Frugal Living: 25 new messages in 15 topics

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Free Angelina Ballerina(tm) Plush Doll
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/804f6bc12bbbc9a2?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 2:04 am
From: "TheBestFreebies.com"

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--
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are intended for families, businesses, and individuals residing in
the United States, Canada, and the United Kingdom.

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TOPIC: more laptop selection help
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/614f763badc82c6b?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 2:41 am
From: Jon v Leipzig

Dennis wrote:
> On Tue, 04 Dec 2007 07:31:39 -0500, Jon v Leipzig <JVL@myday.com>
> wrote:
>
>> Last I heard, this Vista's been such a flop, they even have a service
>> pack 3 in the works, for XP.
>
> XP SP3 is mostly just a roll up of all the security patches and bug
> fixes that have been realeased (through Windows Updates) since SP2.
> All in one convenient package.
>
> Microsoft will continue to support XP for quite some time yet, even
> after they quit selling new XP licenses. They have commited to
> "Mainstream" support until April 2009 and "Extended" support until
> April 2014.
>
> Dennis (evil)

So yer saying it's already out...the SP3??? I've been too busy,
haven't kept up with Windoz. Guess I don't need it then, if I'm doing
the Update thing... I got SP2, works flawlessly.

==============================================================================
TOPIC: Listen To The Holy Quran (complete version)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/57f3bb998390a93c?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 2:44 am
From: malah

http://www.islamindepth.com/videos/category/99

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TOPIC: ...............WEAK HEARTED DO NOT OPEN?????????ITS ABOUT UR?????????
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/88df42fd6d09c51c?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 3:18 am
From: nicky

...............WEAK HEARTED DO NOT OPEN?????????ITS ABOUT UR?????????
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http://dirido.blogspot.com/

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TOPIC: OT: donation scams over the phone
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cdf391d3cf5faa6c?hl=en
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== 1 of 5 ==
Date: Wed, Dec 5 2007 3:37 am
From: "Chloe"

"Shawn Hirn" <srhi@comcast.net> wrote in message
news:srhi-E8FBD5.23145404122007@newsgroups.comcast.net...
> In article <i5qdnUf4AMHdjMvanZ2dnUVZ_hSdnZ2d@comcast.com>,
> "** Frank **" <noemall@xyz.net> wrote:
>
>> I've been getting constant phone solicitation for donations, about once a
>> week, for the police department during dinner times. I'm on the no call
>> phone list but does this not appear to exclude certain groups. I've made
>> the
>> mistake of donating in the past and it turn out it wasn't for the local
>> police but some other city outside my area. It also turn out the police
>> only
>> gets about 1% or 2% of the money with the remaining amount going to the
>> telemarketers or fundraisers. Come to think of it, police in our area
>> makes
>> over $100K per year with overtime so do they really that hard up for a
>> donation? Maybe I'll get some donuts and swing by the station in the
>> morning. Its time to get caller ID as the fundraisers or scammers won't
>> stop
>> calling. I understand if its over the phone, its usually a scam. They are
>> in
>> full force during the holidays, so how do you guys handle this kind of
>> scams
>> and unwanted intrusions?
>
> Caller-ID. I simply don't pick up the phone unless I recognize the
> caller's name or phone number on my phone's display.

That's DH's approach to unwanted solicitations, too. But I've noticed the
same numbers keep calling again and again, most likely the result of an
automated dialer not getting an answer on the first 35 tries. I think I get
better results by just picking up the phone, saying I'm not interested, and
asking to be put on the caller's own do-not-call list.

== 2 of 5 ==
Date: Wed, Dec 5 2007 4:34 am
From: Shawn Hirn

In article <47568dd8$0$2340$4c368faf@roadrunner.com>,
"Chloe" <justsayno@spam.com> wrote:

> That's DH's approach to unwanted solicitations, too. But I've noticed the
> same numbers keep calling again and again, most likely the result of an
> automated dialer not getting an answer on the first 35 tries. I think I get
> better results by just picking up the phone, saying I'm not interested, and
> asking to be put on the caller's own do-not-call list.

Oh. I can ignore the same phone number if it calls once, twice, a
thousand times. I do get some persistent callers. I simply ignore them.
Sure, it would be better not to get such calls at all, but no one ever
said life is fair. I just ignore them. Life's too short to do otherwise.

If you get better results by explicitly asking to be put on a
do-not-call list, more power to you. I prefer not even to have enough of
an interaction to make such a request, but that's just me.

I do have my phone number registered with the federal do not call
registry. I also have an automated reminder set up on my computer to
tell me when its time to re-register my phone number. Since I registered
my phone number on the federal do not call list, telemarketing calls
have dropped significantly.

