Wednesday, December 17, 2008

misc.consumers.frugal-living - 25 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Purchase All Available US Autos - 11 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/8da7acb0e572db51?hl=en
* Saving Money on Taxes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/6edb619d9e0de570?hl=en
* How to: Live on $12,000 a Year - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5093baecae696c12?hl=en
* wholesale cheap brand shoes,shoes, clothings, nike shoes, sport shoes, coat,
handbag, watch, belt , sunglasses, Air Max , Jordan , shox , airforce one ,
Free , Dunk , Rift , James - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/b487f556e6aa80a2?hl=en
* Diamonds ARE NOT RARE, Whatsoever! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/841d906463da29f8?hl=en
* Home heating oil price? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/25ab6d7a439ac7f1?hl=en
* High School Provides Infant Day Care For 70 Teenage Student Mothers! - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e6f3123d65669552?hl=en
* Earn money without Investment from Home online - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/96d4a4c956db53c3?hl=en
* Action Figures, Toys & Boys Clothing - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/0a4101c6902f28b1?hl=en
* Sexy celeb - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/dbc849137fc92d0a?hl=en
* Warning re Biodegradable Plastic Bags - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ad8779c939ff4750?hl=en

==============================================================================
TOPIC: Purchase All Available US Autos
http://groups.google.com/group/misc.consumers.frugal-living/t/8da7acb0e572db51?hl=en
==============================================================================

== 1 of 11 ==
Date: Tues, Dec 16 2008 10:18 pm
From: "Rod Speed"


Dave Head wrote:
> On Wed, 17 Dec 2008 16:23:37 +1100, "Rod Speed"
> <rod.speed.aaa@gmail.com> wrote:
>
>> Dave Head wrote:
>>> On Wed, 17 Dec 2008 15:03:18 +1100, "Simon Jones" <sj@hsed.com>
>>> wrote:
>>>
>>>> Dave Head wrote:
>>>>> On Tue, 16 Dec 2008 13:14:51 +0000 (UTC), Brent
>>>>> <tetraethylleadREMOVETHIS@yahoo.com> wrote:
>>>>>
>>>>>> On 2008-12-16, Dave Head <rally2xs@att.net> wrote:
>>>>>>> On Mon, 15 Dec 2008 23:56:38 -0500, edward ohare
>>>>>>> <edward_ohare@nospam.yahoo.com.invalid> wrote:
>>>>>>>
>>>>>>>> On Tue, 16 Dec 2008 04:38:33 GMT, Dave Head <rally2xs@att.net>
>>>>>>>> wrote:
>>>>>>>>
>>>>>>>>
>>>>>>>>> We just have to restrain ourselves and remember what we need
>>>>>>>>> to do if we ever want to see prosperity again.
>>>>>>>>
>>>>>>>>
>>>>>>>> Short list:
>>>>>>>>
>>>>>>>> 1) Elect people who don't spend money we don't have
>>>>>>>
>>>>>>> There are no such people any more.
>>>>>>
>>>>>> Actually one ran for president. His name was Ron Paul.
>>>>>>
>>>>>>>> 2) Cut way back on the armed forces
>>>>>>
>>>>>>> Wanna go to a militia? Just wait for the foreign invasion, and
>>>>>>> fight them on the ground with small arms on our own soil. No
>>>>>>> need to project power around the world - we can do it all
>>>>>>> ourselves. Hope you don't mind drilling, and 2 weeks of
>>>>>>> maneuvers each year, until you're 60 years old...
>>>>>>>
>>>>>>> Hey, it'll be just like, "Red Dawn..."
>>>>>>>
>>>>>>> The rest of the world would _sooo_ take advantage of us if we
>>>>>>> didn't keep up a strong military...
>>>>>>
>>>>>> Why does the US need an empire around the world? Wouldn't have
>>>>>> such a need for the military if it wasn't for the US government
>>>>>> didn't interfere in other people's business for the benefit of
>>>>>> the wealthy that government serves.
>>>>>
>>>>> Oh, yeah, I forgot - nobody else on the planet ever engages in
>>>>> aggression, attempts to harrass or interdict shipping on the high
>>>>> seas that is vital to us, attack our friends or aids our enemies,
>>>>> etc. No conflicts around the world ever involve American citizens
>>>>> trapped in combat zones the need rescuing, our embassies are never
>>>>> held hostage, or anything like that. We have no shorelines that
>>>>> would be wide open to attack from whoever decided that their tin
>>>>> can of a combat ship could roll into San Francisco harbor and
>>>>> shoot up the town.
>>>>>
>>>>> As for empire, we've sent our soldiers far and wide around the
>>>>> globe, and never have we asked for more land than is necessary to
>>>>> bury those that do not return.
>>>>
>>>> That's a lie, pity about the massive bases like Diego.
>>>
>>> "Diego Garcia is a British territory"
>>>
>>> http://www.globalsecurity.org/military/facility/diego-garcia.htm
>>
>> Irrelevant to that claim of yours.
>>
>>> Nope - not a piece of land that we've conquered.
>>
>> You never said conquered.

