http://groups.google.com/group/misc.consumers.frugal-living?hl=en
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Today's topics:
* It wont stay shut by itself - 15 messages, 15 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/b4b28ebf5a595a15?hl=en
* What are currently your best saving tips ? - 9 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a23335cb8985c73c?hl=en
* Freezer question, your experience. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/6c40f512af1456d1?hl=en
==============================================================================
TOPIC: It wont stay shut by itself
http://groups.google.com/group/misc.consumers.frugal-living/t/b4b28ebf5a595a15?hl=en
==============================================================================
== 1 of 15 ==
Date: Sun, Jun 6 2010 8:55 am
From: "John"
"Jeff The Drunk" <i-am@the.bar> wrote in message
news:pan.2010.06.06.15.31.46@joesbarandgrilll.org...
> On Sun, 06 Jun 2010 16:27:12 +0100, Mrcheerful wrote:
>
>> Jeff The Drunk wrote:
>>> On Sun, 06 Jun 2010 11:06:09 -0400, Ralph Mowery wrote:
>>>
>>>> "john hamilton" <bluestarx@mail.invalid> wrote in message
>>>> news:hugc8b$uec$1@news.eternal-september.org...
>>>>> Have tried using the strongest cuboard magnet I can find (In north
>>>>> London u.k.), but if the wind picks up surprisingly it will just not
>>>>> hold. Also
>>>>
>>>> The magnet out of a hard drive is flat and very strong.
>>>
>>> Really? What kind of hard drive has a big flat magnet inside? That
>>> defies all logic on the principals of how a hard drive works.
>>
>> ordinary IDE, the magnet is so strong that it is hard to get off a flat
>> metal surface without tools!!!
>
> Well I guess you learn something new every day. I would think a magnet
> anywhere near the metal recording medium where the data lives would wipe
> it out.
>
Since Faraday all motors use magnets!
== 2 of 15 ==
Date: Sun, Jun 6 2010 9:10 am
From: "Ralph Mowery"
"Jeff The Drunk" <i-am@the.bar> wrote in message
news:pan.2010.06.06.15.12.51@joesbarandgrilll.org...
> On Sun, 06 Jun 2010 11:06:09 -0400, Ralph Mowery wrote:
>
>> "john hamilton" <bluestarx@mail.invalid> wrote in message
>> news:hugc8b$uec$1@news.eternal-september.org...
>>> Have tried using the strongest cuboard magnet I can find (In north
>>> London u.k.), but if the wind picks up surprisingly it will just not
>>> hold. Also
>>
>> The magnet out of a hard drive is flat and very strong.
>
> Really? What kind of hard drive has a big flat magnet inside? That defies
> all logic on the principals of how a hard drive works.
Do you even know how a hard drive works ?
Have you ever opened an IDE drive and looked inside it ?
Most if not all of the IDE hard drives have a magnet in it that is about 1/2
inch wide and an inch or so long and maybe 1/8 of an inch thick. It is very
strong. Without that magent the read/write head would not move.
Look here especially near the end to see the magnet.
http://www.youtube.com/watch?v=wEfA3FB-m6U&feature=related
== 3 of 15 ==
Date: Sun, Jun 6 2010 9:14 am
From: Jeff The Drunk
On Sun, 06 Jun 2010 16:55:57 +0100, John wrote:
> "Jeff The Drunk" <i-am@the.bar> wrote in message
> news:pan.2010.06.06.15.31.46@joesbarandgrilll.org...
>> On Sun, 06 Jun 2010 16:27:12 +0100, Mrcheerful wrote:
>>
>>> Jeff The Drunk wrote:
>>>> On Sun, 06 Jun 2010 11:06:09 -0400, Ralph Mowery wrote:
>>>>
>>>>> "john hamilton" <bluestarx@mail.invalid> wrote in message
>>>>> news:hugc8b$uec$1@news.eternal-september.org...
>>>>>> Have tried using the strongest cuboard magnet I can find (In north
>>>>>> London u.k.), but if the wind picks up surprisingly it will just
>>>>>> not hold. Also
>>>>>
>>>>> The magnet out of a hard drive is flat and very strong.
>>>>
>>>> Really? What kind of hard drive has a big flat magnet inside? That
>>>> defies all logic on the principals of how a hard drive works.
>>>
>>> ordinary IDE, the magnet is so strong that it is hard to get off a
>>> flat metal surface without tools!!!
