Frugal Living: 13 new messages in 8 topics

Sunday, July 22, 2007

13 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Rod Speed, what do you know about currency?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2b8f8e5c16151c07?hl=en
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== 1 of 3 ==
Date: Sat, Jul 21 2007 2:42 pm
From: jdoe

On Sat, 21 Jul 2007 12:41:02 -0400, Just A User
<ken@up-yours-spammer.net> wrote:

>TwoAllBeefPatties wrote:
>> Where would you invest, Rod Speed? Australia has had a run up in its
>> dollar. Our US dollar is sucking. Don't tell me commodities. That
>> stuff is already played out I bet. Maybe real estate in Australia? Who
>> is buying all these assets? Certainly not the average American, all
>> tapped out of cash.
>>
>
>Well I consider myself an average American and I have investments and my
>financial situation is better than it was 1, 2, 5, and even 10 years ago.
while the numbers might look to be larger their value hasn't changed
much, it just takes more money to get less product

== 2 of 3 ==
Date: Sat, Jul 21 2007 3:46 pm
From: "Rod Speed"

jdoe <jdoe@aol.com> wrote
> Just A User <ken@up-yours-spammer.net> wrote
>> TwoAllBeefPatties wrote

>>> Where would you invest, Rod Speed? Australia has had a run up in its
>>> dollar. Our US dollar is sucking. Don't tell me commodities. That
>>> stuff is already played out I bet. Maybe real estate in Australia?
>>> Who is buying all these assets? Certainly not the average American,
>>> all tapped out of cash.

>> Well I consider myself an average American and I have investments and
>> my financial situation is better than it was 1, 2, 5, and even 10 years ago.

> while the numbers might look to be larger their value hasn't changed
> much, it just takes more money to get less product

Wrong if he would otherwise have pissed that money against the wall instead.

== 3 of 3 ==
Date: Sat, Jul 21 2007 9:15 pm
From: Steve

What a silly question, there's absolutely no topic on which Rod is not
an expert.

When they discover the center of the universe,
a lot of people will be disappointed to discover they are not it.

...Bernard Bailey

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TOPIC: long distance
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3958949a13d8893f?hl=en
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== 1 of 2 ==
Date: Sat, Jul 21 2007 3:09 pm
From: Derald

"mrtdddejspioewhfq" <mrtdddejspioewhfq@mrtdddejspioewhfq.com> wrote:

>It would have to be something where the time doesn't expire since I don't want to have to be
>buying more time every so often.
I certainly don't know of any. Let me know if you find one. I have been a
satisfied Onesuite customer since Feb, 2002. Except for one outage, service has
been reliable and trouble-free.
The "trouble" with post-paid services, such as Powernet, is that they must
collect Federal taxes and surcharges, at the least. In addition, most sneak in
sundry fees and mystery (free money) charges. Using the Powernet example, ignore
the puffery page and pay particular attention to the FAQ:
http://www.powernetlongdistance.com/powernetglobal_faq.htm

and to the sample bill:
http://www.powernetlongdistance.com/PNGbill.pdf
Powernet is just a typical example that was handy; they're all cut from the same
bolt.
Some disadvantages to Onesuite's prepaid service, for example, are that
billing is in whole minute decrements, one must make a $10.00 minimum purchase
each 180 days, and (I infer from NG posts that) service is variable, depending
on ones location. OTOH: Unused minutes accumulate, it offers two-tiered rates
(local dialaround numbers have lower rates than 1-800 numbers), outgoing VoIP
billed at local dialaround rates ("free" softphone), low-priced incoming VoIP.
I'm sure that other prepaid L/D providers (GetPIN, for example) must offer
comparable products/services.
Unless you are determined to give the gummint and the phoneco money for
nothing in exchange for perceived convenience, you might reconsider prepaid
services.

== 2 of 2 ==
Date: Sat, Jul 21 2007 9:08 pm
From: Logan Shaw

Derald wrote:
> The "trouble" with post-paid services, such as Powernet, is that they must
> collect Federal taxes and surcharges, at the least. In addition, most sneak in
> sundry fees and mystery (free money) charges. Using the Powernet example, ignore
> the puffery page and pay particular attention to the FAQ:
> http://www.powernetlongdistance.com/powernetglobal_faq.htm
>
> and to the sample bill:
> http://www.powernetlongdistance.com/PNGbill.pdf

Hmm, that's a bummer. A few years ago when I had them, they didn't have
the $0.99 "Telecom Infrastructure Fee", which is essentially a $0.99
monthly fee. I truly owed nothing if I made no calls, and only a little
if I made only a few. So that aspect has gotten worse. (On the other
hand, they do now have lower per-minute rates than they did then.)

- Logan

==============================================================================
TOPIC: Walmart
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e8ba3cab05f1b694?hl=en
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== 1 of 2 ==
Date: Sat, Jul 21 2007 3:11 pm
From: Shawn Hirn

In article <1185002511.836210.325030@x35g2000prf.googlegroups.com>,
bob@coolgroups.com wrote:

> I was wondering if anyone knows if Walmart has an official policy for
> dealing with people who go in the 10 item or less lane with 50 or so
> items. I always get stuck behind these people, and the cashiers just
> check them out as if nothing was wrong.

Contact Wal-Mart HQ and ask.