> That's what "empire" means - taking other people's land...

Wrong again. WW2 wasnt about empire. Neither was the cold war either.

Vietnam in spades.

>> Pity about the other bases in the pacific that the US did conquer.
>>
>>> Try again...
>>
>> No need, you fucked up completely.
>>
>>>>>>>> 3) Better education
>>>>>>
>>>>>>> Is that even possible any more? The bone-headed school
>>>>>>> administrations around the country are all sidetracked in worry
>>>>>>> about students' self esteem, and so can't possibly grade their
>>>>>>> work fairly. There can't be anyone allowed to fail, y'know?
>>>>>>
>>>>>> Simple. get the government out of the education business.
>>>>>> Government education is designed to dumb people down because that
>>>>>> is in government's best interest. (
>>>>>> http://www.deliberatedumbingdown.com/ )
>>>>>
>>>>>
>>>>> Great idea. Schools should be tuition driven, anyway. Get the
>>>>> gov't out of paying for a universal education, and send the poor
>>>>> kids off to factories to make sneakers and baseball caps. They'll
>>>>> never amount to anything anyway, y'know?


== 2 of 11 ==
Date: Wed, Dec 17 2008 4:32 am
From: "Dave"

"Brent" <tetraethylleadREMOVETHIS@yahoo.com> wrote in message
news:gia2ck$tcq$2@news.motzarella.org...
> On 2008-12-17, 12356 <12356@hsed.com> wrote:
>>> http://mises.org/rothbard/agd/chapter7.asp#7
>>
>> Just because that clown claims it doesnt make it gospel.
>
> nymshifting is poor form
>
>

No shit. I'm gonna have to upgrade my hard drive just to accomodate my
kill-file at this rate. -Dave

== 3 of 11 ==
Date: Wed, Dec 17 2008 5:14 am
From: Dave Head


On Wed, 17 Dec 2008 17:18:29 +1100, "Rod Speed" <rod.speed.aaa@gmail.com>
wrote:

