Frugal Living: 17 new messages in 11 topics

Sunday, October 28, 2007

17 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Personal Financial Management Planning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d1e1f359d8272d06?hl=en
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== 1 of 2 ==
Date: Sat, Oct 27 2007 1:28 pm
From: rjgreenwave

For those that want to get a grip on their personal finances, I have
written a new ebook that I would like to recommend you buy and use.

Personal Financial Management Planning is the affordable eBook for
creating your personal financial plan. Determine your monthly budget,
determine where your money goes and how you can optimize your budget,
plan for any financial disaster and avoid over spending in all areas
of your personal finances.

* Budget Your Monthly Cash Flow
* Determine Your Net Worth
* Create Defensive Savings
* Learn how to use cash
* Find effective money saving tips
* Eliminate Debt and Build Wealth

The book comes with Microsoft Excel and OpenOffice Calc workbooks full
of worksheets and planning materials.

You can learn more at http://ourcreditscore.blogspot.com
or http://writeawill.blogspot.com

Thanks for giving my book a try

Robert G.

== 2 of 2 ==
Date: Sat, Oct 27 2007 2:24 pm
From: George Grapman

rjgreenwave wrote:
> For those that want to get a grip on their personal finances, I have
> written a new ebook that I would like to recommend you buy and use.
>
> Personal Financial Management Planning is the affordable eBook for
> creating your personal financial plan. Determine your monthly budget,
> determine where your money goes and how you can optimize your budget,
> plan for any financial disaster and avoid over spending in all areas
> of your personal finances.
>
> * Budget Your Monthly Cash Flow
> * Determine Your Net Worth
> * Create Defensive Savings
> * Learn how to use cash
> * Find effective money saving tips
> * Eliminate Debt and Build Wealth
>
> The book comes with Microsoft Excel and OpenOffice Calc workbooks full
> of worksheets and planning materials.
>
> <a href="http://payloadz.com/go/sip?id=358190" target="paypal"><img
> src="https://www.paypal.com/images/x-click-but23.gif" border="0" /></
> a>
>
> You can learn more at http://ourcreditscore.blogspot.com
> or http://writeawill.blogspot.com
>
> Thanks for giving my book a try
>
> Robert G.
>
And you are such a financial success they you have to market your book
on Usenet and blogspot while posting with a gmail account.

==============================================================================
TOPIC: Will Higher Oil Price Hamper Global Economical Growth? No...
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e246a70a7ab81311?hl=en
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== 1 of 3 ==
Date: Sat, Oct 27 2007 2:35 pm
From: ujoe8291@yahoo.com

Higher oil price will hamper U.S. economical growth, but not global.
Oil is priced on U.S. dollar, and U.S. dollar is down against ALL
major and minor currencies including Indian Rupee and Russian Ruble.
Only U.S. feels the pinch. In every other country, oil price has been
quite stable over the years, with only perhaps minor inflation
adjustment. Global economy is working just fine, without U.S.

Reducing Fed interest rate does not help dollar, nor housing market.
Mortgage rate is based on 30-year T bond, which has been very stable
over the past 10 years. Short-term interest rate does not affect long-
term interest rate that much. On the other hand, lowering interest
rate weakens the U.S. dollar, which helps to increase the commodity
price (inflation), which negatively affects the economy.

== 2 of 3 ==
Date: Sat, Oct 27 2007 3:05 pm
From: "Rod Speed"

ujoe8291@yahoo.com wrote:
> Higher oil price will hamper U.S. economical growth, but not global.
> Oil is priced on U.S. dollar, and U.S. dollar is down against ALL
> major and minor currencies including Indian Rupee and Russian Ruble.
> Only U.S. feels the pinch. In every other country, oil price has been
> quite stable over the years, with only perhaps minor inflation adjustment.

That last is just plain wrong.

> Global economy is working just fine, without U.S.

> Reducing Fed interest rate does not help dollar, nor housing market.
> Mortgage rate is based on 30-year T bond, which has been very stable
> over the past 10 years. Short-term interest rate does not affect long-
> term interest rate that much. On the other hand, lowering interest
> rate weakens the U.S. dollar, which helps to increase the commodity
> price (inflation), which negatively affects the economy.

== 3 of 3 ==
Date: Sat, Oct 27 2007 8:39 pm
From: WaterBoy

.
thank god
i can now sleep tonight
the next time i drive around the world,
in my VW, i will just be so happy,
knowing that everything isn't coming to an end,
and that our leader is watching out for us/protecting us

waterboy

==============================================================================
TOPIC: Watch Alex Jones's ENDGAME - The master plan of the globalist elite is
no longer a secret
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/39d6db19e1f129d0?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 2:43 pm
From: cccccdfgdfgdgdfg@googlemail.com

THEY WANT YOU DEAD.