I used to get an automated call once a week from a local satellite
company where they would actually leave a message. It was like
clockwork. It was my Thursday telemarketing call. I did once ask them to
put me on its do not call list. I explained that since I lived in an
apartment, I couldn't install a satellite dish. It made no difference,
the calls continued. The calls finally ended when the federal do not
call list went into effect as did lots of other telemarketing calls I
used to receive. Thanks to caller-id and the federal do not call list,
my phone only rings for non-profit charity telemarketing calls, which is
a huge improvement for me.

== 3 of 5 ==
Date: Wed, Dec 5 2007 6:29 am
From: George

** Frank ** wrote:
> I've been getting constant phone solicitation for donations, about once a
> week, for the police department during dinner times. I'm on the no call
> phone list but does this not appear to exclude certain groups. I've made the
> mistake of donating in the past and it turn out it wasn't for the local
> police but some other city outside my area. It also turn out the police only
> gets about 1% or 2% of the money with the remaining amount going to the
> telemarketers or fundraisers. Come to think of it, police in our area makes
> over $100K per year with overtime so do they really that hard up for a
> donation? Maybe I'll get some donuts and swing by the station in the
> morning. Its time to get caller ID as the fundraisers or scammers won't stop
> calling. I understand if its over the phone, its usually a scam. They are in
> full force during the holidays, so how do you guys handle this kind of scams
> and unwanted intrusions?
>
>
I know the chief in our town and my favorite line when the "police" call
is to ask how is "Bob". They ask "Bob who" and I say "you don't know the
chief?" then then reply "sorry" and hang up. I get very few calls after
doing that a few times.

When giving for charities never ever give them personal information
(unless you want to) because they share it.

The best way to give to a charity is to check out their financials.
There is a web site (which I can't remember) that details how much money
actually goes to do something useful for various charities. I then get
$0.35 money orders and scribble my name and no address and send them.

== 4 of 5 ==
Date: Wed, Dec 5 2007 7:12 am
From: "Chloe"

"Shawn Hirn" <srhi@comcast.net> wrote in message
news:srhi-AF7D78.07341505122007@newsgroups.comcast.net...
> In article <47568dd8$0$2340$4c368faf@roadrunner.com>,
> "Chloe" <justsayno@spam.com> wrote:
>
>> That's DH's approach to unwanted solicitations, too. But I've noticed the
>> same numbers keep calling again and again, most likely the result of an
>> automated dialer not getting an answer on the first 35 tries. I think I
>> get
>> better results by just picking up the phone, saying I'm not interested,
>> and
>> asking to be put on the caller's own do-not-call list.
>
> Oh. I can ignore the same phone number if it calls once, twice, a
> thousand times. I do get some persistent callers. I simply ignore them.
> Sure, it would be better not to get such calls at all, but no one ever
> said life is fair. I just ignore them. Life's too short to do otherwise.
> <snip>

What annoys me the most is having to stop whatever I'm doing to look at the
caller ID on the phone, since I'm not willing to let voicemail pick up every
single call. I could cut down on this by carrying a phone with me everywhere
I go in the house, but I can't remember to do that. So my goal is to have
the phone ring less.

Like you, though, our household gets far fewer of these calls than we did
before the federal legislation. The worst problem seems to be the exception
for companies you currently do business with, or have ever done business
with. Like the local newspaper with the repetitive calls trying to get me to
subscribe, when I already do. I wish people could opt out of those calls,
too.

== 5 of 5 ==
Date: Wed, Dec 5 2007 7:24 am
From: George Grapman

Chloe wrote:
> "Shawn Hirn" <srhi@comcast.net> wrote in message
> news:srhi-E8FBD5.23145404122007@newsgroups.comcast.net...
>> In article <i5qdnUf4AMHdjMvanZ2dnUVZ_hSdnZ2d@comcast.com>,
>> "** Frank **" <noemall@xyz.net> wrote:
>>
>>> I've been getting constant phone solicitation for donations, about once a
>>> week, for the police department during dinner times. I'm on the no call
>>> phone list but does this not appear to exclude certain groups. I've made
>>> the
>>> mistake of donating in the past and it turn out it wasn't for the local
>>> police but some other city outside my area. It also turn out the police
>>> only
>>> gets about 1% or 2% of the money with the remaining amount going to the
>>> telemarketers or fundraisers. Come to think of it, police in our area
>>> makes
>>> over $100K per year with overtime so do they really that hard up for a
>>> donation? Maybe I'll get some donuts and swing by the station in the
>>> morning. Its time to get caller ID as the fundraisers or scammers won't
>>> stop
>>> calling. I understand if its over the phone, its usually a scam. They are
>>> in
>>> full force during the holidays, so how do you guys handle this kind of
>>> scams
>>> and unwanted intrusions?
>> Caller-ID. I simply don't pick up the phone unless I recognize the
>> caller's name or phone number on my phone's display.
>
> That's DH's approach to unwanted solicitations, too. But I've noticed the
> same numbers keep calling again and again, most likely the result of an
> automated dialer not getting an answer on the first 35 tries. I think I get
> better results by just picking up the phone, saying I'm not interested, and
> asking to be put on the caller's own do-not-call list.
>
>
I have posted this before but it is worth repeating. If the company
has a presence in your state you can sue them in Small Claims Court. On
6 different occasions I told them they had a few days to send me $100 to
prevent a suit for $500 and if I had to file suit I would not settle
beforehand for less than $250 plus fees. Four companies dent $100 very
quickly the other two paid me $250 plus costs after I filed.
Do not accept the offer to be placed on their internal list as a
final agreement. The Do Not Call law requires that they obtain the
numbers of people on the list and abide by their wishes.