>Dave Head wrote:
>> On Wed, 17 Dec 2008 16:23:37 +1100, "Rod Speed"
>> <rod.speed.aaa@gmail.com> wrote:
>>
>>> Dave Head wrote:
>>>> On Wed, 17 Dec 2008 15:03:18 +1100, "Simon Jones" <sj@hsed.com>
>>>> wrote:
>>>>
>>>>> Dave Head wrote:
>>>>>> On Tue, 16 Dec 2008 13:14:51 +0000 (UTC), Brent
>>>>>> <tetraethylleadREMOVETHIS@yahoo.com> wrote:
>>>>>>
>>>>>>> On 2008-12-16, Dave Head <rally2xs@att.net> wrote:
>>>>>>>> On Mon, 15 Dec 2008 23:56:38 -0500, edward ohare
>>>>>>>> <edward_ohare@nospam.yahoo.com.invalid> wrote:
>>>>>>>>
>>>>>>>>> On Tue, 16 Dec 2008 04:38:33 GMT, Dave Head <rally2xs@att.net>
>>>>>>>>> wrote:
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>> We just have to restrain ourselves and remember what we need
>>>>>>>>>> to do if we ever want to see prosperity again.
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> Short list:
>>>>>>>>>
>>>>>>>>> 1) Elect people who don't spend money we don't have
>>>>>>>>
>>>>>>>> There are no such people any more.
>>>>>>>
>>>>>>> Actually one ran for president. His name was Ron Paul.
>>>>>>>
>>>>>>>>> 2) Cut way back on the armed forces
>>>>>>>
>>>>>>>> Wanna go to a militia? Just wait for the foreign invasion, and
>>>>>>>> fight them on the ground with small arms on our own soil. No
>>>>>>>> need to project power around the world - we can do it all
>>>>>>>> ourselves. Hope you don't mind drilling, and 2 weeks of
>>>>>>>> maneuvers each year, until you're 60 years old...
>>>>>>>>
>>>>>>>> Hey, it'll be just like, "Red Dawn..."
>>>>>>>>
>>>>>>>> The rest of the world would _sooo_ take advantage of us if we
>>>>>>>> didn't keep up a strong military...
>>>>>>>
>>>>>>> Why does the US need an empire around the world? Wouldn't have
>>>>>>> such a need for the military if it wasn't for the US government
>>>>>>> didn't interfere in other people's business for the benefit of
>>>>>>> the wealthy that government serves.
>>>>>>
>>>>>> Oh, yeah, I forgot - nobody else on the planet ever engages in
>>>>>> aggression, attempts to harrass or interdict shipping on the high
>>>>>> seas that is vital to us, attack our friends or aids our enemies,
>>>>>> etc. No conflicts around the world ever involve American citizens
>>>>>> trapped in combat zones the need rescuing, our embassies are never
>>>>>> held hostage, or anything like that. We have no shorelines that
>>>>>> would be wide open to attack from whoever decided that their tin
>>>>>> can of a combat ship could roll into San Francisco harbor and
>>>>>> shoot up the town.
>>>>>>
>>>>>> As for empire, we've sent our soldiers far and wide around the
>>>>>> globe, and never have we asked for more land than is necessary to
>>>>>> bury those that do not return.
>>>>>
>>>>> That's a lie, pity about the massive bases like Diego.
>>>>
>>>> "Diego Garcia is a British territory"
>>>>
>>>> http://www.globalsecurity.org/military/facility/diego-garcia.htm
>>>
>>> Irrelevant to that claim of yours.
>>>
>>>> Nope - not a piece of land that we've conquered.
>>>
>>> You never said conquered.
>
>> That's what "empire" means - taking other people's land...
>
>Wrong again. WW2 wasnt about empire. Neither was the cold war either.

Well, duh, that's what I said. _We_ don't do "empire."

>Vietnam in spades.

?

>>> Pity about the other bases in the pacific that the US did conquer.
>>>
>>>> Try again...
>>>
>>> No need, you fucked up completely.
>>>
>>>>>>>>> 3) Better education
>>>>>>>
>>>>>>>> Is that even possible any more? The bone-headed school
>>>>>>>> administrations around the country are all sidetracked in worry
>>>>>>>> about students' self esteem, and so can't possibly grade their
>>>>>>>> work fairly. There can't be anyone allowed to fail, y'know?
>>>>>>>
>>>>>>> Simple. get the government out of the education business.
>>>>>>> Government education is designed to dumb people down because that
>>>>>>> is in government's best interest. (
>>>>>>> http://www.deliberatedumbingdown.com/ )
>>>>>>
>>>>>>
>>>>>> Great idea. Schools should be tuition driven, anyway. Get the
>>>>>> gov't out of paying for a universal education, and send the poor
>>>>>> kids off to factories to make sneakers and baseball caps. They'll
>>>>>> never amount to anything anyway, y'know?
>


== 4 of 11 ==
Date: Wed, Dec 17 2008 5:20 am
From: "Dave"


>
> Well, duh, that's what I said. _We_ don't do "empire."
>
>>Vietnam in spades.
>
> ?

Rod Speed is a nymshifting troll. To kill-file him, you'd have to killfile
rod speed, simon jones, 12356 and I'm sure half a dozen other aliases in
this ng alone by now. -Dave

== 5 of 11 ==
Date: Wed, Dec 17 2008 6:06 am
From: edward ohare


On Wed, 17 Dec 2008 04:57:06 GMT, Dave Head <rally2xs@att.net> wrote:

>Anyway, we're talking about not having a military of our own,


No we're not. We're talking about having a properly sized military
equipped for actual threats.

> and simply
>repelling invasions with a militia. If China wanted to, they could fly all
>their troops over on 747's, and would only have to soften the place up first by
>killing the population with aforementioned neutron bombs.

