Monday, August 16, 2010

misc.consumers.frugal-living - 12 new messages in 6 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Is it worth it? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/9a6902a43392b7ce?hl=en
* replacement car tires - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/f3c01c800d47b4a2?hl=en
* Substitute for cinder blocks in making temporary bookshelves? - 4 messages,
3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/92981ff9ab48c4ff?hl=en
* Vegetable Garden Programs for Participating Vegetable Growers - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d6126f22b5aba740?hl=en
* See Hot Sexy Star Angelina Jolie Nude Bathing Videos In All Angles - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/6adef477fb2341f0?hl=en
* Omega Watch cheapsale <free shipping paypal payment> (http://www.brandtrade
66.com/) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/fddcd7c7fc434b79?hl=en

==============================================================================
TOPIC: Is it worth it?
http://groups.google.com/group/misc.consumers.frugal-living/t/9a6902a43392b7ce?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Aug 15 2010 3:55 pm
From: MAS


A local bank has offered to give me $100.00, if I open a checking
account with at least $25.00 and either make 5 debit card transactions
or 1 automatic deposit within 60 days. The $100.00 will be reported as
interest income. Each debit card transaction is charged $0.25. You
must keep the account open for at least 6 months. I didn't see anything
about a minimum balance required. All of my financial stuff is set up
through a credit union. If I go through with this, I would do an
automatic deposit, maybe $10.00 of each paycheck. Is it worth the hassle?

Marsha


== 2 of 2 ==
Date: Sun, Aug 15 2010 4:19 pm
From: "Rod Speed"


MAS wrote:
> A local bank has offered to give me $100.00, if I open a checking
> account with at least $25.00 and either make 5 debit card transactions
> or 1 automatic deposit within 60 days. The $100.00 will be reported
> as interest income. Each debit card transaction is charged $0.25. You must keep the account open for at least 6
> months. I didn't see
> anything about a minimum balance required. All of my financial stuff
> is set up through a credit union. If I go through with this, I would
> do an automatic deposit, maybe $10.00 of each paycheck.

> Is it worth the hassle?

Only can say if its worth the hassle.

==============================================================================
TOPIC: replacement car tires
http://groups.google.com/group/misc.consumers.frugal-living/t/f3c01c800d47b4a2?hl=en
==============================================================================

== 1 of 3 ==
Date: Sun, Aug 15 2010 4:02 pm
From: "The Henchman"


"Ohioguy" <none@none.net> wrote in message
news:eTX9o.72139$KT3.22838@newsfe13.iad...
> Are the manufacturer warranties on tires worth anything?
>
> Typically, we replace our tires with new ones after about 2 or 2.5
> years, just so we don't risk being on vacation or something and having
> problems.
>
> In the past, I've always gone to the same place and had them install
> Dayton brand tires. I liked the fact that they were made in the USA, in a
> factory that employed about 1,800.
>
> We have a different car than we had last year, but my records show that
> the last time we got new tires was 2007. At that time, we paid $60 per
> tire. When I called yesterday, they said each would be about $88 - almost
> a 50% increase.
>
> That's huge for such a short period. Is there a rubber shortage or
> something?
>
> Anyway, I find myself re-evaluating my habits here. I'm wondering if it
> might be worth it to shop around online or something, and find a place
> that offers a lower price, or higher tire wear warranty.
>
> I'm just not sure it would be worth it. In my experience, the tires
> last longest if they are regularly balanced & such. I think most places
> charge for this, don't they? One thing I liked about the place we've used
> is that you can come back every 10k and have rotation & balance done free.
>
> Even Wal-Mart has higher prices now that I've checked - $75 for a decent
> tire there, and that doesn't even include installation, balancing,
> rotation, etc. (it's $90 per tire with those included)
>
> Are there any places online that offer good prices and low shipping on a
> 60k or 80k mile warranted tire? Would I be better off sticking with the
> local place because of the service that they offer?

Tires come in many flavours: Are you looking at touring or weather or
performance or radial? What class of car?


Many places offer free rotations. One of the few items I buy at Costco or
Sam's Club is Tires. I only buy premium tires though (Michelins or
Bridgestone) for safety and weather reasons, i.e. piece of mind but those
warehouse club stores save me about $50 a tire and I get nitrogen filled.
Free valve stems I think so that's a savings of $5 per tire. They still
charge for balancing though but that's up here. Last two times I paid $600
for 4 premium Michelin tires for my mid sized v6 at Costco.

Wal-Mart have had major issues with Goodyear and Nexan tires in Canada. BF
Goodrich are cheaper versions of Michelin and Costco stock those.

While you are at it if you have alloys rims get the new installer to make
sure the rims are good and not corroding.

