Thursday, May 8, 2008

26 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Gas Prices - 13 messages, 9 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0ee1641a39c5a013?hl=en
* Camcorder Hard Drive - Find Tips - SALES on Camcorders all Brand Names - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/821287311dc14324?hl=en
* The Grocery Game is a wiener - 7 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7d045befeb1a340a?hl=en
* Cheap Armani Versace Burberry Sunglasses, Discount Crocs Chanel LV Sandals -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3d8b97e5b3d182f0?hl=en
* Food shortage ethanol follies, I've planted a food garden. - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c2b74d91aeaefb6f?hl=en
* Clothes iron face cleaning? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9f865634935d2c6e?hl=en
* I Don't Even Buy Organic And Am Paying $1.10 For An Apple!!! - 2 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b9e63977d717a2cc?hl=en

==============================================================================
TOPIC: Gas Prices
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0ee1641a39c5a013?hl=en
==============================================================================

== 1 of 13 ==
Date: Thurs, May 8 2008 11:50 am
From: clams_casino


George wrote:

>
> And the best part is that roads already have one of the fairest tax
> systems going with the liquid fuels taxes. I am in PA and our governor
> has been trying for years to turn I-80 over to the mega bureaucratic
> turnpike commission that is overflowing with high paid appointed jobs
> and make it a toll road. All of this so he can look good (and payback
> his friends since he makes the turnpike appointments) because the road
> maintenance would be removed from the states' budget and he can claim
> he is a genius because he "lowered spending". Then everyone will have
> to pay more to cover the cost of the building and operation of toll
> collection systems.


Actually, tolls are the best way to pay for the roads. Those who use
them pay. Those who don't aren't subsidizing those who do.

== 2 of 13 ==
Date: Thurs, May 8 2008 12:35 pm
From: "Rod Speed"


Larry Caldwell <firstnamelastinitial@peaksky.com> wrote:
> scharf.steven@geemail.com (SMS) wrote

>> I don't know where you got the idea that new cars are only
>> for the wealthy. In reality they are solidly for the middle class.

> If you can pay cash for a new car, you meet *my* definition of wealthy.

Then your definition of wealthy is stupid. Thats nothing like wealthy.

> If you can't pay cash for a new car, you can't afford it.

Depends entirely on your circumstances and what you are paying for the loan.


== 3 of 13 ==
Date: Thurs, May 8 2008 12:38 pm
From: "2345" <2345@sam.com>


h wrote
> Larry Caldwell <firstnamelastinitial@peaksky.com> wrote
>> scharf.steven@geemail.com (SMS) says...

>>> I don't know where you got the idea that new cars are only for the wealthy. In reality they are solidly for the
>>> middle class.

>> If you can pay cash for a new car, you meet *my* definition of wealthy.

> Anyone who buys a new car meets *my* definition of stupid.

More fool you. Some of us can trivially afford it and prefer
to spend half a day or so getting the best price instead
of much longer finding a good value used car instead.


== 4 of 13 ==
Date: Thurs, May 8 2008 2:43 pm
From: George


clams_casino wrote:
> George wrote:
>
>>
>> And the best part is that roads already have one of the fairest tax
>> systems going with the liquid fuels taxes. I am in PA and our governor
>> has been trying for years to turn I-80 over to the mega bureaucratic
>> turnpike commission that is overflowing with high paid appointed jobs
>> and make it a toll road. All of this so he can look good (and payback
>> his friends since he makes the turnpike appointments) because the road
>> maintenance would be removed from the states' budget and he can claim
>> he is a genius because he "lowered spending". Then everyone will have
>> to pay more to cover the cost of the building and operation of toll
>> collection systems.
>
>
> Actually, tolls are the best way to pay for the roads. Those who use
> them pay. Those who don't aren't subsidizing those who do.

I think you missed the point. Liquid fuels taxes are the best way for
exactly the reason you stated. You need to buy fuel so there is a simple
way to collect the tax. The more you use the roads the more fuel you
need to buy. Tolls introduce an another entire bureaucracy just to
collect an additional tax. In my state the highly bureaucratic turnpike
commission gets the liquid fuels based on vehicle miles driven and class
plus the tolls to pay for their bureaucracy.

== 5 of 13 ==
Date: Thurs, May 8 2008 2:57 pm
From: "Rod Speed"


George <george@nospam.invalid> wrote
> clams_casino wrote
>> George wrote

>>> And the best part is that roads already have one of the fairest tax
>>> systems going with the liquid fuels taxes. I am in PA and our
>>> governor has been trying for years to turn I-80 over to the mega
>>> bureaucratic turnpike commission that is overflowing with high paid
>>> appointed jobs and make it a toll road. All of this so he can look
>>> good (and payback his friends since he makes the turnpike
>>> appointments) because the road maintenance would be removed from
>>> the states' budget and he can claim he is a genius because he
>>> "lowered spending". Then everyone will have to pay more to cover
>>> the cost of the building and operation of toll collection systems.

>> Actually, tolls are the best way to pay for the roads. Those who
>> use them pay. Those who don't aren't subsidizing those who do.

> I think you missed the point. Liquid fuels taxes are the best way for exactly the reason you stated. You need to buy
> fuel so there is a simple way to collect the tax. The more you use the roads the more fuel you need to buy.

The trouble with that approach, even tho its by far the most
efficient way to raise the revenue, is that there is no way to force
the politicians to spend that money raised that way on the roads.

> Tolls introduce an another entire bureaucracy just to collect an additional tax.

Yes, but its easier to force the money raised be spent on that road,
and you can change driving behaviour with the toll charges too.

> In my state the highly bureaucratic turnpike commission gets the liquid fuels based on vehicle miles driven and class
> plus the tolls to pay for their bureaucracy.

Makes more sense to not allow them to have the bureaucracy.


== 6 of 13 ==
Date: Thurs, May 8 2008 3:04 pm
From: tmclone@searchmachine.com


On May 8, 3:38 pm, "2345" <2...@sam.com> wrote:
> h wrote
>
> > Larry Caldwell <firstnamelastinit...@peaksky.com> wrote
> >> scharf.ste...@geemail.com (SMS) says...
> >>> I don't know where you got the idea that new cars are only for the wealthy. In reality they are solidly for the
> >>> middle class.
> >> If you can pay cash for a new car, you meet *my* definition of wealthy.
> > Anyone who buys a new car meets *my* definition of stupid.
>
> More fool you. Some of us can trivially afford it and prefer
> to spend half a day or so getting the best price instead
> of much longer finding a good value used car instead.

It's not that I can't afford a new car, it's just that it's not frugal
and new cars have that wretched chemical stench (new car smell) for
months!. Yuck! It's never taken me longer than one day to find and buy
a used car for less than $5,000. I drop it at the mechanic's, pick it
up a few days later for another $500-$800, then drive it for 10+ years
with normal maintenance. Oh, and I can usually get at least $1,000 for
the old one, just by putting a sign on it for a few days in the
driveway. Who's the "fool" now? That would be you.

== 7 of 13 ==
Date: Thurs, May 8 2008 3:22 pm
From: SMS


Vic Smith wrote:

> Actually, for those cars, both used and new buyers are often pretty
> stupid, except for those who have negotiating skills.
> The used buyers who pay more than what they would pay for a new car,
> and the new car buyers paying considerably more than you paid.
> One side supports the other.

