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Today's topics:
* when insurance savings isn't savings at all - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/1b41ac1c2b96c826?hl=en
* Yet another preventable death blamed on SUVs? - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/d4ac409df10b343c?hl=en
* "Not flushing" is hard to do! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/f56f53c076df2592?hl=en
* See Hot Sexy Star Aishwarya Rai Sex Videos - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/f153a644a735127e?hl=en
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TOPIC: when insurance savings isn't savings at all
http://groups.google.com/group/misc.consumers.frugal-living/t/1b41ac1c2b96c826?hl=en
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== 1 of 1 ==
Date: Sat, Sep 18 2010 3:31 pm
From: Dan Birchall
none@none.net (Ohioguy) wrote:
> What did I get in the mail? A policy that would have us paying a
> HIGHER amount. 9% more, to be exact. Where did the savings go? Our
> neighbor has exactly the same house, built a few months later.
A couple decades ago, I was a programmer at a company that sold software
to calculate insurance premiums.
Is the agent proposing the exact same coverages your neighbor has on
their house? Do you have the exact same model and year of car, driven
a comparable amount, with drivers of comparable ages and genders? (You
mentioned that you've got some kids; if they're driving, they probably
cost more.) Do you both have the same pluses insurers look for (smoke
alarms? fire extinguishers? non-smokers?)
If the answer to all these questions is yes, then I would guess that
they've gotten a break for being long-time customers, or something.
But I'd bet lunch that the answer to all those questions _isn't_ yes. :)
-Dan
--
"If you like to stand on your head and spit pickles in the snow, on the
Internet there are at least three other people just like you."
- Langston James Goree VI
==============================================================================
TOPIC: Yet another preventable death blamed on SUVs?
http://groups.google.com/group/misc.consumers.frugal-living/t/d4ac409df10b343c?hl=en
==============================================================================
== 1 of 4 ==
Date: Sat, Sep 18 2010 5:55 pm
From: "His Highness the TibetanMonkey & the Spirits of the Jungle"
On Sep 18, 9:28 am, Forrest Hodge <f...@hotmail.com> wrote:
> On 9/18/2010 12:21 AM, His Highness the TibetanMonkey & the Spirits of
>
>
>
> the Jungle wrote:
> > On Sep 17, 3:06 pm, Forrest Hodge<f...@hotmail.com> wrote:
> >> On 9/17/2010 11:22 AM, His Highness the TibetanMonkey& the Spirits of
>
> >> the Jungle wrote:
> >>> Unless you believe in fate or in God killing at random (say to join
> >>> his army of angels), you realize that the law of physics (superior
> >>> mass) as well as the point of impact (height of the bumpers) make a
> >>> killing combination for most mortals. This is no ordinary game or a
> >>> rehearsal of the real thing. This is it...
>
> >>> (I quote from the daily news)
>
> >>> Brian Wood spent his life thrilling millions of faceless gamers, but
> >>> his last moment was spent saving the lives of those he loved most.
>
> >>> Wood, a 33 year-old lead designer at popular game developer Relic
> >>> Entertainment, was on his way back to his Washington home when his
> >>> wagon was struck by an oncoming Chevy Blazer being driven by a 21 year-
> >>> old woman believed to be driving under the influence. With his
> >>> pregnant wife Erin in the passenger seat, Wood swerved his car to put
> >>> himself directly in the path of the oncoming SUV -- a decision that
> >>> ultimately cost him his life, but protected his wife and unborn child
> >>> from harm. Two other passengers riding in the backseat of the Blazer
> >>> were also killed.
>
> >>> "All the policeman say that if we had hit the car head-on all of us
> >>> would be dead," Erin Wood told The Province. "At the very last second
> >>> (Brian) braked really hard and turned right so that he would be put in
> >>> the path of the SUV and not me and the baby, and that is the only
> >>> thing that saved us both."
>
> >>>http://videogames.yahoo.com/events/plugged-in/gamers-lend-support-to-...
