Wednesday, December 5, 2007

25 new messages in 14 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Christmas potpourri - under $10 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ccdeaf90af8c6ad8?hl=en
* Ubú : Suite of the imaginary beings - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37b8d6330221089b?hl=en
* more laptop selection help - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/614f763badc82c6b?hl=en
* Canned Mackerel - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f049abff31c44b3a?hl=en
* OT: donation scams over the phone - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cdf391d3cf5faa6c?hl=en
* switching batteries to extend life - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/442ce6fdfe066f9e?hl=en
* Renting VS Buying Homes - 5 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37be5c6af5aee907?hl=en
* Spider-Man comic subscription - 53% off! - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ab0a4e1b4e8dd6b4?hl=en
* negotiating with credit cards companies - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/eda22dda78d8abeb?hl=en
* Subscribe via RSS feed - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/18c3a86eaefb9409?hl=en
* welcome to see our company website www.globwholesale.com cheap wholesale
jordan-gucci-prada-puma-trainer-handbag-purses-sneakers-nokia-mp3-mp4-jeans-
boots-sweater-tshir-wathes-shoes and so on - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/43b3297e7dbff2c2?hl=en
* Great Golf Destination Club - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7a2539525413853e?hl=en
* Anyone now building or is interested in building a pellet stove? - 2
messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5f4e5d1dbd8da0b3?hl=en
* YOU MUST KNOW THIS MAN - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6858c3dc592005a7?hl=en

==============================================================================
TOPIC: Christmas potpourri - under $10
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ccdeaf90af8c6ad8?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 8:46 am
From: clams casino


MistyD wrote:

>Vermont-based YankeeScents offers a variety of holiday blends and
>other potpourri, many for under $10, as well as similar items. These
>make a great gift idea!
>
>
>

Considering you posted this via google groups onto a number of
newsgroups, one can only conclude this is SPAM.

Hint - Only an idiot would buy spammed items.


==============================================================================
TOPIC: Ubú : Suite of the imaginary beings
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37b8d6330221089b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 8:46 am
From: Gabriel


If you like, take a listen to some songs from the "Suite of the
imaginary beings", Ubú group, inspirated on the Jorge Luis Borges'
book. You can hear it at
http://www.myspace.com/preubu
Thanks, & greetings from Argentina


==============================================================================
TOPIC: more laptop selection help
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/614f763badc82c6b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 8:49 am
From: "John Weiss"


"Jon v Leipzig" <JVL@myday.com> wrote...
>
> So yer saying it's already out...the SP3???

Only beta. I read yesterday that RC3 was released for testing. IIRC, it should
be out by Feb.



==============================================================================
TOPIC: Canned Mackerel
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f049abff31c44b3a?hl=en
==============================================================================

== 1 of 4 ==
Date: Mon, Dec 3 2007 4:37 pm
From: PaPaPeng


On Mon, 03 Dec 2007 15:12:31 -0600, Vic Smith
<thismailautodeleted@comcast.net> wrote:

>On Mon, 03 Dec 2007 21:00:17 GMT, PaPaPeng <PaPaPeng@yahoo.com> wrote:
>
>>On Tue, 4 Dec 2007 06:40:27 +1100, "Rod Speed"
>><rod.speed.aaa@gmail.com> wrote:
>>
>>>
>>>> They will be the ones who will wield real power
>>>
>>>Nope, they dont have real power here.
>>
>>Take a drive through your new single family housing developments and
>>observe the ethnic make up. Visit your universities. Also look up
>>the faculty academic staff list. Form your own conclusions. I won't
>>say any more on this subject as it will come across as gloating.
>
>Since you've already come across as racist, what's the big deal about
>gloating?
>
>--Vic


Uhuh. We don't claim to be superior or have a god given right to
anything. We earn it the old fashioned way. Work hard and excell
where it counts. And pay the fair price for everything. Pro sports
and Hollywood fluff we concede we won't equal you any time soon.
Everything else is up for grabs.

== 2 of 4 ==
Date: Wed, Dec 5 2007 10:26 am
From: "Rod Speed"


PaPaPeng <PaPaPeng@yahoo.com> wrote
> Vic Smith <thismailautodeleted@comcast.net> wrote
>> PaPaPeng <PaPaPeng@yahoo.com> wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote

>>>>> They will be the ones who will wield real power

>>>> Nope, they dont have real power here.

