Frugal Living: Jan 31, 2009

Saturday, January 31, 2009

misc.consumers.frugal-living - 25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Aspirin May be an Inexpensive Tonic for the Liver
http://groups.google.com/group/misc.consumers.frugal-living/t/27090c8fb854fd3a?hl=en
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== 1 of 1 ==
Date: Fri, Jan 30 2009 9:50 pm
From: westom1@gmail.com

On Jan 30, 5:50 pm, "Bob F" <bobnos...@gmail.com> wrote:
> Do you really expect complainers to read the science?

Death always cures such complainers. Simple science.

==============================================================================
TOPIC: feds want your medical records
http://groups.google.com/group/misc.consumers.frugal-living/t/453e01859e9f99b0?hl=en
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== 1 of 1 ==
Date: Sat, Jan 31 2009 4:54 am
From: George

BigDog1 wrote:
> On Jan 30, 11:40 am, George <geo...@nospam.invalid> wrote:
>> BigDog1 wrote:
>>> On Jan 28, 1:38 pm, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>>>> AllEmailDeletedImmediately wrote:
>>>>> http://worldnetdaily.com/index.php?fa=PAGE.view&pageId=87322
>>>> I'm not sure what all the concern is about. Our family doctor has
>>>> recorded all our records on his laptop / office computer setup for at
>>>> least five years. It was quite handy when he was on vacation last year
>>>> and I needed to see a substitute doctor last year.
>>>> Along that line, I recall all sorts of problems / obviously excessive
>>>> costs when my mother had a half dozen doctors some eight years ago in
>>>> her last years with excessive medical problems. They had little idea
>>>> what each was doing and she was surely not in a position to keep them
>>>> all updated.
>>>> Electronic records are the only way to significantly reduce medical
>>>> costs. Hopefully they will reduce record keeping costs about half has
>>>> they have done in most all other industries.
>>> Correct. If electronic records do nothing more than eliminate
>>> unnecessary repetitive tests when a patient changes providers, it will
>>> save millions of dollars a year. And that's just the tip of the
>>> iceberg. To say nothing of the ability to track fraud and abuse in
>>> the system. Long overdue, given the number of years we've been in the
>>> information age.
>>> Of course, there will always be the "big brother is watching" crowd
>>> who will piss and moan; but they're either paranoid or are already
>>> gaming the system and are afraid they'll get caught. Who cares what's
>>> in somebody else's files? I don't!
>> Really? They just couldn't be folks who like the idea of personal
>> liberty and freedom (its an interesting idea and a core reason upon
>> which our country was founded) and don't care for the idea of a strong
>> government anything?
>
> Or, they could be whacked out paranoid idiots, who will construct a
> conspiracy theory for just about any program their government comes up
> with.

Your argument would be a lot more effective if it wasn't ad hominem.
Essentially you are saying "If I don't agree with someone's thinking
they must be an idiot..."

>
> If think your government can't already find out everything they want
> to about you, including your medical history, you're kidding
> yourself. The real question is, why would they care? Got something
> to hide?
>
> If I'm on the road a thousand miles from home (which I frequently am),
> and have some sort of medical crisis or am involved in an accident and
> can't cogently communicate with a care provider, I like the idea that
> they could quickly access a database that would allow them to give me
> proper treatment.

Perhaps you would want to look at getting one of those medical ID tags?

==============================================================================
TOPIC: FS: Nike Air Jordan 1 Black Basketball shoes - size 8
http://groups.google.com/group/misc.consumers.frugal-living/t/bfda1b54fce1cad2?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 31 2009 6:07 am
From: ClothesOut

Buy a pair of black high-top basketball shoes from Nike. New in the
box. White laces. Great to wear for exercising, running, shooting
hoops or casual wear. Comes from a smoke-free home. Asking price is
$85 and includes FREE shipping via USPS Priority Mail.

For pictures and more details, email me.