WATCH Alex Jones's ENDGAME:
http://video.google.com/videoplay?docid=1070329053600562261&hl=en-GB

For the New World Order, a world government is just the beginning.
Once in place they can engage their plan to exterminate 80% of the
world's population, while enabling the "elites" to live forever with
the aid of advanced technology. For the first time, crusading
filmmaker ALEX JONES reveals their secret plan for humanity's
extermination: Operation ENDGAME.

Jones chronicles the history of the global elite's bloody rise to
power and reveals how they have funded dictators and financed the
bloodiest wars-creating order out of chaos to pave the way for the
first true world empire.

- Watch as Jones and his team track the elusive Bilderberg Group to
Ottawa and Istanbul to document their secret summits, allowing you to
witness global kingpins setting the world's agenda and instigating
World War III.

- Learn about the formation of the North America transportation
control grid, which will end U.S. sovereignty forever.

- Discover how the practitioners of the pseudo-science eugenics have
taken control of governments worldwide as a means to carry out
depopulation.

- View the progress of the coming collapse of the United States and
the formation of the North American Union.

Never before has a documentary assembled all the pieces of the
globalists' dark agenda. Endgame's compelling look at past atrocities
committed by those attempting to steer the future delivers information
that the controlling media has meticulously censored for over 60
years. It fully reveals the elite's program to dominate the earth and
carry out the wicked plan in all of human history.

Endgame is not conspiracy theory, it is documented fact in the elite's
own words.

http://www.endgamethemovie.com/

www.infowars.com

==============================================================================
TOPIC: My Frugal Lunch
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b26ee751d0904538?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Oct 27 2007 3:12 pm
From: Siskuwihane

On Oct 27, 4:14 pm, Millhaven <millha...@intergate.com> wrote:
> I went with the folks to Cosco. They had so many free samples all over
> the place it was like being at the buffet. We were going to get lunch
> too but we weren't hungry anymore. I think I am going to get my own
> Cosco card and just eat there so I don't have to spend so much money
> on food. I know other people here do it so lets hear your stories.
> Peace.

"The folks"?

== 2 of 4 ==
Date: Sat, Oct 27 2007 4:04 pm
From: Vic Smith

On Sat, 27 Oct 2007 22:12:37 -0000, Siskuwihane
<Siskuwihane@gmail.com> wrote:

>On Oct 27, 4:14 pm, Millhaven <millha...@intergate.com> wrote:
>> I went with the folks to Cosco. They had so many free samples all over
>> the place it was like being at the buffet. We were going to get lunch
>> too but we weren't hungry anymore. I think I am going to get my own
>> Cosco card and just eat there so I don't have to spend so much money
>> on food. I know other people here do it so lets hear your stories.
>> Peace.
>
>"The folks"?

Bill O'Reilly is always talking about keeping "the folks" informed.
Maybe it was them? Lotsa people, the folks.
Probably just ma and dad.

--Vic

== 3 of 4 ==
Date: Sat, Oct 27 2007 6:54 pm
From: Siskuwihane

On Oct 27, 7:04 pm, Vic Smith <thismailautodele...@comcast.net> wrote:
> On Sat, 27 Oct 2007 22:12:37 -0000, Siskuwihane
>
> <Siskuwih...@gmail.com> wrote:
> >On Oct 27, 4:14 pm, Millhaven <millha...@intergate.com> wrote:
> >> I went with the folks to Cosco. They had so many free samples all over
> >> the place it was like being at the buffet. We were going to get lunch
> >> too but we weren't hungry anymore. I think I am going to get my own
> >> Cosco card and just eat there so I don't have to spend so much money
> >> on food. I know other people here do it so lets hear your stories.
> >> Peace.
>
> >"The folks"?
>
> Bill O'Reilly is always talking about keeping "the folks" informed.
> Maybe it was them? Lotsa people, the folks.
> Probably just ma and dad.
>
> --Vic

He lived with just his mother, that's why I question it.

== 4 of 4 ==
Date: Sat, Oct 27 2007 7:54 pm
From: Millhaven

On Oct 27, 6:54 pm, Siskuwihane <Siskuwih...@gmail.com> wrote:
> On Oct 27, 7:04 pm, Vic Smith <thismailautodele...@comcast.net> wrote:
>
>
>
>
>
> > On Sat, 27 Oct 2007 22:12:37 -0000, Siskuwihane
>
> > <Siskuwih...@gmail.com> wrote:
> > >On Oct 27, 4:14 pm, Millhaven <millha...@intergate.com> wrote:
> > >> I went with the folks to Cosco. They had so many free samples all over
> > >> the place it was like being at the buffet. We were going to get lunch
> > >> too but we weren't hungry anymore. I think I am going to get my own
> > >> Cosco card and just eat there so I don't have to spend so much money
> > >> on food. I know other people here do it so lets hear your stories.
> > >> Peace.
>
> > >"The folks"?
>
> > Bill O'Reilly is always talking about keeping "the folks" informed.
> > Maybe it was them? Lotsa people, the folks.
> > Probably just ma and dad.
>
> > --Vic
>
> He lived with just his mother, that's why I question it

I don't live with my my mother, my stepfather, my father, my
stepmother, grandparents or any of my former step-parents. Lying
dipshit.

