Wednesday, June 18, 2008

25 new messages in 14 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Recommendations for a credit card with gas rewards? - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/30d1478cf9f7cff4?hl=en
* Our Troubled Country - Importing Poverty ( Frosty Wooldridge ) - 2 messages,
2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/47ef53144fdedf82?hl=en
* Gore's personal electricity consumption up 10% - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c3a06925c597e291?hl=en
* JEWS - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bf1e12e50bbd4e80?hl=en
* Sleazy Wall Steet/Chamber of Commerce bloats tout offshore drilling. - 2
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/965646d3be1e6878?hl=en
* Best Buy bad PC purchase - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/50979382173ee236?hl=en
* Can You Believe the Gas Prices? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a4f5a6d49f874703?hl=en
* 2009 Prius - why such a big engine? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64b8bb7586b7de99?hl=en
* Frugal solar panels? - 4 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a5212de70d56c37d?hl=en
* Capital One Bank overauthorizes then charges high late fee - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ddf6473f33b6ed21?hl=en
* Credit Card Review Sites? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c2809386e1c822ec?hl=en
* 2 Pieces of Information - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee3377ac1e17241f?hl=en
* Water 4 Gas - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1eb6c2388ced324e?hl=en
* Inexpensive green products website - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/fcbe4fbb7e5c34e0?hl=en

==============================================================================
TOPIC: Recommendations for a credit card with gas rewards?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/30d1478cf9f7cff4?hl=en
==============================================================================

== 1 of 4 ==
Date: Wed, Jun 18 2008 12:29 pm
From: laredotornado


Hi,

In this time of high gas prices, I am searching for a credit card that
will give me maximum rewards when I make gas purchases (or purchases
at gas stations). I carry no credit card debt and pay off my credit
cards every month.

Thanks for any recommendations, - Dave

== 2 of 4 ==
Date: Wed, Jun 18 2008 1:05 pm
From: clams_casino


laredotornado wrote:

>Hi,
>
>In this time of high gas prices, I am searching for a credit card that
>will give me maximum rewards when I make gas purchases (or purchases
>at gas stations). I carry no credit card debt and pay off my credit
>cards every month.
>
>Thanks for any recommendations, - Dave
>
>

All will likely have limits, so you may want to consider several cards.

Discover, for example, will rebate 5% of gas at select stations (pay at
pump & not chains such as Walmart & similar warehouse retailers ) during
the months of July - Sept, but only to a maximum of $20 ($600 in gas) -
assuming you remember to sign up for that rebate each year (prior to
buying the gas)..

Citibank has several card options typically refunding 2-3% of gas &
groceries with a $300/yr maximum rebate. I read somewhere that some may
have a maximum of $20/month in rebates.

Chase / AAA advertises a 5% rebate on gas, but only up to the amount
charged on other goods (5% rebate on $200 gas will require another $200
in charges on other goods). You'll need to maintain accurate records
to maximize that rebate.

Be aware that each card will have its "small print" - essentially
hidden limits .


see http://www.creditcardguide.com/gascards.html to see some of the
gimmicks.

== 3 of 4 ==
Date: Wed, Jun 18 2008 1:16 pm
From: clams_casino


laredotornado wrote:

>Hi,
>
>In this time of high gas prices, I am searching for a credit card that
>will give me maximum rewards when I make gas purchases (or purchases
>at gas stations). I carry no credit card debt and pay off my credit
>cards every month.
>
>Thanks for any recommendations, - Dave
>
>


http://www.bankaholic.com/credit-cards/gasoline/

- Chase Freedom card
is probably the best at this time.

== 4 of 4 ==
Date: Wed, Jun 18 2008 5:57 pm
From: "Lou"

"laredotornado" <laredotornado@zipmail.com> wrote in message
news:197918dd-908a-4d64-b9e7-e94adb83bf9d@f63g2000hsf.googlegroups.com...
> Hi,
>
> In this time of high gas prices, I am searching for a credit card that
> will give me maximum rewards when I make gas purchases (or purchases
> at gas stations). I carry no credit card debt and pay off my credit
> cards every month.
>
> Thanks for any recommendations, - Dave

I'd recommend searching for a card that will give you the maximum rewards
regardless of what you buy with it. The money you get/save can be used to
partially offset your costs for gasoline.