>>
>> Well I guess you learn something new every day. I would think a magnet
>> anywhere near the metal recording medium where the data lives would
>> wipe it out.
>>
>>
> Since Faraday all motors use magnets!
Not all use permanent magnets. The majority of small direct current
motors yes use permanent magnets. But they rely on an armature with wound
coils and a commutator with brushes to function. You wouldn't find that
in todays drives. The spindle motor is a pulse driven 3 phase motor.
The head actuator is a stepper motor. I wasn't aware there were strong
magnets inside the drive. The base of the spindle inside the drive would
have to contain the magnet. The base outside would contain the coils for
driving the spindle plus a voice coil for data. Also there is a fluid
bearing between magnet and coils on all newer drive over 5400 RPM.
== 4 of 15 ==
Date: Sun, Jun 6 2010 9:33 am
From: "js.b1"
Buy some large 100mm PP castors, plank of wood, screw a Really Useful
Box of 9L (short narrow oblong) 18W (large fat oblong) 19L (tall
narrow oblong), attach a vertical pole for manoeuvring, done. You may
want braked castors if on a slope.
You can buy something similar, with drawers, but the weight can become
a pain unless you have a sloped door threshold.
== 5 of 15 ==
Date: Sun, Jun 6 2010 9:45 am
From: Peter Parry
On Sun, 6 Jun 2010 15:12:37 +0000 (UTC), Jeff The Drunk <i-am@the.bar>
wrote:
>
>Really? What kind of hard drive has a big flat magnet inside?
Most modern ones that use voice coil positioning for the heads.
>That defies
>all logic on the principals of how a hard drive works.
Cunning design (the N and S poles share the same face) and a bit of
shielding keep the magnetic field contained and the platters safe.
== 6 of 15 ==
Date: Sun, Jun 6 2010 9:49 am
From: "Mrcheerful"
Peter Parry wrote:
> On Sun, 6 Jun 2010 15:12:37 +0000 (UTC), Jeff The Drunk <i-am@the.bar>
> wrote:
>
>>
>> Really? What kind of hard drive has a big flat magnet inside?
>
> Most modern ones that use voice coil positioning for the heads.
>
>> That defies
>> all logic on the principals of how a hard drive works.
>
> Cunning design (the N and S poles share the same face) and a bit of
> shielding keep the magnetic field contained and the platters safe.
Any idea what that shield is made of? it looks like aluminium, but isn't.
== 7 of 15 ==
Date: Sun, Jun 6 2010 10:03 am
From: Chris Whelan
On Sun, 06 Jun 2010 17:49:57 +0100, Mrcheerful wrote:
> Peter Parry wrote:
>> On Sun, 6 Jun 2010 15:12:37 +0000 (UTC), Jeff The Drunk <i-am@the.bar>
>> wrote:
>>
>>
>>> Really? What kind of hard drive has a big flat magnet inside?
>>
>> Most modern ones that use voice coil positioning for the heads.
>>
>>> That defies
>>> all logic on the principals of how a hard drive works.
>>
>> Cunning design (the N and S poles share the same face) and a bit of
>> shielding keep the magnetic field contained and the platters safe.
>
> Any idea what that shield is made of? it looks like aluminium, but
> isn't.
http://en.wikipedia.org/wiki/Mu_metal
Chris
--
Remove prejudice to reply.
== 8 of 15 ==
Date: Sun, Jun 6 2010 10:01 am
From: "Dave Liquorice"
On Sun, 6 Jun 2010 15:44:16 +0100, john hamilton wrote:
> Since the door just swings open I have to keep getting the keys out of
> my pocket to open the door.
>
> I would like the door to stay shut on its own accord, yet just open with
> a push without having to use the keys.
Rehang it so that it's natural rest state is closed not open. I
*think* with a normal opening inwards door that means the top hinge
slightly further into the jamb than the bottom hinge.
--
Cheers
Dave.
== 9 of 15 ==
Date: Sun, Jun 6 2010 10:28 am
From: PeterC
On Sun, 6 Jun 2010 17:49:57 +0100, Mrcheerful wrote:
> Peter Parry wrote:
>> On Sun, 6 Jun 2010 15:12:37 +0000 (UTC), Jeff The Drunk <i-am@the.bar>
>> wrote:
>>
>>>
>>> Really? What kind of hard drive has a big flat magnet inside?
>>
>> Most modern ones that use voice coil positioning for the heads.
>>
>>> That defies
>>> all logic on the principals of how a hard drive works.