So if they killed us all, who would buy their Happy Meal toys?

If the US didn't pose such a danger to other coutries we wouldn't have
much to worry about.


== 6 of 11 ==
Date: Wed, Dec 17 2008 7:04 am
From: edward ohare


On Sun, 14 Dec 2008 16:35:42 GMT, Dave Head <rally2xs@att.net> wrote:


>My Subaru WRX was 27 mpg under the old measuring system.

"My Subaru". Dave, this isn't right. You want the government to take
**my** money and use it to subsidize Detroit vehicles. But given free
choice you spent **your** money on something else. So the rest of us
should have to spend our money on things you won't spend yours on.

Not only are your arguments for saving Detroit wrong, if you came up
with some good ones, you wouldn't have the standing to make them.
Now, here I am, anti-bailout, and here are the last ten vehicles I've
owed:

6 Chryslers
1 Dodge
1 Oldsmobile
1 Chevrolet
1 Plymouth


== 7 of 11 ==
Date: Wed, Dec 17 2008 10:39 am
From: "Rod Speed"


Dave Head wrote:
> On Wed, 17 Dec 2008 17:18:29 +1100, "Rod Speed"
> <rod.speed.aaa@gmail.com> wrote:
>
>> Dave Head wrote:
>>> On Wed, 17 Dec 2008 16:23:37 +1100, "Rod Speed"
>>> <rod.speed.aaa@gmail.com> wrote:
>>>
>>>> Dave Head wrote:
>>>>> On Wed, 17 Dec 2008 15:03:18 +1100, "Simon Jones" <sj@hsed.com>
>>>>> wrote:
>>>>>
>>>>>> Dave Head wrote:
>>>>>>> On Tue, 16 Dec 2008 13:14:51 +0000 (UTC), Brent
>>>>>>> <tetraethylleadREMOVETHIS@yahoo.com> wrote:
>>>>>>>
>>>>>>>> On 2008-12-16, Dave Head <rally2xs@att.net> wrote:
>>>>>>>>> On Mon, 15 Dec 2008 23:56:38 -0500, edward ohare
>>>>>>>>> <edward_ohare@nospam.yahoo.com.invalid> wrote:
>>>>>>>>>
>>>>>>>>>> On Tue, 16 Dec 2008 04:38:33 GMT, Dave Head
>>>>>>>>>> <rally2xs@att.net> wrote:
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>> We just have to restrain ourselves and remember what we need
>>>>>>>>>>> to do if we ever want to see prosperity again.
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>> Short list:
>>>>>>>>>>
>>>>>>>>>> 1) Elect people who don't spend money we don't have
>>>>>>>>>
>>>>>>>>> There are no such people any more.
>>>>>>>>
>>>>>>>> Actually one ran for president. His name was Ron Paul.
>>>>>>>>
>>>>>>>>>> 2) Cut way back on the armed forces
>>>>>>>>
>>>>>>>>> Wanna go to a militia? Just wait for the foreign invasion,
>>>>>>>>> and fight them on the ground with small arms on our own soil.
>>>>>>>>> No need to project power around the world - we can do it all
>>>>>>>>> ourselves. Hope you don't mind drilling, and 2 weeks of
>>>>>>>>> maneuvers each year, until you're 60 years old...
>>>>>>>>>
>>>>>>>>> Hey, it'll be just like, "Red Dawn..."
>>>>>>>>>
>>>>>>>>> The rest of the world would _sooo_ take advantage of us if we
>>>>>>>>> didn't keep up a strong military...
>>>>>>>>
>>>>>>>> Why does the US need an empire around the world? Wouldn't have
>>>>>>>> such a need for the military if it wasn't for the US government
>>>>>>>> didn't interfere in other people's business for the benefit of
>>>>>>>> the wealthy that government serves.
>>>>>>>
>>>>>>> Oh, yeah, I forgot - nobody else on the planet ever engages in
>>>>>>> aggression, attempts to harrass or interdict shipping on the
>>>>>>> high seas that is vital to us, attack our friends or aids our
>>>>>>> enemies, etc. No conflicts around the world ever involve
>>>>>>> American citizens trapped in combat zones the need rescuing,
>>>>>>> our embassies are never held hostage, or anything like that.
>>>>>>> We have no shorelines that would be wide open to attack from
>>>>>>> whoever decided that their tin can of a combat ship could roll
>>>>>>> into San Francisco harbor and shoot up the town.
>>>>>>>
>>>>>>> As for empire, we've sent our soldiers far and wide around the
>>>>>>> globe, and never have we asked for more land than is necessary
>>>>>>> to bury those that do not return.
>>>>>>
>>>>>> That's a lie, pity about the massive bases like Diego.
>>>>>
>>>>> "Diego Garcia is a British territory"
>>>>>
>>>>> http://www.globalsecurity.org/military/facility/diego-garcia.htm
>>>>
>>>> Irrelevant to that claim of yours.
>>>>
>>>>> Nope - not a piece of land that we've conquered.
>>>>
>>>> You never said conquered.
>>
>>> That's what "empire" means - taking other people's land...
>>
>> Wrong again. WW2 wasnt about empire. Neither was the cold war either.

