Monday, October 27, 2008

25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Rock bottom doesnt have to be so rocky - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d979fa37312eb083?hl=en
* Where are YOU cutting back? - 15 messages, 14 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a47415e5933d30b8?hl=en
* Gas. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/29c665c81bbb67da?hl=en
* What's the lowest cell phone cost? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64ff8aa2b5f47ee2?hl=en
* 1 in 25,000 People are Jewish, and 7 in 10 Billionaires... - 2 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df765f9feef4419b?hl=en
* www.xxshoe.com Sell Nike joran, Nike shox, Nike max shoes - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e16d9bd62a23e0cb?hl=en
* Smallest Houses Ever? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1e9f74832b10815e?hl=en
* Simplifying my credit - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/34674f6079818467?hl=en

==============================================================================
TOPIC: Rock bottom doesnt have to be so rocky
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d979fa37312eb083?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Oct 25 2008 1:13 pm
From: phil scott

whats done in china and india would work a lot better here in the US
suburbs due to the generally large lot sizes...

you would buy a community riding tractor, and farm half of the front
yards... raise ducks, chicken, pigs and catfish on the rest... that
provides fertilzer for the front yard farms and green houses....

that community eats free. ..

its a proven strategy. might take a fifth of the front yards to feed
the nation.... and that land is not burned out like most of our farm
land by over use, and chemical fertilizers.


for labor we have all those bogus bankers, lying scums in govt that
enabled this mess.. kiddie diddlers and ddpe pushers that can be
taken out of their cells for day labor....

perfect justice all around.


Phil scott

== 2 of 3 ==
Date: Sat, Oct 25 2008 3:50 pm
From: George


phil scott wrote:
> whats done in china and india would work a lot better here in the US
> suburbs due to the generally large lot sizes...
>
> you would buy a community riding tractor, and farm half of the front
> yards... raise ducks, chicken, pigs and catfish on the rest... that
> provides fertilzer for the front yard farms and green houses....
>
> that community eats free. ..
>
> its a proven strategy. might take a fifth of the front yards to feed
> the nation.... and that land is not burned out like most of our farm
> land by over use, and chemical fertilizers.
>
>
> for labor we have all those bogus bankers, lying scums in govt that
> enabled this mess.. kiddie diddlers and ddpe pushers that can be
> taken out of their cells for day labor....
>
> perfect justice all around.
>
>
> Phil scott

No need, just elect Robin Hood and everything will be fine...

== 3 of 3 ==
Date: Sat, Oct 25 2008 5:23 pm
From: "Rod Speed"


phil scott <phil@philscott.net> wrote:

> whats done in china and india would work a lot better here
> in the US suburbs due to the generally large lot sizes...

> you would buy a community riding tractor, and farm half of the
> front yards... raise ducks, chicken, pigs and catfish on the rest...
> that provides fertilzer for the front yard farms and green houses....

> that community eats free. ..

> its a proven strategy.

Yep, the hippys tried it. Never took off tho.

> might take a fifth of the front yards to feed the nation....

It'd take a hell of a lot more than that if they arent prepared to be vegys.

> and that land is not burned out like most of our
> farm land by over use, and chemical fertilizers.

Thanks for that completely superfluous proof that you dont have a clue about farming either.

> for labor we have all those bogus bankers, lying scums in govt that enabled this mess..

They wouldnt even last an hour, let alone a day.

> kiddie diddlers and ddpe pushers that can be taken out of their cells for day labor....

They wouldnt even last an hour, let alone a day.

> perfect justice all around.

Just another of your pathetic little drug crazed fantasys.



==============================================================================
TOPIC: Where are YOU cutting back?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a47415e5933d30b8?hl=en
==============================================================================

== 1 of 15 ==
Date: Sat, Oct 25 2008 1:19 pm
From: Chris


Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT
The only place my wife and I cut back is on our driving. We have a budget that
we live by and do not make increases for gas until each January. Other budget
items are done semi annually and quarterly.

