get the stone out. Have you priced a day in a
hospital lately? Me neither, but insurance covered it all. And now I see
an urologist every six months because I don't want to go through that again.
Guess who pays for those visits? The insurance, not me.

My granddaughter was having "stomach aches", it turned out she needed her
gall bladder removed (at sixteen). This year, she had an ovarian cyst (at
eighteen).

Don't see a doctor if you don't want. But life can turn on a dime. You
might be healthy, but maybe not, you can be injured through no fault of your
own, things just go wrong unexpectedly. You're playing Russian roulette.

== 3 of 4 ==
Date: Sat, Jan 29 2011 10:29 am
From: me@privacy.net

Try having a condition such a ulcerative colitis and
getting your own health insurance!

Impossible in this country

== 4 of 4 ==
Date: Sat, Jan 29 2011 11:49 am
From: "Brian Kraft"

A private party at Individual.net wrote:

>Try having a condition such a ulcerative colitis and
>getting your own health insurance!
>Impossible in this country

I think it depends on the state. I have read that 32 states have some
form of high risk pool, which means 18 states don't have them. Does
your state have a high risk pool?

==============================================================================
TOPIC: converter box suck
http://groups.google.com/group/misc.consumers.frugal-living/t/c15f24ce7244b668?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Jan 29 2011 12:38 pm
From: anthona

I live in NY and for the most part get excellent pictures with the box
off my indoor and outdoor antennas ( i have 2 separate box's for each
TV ). In the old days, there was always the problems with
'ghosts'...seeing halo's around a figure. Now, with these box's we
lose usually at most inopportune times the dialogue and if the
picture is fine, the audio pops in and out. ..so what was the point of
these conversions..instead of ghosts, now it pixels. At least with
ghosts, the audio was in tact.

== 2 of 4 ==
Date: Sat, Jan 29 2011 1:21 pm
From: "Rod Speed"

anthona wrote:

> I live in NY and for the most part get excellent pictures with the
> box off my indoor and outdoor antennas ( i have 2 separate box's
> for each TV ). In the old days, there was always the problems with
> 'ghosts'...seeing halo's around a figure. Now, with these box's we
> lose usually at most inopportune times the dialogue and if the
> picture is fine, the audio pops in and out. ..

Mine doesnt.

> so what was the point of these conversions..

Lots more channels, much longer distances from the transmitter, with
a properly implemented system, no audio dropouts or pixellation at all.

> instead of ghosts, now it pixels.

Dont get any of those myself in the bad sense. All
systems have pixels, even the old analog system does.

> At least with ghosts, the audio was in tact.

My audio is fine. And no ghosts either. And its a hell a lot easier to record as well.

== 3 of 4 ==
Date: Sat, Jan 29 2011 1:27 pm
From: Shawn Hirn

In article
<b6ef75b7-66d1-45da-95c8-02f962e8628a@d12g2000vbz.googlegroups.com>,
anthona <harri85274@aol.com> wrote:

> I live in NY and for the most part get excellent pictures with the box
> off my indoor and outdoor antennas ( i have 2 separate box's for each
> TV ). In the old days, there was always the problems with
> 'ghosts'...seeing halo's around a figure. Now, with these box's we
> lose usually at most inopportune times the dialogue and if the
> picture is fine, the audio pops in and out. ..so what was the point of
> these conversions..instead of ghosts, now it pixels. At least with
> ghosts, the audio was in tact.

Those boxes aren't worth the cardboard they come in. Break open your
wallet and buy modern LCD HD televisions. You'll probably make back the
money is just power savings alone.

== 4 of 4 ==
Date: Sat, Jan 29 2011 1:41 pm
From: anthona

On Jan 29, 4:27 pm, Shawn Hirn <s...@comcast.net> wrote:
> In article
> <b6ef75b7-66d1-45da-95c8-02f962e86...@d12g2000vbz.googlegroups.com>,
>
> anthona <harri85...@aol.com> wrote:
> > I live in NY and for the most part get excellent pictures with the box
> > off my indoor and outdoor antennas ( i have 2 separate box's for each
> > TV ). In the old days, there was always the problems with
> > 'ghosts'...seeing halo's around a figure. Now, with these box's we
> > lose usually at most inopportune times the dialogue and if the
> > picture is fine, the audio pops in and out. ..so what was the point of
> > these conversions..instead of ghosts, now it pixels. At least with
> > ghosts, the audio was in tact.
>
> Those boxes aren't worth the cardboard they come in. Break open your
> wallet and buy modern LCD HD televisions. You'll probably make back the
> money is just power savings alone.

These are older crt tv sets and this is a frugal forum isn't it? why
should I throw away good tv sets cause the government made changes? As
frugal as i may be, i have a 55'' lcd hd tv for your information...i
am talking about bedroom and kitchen tv sets where a box is needed.

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Saturday, January 29, 2011

misc.consumers.frugal-living - 25 new messages in 7 topics - digest

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