For instance, I spend far more at the supermarket than I do at the gas
station - using a card that'll give me rewards for my supermarket spending
will probably net me much better than using a card that only paid off on gas
purchases.



==============================================================================
TOPIC: Our Troubled Country - Importing Poverty ( Frosty Wooldridge )
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/47ef53144fdedf82?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Jun 18 2008 12:33 pm
From: "Herb Martin"

"Marcus Aurelius" <alexander26a@hotmail.com> wrote in message
news:bca6c055-f61b-4afb-9378-3a7403b8fa42@m44g2000hsc.googlegroups.com...
>A nation that, through it's Constitution and Declaration of
> Independence, is founded on virtue, can not last when immigrants, both
> legal and illegal, are admitted to the USA in willful disrespect for
> this basic principle.

It is NOT "immigrants", i.e., legal immigrants, who are the problem but
rather the rampant influx of ILLEGAL ALIENS.

Stop the illegal aliens -- send or encourage them to go home.

THEN, and only then, rationalize the immigration police to select the
very best, not by nationality nor race, but by intelligence, honor,
respect for law, education, financial independence, and other
useful attributes.

And to anyone who says you cannot expell 10 Million or more,
that is patently obvious since Mexico did it.

Serious penalities for employers to give jobs. Nothing but
absolutely emergency services.

You want to move to the US? Go back to your own country
and apply like those who obey the law.

Make a law: Anyone EVER caught as an Illegal Alien is
forever forbidden legal imigration and especially citizenship.

== 2 of 2 ==
Date: Wed, Jun 18 2008 2:02 pm
From: "Rod Speed"


Marcus Aurelius <alexander26a@hotmail.com> wrote:

> A nation that, through it's Constitution and Declaration of Independence, is founded on virtue,

Been having those pathetic little drug crazed fantasys long ?

> can not last when immigrants, both legal and illegal, are admitted
> to the USA in willful disrespect for this basic principle.

How odd that its the immigrants that turned the place from somewhere
where savages killed each other enthusiastically into what it is today.



==============================================================================
TOPIC: Gore's personal electricity consumption up 10%
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c3a06925c597e291?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Jun 18 2008 12:37 pm
From: Jeff


Goomba wrote:
> Brad Naylor wrote:
>> "Goomba" <Goomba38@comcast.net> wrote in message
>> news:6bt1l8F3dthelU4@mid.individual.net...
>>> Jeff wrote:
>>>
>>>> All this goes to show that the proliferation of Mansions and
>>>> McMansions is unsustainable. Kudos to George W for his Texas White
>>>> House.
>>>>
>>> Do we know anything about the Crawford, Texas house? I can't think of
>>> ever hearing how large or energy efficient it might be?
>>
>> I'll repeat, for your benefit:
>
> Thank you. It was probably a benefit for others who may also have missed
> it before? It certainly isn't well publicized information.
>
>> Designed by an architecture professor at a leading national university,
>> this house incorporates every "green" feature current home construction
>> can provide. The house contains only 4,000 square feet (4 bedrooms) and
>> is nestled on arid high prairie in the American southwest. A central
>> closet in the house holds geothermal heat pumps drawing ground water
>> through pipes sunk 300 feet into the ground. The water (usually 67
>> degrees F.) heats the house in winter and cools it in summer. The system
>> uses no fossil fuels such as oil or natural gas, and it consumes 25% of
>> the electricity required for a conventional heating/cooling system.
>> Rainwater from the roof is collected and funneled into a 25,000 gallon
>> underground cistern. Wastewater from showers, sinks and toilets goes
>> into underground purifying tanks and then into the cistern. The
>> collected water then irrigates the land surrounding the house. Flowers
>> and shrubs native to the area blend the property into the surrounding
>> rural landscape.
>
> Very impressive.

