Frugal Living: 25 new messages in 9 topics

Tuesday, January 15, 2008

25 new messages in 9 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Most Frugal and Practical Pickup Truck?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1010359dbc3b29b0?hl=en
==============================================================================

== 1 of 6 ==
Date: Tues, Jan 15 2008 4:02 pm
From: Too_Many_Tools

On Jan 15, 5:35 pm, Trevor Jones <t.o.jo...@telus.net> wrote:
> Too_Many_Tools wrote:
> > On Jan 15, 2:06 pm, James <jl...@idirect.com> wrote:
>
> >>On Jan 15, 2:25 pm, Too_Many_Tools <too_many_to...@yahoo.com> wrote:
>
> >>>I am considering getting my next pickup truck...what is in your
> >>>opinion the best candidate for a frugal and practical pickup truck?
>
> >>>Thanks
>
> >>>TMT
>
> >>Too many unanswered questions. Why do you want/need a pickup, whats
> >>the biggest load you will carry/tow, whats the max passengers you
> >>carry etc.
>
> >>Domestic pickups are pretty price competitive given the market.
>
> >>If can fit your needs, the Ford Ranger is being heavily discounted as
> >>its discontinued. Good on gas. I've rented one and it was fine.
>
> >>Of course you know that pickup brands are a dangerous territory
> >>becuase people have life long prejudicies. My father grew up with
> >>Chevies and will never have anything else. My brother has driven Fords
> >>since 1980. Neither would buy a Dodge. Pickups tend to gather long
> >>term loyalties.
>
> >>James
>
> > So did cowboys to their horses...;<)
>
> > I NEED a pickup ;<)...I haul too many items that would not fit inside
> > a car and the spontaneous nature of the hauling (like finding that
> > special tool hundreds of miles from home) means that a car-trailer
> > combo won't work.
>
> > As for the price competitiveness of domestic pickups, I am not sure on
> > that. Try finding an used domestic pickup in good shape at a
> > reasonable price...it takes years to find a good match with that
> > criteria.
>
> > Brand wise I do not care as long as long term maintainance costs are
> > low.
>
> > TMT
>
> Reasonably new, used domestic trucks kind of suck, as they cost only a
> little less than you can get a new truck for. When you factor in nearly
> free financing, from the maker, you can do pretty well there.
>
> There is a wide gap between the price of new, and the low end of the
> market, where it costs you for the price of purchase, then it costs you
> dear for repairs or perpetual problems. It has been my experience that
> the middle ground, is a poor place to shop.
> After that, in the low end, you have to be willing and able to twist
> your own wrenches for the majority of things that might go wrong, and be
> accepting of the other less urgent needs of the truck. Must resist urge
> to run to the dealer because the check engine light is on! :-)
>
> You nedd a little beater truck, or you gotta pull a fifth wheel with it?
>
> Cheers
> Trevor Jones- Hide quoted text -
>
> - Show quoted text -

Beater 1/2T-3/4T truck...mechanical condition good...paint is
optional. ;<)

My experience is the same...either buy new or buy junk.

Junk won't do.

That tells you that everyone hangs on to them...because of the high
pricing of the new stuff.

TMT

== 2 of 6 ==
Date: Tues, Jan 15 2008 4:07 pm
From: ranck@vt.edu

In misc.consumers.frugal-living Too_Many_Tools <too_many_tools@yahoo.com> wrote:
> >
> > Domestic pickups are pretty price competitive given the market.

> As for the price competitiveness of domestic pickups, I am not sure on
> that. Try finding an used domestic pickup in good shape at a
> reasonable price...it takes years to find a good match with that
> criteria.

The thing to look for is 2WD and a stick shift. Nothing kills the
resale value of a pickup like 2WD and stick shift. Most people
don't really need 4WD and automatics are only good if you are
going to be doing a lot of towing. Look for a used pickup with
those 2 things and the prices will be well below average for the
year and make. Oh, those 2 things also make the truck cheaper to
maintain and get better fuel economy. Good luck.