>>> Take a drive through your new single family housing developments
>>> and observe the ethnic make up. Visit your universities. Also look
>>> up the faculty academic staff list. Form your own conclusions. I
>>> won't say any more on this subject as it will come across as gloating.

>> Since you've already come across as racist, what's the big deal about gloating?

> Uhuh. We don't claim to be superior or have a god given right to
> anything. We earn it the old fashioned way. Work hard and excell
> where it counts. And pay the fair price for everything. Pro sports
> and Hollywood fluff we concede we won't equal you any time soon.
> Everything else is up for grabs.

He's spot on about coming across as a racist.

The most you can really say is that the chinese do do better
than some other groups at that stuff early in your last para, but
its silly to claim that its anything like universal with all chinese.

We've also seen one hell of a capacity to flout the law,
particularly with hard drug trafficing and protection rackets.

And the rather bizarre outcome where the obnoxious brats of rich
chinese who have been kicked out of the schools back in china show
up here without their parents to attend school here, in schools that are
stupid enough to accept them here and are completely uncontrollable.
Those brats wont be achieving a damned thing in university, tho they
will now be accepted since we are happy to accept full fee paying
foreign students and to gouge their parents for those fees.

And everything else isnt up for grabs either, you see very
few chinese interested in politics in western countrys, and
even less get anywhere in politics in western countrys.

You dont see many at all get involved in the law either.


== 3 of 4 ==
Date: Wed, Dec 5 2007 11:50 am
From: PaPaPeng


On Thu, 6 Dec 2007 05:26:28 +1100, "Rod Speed"
<rod.speed.aaa@gmail.com> wrote:


>
>>>>>> They will be the ones who will wield real power
>
>>>>> Nope, they dont have real power here.
>
>>>> Take a drive through your new single family housing developments
>>>> and observe the ethnic make up. Visit your universities. Also look
>>>> up the faculty academic staff list. Form your own conclusions. I
>>>> won't say any more on this subject as it will come across as gloating.
>
>>> Since you've already come across as racist, what's the big deal about gloating?
>
>> Uhuh. We don't claim to be superior or have a god given right to
>> anything. We earn it the old fashioned way. Work hard and excell
>> where it counts. And pay the fair price for everything. Pro sports
>> and Hollywood fluff we concede we won't equal you any time soon.
>> Everything else is up for grabs.
>
>He's spot on about coming across as a racist.

Its only a matter of time when you'd come up with your line. Well no
ethnic group have all the angels or all the devils. The point is that
we are as good as anyone else whether in angels or in devils, and
often better. Between yourself, Vic and others of your kind the basic
assumption is that your kind have the god given right to lord it over
people of a different color. Go reread your earlier posts about how
obedient and submissive people of color should be to meet your
approval.
>
>The most you can really say is that the chinese do do better
>than some other groups at that stuff early in your last para, but
>its silly to claim that its anything like universal with all chinese.

Yeah I noticed. You tried so hard to distinguish between mainland
Chinese and overseas Chinese as people of quite different qualities.
Got news for you. All Chinese are alike. They already look the same.
>
>We've also seen one hell of a capacity to flout the law,
>particularly with hard drug trafficing and protection rackets.

Beats regime changing and stealing the resources of other countries.
Criminal types get their comeuppance eventually. There has never been
a case of criminal gangs exercising influence or power outside their
circles. They make good newscopy but I bet you never met one in
person or someone who did.
>
>And the rather bizarre outcome where the obnoxious brats of rich
>chinese who have been kicked out of the schools back in china show
>up here without their parents to attend school here, in schools that are
>stupid enough to accept them here and are completely uncontrollable.
>Those brats wont be achieving a damned thing in university, tho they
>will now be accepted since we are happy to accept full fee paying
>foreign students and to gouge their parents for those fees.

Yep. We got lots of those too. Like you said your school
administrators prefer money over good sense. Don't know where this
particular argument is going but the solution had always been in your
hands.
>
>And everything else isnt up for grabs either, you see very
>few chinese interested in politics in western countrys, and
>even less get anywhere in politics in western countrys.
>
>You dont see many at all get involved in the law either.

Politicians come and go. The power behind the throne remains. When
most of the jobs requiring education and high tech are not held by you
because your kids never made it into those university spots you are
not even in the game any more. Raise a kid to college age and
you'll know the feeling.

Chinese consider the law courts system and lawyers as a waste of time
and money. Those who go into law prefer to practice corporate law,
contract law and property law. Few go into criminal law and dramatic
court appearances.

