Tuesday, June 15, 2010

misc.consumers.frugal-living - 8 new messages in 2 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* The Americanization of the World - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/6f48285144a7baef?hl=en
* Car Rental Question-Help - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/aeefc75f26d7709a?hl=en

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TOPIC: The Americanization of the World
http://groups.google.com/group/misc.consumers.frugal-living/t/6f48285144a7baef?hl=en
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== 1 of 4 ==
Date: Mon, Jun 14 2010 3:52 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"


On Jun 14, 11:10 am, VFW <george...@toast.net> wrote:

"John Perkins should know—he was an economic hit man. His job was to
convince countries that are strategically important to the U.S.—from
Indonesia to Panama—to accept enormous loans for infrastructure
development, and to make sure that the lucrativeprojects were
contracted to U. S. corporations. Saddled with huge debts, these
countries came under the control of the United States government,
World Bank and other U.S.-dominated aid agencies that acted like loan
sharks—dictating repayment terms and bullying foreign governments into
submission."

***

It sounds like some story I wrote a while back...

HOW THE POLITICAL JUNGLE WORKS
Politics works like this: Big People of Big Country buy Big People of
Little Country, who, by the way, will be elected in "democratic
elections" thanks to big bucks; Big People of Big Country give big
loans* to Little Country (of course, to buy "made in Big Country");
Big People of Little Country pocket a big chunk and invest it in the
Big Country, without ever investing in real development (education,
health, the environment, etc); Little People of Little Country work
for ever to pay back what they never got; Big People of Little Country
thank Big People of Big Country in big ceremony, and promise to repay
the big debt; and Little People of Little Country get big promises,
just like Little People of Big Country. And they lived happily ever
after... (Moral: The Big Fish eats the Little Fish. Well, unless the
Little Fish get organized...)

* Please see "Predatory lending" at...
http://www.odiousdebts.org/odiousdebts/index.cfm?DSP=content&ContentID=17469

== 2 of 4 ==
Date: Mon, Jun 14 2010 3:57 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"


On Jun 14, 5:16 pm, Forrest Hodge <f...@hotmail.com> wrote:
> On 6/13/2010 4:14 PM, His Highness the TibetanMonkey, Creator of the
>
> Movement of Tantra-Hammock wrote:
> > On Jun 13, 1:56 pm, Forrest Hodge<f...@hotmail.com>  wrote:
> >> On 6/13/2010 12:46 PM, His Highness the TibetanMonkey, Creator of the
>
> >> Movement of Tantra-Hammock wrote:
> >>> ecent surge in American culture over the world, a few
> >>> countries like France and Germany are making plans to slow
> >>> Americanization. By raising taxes and tariffs on foreign companies and
> >>> investors, these countries are making it harder for American companies
> >>> to profit overseas. Also, in Israel, a cultural rebellion is taking
> >>> place. The Israeli government, in an attempt to slow down
> >>> Americanization, now requires their radio stations to devote half
> >>> their airtime to Hebrew songs (6). These are only the exceptions to
> >>> the rule of American globalization, though. Americanization is now in
> >>> full swing and sees no end in sight, particularly because many
>
> >> So the other countries are taxing/legislating their people into getting
> >> to them to do what the government deems is best, not what the people
> >> actually want. Sounds about par for the course across the pond.
>
> > The problem is "what the people want" is careful crafted by the elites
> > and the media.
>
> > Do the people want SUVs or bicycles? Whatever they see in movies and
> > TV.
>
> > Guess...
>
> I don't need the movies or TV to tell me that for my wants/needs a car
> is a better option than a bicycle. You shouldn't have to be told that
> commuting to working on a two lane road, with no real shoulder to speak
> of, where traffic (and there is significant traffic) moves at around 50
> MPH, is suicidal.

The choice of "car vs. bike" is nice and simple. First, it's the
ADVERTISING FACTOR (the car wins 100:1); second, it's the FEAR FACTOR
(again, the car wins 1000:1).

Only option is... TAME THE BEAST.


== 3 of 4 ==
Date: Mon, Jun 14 2010 5:29 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"


Riding a bike is a lot like taming the beast...

http://www.youtube.com/watch?v=8lDpLy2rGs0&feature=related

Piece of cake, right? ;)

== 4 of 4 ==
Date: Mon, Jun 14 2010 7:31 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"


It is said the nuclear bomb is the most powerful weapon ever
devised... Not so, it is SATIRE:

http://www.youtube.com/watch?v=G9SFoiYIs_4

Don't miss the real thing, I mean the movie. ;)

COMING SOON!

http://atom.smasher.org/streetparty/?l1=Coming+Soon%3A&l2=the&l3=Banana+Revolution!&l4=

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TOPIC: Car Rental Question-Help
http://groups.google.com/group/misc.consumers.frugal-living/t/aeefc75f26d7709a?hl=en
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== 1 of 4 ==
Date: Mon, Jun 14 2010 4:28 pm
From: "h"

