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Today's topics:
* Need Opinions on Ordering Magazine Subscriptions Online - 2 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/t/f670bbbba293e2c2?hl=en
* Miss Manners on credit cards and protective clerks/managers - 2 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/t/d050e2dac2223a44?hl=en
* supreme court to determine obama presidential eligibilty - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/546a49e0512f561c?hl=en
* Folks, this is a real depression, protect your assets - 8 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/t/cb1cc803cf7130ab?hl=en
* The Next Bank Heist: DEBIT CARDS - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/535b1a94bef90ab2?hl=en
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TOPIC: Need Opinions on Ordering Magazine Subscriptions Online
http://groups.google.com/group/misc.consumers.frugal-living/t/f670bbbba293e2c2?hl=en
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== 1 of 2 ==
Date: Fri, Dec 5 2008 3:27 pm
From: "TKM"
"Scruff" <Scruffy892@aol.com> wrote in message
news:ad8745a4-a72c-4124-a719-af7108d13197@v15g2000yqn.googlegroups.com...
> Hi,
>
> Has anyone had any luck (good OR bad) ordering cheap magazines online,
> lately? If so, could you suggest a reliable site? I was going to
> give magazine subscriptions as gifts this Christmas, but I don't want
> the hassle of them not showing up.
>
> I saw a couple of sites with pretty cheap prices (maybe too cheap?)--
> anyone had any experience with these?
>
> MagazineDealsNow.com
> BestDealMagazines.com
> DeltaMagazines.com
>
> Thanks a bunch for any advice you can offer.
I've used University Subscription Service for the last 20 years or so and
see that they have an online site at:
http://www.ussmag.com/index.asp The prices have always been good and even
better if you qualify for the educational discount. Never had a problem
with billing, ordering or delivery.
TKM
== 2 of 2 ==
Date: Fri, Dec 5 2008 8:07 pm
From: AA
Thanks For the Link TKM
>
> "Scruff" <Scruffy892@aol.com> wrote in message
> news:ad8745a4-a72c-4124-a719-
> af7108d13197@v15g2000yqn.googlegroups.com...
>> Hi,
>>
>> Has anyone had any luck (good OR bad) ordering cheap magazines
>> online,
>> lately? If so, could you suggest a reliable site? I was going to
>> give magazine subscriptions as gifts this Christmas, but I don't
>> want
>> the hassle of them not showing up.
>>
>> I saw a couple of sites with pretty cheap prices (maybe too
>> cheap?)--
>> anyone had any experience with these?
>>
>> MagazineDealsNow.com
>> BestDealMagazines.com
>> DeltaMagazines.com
>>
>> Thanks a bunch for any advice you can offer.
>>
> I've used University Subscription Service for the last 20 years or
> so and
> see that they have an online site at:
> http://www.ussmag.com/index.asp The prices have always been good
> and even
> better if you qualify for the educational discount. Never had a
> problem
> with billing, ordering or delivery.
>
> TKM
==============================================================================
TOPIC: Miss Manners on credit cards and protective clerks/managers
http://groups.google.com/group/misc.consumers.frugal-living/t/d050e2dac2223a44?hl=en
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== 1 of 2 ==
Date: Fri, Dec 5 2008 3:15 pm
From: Coffee's For Closers
In article <aaf06354-7bcb-4307-ab27-
e1b171d64a80@t2g2000yqm.googlegroups.com>, bigdog811@gmail.com
says...
> On Dec 3, 12:56=A0pm, lenona...@yahoo.com wrote:
> > It's the second letter down.
> >
> > What in the world is WRONG with the complainer's brain?
> >
> > http://www.washingtonpost.com/wp-dyn/content/article/2008/12/02/AR200...
> >
> > Enjoy the third letter, too. (The subject is Miss Manners' biggest
> > peeve. You'd think people who write to her would know better by now
> > than to ask for help on this. Maybe only the youngest adults ARE
> > asking......?)
> The complainer's brain is mush. But then so are the brains of some of
> the posters in this and other consumer oriented groups who piss and
> moan about this very issue from time to time.
>
> Technically, asking for an ID is a violation of the merchant account
> agreement. But that's just as stupid as those who complain about it.
> You can't write a check without ID. How is a credit/debit card
> transaction any different? If I had my way, by law, the only
> transaction you could conduct without a valid, current state issued ID
> is cash.
The logic is to make a credit card transaction as easy as
possible. So that you won't be discouraged by the small extra
hassle of ID. The Visa and MasterCard associations want card
usage to be as easy as cash, or even easier.
The fact that checks/cheques require ID is considered an
advantage for credit and debit card issuers, since is makes cards
easier in comparison.