=======================

Do read this story about racial discriminization and high politics.

She's the most powerful black woman in the world. Why can't I stand
the sight of her?


Candace Allen has spent her whole life cheering on fellow
African-Americans who have battled their way to the top. Yet the
extraordinary career of Condoleezza Rice, the US secretary of state,
fills her only with revulsion and anger. Here she explains why

Wednesday December 5, 2007
http://www.guardian.co.uk/usa/story/0,,2222067,00.html
The Guardian

I am African-American. We are a sentimental people in the main and we
tend to track our own. We are aware of others of colour who cross our
spaces. We look around asking: "How did she/he come to be here/there?
Is his/her story extraordinary, coincidental or totally banal?"
(....more)

== 4 of 4 ==
Date: Wed, Dec 5 2007 11:58 am
From: Vic Smith


On Wed, 05 Dec 2007 19:50:52 GMT, PaPaPeng <PaPaPeng@yahoo.com> wrote:

> Between yourself, Vic and others of your kind

I take that to mean non-Chinese. No surprise.

--Vic


==============================================================================
TOPIC: OT: donation scams over the phone
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cdf391d3cf5faa6c?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 9:32 am
From: turtlelover


George wrote:

<snip>

> The best way to give to a charity is to check out their financials.
> There is a web site (which I can't remember) that details how much money
> actually goes to do something useful for various charities. I then get
> $0.35 money orders and scribble my name and no address and send them.


www.charitynavigator.org

!


==============================================================================
TOPIC: switching batteries to extend life
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/442ce6fdfe066f9e?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Dec 5 2007 10:07 am
From: "johngood_____"


Recently i bought a 3 Watt LED torch (flashlight) and it takes two AA sized
batteries in series. (i.e. both in line with each other with the + end of
one touching the - ve end of the other).

Now 'one' battery always runs down much faster than the other ( the one
nearest the bulb end). Why is that?

Also is there a way to replace the batteries to get the *maximum frugal*
life from them. For instance always putting the best or worst up at the bulb
end, when i ditch one and replace with a new one? Thanks


== 2 of 3 ==
Date: Wed, Dec 5 2007 11:35 am
From: "Evelyn C. Leeper"


johngood_____ wrote:
> Recently i bought a 3 Watt LED torch (flashlight) and it takes two AA sized
> batteries in series. (i.e. both in line with each other with the + end of
> one touching the - ve end of the other).
>
> Now 'one' battery always runs down much faster than the other ( the one
> nearest the bulb end). Why is that?
>
> Also is there a way to replace the batteries to get the *maximum frugal*
> life from them. For instance always putting the best or worst up at the bulb
> end, when i ditch one and replace with a new one? Thanks

For what it's worth, I find that batteries that are too weak for
flashlights still have enough juice to power my Walkman for a while
(even longer if I am using the radio rather than driving a cassette).

The most frugal (and most ecological) would be to use rechargeables.

--
Evelyn C. Leeper
I believe I found the missing link between animal
and civilized man. It is us. -Konrad Lorenz

== 3 of 3 ==
Date: Wed, Dec 5 2007 11:36 am
From: "Rod Speed"


johngood_____ <time.dream95@REMOOVEvirgin.net> wrote:

> Recently i bought a 3 Watt LED torch (flashlight) and it takes two AA sized batteries in series. (i.e. both in line
> with each other with the + end of one touching the - ve end of the other).

> Now 'one' battery always runs down much faster than the other ( the one nearest the bulb end).

Not even possible if they are in series.

> Why is that?

> Also is there a way to replace the batteries to get the *maximum
> frugal* life from them. For instance always putting the best or worst
> up at the bulb end, when i ditch one and replace with a new one?

You shouldnt be replacing just one at a time, you should be replacing both at once.

Thats your problem, you're replacing them one at a time and get the illusion that the one
at the bulb end is running down quicker because thats the one that has got used the most.