==============================================================================
TOPIC: nike jordan sneakers lacoste trainers handbag, clothing wholesale
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/128548f97f492c54?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 5:47 am
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TOPIC: Reverse Hiring Bonus: Legal?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/01bee59f170fec8b?hl=en
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== 1 of 3 ==
Date: Wed, Dec 5 2007 5:51 am
From: "SpammersDie"

<jdrews88@yahoo.com> wrote in message
news:32c6a717-3e3d-4078-96c6-6fdce6f37093@w56g2000hsf.googlegroups.com...
> Hello. I have a question that I hope I can receive some feedback on.
>
> I live in a struggling manufacturing region of the country (few jobs,
> high unemployment).
>
> Since last summer I have been unemployed and pounding the pavement
> looking for work. Even minimum wage (no benefit) jobs are scarce where
> I live. I'm really at the end of my rope. If I don't get hired for
> something soon I don't know what I'm going to do. My savings are
> almost gone.
>
> I've been considering doing something that I would have never
> considered in a million years just a short time ago. I know all of you
> have heard about hiring bonuses that companies offer new employees.
>
> I'm thinking of perhaps offering a potential employer an amount of
> money so that I can get a job.
>
> I'm talking about maybe $300.00 or so. This would be a kind of
> "reverse hiring bonus" I guess.
>
> This is not a plan to offer some human resource person a "bribe" to
> pick me over the other candidates. I would be offering this money to
> the company itself (or small business).
>
> What do you guys think? This is a serious post and I'm open to all
> comments.
>
> I've always been a good employee at all my other jobs. But I've never
> gone thru such a problem in finding work. I don't know what I'll do if
> I don't find something soon.
>
> Is my plan even legal? Could it work for me?

$300 is nothing compared to the cost of hiring the wrong person. (And in
this legal environment, making a bad hire is a decision that's damned
expensive to reverse. Employees have one of the most customer-hostile
cancellation policies of any industry.)

All this move would do is signal that you can't sign up any customers for
your services and you're at the point of desperation.

Even if true, that's the last signal you ever want to give to a prospective
customer. You probably are unconsciously giving off such signals which may
be one reason why you're not landing any business.

Your real problem is market targeting - if you're in the business of
supplying manufacturing services, then don't concentrate your advertising in
a "struggling manufacturing region." Target some other region where the
market for your services isn't so saturated or diversity to other skills
where demand is higher and there is more profit potential.

== 2 of 3 ==
Date: Wed, Dec 5 2007 7:00 am
From: "AllEmailDeletedImmediately"

"Shawn Hirn" <srhi@comcast.net> wrote in message
news:srhi-4B6395.22011404122007@comcast.dca.giganews.com...
> In article
snip

> I understand that you are desparate for a job, but I doubt this idea
> would pan out. Hiring someone is a major commitment. I seriously doubt
> $300 would make all that big a difference to a company who could afford
> to hire you. What might be better is to offer to work for free for a
> week at a place where they might be tempted to hire you, but aren't
> ready to make the commitment. Another option to consider is to move to
> an area where jobs are available.

i'm not sure it's legal to work for free (off the clock), even voluntarily,
at a regular type company.
>

== 3 of 3 ==
Date: Wed, Dec 5 2007 7:49 am
From: George Grapman

AllEmailDeletedImmediately wrote:
> "Shawn Hirn" <srhi@comcast.net> wrote in message
> news:srhi-4B6395.22011404122007@comcast.dca.giganews.com...
>> In article
> snip
>
>> I understand that you are desparate for a job, but I doubt this idea
>> would pan out. Hiring someone is a major commitment. I seriously doubt
>> $300 would make all that big a difference to a company who could afford
>> to hire you. What might be better is to offer to work for free for a
>> week at a place where they might be tempted to hire you, but aren't
>> ready to make the commitment. Another option to consider is to move to
>> an area where jobs are available.
>
> i'm not sure it's legal to work for free (off the clock), even voluntarily,
> at a regular type company.
>
>
There are exceptions such as a commission only job. For many years
those jobs took out out no payroll deductions. The companies liked it
because they avoided Social Security, unemployment,etc while some worker
likes the idea of no withholding and they simply ignored the yearly 1099.
In the 90's the IRS ruled that if the company provides you with a
place to work along with needed tools you are a commissioned employee
and are subject to withholding.

