http://groups.google.com/group/misc.consumers.frugal-living?hl=en
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Today's topics:
* No Swine Flu Sick Leave For Wal-Mart Slaves! No SURPRISE, Either! - 4
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* slowpoke general contractor got us $6,000!!! (home tax credit) - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/b7692010fa0607f6?hl=en
* Subsidy Nonsense Yet Again - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/dff28f482d02ae5c?hl=en
* Burning "wet" newspapers - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/1640b73c501da42b?hl=en
* How much was your dollar worth, put year in slot - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/230848d63492d48a?hl=en
* Hey Rod Speed, look out your windo - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/afce9e97982d0a2b?hl=en
* a friend can help you move..... - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e73d7ac0c9faf114?hl=en
==============================================================================
TOPIC: No Swine Flu Sick Leave For Wal-Mart Slaves! No SURPRISE, Either!
http://groups.google.com/group/misc.consumers.frugal-living/t/f7324c46ba4e89fe?hl=en
==============================================================================
== 1 of 4 ==
Date: Thurs, Nov 12 2009 10:12 am
From: "Dave C."
> >> Same here. My employer has what's called combined time off. I'm
> >> salaried, so this doesn't apply to me, but if someone calls in
> >> sick, they have to use two CTO days (basically vacation days)
> >> before they can use actual sick time. If you don't have any CTO,
> >> then you have to take those 2 days unpaid. They also track your
> >> sick days. Too many Mondays or Fridays and you get a couple
> >> points. Too many points in a 12-month period and it goes on your
> >> record.
> >>
> >> Marsha
> >
> > So...how do you tell the Flu that it's not convenient to get sick
> > on a Monday or Friday? -Dave
>
> When I wanted to go skiing on a "sick day" I always chose Tuesday or
> Wednesday. I still ended up losing over 700 hours of sick leave when
> I was laid off after 12 years. The people who took it whenever they
> earned it were way smarter :-(
>
Well it's a gamble. It didn't work out in your favor when you got laid
off. But let's look at this from the other side. I got majorly sick
last year. Like, I almost died. When I checked myself into the
hospital, the triage nurse (or whatever you call her) said she'd never
seen vital signs like I had (at the time) in someone who was still
breathing. (ouch!) I was out of work for well over a month. I had a
week of sick time I could use. After that, I luckily had short-term
disability coverage. Unfortunately, short-term disability coverage
didn't even give me 30% of my usual pay. I would have been in much
better shape if I had 700 hours of sick leave to draw on. I had
doctors' notes stating there was no way I was going back to work
anytime soon, so using that much sick time would not have been an
issue. I would have used about 250 hours of sick time, if I'd had it
available. We were basically living off of our savings for a while.
I understand your point where the people who took it whenever they
earned it were way smarter. But what if one of them had gotten sick,
like really sick? -Dave
== 2 of 4 ==
Date: Fri, Nov 13 2009 11:17 am
From: The Real Bev
Dave C. wrote:
>> >> Same here. My employer has what's called combined time off. I'm
>> >> salaried, so this doesn't apply to me, but if someone calls in
>> >> sick, they have to use two CTO days (basically vacation days)
>> >> before they can use actual sick time. If you don't have any CTO,
>> >> then you have to take those 2 days unpaid. They also track your
>> >> sick days. Too many Mondays or Fridays and you get a couple
>> >> points. Too many points in a 12-month period and it goes on your
>> >> record.
>> >>
>> >> Marsha
>> >
>> > So...how do you tell the Flu that it's not convenient to get sick
>> > on a Monday or Friday? -Dave
>>
>> When I wanted to go skiing on a "sick day" I always chose Tuesday or
>> Wednesday. I still ended up losing over 700 hours of sick leave when
>> I was laid off after 12 years. The people who took it whenever they
>> earned it were way smarter :-(
>
> Well it's a gamble. It didn't work out in your favor when you got laid
> off. But let's look at this from the other side. I got majorly sick
> last year. Like, I almost died. When I checked myself into the
> hospital, the triage nurse (or whatever you call her) said she'd never
> seen vital signs like I had (at the time) in someone who was still
> breathing. (ouch!) I was out of work for well over a month. I had a
> week of sick time I could use. After that, I luckily had short-term
> disability coverage. Unfortunately, short-term disability coverage
> didn't even give me 30% of my usual pay. I would have been in much
> better shape if I had 700 hours of sick leave to draw on. I had
> doctors' notes stating there was no way I was going back to work
> anytime soon, so using that much sick time would not have been an
> issue. I would have used about 250 hours of sick time, if I'd had it
> available. We were basically living off of our savings for a while.