> Well, duh, that's what I said.

Like hell it is, its the exact opposite of what you said.

> _We_ don't do "empire."

Pity you lied about giving back what has been occupied by military force when it suits the US to stay there.

>> Vietnam in spades.

> ?

Didnt even conquer there, got your arses very comprehensively kicked instead.

>>>> Pity about the other bases in the pacific that the US did conquer.
>>>>
>>>>> Try again...
>>>>
>>>> No need, you fucked up completely.
>>>>
>>>>>>>>>> 3) Better education
>>>>>>>>
>>>>>>>>> Is that even possible any more? The bone-headed school
>>>>>>>>> administrations around the country are all sidetracked in
>>>>>>>>> worry about students' self esteem, and so can't possibly
>>>>>>>>> grade their work fairly. There can't be anyone allowed to
>>>>>>>>> fail, y'know?
>>>>>>>>
>>>>>>>> Simple. get the government out of the education business.
>>>>>>>> Government education is designed to dumb people down because
>>>>>>>> that is in government's best interest. (
>>>>>>>> http://www.deliberatedumbingdown.com/ )
>>>>>>>
>>>>>>>
>>>>>>> Great idea. Schools should be tuition driven, anyway. Get the
>>>>>>> gov't out of paying for a universal education, and send the poor
>>>>>>> kids off to factories to make sneakers and baseball caps.
>>>>>>> They'll never amount to anything anyway, y'know?


== 8 of 11 ==
Date: Wed, Dec 17 2008 10:41 am
From: "sambo"


Brent wrote:
> On 2008-12-17, 12356 <12356@hsed.com> wrote:
>>> http://mises.org/rothbard/agd/chapter7.asp#7
>>
>> Just because that clown claims it doesnt make it gospel.
>
> nymshifting is poor form

Plonking is juvenile.

Identical to little kids putting their fingers in their ears, closing their eyes and chanting
'nyah nyah, cant hear ya'


== 9 of 11 ==
Date: Wed, Dec 17 2008 10:43 am
From: "Rod Speed"


Dave Head wrote:
> On Tue, 16 Dec 2008 23:25:32 -0500, edward ohare
> <edward_ohare@nospam.yahoo.com.invalid> wrote:
>
>> On Wed, 17 Dec 2008 00:59:10 GMT, Dave Head <rally2xs@att.net> wrote:
>>
>>> On Tue, 16 Dec 2008 10:01:46 -0500, edward ohare
>>> <edward_ohare@nospam.yahoo.com.invalid> wrote:
>>>
>>>>> Wanna go to a militia? Just wait for the foreign invasion,
>>>>
>>>>
>>>> From where? By who?
>>>
>>> Why, from any number of places.
>>>
>>> China, probaby, would be the one to load up about 5 million
>>> soldiers into a few thousand troop transports, steam across the
>>> Pacific, land in California, Alaska, and maybe even Canada, and
>>> pretty much slaughter the 300-million or so citizens, and claim the
>>> land for themselves. Without the US Air Force and the US Navy to
>>> bother them on the way over, they just have to overcome the
>>> citizenry. A few neutron bombs should work just fine for that.
>>
>>
>> I thought the US military planned based on enemy capability. If this
>> is what you've learned from your employment, we need a thorough
>> military housecleaning.
>>
>> (Pointing out here that the China at this point isn't capable of an
>> opposed landing in Taiwan.)