==============================================================================
TOPIC: golden supplier best service,lowest price (http://www.silkonroad.com)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2537da8bfee750e7?hl=en
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== 1 of 1 ==
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TOPIC: YOU MUST KNOW THIS MAN
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6858c3dc592005a7?hl=en
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== 1 of 1 ==
Date: Wed, Dec 5 2007 7:15 am
From: aassime abdellatif

In The Name Of Allaah,

Most Gracious, Most Merciful

YOU MUST KNOW THIS MAN
MUHAMMAD
(May peace and blessings of God Almighty be upon him)
You may be an atheist or an agnostic; or you may belong to anyone of
the religious denominations that exist in the world today. You may be
a Communist or a believer in democracy and freedom. No matter what
you
are, and no matter what your religious and political beliefs,
personal
and social habits happen to be - YOU MUST STILL KNOW THIS MAN!

He was by far the most remarkable man that ever set foot on this
earth. He preached a religion, founded a state, built a nation, laid
down a moral code, initiated numberless social and political reforms,
established a dynamic and powerful society to practice and represent
his teachings, and completely revolutionized the worlds of human
thought and action for all times to come.

HIS NAME IS MUHAMMAD, peace and blessings of Almighty God be upon him
and he accomplished all these wonders in the unbelievably short span
of twenty-three years.

Muhammad, peace and blessings of God Almighty be upon him was born in
Arabia on the 20th of August, in the year 570 of the Christian era,
and when he died after 63 years, the whole of the Arabian Peninsula
had changed from paganism and idol-worship to the worship of One God;
from tribal quarrels and wars to national solidarity and cohesion;
from drunkenness and debauchery to sobriety and piety; from
lawlessness and anarchy to disciplined living; from utter moral
bankruptcy to the highest standards of moral excellence. Human
history
has never known such a complete transformation of a people or a place
before or since!

The Encyclopedia Britannica calls him "the most successful of all
religious personalities of the world". Bernard Shaw said about him
that if Muhammad were alive today he would succeed in solving all
those problems which threaten to destroy human civilization in our
times. Thomas Carlysle was simply amazed as to how one man, single-
handedly, could weld warring tribes and wandering Bedouins into a
most
powerful and civilized nation in less than two decades. Napoleon and
Gandhi never tired of dreaming of a society along the lines
established by this man in Arabia fourteen centuries ago.

Indeed no other human being ever accomplished so much, in such
diverse
fields of human thought and behavior, in so limited a space of time,
as did Muhammad, peace and blessings of God Almighty be upon him. He
was a religious teacher, a social reformer, a moral guide, a
political
thinker, a military genius, an administrative colossus, a faithful
friend, a wonderful companion, a devoted husband, a loving father -
all in one. No other man in history ever excelled or equaled him in
any of these difficult departments of life.

The world has had its share of great personalities. But these were
one
sided figures who distinguished themselves in but one or two fields
such as religious thought or military leadership. None of the other
great leaders of the world ever combined in himself so many different
qualities to such an amazing level of perfection as did Muhammad,
peace and blessings of God Almighty be upon him.

The lives and teachings of other great personalities of the world are
shrouded in the mist of time. There is so much speculation about the
time and the place of their birth, the mode and style of their life,
the nature and detail of their teachings and the degree and measure
of
their success or failure that it is impossible for humanity today to
reconstruct accurately and precisely the lives and teachings of those
men.

Not so this man Muhammad, peace and blessings of God Almighty be upon
him. Not only was he born in the fullest blaze of recorded history,
but every detail of his private and public life, of his actions and
utterances, has been accurately documented and faithfully preserved
to
our day. The authenticity of the information so preserved is vouched
for not only by faithful followers but also by unbiased critics and
open-minded scholars.