>>
>> Cunning design (the N and S poles share the same face) and a bit of
>> shielding keep the magnetic field contained and the platters safe.
>
> Any idea what that shield is made of? it looks like aluminium, but isn't.
Would it be mu-metal - an alloy of nickel IIRC?
--
Peter.
2x4 - thick plank; 4x4 - two of 'em.
== 10 of 15 ==
Date: Sun, Jun 6 2010 10:37 am
From: "OG"
"john hamilton" <bluestarx@mail.invalid> wrote in message
news:hugc8b$uec$1@news.eternal-september.org...
> When working on my car, I bring it right up close to the house and lay my
> tools out on the floor behind the front door. Since you never know when
> it will rain, it works out very handy since then all I have to do is close
> the door; and don't have to be picking up all the tools.
>
> Now if its not warm the family doesn't like the cold air coming into the
> house and they want the front door shut, which is fair enough. Since the
> door just swings open I have to keep getting the keys out of my pocket to
> open the door.
>
> I would like the door to stay shut on its own accord, yet just open with a
> push without having to use the keys. There is no room on the door jamb to
> screw one of those helical spring self closers. And anyway in general use
> we dont want the door to close by itself. Which also rules out one of
> those hydraulic self closers which could fit on at the top of the door.
>
> Have tried using the strongest cuboard magnet I can find (In north London
> u.k.), but if the wind picks up surprisingly it will just not hold. Also
> tried cutting a thin wedge of cork glued to an upright jamb which makes
> the door a tight fit when closed. However the door shrinks in the summer
> and expands in the winter so that only works for about half the year.
>
> Grateful for any suggestions, especially something similar to the cork
> arrangement which works just fine prividing the weather suits it.
> Thanks.
Screw a hook in the frame above the door about 1/3 way out from the hinge.
Get a beanbag (or equivalent) that weighs about a pound and tie it to a
piece of string about 1.5 metres long and put a loop in the other end.
When you're working outside, loop the string over the hook. The weight of
the beanbag should keep the door closed, and it can be removed when you're
not working on the car.
== 11 of 15 ==
Date: Sun, Jun 6 2010 10:42 am
From: Michael Black
On Sun, 6 Jun 2010, Jeff The Drunk wrote:
> On Sun, 06 Jun 2010 11:06:09 -0400, Ralph Mowery wrote:
>
>> "john hamilton" <bluestarx@mail.invalid> wrote in message
>> news:hugc8b$uec$1@news.eternal-september.org...
>>> Have tried using the strongest cuboard magnet I can find (In north
>>> London u.k.), but if the wind picks up surprisingly it will just not
>>> hold. Also
>>
>> The magnet out of a hard drive is flat and very strong.
>
> Really? What kind of hard drive has a big flat magnet inside? That defies
> all logic on the principals of how a hard drive works.
>
No it doesn't.
There is a pair of very strong magnets in every hard drive I've taken
apart. I'm not sure exactly what they are doing, but the actual arm
with the read/write head is between the magnets. Since there is a pair
of them, they incidentally contain the magnetism. They are right next
to the platter(s).
These are strong, you don't want to get your finger between them.
I suppose a big speaker magnet might be stronger, but they are also
a lot bigger.
Michael
== 12 of 15 ==
Date: Sun, Jun 6 2010 10:48 am
From: terry
Agree: We have kept two such very powerful magnets from old hard
drives.
So strong that the two attracted each and clung through a 3 inch
sapling!
Wood not otherwise being magnetic AFIK! {:-)
My neighbour recently borrowed one to get a piece of metal
(successfully) out of his eye!
We keep one magnet on the fridge. It's hard to dislodge!
Got another couple of hard drives downstairs to be scrapped for small
parts, especially the magnets.
Development of stronger magnets has certainly progressed during the
last 50 to 60 years! The magnets used for WWII magnetrons were huge.
Nowadays each microwave oven normally contains two such annular
(doughnut shape) magnets, which together will fit into a mail
envelope!
Suggestion about windy door, use a piece of
string ........................... !
== 13 of 15 ==
Date: Sun, Jun 6 2010 10:53 am
From: Vic Smith
On Sun, 6 Jun 2010 15:44:16 +0100, "john hamilton"
<bluestarx@mail.invalid> wrote:
>When working on my car, I bring it right up close to the house and lay my
>tools out on the floor behind the front door. Since you never know when it
>will rain, it works out very handy since then all I have to do is close the
>door; and don't have to be picking up all the tools.