Chris

== 2 of 15 ==
Date: Sat, Oct 25 2008 1:24 pm
From: cavelamb himself


Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT


Why would anyone want to Cut Back?

Damn the torpedoes, Full spead ahead.


--

Richard

(remove the X to email)

== 3 of 15 ==
Date: Sat, Oct 25 2008 1:37 pm
From: Jack Stein


Tell me your not the Rod Speed of Fidonets Dr. Debug fame?

Damn, you get around...

Rod Speed wrote:
> Too_Many_Tools <too_many_tools@yahoo.com> wrote:
>
>> In tough times consumers tend to cut back...
>
> Some do, some dont.
>
>> so where are you cutting back, reprioritizing resources,
>> whatever to make that dollar go farther?
>
> Nowhere, nada, ziltch.
>
>> I am also posting this in the metal and wood working groups to
>> hear how those who pursue the hobby are allotting their resources.
>
>


--
Jack
Using FREE News Server: http://Motzarella.org
http://jbstein.com

== 4 of 15 ==
Date: Sat, Oct 25 2008 1:37 pm
From: Gordon


Too_Many_Tools <too_many_tools@yahoo.com> wrote in news:68bba63c-348a-
4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com:

> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT

We are always looking for ways to save a few bucks.

-Shop at the Grocery Outlet for some good bargins
-Shop at the bread outlet store for bargins on bread.

-Shop low on the "food chain". That is buy more basics,
and no boxed meals. Buy from the bulk selection.

-Shop at the store with the best prices. Shun the
pricey upscale and natural food stores.

- WE have a pay as you throw garbage collection. Recently
we got a large recycleing tip cart (gratis). The thing is
huge. We realized that a lot of what we were throwing
out was recycleable. Se we diverted a large amount of
our trash to the recycleing bin (following the guidlines
of what was acceptable). We then had so little garbage,
that we were able to switch to the smaller garbage tip
cart. The tip rate depends on the size of the tip cart.
So we have a savings by using the smaller cart.

- Disconnect the cable TV.

- Cars: I have always bought used cars for cash. No actual
savings since it was a good habit already.

- Cutting my own hair. Use a #6 to buzz the sides. Trim the
top with sisors, my wife tapers the back.

- No eating out. We used to eat out once a week.

- Make our own pizza instead of calling for delivery.

-

== 5 of 15 ==
Date: Sat, Oct 25 2008 2:03 pm
From: "Pat"


It is time to begin that new shop.

"Too_Many_Tools" <too_many_tools@yahoo.com> wrote in message
news:68bba63c-348a-4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com...
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT


== 6 of 15 ==
Date: Sat, Oct 25 2008 3:02 pm
From: F. George McDuffee


On Sat, 25 Oct 2008 08:57:15 -0700 (PDT), Too_Many_Tools
<too_many_tools@yahoo.com> wrote:

>In tough times consumers tend to cut back...so where are you cutting
>back, reprioritizing resources, whatever to make that dollar go
>farther?
>
>I am also posting this in the metal and wood working groups to hear
>how those who pursue the hobby are allotting their resources.
>
>Thanks
>
>TMT
==========
Most of the posters to both RCM and AMC tend to be prudent and
frugal consumers [translastion real cheapscrews] so you may not
see much change here.


Unka' George [George McDuffee]
-------------------------------------------
He that will not apply new remedies,
must expect new evils:
for Time is the greatest innovator: and
if Time, of course, alter things to the worse,
and wisdom and counsel shall not alter them to the better,
what shall be the end?

Francis Bacon (1561-1626), English philosopher, essayist, statesman.
Essays, "Of Innovations" (1597-1625).

== 7 of 15 ==
Date: Sat, Oct 25 2008 3:56 pm
From: "Leonard Shapiro"


strangely, nothing nothing at all


len


== 8 of 15 ==
Date: Sat, Oct 25 2008 4:10 pm
From: curly'q


Gordon wrote:
> Too_Many_Tools <too_many_tools@yahoo.com> wrote in news:68bba63c-348a-
> 4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com:
>
>> In tough times consumers tend to cut back...so where are you cutting
>> back, reprioritizing resources, whatever to make that dollar go
>> farther?
>>

I don't think it's about making your dollar go further, but about what
direction your dollar takes.

