http://groups.google.com/group/misc.consumers.frugal-living?hl=en
misc.consumers.frugal-living@googlegroups.com
Today's topics:
* Living without a credit card - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1543df3db7e868b6?hl=en
* Free John 8:12 Christmas Ornament - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9cb554863bbab056?hl=en
* How much do you really save turning down the thermostat? - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e6b14ffb2d998b9e?hl=en
* more laptop selection help - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/614f763badc82c6b?hl=en
* Affordable Alternatives-Designer Wedding Dresses - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/31ed420c03dd37d1?hl=en
* The Crashing of Waves and Laughter of Sisters - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e593a666b79336cd?hl=en
* Canned Mackerel - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f049abff31c44b3a?hl=en
* Christ in Islam - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/06c4482e668dd598?hl=en
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TOPIC: Living without a credit card
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1543df3db7e868b6?hl=en
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== 1 of 4 ==
Date: Sun, Dec 2 2007 10:33 pm
From: Logan Shaw
Paul Pluzhnikov wrote:
> I use REI Visa (http://www.reivisa.com), which gives %1 cash back
> on everything, with no maximum. I pay for *everything* with it,
> including (reimbursed) business travel and many utility bills.
That's pretty funny, because it beats the deal I get with my Citibank
card, which gets 1% back and 3% at gas stations, but with a maximum
of $300 a year. The reason it's funny is that I became an REI member
just this afternoon when I was buying some running socks, and that card
is available only to REI members. It might be worth it to me to put
some purchases on that card and gas and groceries on the one that pays
me 3% on those types of purchases. And I was just wondering whether
an REI membership was really going to benefit me. :-)
- Logan
== 2 of 4 ==
Date: Sun, Dec 2 2007 10:43 pm
From: Logan Shaw
The Real Bev wrote:
> Yes, if I KNEW where I was going to be shopping before I go out I could
> select only the card(s) I need. I could say the same about my key ring,
> but I don't. I truly envy people who just carry the keys for the car
> they're driving; I have keys for 3 vehicles, 2 houses, 2 bicycle locks
> and a garage key. Keys for one car and the second and a third house are
> in my purse, but not on my key ring.
It could be worse. You could be like me: I have two keys on my keychain
that I *know* for sure I do not need any longer on account of the fact that
the building whose doors they open was torn down a couple of years ago.
The only problem is that I can't remember for sure which two keys they are.
And for various reasons, I can't easily check all the other keys and figure
it out by process of elimination.
- Logan
== 3 of 4 ==
Date: Sun, Dec 2 2007 10:53 pm
From: Melinda Meahan - take out TRASH to reply
There is a home equity line of credit that works sort of like that, but
it's not called a mortgage, and it doesn't last as long as a mortgage.
And I think I heard of something like that somewhere in all my readings
that goes under the guise of a first mortgage, but it sure isn't common.
Logan Shaw wrote:
>
> Ah, OK. I have heard that in certain other countries there are mortgages
> where you can make extra payments, then at any point in the life of the
> loan, you can withdraw any amount up to the amount that would take you
> back to what's actually due on the loan at that point. In other words,
> you can make early mortgage payments with impunity, and then if something
> goes wrong, you can basically reverse them. It's a mortgage that also
> behaves in a sense like a savings account (but at the interest rate of
> a mortgage instead of the rate of a savings account).
--
Every job is a self-portrait of the person who does it. Autograph your
work with excellence.
== 4 of 4 ==
Date: Sun, Dec 2 2007 11:23 pm
From: Paul Pluzhnikov
Logan Shaw <lshaw-usenet@austin.rr.com> writes:
> And I was just wondering whether
> an REI membership was really going to benefit me. :-)
REI has some good stuff; the one-time $15 membership fee more than
paid for itself in the initial discount I got while buying my fist
tent and backpack.
They also have 20% member sale twice a year (I think), so if you
buy any of the biking/camping/skiing/kayaking/GPS/running/etc. stuff
for yourself, or as a present, it's pretty easy to make that
$15 back.
You can even make it back on the 5% rebate on running socks over
a year or two :)
Cheers,
--
In order to understand recursion you must first understand recursion.
Remove /-nsp/ for email.
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TOPIC: Free John 8:12 Christmas Ornament
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9cb554863bbab056?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 10:41 pm
From: "TheBestFreebies.com"
Receive a free 2007 Christmas ornament. It is a lacy, cut brass star
surrounding a beveled star of lucite that is etched with Christ's own
words: "I am the light of the world." - John 8:12
--
The Best Freebies
All free products are available at http://TheBestFreebies.com/ and
are intended for families, businesses, and individuals residing in
the United States, Canada, and the United Kingdom.
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TOPIC: How much do you really save turning down the thermostat?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e6b14ffb2d998b9e?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 10:42 pm
From: Mac Cool
Don Klipstein:
>>Nope, it tends to cause mockery when on the beach or the solarium
>>etc.
>
> This gets me to think that 231@alok.com might be the deservedly
> widely-hated subtroll from Australia who is so low a subtroll as to
> gain a FAQ specifically for him.
Wow. Take some of that money you save and buy a sense of humor. I bet
you're wife will appreciate that a lot more than fuzzy slippers.