>
> >>> -----------------------------------------------------
>
> >>> THE WISE TIBETAN MONKEY SAYS
>
> >>> "Don't give some monkeys overwhelming tools which can kill other
> >>> monkeys"
>
> >>> "WELCOME TO THE JUNGLE"
>
> >>>http://webspawner.com/users/donquijote
>
> >> Seems more the fault of the drunk guy behind the wheel than anything else.
>
> > Not if she had been driving a Smart...
>
> > On Sep 17, 4:23 pm, Larry<no...@home.com> wrote:
> >> "His Highness the TibetanMonkey& the Spirits of the Jungle"
> >> <comandante.ban...@yahoo.com> wrote innews:dc473a54-6e7c-4d8a-85a6-534df7388800@z25g2000vbn.googlegroups.com:
>
> >>> "All the policeman say that if we had hit the car head-on all of us
> >>> would be dead," Erin Wood told The Province. "At the very last second
> >>> (Brian) braked really hard and turned right so that he would be put in
> >>> the path of the SUV and not me and the baby, and that is the only
> >>> thing that saved us both."
>
> >> From the dead bodies in the SUV, whos top cannot support the weight of a
> >> typical SUV loaded with people, I'd say you were no safer in it than the
> >> wagon.
>
> >> Compare my Smart's crash tests vs a Mercedes S-class sedan.
>
> >>http://www.youtube.com/watch?v=HPdEWLnAQr0
>
> >> Note the driver's legs weren't crushed and the Trition Safety Cell remains
> >> intact.
>
> >> Well, I'm off to dinner in it. I hope I survive....(c;]
>
> > The dummies in the bigger cars are a problem for the smart people who
> > drive small cars.
>
> > That's the moral of the story, right?
>
> If he were driving sober and he had an H2, this probably would've never
> happened. What was the game designer driving? Perhaps if he was in a
> Volvo or even a large car or SUV he would've survived. The Smart's
> alleged safety isn't as great as it's touted to be. In crash tests it's
> hitting a static object. In the real world there's a high chance you'll
> hit another, almost certainly larger car/truck, you cannot engineer your
> way out of the laws of physics.
H2 and CELL PHONE seem to go together to create the worst possible
combination out there, yet it's perfectly legal and practiced by la
creme de la creme in our society. For every driver that is drunk or
high, there are 100 killing time on the phone. And it's more dangerous
than DUI as proven by Mythbusters.
== 2 of 4 ==
Date: Sat, Sep 18 2010 6:45 pm
From: "His Highness the TibetanMonkey & the Spirits of the Jungle"
On Sep 18, 8:23 am, Opus <opusthep...@gmail.com> wrote:
> On Sep 18, 3:49 am, "Edward Dolan" <edo...@iw.net> wrote:>snip<
> > TM is a poor crazy bastard who just posts on his one favorite subject -
> > hatred of motor vehicles because they interfere with his use of the roads.
> > His other favorite subject is attacking Christianity. If you respond to this
> > poor crazy bastard, then you are a poor crazy bastard too.
>
> Ed, I have been riding bicycles in the street since LBJ was sworn in,
> and I have to say that roads that were perfectly fine to ride on and
> share with cars back 40 years ago when there were fewer cars are now
> nightmares to ride on, because there are too many cars on them. The
> layout of the roads didn't change, cyclists and pedestrians didn't
> change, the only thing that changed was the number of cars and the
> attitude of the "people" driving them. Even when I ride the relatively
> quiet side streets (where they go through, most side streets where I
> live are dead ends) I get honked at and harassed by drivers because
> "Yer in the street!". Somewhere in the last 40 years the attitude that
> bicycles are transportation has vanished from the Anglophone world.
> And the number of cars has likewise skyrocketed, so that there just
> isn't room in the street for bicycles and pedestrians.
>
> So TM is right, cars (and the attitudes of their operators) ARE THE
> PROBLEM.