Invest in quality not quantity. Instant gratification is a childish notion

Les Izmore

== 9 of 15 ==
Date: Sat, Oct 25 2008 4:13 pm
From: "Swingman"


"Ed Pawlowski" wrote

> All the money saving articles tell you to eat at home instead of at a
> restaurant. OK, it is cheaper but stopping that once a week meal can put
> the restaurant and all its employees out of business. I may skip the wine
> or cocktail, but still order a normal meal. At home I may buy a chicken
> instead of a rib roast. I skipped lobster at $10.99 and now it is on sale
> at $3.99. Good bourbon is still about the same price though. I should
> stock up.

Food is indeed getting noticeably higher and higher here in Houston. I
suspect these folks here are taking advantage and charging what the trade
will bear ... typical US corporate bottom line mentality first, morality
last ... or what the hell is that?

Why do I think that?... in AR almost every single item in your shopping cart
at Kroger is a dollar cheaper than here in Texas.

So, screw 'em ... it's back to my old coon ass ways. I have a pressure
cooker that is older than I am (belonged to my grandmother). A 3 lb chuck
roast from the sale bin, seasoned, stuffed with some garlic buds, then
browned in olive oil in the cooker with sliced mushrooms, chopped onion and
bell pepper; add 1/4 cup of wine, and 15 minutes of pressure cooking will
give you a tender chunk of meat, with a lot gravy that will make you slap
your momma, is good for two, or three, for two days +.

Keep it refrigerated and on the third day, with about a half pound or so of
roast left, slice it into chunks, add canned new potatoes, carrots and corn
to the meat and gravy, maybe season some more, heat and you have a "stew"
that's good for at least one more meal.

Total for three days of supper ... less than $15, even at current exorbitant
prices.

The wine for the roast - a good Texas red can be had at Sam's for $9.89 for
2, 1 1/2 liter bottles - and is also damn good for the cook. DAMHIKT

Do the above twice a month and you can maybe afford to go to the Chinese
buffet occasionally ... or maybe even the Arlington for Sunday brunch once
every six months .... well, maybe not!

--
www.e-woodshop.net
Last update: 10/22/08
KarlC@ (the obvious)


== 10 of 15 ==
Date: Sat, Oct 25 2008 4:16 pm
From: "Bob in Phx"


Terry, I believe your wife is doing whats called "living within your
means"... At least thats what my Grandparents and Parents told me that its
called... Been there for years!!!! The house is almost paid (15 years early)
all the cars were paid for in cash I have some money in the bank and for
retirement.
Some years its harder then others, but they all sort of even out!!!!

bob in phx.
"Terry Coombs" <snagone@bellsouth.net> wrote in message
news:LsJMk.53681$Ep1.34062@bignews2.bellsouth.net...
> Too_Many_Tools wrote:
>> In tough times consumers tend to cut back...so where are you cutting
>> back, reprioritizing resources, whatever to make that dollar go
>> farther?
>>
>> I am also posting this in the metal and wood working groups to hear
>> how those who pursue the hobby are allotting their resources.
>>
>> Thanks
>>
>> TMT
>
> Only place we've cut back is fuel . The wife has a camper to stay in
> during the week , since she teacches 45+ miles from where we live .
> I haven't really cut back anywhere . In fact , I'm moving forward with my
> plans to build a foundry to cast aluminum (and maybe bronze/brass later) ,
> just finished pouring the hot face in my five gallon furnace . Firin' this
> bad boy with a burner built similar to the Reil burners - based on his ,
> actually .
> Truth is , my wife is one verry verry savvy lady , has been doing a lot
> of this "new" frugal stuff for years . She could WRITE those magazine
> articles ...
> --
> Snag
> A good woman should be BESIDE her man ...
>


== 11 of 15 ==
Date: Sat, Oct 25 2008 4:24 pm
From: "Buddy Matlosz"


In your case, you can downsize to Just_Enough_Tools.