Bill Ranck
Blacksburg, Va.

== 3 of 6 ==
Date: Tues, Jan 15 2008 4:14 pm
From: JR North

Diesel Rabbit P/U.
JR
dweller in the cellar

Too_Many_Tools wrote:

> I am considering getting my next pickup truck...what is in your
> opinion the best candidate for a frugal and practical pickup truck?
>
> Thanks
>
> TMT

--
--------------------------------------------------------------
Home Page: http://www.seanet.com/~jasonrnorth

If you're not the lead dog, the view never changes
Doubt yourself, and the real world will eat you alive
The world doesn't revolve around you, it revolves around me
No skeletons in the closet; just decomposing corpses
--------------------------------------------------------------
Dependence is Vulnerability:
--------------------------------------------------------------
"Open the Pod Bay Doors please, Hal"
"I'm sorry, Dave, I'm afraid I can't do that.."

== 4 of 6 ==
Date: Tues, Jan 15 2008 4:23 pm
From: Ignoramus25819

I once bought a surplus village owned, 14 year old 2x4 Dodge RAM 350
pickup with 31,000 miles (sic) for $2,600. There was some rust, but
not that much. I drove it for a year, then sold it for less than what
I paid, it was highly upsetting. The truck was in tip top shape, but,
I guess, the jaded eBayers did not believe it and did not bid as much
as I hoped.

Here it is with video

http://yabe.algebra.com/~ichudov/misc/ebay/Dodge350/

== 5 of 6 ==
Date: Tues, Jan 15 2008 5:54 pm
From: Trevor Jones

Too_Many_Tools wrote:

> Beater 1/2T-3/4T truck...mechanical condition good...paint is
> optional. ;<)
>
> My experience is the same...either buy new or buy junk.
>
> Junk won't do.
>
> That tells you that everyone hangs on to them...because of the high
> pricing of the new stuff.
>
> TMT

Mazda/Ford 2WD Standard trans, with a larger cab, if you carry stuff
around that you are keener on keeping.
It's not extra passenger space, as much as the trunk, behind the
driver and passenger seats, but in front of the box. Sometimes doubles
as weathertite cargo area.
I put nearly 400 000 kilometers on an 86 B2000. Drove it like it was
stolen, right up until I gave it away last year. It is still on the road.

I know guys that treated their Toyotas similarly, and had good
reliability.

Smaller engines will get you every bit as far down the highway as the
larger, but seem to reduce the resale value.

Those are quarter ton class for the most part,though. Maybe heavy
quarter ton at best, or really light half...

If looking at new, shop the low end of the line. IIRC there were Ford
F150's on the lot ranging from well under $20K, to way over twice that.
It was a year or two back, that I last looked at new trucks, so check.
If you don't need the flashy wheels or a big engine, they have some, at
least, to choose from. Hard to argue with near zero percent, with a net
cost of pretty near what it would cost to get a bank loan to buy used,
if you are financing. New and a warranty for $300 a month, or used and
no warrantee, for the same or barely less...

Choosing between a new or a used truck in the near new range, new
looks like a better deal, sometimes.

<shrug>
Gotta meet your needs, not mine! Only you know for sure, eh!

Cheers
Trevor Jones

== 6 of 6 ==
Date: Tues, Jan 15 2008 6:48 pm
From: Joe Pfeiffer

Too_Many_Tools <too_many_tools@yahoo.com> writes:

> I am considering getting my next pickup truck...what is in your
> opinion the best candidate for a frugal and practical pickup truck?

That just covers too, too much ground for a useful answer to be
possible.

Frugal, of course, means you want to spend as little as possible on
the truck and gas for it. So you want the smallest available engine,
two wheel drive, and the rubber-floormat version.

It's when you dial in "practical" that things get rough.

In my case, my first concern is I want to be able to do my own
repairs. There's nobody like Chrysler for being able to do it
yourself, so the truck is a Dodge. I've also got a 1990 Toyota pickup
(now up in Albuquerque with my daughter) which is the most impossible
vehicle I've ever owned to work on. Replacing the PVC valve requires
taking off the top half ot the intake manifold, and goes downhill from
there....