== 2 of 2 ==
Date: Sat, Jul 21 2007 9:33 pm
From: "Roger Shoaf"

<bob@coolgroups.com> wrote in message
news:1185002511.836210.325030@x35g2000prf.googlegroups.com...
> I was wondering if anyone knows if Walmart has an official policy for
> dealing with people who go in the 10 item or less lane with 50 or so
> items. I always get stuck behind these people, and the cashiers just
> check them out as if nothing was wrong.
>

Why don't you say to the person in front of you that since you have 10 items
or less do you mind if you could cut in front of them as you do have 10
items or less and this is the 10 items or less lane.

That should get the attention of the discourteous person. I suspect the
cashiers are instructed to ignore the customers that do not pay attention to
the sign.

Roger Shoaf

About the time I had mastered getting the toothpaste back in the tube, then
they come up with this striped stuff.

==============================================================================
TOPIC: Life Insurance Basics - Do you need, and how much do you need?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/fcff131b03d7a145?hl=en
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== 1 of 1 ==
Date: Sat, Jul 21 2007 6:29 pm
From: John Stapleton

To some, life insurance seems like an unnecessary expense. But if you
have people who depend on you -- and your income -- you need it. The
purpose of life insurance is to take care of your dependents. As such,
it's an important part of your financial plan. How much life insurance
do you need?

http://flying-rugs.com/life-insurance/

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TOPIC: Of Steel Skies, Abuse and Cannon Fodder
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1dc163a70961875f?hl=en
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== 1 of 1 ==
Date: Sat, Jul 21 2007 7:18 pm
From: Ablang

Three really good Abandonware games, according to Gadgets Magazine
4/07 are:

Beneath a Steel Sky
Abuse
Cannon Fodder

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TOPIC: Confused About Mobile Phone Plans
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/77c9e041d54a37c2?hl=en
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== 1 of 2 ==
Date: Sat, Jul 21 2007 8:12 pm
From: Shawn Hirn

In article <f7tgs9$2er$1@registered.motzarella.org>,
E Z Peaces <cash@invalid.invalid> wrote:

> Brontide wrote:
>
> >
> > Quality is somewhere between cell phone and a clean copper line
> > depending on settings and network issues. Provided there is decent
> > internet access and power, these proconfigured boxes will work
> > anywhere in the world.
> >
> > -Eric
> >
>
> I find conversations with cordless phones unpleasant. Consonants can be
> hard to understand and women's voices can be badly distorted. I think
> most of the problem is in the design of the phones.

That depends on your cell phone. I used to have a lousy cell phone and
if it was the only one I used, I would agree with you. Now, I use a Palm
Treo 700p and the audio quality is as good as my landline phones at home
and work. I don't use a headset, but I do use my cell phone's
speakerphone feature when I can't hold the phone, such as when I am
driving, and it works fine.

== 2 of 2 ==
Date: Sat, Jul 21 2007 10:51 pm
From: E Z Peaces

Shawn Hirn wrote:
> In article <f7tgs9$2er$1@registered.motzarella.org>,
> E Z Peaces <cash@invalid.invalid> wrote:
>
>> Brontide wrote:
>>
>>> Quality is somewhere between cell phone and a clean copper line
>>> depending on settings and network issues. Provided there is decent
>>> internet access and power, these proconfigured boxes will work
>>> anywhere in the world.
>>>
>>> -Eric
>>>
>> I find conversations with cordless phones unpleasant. Consonants can be
>> hard to understand and women's voices can be badly distorted. I think
>> most of the problem is in the design of the phones.
>
> That depends on your cell phone. I used to have a lousy cell phone and
> if it was the only one I used, I would agree with you. Now, I use a Palm
> Treo 700p and the audio quality is as good as my landline phones at home
> and work. I don't use a headset, but I do use my cell phone's
> speakerphone feature when I can't hold the phone, such as when I am
> driving, and it works fine.

In my limited experience with cell phones, they have sounded better than
cordless phones. Nowadays, I think most landline conversations use
cordless phones. I've used several models over the last twenty years
and have never liked the fidelity.

I don't recall the problem with corded phones. In fact, I resort to my
cheap corded phone for maximum clarity although it's less convenient
than a cordless. People I call may get a name wrong until I spell it
with the phonetic alphabet, so I'm not the only one who has trouble.

Talking computer-computer with Gizmo VoIP is a pleasure because it's
clearer than cordless phones in my experience.

==============================================================================
TOPIC: Find the Love of Your LIfe!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/da51cf45fc4c80b9?hl=en
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== 1 of 1 ==
Date: Sat, Jul 21 2007 10:13 pm
From: "BestBargainsEver6@gmail.com"

Find the Love of Your LIfe!

www.Shop4Love.com

Check us out...

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TOPIC: Reciept Checking At Stores
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f72b15fd62e35956?hl=en
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== 1 of 1 ==
Date: Sat, Jul 21 2007 10:49 pm
From: Millhaven

On Jul 21, 9:23 am, Anthony Matonak
<anthony...@nothing.like.socal.rr.com> wrote:
> Vineeth wrote:
> > ... Otherwise too at
> > Costco I have never felt it is a hassle. Maybe Sams club & Frys do it
> > different ....
>
> Perhaps it's a combination of....
> a) Anyone smell a troll?
> b) Oh no! It's the "door checker" troll again!

I've never posted about this before

> c) Frys caters to technophiles who, as a class, are not known
> for their social graces. Perhaps it's only their lack of any
> social skills and general fear of others that makes them feel
> slighted and singled out.

I have poor social skills

> d) Didn't the original poster commit suicide already?
>

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Sunday, July 22, 2007

13 new messages in 8 topics - digest

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