Thanks! The situation appears depressive but let me give two different
paths that perhaps offer a glimmer of hope. Here in Miami Beach 1,000
bikes are being launched onto the streets in a program similar to
Velib. No bike lanes or nothing, just share the road with cars. Let's
call it "SAFETY IN NUMBERS"...
http://decobike.com/deco-bike_program.php
I just visited Orlando and they are inaugurating an extensive Master
Plan with bike facilities, often separated from traffic and connecting
different parks...
http://www.outdoortravels.com/biking_fl_overview_orlando.php
What I believe we need is a NATIONAL MASTER PLAN and a combination of
the two systems above. We need every single road open and safe for
bikes. We also need sometimes the peace of mind of the trails.
Will it happen in our lifetime? Or will we trash the planet before we
have an opportunity to do something simple like riding a bike?
Too many industries to fight: THE AUTOMOBILE INDUSTRY, THE ACCIDENT
INDUSTRY (including lawyers), THE MEDICAL INDUSTRY, ETC, ETC. ;)
== 3 of 4 ==
Date: Sat, Sep 18 2010 8:17 pm
From: Forrest Hodge
On 9/18/2010 8:55 PM, His Highness the TibetanMonkey & the Spirits of
the Jungle wrote:
> On Sep 18, 9:28 am, Forrest Hodge<f...@hotmail.com> wrote:
>> On 9/18/2010 12:21 AM, His Highness the TibetanMonkey& the Spirits of
>>
>>
>>
>> the Jungle wrote:
>>> On Sep 17, 3:06 pm, Forrest Hodge<f...@hotmail.com> wrote:
>>>> On 9/17/2010 11:22 AM, His Highness the TibetanMonkey& the Spirits of
>>
>>>> the Jungle wrote:
>>>>> Unless you believe in fate or in God killing at random (say to join
>>>>> his army of angels), you realize that the law of physics (superior
>>>>> mass) as well as the point of impact (height of the bumpers) make a
>>>>> killing combination for most mortals. This is no ordinary game or a
>>>>> rehearsal of the real thing. This is it...
>>
>>>>> (I quote from the daily news)
>>
>>>>> Brian Wood spent his life thrilling millions of faceless gamers, but
>>>>> his last moment was spent saving the lives of those he loved most.
>>
>>>>> Wood, a 33 year-old lead designer at popular game developer Relic
>>>>> Entertainment, was on his way back to his Washington home when his
>>>>> wagon was struck by an oncoming Chevy Blazer being driven by a 21 year-
>>>>> old woman believed to be driving under the influence. With his
>>>>> pregnant wife Erin in the passenger seat, Wood swerved his car to put
>>>>> himself directly in the path of the oncoming SUV -- a decision that
>>>>> ultimately cost him his life, but protected his wife and unborn child
>>>>> from harm. Two other passengers riding in the backseat of the Blazer
>>>>> were also killed.
>>
>>>>> "All the policeman say that if we had hit the car head-on all of us
>>>>> would be dead," Erin Wood told The Province. "At the very last second
>>>>> (Brian) braked really hard and turned right so that he would be put in
>>>>> the path of the SUV and not me and the baby, and that is the only
>>>>> thing that saved us both."
>>
>>>>> http://videogames.yahoo.com/events/plugged-in/gamers-lend-support-to-...
>>
>>>>> -----------------------------------------------------
>>
>>>>> THE WISE TIBETAN MONKEY SAYS
>>
>>>>> "Don't give some monkeys overwhelming tools which can kill other
>>>>> monkeys"
>>
>>>>> "WELCOME TO THE JUNGLE"
>>
>>>>> http://webspawner.com/users/donquijote
>>
>>>> Seems more the fault of the drunk guy behind the wheel than anything else.
>>
>>> Not if she had been driving a Smart...
>>
>>> On Sep 17, 4:23 pm, Larry<no...@home.com> wrote:
>>>> "His Highness the TibetanMonkey& the Spirits of the Jungle"
>>>> <comandante.ban...@yahoo.com> wrote innews:dc473a54-6e7c-4d8a-85a6-534df7388800@z25g2000vbn.googlegroups.com:
>>
>>>>> "All the policeman say that if we had hit the car head-on all of us
>>>>> would be dead," Erin Wood told The Province. "At the very last second
>>>>> (Brian) braked really hard and turned right so that he would be put in
>>>>> the path of the SUV and not me and the baby, and that is the only
>>>>> thing that saved us both."