Second concern was the truck occasionally goes out in the desert, and
on those once-in-a-decade snowstorms my county doesn't own a
snowplow. 4WD, manual transmission.

Third, need a back seat with room for a couple of dogs, and want a
decent bed.

Stir up these ingredients, and my wife and I bought a Dodge Dakota a
year ago. So far, I love it.

==============================================================================
TOPIC: OT: Why I hate Geico ads
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c126ff8f6e76bda5?hl=en
==============================================================================

== 1 of 5 ==
Date: Tues, Jan 15 2008 4:07 pm
From: Anthony Matonak

Green Xenon [Radium] wrote:
> John A. Weeks III wrote:
...
>> Cool, a "yellow dog" posting. You see the GEICO ads because
>> (1) the ads work very well, and (2) you choose to see them.
>> There are easy ways to skip commercials, and those that still
>> watch commercials do so by choice as a result.
>
> Not everyone has the luxury of being able to skip commercials. I am one
> of these unfortunate ones. When I am watching an excellent show or movie
> and it is interrupted by crap like those Geico ads, it really irritates me.

It's still your choice to be irritated by the ads. You have many
choices and only one of them is to sit there and take it.

The best choice is simply to not watch TV. This is going to get
easier here in the United States since they won't be showing
any shows requiring writing.

If you have a computer that's fast enough (700Mhz?) you could spend
$25 or so for a TV card and turn it into your own personal video
recorder. This would let you skip commercials.

Netflix (or other DVD rentals) are another option. They put out a
lot of TV shows on DVD these days. Get together with a bunch of your
friends to circulate the videos and share the costs.

VCRs are another option. You can pick these up used pretty cheap
because no one wants them anymore. You can also pick up lots of
old VHS movies pretty cheap too. Heck, it's quite likely you can
find old VCRs and tapes for free.

Then there are books. These can be found for free at most libraries
and online at places like the Internet Archive and Project Gutenberg.
Libraries are increasingly carrying DVDs, books on tape and old time
radio shows also. If you have broadband then you can download and
watch TV, movies and radio shows on your computer.

Lastly, there is the age old option of pressing 'mute' on your
remote (supposing you had one), going to the bathroom during the
commercial breaks or going out to make a snack.

You can even combine these. Read a book during commercials. :)

Anthony

== 2 of 5 ==
Date: Tues, Jan 15 2008 4:09 pm
From: "Unique"

Green Xenon [Radium] <glucegen1@excite.com> wrote in message:
478cfadd$0$4952$4c368faf@roadrunner.com,

> Fuck geico's piece of shit ads.
>
> Here are examples of geico ads which I fucking hate because they are
> so fucking stupid:
>
> 1. http://www.youtube.com/watch?v=BSPXpc5N6Kg -- this ad depicts the
> 50s or before when [obviously] there was no such thing as geico or
> their stinkin car insurance
>
> 2. http://www.youtube.com/watch?v=Em-b0wQzQ-0 -- asshole celebrity
> "mashed potatoes woohoo!" Howd ya like some mashed potatoes up your
> stinky ass, you disheveled shithole?!
>
> There is also another geico ad that I hate with a passion which I
> wasn't able to find. It's a black and white ad depicting the old days
> when there was no internet. That ad talks about some guy who went poor
> and
> started hunting deer for food. It then shows that he somehow makes a
> lot of money. There is critic in the background who says "I was
> initially skeptical of this claim". This ad then show the main
> character going onto a computer [!!!!!!!] and the internet [what the
> fuck!!!!] and
> changing his car insurance to Geico. WTFuck is wrong with Geico, they
> were depicting a time when computers and internet were absent yet they
> show someone in that time going onto a PC and accessing the net! This
> is so fucking stupid and annoying! It is blatantly idiotic and pisses
> me off. I feel like burning those involved in producing that
> advertisement. I want to torch their skin until it blisters into
> white foam. Stupid assholish sick fucks deserve to burn in hell for
> the annoyance they cause.
> I'd rather watch their old cavemen ads for an hour than a second of
> the ads I mentioned above.
>
> I lay a curse on those geico fuckheads:
>
> In your next incarnation you'll all be satan's bitches!