>
>Now if its not warm the family doesn't like the cold air coming into the
>house and they want the front door shut, which is fair enough. Since the
>door just swings open I have to keep getting the keys out of my pocket to
>open the door.
>
>I would like the door to stay shut on its own accord, yet just open with a
>push without having to use the keys. There is no room on the door jamb to
>screw one of those helical spring self closers. And anyway in general use we
>dont want the door to close by itself. Which also rules out one of those
>hydraulic self closers which could fit on at the top of the door.
>
>Have tried using the strongest cuboard magnet I can find (In north London
>u.k.), but if the wind picks up surprisingly it will just not hold. Also
>tried cutting a thin wedge of cork glued to an upright jamb which makes the
>door a tight fit when closed. However the door shrinks in the summer and
>expands in the winter so that only works for about half the year.
>
>Grateful for any suggestions, especially something similar to the cork
>arrangement which works just fine prividing the weather suits it. Thanks.
>
This very complex situation requires thinking outside the already
normally complex "how do I close a door" thought processes.
Since you choose to keep your tools where you must take a walk to get
the one you need - btw, are they on the floor where the family can
trip over them as they come and go? - it should be no problem to use
chain or rope to secure the door. That's only logical.
Tie one end a rope or chain around the car and the attach the other
end to the door.
Properly done this will prevent the wind from blowing open the door.
When you take a stroll to get a tool, untie the rope/chain from the
car so there is enough slack to open the door and reach the tools.
An added benefit to chain/rope is if the rain becomes heavy enough to
obscure vision, you can hand-over-hand on the chain/rope to find your
way to the house.
Make sure to warn the family to use another door or the windows to
come in and out of the house while you are working on the car, or set
up a system to notify you when you should untie the door from the car.
Perhaps a klaxon system next to the tools on the floor can be
activated when you are doing repairs.
That way no one is inconvenienced.
Another important note: A foolproof system of reminders is needed so
that the chain/rope is removed and stored before you drive away in the
car.
Or you might try something like this
http://www.stedall.co.uk/acatalog/Door_Retainers.html
--Vic
== 14 of 15 ==
Date: Sun, Jun 6 2010 11:07 am
From: "Graham."
>>> Have tried using the strongest cuboard magnet I can find (In north
>>> London u.k.), but if the wind picks up surprisingly it will just not
>>> hold. Also
>>
>> The magnet out of a hard drive is flat and very strong.
>
> Really? What kind of hard drive has a big flat magnet inside? That defies
> all logic on the principals of how a hard drive works.
Contra-intuitive, but true nonetheless.
A hard-drive has a pair of the most vicious magnets you are likely to
encounter outside of a hospital's MRI dept.
They form a simple head position actuator.
--
Graham.
%Profound_observation%
== 15 of 15 ==
Date: Sun, Jun 6 2010 11:22 am
From: aemeijers
willshak wrote:
> john hamilton wrote the following:
>> When working on my car, I bring it right up close to the house and lay
>> my tools out on the floor behind the front door. Since you never know
>> when it will rain, it works out very handy since then all I have to do
>> is close the door; and don't have to be picking up all the tools.
>>
>> Now if its not warm the family doesn't like the cold air coming into
>> the house and they want the front door shut, which is fair enough.
>> Since the door just swings open I have to keep getting the keys out of
>> my pocket to open the door.
>>
>> I would like the door to stay shut on its own accord, yet just open
>> with a push without having to use the keys. There is no room on the
>> door jamb to screw one of those helical spring self closers. And
>> anyway in general use we dont want the door to close by itself. Which
>> also rules out one of those hydraulic self closers which could fit on
>> at the top of the door.
>>
>> Have tried using the strongest cuboard magnet I can find (In north
>> London u.k.), but if the wind picks up surprisingly it will just not
>> hold. Also tried cutting a thin wedge of cork glued to an upright
>> jamb which makes the door a tight fit when closed. However the door
>> shrinks in the summer and expands in the winter so that only works for
>> about half the year.
>>
>> Grateful for any suggestions, especially something similar to the cork
>> arrangement which works just fine prividing the weather suits it.
>> Thanks.
>
> Here in the US, we have pretty accurate weather forecasting, so we know
> when not to plan to work outside.
> Now, setting that GB weather joke aside, a question. Why do you need
> keys to open the front door at any time? Can you leave the door unlocked?
> Thirdly, a suggestion. Leave the tools in the vehicle when you are
> working with them, either on the floor of the car, or in the trunk
> (boot). Then, if it rains, just shut the car door or boot and go inside
> til the rain stops..