B.

"Too_Many_Tools" <too_many_tools@yahoo.com> wrote in message
news:68bba63c-348a-4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com...
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT

== 12 of 15 ==
Date: Sat, Oct 25 2008 4:54 pm
From: Jim Stewart


Ignoramus3071 wrote:
> I now use both sides of toilet paper

Another Russian joke?

== 13 of 15 ==
Date: Sat, Oct 25 2008 5:01 pm
From: Jim Stewart


Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?

It helps if you aren't a consumer.

I build and sell things for a living. Business
is very good. Huge amount of overseas orders
right now and having to beg my employees to work
overtime. I'm actually hoping it will slow down
a bit so we can tool up for some new products.

Personally, I'm a scrounge and I live in a temperate
climate and I'm 3 minutes from work. Don't spend
much to start with. The wife is a different matter,
but we're not going to go there (:

== 14 of 15 ==
Date: Sat, Oct 25 2008 5:26 pm
From: "Rod Speed"


Jack Stein <jbstein2@comcast.net> wrote:

> Tell me your not the Rod Speed of Fidonets Dr. Debug fame?

I'm not into lying |-)

> Damn, you get around...

Better than being a square I spose...


> Rod Speed wrote:
>> Too_Many_Tools <too_many_tools@yahoo.com> wrote:
>>
>>> In tough times consumers tend to cut back...
>>
>> Some do, some dont.
>>
>>> so where are you cutting back, reprioritizing resources,
>>> whatever to make that dollar go farther?
>>
>> Nowhere, nada, ziltch.
>>
>>> I am also posting this in the metal and wood working groups to
>>> hear how those who pursue the hobby are allotting their resources.


== 15 of 15 ==
Date: Sat, Oct 25 2008 5:52 pm
From: Gunner Asch


On Sat, 25 Oct 2008 18:13:23 -0500, "Swingman" <kac@nospam.com> wrote:

>
>Food is indeed getting noticeably higher and higher here in Houston. I
>suspect these folks here are taking advantage and charging what the trade
>will bear ... typical US corporate bottom line mentality first, morality
>last ... or what the hell is that?
>
>Why do I think that?... in AR almost every single item in your shopping cart
>at Kroger is a dollar cheaper than here in Texas.


A friend came by today. He works for Walmart...and just transfered
back to California from Texas.

Mimimum wage was less in Texas, but housing, food ect ect were higher
in Texas than in California..least my part of it.

He transfered back to california, took a 2 level decrease in grade,
and a $2 an hour increase in pay.

Gunner

Whenever a Liberal utters the term "Common Sense approach"....grab your
wallet, your ass, and your guns because the sombitch is about to do
something damned nasty to all three of them.


==============================================================================
TOPIC: Gas.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/29c665c81bbb67da?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 2:39 pm
From: James


On Oct 24, 9:47 pm, "MarieD" <a...@123.com> wrote:
> "James" <j0069b...@hotmail.com> wrote in message
>
> news:5b701c66-5548-4676-8dd4-a801946a9529@a29g2000pra.googlegroups.com...
>
> > Filled up today.  $1 a gallon cheaper than my last fill up.  16 cents
> > cheaper per gallow than yesterday at a different Exxon station 15
> > miles away.
>
> In my area of South Carolina, gas that I've seen is $2.34-$2.57. I filled up
> today for $2.34.
> Marie

Maybe we should keep tighting our belts till oil companies really drop
prices. Can you believe only a few months ago they had us believe
there wasn't enough oil. Let's tell them we don't need to drive any
more since they made gas so expensive.