==============================================================================
TOPIC: Renting VS Buying Homes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37be5c6af5aee907?hl=en
==============================================================================

== 1 of 5 ==
Date: Wed, Dec 5 2007 10:25 am
From: James


On Dec 5, 11:33 am, clams casino <PeterGrif...@drunkin-clam.com>
wrote:
> jdoe wrote:
> >On Tue, 04 Dec 2007 07:45:22 -0500, clams casino
> ><PeterGrif...@drunkin-clam.com> wrote:
>
> >>As others have shown, homes appreciate about 4-5% over the long haul,
> >>but the same dollars have historically appreciated 9-10% with stocks.
>
> >assuming your claim to be correct, while your money could earn greater
> >returns elsewhere, a person usually needs a place to live, so rather
> >than paying rent, why wouldn't it be better to acquire an asset that
> >offers a return on investment? when paying rent your money is gone and
> >there is no ROI
> >__________________________________________
>
> Depends. Several years ago, I rented a quite nice two-BR apartment
> for a year while I relocated. Simple CD interest from my equity nearly
> paid for the apartment where I did pay taxes on that interest, but paid
> no (direct) property taxes, mortgage, water or sewer for that year. I
> also had free access to their gym, swimming pool & tennis courts with no
> maintenance costs and a reduced insurance cost. An added benefit was
> no mowing of the yard plus not only was the snow removed quickly from
> the parking lot, but the help brushed the snow off the cars - well
> before sun up on the day of the storms.
>
> Banking the property taxes while paying no interest and enjoying a full
> standard deduction was sweet - more than a typical home appreciation
>
> Bottom line is that is would be foolish to pay the same for rent as one
> would pay for home ownership. Trick is to invest the difference, not
> simply spend it. Not everyone needs / desires a 3-5 BR home when an
> apartment can be adequate.- Hide quoted text -

The other factor is how long you plan to stay in one place.

Most people I know who relocate for work rent until they know the city
better. If you buy then decide to move within a couple of years, the
costs of buying (RE commissions, lawyers fees etc) can add up.

The same can be said if you are single and mobile.
James

== 2 of 5 ==
Date: Wed, Dec 5 2007 10:43 am
From: "Chloe"


>> Depends. Several years ago, I rented a quite nice two-BR apartment
>> for a year while I relocated. Simple CD interest from my equity nearly
>> paid for the apartment where I did pay taxes on that interest, but paid
>> no (direct) property taxes, mortgage, water or sewer for that year. I
>> also had free access to their gym, swimming pool & tennis courts with no
>> maintenance costs and a reduced insurance cost. An added benefit was
>> no mowing of the yard plus not only was the snow removed quickly from
>> the parking lot, but the help brushed the snow off the cars - well
>> before sun up on the day of the storms.
>>
>> Banking the property taxes while paying no interest and enjoying a full
>> standard deduction was sweet - more than a typical home appreciation
>>
>> Bottom line is that is would be foolish to pay the same for rent as one
>> would pay for home ownership. Trick is to invest the difference, not
>> simply spend it. Not everyone needs / desires a 3-5 BR home when an
>> apartment can be adequate.- Hide quoted text -
>
> The other factor is how long you plan to stay in one place.
>
> Most people I know who relocate for work rent until they know the city
> better. If you buy then decide to move within a couple of years, the
> costs of buying (RE commissions, lawyers fees etc) can add up.
>
> The same can be said if you are single and mobile.

I certainly agree that there can be circumstances where it makes more sense
economically to rent than to own. The fact is, though, that in Clams'
glowing description of his renting experience, he's not mentioning one
economic factor that's close to 100 percent certain: he was paying what it
actually cost to live in that apartment PLUS something to constitute profit
for the landlord AFTER the landlord paid all the expenses of owning and
renting out the property. Yes, there might be times when one would want to
do that, but it's at least something people should be aware of and factor
into their decision.

My own experiences with renting weren't all that great, what with problems
getting landlords to maintain the property, plus noise and aggravation from
living in such close proximity to other people. The day may come when I have
to go back, or at least need to go back, but I'm not entirely looking
forward to it.


== 3 of 5 ==
Date: Wed, Dec 5 2007 11:03 am
From: clams casino


Chloe wrote:

>
>I certainly agree that there can be circumstances where it makes more sense
>economically to rent than to own. The fact is, though, that in Clams'
>glowing description of his renting experience, he's not mentioning one
>economic factor that's close to 100 percent certain: he was paying what it
>actually cost to live in that apartment PLUS something to constitute profit
>for the landlord AFTER the landlord paid all the expenses of owning and
>renting out the property. Yes, there might be times when one would want to
>do that, but it's at least something people should be aware of and factor
>into their decision.
>
>
>
Of course, that's true for most everything you buy. Only common
exception I can think of are the many clueless sellers on eBay who seem
to have no clue as to their actual selling costs.