>
I was gonna suggest one of those plastic storage boxes that gardeners
use, or even a child's plastic sandbox with a lid that could be closed
if a sudden shower comes up. OP's wife must be super-tolerant to not
freak at greasy tools all over her front-hall rug. And unless these are
row-houses with no front yards to speak of, the neighbors must love him
parking on the lawn.
Methinks that if OP can't figure a painless way to rig the front door to
not lock him out every time it closes (like a snippet of duct tape over
the the bolt), he'd best not be doing any work on the brakes on his
motorcar. Dunno about UK and Chubb or whoever, but door latch makers
here in the states always put a little tab or button to disable the
auto-lock feature when needed.
Assuming this isn't just a troll, of course.
--
aem sends...
==============================================================================
TOPIC: What are currently your best saving tips ?
http://groups.google.com/group/misc.consumers.frugal-living/t/a23335cb8985c73c?hl=en
==============================================================================
== 1 of 9 ==
Date: Sun, Jun 6 2010 9:29 am
From: HerHusband
> What are currently your best saving tips you recommend
> and also practice, relating to how you make your money
> go much further than it used to, whether it's for food
> weekly living expenses, home and financial investment, etc.
Do as much as you can yourself. Obviously some things will require tools,
manpower, or skills beyond your ability. But labor costs are usually half
the cost.
We do our own car repairs, do our own yard maintenance, build our own
furniture, etc. If you study and take your time, there's not much you
can't do yourself. For instance, my wife and I built our own house a few
years ago for under $60,000. It's already worth more than $240,000 today
and we have no mortgage.
Also, learn to live life simpler. You don't have to own that megamansion
or new car, just because your friends and neighbors have them. We've never
owned a car that was less than 10 years old (and never paid more than $3000
for it), and our 1456 sq/ft house is more than adequate for our family of
three.
Avoid taking loans for anything. If you don't have the money, wait and
save until you can afford it. Finance changes can easily double the cost
of an item over the long term. You can still use credit cards (that's how
we pay for everything), just pay them off each month to avoid interest
charges.
Anthony
== 2 of 9 ==
Date: Sun, Jun 6 2010 10:20 am
From: "krw@att.bizzzzzzzzzzzz"
On Sun, 6 Jun 2010 11:58:51 -0400, "Lou" <lpogoda@hotmail.com> wrote:
>
>"The Real Bev" <bashley101@gmail.com> wrote in message
>news:hufdel$26s$2@news.eternal-september.org...
>> On 06/05/10 20:53, Ed Pawlowski wrote:
>>
>> > "marco polo"<markphd21@gmail.com> wrote in message
>> >
>news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
>> >> .
>> >> in the long run,
>> >> you are much much better off increasing your income
>> >>
>> >> i know it's less fun, but just think about it:
>> >>
>> >> increase your income, say $1 an hour,
>> >> or $10 a week, or $25 a month, or whatever,
>> >> and see what you have at the end of the year,
>> >> vs saving $1 here or $5 there, is clearly better
>> >>
>> >> marc
>> >
>> > Sounds great, but not always easily done. With the present economy,
>> > employers have cut OT, cut wages, cut hours, and much of the side job
>part
>> > time stuff has dried up. Increasing income may be better, but saving
>money
>> > is the only way for millions right now.
>>
>> AND the money you save isn't taxable!
>>
>
>Well, that depends. When I lived in Georgia, money sitting in a bank
>account was taxable. If you had an account, you owed tax on the balance and
>had to pay. After a year went by and tax time rolled around again, you had
>to pay tax on whatever was in that account again, even if you hadn't touched
>the account at all. In essence, you paid tax on the same money again and
>again, for as long as you had it.
I've *never* heard of such a thing. Do you have a citation? The obvious
conclusion that one has to draw is that Georgia doesn't want savings. The
solution is to never leave money in a Georgia bank. That's easy enough since
there are many who would really like to store my money.
== 3 of 9 ==
Date: Sun, Jun 6 2010 10:23 am
From: "krw@att.bizzzzzzzzzzzz"
On Sat, 5 Jun 2010 21:25:17 -0700, Coffee's For Closers
<Usenet2010@THE-DOMAIN-IN.SIG> wrote:
>In article <d5334a06-add5-44fd-ad9d-
>9dee8bce3f3c@x27g2000prf.googlegroups.com>, markphd21@gmail.com
>says...
