Monday, June 7, 2010

misc.consumers.frugal-living - 8 new messages in 4 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* It wont stay shut by itself - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/b4b28ebf5a595a15?hl=en
* How much power does a 120v 15A lighted switch use anyway? - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/3870703c69659a21?hl=en
* What are currently your best saving tips ? - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a23335cb8985c73c?hl=en
* ALB40 max 45mm wide, adjustable mens leather braceletalb40 of wholesale
beads - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/002e505f9b6a0b31?hl=en

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TOPIC: It wont stay shut by itself
http://groups.google.com/group/misc.consumers.frugal-living/t/b4b28ebf5a595a15?hl=en
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== 1 of 2 ==
Date: Sun, Jun 6 2010 9:59 pm
From: mm


On Sun, 06 Jun 2010 14:22:03 -0400, aemeijers <aemeijers@att.net>
wrote:

>
>Methinks that if OP can't figure a painless way to rig the front door to
>not lock him out every time it closes (like a snippet of duct tape over
>the the bolt),

Better than duct tape over the bolt (the triangular, wedge-like bolt,
I think you mean) is a paper wad stuck in the hole. It leaves no
residue and isn't visible if a burglar walks by when you take the car
for a test drive and leave the house unlocked.

The Watergate burglars used duct tape to keep one of the doors to the
hall open. The first time the guard walked by, he thought someone did
it during work hours, and removed it. The burglars replaced the
tape!!! **

The second time the guard walked by, he saw the tape and called the
police.

If I had been running the burglary, they wouldn't have been caught.

**I don't know why since I thought they were done coming and going by
then, and I thought all were inside. (Coming and going should be kept
at a minimum during a burglary.)

> he'd best not be doing any work on the brakes on his
>motorcar. Dunno about UK and Chubb or whoever, but door latch makers
>here in the states always put a little tab or button to disable the
>auto-lock feature when needed.


== 2 of 2 ==
Date: Sun, Jun 6 2010 10:56 pm
From: F Murtz


john hamilton wrote:
> When working on my car, I bring it right up close to the house and lay my
> tools out on the floor behind the front door. Since you never know when it
> will rain, it works out very handy since then all I have to do is close the
> door; and don't have to be picking up all the tools.
>
> Now if its not warm the family doesn't like the cold air coming into the
> house and they want the front door shut, which is fair enough. Since the
> door just swings open I have to keep getting the keys out of my pocket to
> open the door.
>
> I would like the door to stay shut on its own accord, yet just open with a
> push without having to use the keys. There is no room on the door jamb to
> screw one of those helical spring self closers. And anyway in general use we
> dont want the door to close by itself. Which also rules out one of those
> hydraulic self closers which could fit on at the top of the door.
>
> Have tried using the strongest cuboard magnet I can find (In north London
> u.k.), but if the wind picks up surprisingly it will just not hold. Also
> tried cutting a thin wedge of cork glued to an upright jamb which makes the
> door a tight fit when closed. However the door shrinks in the summer and
> expands in the winter so that only works for about half the year.
>
> Grateful for any suggestions, especially something similar to the cork
> arrangement which works just fine prividing the weather suits it. Thanks.
>
>
It is possible to get electrically operated magnetic catches. You could
go the whole hog and make it remote control and keep remote in pocket.

==============================================================================
TOPIC: How much power does a 120v 15A lighted switch use anyway?
http://groups.google.com/group/misc.consumers.frugal-living/t/3870703c69659a21?hl=en
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== 1 of 1 ==
Date: Sun, Jun 6 2010 10:04 pm
From: terry


On Jun 6, 7:54 pm, Mark Lloyd <mll...@xmail.com10.invalid> wrote:
> On Tue, 18 May 2010 17:20:53 +0000 (UTC), Glenda Copeland
>
>
>
>
>
> <gscopel...@Use-Author-Supplied-Address.invalid> wrote:
> >On Tue, 18 May 2010 07:02:52 -0700 (PDT), terry wrote:
>
> >> The neon glows when the switch is 'off'.
>
> >Yes.
>
> >> At ten cents per k.watt.hr
>
> >The only "problem" is that our energy here in sunny California is nowhere
> >near 10 per KWh. I'm going to get my bill and come back with the actual
> >numbers, but the first KWh is about 12 but that only lasts for a
> >"baseline" which is about a week. Then the next week is double, then
> >triple, then more than four times that when you get to the last week.
>
> >I'm figuring easily that it's 35 /KWh here in California. Any other
> >Californians out there that can help me on the math?
>
> That's a big difference. It's about 8 here in east Texas (figuring
> from actual electric bills, NOT company ads).
>
> [snip]
> --
> Mark Lloydhttp://notstupid.us
>
> "At one point in time, many of us actually had Jesus as our personal
> lord and saviour.  Unfortunately, we later had to dismiss him for
> incompetence, gross negligence, misconduct and consistent failure to
>
> show up for work."- Hide quoted text -
>
> - Show quoted text -

Maybe OK in principle but ............ Problem is that based on $2,50
per month ($30.00 per year), if indeed it is that much? That just over
8 cents per-day is inconsequential in the overall cost of operating a
North American home. (Less than 1% of energy bill).
Eight cents per day is here (NE Canada) about 8/10ths of 1000 watt
hours during one day, or the equivalent of leaving one 34 watt
fluorescent tube light fixture on all the time!.
Since we have a 9 'LED strip above our sink that uses ONE watt
(total), which we leave on all the time, it's hard to perceive 'All
the little indicator lights' adding up to anything significant!'
Also recall that after WWII, in the UK, neon 'night lights' became
available and my grandfather saying, with some delight, that he turned
off everything in the house except the night light and 'The meter
didn't even move'!
As posted here previously, mains voltage neons use a milliamp or two,
at 120 or 240 volts, LEDs probably less!
And since all/most electrical energy entering a home ends up as heat
within the house envelope anyway .................. !

