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Today's topics:
* Top 10 money drains - 6 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b4f42b2c99e847d?hl=en
* A cool new way to search Google with the Firefox browser - 3 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4a40802bd9479849?hl=en
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TOPIC: Top 10 money drains
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b4f42b2c99e847d?hl=en
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== 1 of 6 ==
Date: Sun, Aug 19 2007 8:31 pm
From: Dawn
On Sun, 19 Aug 2007 17:03:52 -0700, Ablang <ron916@gmail.com> wrote:
> < Can you think of any not on this list? >
>
>Top 10 money drains
>
>It's easy to fritter away money on daily expenses. If you fall into
>these money traps, learn to avoid them and pocket the savings. Use
>Bankrate's Simple savings calculator to see how quickly your money
>piles up with interest.
>10 money drains
>1. Coffee 6. Car washes
>2. Cigarettes 7. Weekday lunches out
>3. Alcohol 8. Vending machines snacks
>4. Bottled water 9. Interest charges on credit cards
>5. Manicures 10. Unused memberships
>
I must be a frugalista. None of these things apply to me as stated in
the rest of the post. I do drink coffee at home and out once every
third month or so when I meet a group of friends. I have been known
to have a couple glasses of wine at home in a month.
Dawn, happy.
== 2 of 6 ==
Date: Sun, Aug 19 2007 8:44 pm
From: Logan Shaw
Ablang wrote:
> < Can you think of any not on this list? >
>
> Top 10 money drains
>
> It's easy to fritter away money on daily expenses. If you fall into
> these money traps, learn to avoid them and pocket the savings. Use
> Bankrate's Simple savings calculator to see how quickly your money
> piles up with interest.
> 10 money drains
> 1. Coffee 6. Car washes
> 2. Cigarettes 7. Weekday lunches out
> 3. Alcohol 8. Vending machines snacks
> 4. Bottled water 9. Interest charges on credit cards
> 5. Manicures 10. Unused memberships
11. Ring tones.
Seriously, I looked through some of these just out of curiosity
recently, and their prices are INSANE. I found where I could get
the opening riff of Baba O'Riley as a ring tone, which seemed neat
until I checked the price. It was $2.49. They want me to buy
PART OF a song for $2.49. I can buy the ENTIRE ALBUM, which contains
COMPLETE SONGS used on Amazon for $2.89.
And then since my phone takes MP3 ringtones, I could rip that song
from the CD, edit it down to whatever portion I like, and then make
an MP3 of that and put it on the phone, and use it as a ring tone.
And I would get it the way I like it, and I'd be able to use the
ring tone on my next phone as well.
- Logan
== 3 of 6 ==
Date: Sun, Aug 19 2007 9:50 pm
From: Anthony Matonak
Ablang wrote:
> < Can you think of any not on this list? >
> 10 money drains
> 1. Coffee 6. Car washes
> 2. Cigarettes 7. Weekday lunches out
> 3. Alcohol 8. Vending machines snacks
> 4. Bottled water 9. Interest charges on credit cards
> 5. Manicures 10. Unused memberships
...
I'll go with...
1. Housing
2. Transportation
I would add drugs, hookers and gambling but these don't apply to
everyone. Some folks, for instance, don't gamble.
Anthony
== 4 of 6 ==
Date: Sun, Aug 19 2007 10:00 pm
From: ""
1. Children
2. Credit Card debt
3. "Entertainment, eating out, bar drinks.
4. Overbought house
5. Cellphone, hi-speed internet, cable or satellite TV
( add 'em up !! )
6. Overbought car/car payments
7 Insurance; house, health, auto, life. ( add 'em up )
I'm sure there are more.....
<rj>
== 5 of 6 ==
Date: Sun, Aug 19 2007 10:01 pm
From:
I'm amazed they don't include car payments on their list. (Maybe
they're trying to get people to save money on other things so they have
more available for loan payments?)
Many people spend $400+/month on car payments, plus the cost of
insurance with the very conservative deductibles demanded by most
lenders. Buying a car you can actually afford could save you several
thousand dollars every year for the rest of your working life. You only
have to break the borrowed-car habit once, then save a fraction of those
avoided payments to buy the next car when the current one wears out.
The next car will be fully paid for with money left over.
--
josh@phred.org is Joshua Putnam
<http://www.phred.org/~josh/>
Updated Infrared Photography Gallery:
<http://www.phred.org/~josh/photo/ir.html>
== 6 of 6 ==
Date: Sun, Aug 19 2007 10:01 pm
From: George Grapman
I would never spend a penny for a custom ring on my cell. Each time I
get a phone I select whatever built in ring sounds the closes to a
standard land line phone. When I am in public I ignore the custom rings
and recognize mine because it does what people think the custom rings
will do,be easily recognizable as my phone.
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TOPIC: A cool new way to search Google with the Firefox browser
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4a40802bd9479849?hl=en
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== 1 of 3 ==
Date: Sun, Aug 19 2007 9:11 pm
From: Beaker
On Aug 19, 2:21 pm, George Grapman <sfgeo...@paccbell.net> wrote:
> Beaker wrote:
> > The Internet Explorer version is now available on our site. It works
> > for XP and previous, a Vista version is currently under construction.
>
> Why do I need your site when mozilla offers it and I know I will not
> get spyware or viruses there?
Certainly, that is a good idea. Unfortunately, Microsoft doesn't
offer the same. My web site link is mostly for the IE people.
== 2 of 3 ==
Date: Sun, Aug 19 2007 10:09 pm
From: George Grapman
Beaker wrote:
> On Aug 19, 2:21 pm, George Grapman <sfgeo...@paccbell.net> wrote:
>> Beaker wrote:
>>> The Internet Explorer version is now available on our site. It works
>>> for XP and previous, a Vista version is currently under construction.
>> Why do I need your site when mozilla offers it and I know I will not
>> get spyware or viruses there?
>
> Certainly, that is a good idea. Unfortunately, Microsoft doesn't
> offer the same. My web site link is mostly for the IE people.
>
My computer came with IE has the default browser. I used it to get to
mozilla where I downloaded their browser.
== 3 of 3 ==
Date: Sun, Aug 19 2007 11:22 pm
From: Beaker
I would agree that having Firefox available on your computer is a good
idea. After submitting my first extension to them I learned first
hand that they take security very seriously. Which is why I use it
much more now than I used too.
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