> Anyway, we're talking about not having a military of our own,

Nope, not even New Zealand is that stupid, even tho they could get away with that.

> and simply repelling invasions with a militia.

That approach got rid of the english quite effectively.

> If China wanted to, they could fly all their troops over on 747's,

Pure drug crazed fantasy.

> and would only have to soften the place up first by killing the population with aforementioned neutron bombs.

And see the whole of china turned to a crisp within the hour.


== 10 of 11 ==
Date: Wed, Dec 17 2008 10:47 am
From: Brent


On 2008-12-17, sambo <sambo@yhtr.com> wrote:
> Brent wrote:
>> On 2008-12-17, 12356 <12356@hsed.com> wrote:
>>>> http://mises.org/rothbard/agd/chapter7.asp#7
>>>
>>> Just because that clown claims it doesnt make it gospel.
>>
>> nymshifting is poor form
>
> Plonking is juvenile.

Speech is free but nobody is compelled to listen. What's juvenile is
someone who thinks that everyone has to listen to him.

> Identical to little kids putting their fingers in their ears, closing their eyes and chanting
> 'nyah nyah, cant hear ya'

which is exactly what 'rod speed' does when he replies over and over and
over again with his summary dismissmal of what others present.


== 11 of 11 ==
Date: Wed, Dec 17 2008 12:08 pm
From: "sambo"


Brent wrote:
> On 2008-12-17, sambo <sambo@yhtr.com> wrote:
>> Brent wrote:
>>> On 2008-12-17, 12356 <12356@hsed.com> wrote:
>>>>> http://mises.org/rothbard/agd/chapter7.asp#7
>>>>
>>>> Just because that clown claims it doesnt make it gospel.
>>>
>>> nymshifting is poor form
>>
>> Plonking is juvenile.
>
> Speech is free but nobody is compelled to listen. What's juvenile is
> someone who thinks that everyone has to listen to him.
>
>> Identical to little kids putting their fingers in their ears,
>> closing their eyes and chanting 'nyah nyah, cant hear ya'
>
> which is exactly what 'rod speed' does when he replies over and over
> and over again with his summary dismissmal of what others present.

Never ever could bullshit its way out of a wet paper bag.

==============================================================================
TOPIC: Saving Money on Taxes
http://groups.google.com/group/misc.consumers.frugal-living/t/6edb619d9e0de570?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 12:07 am
From: "Bay Area Holdout"

"Evelyn Leeper" <eleeper@optonline.net> wrote in message
news:49466fe2$0$4886$607ed4bc@cv.net...
> As the end of the year approaches, here's a suggestion:
>
> If you are itemizing your deductions this year, you may want to calculate
> if you can save money by paying next year's charitable contributions this
> year.
>
> If your deductions including charitable contributions are above the
> standard deduction, but not including charitable contributions are below
> it, you can save money by alternating. For example, pay your "2009"
> contributions this month and so claim double contributions this year
> (since you also have your "real" 2008 contributions), while next year you
> claim the standard deduction. This in 2010, pay your 2010 and 2011
> contributions, and so on.
>
> (All this assumes that you have a fairly fixed schedule on what you
> contribute.)
>
> Some people have said that they can pay ahead on their local property
> taxes, which gives you an even better deal.
>
> --
> Evelyn C. Leeper
> Be braver. You cannot cross a chasm in two small jumps.

Another twist on the charity is to set up a Owner defined charitable fund.
Most brokerage houses have them now and they cost nothing to set-up but most
havea minimum amount required to fund them the first time.

Fund them and add to them when you like and you get the charitable tax
deduction in that year, you can then disperse to the charities you like when
you like, next year, five years from now, after you die. Only requirement is
they have to be REAL charities as the fund will check them out. Also you
cannot receive any "gift" for making the donation, like books or DVD's or
whatever...a thank you note is okay.

Also once you give the money to the fund you can't get it back, ever. BUt as
mentioned you can control where the money goes. Check them out on line at
Schwab or other brokerages.

Usefull if you got a big pile of cash one year, sale of house or whatever
and want to give some to charity.