==============================================================================
TOPIC: Breathe Rite nasal strips
http://groups.google.com/group/misc.consumers.frugal-living/t/affd6583ec4f642b?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jan 31 2009 7:58 am
From: finding z0

On Jan 29, 11:55 am, Dave <djense...@cox.net> wrote:
> On Jan 28, 7:55 pm, finding z0 <j...@excite.com> wrote:
>
> > I use them occassionally and they help me breathe and not snore. It
> > would be pricey to use them every night. I've always wondered if the
> > secret to reusing them would be to find the right glue to reapply. I
> > found these 2 products and wondered if anyone has tried them?
>
> >http://www.ameswalker.com/accessories.html?iorb=4764&utm_source=Spons...
>
> >http://www.exmed.net/dept.asp?dept_id=491
> > (first 2 products)
>
> I recently spotted the Breathe Right strips in Sam's Club, with their
> 37-count package reduced dramatically, as they are expecting a new 50-
> count box. They were blowing the old sizwe out for $3 plus change, and
> that makes them very affordable. Last I looked, they still had some.
> They are really a great product,
>
> Dave

Not in my neighborhood.

== 2 of 2 ==
Date: Sat, Jan 31 2009 8:01 am
From: finding z0

I was looking for an answer to my question, not a debate on whether
they work or not. I did check out Sam's club and found only the 50
pack.

==============================================================================
TOPIC: Boost Mobile: May have to try it
http://groups.google.com/group/misc.consumers.frugal-living/t/349d16161b538880?hl=en
==============================================================================

== 1 of 14 ==
Date: Sat, Jan 31 2009 8:27 am
From: me@privacy.net

Gordon <gonzo@alltomyself.com> wrote:

> That's why I was
>disapointed to hear that Boost uses the iDen network.

How come?

Its not a good network?

== 2 of 14 ==
Date: Sat, Jan 31 2009 9:52 am
From: SMS

me@privacy.net wrote:
> http://clarkhoward.com/liveweb/shownotes/2009/01/15/14921
>
> what you think?
>
> I'm looking for new cell carrier in
> 63401 area

You'll get the same abysmal coverage that Nextel subscribers enjoy.

== 3 of 14 ==
Date: Sat, Jan 31 2009 9:59 am
From: SMS

Mr Bungle 34 wrote:
> A boost prepaid is my only phone. I ararely need to use a phone. At
> anyrate, I spend less than 10 bucks a month on it...

Boost is the perfect phone when you rarely need to use a phone because
you'll rarely be able to use it!

The best deal in prepaid, by far, is PagePlus which uses the Verizon
network. As little as $10 every four months (a bit less since the
refills are often discounted a few percent). As little as 5.3 cents per
minute. But it's not just the low cost, it's that you get excellent
coverage. With any prepaid provider on the iDEN or Sprint networks
you'll get poor coverage outside of urban areas. Regular Sprint phones
can roam onto other CDMA networks in areas with no Sprint coverage, but
Virgin, which is on the Sprint network, can't roam. With Boost, there is
nowhere to roam onto, as Nextel has about the only iDEN network in the
U.S. (there are a couple of other very small iDEN networks, but none of
any size).

See "http://prepaiduswireless.com"

The prepaid providers to avoid are:

Boost
Tracfone
Virgin
Net10
Jitterbug
InPulse (Verizon)
GoPhone (AT&T)

== 4 of 14 ==
Date: Sat, Jan 31 2009 10:01 am
From: SMS

me@privacy.net wrote:
> Mr Bungle 34
> <michael_grove34@hotmail.com> wrote:
>
>> A boost prepaid is my only phone. I ararely need to use a phone. At
>> anyrate, I spend less than 10 bucks a month on it...
>
> Ok but what abt this new unlimited plan
> in original post?

It's unlimited, but don't ever plan to use the phone outside the core of
very urban areas. Not even on the fringes of very urban areas.

See "http://prepaiduswireless.com/".