Nice troll. :-)

I'll explain for the benefit of those who might be tempted to take what
you say seriously.

The "Chatty Cathy" commercial is satire aimed at those who remember the
doll. They also have one for Cabbage Patch dolls.
The "Little Richard" commercial is pretty annoying, but it is part of a
series of satirizing the idea of celebrity spokesmen.
The "Beverly Hillbillies" commerical is satire aimed at those who
remember the TV series. They also have one starring The Flintstones.

All of these commercials are aimed at one segment of the insurance
market, which also happens to be the most profitable for insurance
companies; folks aged 50+

--
DVDs for sale: http://unique-dvd.com
165 Banned Cartoons, The Unknown War, Centennial Miniseries,
Holocaust, Pearl, Amerika, Space, George Washington, Anzacs,
Marco Polo, Rich Man Poor Man, Peter the Great, Noble House,
and more...

== 3 of 5 ==
Date: Tues, Jan 15 2008 12:52 pm
From: "Green Xenon [Radium]"

shall then direct
him to it? The greatest men have failed.

432. Scepticism is true; for, after all, men before Jesus Christ did not
know where they were, nor whether they were great or small. And those who
have said the one or the other knew nothing about it and guessed without
reason and by chance. They also erred always in excluding the one or the
other.

Quod ergo ignorantes, quaeritis, religio annuntiat vobis.64

433. After having understood the whole nature of man.--That a religion may
be true, it must have knowledge of our nature. It ought to know its
greatness and littleness, and the reason of both. What religion but the
Christian has known this?

434. The chief arguments of the sceptics--I pass over the lesser ones--are
that we have no certainty of the truth of these principles apart from faith
and revelation, except in so far as we naturally perceive them in ourselves.
Now this natural intuition is not a convincing proof of their truth; since,
having no certainty, apart from faith, whether man was created by a good
God, or by a wicked demon, or by chance, it is doubtful whether these
principles given to us are true, or false, or uncertain, according to our
origin. Again, no person is certain, apart from faith, whether he is awake
or sleeps, seeing that during sleep we believe that we are awake as firmly
as we do when we are awake; we believe that we see space, figure, and
motion; we are aware of the passage of time, we measure it; and in fact we
act as if we were awake. So that half of our life being passed in sleep, we
have on our own admission no idea of truth, whatever we may imagine. As all
our intuitions are, then, illusions, who knows whether the other half of our
life, in which we think we are awake, is not another sleep a little
different from the former, from which we awake when we suppose ourselves
asle

== 4 of 5 ==
Date: Tues, Jan 15 2008 5:24 pm
From: "Joel Olson"

"Anthony Matonak" <anthonym40@nothing.like.socal.rr.com> wrote in message
news:478d4a56$0$22636$4c368faf@roadrunner.com...
> Green Xenon [Radium] wrote:
>> John A. Weeks III wrote:
> ...
>>> Cool, a "yellow dog" posting. You see the GEICO ads because
>>> (1) the ads work very well, and (2) you choose to see them.
>>> There are easy ways to skip commercials, and those that still
>>> watch commercials do so by choice as a result.
>>
>> Not everyone has the luxury of being able to skip commercials. I am one
>> of these unfortunate ones. When I am watching an excellent show or movie
>> and it is interrupted by crap like those Geico ads, it really irritates
>> me.
>
> It's still your choice to be irritated by the ads. You have many
> choices and only one of them is to sit there and take it.
>
> The best choice is simply to not watch TV. This is going to get
> easier here in the United States since they won't be showing
> any shows requiring writing.
>
> If you have a computer that's fast enough (700Mhz?) you could spend
> $25 or so for a TV card and turn it into your own personal video
> recorder. This would let you skip commercials.
>
> Netflix (or other DVD rentals) are another option. They put out a
> lot of TV shows on DVD these days. Get together with a bunch of your
> friends to circulate the videos and share the costs.
>
> VCRs are another option. You can pick these up used pretty cheap
> because no one wants them anymore. You can also pick up lots of
> old VHS movies pretty cheap too. Heck, it's quite likely you can
> find old VCRs and tapes for free.
>
> Then there are books. These can be found for free at most libraries
> and online at places like the Internet Archive and Project Gutenberg.
> Libraries are increasingly carrying DVDs, books on tape and old time
> radio shows also. If you have broadband then you can download and
> watch TV, movies and radio shows on your computer.
>
> Lastly, there is the age old option of pressing 'mute' on your
> remote (supposing you had one), going to the bathroom during the
> commercial breaks or going out to make a snack.
>
> You can even combine these. Read a book during commercials. :)
>
> Anthony
>