==============================================================================
TOPIC: How to: Live on $12,000 a Year
http://groups.google.com/group/misc.consumers.frugal-living/t/5093baecae696c12?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Dec 17 2008 3:02 am
From: "curly'q"


On Dec 16, 11:39 am, tweeny90...@mypacks.net wrote:
> On Dec 13, 2:43 am, Salford1 <vectisp...@yahoo.com> wrote:
>
> > Makes sense.....Given the current climate!
>
> >                        http://www.osawatch.com/2007/02/can_you_live_on.html
>
> This is all nickel and dime stuff.  The bit about owning more clothes
> and washing less frequently is a joke.  Doesn't it amount to the same
> thing - doing one load a week or two loads every two weeks?  Now, if
> he'd said "wear the same clothes and never wash em" then I can see a
> savings.  But who wants to live that way?
>
> The only folks I know who can get by on 12 thou a year are an elderly
> couple who live in cheap paidup housing in the sticks, don't own  a
> car, never eat out, are uninsured and def. don't have the frills.

I don't think it's so much a matter of what you live on, but what you
could live on if you had to. We could could get by on
half or less of what we do now. It's that cushion that gives us a
sense of security. For some of us, the frills are quite unimportant
and certainly not worth going into debt for.

LA


== 2 of 3 ==
Date: Wed, Dec 17 2008 6:05 am
From: tweeny90655@mypacks.net


On Dec 17, 6:02 am, "curly'q" <sunsidese...@gmail.com>
>
> I don't think it's so much a matter of what you live on, but what you
> could live on if you had to.

Ha. If I had to really live on less, I could move in on a relative
and mooch on him or her. Wouldn't need to spend a dime.


== 3 of 3 ==
Date: Wed, Dec 17 2008 7:18 am
From: "curly'q"


On Dec 17, 8:05 am, tweeny90...@mypacks.net wrote:
> On Dec 17, 6:02 am, "curly'q" <sunsidese...@gmail.com>
>
>
>
> > I don't think it's so much a matter of what you live on, but what you
> > could live on if you had to.
>
> Ha.  If I had to really live on less, I could move in on a relative
> and mooch on him or her.  Wouldn't need to spend a dime.

There you go......that's the spirit.

LA

==============================================================================
TOPIC: wholesale cheap brand shoes,shoes, clothings, nike shoes, sport shoes,
coat, handbag, watch, belt , sunglasses, Air Max , Jordan , shox , airforce
one , Free , Dunk , Rift , James
http://groups.google.com/group/misc.consumers.frugal-living/t/b487f556e6aa80a2?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 5:31 am
From: tina


shoes, clothings, nike shoes, sport shoes, coat, handbag, watch,
belt , sunglasses, Air Max , Jordan , shox , airforce one , Free ,
Dunk , Rift , James.

welcome to our website www.wholesaleadd.com
Our company is a professional and serious supplier of soccer jersey,
football jersey, baskeball jersey, baseball jerseys, hockey jersey,
and supply other brand fashion sprots,nbas/jerseys,more pictures
available on our website. We can provide you jersey feature as
belowing: The lowest wholesale price, without any fees at your
customs; 100% safe door to door delivery, about 4-7 days;We can accept
large quantity order or small trial orders. Any inquiry, welcome to
contact us: MSN/E-mail: wholesaleadd@hotmail.com EMAIL:
wholesaleadd@yahoo.com.cn


==============================================================================
TOPIC: Diamonds ARE NOT RARE, Whatsoever!
http://groups.google.com/group/misc.consumers.frugal-living/t/841d906463da29f8?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 7:13 am
From: "Macuser"


Lab diamonds are growing in popularity, availability and getting cheaper to
manufacture. Expect slow erosion in DeBeers' death grip on the diamond
market.


--
http://cashcuddler.com

"Thrift is sexy."


==============================================================================
TOPIC: Home heating oil price?
http://groups.google.com/group/misc.consumers.frugal-living/t/25ab6d7a439ac7f1?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 8:03 am
From: "Macuser"


I converted from oil to natural gas last year, at a cost of several
thousand. Wondering now if it was a good move. Has anybody been locked into
a high price for oil due to contracts?


--
http://cashcuddler.com

"Thrift is sexy."