==============================================================================
TOPIC: Cool
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4409cec5014df4ce?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 5:26 pm
From: Engisghat2srbsn@gmail.com

I came across this group while searching for information on wedding
planning and enjoyed the great information you have here.
I also found a website that has quite a bit of wedding informtation
that I think would be of good use to the people in this group.
Check it out at http://prjectx.info/wedding/.
Enjoy

==============================================================================
TOPIC: TreadClimber?? - Burn Calories Faster
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/72bca2837db78707?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 5:36 pm
From: sanwan

TreadClimber?? - Burn Calories Faster
Why run when you can walk? Discover new cardio home fitness equipment
by Bowflex. Workout 30 minutes a day, 3 days a week, for only $25 a
month.http://www.digshell.com.cn/Exercise-Equipment.htm

==============================================================================
TOPIC: Chloe Handbags,2007 New Bags,Replica Designer HandBags wholesale in
China
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bca201f643ce5c8c?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 5:48 pm
From: "Chloe"

"Millhaven" <millhaven@intergate.com> wrote in message
news:1193515991.008333.214300@y27g2000pre.googlegroups.com...
> On Oct 24, 7:24 pm, golde...@126.com wrote:
>> Chloe Handbags,2007 New Bags,Replica Designer HandBags wholesale in
>> China.
>> Chloe HandBagshttp://www.86bags.com.cn/category.php?id=27
>>
>> China,Designer Handbags,ladies fashion bags,Replica handbags
>>
>> Chloe Handbags,2007 New Bags,Replica Designer HandBags wholesale in
>> China
>
> Chloe quit spamming this group.

LOL! From the same factory that brought you:

http://frontier.cincinnati.com/blogs/borgman/uploaded_images/borg-wed-070815-copy-789383.gif

==============================================================================
TOPIC: Marc Jacobs Handbags,Replica Bags,2007 New Handbags,ladies fashion
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3bd8103b9752bdb4?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 6:21 pm
From: goldenky@126.com

Marc Jacobs Handbags,Replica Bags,2007 New Handbags,ladies fashion
Bags,Designer HandBags wholesale in China.
86bags export Co.,Ltd is experienced wholesaler in china,our
company can supply so many branded handbags,such as :Hermes
handbag ,Gucci handbags, Marc Jacobs handBags,Jimmy Choo handBags
,Chloe handbags, Fendi handbags,Hermes handbags,Chanel handbags,Coach
handbags,Miumiu handbags,Prada handbags, Dior handbags,etc.
All of our products are AAAAAA+ name branded replica and high
quality .most products displayed on our website are available and
have stocks here.If you have any questions, please feel free to
contact us.

Many new photos about handbags
Bag Album: http://picasaweb.google.com/86bags
Web : http://www.86bags.com.cn
http://www.86bags.net

Coach Handbags, http://www.86bags.com.cn/category.php?id=34
Hermes HandBags, http://www.86bags.com.cn/category.php?id=32
Prada HandBags, http://www.86bags.com.cn/category.php?id=40
Fendi HandBags, http://www.86bags.com.cn/category.php?id=30
Chloe HandBags http://www.86bags.com.cn/category.php?id=27
Jimmy Choo Handbags

http://www.86bags.com.cn/category.php?id=52
Christian Dior HandBags,

http://www.86bags.com.cn/category.php?id=42
Prada HandBags,

http://www.86bags.com.cn/category.php?id=40
Miu Miu HandBags

http://www.86bags.com.cn/category.php?id=49
Gucci Handbags http://www.86bags.com.cn/category.php?id=1
Mulberry Handbags

http://www.86bags.com.cn/category.php?id=57
Dolce & Gabbana Bags

http://www.86bags.com.cn/category.php?id=59
Marc Jacobs Bags

http://www.86bags.com.cn/category.php?id=54

MSN : china-86bags @hotmail.com
Mail : china-86bags @hotmail.com

China,Designer Handbags,ladies fashion bags,Replica handbags

Marc Jacobs Handbags,Replica Bags,2007 New Handbags,ladies fashion
Bags,Designer HandBags wholesale in China

==============================================================================
TOPIC: Dolce & Gabbana Handbags,Replica Bags,2007 New Handbags,ladies fashion
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bcf5e47ec789746f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 6:23 pm
From: goldenky@126.com