I didn't negotiate at all when I bought our last Camry at about $1500
under invoice, $3000 under MSRP. The dealer had an "All In Stock At This
Price" sale for $16,988. That's what I paid. The dealer tried to get out
of selling it at this price, but that's another story, and I did get it
for the ad price eventually.

There are the people that do no pre-purchase research, walk onto the
lot, and pay way too much for a new car, and these people subsidize
those that bother to open a newspaper. These are often the same people
that shop by "monthly payment" rather than by the actual price.

There are people that believe that buying a slightly used car saves them
the instant depreciation of a new car. They simply are clueless if they
think that they are actually saving anything at all on some of the best
selling, and most reliable cars on the market. However on the vehicles
that have very high depreciation it is true that buying a slightly used
model is a good way to save money.

There are people that buy older used cars, and while they do spend less
initially, their yearly cost when they divide the purchase price by the
remaining years of service, is probably no less than if they bought a
new car (without overpaying) and divided the purchase price by the total
years of service.

As to those that are bad at negotiations, at least around here you can
use the Bay Area Consumer Checkbook buying service, which isn't free,
but nets you a very good deal that's well under the bogus Costco/AAA/etc
buying program "fleet" prices.

OTOH, even the buyer that pays invoice or slightly over on a vehicle
like that isn't really stupid. They're overpaying slightly, but they're
buying a vehicle that (if they so desire) that they can use for 10-15
years with very little if any non-wear related repairs.

Buying a used car is often what's stupid. I.e., if I had bought a 4 year
old Camry at the time I bought the new one it would have cost about
$14,000 from a private party. It would be about time for new tires
($300 or so), and new front brakes ($200 or so), and it would have had
no warranty, and all things being equal it would last 4 years less than
the new one. The extra $3000 for a new car was money very well spent
when you look at the big picture.

If you're buying a basic transportation used car then buy a ten year old
car for $3000. If you're buying a 1-4 year old car thinking you're
saving money, you're usually naive, unless it's a vehicle that has very
rapid depreciation, which is often a vehicle you don't want for other
reasons anyway.

Above all, stay away from "no-haggle" dealers where essentially everyone
overpays, but they all feel good that no one paid less than they did.

Watch out for unscrupulous dealers that come up with all sorts of bogus
fees. I've seen "closing fees," "salesman retirement fund fees," among
the more creative ways to rip people off. And don't get me started on
the WAOs (worthless add-ons) like pin-striping, undercoating, fabric
guard, paint guard, glass etching, window tinting, gold packages,
after-market alarms, third-party extended warranties, digital ashtrays, etc.

== 8 of 13 ==
Date: Thurs, May 8 2008 3:20 pm
From: clams_casino


tmclone@searchmachine.com wrote:

>On May 8, 3:38 pm, "2345" <2...@sam.com> wrote:
>
>
>>h wrote
>>
>>
>>
>>>Larry Caldwell <firstnamelastinit...@peaksky.com> wrote
>>>
>>>
>>>>scharf.ste...@geemail.com (SMS) says...
>>>>
>>>>
>>>>>I don't know where you got the idea that new cars are only for the wealthy. In reality they are solidly for the
>>>>>middle class.
>>>>>
>>>>>
>>>>If you can pay cash for a new car, you meet *my* definition of wealthy.
>>>>
>>>>
>>>Anyone who buys a new car meets *my* definition of stupid.
>>>
>>>
>>More fool you. Some of us can trivially afford it and prefer
>>to spend half a day or so getting the best price instead
>>of much longer finding a good value used car instead.
>>
>>
>
>It's not that I can't afford a new car, it's just that it's not frugal
>and new cars have that wretched chemical stench (new car smell) for
>months!. Yuck! It's never taken me longer than one day to find and buy
>a used car for less than $5,000. I drop it at the mechanic's, pick it
>up a few days later for another $500-$800, then drive it for 10+ years
>with normal maintenance. Oh, and I can usually get at least $1,000 for
>the old one, just by putting a sign on it for a few days in the
>driveway. Who's the "fool" now? That would be you.
>
>
>
as if you have any level of credibility

== 9 of 13 ==
Date: Thurs, May 8 2008 3:30 pm
From: William Souden


Rod Speed wrote:
> George <george@nospam.invalid> wrote
>> clams_casino wrote
>>> George wrote
>
>>>> And the best part is that roads already have one of the fairest tax
>>>> systems going with the liquid fuels taxes. I am in PA and our
>>>> governor has been trying for years to turn I-80 over to the mega
>>>> bureaucratic turnpike commission that is overflowing with high paid
>>>> appointed jobs and make it a toll road. All of this so he can look
>>>> good (and payback his friends since he makes the turnpike
>>>> appointments) because the road maintenance would be removed from
>>>> the states' budget and he can claim he is a genius because he
>>>> "lowered spending". Then everyone will have to pay more to cover
>>>> the cost of the building and operation of toll collection systems.
>
>>> Actually, tolls are the best way to pay for the roads. Those who
>>> use them pay. Those who don't aren't subsidizing those who do.
>
>> I think you missed the point. Liquid fuels taxes are the best way for exactly the reason you stated. You need to buy
>> fuel so there is a simple way to collect the tax. The more you use the roads the more fuel you need to buy.
>
> The trouble with that approach, even tho its by far the most
> efficient way to raise the revenue, is that there is no way to force
> the politicians to spend that money raised that way on the roads.
>
>> Tolls introduce an another entire bureaucracy just to collect an additional tax.
>
> Yes, but its easier to force the money raised be spent on that road,
> and you can change driving behaviour with the toll charges too.
>
>> In my state the highly bureaucratic turnpike commission gets the liquid fuels based on vehicle miles driven and class
>> plus the tolls to pay for their bureaucracy.
>
> Makes more sense to not allow them to have the bureaucracy.
>
>

In New Jersey the two major toll roads are run by an entity that is
required to be self sufficient. The only revenue generated id from tolls
and concession. They even pay for the state police on the roads.
They regularly have a surplus which is turned over to the state for
use on non-toll roads.

== 10 of 13 ==
Date: Thurs, May 8 2008 3:56 pm
From:
------------------------------------------------------------------------------

"clams_casino" <PeterGriffin@DrunkinClam.com> wrote in message
news:w0LUj.115359$Ft5.61729@newsfe15.lga...
> tmclone@searchmachine.com wrote:
>
>>On May 8, 3:38 pm, "2345" <2...@sam.com> wrote:
>>
>>>h wrote
>>>
>>>
>>>>Larry Caldwell <firstnamelastinit...@peaksky.com> wrote
>>>>
>>>>>scharf.ste...@geemail.com (SMS) says...
>>>>>
>>>>>>I don't know where you got the idea that new cars are only for the
>>>>>>wealthy. In reality they are solidly for the
>>>>>>middle class.
>>>>>>
>>>>>If you can pay cash for a new car, you meet *my* definition of wealthy.
>>>>>
>>>>Anyone who buys a new car meets *my* definition of stupid.
>>>>
>>>More fool you. Some of us can trivially afford it and prefer
>>>to spend half a day or so getting the best price instead
>>>of much longer finding a good value used car instead.
>>>
>>
>>It's not that I can't afford a new car, it's just that it's not frugal
>>and new cars have that wretched chemical stench (new car smell) for
>>months!. Yuck! It's never taken me longer than one day to find and buy
>>a used car for less than $5,000. I drop it at the mechanic's, pick it
>>up a few days later for another $500-$800, then drive it for 10+ years
>>with normal maintenance. Oh, and I can usually get at least $1,000 for
>>the old one, just by putting a sign on it for a few days in the
>>driveway. Who's the "fool" now? That would be you.
>>
>>
> as if you have any level of credibility

?huh? You're more "credible" than I am because...? Plonk.