==============================================================================
TOPIC: High School Provides Infant Day Care For 70 Teenage Student Mothers!
http://groups.google.com/group/misc.consumers.frugal-living/t/e6f3123d65669552?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 8:41 am
From: wismel@yahoo.com


On Wed, 17 Dec 2008 09:22:54 -0500, C622B@webtv.net (charles bash)
wrote:

>Where the Hell is such a high school as that? In Alexandria, Virginia,
>that's where. And this is no ordinary high school. It is huge, has over
>2200 students,, a costly "renovation and additions" has created an
>architectural gem of a high school building. Beautiful, is no
>overstatement for this new { southern architecture} high school
>building.
>
>The newspaper writer, a teacher there, was ashamed to give a numerical
>breakdown of the racial heritage of the mothers,, but "latina" mothers
>have the Most illegitimate babies there. That sure as hell figgers!
>
>The 'mothers' get besides Free day care, all the benefits if the WIC
>program, worth over $4000 a year = not counting the Free 'daycare'
>
>Days of Reckoning are, of course coming.
> C. Bash.
>
>

Think of the savings short and long term if we deported these
invaders. The continued third-worlding of America makes
any terrorist threat a mere pimple on an elephants fanny,

ted

http://www.numbersusa.com/ Numbers USA

>
>
>
>

==============================================================================
TOPIC: Earn money without Investment from Home online
http://groups.google.com/group/misc.consumers.frugal-living/t/96d4a4c956db53c3?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 17 2008 8:56 am
From: MHP


If you want earn money from home online via, Just Visit this site
http://www.mhemail.50webs.com/


== 2 of 2 ==
Date: Wed, Dec 17 2008 9:31 am
From: clams_casino


MHP wrote:

>If you want earn money from home online via, Just Visit this site
>http://www.makemerich.com/
>
>

So what's a rupee worth today?

Or Do I send you money?

==============================================================================
TOPIC: Action Figures, Toys & Boys Clothing
http://groups.google.com/group/misc.consumers.frugal-living/t/0a4101c6902f28b1?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Dec 17 2008 10:05 am
From: ClothesOut


Hello,

I have some great gently used toys - a set of two Ninjas with
accessories, WWE wrestlers, and boys clothing in sizes 10 & 16.
Surprise your son, nephew or grandson with a toy he'll play with for
hours. These extremely popular action figures will keep the young ones
in your life very busy. Auctions end late tonight and tomorrow so
don't miss out! Also have a set of knee and elbow pads. Just perfect
for skating or skateboarding time. Go to http://shop.ebay.com/merchant/helporgs
for photos, a complete description, and to place your bid today.

Payment: PayPal or Credit Card

PayPal & ID Verified; 100% Feedback Rating on eBay. Shop with
confidence.

Merry Christmas!


== 2 of 2 ==
Date: Wed, Dec 17 2008 11:44 am
From: clams_casino


ClothesOut wrote:

>Hello,
>
>I have some great gently used toys -
>


and I have some advice - spamming newsgroups can get your eBay account
terminated.

==============================================================================
TOPIC: Sexy celeb
http://groups.google.com/group/misc.consumers.frugal-living/t/dbc849137fc92d0a?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 10:09 am
From: pedronorahlyne@gmail.com


http://reggi.coolpage.biz Angelina Jolie Under The Sheets Charlize
Theron walks through a house, slowly peeling her clothes off! Farrah
Fawcett Topless Kelly Ripa Striptease Meg Ryan Getting It On Meg hops
on for the ride! Melanie Griffith Nude Check her out before her
implants! If they get rid of the butch amazon woman, sign me up. Orgy
- The New Reality Show Get J-Lo and her rear- end at their finest and
on your screen with... Alyssa Milano Sexy Photoshoot

==============================================================================
TOPIC: Warning re Biodegradable Plastic Bags
http://groups.google.com/group/misc.consumers.frugal-living/t/ad8779c939ff4750?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Dec 17 2008 11:58 am
From: Evelyn Leeper


If, like me, you like to keep a plastic bag or two in your jacket pocket
in case you need one, *don't* try this with biodegradable plastic bags.

You see, they are ... well, biodegradable, and after some period of time
in your pocket, will degrade into a pile of tiny plastic confetti which
manages to cling to just about everything.

:-( :-(

(My only consolation is that I assume that over time the various
minuscule flakes I keep finding will degrade to something invisible to
the human eye.)


--
Evelyn C. Leeper
Be braver. You cannot cross a chasm in two small jumps.


==============================================================================

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