==============================================================================
TOPIC: What's the lowest cell phone cost?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64ff8aa2b5f47ee2?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 3:00 pm
From: "Dave"


>> I've thought about it myself, but would need to know what network they
>> are
>> on, and what their sharing agreements are. If they are GSM and share
>> with
>> ATT/T-Mobile, then that's a pretty good deal. IF they have good signal
>> strength at your house, that is. -Dave
>>
>>
> Cricket uses CDMA and their unlimited plan only covers use in the few
> markets they serve:
>
> http://www.mycricket.com/cricketcoveragemaps/area?hocode=510#nationalmap
>
> From their website you need to kick in more if you are outside those
> areas.

Well that sux. Can't use Cricket, then. -Dave


==============================================================================
TOPIC: 1 in 25,000 People are Jewish, and 7 in 10 Billionaires...
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df765f9feef4419b?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Oct 25 2008 5:04 pm
From: "Malcolm \"Mal\" Reynolds"


LOVE Europe HATE the EU <zzzxtyryyetytryey@googlemail.com> wrote in
news:f97adaaa-2599-41e8-ace6-97cc5c5cea76@s9g2000prg.googlegroups.com:

> http://www.iamthewitness.com/audio/Daryl.Bradford.Smith/CII.2008.10.24.F
r
> i.1of2.Smith.mp3
>
> http://www.iamthewitness.com/audio/Daryl.Bradford.Smith/CII.2008.10.24.F
r
> i.2of2.Smith.mp3
>
> http://www.iamthewitness.com
>
> While this list may never be complete, it will cover most of the
> Jewish names one is likely to encounter in everyday Western life.
> Unlike many gentile names, there is such a thing as a 'Jewish name.'
> Many Jewish persons can be recognized as being Jewish by their surname
> [last name], although not always--some Jews are adopted, or their
> forebears changed the family surname, or their surname simply does not
> appear Jewish.
>
> Here are the most common Jewish names likely to be encountered:
>
> -Names ending in "-berg" (Goldberg, Weinberg, etc.)
>
> -Names ending in "-man" (Goldman, Lightman, etc.)
>
> -Names ending in "-stein" (Einstein, Perlstein, etc.)
>
> -Names that sound "precious" (Gold, Silver, Diamond, Ruby (Rubenstein)
> etc.)
>
> -Names ending in "-ler" (Adler, Midler, etc.)


So hitler and himmler were Jewish as well as being Gay?


>
> -Names ending in "-ner" (Asner, Lardner, etc.)
>
> -Names ending in "-lin" (Gitlin, Sheindlin, etc.)
>
> -Names ending in "-band" (Miliband, Goldband, etc.)
>
> -Names ending in "-witz" (Horowitz, Rabinowitz, etc.) or "-
> itz" (Kravitz, etc.)
>
> -Names ending in "-baum" (Teitelbaum, Metzenbaum, etc.)
>
> -Names ending in "-off" (Chartoff, Berkhoff, etc.)
>
> -Names ending in "-nik" (Resnik, Mitnik, etc.)
>
> -Names ending in "-thal" (Blumenthal, Rosenthal, etc.)
>
> -Names ending in "-ling" (Spelling, Sperling, etc.)
>
> -Names ending in "-sky" (Barshefsky, Linsky, etc.)
>
> -Names ending in "-farb" (Himmelfarb, Goldfarb, etc.)
>
> -Names ending in "-feld" (Seinfeld, Rosenfeld, etc.)
>
> -Names ending in "-stone" (Wellstone, Firestone, etc.)
>
> -Some, but certainly not all, names ending in "-son" (Abelson,
> Josephson, etc.)
>
> -Surnames that sound "Biblical," e.g., David, Joseph, Abram or
> Abraham, Moses, Benjamin, Isaac, etc.

Benjamin Franklin, Abraham Lincoln?