"George" <george@nospam.invalid> wrote in message
news:hv6147$6iu$1@news.eternal-september.org...
> On 6/14/2010 11:08 AM, h wrote:
>> "Mark Ratner"<RidgemontRat77884@yahoo.com> wrote in message
>> news:a8fdf3dc-3dbd-4dc4-989b-f90fb14c731d@i31g2000yqm.googlegroups.com...
>>> Hello.
>>>
>>> I don't own an automobile but will be renting a car soon for a trip.
>>> The fact that I don't own a car means that I don't have car insurance,
>>> either.
>>>
>>> I looked at car rates through priceline, and I see that Priceline
>>> offers $11 a day for collision coverage. Should I get this? Would that
>>> be all the insurance I'd need in my case?
>>>
>>> Or am I better off getting the insurance that the rental company
>>> offers?
>>>
>>> Do I need both collision and liability coverage?
>>>
>>> Thanks.
>>
>> You don't need any. Insurance is on a vehicle, not a driver. The rental
>> company has insurance on their vehicles, so you're covered. You don't
>> have
>> to buy their extra coverage, either. You're all set with just the rental
>> agreement.
>>
>>
>
>
> Auto insurance is on a driver not the vehicle. Ever wonder why they are so
> interested in your driving record, age and who else might drive the car?
> Additional coverage such as comprehensive is on the vehicle.
>

Wrong. You need a policy for EVERY car you own, not just one policy on the
driver. The car is insured, not the driver. Hell, my grandmother had car
insurance for 10 years after she gave up her driver's license. She kept the
car for her home health aide to use to take her to doctors' appts.,
shopping, etc. And the insurance was in her name as the owner of the car,
not the aide's name (the driver.) They care about the primary driver's
record because that's a good prediction of how likely the car is to get
damaged, stolen, etc. At least that's the way it is in NY.


== 2 of 4 ==
Date: Mon, Jun 14 2010 5:52 pm
From: "The Henchman"


"h" <tmclone@searchmachine.com> wrote in message
news:hv6duh$534$1@speranza.aioe.org...
>

>
> Wrong. You need a policy for EVERY car you own, not just one policy on the
> driver. The car is insured, not the driver. Hell, my grandmother had car
> insurance for 10 years after she gave up her driver's license. She kept
> the car for her home health aide to use to take her to doctors' appts.,
> shopping, etc. And the insurance was in her name as the owner of the car,
> not the aide's name (the driver.) They care about the primary driver's
> record because that's a good prediction of how likely the car is to get
> damaged, stolen, etc. At least that's the way it is in NY.


You need insurance if you kill a passenger or a pedestrian and somebody sues
you for $5 million dollars.

You need insurance if you get hurt and need $1 million of health care for
the rest of your life!

== 3 of 4 ==
Date: Mon, Jun 14 2010 5:53 pm
From: "The Henchman"


"Mark Ratner" <RidgemontRat77884@yahoo.com> wrote in message
news:a8fdf3dc-3dbd-4dc4-989b-f90fb14c731d@i31g2000yqm.googlegroups.com...
> Hello.
>
> I don't own an automobile but will be renting a car soon for a trip.
> The fact that I don't own a car means that I don't have car insurance,
> either.
>
> I looked at car rates through priceline, and I see that Priceline
> offers $11 a day for collision coverage. Should I get this? Would that
> be all the insurance I'd need in my case?
>
> Or am I better off getting the insurance that the rental company
> offers?
>
> Do I need both collision and liability coverage?
>
> Thanks.


Your credit card MAY offer free auto rental insurance. Ask them. If they
do, you have to pay for the car rental with that card.

== 4 of 4 ==
Date: Mon, Jun 14 2010 11:25 pm
From: Sofa Slug


Mark Ratner wrote:
> Hello.
>
> I don't own an automobile but will be renting a car soon for a trip.
> The fact that I don't own a car means that I don't have car insurance,
> either.
>
> I looked at car rates through priceline, and I see that Priceline
> offers $11 a day for collision coverage. Should I get this? Would that
> be all the insurance I'd need in my case?
>
> Or am I better off getting the insurance that the rental company
> offers?
>
> Do I need both collision and liability coverage?
>
> Thanks.


If you don't have auto insurance, you should consider purchasing a CDW
(collision-damage waiver) AND personal liability protection from the
rental car company. A CDW will keep you from being held personally
liable if your rental car is in an accident, vandalized, or stolen. If
the $11 is for a CDW, that's actually pretty reasonable - $15 per day is
more typical.

Some form of personal liability coverage is a must - damage to other
cars and injury to other passengers won't be covered without it.
Liability coverage from the rental car place will probably run you an
additional $7-$14 per day — a small price to pay to avoid a potential
financial disaster.


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