>
>> in the long run,
>> you are much much better off increasing your income
>>
>> i know it's less fun, but just think about it:
>>
>> increase your income, say $1 an hour,
>> or $10 a week, or $25 a month, or whatever,
>> and see what you have at the end of the year,
>> vs saving $1 here or $5 there, is clearly better
>
>
>It depends on what you do with the extra money. If you just blow
>every dollar as soon as you get it, on random, wasteful stuff,
>then it doesn't help.
>
>There are people making $100k/yr and living paycheque to
>paycheque, above their means, and loaded with debt. If they lose
>their job, they won't even have next month's mortgage money. They
>will be lining up at a food bank within weeks.
>
>Whereas there are people with much lower incomes who have a
>healthy emergency fund, zero debt, etc.
That just shows that the correlation between income and responsibility isn't
one. Kinda obvious.
== 4 of 9 ==
Date: Sun, Jun 6 2010 10:25 am
From: Omelet
In article <871840F13vU1@mid.individual.net>,
"Rod Speed" <rod.speed.aaa@gmail.com> wrote:
> Omelet wrote
> > Rod Speed <rod.speed.aaa@gmail.com> wrote
>
> >>> and much of the side job part time stuff has dried up.
>
> >> Like hell it has. In many ways that has increased because so many
> >> have binned full time employees and replaced them with part timers.
>
> >> And anyone with even half a clue can make money
> >> on the side independently of any employer anyway.
>
> > I actually have to agree somewhat, but it takes money to make money.
>
> No it does not. There are plenty of ways of making money that dont take any
> money at all.
Okay, please enlighten me. I just invested a rather large sum.
>
> > One has to have assets to invest.
>
> Nope. You can always borrow the money to invest.
And pay interest! No thanks. <g>
>
> And you can make money with other than investment as well.
>
> > I was lucky that way.
>
> Yes, but its perfectly possible to do it without luck.
Well actually, it was good planning. I saved.
>
> >>> Increasing income may be better, but saving money is the only way for
> >>> millions right now.
>
> >> Thats just plain wrong.
>
> > No, it's not.
>
> Yes it is. Even the absolute dregs can beg for example.
And I should resort to that? No thanks.
>
> > Both strategies are best in the long term.
>
> Thats wrong too.
>
> > Quit living beyond your means. It really is that simple.
>
> Its just one way. The other obvious approach is to increase your means.
If you are good at planning!
>
> > Follow a shopping list
>
> No thanks. You can make quite a bit of money by taking advantage of what
> shows
> up, most obviously with the specials that show up in the store. You just need
> to make
> sure that what specials you do take advantage of are stuff you will need
> anyway.
Well due! It's called shopping the sales. That's old news and I do it
all the time!
>
> Someone I know makes significant money just trading in stuff from yard sales.
<lol> Yes, and thrift stores. Ebay and Craig's list are both good for
that.
But that's work. While I don't mind it, some people are lazy.
>
> > and re-asses your needs and quit buying crap you really do not need!
>
> You 'really do not need' somewhere to 'live', you can always
> 'live' on the street and take advantage of free food etc.
I don't freakin' think so. <g> For one thing, I'd not have regular
internet access. ;-)
>
> Doesnt mean that it makes any sense to 'live' like that tho.
>
> > Like i-phones for a start.<g>
>
> You have to do something with the income you have.
I don't "need" an i-phone!
>
> Otherwise you might as well just cut to the chase and hang yourself.
Nope. Save up your money so you have it for when you do need it! Like
having my house central air system serviced, and having the money to do
it!
There is no sin in prioritizing saving money. It's wisdom!
--
Peace! Om
Web Albums: <http://picasaweb.google.com/OMPOmelet>
Only Irish coffee provides in a single glass all four essential food groups: alcohol, caffeine, sugar and fat. --Alex Levine
== 5 of 9 ==
Date: Sun, Jun 6 2010 10:26 am
From: Omelet
In article <wMSdnWoW4J-oCZbRnZ2dnUVZ_hmdnZ2d@insightbb.com>,
"Colbyt" <colbyt@-SPAMBLOCK-lexkyweb.com> wrote:
> "marco polo" <markphd21@gmail.com> wrote in message
> news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
> > .
> > in the long run,
> > you are much much better off increasing your income
> >
> > i know it's less fun, but just think about it:
> >
> > increase your income, say $1 an hour,
> > or $10 a week, or $25 a month, or whatever,
> > and see what you have at the end of the year,
> > vs saving $1 here or $5 there, is clearly better
> >
> > marc
>
> I suspect you have limited experience in economic matters.
