http://groups.google.com/group/misc.consumers.frugal-living?hl=en
misc.consumers.frugal-living@googlegroups.com
Today's topics:
* Doorbell, etc. - Saving $2.50 per month! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/f28ae8d29331218e?hl=en
* NPR's "On Point": Today's episode was "Cheapskates" - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/61f5bf0e87fd8b35?hl=en
* Is there a downloadable free tax software? - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/3a172c8ae95479e1?hl=en
* thrift finds - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/3197a4fb4f662174?hl=en
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TOPIC: Doorbell, etc. - Saving $2.50 per month!
http://groups.google.com/group/misc.consumers.frugal-living/t/f28ae8d29331218e?hl=en
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== 1 of 1 ==
Date: Tues, Feb 17 2009 7:44 pm
From: aemeijers
hallerb@aol.com wrote:
> On Feb 17, 12:37�pm, albun...@mailinator.com wrote:
>> On Feb 16, 8:51 pm, d...@manx.misty.com (Don Klipstein) wrote:
>>
>>
>>
>>
>>
>>> In <G5Sdnbs7duN5awXUnZ2dnUVZ_hmdn...@posted.localnet>, John Gilmer wrote:
>>>> "Tony Hwang" <drago...@shaw.ca> wrote in message
>>>> news:gJXll.7267$EO2.2469@newsfe04.iad...
>>>>> Bill wrote:
>>>>> Hi,
>>>>> My electricity costs 7 cents per KWh locked for 5 years. What if you keep
>>>>> powering up/down multiple devices and a surge cause a damage. The repair
>>>>> cost may far exceed the 2.00 per month. If I wanted to save electric
>>>>> energy my way would be using more efficient devices or minimize the usage
>>>>> by careful planning ahead.
>>>> What? � Are you talking about the "surge" when you first power up something?
>>>> Could be.
>>>> $30/year for the convenience of having everything ready to go rather than
>>>> requiring the hunting down of power strips here and there isn't much.
>>>> Seems to me that the "standby" power performance is getting better. � I say
>>>> than only because stuff in "standby" seems to be running cooler.
>>> � First time I got a cell phone, maybe 8-9 years ago, the wallwart for
>>> charging it was an iron core one. �Since then I had cellphones with
>>> switchmode charging wallwarts that ran cooler and probably consumed about
>>> 1 watt, possibly 1.5 watts less electricity apiece.
>>> � It appears to me that one major reason behind switchmode cell phone
>>> chargers was that they can be made narrow enough to not block adjacent
>>> outlets on a power strip.
>>> �- Don Klipstein (d...@misty.com)
>> I have many of those larger transformers for things too. I made a
>> bunch of �short cords from old discarded devices to use as extensions
>> to the outlet. In some cases, I soldered the wires directly to the
>> plugs of the transformer and �insulated them well for safety. I don't
>> care about ever plugging those devices directly anyway so the
>> modification is a permanent fix.- Hide quoted text -
>>
>> - Show quoted text -
>
> I bought the cheap home depot extension cords, made for lighting but
> fine for transformers, cut off all but a foot of cord, left the
> receptable and installed a new plug.
>
> they are two prong but accomodate 3 things. decluttered the wiring
> mess a lot
A couple of my plug strips have the outlets at 90 degrees, spaced far
enough apart that you can put a wall wart at each position. Looks like a
bunch of little pigs at a trough, tails hanging out.
--
aem sends...
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TOPIC: NPR's "On Point": Today's episode was "Cheapskates"
http://groups.google.com/group/misc.consumers.frugal-living/t/61f5bf0e87fd8b35?hl=en
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== 1 of 3 ==
Date: Tues, Feb 17 2009 7:48 pm
From: lenona321@yahoo.com
http://www.onpointradio.org/shows/2009/02/cheapskates/
Guests (this includes four links besides the 1-hour interview itself)
"Joining us from New York is Neal Templin, personal finance editor of
The Wall Street Journal. He writes the Journal's weekly Cheapskate
column.
"From Essex County, N.J., is Clarissa Templin, Neal Templin's wife,
the long-suffering spouse of a cheapskate.
"And from Philadelphia, we're joined by Scott Rick, a post-doctoral
fellow and lecturer at the University of Pennsylvania's Wharton
School. He's co-author of the paper 'Tightwads and Spendthrifts,'
examining the emotional and neural underpinnings of spending money.
See also, 'Are You a Tightwad or a Spendthrift? And What Does This
Mean for Retailers?,' an article from Wharton School Publishing on
Rick's work, and the spendthrift-tightwad scale he developed with
colleagues to measure 'individual differences in the pain of paying.'
"
(You might want to listen before reading the comments.)
One remark I definitely sympathized with was from those who say they
roll their eyes whenever they hear people say things like "yes, we're
cutting back. We don't go to restaurants half as much anymore." After
all, so many frugal types haven't been eating out for years!
Lenona.
== 2 of 3 ==
Date: Tues, Feb 17 2009 8:27 pm
From: BigDog1
On Feb 17, 8:48 pm, lenona...@yahoo.com wrote:
> http://www.onpointradio.org/shows/2009/02/cheapskates/
>
> Guests (this includes four links besides the 1-hour interview itself)
>
> "Joining us from New York is Neal Templin, personal finance editor of
> The Wall Street Journal. He writes the Journal's weekly Cheapskate
> column.