But what's the electric bill? Al Gores home also has geothermal
heating and cooling now, as does he have a waste water recovery plan.

Jeff

== 2 of 2 ==
Date: Wed, Jun 18 2008 1:31 pm
From: Goomba


Jeff wrote:
> Goomba wrote:

>> Very impressive.
>
> But what's the electric bill? Al Gores home also has geothermal heating
> and cooling now, as does he have a waste water recovery plan.
>
> Jeff

I'm pretty sure the electric bill on a 4K sq foot house is a lot less
than the mansion Gore owns?


==============================================================================
TOPIC: JEWS
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bf1e12e50bbd4e80?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 12:57 pm
From: "Lubow"


"The Jews:
A group of people who make money like Episcopalians and vote like Puerto
Ricans."

-- Chris Matthews


==============================================================================
TOPIC: Sleazy Wall Steet/Chamber of Commerce bloats tout offshore drilling.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/965646d3be1e6878?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Jun 18 2008 1:04 pm
From: The Trucker


On Wed, 18 Jun 2008 08:03:56 -0700, billimmelman wrote:

> On Jun 18, 3:22 am, wis...@yahoo.com wrote:
>> The time is ripe for America to use existing technology to get those
>> electric cars rolling down the assembly lines. But the usual suspects,
>> the same bastards who love illegal aliens and other cheap labor
>> sources, opt for what they think is the easy solution. Fuck 'em all!
>>
>> ted
>>
>> "They trundle into the fast food outlet, fat asses leaving the SUV
>> full of plump wives and noisy children. Behind their vehicle is a
>> trailer bearing two ATV's. This family is doing it's outdoor thing".
>
> The hacks always look for a quick cheap fix. I will bet that American
> industry can produce a solar-boosted electric car faster then the
> first
> drilling rig can be placed.

No. But the algae based biodiesel and ethanol people can create fuel at
$3 a gallon a lot faster than these people can deliver oil from more
drilling. I have spent the last 4 days looking into this and I usually do
not spend anything near that researching anything. The more I look the
more I see of the actual commercial ventures out there DOING IT. The
current problem is one of technology moving too damned fast for the
capital. The folks that are doing it right now will probably get beat up
by the people that do it next week. Sometimes capitalism shoots itself in
the foot from being _too_ good.

--
"I know no safe depository of the ultimate powers
of society but the people themselves; and
if we think them not enlightened enough to
exercise their control with a wholesome
discretion, the remedy is not to take it from
them, but to inform their discretion by
education." - Thomas Jefferson
http://GreaterVoice.org/extend

== 2 of 2 ==
Date: Wed, Jun 18 2008 1:08 pm
From: The Trucker


On Wed, 18 Jun 2008 12:39:39 -0500, ChairMan wrote:

> <billimmelman@yahoo.com> wrote in message
> news:b8cfc506-6cc7-4f78-aceb-a89fb8257331@79g2000hsk.googlegroups.com
>> On Jun 18, 3:22 am, wis...@yahoo.com wrote:
>>> The time is ripe for America to use existing technology to get those
>>> electric cars rolling down the assembly lines. But the usual
>>> suspects, the same bastards who love illegal aliens and other cheap
>>> labor sources, opt for what they think is the easy solution. Fuck
>>> 'em all!
>>>
>>> ted
>>>
>>> "They trundle into the fast food outlet, fat asses leaving the SUV
>>> full of plump wives and noisy children. Behind their vehicle is a
>>> trailer bearing two ATV's. This family is doing it's outdoor thing".
>>
>> The hacks always look for a quick cheap fix. I will bet that American
>> industry can produce a solar-boosted electric car faster then the
>> first
>> drilling rig can be placed.
>>
>> bill
>
> There are already rigs off the coast of Florida, they're just not ours.
> Why is it that all you anti oil people dont have a problem with us drilling
> in other countries and fuckin' up their enviroment?

There are no Chinese rigs drilling on the Cuba side of the Florida Strait
according people in our government. But there is some truth to your MIMBY
prosecution.