==============================================================================
TOPIC: What are currently your best saving tips ?
http://groups.google.com/group/misc.consumers.frugal-living/t/a23335cb8985c73c?hl=en
==============================================================================

== 1 of 4 ==
Date: Sun, Jun 6 2010 10:18 pm
From: Tony Sivori


Colbyt wrote:
>
> Contrary to what someone one else posted this may be true. Kentucky had
> an intangible property tax like that until a few years ago.

I've lived in and filed taxes in Kentucky for many years. I've never paid
the first penny of tax on any bank account balance.

--
Tony Sivori
Due to spam, I'm filtering all Google Groups posters.


== 2 of 4 ==
Date: Sun, Jun 6 2010 10:31 pm
From: Ron


On Jun 7, 1:18 am, Tony Sivori <TonySiv...@yahoo.com> wrote:
> Colbyt wrote:
>
> > Contrary to what someone one else posted this may be true.  Kentucky had
> > an intangible property tax like that until a few years ago.
>
> I've lived in and filed taxes in Kentucky for many years. I've never paid
> the first penny of tax on any bank account balance.

It would seem that a some people have never done their own taxes, and
when the CPA tells them, we had to pay taxes on your savings account,
they don't understand it was on the interest only.

If you had to pay taxes on a 20K savings account - every yr - there
would be nothing left after about 3 yrs or so.


== 3 of 4 ==
Date: Sun, Jun 6 2010 10:47 pm
From: The Daring Dufas


On 6/6/2010 6:50 PM, krw@att.bizzzzzzzzzzzz wrote:
> On Sun, 06 Jun 2010 18:10:47 -0500, The Daring Dufas
> <the-daring-dufas@peckerhead.net> wrote:
>
>> On 6/6/2010 6:03 PM, Lou wrote:
>>> "The Daring Dufas"<the-daring-dufas@peckerhead.net> wrote in message
>>> news:hugng7$km6$2@news.eternal-september.org...
>>>> On 6/6/2010 10:58 AM, Lou wrote:
>>>>> "The Real Bev"<bashley101@gmail.com> wrote in message
>>>>> news:hufdel$26s$2@news.eternal-september.org...
>>>>>> On 06/05/10 20:53, Ed Pawlowski wrote:
>>>>>>
>>>>>>> "marco polo"<markphd21@gmail.com> wrote in message
>>>>>>>
>>>>>
>>> news:d5334a06-add5-44fd-ad9d-9dee8bce3f3c@x27g2000prf.googlegroups.com...
>>>>>>>> .
>>>>>>>> in the long run,
>>>>>>>> you are much much better off increasing your income
>>>>>>>>
>>>>>>>> i know it's less fun, but just think about it:
>>>>>>>>
>>>>>>>> increase your income, say $1 an hour,
>>>>>>>> or $10 a week, or $25 a month, or whatever,
>>>>>>>> and see what you have at the end of the year,
>>>>>>>> vs saving $1 here or $5 there, is clearly better
>>>>>>>>
>>>>>>>> marc
>>>>>>>
>>>>>>> Sounds great, but not always easily done. With the present economy,
>>>>>>> employers have cut OT, cut wages, cut hours, and much of the side job
>>>>> part
>>>>>>> time stuff has dried up. Increasing income may be better, but saving
>>>>> money
>>>>>>> is the only way for millions right now.
>>>>>>
>>>>>> AND the money you save isn't taxable!
>>>>>>
>>>>>
>>>>> Well, that depends. When I lived in Georgia, money sitting in a bank
>>>>> account was taxable. If you had an account, you owed tax on the balance
>>> and
>>>>> had to pay. After a year went by and tax time rolled around again, you
>>> had
>>>>> to pay tax on whatever was in that account again, even if you hadn't
>>> touched
>>>>> the account at all. In essence, you paid tax on the same money again
>>> and
>>>>> again, for as long as you had it.
>>>>>
>>>>>
>>>>
>>>> Georgia? The state in the U.S.A. or the country of Georgia?
>>>>
>>> Georgia, the state in the U.S.A. All real and personal property in the
>>> state is taxable unless specifically exempted by law. At the time I lived
>>> there, money in a bank account was not exempt.
>>>
>>>
>>
>> Here in Alabamastan, I believe a bank account would be taxed if it
>> earned interest.
>
> Only the interest is taxed, not the principal. That's a normal capital gains
> tax. Taxing the principal is *not* normal. Personal property is taxed in
> some states but I've never heard of cash being considered personal property.

That's what I meant and should have been more clear. Heck, I don't even
drink, must have been oxygen poisoning.

TDD


== 4 of 4 ==
Date: Sun, Jun 6 2010 10:49 pm
From: The Daring Dufas


On 6/6/2010 6:54 PM, Omelet wrote:
> In article<huh9t9$dha$1@news.eternal-september.org>,
> The Daring Dufas<the-daring-dufas@peckerhead.net> wrote:
>
>>>
>>
>> Here in Alabamastan, I believe a bank account would be taxed if it
>> earned interest.
>>
>> TDD
>
> But only the interest is taxed. Not the total value

Dat be dun wut eye ment. Leroy do all da bankin in da fambly.

TDD

==============================================================================
TOPIC: ALB40 max 45mm wide, adjustable mens leather braceletalb40 of wholesale
beads
http://groups.google.com/group/misc.consumers.frugal-living/t/002e505f9b6a0b31?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jun 6 2010 11:56 pm
From: 泳梨 余


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