== 2 of 3 ==
Date: Sun, Aug 15 2010 4:54 pm
From: Clams <"Clams"@drunkenclam.com>


Ohioguy wrote:
> Are the manufacturer warranties on tires worth anything?
>
> Typically, we replace our tires with new ones after about 2 or 2.5
> years, just so we don't risk being on vacation or something and having
> problems.

Either you are driving a lot, your car has poor suspension or you must
be buying really poor grade tires. At 120k miles, I've only replaced
two of the original tires on my Pilot (at 95k).

I considered replacing the other two last winter, the the tires dealer
told me I had at least another year (who would guess a tire dealer would
turn away business.) He was correct. I've gotten another 15k miles
and they are still legal by inspection standards, although I will likely
replace the second two in November, just to have better tread depth for
the winter.


>
> In the past, I've always gone to the same place and had them install
> Dayton brand tires. I liked the fact that they were made in the USA, in
> a factory that employed about 1,800.


That may be your problem. My Michelins seem to last forever - both on
my 2000 Accord and my 2005 Pilot.
>
> We have a different car than we had last year, but my records show
> that the last time we got new tires was 2007. At that time, we paid $60
> per tire. When I called yesterday, they said each would be about $88 -
> almost a 50% increase.

My Accord's Michelins were $150 installed/ balance, etc back in 2006.
Well worth the price, although someone with perhaps 200k miles may not
want to invest that much in a car that might not last another 100k.

>
> That's huge for such a short period. Is there a rubber shortage or
> something?
>
> Anyway, I find myself re-evaluating my habits here. I'm wondering if
> it might be worth it to shop around online or something, and find a
> place that offers a lower price, or higher tire wear warranty.
>
> I'm just not sure it would be worth it. In my experience, the tires
> last longest if they are regularly balanced & such.


I only rotate every 20k and only needed one set of balancing in 95k with
one (minor) alignment at 75k.

I think most places
> charge for this, don't they?

most here include lifetime rotation, but charge for balancing. From
what I recall, Walmart charges relative small fee for lifetime balancing.

One thing I liked about the place we've
> used is that you can come back every 10k and have rotation & balance
> done free.
>
> Even Wal-Mart has higher prices now that I've checked - $75 for a
> decent tire there, and that doesn't even include installation,
> balancing, rotation, etc. (it's $90 per tire with those included)
>
> Are there any places online that offer good prices and low shipping on
> a 60k or 80k mile warranted tire? Would I be better off sticking with
> the local place because of the service that they offer?


I'd try to figure why your tires are wearing out so quickly - poor tire
quality, driving habits (proper inflation is more important than
rotation) or alignment problems.


== 3 of 3 ==
Date: Sun, Aug 15 2010 11:11 pm
From: Forrest Hodge


On 8/15/2010 4:12 PM, Ohioguy wrote:
> Are the manufacturer warranties on tires worth anything?
>
> Typically, we replace our tires with new ones after about 2 or 2.5
> years, just so we don't risk being on vacation or something and having
> problems.
>
> In the past, I've always gone to the same place and had them install
> Dayton brand tires. I liked the fact that they were made in the USA, in
> a factory that employed about 1,800.
>
> We have a different car than we had last year, but my records show that
> the last time we got new tires was 2007. At that time, we paid $60 per
> tire. When I called yesterday, they said each would be about $88 -
> almost a 50% increase.
>
> That's huge for such a short period. Is there a rubber shortage or
> something?
>
> Anyway, I find myself re-evaluating my habits here. I'm wondering if it
> might be worth it to shop around online or something, and find a place
> that offers a lower price, or higher tire wear warranty.
>
> I'm just not sure it would be worth it. In my experience, the tires last
> longest if they are regularly balanced & such. I think most places
> charge for this, don't they? One thing I liked about the place we've
> used is that you can come back every 10k and have rotation & balance
> done free.
>
> Even Wal-Mart has higher prices now that I've checked - $75 for a decent
> tire there, and that doesn't even include installation, balancing,
> rotation, etc. (it's $90 per tire with those included)
>
> Are there any places online that offer good prices and low shipping on a
> 60k or 80k mile warranted tire? Would I be better off sticking with the
> local place because of the service that they offer?

You must be buying some cheap-ass tires. Mine cost about $180 a piece
and last about 25k-30k miles. I however favor excellent grip over
longevity any day. Anyway tires and brakes are two areas where it's
foolish to pinch pennies IMHO, they are two most important safety
features of any car.

==============================================================================
TOPIC: Substitute for cinder blocks in making temporary bookshelves?
http://groups.google.com/group/misc.consumers.frugal-living/t/92981ff9ab48c4ff?hl=en
==============================================================================

== 1 of 4 ==
Date: Sun, Aug 15 2010 4:16 pm
From: "Rod Speed"


mike wrote
> Rod Speed <rod.speed....@gmail.com> wrote
>> mike wrote

>>> Wonder if they have "half height" cinder blocks.