In fact, the bank charges their cost to borrow PLUS something to
contribute to profit on their loans as well, but certainly that is not
going to stop anyone from getting a loan.

In reality, what someone pays for their items has NO effect on what I am
willing to pay. Either it's worth the price or it's not worth the price.

== 4 of 5 ==
Date: Wed, Dec 5 2007 11:22 am
From: "Chloe"


"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
news:eCC5j.590$3J5.347@newsfe20.lga...
><snip> In fact, the bank charges their cost to borrow PLUS something to
>contribute to profit on their loans as well, but certainly that is not
>going to stop anyone from getting a loan. <snip>

I'm sure it's stopped many people from getting loans.

But my only point was that whereas a direct mortgage borrower pays an
interest rate that indeed includes a profit for the lender, a renter pays an
amount that also covers the profit for the lender TO the landlord, PLUS a
profit for the landlord. That's an expenditure of money that has never
really appealed to me. Your Mileage obviously varies.


== 5 of 5 ==
Date: Wed, Dec 5 2007 12:46 pm
From: clams casino


Chloe wrote:

>"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
>news:eCC5j.590$3J5.347@newsfe20.lga...
>
>
>><snip> In fact, the bank charges their cost to borrow PLUS something to
>>contribute to profit on their loans as well, but certainly that is not
>>going to stop anyone from getting a loan. <snip>
>>
>>
>
>I'm sure it's stopped many people from getting loans.
>
>But my only point was that whereas a direct mortgage borrower pays an
>interest rate that indeed includes a profit for the lender, a renter pays an
>amount that also covers the profit for the lender TO the landlord, PLUS a
>profit for the landlord. That's an expenditure of money that has never
>really appealed to me. Your Mileage obviously varies.
>
>
>
>
A significant portion of a landlord's profit is from their tax
deductions (essentially subsidies). Many renters would never qualify
for any of these deductions if they owned a comparable 1200 ft2 home /
condo. In some respect, much of the landlord's profit likely actually
comes from tax payers rather than the renter.


==============================================================================
TOPIC: Spider-Man comic subscription - 53% off!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ab0a4e1b4e8dd6b4?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 5 2007 10:30 am
From: "OhioGuy"


> and I just turned down a $23/yr subscription to Newsweek (39 cents/

The difference is primarily that those are magazines, not comics; news,
not entertainment. There isn't a whole lot of a market for reselling used
issues of Newsweek, for example. Comics can actually go UP in price. I
sold 5 of my used issues of Spider-Man last year for $4 each, just because
the demand was there. Yes, I got $20 for 5 issues. Have you ever done that
with your Newsweek issues? Selling those 5 issues paid for nearly two years
of comics.

> Somehow $1.39/issue doesn't sound all that cheap. >Likely worthwhile
> if you want the comics, but hardly >cheap.

I'll give you that - I still remember when comics were 50c or less each,
retail. The main reason the retail prices went up was that retailers didn't
want to carry $1 comics when they could sell a $3.99 magazine and make a
larger profit off of the same shelf space.

Comics had to increase their retail prices just so large retailers would
keep selling them. Sad, but true. Of course, part of it was keeping up
with inflation and increased prices for ink, paper pulp, etc.

It may not be "cheap", but this is still an amazingly low price for any
comic book. Like I said, I've been watching for quite some time, and I
haven't seen a deal this good in about 10 years.


== 2 of 2 ==
Date: Wed, Dec 5 2007 11:05 am
From: clams casino


Ohio Guy wrote:

>I still remember when comics were 50c or less each,
>retail.
>

Hmm - you are quite young. I recall 5 cent and 10 cent comics. Too
bad I didn't keep them (in good condition).


==============================================================================
TOPIC: negotiating with credit cards companies
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/eda22dda78d8abeb?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 10:35 am
From: will.cary@yahoo.com


On Nov 26, 8:56 pm, will.c...@yahoo.com wrote:
> I'm already 1 month behind on mycreditcards. I've suffered a few
> setbacks (business/job related)and catching is possible but difficult
> (I run a "seasonal" business, we slow down, but still work, in the
> winter). If they would allow my next (normal, single payment, instead
> of having to make 2) payment to make me "current", I think I can make
> it (I should be able to pay off/down all these cars by Aug. 2008) and
> keep mycreditin decent shape.
>
> How should I approach them, I don't want them to panic and close the
> accounts, but like many Americans (who have been effected by the
> downturn in the economy) I need a little help.
>
> Thank you
>
> WC


I need to bump this up. Can anyone give me a good scripted response
when I call them, I don't know what to expect?