== 11 of 13 ==
Date: Thurs, May 8 2008 4:22 pm
From: krw


In article <Xns9A96DB5B53447544444@130.133.1.18>, Terri@micron.net
says...
> krw <krw@att.bizzzzzzzzzz> wrote in
> news:MPG.228ae60321d760ca989be5@news.individual.net:
>
> > In article <Xns9A96CE104C66B7544444@130.133.1.18>, Terri@micron.net
> > says...
> >> Larry Caldwell <firstnamelastinitial@peaksky.com> wrote in
> >> news:MPG.228aaaf31231d327989e6a@news.peaksky.com:
> >>
> >> >
> >> > Personally, I just use whatever service station is most convenient,
> >> > and save the 60 cents by driving slower or driving less.
> >> >
> >> Driving slower hasn't seemed to occur to a whole lot of the same
> >> idiots who complain the most about the price of gas.
> >
> > It still hasn't seemed to occur to a whole lot of idiots that time
> > is money.
> I'd certainly agree with that. All they need to do is get up earlier
> to allow themselves the extra time to save some gas by not rushing.
> It's just simple common sense and you'd think people would get that,
> wouldn't you?

No. Getting up earlier doesn't change the equation at all. Time is
still money and there is only so much of it in one's life.
Commuting is simply wasted life.
> >
> >> I'm thinking of getting a bumper sticker that says something such as:
> >>
> >> I'm paying for the gas
> >> So get off my ass!
> >
> > I'm sure you'll find that as useful as all the other bumper stickers
> > holding the rust together.
> On your car? Mine doesn't have either.

You're the one talking about putting silly bumper stickers on your
rust bucket.

> >> There's a route I take to work that is 65 mph for @14 miles with only
> >> one passing lane mid-point. (CJ knows this road well.) Everyone gets on
> >> your ass so they can zoom up to 75-80mph and pass each other and
> >> jockey for a new place in the car herd.
> >> Six minutes later, we're all sitting at the same stop light anyway.
> >
> > Physics doesn't work that way.
> Perhaps. But since I'm speaking of automotive driving I think you might
> want the sci.physics group. Give my regards to Archimedes Plutonium.

Physics is real, no matter how much *you* deny its existence.

> >> They just sucked a bunch of extra gas up to get at the same stoplight
> >> and be 7th in line instead of 8th.
> >> What's the point?
> >
> > Everyone *always* gets stopped at the light, for exactly the same
> > time?
> >
> When I get to the stoplight it's always red. And eventually? It turns
> green! Is that cool or what? I have no idea of the actual time involved
> stopped at the stop light, which probably why I didn't mention it and
> instead mentioned only the placement of the cars in the line.

ALWAYS? You're either incredibly stupid, or a liar. From your
posts here, both are a real possibility.

> At the light.
> The cars at the red light. Sometimes they are trucks in there too.

Oh, sometimes they don't get stopped for the light? Wonder how that
works.

> The cars and trucks at the red light waiting for the light to turn green.
> The cars and trucks at the red light, waiting for the light to turn green
> so they can make a left at the T-junction of a very busy highway full of
> east-west commuter traffic. (Also full of cars and trucks.)

Nonsense.

> You appear to be having some trouble comprehending written words as well
> possibly the definitions of scorn and/or derision and/or humor, so I hope
> that helps clear things up a bit for you!

Nope, just a bit of a problem swallowing your lies.

> Ciao!

Don't let the door...

--
Keith

== 12 of 13 ==
Date: Thurs, May 8 2008 4:22 pm
From: krw


In article <ivhUj.113703$Ft5.67042@newsfe15.lga>,
PeterGriffin@DrunkinClam.com says...
> krw wrote:
>
> >In article <MPG.228aafe2c22a6557989e6c@news.peaksky.com>,
> >firstnamelastinitial@peaksky.com says...
> >
> >
> >>In article <68cf9oF2s2e45U1@mid.individual.net>, rod.speed.aaa@gmail.com
> >>(Rod Speed) says...
> >>
> >>
> >>
> >>>Nope, because they promise to pay interest on bonds
> >>>and continue to do so and repay the capital too.
> >>>
> >>>
> >>Not in this world they don't bunkie. The feds haven't made an interest
> >>payment in 60 years. They just borrow more money to keep the pyramid
> >>scheme running.
> >>
> >>
> >
> >Haven't made an interest payment? Surely you don't mean that.
> >
> >
> >
> In theory, they do make interest payments, but in practice, it's all
> with borrowed money.

You lied then.

> It's much like using your credit card to pay the previous month's
> payment. You are paying the interest & minimum payment, but simply
> borrowing to make the payment.

If you had said they never paid the "principal" I would have less of
an argument, but saying the government has never "made an
*interest* payment" is a flat out lie, which you insist on
compounding.

Don't bother moving the goal posts, just admit that your hyperbole
crossed into the lie-zone.

--
Keith

== 13 of 13 ==
Date: Thurs, May 8 2008 4:22 pm
From: krw


In article <slrng24cll.drq.don@manx.misty.com>, don@manx.misty.com
says...
> In <MPG.228b523d9be29fe1989e6f@news.peaksky.com>, Larry Caldwell wrote:
> >In article <slrng22729.erk.don@manx.misty.com>, don@manx.misty.com (Don
> >Klipstein) says...
> >
> >> USA's national debt decreased during most of Clinton'as second term!
> >
> >No, it didn't. Not even close. They don't mention the money they were
> >stealing from the Social Security Trust Fund as part of the deficit.
>
> They did not steal it - they borrowed it. SS buys Treasury bonds.

Oh crap, Don! Even you don't believe that lie.

> Then there is that fiscal year in Clinton's second term when even
> excluding SS, the government ran a surplus. I think it was FY 2000.

So you admit to the lie above?

> I find it regrettable that so many were trying for ways to spend it,
> when we needed to pay down more the national debt. It was gridlocking of
> spending bills that helped us get that surplus then.

No, it was the Don.Bomb windfall that *reduced* the deficit.

--
Keith


==============================================================================
TOPIC: Camcorder Hard Drive - Find Tips - SALES on Camcorders all Brand Names
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/821287311dc14324?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 11:55 am
From: mja


Bob wrote:

>IMAGINE YOU SPAMMING THIS NEWSGROUP!
><syipv5cnduziklmcnh3e@gmail.com> wrote in message
>
>


Next time you want to reply to an obvious spam / scam - please delete
all the links.


==============================================================================
TOPIC: The Grocery Game is a wiener
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7d045befeb1a340a?hl=en
==============================================================================

== 1 of 7 ==
Date: Thurs, May 8 2008 12:05 pm
From: clams_casino


Ablang wrote:

>
>I signed up for a $1 trial membership to the Grocery Game
>


Cool. You signed up at your own website.