== 5 of 14 ==
Date: Sat, Jan 31 2009 10:03 am
From: SMS

Gordon wrote:
> George <george@nospam.invalid> wrote in
> news:glvf4u$b2l$1@news.motzarella.org:
>
>> me@privacy.net wrote:
>>> Brian Elfert <belfert@visi.com> wrote:
>>>
>>>> Boost has a new $50 unlimited plan, but the review I saw said it is
>>>> awful and the reviewer's wife went back to another phone before the
>>>> 30 day review period was up. The main complaint was dropped calls.
>>> have a link to this review?
>> Just ask someone in your area who happens to be stuck on Sprints
>> crappy iDEN network which they tried to sell and no one wanted and you
>> will know what boost is about.
>
> Sprint actually has two networks, Their CDMA network that they deployed,
> and the iDen network that they acquired from Nextel. That's why I was
> disapointed to hear that Boost uses the iDen network. I have a Sprint
> CDMA Phone.

Well if Sprint offered $50 unlimited voice and data on their CDMA
network they'd have more customers than they could handle, rather than
hemorrhaging customers like they are now. If Sprint wants to reverse
their downward spiral, they could think about something similar. Maybe
limit data during peak times to avoid overwhelming their 3G network, and
keep higher ARPU customers from changing to the lower cost plan. More
likely that they'll just shut down completely and sell off their spectrum.

== 6 of 14 ==
Date: Sat, Jan 31 2009 10:08 am
From: SMS

me@privacy.net wrote:
> Gordon <gonzo@alltomyself.com> wrote:
>
>> That's why I was
>> disapointed to hear that Boost uses the iDen network.
>
> How come?
>
> Its not a good network?

Look at the January Consumer Reports for the results for Nextel in each
market. That's the coverage you'll get. But it's misleading, because
coverage in urban areas is _all_ you'll get. No roaming in rural areas
(nothing to roam onto).

A publication in my area (SF Bay area) did their own survey of coverage
and quality. Nextel wa always second to last, just ahead of MetroPCS,
except they beat two other carriers in sound quality.

The unlimited data is what's attractive about that offer. $50 would buy
you 934 voice minutes a month on PagePlus.

== 7 of 14 ==
Date: Sat, Jan 31 2009 5:03 pm
From: me@privacy.net

SMS <scharf.steven@geemail.com> wrote:

>See "http://prepaiduswireless.com/".

Wow!

Excellent web page above! Is it yours?

Question..... what abt buying a wifi enabled cell phone
and somehow using Skype for calls when in wifi hotspot
to save on the prepaid minutes usage?

That doable?

== 8 of 14 ==
Date: Sat, Jan 31 2009 5:08 pm
From: me@privacy.net

SMS <scharf.steven@geemail.com> wrote:

>
>The prepaid providers to avoid are:
>
>Boost
>Tracfone
>Virgin
>Net10
>Jitterbug
>InPulse (Verizon)
>GoPhone (AT&T)

OK thanks

I currently have T Mobile to go sim pack being used in
older GSM phone from another carrier that I dropped.
The phone is an unlocked Nokia 6010

I'm thinking of buying the Nokia E51 which is an
unlocked smart phone that has symbian and wifi built in

Have a Skype account but only setup for skype to skype
use right now. If I buy Skype credit to use so as to
call other people when my E51 is an a hotspot.... will
THAT strategy help keep my minutes usage down?

Also, T Mobile doesn't have the best of coverage
here..... works in town but poor outside of 63401.

I know you said Page Plus is best for rural areas but
I'm already into T Mobile for 30 bucks so may go ahead
and buy the $100 refill card.... if using wifi can help
keep costs down

== 9 of 14 ==
Date: Sat, Jan 31 2009 5:49 pm
From: SMS

me@privacy.net wrote:

> I'm thinking of buying the Nokia E51 which is an
> unlocked smart phone that has symbian and wifi built in

I know some wi-fi enabled phones can't run the Skype software, so be
careful with what you buy. Not sure about the E51. See
"http://forum.skype.com/index.php?showtopic=148391".

== 10 of 14 ==
Date: Sat, Jan 31 2009 6:01 pm
From: me@privacy.net

SMS <scharf.steven@geemail.com> wrote:

>> I'm thinking of buying the Nokia E51 which is an
>> unlocked smart phone that has symbian and wifi built in
>
>I know some wi-fi enabled phones can't run the Skype software, so be
>careful with what you buy. Not sure about the E51. See
>"http://forum.skype.com/index.php?showtopic=148391".