I'm running out of time.


==============================================================================
TOPIC: Subscribe via RSS feed
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/18c3a86eaefb9409?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 10:41 am
From: Cheapo Groovo


Many are familiar with the work of the Dollar Stretcher and the Tightwad
Gazette, but not my work - "Cheapo Groovo". I believe their work is
groundbreaking stuff. I'm trying to take what they have done to the next
level.

Here are the ways I have tried to improve on their work and all the
other "money" blogs:
1. Income and investing posts as well as frugal posts
2. Focusing on universal money saving ideas, no matter your life
stage
3. Easy to read posts that can be read and absorbed in seconds
4. Multimedia presentations - audio, video, photos
5. Eliminate information overload - no more than 15 new posts per
month
6. An actual M.B.A. is behind the posts not a "want to be"

Please understand that I'm not saying to ignore discussion boards or
other web sites. Other folks do a much better job at recipes, raising
kids cheaply, or how to change your psychological makeup so you become a
frugal zealot.

Peace

Cheapo Groovo


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TOPIC: welcome to see our company website www.globwholesale.com cheap
wholesale jordan-gucci-prada-puma-trainer-handbag-purses-sneakers-nokia-mp3-mp
4-jeans-boots-sweater-tshir-wathes-shoes and so on
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/43b3297e7dbff2c2?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 10:41 am
From: globwholesale@126.com


www.globwholesale.com
This is glob wholesale Trading Co. LTD., which is united by lots of
footwear manufacturers in China. We deal with brand shoes like Nike,
Adidas, Puma, gucci,prada,lacoste,Timberland boots, etc. We have
especially Nikes like Air Jordan,Shox (Nz Oz R3 R4 R5 Turbo), AirMax
(ITD TN 90 95 97 2003 2004 2005 180 360), Airforceone,James, Dunk,and
other products: bape, prada,Gucci shoes, jeans,handbag,
lacoste,polo,bape jacket and so on. We can supply mixed colours and
sizes as you like. Drop shipping can be done also. Normally we need 24
working hours to process your order after receipt of payment. You can
expect to receive the shoes in around 5-7days. Buyers please feel free
to Browse our website:http://www.globwholesale.com
Email:globwholesale@yahoo.com.cn
We are waiting for you. Best regards


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TOPIC: Great Golf Destination Club
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7a2539525413853e?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 11:03 am
From: "TheNewsMan4@gmail.com"


Hi there!

I wanted to take the opportunity to present to you The Markers, the
first ever golfers residence club with locations all over the world.

An industry leader in the rapidly growing destination/residence club
industry, The Markers is an upscale golfer's residence club with a
portfolio of luxury homes situated among 36 of the world's most
renowned golf destinations. Members can live and golf wherever they
want without the hassle of mortgages, home upkeep, maintenance and
playing the same private golf course over and over.

We think that The Markers will be of great interest to any golf fans
out there, and will be sending out weekly emails to inform you of the
latest news of this great company.

Please feel free to contact me if you have interest in learning more
about the company or have any questions in general.

Best,
Jeff


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TOPIC: Anyone now building or is interested in building a pellet stove?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5f4e5d1dbd8da0b3?hl=en
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== 1 of 2 ==
Date: Wed, Dec 5 2007 11:34 am
From: BadBill


I was wondering if anyone has started a project to build a pellet
stove. If there is anyone out there, I would like someone to partner
with to design and build a complete low-cost pellet stove. I have
some electronics/computer/mechanical background so am willing to
stumble thru the process. Objective would be an "Open Source" like
project that anybody could copy. Possible follow up of some kind of
pelletizing system. My thoughts would include the use of wood chips,
after drying, from a local tree trimmer.

Thanks

== 2 of 2 ==
Date: Wed, Dec 5 2007 12:07 pm
From: James


On Dec 5, 2:34 pm, BadBill <wjwe...@comcast.net> wrote:
> I was wondering if anyone has started a project to build a pellet
> stove. If there is anyone out there, I would like someone to partner
> with to design and build a complete low-cost pellet stove. I have
> some electronics/computer/mechanical background so am willing to
> stumble thru the process. Objective would be an "Open Source" like
> project that anybody could copy. Possible follow up of some kind of
> pelletizing system. My thoughts would include the use of wood chips,
> after drying, from a local tree trimmer.
>
> Thanks

Don't tell your insurance company or you might have a very difficult
time with home insureance. In my province I had better get
professionals to install a factory made woodstove or gas fireplace, or
pellet stove, or I will have trouble finding a company to insure my
house.