There's also http://prairiehome.publicradio.org/programs/

== 5 of 5 ==
Date: Tues, Jan 15 2008 6:49 pm
From: Shawn Hirn

In article <478cfadd$0$4952$4c368faf@roadrunner.com>,
"Green Xenon [Radium]" <glucegen1@excite.com> wrote:

> Fuck geico's piece of shit ads.
>
> Here are examples of geico ads which I fucking hate because they are so
> fucking stupid:

Change channels, hit the fast forward button, or turn off your TV.
Problem solved.

==============================================================================
TOPIC: temporary health insurance for a recent graduate
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ca3c7cbfde6133a7?hl=en
==============================================================================

== 1 of 5 ==
Date: Tues, Jan 15 2008 4:34 pm
From:
------------------------------------------------------------------------------

"Goomba38" <Goomba38@comcast.net> wrote in message
news:QpudnWmHLK7IrxDanZ2dnUVZ_tGonZ2d@comcast.com...
>h wrote:
>
>> But...if you're in the state of NY, you CAN'T get catastophic-only
>> coverage, just full, HMO-style insurance. The state says they're trying
>> to "protect" us, but if you're self-employed in NY you just can't get
>> affordable/useful insurance. The best quote I could find was $5,000 a
>> year with a $3,000 deductible, and then, only after you're out of pocket
>> $8,000 each year do they begin to pay. They only pay 40% and they NEVER
>> pay ANYTHING for office visits, yet they say "you can see your own
>> doctor". If I have to pay the whole bill, then of COURSE I can see any
>> doctor I want. What's the point of insurance like that? I've only spent
>> $1,500 on medical care since 1999 (10 stitches in the ER), and I've been
>> putting the money I didn't have to spend on premiums into my Roth IRA.
>> Insurance is a total scam. That said, I'm never sick, take no
>> medications, and I don't believe in "check-ups".
>
> Health Savings Accounts would be one idea you might benefit from?
>
> As for never being sick, taking no medications and lack of any check-ups
> whatsoever..... can I ask how old you are? While it is nice to be smug
> about those things at 25, as one ages it becomes almost inevitable that
> you'll need a tune up or something tweaked.

I'm well into my 50s.

== 2 of 5 ==
Date: Tues, Jan 15 2008 5:31 pm
From: Logan Shaw

h wrote:
> "Too_Many_Tools" <too_many_tools@yahoo.com> wrote in message
> news:9ba8fc16-752e-4dfc-af15-af2ae632af5f@z17g2000hsg.googlegroups.com...

>> You are a fool not to be covered for catastophic...it can happen to
>> ANYONE.

> But...if you're in the state of NY, you CAN'T get catastophic-only coverage,
> just full, HMO-style insurance. The state says they're trying to "protect"
> us, but if you're self-employed in NY you just can't get affordable/useful
> insurance. The best quote I could find was $5,000 a year with a $3,000
> deductible, and then, only after you're out of pocket $8,000 each year do
> they begin to pay.