I'm sorry.... I didn't mean to use Skype on the phone
itself

What I should have said was to use this:

http://www.fring.com/

== 11 of 14 ==
Date: Sat, Jan 31 2009 6:32 pm
From: "Rod Speed"

me@privacy.net wrote:
> SMS <scharf.steven@geemail.com> wrote

>> See "http://prepaiduswireless.com/".

> Wow!

> Excellent web page above! Is it yours?

> Question..... what abt buying a wifi enabled cell phone
> and somehow using Skype for calls when in wifi hotspot
> to save on the prepaid minutes usage?

Or use voip over wifi instead.

> That doable?

Yes, thats what I do myself.

== 12 of 14 ==
Date: Sat, Jan 31 2009 6:35 pm
From: "Rod Speed"

me@privacy.net wrote:
> SMS <scharf.steven@geemail.com> wrote:

>>> I'm thinking of buying the Nokia E51 which is an
>>> unlocked smart phone that has symbian and wifi built in

>> I know some wi-fi enabled phones can't run the Skype software,
>> so be careful with what you buy. Not sure about the E51. See
>> "http://forum.skype.com/index.php?showtopic=148391".

> I'm sorry.... I didn't mean to use Skype on the phone itself

> What I should have said was to use this:

> http://www.fring.com/

Yes, it works fine.

I use the builtin voip on a Nokia N95 8GB.

== 13 of 14 ==
Date: Sat, Jan 31 2009 7:13 pm
From: Mr Bungle 34

On Jan 31, 12:59 pm, SMS <scharf.ste...@geemail.com> wrote:
> Mr Bungle 34 wrote:
> > A boost prepaid is my only phone. I ararely need to use a phone. At
> > anyrate, I spend less than 10 bucks a month on it...
>
> Boost is the perfect phone when you rarely need to use a phone because
> you'll rarely be able to use it!
>
> The best deal in prepaid, by far, is PagePlus which uses the Verizon
> network. As little as $10 every four months (a bit less since the
> refills are often discounted a few percent). As little as 5.3 cents per
> minute. But it's not just the low cost, it's that you get excellent
> coverage. With any prepaid provider on the iDEN or Sprint networks
> you'll get poor coverage outside of urban areas. Regular Sprint phones
> can roam onto other CDMA networks in areas with no Sprint coverage, but
> Virgin, which is on the Sprint network, can't roam. With Boost, there is
> nowhere to roam onto, as Nextel has about the only iDEN network in the
> U.S. (there are a couple of other very small iDEN networks, but none of
> any size).
>
> See "http://prepaiduswireless.com"
>
> The prepaid providers to avoid are:
>
> Boost
> Tracfone
> Virgin
> Net10
> Jitterbug
> InPulse (Verizon)
> GoPhone (AT&T)

I have almost no trouble with my phone but I do live in a metro area
(Raleigh, NC). If I ever switch up I'll be following your
advice...thanks...

== 14 of 14 ==
Date: Sat, Jan 31 2009 8:07 pm
From: Mark Anderson

On Sat, 31 Jan 2009 09:59:14 -0800, SMS wrote:

> The best deal in prepaid, by far, is PagePlus which uses the Verizon
> network. As little as $10 every four months (a bit less since the
> refills are often discounted a few percent). As little as 5.3 cents per
> minute. But it's not just the low cost, it's that you get excellent
> coverage. With any prepaid provider on the iDEN or Sprint networks
> you'll get poor coverage outside of urban areas. Regular Sprint phones
> can roam onto other CDMA networks in areas with no Sprint coverage, but
> Virgin, which is on the Sprint network, can't roam. With Boost, there is
> nowhere to roam onto, as Nextel has about the only iDEN network in the
> U.S. (there are a couple of other very small iDEN networks, but none of
> any size).
>
> See "http://prepaiduswireless.com"
>
> The prepaid providers to avoid are:
>
> Boost
> Tracfone
> Virgin
> Net10
> Jitterbug
> InPulse (Verizon)
> GoPhone (AT&T)

Thank you so much for this info. I've been looking into prepaid phones
and they all seem like a ripoff (greater than 20 cents/minute plus setup
charges). This site laid everything out pretty clearly and I've decided
to try PagePlus.