>> Yes they do, but that wont work because they are 4" high, too low for paperbacks.

> I checked my local Home Depot today. They sell 6" x 6" x 6" half cinder blocks

Those arent half cinder blocks, the normal height is 8"

> for $1.27 each. Perfect for paperbacks.


== 2 of 4 ==
Date: Sun, Aug 15 2010 4:29 pm
From: mike


On Aug 15, 7:16 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> mike wrote
>
> > Rod Speed <rod.speed....@gmail.com> wrote
> >> mike wrote
> >>> Wonder if they have "half height" cinder blocks.
> >> Yes they do, but that wont work because they are 4" high, too low for paperbacks.
> > I checked my local Home Depot today. They sell 6" x 6" x 6" half cinder blocks
>
> Those arent half cinder blocks, the normal height is 8"
>
> > for $1.27 each. Perfect for paperbacks.

My mistake. There were, in fact, 8" x 8" x 8".


== 3 of 4 ==
Date: Sun, Aug 15 2010 5:41 pm
From: "Rod Speed"


mike wrote
> Rod Speed <rod.speed....@gmail.com> wrote
>> mike wrote
>>> Rod Speed <rod.speed....@gmail.com> wrote
>>>> mike wrote

>>>>> Wonder if they have "half height" cinder blocks.

>>>> Yes they do, but that wont work because they are 4" high, too low for paperbacks.

>>> I checked my local Home Depot today. They sell 6" x 6" x 6" half cinder blocks

>> Those arent half cinder blocks, the normal height is 8"

>>> for $1.27 each. Perfect for paperbacks.

> My mistake. There were, in fact, 8" x 8" x 8".

You can get them 6" x 6" x 6" but they are much less common so rather harder to find.

No use for paperbacks tho, they are bigger than that.

In fact the bigger modern paperbacks are over 9" high, so too big for shelves done with
8" blocks too, tho you can pad them up a bit with some bits of wood on the top of each block.

In fact nominal 8" blocks arent actually 8" high, 8" includes the mortar when laid in a wall.


== 4 of 4 ==
Date: Sun, Aug 15 2010 10:44 pm
From: The Real Bev


On 08/15/10 16:29, mike wrote:

> On Aug 15, 7:16 pm, "Rod Speed"<rod.speed....@gmail.com> wrote:
>> mike wrote
>> > Rod Speed<rod.speed....@gmail.com> wrote
>> >> mike wrote
>> >>> Wonder if they have "half height" cinder blocks.
>> >> Yes they do, but that wont work because they are 4" high, too low for paperbacks.
>> > I checked my local Home Depot today. They sell 6" x 6" x 6" half cinder blocks
>>
>> Those arent half cinder blocks, the normal height is 8"
>>
>> > for $1.27 each. Perfect for paperbacks.
>
> My mistake. There were, in fact, 8" x 8" x 8".

Fasten a stack of paperbacks together with twine. I'd suggest duct tape
for strength, but it tends to be permanent when you want it to be
temporary and temporary when you want it to be permanent.

--
Cheers, Bev
***********************************************************
"Everyone ought to stop and smell crayons once in a while."
-- DA

==============================================================================
TOPIC: Vegetable Garden Programs for Participating Vegetable Growers
http://groups.google.com/group/misc.consumers.frugal-living/t/d6126f22b5aba740?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Aug 15 2010 6:34 pm
From: Ezyveggies groups


I have always wanted to participate in growing fruits and vegetables.
I believe by doing so I am already promoting environmentalism, which
really starts at home. Then, the whole community can follow as well.
It was good that EzyVegies has come up with numerous Vegetable Garden
programs such as the Residential Program, School Program, Community
Program, and Kids Program. These vegetable garden programs have been
very beneficial for participating vegetable growers. They were able to
train many people in all the aspects of vegetable gardening such as in
designing, installing and maintaining raised garden beds. If you wish
to know more about the vegetable garden programs, visit
http://www.ezyvegies.com.au/services

==============================================================================
TOPIC: See Hot Sexy Star Angelina Jolie Nude Bathing Videos In All Angles
http://groups.google.com/group/misc.consumers.frugal-living/t/6adef477fb2341f0?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Aug 15 2010 7:32 pm
From: SUMA


See Hot Sexy Star Angelina Jolie Nude Bathing Videos In All Angles At
http://easytoseen.co.cc

Due to high sex content, i have hidden the videos in an image.
in that website on Right side below search box click on image and
watch
videos in all angles.

==============================================================================
TOPIC: Omega Watch cheapsale <free shipping paypal payment> (http://www.
brandtrade66.com/)
http://groups.google.com/group/misc.consumers.frugal-living/t/fddcd7c7fc434b79?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Aug 15 2010 8:04 pm
From: Andrew xu


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