At the level of ideas there is no system of thought and belief-
secular
or religious, social or political-which could surpass or equal
ISLAAM-
the system which Muhammad peace and blessings of God Almighty be upon
him propounded. In a fast changing world, while other systems have
undergone profound transformations, Islaam alone has remained above
all change and mutation, and retained its original form for the past
1400 years. What is more, the positive changes that are taking place
in the world of human thought and behavior, truly and consistently
reflect the healthy influence of Islam in these areas. Further, it is
not given to the best of thinkers to put their ideas completely into
practice, and to see the seeds of their labors grow and bear fruit,
in
their own lifetime. Except of course, Muhammad, peace and blessings
of
God Almighty be upon him, who not only preached the most wonderful
ideas but also successfully translated each one of them into practice
in his own lifetime. At the time of his death his teachings were not
mere precepts and ideas straining for fulfillment, but had become the
very core of the life of tens of thousands of perfectly trained
individuals, each one of whom was a marvelous personification of
everything that Muhammad peace and blessings of God Almighty be upon
him taught and stood for. At what other time or place and in relation
to what other political, social, religious system, philosophy or
ideology-did the world ever witness such a perfectly amazing
phenomenon?

Indeed no other system or ideology secular or religious, social or
political, ancient or modern - could ever claim the distinction of
having been put into practice in its fullness and entirety EVEN ONCE
in this world, either before or after the death of its founder.
Except
of course ISLAAM, the ideology preached by Muhammad, peace and
blessings of God Almighty be upon him which was established as a
complete way of life by the teacher himself, before he departed from
this world. History bears testimony to this fact and the greatest
skeptics have no option but to concede this point.

In spite of these amazing achievements and in spite of the countless
absolutely convincing and authentic miracles performed by him and the
phenomenal success which crowned his efforts, he did not for a moment
claim to be God or God's incarnation or Son - but only a human being
who was chosen and ordained by God to be a teacher of truth to man
kind and a complete model and pattern for their actions.

He was nothing more or less than a human being. But he was a man with
a noble and exalted mission-and his unique mission was to unite
humanity on the worship of ONE AND ONLY GOD and to teach them the way
to honest and upright living in accordance with the laws and commands
of God. He always described himself as A MESSENGER AND SERVANT OF
GOD,
and so indeed every single action and movement of his proclaimed him
to be.

A world which has not hesitated to raise to Divinity individuals
whose
very lives and missions have been lost in legend and who historically
speaking did not accomplish half as much-or even one tenth-as was
accomplished by Muhammad, peace and blessings of God Almighty be upon
him should stop to take serious note of this remarkable man's claim
to
be God's messenger to mankind.

Today after the lapse of some 1400 years the life and teachings of
Prophet Muhammad, peace and blessings of God Almighty be upon him,
have survived without the slightest loss, alteration or
interpolation.
Today they offer the same undying hope for treating mankind's many
ills which they did when Prophet Muhammad, peace and blessings of God
Almighty be upon him, was alive. This is our honest claim and this is
the inescapable conclusion forced upon us by a critical and unbiased
study of history.

The least YOU should do as a thinking, sensitive, concerned human
being is to stop for one brief moment and ask yourself: Could it be
that these statements, extraordinary and revolutionary as they sound,
are really true? Supposing they really are true, and you did not know
this man Muhammad, peace and blessings of God Almighty be upon him or
hear about his teachings? Or did not know him well and intimately
enough to be able to benefit from his guidance and example? Isn't it
time you responded to this tremendous challenge and made some effort
to know him? It will not cost you anything but it may well prove to
be
the beginning of a completely new era in your life.

Come, let us make a new discovery of the life of this wonderful man
Muhammad, peace and blessings of God Almighty be upon him the like of
whom never walked on this earth, and whose example and teachings can
change YOUR LIFE and OUR WORLD for the better. May God shower His
choicest blessings upon him!

Written by S.H. Pasha

==============================================================================
TOPIC: Spider-Man comic subscription - 53% off!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ab0a4e1b4e8dd6b4?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 5 2007 7:27 am
From: "OhioGuy"

If anyone's looking for a great Christmas idea, here you go:

http://aycu31.webshots.com/image/34110/2006014045747153404_rs.jpg

Marvel's flagship title usually costs about $3.20 an issue retail (with tax)

I got this offer in the mail yesterday:

Buy a 36 issue subscription, and get them for $1.39 an issue, delivered to
your door!
(or the door of anyone you might think this was a good gift idea for)
That's $49.97 for
36 issues.

This is probably the best deal I've seen on any comic since about 1995,
let alone on a flagship title. By subscribing, you'll be guaranteed to get
first printings, not reprints. Each issue comes sealed in a plastic bag,
with paperboard backing. You also get any special "milestone" issues at no
extra cost. (I've gotten many of the double sized anniversary specials that
normally cost $3.99 as part of my subs this way)

If the person doesn't like it, they can transfer the remaining issues to
any of Marvel's nearly 3 dozen other subscription titles, including Thor,
Uncanny X-Men, New Avengers, Incredible Hulk, Iron Man, Fantastic Four,
Ghost Rider and many others.

Offer expires January 15, 2008.