There is also the psychological factor of a consumer feeling
offended at any suggestion that s/he might be a lying, stealing
criminal. Many people feel entitled to be automatically trusted
by everyone they meet, in all situations. Although that attitude
is immature, it exists, and impacts attitudes towards business
trying to protect themselves.
That problem also arises in NON-business, interpersonal/social
interactions. There are people who will arrogantly demand that
you trust them, while in the same breath calling you a liar.
--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum
== 2 of 2 ==
Date: Fri, Dec 5 2008 6:57 pm
From: Dennis
On Fri, 5 Dec 2008 15:15:00 -0800, Coffee's For Closers
<USENET2008@THE-DOMAIN-IN.SIG> wrote:
>There is also the psychological factor of a consumer feeling
>offended at any suggestion that s/he might be a lying, stealing
>criminal. Many people feel entitled to be automatically trusted
>by everyone they meet, in all situations. Although that attitude
>is immature, it exists, and impacts attitudes towards business
>trying to protect themselves.
Or perhaps some recognize that expecting some minimum-wage register
monkey to be able to assess credit card security (or even care) is a
complete sham perpetrated by retailers.
Read here about an hilarious experiment to see to what ridiculous
extremes you can take the whole checkout line security issue and still
pass muster:
http://www.zug.com/pranks/credit/
Dennis (evil)
--
I'm behind the eight ball, ahead of the curve, riding the wave,
dodging the bullet and pushing the envelope. -George Carlin
==============================================================================
TOPIC: supreme court to determine obama presidential eligibilty
http://groups.google.com/group/misc.consumers.frugal-living/t/546a49e0512f561c?hl=en
==============================================================================
== 1 of 1 ==
Date: Fri, Dec 5 2008 4:51 pm
From: "Daniel T."
In article <umvij41st6m6gn59db1bmlsgq77h7m4nbb@4ax.com>,
Dennis <dgw80@hotmail.com> wrote:
> On Fri, 05 Dec 2008 00:50:21 -0500, Shawn Hirn <srhi@comcast.net>
> wrote:
>
> >In article <olHZk.2660$QX3.1886@nwrddc02.gnilink.net>,
> > "AllEmailDeletedImmediately" <derjda@hotmail.com> wrote:
> >
> >> "Daniel T." <daniel_t@earthlink.net> wrote in message
> >> news:daniel_t-857148.20182503122008@earthlink.vsrv-sjc.supernews.net...
> >> > "Dave" <noway1@noway2.not> wrote:
> >> >
> >> >> "max" <betatron@gmail.com> wrote in message
> >> >> news:betatron-D48844.16144403122008@news.ftupet.com...
> >> >> > In article <y4DZk.2657$us6.1370@nwrddc01.gnilink.net>,
> >> >> > "AllEmailDeletedImmediately" <derjda@hotmail.com> wrote:
> >> >> >
> >> >> > > it's all over the blogs.
> >> >> > >
> >> >> > >
> >> >> http://dailykenoshan.com/index.php?option=com_smf&Itemid=63&topic=53329.
> >> >> msg
> >> >> 5
> >> >> 74
> >> >> > > 74;topicseen
> >> >> > >
> >> >> > > http://origin.www.supremecourtus.gov/docket/08-570.htm
> >> >> > >
> >> >> > > overnight fedex supreme court w/ your concerns; only way to reach
> >> >> > > them:
> >> >> > >
> >> >> > > http://www.wnd.com/index.php?fa=PAGE.view&pageId=82449
> >> >> > >
> >> >> > >
> >> >> http://www.google.com/search?hl=en&q=supreme+court+obama+eligibility&aq=
> >> >> 1&o
> >> >> q
> >> >> =s
> >> >> > > upreme+court+obama+eli
> >> >> >
> >> >> > dipshit.
> >> >> >
> >> >>
> >> >> What? This is a real court case that the supremes are going to have to
> >> >> rule
> >> >> on. I for one am interested in what the supremes have to say on the
> >> >> atter. -Dave
> >> >
> >> > They already dismissed it.
> >>
> >> i think that was a federal judge. i don't think they're looking at this
> >> until friday
> >
> >It was Justice Souter. Here's the link ...
> >
> >http://origin.www.supremecourtus.gov/docket/08a391.htm
> >
> >end of story.
>
> Um, no:
>
> CHICAGO The U.S. Supreme Court will consider Friday whether to take
> up a lawsuit challenging President-elect Barack Obama's U.S.
> citizenship, a continuation of a New Jersey case embraced by some
> opponents of Obama's election.
>
> http://www.chron.com/disp/story.mpl/front/6145787.html
Update: The Supreme Court did not grant certiorari in the case.
Don't even pretend to think the conspiracy theorists will give up though.