> Just don't do it my backyard, huh?
> You're the same people that complain about how bad Bush has made us look to
> the rest of the world, but don't take any personal responsiblity of your own
> for your views.
> The word hypocrite comes to mind.
> BTW: WTF are we saving "OUR" oil for?

Petrochemicals, plastics, and other stuff. We have renewable energy. NO
need to invest any more in the limited stuff.

--
"I know no safe depository of the ultimate powers
of society but the people themselves; and
if we think them not enlightened enough to
exercise their control with a wholesome
discretion, the remedy is not to take it from
them, but to inform their discretion by
education." - Thomas Jefferson
http://GreaterVoice.org/extend


==============================================================================
TOPIC: Best Buy bad PC purchase
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/50979382173ee236?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Jun 18 2008 1:21 pm
From: Al Bundy


On Jun 18, 12:23 am, "Rod Speed" <rod.speed....@gmail.com> wrote:
> Al Bundy <MSfort...@mcpmail.com> wrote
>
> > josh.kapl...@comcast.net wrote
> >> Use caution when buying a PC from Best Buy. I bought a laptop from them
> >> recently for almost $1k. The antivirus program that came with it was MacAfee,
> >> which slowed windows down quite a bit, especially in booting up time.
> >> I removed it through add/remove programs, and all of a sudden I couldn't get online anymore.
> > In your case it sounds like you did not know how to uninstall the antivirus properly.
>
> The way he did it should be all you need to do if it had been designed properly.

True, but those anti-virus programs tend to hold your computer hostage
and take more work to completely remove.

> > Your friends story is third hand and, therefore, not worth much either.
> > Let's face it, you are just looking to post your site here.
>
> Mindless conspiracy theory.

I don't take third party checks either. Why talk to the monkey when
you can deal with the organ grinder?

== 2 of 3 ==
Date: Wed, Jun 18 2008 2:00 pm
From: "Rod Speed"


Al Bundy <MSfortune@mcpmail.com> wrote
> Rod Speed <rod.speed....@gmail.com> wrote
>> Al Bundy <MSfort...@mcpmail.com> wrote
>>> josh.kapl...@comcast.net wrote

>>>> Use caution when buying a PC from Best Buy. I bought a laptop
>>>> from them recently for almost $1k. The antivirus program that
>>>> came with it was MacAfee, which slowed windows down quite
>>>> a bit, especially in booting up time. I removed it through add/remove
>>>> programs, and all of a sudden I couldn't get online anymore.

>>> In your case it sounds like you did not know how to uninstall the antivirus properly.

>> The way he did it should be all you need to do if it had been designed properly.

> True, but those anti-virus programs tend to hold your computer
> hostage and take more work to completely remove.

Not the properly designed ones.

And returning the badly designed ones for a full refund is the only thing that makes any sense.

>>> Your friends story is third hand and, therefore, not worth much
>>> either. Let's face it, you are just looking to post your site here.

>> Mindless conspiracy theory.

> I don't take third party checks either. Why talk to the
> monkey when you can deal with the organ grinder?

No one is holding a gun to your head and forcing you to click on his link.

If someone is doing that, call the cops.