James


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TOPIC: YOU MUST KNOW THIS MAN
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6858c3dc592005a7?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 12:31 pm
From: "AllEmailDeletedImmediately"


he's mr flipflop on pork: no, don't eat it; never mind, it's okay to eat it.
oops, no don't eat it. wanna know the reason why women have to be so
covered up in islam? because THIS MAN could not control his sexual
impulses. that's why.

"aassime abdellatif" <aassime1@hotmail.fr> wrote in message
news:53268657-6945-4277-9817-f54b06181b74@s12g2000prg.googlegroups.com...
> In The Name Of Allaah,
>
> Most Gracious, Most Merciful
>
>
> YOU MUST KNOW THIS MAN
> MUHAMMAD
> (May peace and blessings of God Almighty be upon him)
> You may be an atheist or an agnostic; or you may belong to anyone of
> the religious denominations that exist in the world today. You may be
> a Communist or a believer in democracy and freedom. No matter what
> you
> are, and no matter what your religious and political beliefs,
> personal
> and social habits happen to be - YOU MUST STILL KNOW THIS MAN!
>
>
> He was by far the most remarkable man that ever set foot on this
> earth. He preached a religion, founded a state, built a nation, laid
> down a moral code, initiated numberless social and political reforms,
> established a dynamic and powerful society to practice and represent
> his teachings, and completely revolutionized the worlds of human
> thought and action for all times to come.
>
>
> HIS NAME IS MUHAMMAD, peace and blessings of Almighty God be upon him
> and he accomplished all these wonders in the unbelievably short span
> of twenty-three years.
>
>
> Muhammad, peace and blessings of God Almighty be upon him was born in
> Arabia on the 20th of August, in the year 570 of the Christian era,
> and when he died after 63 years, the whole of the Arabian Peninsula
> had changed from paganism and idol-worship to the worship of One God;
> from tribal quarrels and wars to national solidarity and cohesion;
> from drunkenness and debauchery to sobriety and piety; from
> lawlessness and anarchy to disciplined living; from utter moral
> bankruptcy to the highest standards of moral excellence. Human
> history
> has never known such a complete transformation of a people or a place
> before or since!
>
>
> The Encyclopedia Britannica calls him "the most successful of all
> religious personalities of the world". Bernard Shaw said about him
> that if Muhammad were alive today he would succeed in solving all
> those problems which threaten to destroy human civilization in our
> times. Thomas Carlysle was simply amazed as to how one man, single-
> handedly, could weld warring tribes and wandering Bedouins into a
> most
> powerful and civilized nation in less than two decades. Napoleon and
> Gandhi never tired of dreaming of a society along the lines
> established by this man in Arabia fourteen centuries ago.
>
>
> Indeed no other human being ever accomplished so much, in such
> diverse
> fields of human thought and behavior, in so limited a space of time,
> as did Muhammad, peace and blessings of God Almighty be upon him. He
> was a religious teacher, a social reformer, a moral guide, a
> political
> thinker, a military genius, an administrative colossus, a faithful
> friend, a wonderful companion, a devoted husband, a loving father -
> all in one. No other man in history ever excelled or equaled him in
> any of these difficult departments of life.
>
>
> The world has had its share of great personalities. But these were
> one
> sided figures who distinguished themselves in but one or two fields
> such as religious thought or military leadership. None of the other
> great leaders of the world ever combined in himself so many different
> qualities to such an amazing level of perfection as did Muhammad,
> peace and blessings of God Almighty be upon him.
>
>
> The lives and teachings of other great personalities of the world are
> shrouded in the mist of time. There is so much speculation about the
> time and the place of their birth, the mode and style of their life,
> the nature and detail of their teachings and the degree and measure
> of
> their success or failure that it is impossible for humanity today to
> reconstruct accurately and precisely the lives and teachings of those
> men.
>
>
> Not so this man Muhammad, peace and blessings of God Almighty be upon
> him. Not only was he born in the fullest blaze of recorded history,
> but every detail of his private and public life, of his actions and
> utterances, has been accurately documented and faithfully preserved
> to
> our day. The authenticity of the information so preserved is vouched
> for not only by faithful followers but also by unbiased critics and
> open-minded scholars.
>
>
> At the level of ideas there is no system of thought and belief-
> secular
> or religious, social or political-which could surpass or equal