Did you mail the coupons to yourself as well?

== 2 of 7 ==
Date: Thurs, May 8 2008 2:11 pm
From: Seerialmom


On May 7, 11:10 pm, Ablang <ron...@gmail.com> wrote:
> The Grocery Game is a winner, reporter says
> By Jim Downing - jdowning at sacbee.com
>
> Published 12:00 am PDT Sunday, May 4, 2008
> Story appeared in BUSINESS section, Page D2
>
> http://www.sacbee.com/103/story/909116.html
>
> Americans redeemed only 0.7 percent of the $400 billion in grocery
> coupons printed last year, and until recently I was doing my part to
> keep that fraction small. But a shopping trip around Sacramento has
> made me a clipper.
>
> I signed up for a $1 trial membership to the Grocery Game, a Web site
> -www.grocerygame.com- that bills itself as a guide to beating
> warehouse-discounter prices by taking advantage of sales and coupons
> in supermarkets and drugstores.
>
> Two aspects of the Grocery Game service struck me as especially
> useful: It matches manufacturers' coupons from the Sunday paper with
> in-store sales (some of which aren't advertised). And it does the math
> to tell me how much I'm saving off the regular price after adding up
> all the discounts.
>
> With the Grocery Game list in hand, I browsed through the sales at
> Safeway, Rite Aid and Walgreens in a few minutes and marked a dozen
> items I thought we needed at home.
>
> The big score: a Doctor's Night Guard dental protector free with an
> online discount. They usually cost $20 to $25. The list pointed out a
> Rite Aid offer I wouldn't have known about unless I'd happened upon it
> while digging through the company Web site or the in-store promotional
> booklet.
>
> At Safeway, though, to take advantage of a deal for 67 percent off
> salsa, I needed coupons from the April 13 Sunday paper, long since
> recycled. Same problem with chips. Still, the list made it easier to
> home in on the items that were on deep discount: a box of brownie mix
> for a dollar, a half-off bottle of Excedrin Migraine ($3.99), organic
> strawberries (2 pounds for $4.79).
>
> At Walgreens, I couldn't resist the three cans of Van Camp's pork and
> beans for 39 cents each (72 percent off with a Sunday coupon) even
> though it meant asking a clerk to refill the sold-out shelf display.
>
> When I got home, though, my wife pointed out that I haven't eaten pork
> and beans in years - and she probably never will. Those cans may get
> donated. I also got store-brand lightbulbs that were nominally free,
> but to get the rebate I had to fill out a form and mail it with a 41-
> cent stamp.
>
> At the office, I tallied $13.96 (including the stamp) for my purchases
> instead of the full price of $52.86 - a 74 percent savings. Even
> without the mouth-guard windfall, I still saved better than 55
> percent.
>
> I doubt I'll ever want to subsist entirely on big-discount groceries,
> but for some food - and definitely for toiletries - I'm sold.

You know what? If someone has the time to commit to this and loves the
thrill of the hunt, it's great. But I don't think you really need to
join a club to figure out the cycles on sales. I read the related
article that was in the Bee where some lady joined that club while she
was in San Diego and was using it now up here in Sacramento; she
admits it's limited because it only covers a few stores we have.

== 3 of 7 ==
Date: Thurs, May 8 2008 2:12 pm
From: Seerialmom


On May 8, 12:05 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
> Ablang wrote:
>
> >I signed up for a $1 trial membership to the Grocery Game
>
> Cool. You signed up at your own website.
>
> Did you mail the coupons to yourself as well?

That wasn't a troll; there was the article in the Bee...and I believe
the OP was just sharing.

== 4 of 7 ==
Date: Thurs, May 8 2008 3:01 pm
From: "Rod Speed"


Seerialmom <seerialmom@yahoo.com> wrote
> clams_casino <PeterGrif...@DrunkinClam.com> wrote
>> Ablang wrote

>>> I signed up for a $1 trial membership to the Grocery Game

>> Cool. You signed up at your own website.

>> Did you mail the coupons to yourself as well?

> That wasn't a troll; there was the article in the Bee...
> and I believe the OP was just sharing.

And it wasnt even his website.


== 5 of 7 ==
Date: Thurs, May 8 2008 3:04 pm
From: clams_casino


Seerialmom wrote:

>On May 8, 12:05 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>
>
>>Ablang wrote:
>>
>>
>>
>>>I signed up for a $1 trial membership to the Grocery Game
>>>
>>>
>>Cool. You signed up at your own website.
>>
>>Did you mail the coupons to yourself as well?
>>
>>
>
>That wasn't a troll; there was the article in the Bee...and I believe
>the OP was just sharing.
>
>


posted through gmail via google groups = 99.998786565% chance of spam

== 6 of 7 ==
Date: Thurs, May 8 2008 3:07 pm
From: Seerialmom


On May 8, 3:04 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
> Seerialmom wrote:
> >On May 8, 12:05 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>
> >>Ablang wrote:
>
> >>>I signed up for a $1 trial membership to the Grocery Game
>
> >>Cool. You signed up at your own website.
>
> >>Did you mail the coupons to yourself as well?
>
> >That wasn't a troll; there was the article in the Bee...and I believe
> >the OP was just sharing.
>
> posted through gmail via google groups = 99.998786565% chance of spam- Hide quoted text -
>
> - Show quoted text -

to be fair I did check the OP's other posts and didn't see cross
postings of the same thing. I still think he was just trying to
"share" :) You wouldn't be profiling, now would you? ;-p

== 7 of 7 ==
Date: Thurs, May 8 2008 3:19 pm
From: clams_casino


Seerialmom wrote:

>On May 8, 3:04 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>
>
>>Seerialmom wrote:
>>
>>
>>>On May 8, 12:05 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>>>
>>>
>>>>Ablang wrote:
>>>>
>>>>
>>>>>I signed up for a $1 trial membership to the Grocery Game
>>>>>
>>>>>
>>>>Cool. You signed up at your own website.
>>>>
>>>>
>>>>Did you mail the coupons to yourself as well?
>>>>
>>>>
>>>That wasn't a troll; there was the article in the Bee...and I believe
>>>the OP was just sharing.
>>>
>>>
>>posted through gmail via google groups = 99.998786565% chance of spam- Hide quoted text -
>>
>>- Show quoted text -
>>
>>
>
>to be fair I did check the OP's other posts and didn't see cross
>postings of the same thing. I still think he was just trying to
>"share" :) You wouldn't be profiling, now would you? ;-p
>
>

Could be the 0.0012135% chance of a legit posting, but it would be a
very rare likeliness.

If so, odds are it will be another year before there is another legit
posting via gmail / google groups.