== 3 of 3 ==
Date: Wed, Jun 18 2008 4:33 pm
From: Seerialmom


On Jun 17, 4:42 pm, George Grapman <sfgeo...@paccbell.net> wrote:
> josh.kapl...@comcast.net wrote:
> > Use caution when buying a PC from Best Buy. I bought a laptop from
> > them recently for almost $1k. The antivirus program that came with it
> > was MacAfee, which slowed windows down quite a bit, especially in
> > booting up time.
>
> > I removed it through add/remove programs, and all of a sudden I
> > couldn't get online anymore.
>
> > I returned it to Best Buy immediately, although I had to pay the
> > restocking fee, which Wal Mart to the best of my knowledge does NOT
> > charge.
>
> > The Geek Squad clerk tried to talk me into another laptop although i
> > said I was not interested, this thing was junk, and I wanted a
> > refund. They were very slow in giving me a refund and I was almost
> > late to work as a result.
>
> > I would also like to add, a friend of mine just bought a laptop from
> > Best Buy, and after a few days, she was unable to get online. She
> > called the Geek Squad support which she paid for and got someone in
> > India who she could barely understand. He said take the computer into
> > the store, which she did. The Geek Squad rep charged her $39 for a
> > diagnostic fee although she has a full warranty. Then the Verizon
> > people found it was a defective card and so she was charged $39 for
> > absolutely nothing.
>
> > Also, the Geek Squad clerk said not to use the back up restore discs
> > they gave her and only let them do this if needed. They said it was
> > because it would reformat the drive and if they had to reinstall
> > anything these discs didn't, it would cost $200.
>
> I have had two experiences with Best Buy.
>
> 1- I wanted a Caller ID box that would work with call waiting. The
> only one on in stock was a display model. It took a while to find a
> clerk who said he needed a mangers approval to sell it. He vanished and
> I gave up after 15 minutes.
>
> 2- I was looking a a computer package that included a monitor. I asked
> how much it would cost without the monitor and the clerk insisted that
> my monitor which I got with Windows 98 would not work with XP.- Hide quoted text -
>
> - Show quoted text -

It's all about the bottom line profit...and if you believed him it
sounds like he saw you coming a mile away ;)


==============================================================================
TOPIC: Can You Believe the Gas Prices?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a4f5a6d49f874703?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 1:39 pm
From: Al Bundy


On Jun 17, 12:19 am, "savemile...@gmail.com"
<rebekah.stev...@gmail.com> wrote:
> Save Gas With NanoTech, Inc. eeFuel(R)
>
> http://fuellegacy.com/saveyourfuel
>
> Multiple Uses Per Bottle!
>
> Registered with the Environmental Protection Agency (EPA):http://www.epa.gov/oms/regs/fuels/additive/web-gas.htm
>

I like the testimonials best.

This guy reports going from 300 miles a tank to 408, over 20%
increase. I guess. You wonder about his math.
"Thank you Fuel Legacy. I'm seeing great results with My Dodge Diesel
Truck. Around town driving I was only getting 300 miles, now I'm up to
408 miles. Over a 20% increase. Keep it coming."

This guy goes from 20 to 28 MPG while the old EPA rating was 29 MPG
combined. Do you thing maybe he's driving more sanely now?

At home we have, a Kia Rio 2003. Before to use eeFuel, we had 20 miles
per gallon on the city, we use this car for same exactly things since
one year ago, after the first time using eeFuel we had 24 m p g and
with the use the savings are improving, right now we have 28 m p g and
it is the fifth tank.


==============================================================================
TOPIC: 2009 Prius - why such a big engine?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64b8bb7586b7de99?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 2:07 pm
From: "Rod Speed"


Dave <noway@nohow.not> wrote:

>>> A combination of nuclear power plants and wind farms, I believe.

>> If you have the nukes, there is no point in the massive environmental pollution that wind farms involve.

> ROFLMAO!!!!!!!!!!!!!!!!!!!!

What are you doing down there on the floor, child ?

>>>> Standardized batteries, easily swapped at service/charging stations hooked to the electric grid.

>>> I see a problem with that. I believe if we go that route, then it's
>>> more likely that the chemical (which stores the electric charge)
>>> will be changed quickly, not the whole battery. This would be
>>> a dangerous operation, but probably LESS dangerous than
>>> refueling an IC engine vehicle is today.

>> Makes a lot more sense to swap the packaged battery.

> Not really.

Yes, really.

> Unless you want to create millions of jobs for licensed fork truck operators.

You dont need a fork truck to do that and even if you
did, you dont need to have the car driver doing it anyway.

And the charge aint in liquid chemicals anyway.

> If that's the goal, fine. But otherwise, it makes more sense to leave the battery package in the car.

Nope.