>
> Please consider these facts:
>
> If you are legal, you earn taxable dollars. One may then have 30-70 cents
> to spend after taxes.
> Every dollar you save and don't spend is worth 1.30 to 1.70 earned.
> Here is a quick example, a breakfast sandwich and drink at MickyD's place is
> about $5.
> One made at home in less time in less time is about a dollar.
> I am 4 after tax dollars ahead so that is six bucks I don't need to earn or
> $4 that I can invest.
>
> Very few people can control what they are paid.
> Every person can control what they spend.
>
> Now driving 5 miles to save a nickel on a gallon of gas when you tank only
> holds 12 gallons is really stupid but the same person who won't save where
> it matters does that all the time.
Well stated!!!
--
Peace! Om
Web Albums: <http://picasaweb.google.com/OMPOmelet>
�Only Irish �coffee provides in a single glass all four �essential food groups: alcohol, caffeine, sugar �and fat. --Alex Levine
== 6 of 9 ==
Date: Sun, Jun 6 2010 10:28 am
From: "krw@att.bizzzzzzzzzzzz"
On Sun, 6 Jun 2010 08:27:33 -0400, "Colbyt" <colbyt@-SPAMBLOCK-lexkyweb.com>
wrote:
>
>"marco polo" <markphd21@gmail.com> wrote in message
>news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
>> .
>> in the long run,
>> you are much much better off increasing your income
>>
>> i know it's less fun, but just think about it:
>>
>> increase your income, say $1 an hour,
>> or $10 a week, or $25 a month, or whatever,
>> and see what you have at the end of the year,
>> vs saving $1 here or $5 there, is clearly better
>>
>> marc
>
>I suspect you have limited experience in economic matters.
>
>Please consider these facts:
>
>If you are legal, you earn taxable dollars. One may then have 30-70 cents
>to spend after taxes.
>Every dollar you save and don't spend is worth 1.30 to 1.70 earned.
>Here is a quick example, a breakfast sandwich and drink at MickyD's place is
>about $5.
Or $1.
>One made at home in less time in less time is about a dollar.
...and can be had at McD's for 1$.
>I am 4 after tax dollars ahead so that is six bucks I don't need to earn or
>$4 that I can invest.
>
>Very few people can control what they are paid.
That is not true. Very few *want* to control what they're paid, just as few
*want* to control what they spend.
>Every person can control what they spend.
Every person can control what they're paid too. Both take discipline (and
work).
>Now driving 5 miles to save a nickel on a gallon of gas when you tank only
>holds 12 gallons is really stupid but the same person who won't save where
>it matters does that all the time.
I wait until I'm where it's a nickel a gallon cheaper (often a dime or more).
I reward such places with my money and shun others.
== 7 of 9 ==
Date: Sun, Jun 6 2010 10:56 am
From: The Daring Dufas
On 6/6/2010 10:58 AM, Lou wrote:
> "The Real Bev"<bashley101@gmail.com> wrote in message
> news:hufdel$26s$2@news.eternal-september.org...
>> On 06/05/10 20:53, Ed Pawlowski wrote:
>>
>>> "marco polo"<markphd21@gmail.com> wrote in message
>>>
> news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
>>>> .
>>>> in the long run,
>>>> you are much much better off increasing your income
>>>>
>>>> i know it's less fun, but just think about it:
>>>>
>>>> increase your income, say $1 an hour,
>>>> or $10 a week, or $25 a month, or whatever,
>>>> and see what you have at the end of the year,
>>>> vs saving $1 here or $5 there, is clearly better
>>>>
>>>> marc
>>>
>>> Sounds great, but not always easily done. With the present economy,
>>> employers have cut OT, cut wages, cut hours, and much of the side job
> part
>>> time stuff has dried up. Increasing income may be better, but saving
> money
>>> is the only way for millions right now.
>>
>> AND the money you save isn't taxable!
>>
>
> Well, that depends. When I lived in Georgia, money sitting in a bank
> account was taxable. If you had an account, you owed tax on the balance and
> had to pay. After a year went by and tax time rolled around again, you had
> to pay tax on whatever was in that account again, even if you hadn't touched
> the account at all. In essence, you paid tax on the same money again and
> again, for as long as you had it.
>
>
Georgia? The state in the U.S.A. or the country of Georgia?