>
> Some other common Jewish names:
>
> -Miller
> -Davis
> -Ross
> -Lewis
> -Roth
> -Morris
> -Davidson
> -Green
> -Wolf
> -Newman
> -Gross
> -Harris
> -Sherman
> -Myers
> -Mayer
> -Jacobs
> -Aaron
> -Michael
> -Hirsch
> -Raphael
> -Tobias
> -Levy
> -Brand
> -Cohen
> -Kaplan
> -Weiss
> -Nathan
> -Leo
> -Levine
> -Simon
> -Levin
> -Samuel
> -Falk
> -Wise
> -Gottfried
> -Gottlieb
> -Mann
> -Mathis
> -May
> -Mars
> -Marx
> -Marks
> -Saul
> -Gould
> -Fink
> -Loeb
> -Loew
> -Rubin
> -Stern
> -Shapiro
> -Klein
> -Cohn
> -Singer
> -Frank
> -Schwartz
> -Rich
> -Kahn
> -Kramer

You forgot names that end in "yey"

== 2 of 2 ==
Date: Sat, Oct 25 2008 5:13 pm
From: Steve Daniels


On Sat, 25 Oct 2008 03:40:38 -0700 (PDT), against all advice,
something compelled LOVE Europe HATE the EU
<zzzxtyryyetytryey@googlemail.com>, to say:

> While this list may never be complete, it will cover most of the
> Jewish names one is likely to encounter in everyday Western life.

Who gives a shit?
--

"The ABS system can not overcome the laws of physics."

Audi Owner's Manual


==============================================================================
TOPIC: www.xxshoe.com Sell Nike joran, Nike shox, Nike max shoes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e16d9bd62a23e0cb?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:11 pm
From: "loveqiumao@gmail.com"


We are a professional brand shoes and fashion handbag,clothes
supplier. if interested please email me by hellow our website is see
our websitewww.xxshoe.com


==============================================================================
TOPIC: Smallest Houses Ever?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1e9f74832b10815e?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:33 pm
From: jgogle@gmail.com


On Oct 24, 10:00 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> Tony <T...@TheDeli.Sandwich> wrote:
> > You know after reading those comments on the web site i think you'd have to
> > locate one of those homes near a lake because you'd have to shit in the lake.
>
> Unlikely given that they handle that fine in RVs.
>
> > ukie wrote:
> >> I found this site through reading a news article yesterday.
> >> I thought some folks here might get a kick out of it.
> >> It's a guy who builds and sells tiny little houses. I've always
> >> daydreamed about living in an Airstream trailer or maybe a
> >> converted train car, but these homes seem pretty cool too
> >> (as long as you're not claustrophobic):
> >>http://www.tumbleweedhouses.com/

Very cool! Thanks!
Just not a fan of the showering over the toilet part.


==============================================================================
TOPIC: Simplifying my credit
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/34674f6079818467?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:36 pm
From: jgogle@gmail.com


I'm trying to consolidate my credit. I was recently denied a credit
cart because I had too many out there. This was surprising to me -
but it was true. Most of them I had taken out years ago and forgotten
about.

Any ideas on how to find the credit card that does it all??

By the way... I recently found a neat link about how credit scores are
calculated. This was news to me.
source: www.reviewcard.com

Payment History - 35%

Do you have a history of timely payments, or do you tend to fall
behind? Either way, your payment history is recorded in your credit
report and reflected in your credit score. To improve your rating,
you'll need to make all payments on time for at least a year.

Outstanding Debt - 30%

This is where the all important debt-to-credit ratio comes in. If
you've charged up most of your available credit, it tells lenders that
you might be a poor credit risk. On the other hand, if you keep your
debt below 30% of your total available credit, you'll improve your
credit rating.

Established Credit - 15%

This factor is simply a measure of how long you've had credit. Lenders
use it to determine how accurately your payment history represents
you, since longer histories give them better insight into your credit-
worthiness.

New Credit - 10%

This factor can be annoying. When you open a new credit account, your
score will temporarily drop. Hard inquiries have the same effect. If
you've maxed out several lines of credit and then applied for new
ones, lenders will question your ability to manage your spending.

Credit Variety - 10%

For the best results, you'll need to have installment credit (such as
student loans and mortgages) as well as revolving credit (like credit
cards) on your report.

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