>
> "From Essex County, N.J., is Clarissa Templin, Neal Templin's wife,
> the long-suffering spouse of a cheapskate.
>
> "And from Philadelphia, we're joined by Scott Rick, a post-doctoral
> fellow and lecturer at the University of Pennsylvania's Wharton
> School. He's co-author of the paper 'Tightwads and Spendthrifts,'
> examining the emotional and neural underpinnings of spending money.
> See also, 'Are You a Tightwad or a Spendthrift? And What Does This
> Mean for Retailers?,' an article from Wharton School Publishing on
> Rick's work, and the spendthrift-tightwad scale he developed with
> colleagues to measure 'individual differences in the pain of paying.'
> "
>
> (You might want to listen before reading the comments.)
>
> One remark I definitely sympathized with was from those who say they
> roll their eyes whenever they hear people say things like "yes, we're
> cutting back. We don't go to restaurants half as much anymore." After
> all, so many frugal types haven't been eating out for years!
>
> Lenona.
Not necessarily. My wife and I are extraordinarily frugal in how we
run our household, and live our lives day to day. But we dine out at
a fine restaurant at least once a month. We also attend the theater
and concerts several times a year (good seats - lower orchestra, as
close to front row center as we can get), and we have season tickets
for our NFL franchise. The current economic situation won't change
that a bit.
What's the point of saving all that money if you don't spend some of
it enjoying some of the finer things in life? You can't take it with
you! Our heirs can get theirs the same way we did - hard work, sound
investment, and thrift.
== 3 of 3 ==
Date: Tues, Feb 17 2009 8:42 pm
From: lenona321@yahoo.com
On Feb 17, 11:27 pm, BigDog1 <bigdog...@gmail.com> wrote:
> Not necessarily. My wife and I are extraordinarily frugal in how we
> run our household, and live our lives day to day. But we dine out at
> a fine restaurant at least once a month. We also attend the theater
> and concerts several times a year (good seats - lower orchestra, as
> close to front row center as we can get), and we have season tickets
> for our NFL franchise. The current economic situation won't change
> that a bit.
>
> What's the point of saving all that money if you don't spend some of
> it enjoying some of the finer things in life? You can't take it with
> you! Our heirs can get theirs the same way we did - hard work, sound
> investment, and thrift.
Well yes, one of the guests did point out that even tightwads tend to
have at least one favorite luxury and they spend money on it
regularly. Just not a lot of luxuries.
Lenona.
==============================================================================
TOPIC: Is there a downloadable free tax software?
http://groups.google.com/group/misc.consumers.frugal-living/t/3a172c8ae95479e1?hl=en
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== 1 of 3 ==
Date: Tues, Feb 17 2009 8:24 pm
From: James
The free tax software I've seen so far are online programs. I'm
looking for one I could use without sending my info online to who know
where.
== 2 of 3 ==
Date: Tues, Feb 17 2009 9:23 pm
From: The Real Bev
James wrote:
> The free tax software I've seen so far are online programs. I'm
> looking for one I could use without sending my info online to who know
> where.
Does your brokerage offer on-line tax prep? If you trust them to keep your
investments I would think they are sufficiently trustworthy to keep your tax
info safe, especially if $25 or so for softare is undesirable.
I usually use TurboTax, but this year I switched to TaxCut -- way cheaper when
the only thing I need the expensive TT version for is a single Schedule C.
Besides, I'm pissed that TT gives its loyal customers a worse price than they
can get off the shelf at Staples/OfficeDepot, etc.
--
Cheers, Bev
+++++++++++++++++++++++++++++++++++++++++++++++
"Genius may have its limitations, but stupidity
is not thus handicapped."
-- Elbert Hubbard, American author
== 3 of 3 ==
Date: Tues, Feb 17 2009 10:53 pm
From: Dave Garland
James wrote:
> The free tax software I've seen so far are online programs. I'm
> looking for one I could use without sending my info online to who know
> where.
USA?
They also do online, and will try to sell you a state program (their
downloadable one is federal only). The fancy advisor stuff is only
with their pay program. But the free program is pretty decent.
I'm self-employed (so my return is a bit more complicated than the
average wage-earner) and I've been using them for (maybe 10) years.
Just if you've got questions about "what does that mean?" be prepared
to google for the answer.
Dave
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TOPIC: thrift finds
http://groups.google.com/group/misc.consumers.frugal-living/t/3197a4fb4f662174?hl=en
==============================================================================
== 1 of 1 ==
Date: Tues, Feb 17 2009 11:12 pm
From: tmclone@searchmachine.com
On Feb 11, 4:12 pm, OhioGuy <n...@none.net> wrote:
> Yesterday I found an IBM PS2 keyboard with the wonderful clickety clack
> sounding keys for $1.
>
> What have you found lately?
God, how much did I hate you IBM bastards when I worked in the cube
farm? A lot. A whole lot. What's up with actually LIKING, and WANTING
your keyboard to make noise? The rest of us just wanted to work in
silence. I'm so glad I don't have to listen to that crap now that I'm
self-employed and working at home.
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