>
> I understand your point where the people who took it whenever they
> earned it were way smarter. But what if one of them had gotten sick,
> like really sick? -Dave
Short- or long-term disability. I finally signed up for LTD during the first
open-enrollment period without realizing that it was a total waste because by
that time I had so much sick leave accumulated :-(
--
Cheers, Bev
----------------------------------------------------------------------
Bender: And so I ask you this one question: Have you ever tried simply
turning off the TV, sitting down with your children, and hitting them?
== 3 of 4 ==
Date: Fri, Nov 13 2009 12:13 pm
From: Bert Hyman
In news:hdkbd3$bkp$1@news.eternal-september.org The Real Bev
<bashley101@gmail.com> wrote:
> I finally signed up for LTD during the first open-enrollment period
> without realizing that it was a total waste because by that time I had
> so much sick leave accumulated :-(
>
You have enough sick leave to cover you for the remainder of your life
(or age 65, depending on your policy) if you became sick or injured
today and could no longer work?
Now, that's interesting.
--
Bert Hyman St. Paul, MN bert@iphouse.com
== 4 of 4 ==
Date: Fri, Nov 13 2009 1:42 pm
From: The Real Bev
Bert Hyman wrote:
> <bashley101@gmail.com> wrote:
>
>> I finally signed up for LTD during the first open-enrollment period
>> without realizing that it was a total waste because by that time I had
>> so much sick leave accumulated :-(
>>
> You have enough sick leave to cover you for the remainder of your life
> (or age 65, depending on your policy) if you became sick or injured
> today and could no longer work?
That was in 1990. I've been retired since 1995. SS+Medicare now. Unless I
break some useful body parts I'm good to go :-)
--
Cheers, Bev
===============================================
"If God had wanted us to use the metric system,
Jesus would have had 10 apostles."
- Jesse Helms
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== 1 of 1 ==
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TOPIC: Telemarketing
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== 1 of 1 ==
Date: Fri, Nov 13 2009 12:10 am
From: "Bob F"
KenK wrote:
> I've read there is a tone you can add to the beginning of your
> answering machine message that indicates an unavailable connection to
> the telemarketing dialing computers. How does one get this tone and
> add it to the message? Anyone know?
>
Google "sit.wav". Download the file, play it on the computer as you start your
machine message, then say what you will.
I did it before the do-not-call list thing, and it made a huge difference after
a few months.
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== 1 of 1 ==
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TOPIC: slowpoke general contractor got us $6,000!!! (home tax credit)
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==============================================================================
== 1 of 1 ==
Date: Fri, Nov 13 2009 11:47 am
From: SoCalMike
Ohioguy wrote:
>> Oh for god's sake! When will people realize that they should be TAXED
>> for having children, NOT receiving tax CREDITS for producing more
>> resource suckers. DISGUSTING!! PLONK.
>
> I guess it really depends on how you raise them. I'm going to raise
> mine believing in minimal government and maximum personal freedom and
> responsibility.
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TOPIC: Subsidy Nonsense Yet Again
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== 1 of 2 ==
Date: Fri, Nov 13 2009 11:58 am
From: SoCalMike
Les Cargill wrote:
> Bollocks. That's the fairy story. Do the math yourself - if and
> only if you can *actually afford it* - the TCO of ownership is
> strictly less than renting - is it more frugal. What people do
> is chase the tax break and pretend it's making them money. Well,
> the marginal rate is still far less than 100%, no matter what.
>
> This does not mean there are no strategies where home ownership is
> more frugal - just that one must prepare for it properly.
>
> Right now, the way prices are plummeting - it's a good
> time to transition to owning, assuming you have stable income.
> But what most people forget is all the peripheral cost of
> ownership.
all depends. if you can get a fixed rate mortgage for less than what
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its probably worth it.
== 2 of 2 ==
Date: Fri, Nov 13 2009 3:57 pm
From: "Rod Speed"
SoCalMike wrote
> Les Cargill wrote
>> Bollocks. That's the fairy story. Do the math yourself - if and
>> only if you can *actually afford it* - the TCO of ownership is
>> strictly less than renting - is it more frugal. What people do
>> is chase the tax break and pretend it's making them money. Well,
>> the marginal rate is still far less than 100%, no matter what.
>> This does not mean there are no strategies where home ownership is more frugal - just that one must prepare for it
>> properly.
>> Right now, the way prices are plummeting - it's a good
>> time to transition to owning, assuming you have stable income.
>> But what most people forget is all the peripheral cost of ownership.
> all depends. if you can get a fixed rate mortgage for less than what
> your rent payments are, and are willing to fix most things on your own
> its probably worth it.