==============================================================================
TOPIC: Folks, this is a real depression, protect your assets
http://groups.google.com/group/misc.consumers.frugal-living/t/cb1cc803cf7130ab?hl=en
==============================================================================
== 1 of 8 ==
Date: Fri, Dec 5 2008 6:28 pm
From: strabo
EskWIRED@spamblock.panix.com wrote:
> In misc.survivalism strabo <strabo@flashlight.net> wrote:
>
>> If an act is socialistic in function, it doesn't matter what political
>> party is associated with the act. Taxes of any kind are socialistic
>> because taxes, by design or not, steer or influence the behavior and
>> attitudes of society.
>
> By that line of thinking, all laws are socialist. You are being overly
> broad in your definition.
>
See below.
>
> Rather than leaving individuals and their society
>> free, government dictates such as taxes, directly intervene and
>> *socialize* or change society. This is a degree of socialism.
>
> Again, all laws have that function.
>
The difference is that it IS the job of society to condition and inform
the young and enforce guide lines to live by. Government OTOH is an
external entity often enforcing alien or personal bias.
As for laws, the two criminal laws that matter, assault and theft, are
directly related to the stability of society and do not adversely effect
societal norms.
----== Posted via Pronews.Com - Unlimited-Unrestricted-Secure Usenet News==----
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== 2 of 8 ==
Date: Fri, Dec 5 2008 7:21 pm
From: Jeffrey Turner
lisajoe@privacy.net wrote:
>
>
> Evergreen State College professor Alan Nasser has this to say:
>
> Both the United States and the world economy are experiencing the worst economic
> crisis in the history of capitalism
I don't think things are yet to the point of the Great Depression.
> and the first truly global crisis in the
> history of humanity.
What about the Great Depression?
> the current spasms of the economy, including rapidly
> rising unemployment, raising bankruptcies and foreclosures, declining wages and
> salaries, the hemorrhaging of credit, declining consumption a barely function in
> banking system, increasing poverty and homelessness , and more is sure the
> continued for at least two years. Anything resembling a recover could take at
> least another ten years. It is unlikely that the world will every return to the
> halcyon days of the so-called "golden age" (1949-1973) When the middle classes
> of the developed world enjoyed continuously rising living standards. The party
> may very well be over, and for good. We are entering a world very different
> from the one we have been used to.
We haven't been used to pre-1973 economics in 35 years. We may get back
there if the Keynesians get back in charge for a while.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 3 of 8 ==
Date: Fri, Dec 5 2008 7:25 pm
From: Jeffrey Turner
strabo wrote:
>
> The US is a socialistic nation galloping towards the ideology of central
> command and control.
>
> Once this optimal level is attained, oppression will rapidly increase
> fostering a physical revolution and overthrow of government.
Put your crack pipe away for good.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 4 of 8 ==
Date: Fri, Dec 5 2008 7:44 pm
From: Jeffrey Turner
Jeff wrote:
> EskWIRED@spamblock.panix.com wrote:
>> In misc.survivalism Clam Bake <mmmspam@spam.org> wrote:
>>
>>> So what's your solution? Raise taxes?
>>
>> That depends on many factors. Most folks think that deficit spending
>> during recessions and paying down debts during expanisons is a good
>> idea.
>
> Which is why we are so screwed now. During what relatively good times
> we had W only thought of driving up debt.
Things never got all that good under W.
> Classically you would lower taxes on the lowest income brackets as
> that money is likely to go immediately into the economy. Money to the
> rich has little effect and is largely to blame for the current bubbles
> as they are the result of the wealthy trying to make even more money
> with the cheap or free money they had. Much of the wealthy's money
> flowed into those investment banks that have now collapsed and spread so
> much sorrow through the rest of the economy.
>
> Obama will do what Clinton did to fix the ills left by Reagan and the
> first Bush. He'll spend to fix the problems, in Clinton's case to pay
> off the S&L debacle and then he will pay down the debt. You can not do
> the reverse. If we didn't have such an ideological moron as president we
> wouldn't be in such a big hole. Like all those tax cuts that fueled the
> Credit bubble and exploded the deficit. It's not like you couldn't see
> this coming, but all W had was wishful thinking. Still does.
Clinton didn't fix much. His big tax increase wasn't big enough. The
GINI index didn't go down during his tenure, and the minimum wage was
lower in real terms when he left office than when he arrived. He got
much help from the dotcom and comm bubbles. But he was a free-trader.
And got a small boost from the "peace dividend."
Obama will have to do *much* more. Have Bob Rubin's disciples for
advisors doesn't bode well.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 5 of 8 ==
Date: Fri, Dec 5 2008 7:53 pm
From: Jeffrey Turner
EskWIRED@spamblock.panix.com wrote:
> In misc.survivalism curly'q <mamay@gug.com> wrote:
>
>> How about constructing an entire, from the ground up, magnificent world
>> class university campus and support community, worthy of being called
>> 'The University of the United States of America'..... 80K students all
>> of whom get a free education if qualified by way of competitive exam,
>> and who continue to be qualified for the entire term of their studies.