==============================================================================
TOPIC: Frugal solar panels?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a5212de70d56c37d?hl=en
==============================================================================

== 1 of 4 ==
Date: Wed, Jun 18 2008 2:44 pm
From: oprah.chopra@gmail.com


Every year I get excited about installing solar panels. I then do my
research online and quickly get discouraged by the high price tags
and mediocre performance. Has anyone had any luck with them?

== 2 of 4 ==
Date: Wed, Jun 18 2008 2:53 pm
From: "Rod Speed"


oprah.chopra@gmail.com wrote:

> Every year I get excited about installing solar panels. I then do my
> research online and quickly get discouraged by the high price tags
> and mediocre performance. Has anyone had any luck with them?

Not in that sense except when the grid isnt available.


== 3 of 4 ==
Date: Wed, Jun 18 2008 4:32 pm
From: Seerialmom


On Jun 18, 2:44 pm, oprah.cho...@gmail.com wrote:
> Every year I get excited about installing solar panels. I then do my
> research online and quickly get discouraged by the high price tags
> and mediocre performance. Has anyone had any luck with them?

in some areas (and of course I don't know where yours is) there are
companies that are doing something similar to a "lease" of the solar
panels. Now I'm not sure if you get to keep the "overflow" if there
was any (like how some utilities will credit you back if you produce
more than you use); but it's a fairly reasonable cost; they're
advertising around here for $85 a month. The one advertising around
here is "Solarcity":

http://www.solarcity.com/

== 4 of 4 ==
Date: Wed, Jun 18 2008 5:47 pm
From: "Lou"


For residential customers, they discount future costs and benefits by
8%/year to come up with a net present value in today's dollars. That
percentage seems high to me - we haven't seen inflation at that level since
Carter was President.

The example also assumes that at the end of your 15 year lease, you'll buy
the system for $13,500 (presumably, that's the price discounted to today's
net present value, so the nominal price would be higher). I don't know what
used equipment of this sort goes for, but that seems high as well,
considering that they say the stuff costs $17,800 when they install it.

A few minutes of back of the envelope calculating, and assuming their
initial price is more or less correct, if you went out and bought the
system, financing it with a 15 year loan, it'd probably cost somewhere
around $110 - $120 month. That's more than the lease payments over the same
period, but at the end you'd have the system without that $13,500 balloon
payment, meaning you'd be able to hang onto somewhere around $10,000 instead
of giving it to them.

The stuff about increasing power costs and net metering apply whether you
buy or lease, but I'm not sure about government rebates. And of course,
their numbers are averages - some months you'll probably owe the electric
company money, while others you may get a credit.

I wonder if this kind of installation reduces the need for power plants,
transmission lines, etc. Since they're tied to the grid and are without
battery backup, whenever the sun isn't shining, a traditional power plant
has to take up the slack, and the net effect might be to increase the price
of electricity for everyone because all that capacity will be used a smaller
percentage of the time.

No new material below, included for reference only.
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"Seerialmom" <seerialmom@yahoo.com> wrote in message
news:80340250-36c4-4b7a-9fde-47b0e801571a@l42g2000hsc.googlegroups.com...
On Jun 18, 2:44 pm, oprah.cho...@gmail.com wrote:
> Every year I get excited about installing solar panels. I then do my
> research online and quickly get discouraged by the high price tags
> and mediocre performance. Has anyone had any luck with them?

in some areas (and of course I don't know where yours is) there are
companies that are doing something similar to a "lease" of the solar
panels. Now I'm not sure if you get to keep the "overflow" if there
was any (like how some utilities will credit you back if you produce
more than you use); but it's a fairly reasonable cost; they're
advertising around here for $85 a month. The one advertising around
here is "Solarcity":

http://www.solarcity.com/



==============================================================================
TOPIC: Capital One Bank overauthorizes then charges high late fee
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ddf6473f33b6ed21?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 4:33 pm
From: "SpammersDie"


>Well, yeah, that's what I do. However, I submit that anyone who is
>skating
>so close to the edge that they have to ask what their balance is,
>needs
>to take a hard, disciplined look at their financial habits.