Dolce & Gabbana Handbags,Replica Bags,2007 New Handbags,ladies
fashion
Bags,Designer HandBags wholesale in China.
86bags export Co.,Ltd is experienced wholesaler in china,our
company can supply so many branded handbags,such as :Hermes
handbag ,Gucci handbags, Marc Jacobs handBags,Jimmy Choo handBags
,Chloe handbags, Fendi handbags,Hermes handbags,Chanel handbags,Coach
handbags,Miumiu handbags,Prada handbags, Dior handbags,etc.
All of our products are AAAAAA+ name branded replica and high
quality .most products displayed on our website are available and
have stocks here.If you have any questions, please feel free to
contact us.

Many new photos about handbags
Bag Album: http://picasaweb.google.com/86bags
Web : http://www.86bags.com.cn
http://www.86bags.net

http://www.86bags.com.cn/category.php?id=52
Christian Dior HandBags,

http://www.86bags.com.cn/category.php?id=42
Prada HandBags,

http://www.86bags.com.cn/category.php?id=40
Miu Miu HandBags

http://www.86bags.com.cn/category.php?id=49
Gucci Handbags http://www.86bags.com.cn/category.php?id=1
Mulberry Handbags

http://www.86bags.com.cn/category.php?id=57
Dolce & Gabbana Bags

http://www.86bags.com.cn/category.php?id=59
Marc Jacobs Bags

http://www.86bags.com.cn/category.php?id=54

MSN : china-86bags @hotmail.com
Mail : china-86bags @hotmail.com

China,Designer Handbags,ladies fashion bags,Replica handbags

Dolce & Gabbana Handbags,Replica Bags,2007 New Handbags,ladies
fashion
Bags,Designer HandBags wholesale in China

==============================================================================
TOPIC: Mulberry Handbags,Replica Bags,Designer Handbags,ladies fashion Bags,
2007 New HandBags wholesale in China
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/13a3348d4944e9fb?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 6:24 pm
From: goldenky@126.com

Mulberry Handbags,Replica Bags,Designer Handbags,ladies fashion
Bags,2007 New HandBags wholesale in China.
86bags export Co.,Ltd is experienced wholesaler in china,our
company can supply so many branded handbags,such as :Hermes
handbag ,Gucci handbags, Marc Jacobs handBags,Jimmy Choo handBags
,Chloe handbags, Fendi handbags,Hermes handbags,Chanel handbags,Coach
handbags,Miumiu handbags,Prada handbags, Dior handbags,etc.
All of our products are AAAAAA+ name branded replica and high
quality .most products displayed on our website are available and
have stocks here.If you have any questions, please feel free to
contact us.

Many new photos about handbags
Bag Album: http://picasaweb.google.com/86bags
Web : http://www.86bags.com.cn
http://www.86bags.net

http://www.86bags.com.cn/category.php?id=52
Christian Dior HandBags,

http://www.86bags.com.cn/category.php?id=42
Prada HandBags,

http://www.86bags.com.cn/category.php?id=40
Miu Miu HandBags

http://www.86bags.com.cn/category.php?id=49
Gucci Handbags http://www.86bags.com.cn/category.php?id=1
Mulberry Handbags

http://www.86bags.com.cn/category.php?id=57
Dolce & Gabbana Bags

http://www.86bags.com.cn/category.php?id=59
Marc Jacobs Bags

http://www.86bags.com.cn/category.php?id=54

MSN : china-86bags @hotmail.com
Mail : china-86bags @hotmail.com

China,Designer Handbags,ladies fashion bags,Replica handbags

Mulberry Handbags,Replica Bags,Designer Handbags,ladies fashion
Bags,2007 New HandBags wholesale in China

==============================================================================
TOPIC: When 50% is actually 27% off....
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7a328545e139e37e?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 27 2007 8:13 pm
From: "** Frank **"

"OhioGuy" <none@none.net> wrote in message news:fft1ef$sja$1@aioe.org...
> Last night my wife and I were grocery shopping. I'll often try something
> new if it is marked half off or more, so when I saw a bunch of Taco Bell
> tostadas with sauce and spice mix, I gave it a look.
>
> The sticker on the bottom of the box said "You save 50%" - pay just $1.29.
> It was on the clearance rack because they were close to the "best by"
> date.
>
> Later, as we went through the Internation aisle, I took a look at the ones
> that were fresh.
>
> The same, exact item was clearly marked with a normal, everyday price of
> $1.79 each! It wasn't a sale, either.
>
>
> That's right - 27% off, not the 50% it said.
>

Sounds like the new math taught in California high schools.

==============================================================================

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Frugal Living

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Sunday, October 28, 2007

17 new messages in 11 topics - digest

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