==============================================================================
TOPIC: Cheap Armani Versace Burberry Sunglasses, Discount Crocs Chanel LV
Sandals
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3d8b97e5b3d182f0?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 1:06 pm
From: "www.globwholesale.com" <65563082@qq.com>


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==============================================================================
TOPIC: Food shortage ethanol follies, I've planted a food garden.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c2b74d91aeaefb6f?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 1:43 pm
From: frank87


["Followup-To(Opvolgend bericht naar):" header ingesteld op sci.agriculture.]
On 2008-04-25, aspasia <aspasia> expressed:
> On Fri, 25 Apr 2008 00:43:34 +0000 (UTC), don@manx.misty.com (Don
> Klipstein) wrote:
>
>> The low carb craze has increased grain demands by increasing demand for
>>livestock. Ethanol demand came in time to rescue grain farmers from the
>>decline of the low carb craze.
>>
>> - Don Klipstein (don@misty.com)
>
> Or rather corn ethanol demand was craftily engineered by influential
> agribusinessmen in certain "heartland" states, shoveling out their
> contributions to our beloved Congress-whores. They did not care what
> ripple effects this would create in the Third World, where people are
> now starving. Effects even felt in our neighbor to the South, where
> the price of corn went through the ceiling, affecting tortillas -- a
> standard food, like wheat bread in the States.

The farmers needed a higher price (just like the Mexican farmers). They
should have raised the price this way, before they bankrupted the
Mexican farmers.

Greetings,
Frank


==============================================================================
TOPIC: Clothes iron face cleaning?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9f865634935d2c6e?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 1:56 pm
From: Pat in NJ


Walter Cohen wrote:
> I have an iron whose face is all gunked up. Not sure how this happened
> but I am wondering if it can somehow be cleaned rather than me having to
> go out and purchase a new iron. When the iron is heated/hot it drags on
> the clothing item and sometimes transfers some of the gunk onto the
> clothing.
>
> Can I just use steel wool and/or a brillo pad on the face or will this
> scratch/ruin the iron face?
>
> Thanks,
> Walter

I learned this from a quilting show.
Find a cardboard box that is large enough to move the iron around in
it freely. Cut a brown paper bag to cover the bottom of the box.
Pour table salt into the box and rub your heated iron over the salt. It
will clean off all the gunk. Use an old t shirt to brush the salt off
the bottom of the iron back into the box. Then move the iron over a
piece of waxed paper. This will help the iron glide more easily. The
box with the salt can be reused many times.


Pat in NJ


==============================================================================
TOPIC: I Don't Even Buy Organic And Am Paying $1.10 For An Apple!!!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b9e63977d717a2cc?hl=en
==============================================================================

== 1 of 2 ==
Date: Thurs, May 8 2008 3:02 pm
From: Seerialmom


On May 7, 8:22 pm, "Nicik Name" <orb...@ix.netcom.com> wrote:
> "The Real Bev" <bashley101+use...@gmail.com> wrote in messagenews:_L9Uj.160$rc.50@newsfe06.lga...
>
>
>
> > SMS wrote:
>
> >> mavigozler wrote:
>
> >>> I was in the grocery store (Safeway in Davis, CA) and I bought FIVE
> >>> granny smith apples for $5.49. That works out to about $1.10 per apple.
>
> > Only the truly desperate or profligate would pay a buck for an apple.
>
> >>> Has the dollar gone down the toilet THAT MUCH???
>
> >> The problem is that you're shopping at Safeway. Had you gone to Costco,
> >> Smart & Final, an Asian market, or a Mexican market, you would have paid
> >> much, much less. Safeway is often more expensive than even Whole Foods.
>
> > I almost never buy produce at Costco -- you have to buy too much, and the
> > price isn't all that much better than what you get at the supers AND you
> > still have to wait for it to ripen.
>
> > S&F is a little better, but the ethnic markets are the way to go.
>
> >> Last week Whole Foods had non-organic navel oranges at $1.33 per pound.
> >> The Chinese market near me had them at 33¢ per pound.
>
> > Same for the Italian and middle-eastern stores here.
>
> >> You can't find groceries much more expensive than Safeway or Lucky.
>
> > Gelson's, Whole Foods...
>
> Trader Joes.....?
> Ouch.......walked out.
> Went over to AP
>
I've only gone to Trader Joe's a few times, one time out of
curiosity...they had a dozen eggs on sale for .99¢ so I bought them.
Went again when I ran out of eggs, still .99¢...next time...up to $2+
so I went to 99¢ Only, instead :)

== 2 of 2 ==
Date: Thurs, May 8 2008 3:04 pm
From: Seerialmom


On May 7, 12:42 am, lionel <lio...@yahoo.com> wrote:
> On Tue, 06 May 2008 13:11:48 GMT, mavigozler <mavigoz...@turkiye.gov>
> wrote:
>
> >lenona...@yahoo.com wrote in misc.consumers.frugal-living:
>
> >>http://articles.moneycentral.msn.com/CollegeAndFamily/RaiseKids/HowToFi
> >> ght5FoodBudgetKillers.aspx?GT1=33009
>
> >> It's 3 pages long and includes a link: "How to shop organic on a
> >> budget"
>
> >I was in the grocery store (Safeway in Davis, CA) and I bought FIVE granny
> >smith apples for $5.49. That works out to about $1.10 per apple.
>
> >Has the dollar gone down the toilet THAT MUCH???
>
> Yeah, food prices are going up and up due mostly to fuel increases
> but you are shopping at Safeway, a unionized chain of grocery stores
> (I am not knocking union jobs at all, but its just a fact that they
> cost more, if you can afford it. ) and the simple fact is that you
> would be better off shopping at Food-4-Less or a Winco
> supermarket, then a Safeway or Raleys' grocery supermarket.

Raley's is good if you can catch their loss leaders, like the Angus
Tri-Tip they had last week for $2.97 a pound? I would have stocked
up...except I stocked up last time and still have plenty :) I agree
full retail is horrible at any major grocery store.

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25 new messages in 9 topics - digest

misc.consumers.frugal-living
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Today's topics:

* Gas Prices - 11 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0ee1641a39c5a013?hl=en
* Camcorder Hard Drive - Find Tips - SALES on Camcorders all Brand Names - 5
messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/821287311dc14324?hl=en
* It's now or never。shopping in our company to get beijing2008 keepsake - 1
messages, 1 author
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* Tips on Mortgage Payoff? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/756dbec25b1ae60b?hl=en
* CHINA WHOLESALER,JERSEYS CHINA WHOLESALER,NFL JERSEY REEBOK AT CHEAP PRICE -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/47278d5f46447f2b?hl=en
* A bad experience dealing with AT&T Wireless - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2cf30ac13919c228?hl=en
* CHINA WHOLESALE Breitling WATCHES,T-SHIRT,glasses,,jeans ,bags AND MORE
BRAND GOODS FROM W+W+W.86WATCHES.+C+O+M - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/80885ecc2861dfdc?hl=en
* Question about nitrogen in tires - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2132459f8bac24a8?hl=en
* Growing your own vegetables from home - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3f7a640d5d075c8b?hl=en

==============================================================================
TOPIC: Gas Prices
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0ee1641a39c5a013?hl=en
==============================================================================

== 1 of 11 ==
Date: Thurs, May 8 2008 6:53 am
From:
------------------------------------------------------------------------------

"Elmo" <ElmoHateSpam@noSpam4U.org> wrote in message
news:fvus1d$153q$2@f04n12.cac.psu.edu...
>h wrote:
>>> Speaking of the epitome of driver-asshattery, check out
>>> this clip from a traffic cam in Phoenix. Keep watching
>>> the far right hand lane.
>>>
>>> http://www.youtube.com/watch?v=8KwTB-_BROc
>>>
>>
>> Asshat, yes, but really great driving.
> More like dumb luck.