TDD
== 8 of 9 ==
Date: Sun, Jun 6 2010 10:57 am
From: Ron
On Jun 6, 1:20 pm, "k...@att.bizzzzzzzzzzzz" <k...@att.bizzzzzzzzzzzz>
wrote:
> On Sun, 6 Jun 2010 11:58:51 -0400, "Lou" <lpog...@hotmail.com> wrote:
>
> >"The Real Bev" <bashley...@gmail.com> wrote in message
> >news:hufdel$26s$2@news.eternal-september.org...
> >> On 06/05/10 20:53, Ed Pawlowski wrote:
>
> >> > "marco polo"<markph...@gmail.com> wrote in message
>
> >news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
> >> >> .
> >> >> in the long run,
> >> >> you are much much better off increasing your income
>
> >> >> i know it's less fun, but just think about it:
>
> >> >> increase your income, say $1 an hour,
> >> >> or $10 a week, or $25 a month, or whatever,
> >> >> and see what you have at the end of the year,
> >> >> vs saving $1 here or $5 there, is clearly better
>
> >> >> marc
>
> >> > Sounds great, but not always easily done. With the present economy,
> >> > employers have cut OT, cut wages, cut hours, and much of the side job
> >part
> >> > time stuff has dried up. Increasing income may be better, but saving
> >money
> >> > is the only way for millions right now.
>
> >> AND the money you save isn't taxable!
>
> >Well, that depends. When I lived in Georgia, money sitting in a bank
> >account was taxable. If you had an account, you owed tax on the balance and
> >had to pay. After a year went by and tax time rolled around again, you had
> >to pay tax on whatever was in that account again, even if you hadn't touched
> >the account at all. In essence, you paid tax on the same money again and
> >again, for as long as you had it.
>
> I've *never* heard of such a thing.
That's because it isn't true.
== 9 of 9 ==
Date: Sun, Jun 6 2010 11:28 am
From: "Rod Speed"
Colbyt wrote
> marco polo <markphd21@gmail.com> wrote
>> in the long run, you are much much better off increasing your income
>> i know it's less fun, but just think about it:
>> increase your income, say $1 an hour,
>> or $10 a week, or $25 a month, or whatever,
>> and see what you have at the end of the year,
>> vs saving $1 here or $5 there, is clearly better
> I suspect you have limited experience in economic matters.
And you do in tax matters.
> Please consider these facts:
> If you are legal, you earn taxable dollars.
You earn taxable dollars even if you arent legal.
> One may then have 30-70 cents to spend after taxes.
In fact the bottom 50% of tax payers pay no nett federal income tax at all.
> Every dollar you save and don't spend is worth 1.30 to 1.70 earned.
Given that 50% figure, it is in fact much more complicated than that.
> Here is a quick example, a breakfast sandwich and drink at MickyD's place is about $5.
> One made at home in less time in less time is about a dollar.
> I am 4 after tax dollars ahead so that is six bucks I don't need to
> earn or $4 that I can invest.
> Very few people can control what they are paid.
Almost everyone can control what their income is.
> Every person can control what they spend.
> Now driving 5 miles to save a nickel on a gallon of gas when you tank only holds 12 gallons is really stupid but the
> same person who won't save where it matters does that all the time.
==============================================================================
TOPIC: Freezer question, your experience.
http://groups.google.com/group/misc.consumers.frugal-living/t/6c40f512af1456d1?hl=en
==============================================================================
== 1 of 1 ==
Date: Sun, Jun 6 2010 11:04 am
From: spambait@milmac.com (Doug Miller)
In article <hugbti$p3u$1@news.datemas.de>, "dennis@home" <dennis@killspam.kicks-ass.net> wrote:
>
>
>"Doug Miller" <spambait@milmac.com> wrote in message
>news:huev2l$1ij$1@news.eternal-september.org...
>> In article <hue57r$p6i$1@news.datemas.de>, "dennis@home"
>> <dennis@killspam.kicks-ass.net> wrote:
>>>
>>>
>>>"Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
>>>news:86vicvFj79U1@mid.individual.net...
>>>
>>>
>>>> Yes, but that air makes no difference to the effeciency of the freezer.
>>>
>>>It does when you open the door, that free air leaks out and is replaced by
>>>nice warm moist air that has to be cooled.
>>
>> Do you *really* think that the entry of a few ounces of room-temperature air
>> makes a measurable difference in the temperature of several hundred pounds of
>> frozen food?
>
>No, we are talking efficiency not effectiveness.
>
In other words, you don't have a clue what you're talking about.
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