This is one of the reasons why the federal system works well in the US.
If you live in a state with a stupid law, you can move to another state
which has a different set of laws. In the case of NY, a significant
part of the population could even move across the water to NJ and still
keep the same job they already have if that's important.

- Logan

== 3 of 5 ==
Date: Tues, Jan 15 2008 5:33 pm
From: Logan Shaw

Goomba38 wrote:
> Melinda Meahan - take out TRASH to reply wrote:
>> Goomba38 wrote:
>>>
>>>> Look to every other industrialized country in this world. There's your
>>>> suggestions and ideas on how to make it work. Insurance doesn't work -
>>>> it's a scam. That's a fact.
>>>
>>> I think you meant it is a "business" rather than "scam"
>>
>> Well, I wouldn't call it a business. I would call it a gamble, and
>> some gambles are closer to a scam than a business.
>>
>> As much as I detest the notion of government-sponsored health care, I
>> have to concede that if health care was treated as a not-for-profit
>> business, the cost of health care would certainly plummet.

> I doubt it would plummet in reality, perhaps just your immediate
> recognition of what you previously paid directly to the care provider?
> Your taxes would increase, and services often decrease as it becomes
> more rationed. Many in nationalized care countries pay extra for the
> care they want.

You're speaking as if you have an implicit assumption that "not-for-profit"
equals nationalized and government-run. I am not offering any particular
point of view here, but I don't think those two things are equivalent.

- Logan

== 4 of 5 ==
Date: Tues, Jan 15 2008 5:47 pm
From: Goomba38

h wrote:

>> As for never being sick, taking no medications and lack of any check-ups
>> whatsoever..... can I ask how old you are? While it is nice to be smug
>> about those things at 25, as one ages it becomes almost inevitable that
>> you'll need a tune up or something tweaked.
>
> I'm well into my 50s.

LOL, well, not to burst your bubble but... being a health care provider
I can say with a little bit of authority here that your time will come.
You should be getting check ups once in a while at least. Many diseases,
if caught early, are treatable and/or curable. Too many people felt fine
up until they keeled over dead, or the disease had wreaked havoc on them
to the degree that the "cure" is as bad as disease untreated.
But of course I understand the "ignorance is bliss" concept too. It just
tends to bite ya in the butt down the road.

== 5 of 5 ==
Date: Tues, Jan 15 2008 7:11 pm
From: P

On Tue, 15 Jan 2008 16:40:57 +1100, Rod Speed wrote:

>> I did not realize visiting the doctor typically once a year due
>> to high temperature or cold can be considered very often.
>
> Pointless bothering with a doctor for a cold unless you
> need the doctor's visit to get the time off work etc.

Yes, but if you have a viral fever(high temperature a visit does help).

>> Well, I could have stayed at home, rested and probably could have recovered
>> in some 3-4 days but going to the doctor helped me get better soon
>
> Nope, not with a cold it doesnt.

Depends on how severe it is and mainly to ensure it is not a symptom of
some illness.

==============================================================================
TOPIC: Free Sample of Head and Shoulders
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8701f6f9e0e1e3ad?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 15 2008 4:46 pm
From: "FreebiesPl.us"

Free Sample of Head and Shoulders
http://www.freebiespl.us/?p=446

==============================================================================
TOPIC: Why do people stay in overpriced real estate markets?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/56d80a4d61e1222e?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Jan 15 2008 4:59 pm
From: Too_Many_Tools