> ISLAAM-
> the system which Muhammad peace and blessings of God Almighty be upon
> him propounded. In a fast changing world, while other systems have
> undergone profound transformations, Islaam alone has remained above
> all change and mutation, and retained its original form for the past
> 1400 years. What is more, the positive changes that are taking place
> in the world of human thought and behavior, truly and consistently
> reflect the healthy influence of Islam in these areas. Further, it is
> not given to the best of thinkers to put their ideas completely into
> practice, and to see the seeds of their labors grow and bear fruit,
> in
> their own lifetime. Except of course, Muhammad, peace and blessings
> of
> God Almighty be upon him, who not only preached the most wonderful
> ideas but also successfully translated each one of them into practice
> in his own lifetime. At the time of his death his teachings were not
> mere precepts and ideas straining for fulfillment, but had become the
> very core of the life of tens of thousands of perfectly trained
> individuals, each one of whom was a marvelous personification of
> everything that Muhammad peace and blessings of God Almighty be upon
> him taught and stood for. At what other time or place and in relation
> to what other political, social, religious system, philosophy or
> ideology-did the world ever witness such a perfectly amazing
> phenomenon?
>
>
> Indeed no other system or ideology secular or religious, social or
> political, ancient or modern - could ever claim the distinction of
> having been put into practice in its fullness and entirety EVEN ONCE
> in this world, either before or after the death of its founder.
> Except
> of course ISLAAM, the ideology preached by Muhammad, peace and
> blessings of God Almighty be upon him which was established as a
> complete way of life by the teacher himself, before he departed from
> this world. History bears testimony to this fact and the greatest
> skeptics have no option but to concede this point.
>
>
> In spite of these amazing achievements and in spite of the countless
> absolutely convincing and authentic miracles performed by him and the
> phenomenal success which crowned his efforts, he did not for a moment
> claim to be God or God's incarnation or Son - but only a human being
> who was chosen and ordained by God to be a teacher of truth to man
> kind and a complete model and pattern for their actions.
>
>
> He was nothing more or less than a human being. But he was a man with
> a noble and exalted mission-and his unique mission was to unite
> humanity on the worship of ONE AND ONLY GOD and to teach them the way
> to honest and upright living in accordance with the laws and commands
> of God. He always described himself as A MESSENGER AND SERVANT OF
> GOD,
> and so indeed every single action and movement of his proclaimed him
> to be.
>
>
> A world which has not hesitated to raise to Divinity individuals
> whose
> very lives and missions have been lost in legend and who historically
> speaking did not accomplish half as much-or even one tenth-as was
> accomplished by Muhammad, peace and blessings of God Almighty be upon
> him should stop to take serious note of this remarkable man's claim
> to
> be God's messenger to mankind.
>
>
> Today after the lapse of some 1400 years the life and teachings of
> Prophet Muhammad, peace and blessings of God Almighty be upon him,
> have survived without the slightest loss, alteration or
> interpolation.
> Today they offer the same undying hope for treating mankind's many
> ills which they did when Prophet Muhammad, peace and blessings of God
> Almighty be upon him, was alive. This is our honest claim and this is
> the inescapable conclusion forced upon us by a critical and unbiased
> study of history.
>
>
> The least YOU should do as a thinking, sensitive, concerned human
> being is to stop for one brief moment and ask yourself: Could it be
> that these statements, extraordinary and revolutionary as they sound,
> are really true? Supposing they really are true, and you did not know
> this man Muhammad, peace and blessings of God Almighty be upon him or
> hear about his teachings? Or did not know him well and intimately
> enough to be able to benefit from his guidance and example? Isn't it
> time you responded to this tremendous challenge and made some effort
> to know him? It will not cost you anything but it may well prove to
> be
> the beginning of a completely new era in your life.
>
>
> Come, let us make a new discovery of the life of this wonderful man
> Muhammad, peace and blessings of God Almighty be upon him the like of
> whom never walked on this earth, and whose example and teachings can
> change YOUR LIFE and OUR WORLD for the better. May God shower His
> choicest blessings upon him!
>
>
> Written by S.H. Pasha
>
>
>


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