>> You screw up, you're out, period. Follow that by a commitment of 2 years
>> of public service to get a feel for the real world...and as a little
>> payback.
>
>> That's my kind of socialism. :-)
>
>> What would be the ROI on that?
>
> That's an interestng idea. My guess is that the ROI would be huge.
>
> Has the idea been tried anywhere?
We've already got a large system of public colleges. Many used to be
free or very low tuition (when my sister was considering getting her
MSW at UT Austin, the in-state tuition was $4/credit hour - that was
mid-80s). A 1940s-style GI Bill for all would work great wonders
without the hassle of implementing a competitive exam. We wouldn't
even need the two years of public service, as the taxes reaped from
the increased earnings of the college educated would pay back the
investment with interest. Something similar was tried in the late
40s and 50s - even into the 60s, and beyond.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 6 of 8 ==
Date: Fri, Dec 5 2008 7:54 pm
From: Jeffrey Turner
EskWIRED@spamblock.panix.com wrote:
> In misc.survivalism Dave <noway1@noway2.not> wrote:
>>> Hint: The economy always does better under Democrat stewardship. It is
>>> Republican policies that seem to lead to economic chaos.
>>>
>>> Jeff
>
>> OMG, you could not possibly be more wrong. You are exactly 180 degrees
>> removed from reality. Congratulations. I think? -Dave
>
> In the post-carter years, he is correct.
In the post-Hoover years, he's correct.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 7 of 8 ==
Date: Fri, Dec 5 2008 7:57 pm
From: Jeffrey Turner
EskWIRED@spamblock.panix.com wrote:
> In misc.survivalism Dave <noway1@noway2.not> wrote:
>
>>>> While we're all happily employed (yeah right) building roads and
>> bridges,
>>>> our tax rates are sky-high, and employers (private employers) are
>> leaving
>>>> the country in droves.
>>> Nothing need be so black and white.
>
>> Well let's hope not. But nobody with a brain imagines that higher taxes and
>> unskilled workers building roads and bridges is going to increase
>> non-government employment. -Dave
>
> What if those roads and bridges make it cheaper to get goods to market
> and people into their factories and office parks?
>
> Why wouldn't that increase efficiency? What if the rail systems were
> modernized? What if people could drive 5 miles to a depot and then ride
> in comfort to a central location?
>
> Imagine if every business were in locations beset by traffic jams,
> compared with easy direct access for workers and egress for finished
> goods?
>
> How can wise infrastructure investments fail to help foster business
> development?
Not to mention that all that "unskilled labor" with a few more bucks in
their pockets would buy more stuff, which would generate private sector
jobs making and selling that stuff. Dave might want to learn something
about the multiplier effect.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
== 8 of 8 ==
Date: Fri, Dec 5 2008 8:04 pm
From: Jeffrey Turner
clams_casino wrote:
>
>
> Actually, the hours wages before benefits are only marginally higher for
> the UAW workers. It's the over generous benefits & 95% pay for time
> not worked that's killing the domestic three - along with a poor, but
> well earned reputation for building poor quality vehicles over the years.
Those benefits aren't "over generous." Every working person should have
benefits like those or better. Paid retirement and paid health
insurance should be there for all Americans. The big 3 are pretty good
at building the kinds of vehicles they do best, but they couldn't make
enough profits for their investors selling economy cars.
--Jeff
--
I learned that ... the most grinding
poverty is a trifling evil compared
with the inequality of classes.
--William Morris
==============================================================================
TOPIC: The Next Bank Heist: DEBIT CARDS
http://groups.google.com/group/misc.consumers.frugal-living/t/535b1a94bef90ab2?hl=en
==============================================================================
== 1 of 1 ==
Date: Fri, Dec 5 2008 8:52 pm
From: Shawn Hirn
In article <8hDZk.2659$us6.1106@nwrddc01.gnilink.net>,
"AllEmailDeletedImmediately" <derjda@hotmail.com> wrote:
> "W.B. Yeats" <slipuvalad@yahoo.com> wrote in message
> news:5911c054-0686-413f-9710-b98a82ee5e16@j35g2000yqh.googlegroups.com...
> > "Will debit cards outstrip credit?"
> >
> >
> > "People still pull out the plastic, but often they're not charging
> > anything. That leaves banks scrambling to make up the revenue they've
> > lost from their more-profitable credit cards."
> >
> > By BusinessWeek
>
> what's coming is a fee that both the merchant and debit card user will have
> to pay. after cash is illegal, of course.
Merchants already pay a fee for debit card transactions, which
presumably gets passed onto all their customers in the prices each
merchant sets for his or her products or services.
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