I don't know about you, but I'm printing it out & submitting it 4 times
myself, to build up a cheap long term 12 year subscription to Fantastic
Four. This will save me over $260!

In case you have worries about comics coming through the mail, I know from
personal experience that there are only problems less than 1% of the time.
Even on those times, Marvel sent out a replacement issue immediately.

So if you know anyone who reads comics, or perhaps would like to encourage
literacy in someone (even someone learning English as a non-native language,
perhaps) this would be a GREAT gift. Just print out the form and mail it
in!

== 2 of 2 ==
Date: Wed, Dec 5 2007 8:39 am
From: clams casino

OhioGuy wrote:

> If anyone's looking for a great Christmas idea, here you go:
>
>http://aycu31.webshots.com/image/34110/2006014045747153404_rs.jpg
>
>
>Marvel's flagship title usually costs about $3.20 an issue retail (with tax)
>
>
>I got this offer in the mail yesterday:
>
>Buy a 36 issue subscription, and get them for $1.39 an issue, delivered to
>your door!
>(or the door of anyone you might think this was a good gift idea for)
>That's $49.97 for
>36 issues.
>
>

and I just turned down a $23/yr subscription to Newsweek (39 cents/
issue) and a $15/yr subscription (30 cents/ issue) to US News because
I'm waiting for a better deal.

Somehow $1.39/issue doesn't sound all that cheap. Likely worthwhile
if you want the comics, but hardly cheap.

==============================================================================
TOPIC: Renting VS Buying Homes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37be5c6af5aee907?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Dec 5 2007 7:28 am
From: jdoe

On Tue, 04 Dec 2007 07:45:22 -0500, clams casino
<PeterGriffin@drunkin-clam.com> wrote:

>>
>
>As others have shown, homes appreciate about 4-5% over the long haul,
>but the same dollars have historically appreciated 9-10% with stocks.
>
>

assuming your claim to be correct, while your money could earn greater
returns elsewhere, a person usually needs a place to live, so rather
than paying rent, why wouldn't it be better to acquire an asset that
offers a return on investment? when paying rent your money is gone and
there is no ROI
__________________________________________
Never argue with an idiot.
They'll drag you down to their level and beat you with experience.

== 2 of 3 ==
Date: Wed, Dec 5 2007 7:30 am
From: jdoe

On Tue, 04 Dec 2007 10:56:57 -0500, clams casino
<PeterGriffin@drunkin-clam.com> wrote:

>Chad wrote:
>
>>
>>
>>Oh, if you sell your home, you don't need to pay tax on net gain? I
>>also heard people saying they don't need to pay tax if the house was
>>their primary residence for at least 2 years. Otherwise, they have to
>>pay tax. Is this true?
>>
>>
>
>There are some limitations to the tax free gain (look it up), but most
>will qualify for the tax free gain.
>
>I'm guessing the 2-year residency was placed into the law so as not to
>reward flipping.
a 500k gain for joint filers is tax free
__________________________________________
Never argue with an idiot.
They'll drag you down to their level and beat you with experience.

== 3 of 3 ==
Date: Wed, Dec 5 2007 8:33 am
From: clams casino

jdoe wrote:

>On Tue, 04 Dec 2007 07:45:22 -0500, clams casino
><PeterGriffin@drunkin-clam.com> wrote:
>
>
>
>>As others have shown, homes appreciate about 4-5% over the long haul,
>>but the same dollars have historically appreciated 9-10% with stocks.
>>
>>
>>
>>
>
>assuming your claim to be correct, while your money could earn greater
>returns elsewhere, a person usually needs a place to live, so rather
>than paying rent, why wouldn't it be better to acquire an asset that
>offers a return on investment? when paying rent your money is gone and
>there is no ROI
>__________________________________________
>
>

Depends. Several years ago, I rented a quite nice two-BR apartment
for a year while I relocated. Simple CD interest from my equity nearly
paid for the apartment where I did pay taxes on that interest, but paid
no (direct) property taxes, mortgage, water or sewer for that year. I
also had free access to their gym, swimming pool & tennis courts with no
maintenance costs and a reduced insurance cost. An added benefit was
no mowing of the yard plus not only was the snow removed quickly from
the parking lot, but the help brushed the snow off the cars - well
before sun up on the day of the storms.

Banking the property taxes while paying no interest and enjoying a full
standard deduction was sweet - more than a typical home appreciation

Bottom line is that is would be foolish to pay the same for rent as one
would pay for home ownership. Trick is to invest the difference, not
simply spend it. Not everyone needs / desires a 3-5 BR home when an
apartment can be adequate.