>>
>>>> From the dead bodies in the SUV, whos top cannot support the weight of a
>>>> typical SUV loaded with people, I'd say you were no safer in it than the
>>>> wagon.
>>
>>>> Compare my Smart's crash tests vs a Mercedes S-class sedan.
>>
>>>> http://www.youtube.com/watch?v=HPdEWLnAQr0
>>
>>>> Note the driver's legs weren't crushed and the Trition Safety Cell remains
>>>> intact.
>>
>>>> Well, I'm off to dinner in it. I hope I survive....(c;]
>>
>>> The dummies in the bigger cars are a problem for the smart people who
>>> drive small cars.
>>
>>> That's the moral of the story, right?
>>
>> If he were driving sober and he had an H2, this probably would've never
>> happened. What was the game designer driving? Perhaps if he was in a
>> Volvo or even a large car or SUV he would've survived. The Smart's
>> alleged safety isn't as great as it's touted to be. In crash tests it's
>> hitting a static object. In the real world there's a high chance you'll
>> hit another, almost certainly larger car/truck, you cannot engineer your
>> way out of the laws of physics.
>
> H2 and CELL PHONE seem to go together to create the worst possible
> combination out there, yet it's perfectly legal and practiced by la
> creme de la creme in our society. For every driver that is drunk or
> high, there are 100 killing time on the phone. And it's more dangerous
> than DUI as proven by Mythbusters.
Although I share your sentient regarding cell phone usage and driving. I
don't see how it's relevant to the story you posted about the game
designer getting killed by a drunk driver.
== 4 of 4 ==
Date: Sat, Sep 18 2010 8:29 pm
From: "His Highness the TibetanMonkey & the Spirits of the Jungle"
On Sep 18, 8:17 pm, Forrest Hodge <f...@hotmail.com> wrote:
> On 9/18/2010 8:55 PM, His Highness the TibetanMonkey & the Spirits of
>
>
>
> the Jungle wrote:
> > On Sep 18, 9:28 am, Forrest Hodge<f...@hotmail.com> wrote:
> >> On 9/18/2010 12:21 AM, His Highness the TibetanMonkey& the Spirits of
>
> >> the Jungle wrote:
> >>> On Sep 17, 3:06 pm, Forrest Hodge<f...@hotmail.com> wrote:
> >>>> On 9/17/2010 11:22 AM, His Highness the TibetanMonkey& the Spirits of
>
> >>>> the Jungle wrote:
> >>>>> Unless you believe in fate or in God killing at random (say to join
> >>>>> his army of angels), you realize that the law of physics (superior
> >>>>> mass) as well as the point of impact (height of the bumpers) make a
> >>>>> killing combination for most mortals. This is no ordinary game or a
> >>>>> rehearsal of the real thing. This is it...
>
> >>>>> (I quote from the daily news)
>
> >>>>> Brian Wood spent his life thrilling millions of faceless gamers, but
> >>>>> his last moment was spent saving the lives of those he loved most.
>
> >>>>> Wood, a 33 year-old lead designer at popular game developer Relic
> >>>>> Entertainment, was on his way back to his Washington home when his
> >>>>> wagon was struck by an oncoming Chevy Blazer being driven by a 21 year-
> >>>>> old woman believed to be driving under the influence. With his
> >>>>> pregnant wife Erin in the passenger seat, Wood swerved his car to put
> >>>>> himself directly in the path of the oncoming SUV -- a decision that
> >>>>> ultimately cost him his life, but protected his wife and unborn child
> >>>>> from harm. Two other passengers riding in the backseat of the Blazer
> >>>>> were also killed.
>
> >>>>> "All the policeman say that if we had hit the car head-on all of us
> >>>>> would be dead," Erin Wood told The Province. "At the very last second
> >>>>> (Brian) braked really hard and turned right so that he would be put in
> >>>>> the path of the SUV and not me and the baby, and that is the only
> >>>>> thing that saved us both."
>
> >>>>>http://videogames.yahoo.com/events/plugged-in/gamers-lend-support-to-...