I meant great driving from the big SUV which managed to not hit him and then
keep right on going.


== 2 of 11 ==
Date: Thurs, May 8 2008 6:54 am
From:
------------------------------------------------------------------------------

"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
news:MPG.228ca1b13e8af87b989e76@news.peaksky.com...
> In article <J4vUj.15169$V14.10196@nlpi070.nbdc.sbc.com>,
> scharf.steven@geemail.com (SMS) says...
>
>> I don't know where you got the idea that new cars are only for the
>> wealthy. In reality they are solidly for the middle class.
>
> If you can pay cash for a new car, you meet *my* definition of wealthy.
>

Anyone who buys a new car meets *my* definition of stupid.


== 3 of 11 ==
Date: Thurs, May 8 2008 8:04 am
From: SMS


Larry Caldwell wrote:
> In article <J4vUj.15169$V14.10196@nlpi070.nbdc.sbc.com>,
> scharf.steven@geemail.com (SMS) says...
>
>> I don't know where you got the idea that new cars are only for the
>> wealthy. In reality they are solidly for the middle class.
>
> If you can pay cash for a new car, you meet *my* definition of wealthy.

Alright, then I guess I'm wealthy, even though I'm really not wealthy,
just middle class. Frugality is the key. Not throwing away vast amounts
of money on garbage and having enough in savings to buy a moderately
priced sub-$20K vehicle that I'll take good care of and keep for 12-15
years. Actually I'd probably wait for a 0% financing deal and not pay
cash, preferring to keep the cash in an account earning some interest.

== 4 of 11 ==
Date: Thurs, May 8 2008 7:21 am
From: Ann


On Thu, 08 May 2008 06:36:26 -0700, Larry Caldwell wrote:

> In article <J4vUj.15169$V14.10196@nlpi070.nbdc.sbc.com>,
> scharf.steven@geemail.com (SMS) says...
>
>> I don't know where you got the idea that new cars are only for the
>> wealthy. In reality they are solidly for the middle class.
>
> If you can pay cash for a new car, you meet *my* definition of wealthy.

Paying cash can also mean that one buys basic transportation and runs it
until it costs more to fix than it's worth. (The exception being the
"starter" vehicle, which was paid off as quickly as possible.) So, paying
cash can indicate frugality rather than wealth.

> If you can't pay cash for a new car, you can't afford it.

== 5 of 11 ==
Date: Thurs, May 8 2008 8:26 am
From: Paul M. Eldridge


On Thu, 08 May 2008 08:17:29 -0400, Elmo <ElmoHateSpam@noSpam4U.org>
wrote:

>Paul M. Eldridge wrote:
>> We've been focusing our attention on gasoline prices, obviously, which
>> after a slight pause have once again resumed their upward march.
>> Likewise, Nymex crude hit $123.80 a barrel in today's trading, yet one
>> more all time high in a long string.
>>
>> We might also want to keep an eye on natural gas prices, which are
>> rising largely in sympathy with crude oil (some large industrial
>> customers and electrical utilities can switch between oil and natural
>> gas and routinely do so on the basis of their relative cost;
>> consequently, if one goes up the other tends to come along for the
>> ride). Natural gas is currently trading at $11.38 per MM BTU, a
>> two-year high and more than double its front-month close of just eight
>> months ago.
>>
>> Goldman Sachs recently revised its forecast for natural gas prices
>> this coming winter from $10.50 to $13.00 per MM BTU; to put this in
>> context, the Nymex Henry Hub future price spiked to $13.90 back in
>> October 2005 in the aftermath of Katrina. However, based on what
>> we've seen over these past couple weeks, don't be surprised if this
>> estimate gets racketed up another notch or two.
>>
>> Take away point: if you heat your home and DHW with natural gas, you
>> might want to increase your budget for this coming winter by 25 per
>> cent or more. And if your electrical utility is dependent upon
>> natural gas for a large share of its power generation, you might want
>> to budget for an increase in power rates too.
>>
>> Cheers,
>> Paul

>My electricity comes from coal but it's going to nearly double soon.
>Just another way that deregulation helps consumers by keeping prices
>down.

Consumers are getting hit by several things at once -- higher gasoline
prices, higher food costs, rising natural gas charges and higher
electricity rates. And one will often feed off the other, so rising
energy costs in the form of fertilizer feedstock, harvesting and
processing, ground transportation, etc. translates into higher food
prices. Ditto, natural gas and power generation.

Even electrical utilities that primarily use coal are facing enormous
cost increases due to higher mining and transportation charges
(electricity + diesel), plus that "high tide floats all boats"
phenomenon I mentioned earlier. In Y2000, electrical utilities were
buying coal at less than $28.00 per a metric tonne; today, a tonne of
northern Appalachia coal runs between $110.00 and $120.00; a FOUR-fold
increase in as little as eight years. Stick around folks 'cause the
party's just begun.

Cheers,
Paul

== 6 of 11 ==
Date: Thurs, May 8 2008 8:33 am
From: SMS


Larry Caldwell wrote:
> In article <o7DUj.2050$7k7.164@flpi150.ffdc.sbc.com>,
scharf.steven@geemail.com (SMS) says...
>
>> You can, if you choose the worst possible cars. Try pricing a 4 year
old Camry or Accord. They fall very little in price compared to the
equivalent vehicle purchased new. Ironically, buying a one year old
Camry or Accord often costs _more_ than buying a new one, because so
many people are too dumb to know how to negotiate the price of a new car.
>
> It also sounds like people are too dumb to avoid used car dealers.

Not at all. The private party sellers are also the ones asking for, and
receiving high prices on top-rated vehicles like Hondas, Acuras,
Toyotas, etc. When we bought our last Camry, I first checked the used
private party prices. It was insane. People were asking, and getting,
more than you could buy the same car brand new. At the dealer, they had
year-old models of the same Camry priced $2000 more than their
advertised "all in stock at this price" new cars.

Now if you want to buy one of the less reliable cars, even Japanese name
plates, you can get a better deal. Subarus, Mitsubishis, Suzukis,
Nissans, Mazdas, etc., lose value almost as fast as the U.S. nameplates.

> Never buy a used car off of a lot. Purchase a used car privately
instead. You will save yourself thousands of dollars. Used car dealers
typically price cars at around 2x what they paid for the car.
> For instance, one of my co-workers recently bought a 2002 Nissan
Sentra with 57,000 miles on it for $1,500. Other than a little faded
paint, the car was in immaculate condition. It's easily good for
another 100,000 miles with only moderate repairs.

Right, I'd expect a Sentra to sell for about that much. The problem is
that a lot of people don't want the hassle of having a less reliable
vehicle, with no warranty, even if they save a few dollars.

The best thing to do is to purchase a new car every 12-15 years, but you
have to purchase one that will last that long! It's amazing to see how
many late 1980's, early 1990's Hondas and Toyotas still on the road and
looking good (well actually the Honda paint is very poor, so some of the
Honda's have a lot of fading and spotting).