And is even if you dont have that cheaper than renting too,
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TOPIC: Burning "wet" newspapers
http://groups.google.com/group/misc.consumers.frugal-living/t/1640b73c501da42b?hl=en
==============================================================================
== 1 of 3 ==
Date: Fri, Nov 13 2009 12:06 pm
From: "Malcom \"Mal\" Reynolds"
In article
<7m4dm0F3e4kkcU1@mid.individual.net>,
"Rod Speed" <rod.speed.aaa@gmail.com>
wrote:
> Malcom "Mal" Reynolds wrote
> > Rod Speed <rod.speed.aaa@gmail.com> wrote
> >> Malcom Mal Reynolds wrote
> >>> gheston@hiwaay.net (Gary Heston) wrote
> >>>> rocket scientist <georgespamk@toast.net> wrote
>
> >>>>> I've noticed that newsprint that has been wetted ,
> >>>>> then dried, burns much better. Why is that?
>
> >>>>> I've asked Cecil and haven't heard yet.
>
> >>>> I don't know about the other response regarding it being drier
> >>>> afterwards,
>
> >> Its just plain silly.
>
> >>>> but I suspect part of it has to do with the structure of
> >>>> the paper being disrupted from swelling and then shrinking.
> >>>> That would increase the surface area, and produce lots of
> >>>> small, fine slivers sticking up instead of a smooth, dense surface.
>
> >>> That may be true,
>
> >> It is.
>
> > Really?
>
> Yep, try it yourself.
Try what?
>
> >>> but you'd think that would happen in the paper making process
>
> >> Nope, that deliberately makes the surface smoother than otherwise.
== 2 of 3 ==
Date: Fri, Nov 13 2009 2:02 pm
From: Rick Merrill
rocket scientist wrote:
> I've noticed that newsprint that has been wetted , then dried, burns
> much better. Why is that?
> I've asked Cecil and haven't heard yet.
Would you believe it burns FASTER, not necessarily better?
As others have said it is because the surface becomes rougher.
== 3 of 3 ==
Date: Fri, Nov 13 2009 3:58 pm
From: "Rod Speed"
Malcom "Mal" Reynolds wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Malcom "Mal" Reynolds wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> Malcom Mal Reynolds wrote
>>>>> gheston@hiwaay.net (Gary Heston) wrote
>>>>>> rocket scientist <georgespamk@toast.net> wrote
>>>>>>> I've noticed that newsprint that has been wetted ,
>>>>>>> then dried, burns much better. Why is that?
>>>>>>> I've asked Cecil and haven't heard yet.
>>>>>> I don't know about the other response regarding it being drier afterwards,
>>>> Its just plain silly.
>>>>>> but I suspect part of it has to do with the structure of
>>>>>> the paper being disrupted from swelling and then shrinking.
>>>>>> That would increase the surface area, and produce lots of
>>>>>> small, fine slivers sticking up instead of a smooth, dense surface.
>>>>> That may be true,
>>>> It is.
>>> Really?
>> Yep, try it yourself.
> Try what?
Jumping in front of a moving bus, stupid.
>>>>> but you'd think that would happen in the paper making process
>>>> Nope, that deliberately makes the surface smoother than otherwise.
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TOPIC: How much was your dollar worth, put year in slot
http://groups.google.com/group/misc.consumers.frugal-living/t/230848d63492d48a?hl=en
==============================================================================
== 1 of 1 ==
Date: Fri, Nov 13 2009 3:15 pm
From: "sr"
update: I heard on the airwaves, you now need an extra .30 to have the full
value of the dollar. So get another part time job to buy what you bought
last year, is what it comes down to.
"sr" <solos42@uninets.net> wrote in message
news:72aba$4aee5a9e$ccb58423$15870@ispn.net...
> http://data.bls.gov/cgi-bin/cpicalc.pl
>
> I use to spend 15. on groceries every 2 weeks, in'62 See how much further
> the dollar went in 62, or whatever year, get out your crying towel.
>
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TOPIC: Hey Rod Speed, look out your windo
http://groups.google.com/group/misc.consumers.frugal-living/t/afce9e97982d0a2b?hl=en
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== 1 of 1 ==
Date: Fri, Nov 13 2009 4:31 pm
From: "sr"
do you see a rare iceberg flooting by?
SCITECH: Rare Iceberg Spotted Off Island South of Australia
http://bit.ly/2RJCWb
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TOPIC: a friend can help you move.....
http://groups.google.com/group/misc.consumers.frugal-living/t/e73d7ac0c9faf114?hl=en
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== 1 of 1 ==
Date: Fri, Nov 13 2009 4:31 pm
From: rocket scientist
a very good friend will help you move a body.
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