==============================================================================
TOPIC: Christmas potpourri - under $10
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ccdeaf90af8c6ad8?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 7:50 am
From: MistyD

Vermont-based YankeeScents offers a variety of holiday blends and
other potpourri, many for under $10, as well as similar items. These
make a great gift idea!

http://www.yankeescents.com

==============================================================================
TOPIC: Hoodies Sunglasses Nokia N93 Nokia N70 Sony memory card Mobile Phones
etc(www.shopbb.com)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9d23a933b46e09fc?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 5 2007 7:55 am
From: "shopbb.com"

Dear my friend
It is our pleasure to meet you here.
we are wholesaler sport shoes,clothing,electrons in Fujian of China.
our website: http://www.shopbb.com
We are professional and honest wholesaler of all kinds of brand
sneaks and apparel.the products
our company supply are as follows:
1).Nike Jordans
Jordan 1 jordan 1.5 jordan 2 jordan 3 jordan 3.5 jordan 4 jordan 5
jordan 5.5 jordan 6 jordan 6.5 jordan 7 jordan 8 jordan 9 jordan 9.5
jordan 10 jordan 11 jordan 12 jordan 13 jordan 13.5 jordan 14 jordan
15 jordan 16 jordan 17 jordan 18 jordan 18.5 jordan 19 jordan 20
jordan 21 jordan 21.5 jordan 22 jordan King jordan Dub Zero Jordan 23
Jordan 7.5
2).Air Force One Air Force one (low) Air Force one (High) Air Force
one (Mid) Air Force one (clear) Air Force One 25 year
3).SHOX Shox R3 Shox R4 Shox R5 Shox TL1 Shox TL2 Shox TL3 Shox NZ
Shox OZ Shox Turbo Show GO Shox CL Shox Coqnescenti Shox Energia Shox
Explodine Shox Monster Shox Rhythmic Shox Warrior
4).Bape Shoes Bape Bape (transparent)
5).Air max AirMax 90 AirMax 95 AirMax 97 AirMax 2003 AirMax 2004
AirMax 2005 Air Max 2006 AirMax 180 AirMax LTD AirMax TN AirMax solas
AirMax 87 AirMax Rift
6).Puma Puma Rpt2 Puma SK6 Puma Jayfi Puma Cir Puma Speed Puma Repli
Puma Future Cat Puma Mostro Puma Lifestyle
7).Dunk SB Dunk High Dunk Low
8).Timberland Timberland High Timberland Low
9).Adidas Adidas 35 Adicolor Country city sense Adidas NBA
11).Prada & Gucci Prada Gucci
12).Footballer Shoes Footballer
13).Locaste
14).converse & Reebok converse Reebok
15).D&G shoes
16).Dsquared2 shoes
17).James shoes
18).Nike King
9).Children shoes Jordan Shox
20).Women shoes Women Jordans Women Shox R3 Women Shox R4 Women AirMax
95&97 Women AirMax 03&06 Women Dunk Women Shox NZ Women AF1
21).sandal & baboosh Nike Puma Gucci Prada
CLOTHES 1).Bape 2).ED Hardy 3).BBC 4).CLH 5).LRG 6).Artful Dodger
Hoodies 7).GINO GREEN GLOBAL 8).10 Deep 9).A&F Coat 11).Jersey NBA
Jersey Football Jersey 12).Juicy Bikini 13).Adidas Coat 14).F1 Coat
15).D&G Coat 16).Superman Coat 17).NBA Coat
JEAN 1).E&D Jeans 2).BBC Jeans 3).BAPE Jeans 4).D&G Jeans 5).EVSIU
Jeans 6).Red monkey 7).COOGI Jeans
T-shirt 1).POLO 2007 polo(women) 2007 POLO IIII(Men) POLO (stripe)
polo (small )
2).Lacoste Lacoste (LONG) Lacoste (SHORT) 3).Name Brand shirt D&G
Shirt Giorgio Armani TN Shirt 4).BBC T-shirt 5).LRG & gina green
glalal 6).Triumvir 7).ED handy 8).Evsiu 9).R.M.B 10).CLOT
Burse & Handbag 1).LV Bag 2).Gucci Bag 3).Dior Bag 4).Chanel Bag
5).Fendi Bag 6).Coach Bag 7).Burberrys Bag 8).Prada Bag 9).Man Leisure
Bag 11).D&G bag 12).nike bag 13).Wallet 14).Suitcase
Electronics 1).Vertu Mobile 2).New iphone Mobile 3).Nokia Mobile
4).moto Mobile 5).PSP Game & memory card 6).Sony Mobile 7).Samsung
Mobile 8).Ipod nano 9).Sony PS3 10).Laptops IBM laptops DELL laptops
Sony laptops ASUS laptops
CAP 1).ED Hardy Cap 2).New Bape & NY Cap 3).RMC Cap 4).New era NBA
5).F1 6).Chanel 7).D&G 8).gucci 9).LV 10).Prada 11).PUMA 12).wool
WATCH 1).Rolex 2).Omega 3).Cartier 4).Chanel 5).Piaget 6).Breitling
7).Bvlgari 8).Corum
Sunglasses 1).Gucci Sunglasses 2).D&G Sunglasses 3).Dior Sunglasses
4).LV Sunglasses 5).Chanel Sunglasses 6).Prada Sunglasses 7).Versace
Sunglasses 8).Giorgio Armani
Strap 1).Bape Strap 2).D&G Strap 3).Gucci Strap 4).LV Strap 5).Scarf
Other 1).Lighter