== 7 of 11 ==
Date: Thurs, May 8 2008 8:41 am
From: Vic Smith


On Thu, 08 May 2008 06:25:39 -0700, SMS <scharf.steven@geemail.com>
wrote:

>BR wrote:
>
>> I have to disagree. Depreciation is non linear. The value of a car
>> falls quite rapidly the first three or four years. I can get a four
>> year old car for half what it cost new,
>
>You can, if you choose the worst possible cars. Try pricing a 4 year old
>Camry or Accord. They fall very little in price compared to the
>equivalent vehicle purchased new. Ironically, buying a one year old
>Camry or Accord often costs _more_ than buying a new one, because so
>many people are too dumb to know how to negotiate the price of a new car.
>
Actually, for those cars, both used and new buyers are often pretty
stupid, except for those who have negotiating skills.
The used buyers who pay more than what they would pay for a new car,
and the new car buyers paying considerably more than you paid.
One side supports the other.

snip
>
>The goal in buying a used car is to find a vehicle that has high
>depreciation, but that also has very good long term dependability of
>major components (even if minor components may need more replacement
>than a low-depreciation vehicle).

True. There is a bit of work finding this out, however.
Another twist is age of car/milage/components.
Sweet spots of price depreciation that have no substantial bearing on
longevity exist. This is mostly due to depreciation probably still
being tied to old rusting and engine failure measurements.

--Vic

== 8 of 11 ==
Date: Thurs, May 8 2008 9:54 am
From: clams_casino


SMS wrote:

>
>
> Now if you buy a vehicle that has a very rapid depreciation, then a
> used one makes a lot of sense. According to Consumer Reports, the ten
> worst vehicles in terms of depreciation were all Ford, GM, and
> Chrysler models.


Of course, the reason these models have rapid depreciation is because
buyers realize theses are typically poor quality products with limited
life after 5-7 years.

> The ten best vehicles in terms of depreciation were Honda/Acura,
> Toyota/Lexus/Scion, BMW, and Mini Cooper models.


Makes sense considering they typically last 200k+ miles.

>
> The goal in buying a used car is to find a vehicle that has high
> depreciation, but that also has very good long term dependability of
> major components (even if minor components may need more replacement
> than a low-depreciation vehicle).


Problem is, the junks depreciate quickly & the best vehicles
depreciate slowly. Exceptions are just that - rare exceptions.

For me, it's a Honda - new / below dealer invoice & drive it 250k miles.

== 9 of 11 ==
Date: Thurs, May 8 2008 10:01 am
From: clams_casino


h wrote:

>"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
>news:MPG.228ca1b13e8af87b989e76@news.peaksky.com...
>
>
>>In article <J4vUj.15169$V14.10196@nlpi070.nbdc.sbc.com>,
>>scharf.steven@geemail.com (SMS) says...
>>
>>
>>
>>>I don't know where you got the idea that new cars are only for the
>>>wealthy. In reality they are solidly for the middle class.
>>>
>>>
>>If you can pay cash for a new car, you meet *my* definition of wealthy.
>>
>>
>>
>
>Anyone who buys a new car meets *my* definition of stupid.
>
>
>
>
Considering very few in their right mind sells a car after 2-3 years
without it having significant problems & the remainder are rentals /
leases, why would anyone buy a 2-3 year old car?

As someone has pointed out, most new cars can be purchased below dealer
invoice. The public is easily fooled into believing 2-3 year old cars
have high depreciation because they start with the retail price.

In reality, my 2005 Honda pilot actually increased in price via Edmunds
after one year / 30k miles.

High mileage drivers are typically better off buying new. Low mileage
drivers are typically better off buying 4-5 year old cars. The
opposite makes little sense (high mileage buying a 5-7 year old car &
low mileage drivers buying new)

== 10 of 11 ==
Date: Thurs, May 8 2008 10:43 am
From: Dennis


On Thu, 08 May 2008 06:25:39 -0700, SMS <scharf.steven@geemail.com>
wrote:

>BR wrote:
>
>> I have to disagree. Depreciation is non linear. The value of a car
>> falls quite rapidly the first three or four years. I can get a four
>> year old car for half what it cost new,
>
>You can, if you choose the worst possible cars. Try pricing a 4 year old
>Camry or Accord. They fall very little in price compared to the
>equivalent vehicle purchased new. Ironically, buying a one year old
>Camry or Accord often costs _more_ than buying a new one, because so
>many people are too dumb to know how to negotiate the price of a new car.

Not my experience. For example, in 2003, I purchased a 1998 Toyota
Corolla (spotless, 35K miles) from a private party for US$6500 cash.
That was about 1/2 the price of an equivalent new 2003 model at the
time.

Of course, looking for the right deal took more time and effort than
walking into a dealership and buying a new one off the lot.

Dennis (evil)
--
I'm behind the eight ball, ahead of the curve, riding the wave,
dodging the bullet and pushing the envelope. -George Carlin

== 11 of 11 ==
Date: Thurs, May 8 2008 11:50 am
From: clams_casino


George wrote:

>
> And the best part is that roads already have one of the fairest tax
> systems going with the liquid fuels taxes. I am in PA and our governor
> has been trying for years to turn I-80 over to the mega bureaucratic
> turnpike commission that is overflowing with high paid appointed jobs
> and make it a toll road. All of this so he can look good (and payback
> his friends since he makes the turnpike appointments) because the road
> maintenance would be removed from the states' budget and he can claim
> he is a genius because he "lowered spending". Then everyone will have
> to pay more to cover the cost of the building and operation of toll
> collection systems.


Actually, tolls are the best way to pay for the roads. Those who use
them pay. Those who don't aren't subsidizing those who do.


==============================================================================
TOPIC: Camcorder Hard Drive - Find Tips - SALES on Camcorders all Brand Names
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/821287311dc14324?hl=en
==============================================================================

== 1 of 5 ==
Date: Thurs, May 8 2008 6:58 am
From: "Bob"


IMAGINE YOU SPAMMING THIS NEWSGROUP!
<syipv5cnduziklmcnh3e@gmail.com> wrote in message
news:7fb3aacb-9b9f-402f-b11a-b7f2033560df@h1g2000prh.googlegroups.com...
> Three Benefits to Using A Camcorder Hard Drive
>
> Imagine being part of a special wedding ceremony and your
> responsibility is to capture the special day on your camcorder. You
> begin by filming the events leading up to the ceremony such as the
> groom receiving advice from his best man or the special interaction
> between the mother and her daughter the bride. Everything is going
> smoothly and you are capturing the beautiful and tender moments of the
> wedding day.
>
> Camcorder Hard Drive:
> http://www.camcordersonsale.com/camcorder-hard-drive.html
>
>
> http://www.camcordersonsale.com/camcorder-accessories.html
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>
>
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>
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== 2 of 5 ==
Date: Thurs, May 8 2008 8:40 am
From: "Jacques E. Bouchard"


"Bob" <bobbyd2000@comcast.net> wrote in news:5GDUj.149445$XH2.65919
@fe03.news.easynews.com:

> IMAGINE YOU SPAMMING THIS NEWSGROUP!