>
> >>>>> -----------------------------------------------------
>
> >>>>> THE WISE TIBETAN MONKEY SAYS
>
> >>>>> "Don't give some monkeys overwhelming tools which can kill other
> >>>>> monkeys"
>
> >>>>> "WELCOME TO THE JUNGLE"
>
> >>>>>http://webspawner.com/users/donquijote
>
> >>>> Seems more the fault of the drunk guy behind the wheel than anything else.
>
> >>> Not if she had been driving a Smart...
>
> >>> On Sep 17, 4:23 pm, Larry<no...@home.com> wrote:
> >>>> "His Highness the TibetanMonkey& the Spirits of the Jungle"
> >>>> <comandante.ban...@yahoo.com> wrote innews:dc473a54-6e7c-4d8a-85a6-534df7388800@z25g2000vbn.googlegroups.com:
>
> >>>>> "All the policeman say that if we had hit the car head-on all of us
> >>>>> would be dead," Erin Wood told The Province. "At the very last second
> >>>>> (Brian) braked really hard and turned right so that he would be put in
> >>>>> the path of the SUV and not me and the baby, and that is the only
> >>>>> thing that saved us both."
>
> >>>> From the dead bodies in the SUV, whos top cannot support the weight of a
> >>>> typical SUV loaded with people, I'd say you were no safer in it than the
> >>>> wagon.
>
> >>>> Compare my Smart's crash tests vs a Mercedes S-class sedan.
>
> >>>>http://www.youtube.com/watch?v=HPdEWLnAQr0
>
> >>>> Note the driver's legs weren't crushed and the Trition Safety Cell remains
> >>>> intact.
>
> >>>> Well, I'm off to dinner in it. I hope I survive....(c;]
>
> >>> The dummies in the bigger cars are a problem for the smart people who
> >>> drive small cars.
>
> >>> That's the moral of the story, right?
>
> >> If he were driving sober and he had an H2, this probably would've never
> >> happened. What was the game designer driving? Perhaps if he was in a
> >> Volvo or even a large car or SUV he would've survived. The Smart's
> >> alleged safety isn't as great as it's touted to be. In crash tests it's
> >> hitting a static object. In the real world there's a high chance you'll
> >> hit another, almost certainly larger car/truck, you cannot engineer your
> >> way out of the laws of physics.
>
> > H2 and CELL PHONE seem to go together to create the worst possible
> > combination out there, yet it's perfectly legal and practiced by la
> > creme de la creme in our society. For every driver that is drunk or
> > high, there are 100 killing time on the phone. And it's more dangerous
> > than DUI as proven by Mythbusters.
>
> Although I share your sentient regarding cell phone usage and driving. I
> don't see how it's relevant to the story you posted about the game
> designer getting killed by a drunk driver.
SUV drivers are affected more by their use of the phone than by booze
or drugs. Don't dwell on the role of drugs in this particular accident
when the vehicle is a greater risk by virtue of their sheer size and
reckless drivers.
I'm trying to address the problem the SUVs present to all other
vehicles, including bikes and pedestrians.
==============================================================================
TOPIC: "Not flushing" is hard to do!
http://groups.google.com/group/misc.consumers.frugal-living/t/f56f53c076df2592?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Sep 18 2010 8:38 pm
From: "Bill"
I've been trying to "not flush" the toilet when I go number 1, but it is
automatic! I've flushed every time for years and I just automatically flush.
Anyway, after I stuck a reminder note on the handle, that did the trick...
And it mostly does not smell. Maybe because I have city chlorinated water?
One day it did smell a little, and I sprayed one spray of bleach in the bowl
and that did the trick.
==============================================================================
TOPIC: See Hot Sexy Star Aishwarya Rai Sex Videos
http://groups.google.com/group/misc.consumers.frugal-living/t/f153a644a735127e?hl=en
==============================================================================
== 1 of 1 ==
Date: Sun, Sep 19 2010 12:05 am
From: SUKANYA
See Hot Sexy Star Aishwarya Rai Sex Videos At http://ucanbest.tk
Due to high sex content, i have hidden the videos in an image.
in that website on Right side below search box click on image and
watch videos in all angles.
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