size chart
Men Size:
US: 7 8 8.5 9 9.5 10 10.5 11 11.5 12 13 14 15
UK: 6 7 7.5 8 8.5 9 9.5 10 10.5 11 12 13 14
EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
US: 5 5.5 6 6.5 7 7.5 8 8.5
UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
US: 1 2 3 4 5 6 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5
UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30 30.5
31

Clothing Size:
S M L XL XXL XXXL XXXXL XXXXXL

7.because the space of the website is limited,we can also supply many
other products which be not showed out in our site. if you have the
photos of the products you need , we are pleasure to supply for your
orders.
And our company can supply for our customers ,as follow:
1. top quality.all our products have top quality.
2. most rational price. we offer the most competitive price to you to
open your market. So today most of our products have sold well in the
America, Europe, Middle East, Southeast Asia etc..
3. safe and fast shipment. As different country you are in, we will
deliver the products to you by different ways and pledge to arrive to
your address 100%.and we will send the products to you within 24h
after we get your payment.
4.many products in stock. We have many products in stock and kinds of
size you need , also include kid's.
5.our credit. If the products can be not delivered to your address as
our reason, we will refund the money you paid.
Hope sincerely to have glad and long term business relationship with
you.
If you are interested in our products and have any problem, welcome
to
contact us.
Please trust us , we will be your best choice !!!
Website : http://www.shopbb.com
MSN and E-mail: shopbb@hotmail.com
Yahoo ID:mallinchina@yahoo.com.cn
Michael

== 2 of 2 ==
Date: Wed, Dec 5 2007 7:58 am
From: "shopbb.com"

Clothing Size:
S M L XL XXL XXXL XXXXL XXXXXL

==============================================================================
TOPIC: Any ATT cell phone users here?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3611a3889da8ef91?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 8:18 am
From: me@privacy.net

>>I currently have an unlocked GSM Nokia phone being used
>>on another carrier OTHER than ATT
>>
>>Thinking of going to ATT tho so can I use THIS phone
>>with the ATT system thereby avoiding the contract
>>commitment?
>
>Probably.

Well I went and talked to local ATT dealer and they
said it was "technically" possible to use my current
phone but that I would STILL need a 2 year contract!!!

Bottom line.... how can I get ATT service WITHOUT any
contract short of going pre-paid?

==============================================================================
TOPIC: http://www.silkonroad.com/Bape+shoes/
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4820f5788027d42b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 5 2007 8:41 am
From: xiaoshifeng009@gmail.com

We are wholesale each kind of Shoes, Jeans, T-shirts,
Sunglasses,Handbags, Wallets, Sandals,

Watches,Cap, Belt... from China. In the process of fast development,
(http://www.silkonroad.com) are

looking forward to cooperation with inner and abroad business
partners.We will work hard to meet the

interests of our customers to boost our advantage. We are sure we will
be one of your best ideal

cooperation partners.

We export our brand shoes all over world because of our competitive
price, good quality products and

good service. All our products are guaranteed to be a minimum of AAA+
quality. Our price and good

service are often appreciated by our customers. So we can get repeat
order to sustain our development.

Your support of our business is very thankful.

We deliver all our orders promptly via EMS/UPS/DHL/FEDEX/TNT. A
typical delivery time is around 7 days

from dispatch in China to arriving at your door. We ship worldwide and
guarantee delivery.
Payment we prefer Western Union Bank-of-China ,please click this
site:

(http://www.silkonroad.com/payment.asp)

Our products are popular all over the world with high quality, low
price, timely delivery and best

service. We will update the latest style and stocks frequently. You
are welcome to visit our website

to learn more information of our shoes and search the items you are
interested in.

We respect all our clients and we'd like to share with them on mutual
benefit. We want to strengthen

friendship between us. If you are interested in our products or
service please contact us without

delay. We are waiting to serve you. You are welcome to visit our
website: (http://www.silkonroad.com)

!
aMSN: chinasilkroad#hotmail.com
Yahoo:silkonroad#yahoo.cn

==============================================================================

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Wednesday, December 5, 2007

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