Forward original message with full headers to:

groups-abuse@google.com (original poster's newsgroup account)
abuse@verizon.net (original poster's ISP)
abuse@theplanet.com (original poster's web host for camcordersonsale.com)


><syipv5cnduziklmcnh3e@gmail.com> wrote in message
> news:7fb3aacb-9b9f-402f-b11a-
b7f2033560df@h1g2000prh.googlegroups.com...
>> Three Benefits to Using A Camcorder Hard Drive
>>
>> Imagine being part of a special wedding ceremony and your
>> responsibility is to capture the special day on your camcorder. You
>> begin by filming the events leading up to the ceremony such as the
>> groom receiving advice from his best man or the special interaction
>> between the mother and her daughter the bride. Everything is going
>> smoothly and you are capturing the beautiful and tender moments of the
>> wedding day.
>>
>> Camcorder Hard Drive:
>> http://www.camcordersonsale.com/camcorder-hard-drive.html
>>
>>
>> http://www.camcordersonsale.com/camcorder-accessories.html
>> Camcorder Accessories
>>
>>
>> http://www.camcordersonsale.com/camcorder-repair.html
>> Camcorder Repair
>>
>>
>> Other Searches:
>>
>> clean 8mm camcorder
>> 8mm camcorder transfer
>> mini dv 8mm
>> panasonic 8mm camcorder
>> convert 8mm to dv
>> low light camcorder
>> 8mm camcorder cassette
>> scl906 8mm camcorder
>> canon es870 8mm
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>

== 3 of 5 ==
Date: Thurs, May 8 2008 8:49 am
From: Larry in AZ


Waiving the right to remain silent, "Bob" <bobbyd2000@comcast.net> said:

> IMAGINE YOU SPAMMING THIS NEWSGROUP!

And imagine YOU quoting all 400 lines of his spam!

--
Larry Jandro
Video Engineering & Equipment Rentals
Scottsdale, Arizona, USA
[Remove spamtrap in ALLCAPS to reply]

== 4 of 5 ==
Date: Thurs, May 8 2008 9:00 am
From: "Richard Crowley"


"Jacques E. Bouchard" wrote ...
> "Bob" <bobbyd2000@comcast.net> wrote :
>
>> IMAGINE YOU SPAMMING THIS NEWSGROUP!
>
> Forward original message with full headers to:

Good luck with that. None of those providers gives a rip.

PLEASE DON'T REGURGITATE THE ENTIRE SPAM
MESSAGE BACK TO THE NEWSGROUP! IT MAKES
YOU JUST AS BAD AS THEM!!


== 5 of 5 ==
Date: Thurs, May 8 2008 9:37 am
From: "Jacques E. Bouchard"


"Richard Crowley" <rcrowley@xp7rt.net> wrote in news:68gmdkF2sv557U1
@mid.individual.net:

> "Jacques E. Bouchard" wrote ...
>> "Bob" <bobbyd2000@comcast.net> wrote :
>>
>>> IMAGINE YOU SPAMMING THIS NEWSGROUP!
>>
>> Forward original message with full headers to:
>
> Good luck with that. None of those providers gives a rip.

Didn't know you were intimately aware of the policies of Verizon and
theplanet.com.

Reporting beats just whining about it.


jaybee


==============================================================================
TOPIC: It's now or never。shopping in our company to get beijing2008 keepsake
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1c607e16375adff3?hl=en
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== 1 of 1 ==
Date: Thurs, May 8 2008 7:05 am
From: air jordan wholesale


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TOPIC: Tips on Mortgage Payoff?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/756dbec25b1ae60b?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 7:54 am
From: "JR Weiss"


"Joe" <really-faked-but-works@yunx.com> wrote...
> About to pay off our mortgage... Anything sneaky possible from the company,
> etc that I should watch out for or anything I can do to make the experience
> even more beneficial for us?

If it's an early payoff, make sure there are no penalty clauses in your
contract.

Make sure you get all your money back that's in your escrow account. Don't
forget you'll have to pay your own insurance and tax bills from now on.

Make sure you get the paid-off deed recorded.



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TOPIC: A bad experience dealing with AT&T Wireless
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2cf30ac13919c228?hl=en
==============================================================================

== 1 of 3 ==
Date: Thurs, May 8 2008 8:38 am
From: Joe


http://home.comcast.net/~plutarch/attwireless.html

== 2 of 3 ==
Date: Thurs, May 8 2008 9:20 am
From: George Grapman


Joe wrote:
> http://home.comcast.net/~plutarch/attwireless.html


I have a simple way of disputing bills:

Always use a credit card. This puts more power in your hands.

Waste little time with the front line people. Politely request a
supervisor. If the supervisor refuses to help tell them that you plan to
dispute the charge. Remind them that it takes a lot more work on their
end than on yours. Tell them that when the company replies you will tell
them you disputed it because ________was unwilling to help.

Never accept "I can not do that". Tell them you believe they will not
do it but you know that they can. If they disagree ask what they would
do if their boss told them to do that.

If all else fails get the companies main number, not the toll free
customer service but corporate headquarters (yahoo finance usually has
that under "profile"). Ask for the executive offices or the legal
department. You will not get a CEO or senior v-p but you usually will
get someone whose job includes keeping problems away from upper management.

== 3 of 3 ==
Date: Thurs, May 8 2008 9:25 am
From: George Grapman


George Grapman wrote:
> Joe wrote:
>> http://home.comcast.net/~plutarch/attwireless.html
>
>
> I have a simple way of disputing bills:
>
> Always use a credit card. This puts more power in your hands.
>
> Waste little time with the front line people. Politely request a
> supervisor. If the supervisor refuses to help tell them that you plan to
> dispute the charge. Remind them that it takes a lot more work on their
> end than on yours. Tell them that when the company replies you will tell
> them you disputed it because ________was unwilling to help.
>
> Never accept "I can not do that". Tell them you believe they will not
> do it but you know that they can. If they disagree ask what they would
> do if their boss told them to do that.
>
> If all else fails get the companies main number, not the toll free
> customer service but corporate headquarters (yahoo finance usually has
> that under "profile"). Ask for the executive offices or the legal
> department. You will not get a CEO or senior v-p but you usually will
> get someone whose job includes keeping problems away from upper management.


P.S. Two things that often get their attention:

Consumer fraud.

Small Claims Court.


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== 1 of 1 ==
Date: Thurs, May 8 2008 9:51 am
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==============================================================================
TOPIC: Question about nitrogen in tires
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2132459f8bac24a8?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 11:29 am
From: pc


Anthony Matonak wrote:
> pc wrote:
>> Greetings group..
>>
>> I've seen a little bit here and there about filling tires with nitrogen.
>> Any opinions?
>> What are the costs?
>> Where did you get it?
>> If you have a slow leak can you mix regular air into it?
>
> I can't help with the costs, or where to get it.
>
> My opinion is that it's completely pointless for ordinary vehicles.
> You can mix air into it without any problems. Air is already 78%
> nitrogen so you're already putting nitrogen in your tires.
>
> If you want to spend money on car stuff then I would recommend a set
> of run-flat tires, radar brakes, in-wheel pressure sensors, automatic
> parking, GPS, fire control system and a full sized spare. :)
>
> Anthony

Thanks Anthony,

It's being advertised a lot here. So, I thought I'd look into it.
Not gonna spend money where it isn't cost effective.

..PC


==============================================================================
TOPIC: Growing your own vegetables from home
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3f7a640d5d075c8b?hl=en
==============================================================================

== 1 of 1 ==
Date: Thurs, May 8 2008 11:49 am
From: supersqr


this blog contains good information on gardening from home
http://www.supersqr.com/vegetable-blog/

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