On Jan 15, 5:49 pm, inva...@notreal.none (Beachcomber) wrote:
> >There is your explanation right there, in that word -
> >"speculation." There are folks out there who simply cannot
> >comprehend the value of a house or condo going down. Or staying
> >stagnant, while inflation causes that amount of dollars to be
> >worth less. They absolutely assume that real estate is a
> >guaranteed, quick, easy, huge profit-maker.
>
> >Lots of people cannot see the overall big picture, because their
> >vision is blocked by the dollar-signs rolling up in their eyes.
>
> >And they want to buy NOW, because they don't have the patience or
> >attention span to think and act in terms of economic cycles
> >spanning several years or more.
>
> >If you try to warn them otherwise, they refuse to listen.
>
> And a lot of otherwise intelligent people would sign for a mortgage on
> whatever terms their sub-prime lender served up for them. Many of
> them were whipped into a frenzy and were afraid of missing out on
> jumping on the home ownership train.
>
> Everyone sort of gets into the act to encourage this "ownership at any
> price mentality"... real estate agents don't want to sell you a house,
> they want you to buy into having a home in a "neighborhood",
> regardless of what you think you can afford. Appraisers and home
> inspectors have a vested interest in turnover.
>
> Beachcomber- Hide quoted text -
>
> - Show quoted text -

Everyone ...and I mean everyone ...related to the housing market has a
vested interest for a transaction to occur.

Everyone that is except for the buyer...who is supplying the cash to
make it happen.

A vested interest does not mean the best interest for the buyer.

Remember this whenever you are the buyer and it will serve you well.

TMT

== 2 of 2 ==
Date: Tues, Jan 15 2008 5:15 pm
From: KarlMarx_MiddleClass_Ipod_HipHop

On Jan 15, 7:59 pm, Too_Many_Tools <too_many_to...@yahoo.com> wrote:
> A vested interest does not mean the best interest for the buyer.
>
> Remember this whenever you are the buyer and it will serve you well.
>
> TMT

Classic example was when Bush issued us taxpayers those tax refund
checks in 2001. The Home Depot ran ads on radio reminding folks that
they could spend those refunds at the HD. I kid you not. The other
best interest served was you got financing options for purchases over
$299 I believe. The refund checks were for $300 if memory serves me
right.

==============================================================================
TOPIC: How To Get Great Products For Little to Nothing!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3e05d5c92627b555?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 15 2008 5:18 pm
From: Sportszone365@gmail.com

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There are 100's of sites these are just a few

==============================================================================
TOPIC: The future Conan? Yes, the future.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b55d15f6d76b0420?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Jan 15 2008 6:38 pm
From: KarlMarx_MiddleClass_Ipod_HipHop

http://thehousingbubbleblog.com/?p=4022#comments

== 2 of 2 ==
Date: Tues, Jan 15 2008 7:12 pm
From: KarlMarx_MiddleClass_Ipod_HipHop

More of the future:

http://tinyurl.com/2r2zd5

==============================================================================
TOPIC: att: Shawn Hirn
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4a2f90df1ef91b9a?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 15 2008 6:51 pm
From: Shawn Hirn

In article
<17e1e65d-32e9-4b2f-b28e-7b0d783bfe33@s13g2000prd.googlegroups.com>,
val189 <gwehrenb@bellsouth.net> wrote:

> Curious to know what decision you've reached on buying a house jointly
> with parents? Tried to find your original post, but it's been
> camouflaged by all the @$#% spam.

I am still thinking about it. My folks won't be ready to make a move
until 2009 ... for tax reasons. I just had to replace my car last week
because my old one was dying on me, so I am in a holding pattern with
regard to a house purchase right now and because my folks won't be ready
to pony up their money right away.

==============================================================================
TOPIC: Good two piece seat covers that don't cost arm/leg?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4321dee78d9b25fd?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 15 2008 6:52 pm
From: Shawn Hirn

In article <ul7qo394mq6sqdl0gangeijpprjjn0m4lt@4ax.com>, me@privacy.net
wrote:

> 2000 Mazda Protege ES
>
> Need some two piece seat covers for front seats only
> that don't make me take out a personal loan.
>
> Any brands/models to recommend?
>
> Don't want sheepskin..... can be something simple like
> cordura nylon or polyester..... just has to be two
> piece as all the one piece universal ones never fit
> properly

Pep Boys has a wide selection for under $30.

==============================================================================
TOPIC:

http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/?hl=en
==============================================================================

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Frugal Living

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Tuesday, January 15, 2008

25 new messages in 9 topics - digest

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