--
Mac Cool
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TOPIC: more laptop selection help
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/614f763badc82c6b?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 10:55 pm
From: Logan Shaw
Paul Pluzhnikov wrote:
> Logan Shaw <lshaw-usenet@austin.rr.com> writes:
>
>> A "bit" is in fact a digit. In fact, it's a contraction of the words
>> "binary" and "digit".
>
> No, it isn't: there are 2 binary digits: '0' and '1'. A bit is a
> single binary digit, i.e. a 0 or a 1. Where is the contradiction?
Contraction, not contradiction. :-)
>> 32-bit computers have different instructions sets than 64-bit computers.
>
> Partially true: 64-bit processors usually have additional instructions.
>
>> With a 32-bit computer, the instructions are written as 32-bit numbers.
>
> Completely false for all Intel (and compatible) processors.
> True for most 32-bit RISC processors (but that isn't what makes
> them 32-bit).
Good point. Having studied RISC machines most recently, I had momentarily
forgotten about the insanity that is variable length instruction codes.
But x86 machines have them.
>> With a 64-bit computer, the instructions are written as 64-bit numbers.
>
> Completely false for all common 64-bit processors.
Right again. What I should've said is that with a 64-bit computer, the
instructions may make reference to 64-bit quantities (such as 64-bit
registers). Which is not at all the same thing as the instruction codes
themselves being 64-bit numbers.
- Logan
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TOPIC: Affordable Alternatives-Designer Wedding Dresses
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/31ed420c03dd37d1?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 11:18 pm
From: cnliaoxiang@gmail.com
Designer Wedding Dresses - Affordable Alternatives
By Tony Head
With the average wedding in the UK costing around the £17,000 mark, it
might seem that designer wedding dresses are well and truly out of
reach for most brides. However, that doesn't mean you can't still look
fabulous on the most important day of your life.
http://www.gelais.com/women-health/designer-wedding-dresses-affordable-alternatives.html
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TOPIC: The Crashing of Waves and Laughter of Sisters
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e593a666b79336cd?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 11:19 pm
From: cnliaoxiang@gmail.com
The Crashing of Waves and Laughter of Sisters
By Kelly Ballard
I just got back from five days in Cabo San Lucas with a college
friend. No husband, no kids, actual adult "me" time. Often, I've
discovered, during these annual trips, I see myself again. Amusingly,
I witness the quirks of Kelly Ellen.
http://www.gelais.com/women-health/crashing-waves-laughter-sisters.html
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TOPIC: Canned Mackerel
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f049abff31c44b3a?hl=en
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== 1 of 2 ==
Date: Sun, Dec 2 2007 11:24 pm
From: PaPaPeng
On Sun, 02 Dec 2007 21:37:34 -0800, The Real Bev
<bashley101+usenet@gmail.com> wrote:
>> That's the green gland in marine crustaceans. It is the all in one
>> digestive juices excretory organ.
>
>So it's full of crab shit, right?
Its a gland like the liver. Its not a gut.
>
>I also ate cooked baby octopi, the ones that look like little flowers
>with curly petals. I still feel bad about that. People shouldn't eat
>baby anythings.
Ditto. I would love to keep live baby octopi as aquarium pets. Same
with crayfish. I can't bring myself to eat either.
>
>
>There's a reason that the Chinese will probably take over the world...
One sure can't starve them out..
>
>--
>Cheers, Bev
== 2 of 2 ==
Date: Sun, Dec 2 2007 11:25 pm
From: PaPaPeng
On Mon, 3 Dec 2007 17:07:44 +1100, "Rod Speed"
<rod.speed.aaa@gmail.com> wrote:
>Nope, they've stopped them breeding like rabbits, so they wont be taking over anything now.
Uhuh. Notice the increase in Chinese numbers in Ozzieland?
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TOPIC: Christ in Islam
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/06c4482e668dd598?hl=en
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== 1 of 1 ==
Date: Sun, Dec 2 2007 11:57 pm
From: rupert4christ@gmail.com
Allah of Quran cannot be same as GOD of Bible.
Read the following article:
http://www.answering-islam.org/Shamoun/god.htm
The Allah of Quran swears by morning star or by mountain etc etc...
Allah of Quran cannot be True Allah (GOD).
In addition, God granted Musa the privilege of directly speaking to
him (An-Nisa 4:164).
004.164
YUSUFALI: Of some messengers We have already told thee the story; of
others We have not;- and to Moses Allah spoke direct;
surprisingly Mohamad was NEVER granted such priviledge... GOD revealed
HIMSELF to Moses and never to Mohamad but Muslims consider Mohamad is
greatest of all prophets. Muslims believes that even thoguh Scriptures
were revealed in Hebrew and later in Greek/Arami but Quran is in
Arabic and that is why it is Allah's language. The reveal Quran is NOT
supported by Torah or other Scriptures and the msg of Quran is
DIFFERENT than the Bible. The all authors of bible give one msg and
supports the works of other prophets while Mohamad and so Quran
rejects and blames other Scriptures as corrupted.
The allah of Quran denies Jesus' death (and thus resurrection) and HIS
being GOD which is the most important faith for forgiveness of sins
and eternal salvation. Definitely, the enemy of mankind is Satan and
NOT GOD.
Who can attempt to stop mankind from eternal blessings???
Who will be rejoicing when a man rejects Jesus Christ, the GOD on
Earth, Emmanuel, the forgiveness of Sins..!!!??????
Judge yourself...
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