These fees serve a useful form of economic Darwinism - redistribute wealth
from those who can't manage money to those who can.

I wish the government tax code worked that way.



==============================================================================
TOPIC: Credit Card Review Sites?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c2809386e1c822ec?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 5:27 pm
From: Pringles CheezUms

>krw wrote:
>>
>>> I've found several sites from google, but you never know what they're
>>> about without some personal experience.
>>
>> Well, if you don't trust internet sites (no reason you should), why
>> are you asking?
>
>I would not particularly trust "average joe" review sites, but OTOH a
>site like Bankrate's is reputable. Perhaps that is what the OP was
>getting at.

Precisely. No reason to jump to the conclusion that I think all sites
are bad.
Thank you for the link.
And I can dream about businesses treating their customers right. Doesn't
mean it'll happen but it's a nice vision.


==============================================================================
TOPIC: 2 Pieces of Information
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee3377ac1e17241f?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 5:34 pm
From: Brandon Christian


Friend,

High blood pressure is a "silent killer," and about 1 in 4 adults have
high blood pressure, so you very well might want to have your blood
pressure checked, as knowledge is power.

On another note, I'm always looking for good individuals, such as
yourself, to check out www.BrandonsCastle.com .

Sincerely,

Brandon


==============================================================================
TOPIC: Water 4 Gas
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1eb6c2388ced324e?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 6:10 pm
From: "Nicik Name"

"RABBIT" <getextra@gmail.com> wrote in message
news:5f74ead2-ff61-4334-a9e8-8a38ffeed162@34g2000hsf.googlegroups.com...
Water 4 Gas
When you look closely at such 100% water driven technology, one ends
up spending even more than using the usual fuel for powering vehicles.

So, the method I recommend for powering your car with water that will
save you cost of fuel is to make your own low-cost hybrid car that
will run on water and gas, thereby saving you huge costs you would
have spent using only gas.

In other words - Hydrogen-On-Demand system where you run your car on
Hydrogen WHEN you need it!
http://www.linkbrander.com/go/64168

Note that I am not saying you should build a car from scratch that
will run on water. Not at all. This instead is about constructing
simple devices that will enable your car to run on water as well as
gas. You don't have to alter your car make-up or get a new car. The
technology can work with almost any car or truck.

In simple words, this technology involves putting together home-made
devices that use a little electricity out of your car's battery to
separate water into a gas called HHO (2 Hydrogen + 1 Oxygen). HHO,
also known as Hydrogen*Oxygen(tm) or Hydroxy, burns beautifully and by so
doing provides TONS of energy.

And the most remarkable beauty is that this pound for pound HHO gas is
even much more potent than gasoline. In fact 3 times more potent than
gasoline.

By using such cars you effectively save money that would have been
spent on fuel for your car. It is estimated that this could save you
as much as $897.40 per year. If you are two, three or four drivers in
the family, this yearly savings increases dramatically. And what if
you have a fleet of 50 drivers in your company? Then your yearly
savings will multiply to $44,870.

http://www.linkbrander.com/go/64168

First things first... this isn't about running your car on 100% water.
Of course there are information available about running your car on
100% water but I don't recommend them because they are not only
complicated but seriously expensive and completely unpredictable.


To learn more about water for gas technology and how you too can build
your own water for gas powered car,

visit http://www.linkbrander.com/go/64168

for all the SECRETS of Water Car Technology
Some form of a Joe Cell?



==============================================================================
TOPIC: Inexpensive green products website
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/fcbe4fbb7e5c34e0?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jun 18 2008 7:23 pm
From: wvnutt


I recently created a website featuring affordable (<$100) green
alternatives to everyday home products that help reduce energy and
water consumption. Currently, the site only features a few products
along with some tips for green living, and I am looking for additional
product suggestions. The site is intended for those who would like to
green their homes, but aren't yet prepared to spend the money required
to replace appliances, insulation, etc. In addition to products, I'd
appreciate suggests regarding the site's appearance, functionality,
etc. The site can be visited at http://www.inexpensivegreen.com

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