Now I just need to find a phone.

==============================================================================
TOPIC: STIMULUS AIDS ILLEGALS ALIENS
http://groups.google.com/group/misc.consumers.frugal-living/t/a3b3b6cea14ee4d2?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Jan 31 2009 11:46 am
From: Keith

On Jan 30, 4:47 am, "John A. Weeks III" <j...@johnweeks.com> wrote:
> In article
> <13136e26-f770-4ae1-bbb2-5fa55616d...@k19g2000yqg.googlegroups.com>,
>
> hp...@lycos.com wrote:
> > Vote-grubbing congressional scumbags pander to their beloved illegal
> > aliens.
>
> How is that pandering? The illegals cannot get tax refunds now, so
> they are over-paying into the system. This simply lets them get
> their money back. There are valid places to catch and return
> illegals, but stealing their money should not be one of those
> methods.
>
> -john-
>
> --
> ======================================================================
> John A. Weeks III 612-720-2854 j...@johnweeks.com
> Newave Communications http://www.johnweeks.com
> ======================================================================

Let it be known right now that they are not overpaying into the
system. For every dollar they pay in taxes, they get more than a
dollar in services. The millions of uneducated, unskilled peasants
get free health care as well as their millions of children who also
get free education. Don't give me that crap...

== 2 of 4 ==
Date: Sat, Jan 31 2009 1:17 pm
From: SMS

Keith wrote:

> Let it be known right now that they are not overpaying into the
> system. For every dollar they pay in taxes, they get more than a
> dollar in services. The millions of uneducated, unskilled peasants
> get free health care as well as their millions of children who also
> get free education. Don't give me that crap...

This is often the case. The problem is that the federal government gets
the tax money, but the states provide the education and health care.
It's a boondoggle that benefits the federal government, while states
struggle under the burden.

== 3 of 4 ==
Date: Sat, Jan 31 2009 5:13 pm
From: "h"

"SMS" <scharf.steven@geemail.com> wrote in message
news:yc3hl.19322$Ws1.10934@nlpi064.nbdc.sbc.com...
> Keith wrote:
>
>> Let it be known right now that they are not overpaying into the
>> system. For every dollar they pay in taxes, they get more than a
>> dollar in services. The millions of uneducated, unskilled peasants
>> get free health care as well as their millions of children who also
>> get free education. Don't give me that crap...
>
> This is often the case. The problem is that the federal government gets
> the tax money, but the states provide the education and health care. It's
> a boondoggle that benefits the federal government, while states struggle
> under the burden.

Ok, maybe I don't get it. How does any uninsured person get free health
care? I've been self-employed for 15 years and finally had to drop my health
insurance when the premium hit $4,000 with a $2,500 deductible every year.
On a gross income of less than $25,000 (about 60% less than I made under
Clinton, thanks, Bush) I simply couldn't afford it. Hell, even in a great
economy I only go to the doctor when I'm bleeding, so $2,500 is more than
twice what I've ever spent on health care in one year.

My point is, if I go to the hospital or a doctor, I get a bill that I have
to pay. It's not like the gubmint's going to pick up the tab. How am I any
different from any other uninsured person? Ok, so maybe they don't pay and
since they don't own anything they can skate on it, but I still don't see
how the taxpayer is picking it up. What am I missing?

== 4 of 4 ==
Date: Sat, Jan 31 2009 5:45 pm
From: SMS

h wrote:
> "SMS" <scharf.steven@geemail.com> wrote in message
> news:yc3hl.19322$Ws1.10934@nlpi064.nbdc.sbc.com...
>> Keith wrote:
>>
>>> Let it be known right now that they are not overpaying into the
>>> system. For every dollar they pay in taxes, they get more than a
>>> dollar in services. The millions of uneducated, unskilled peasants
>>> get free health care as well as their millions of children who also
>>> get free education. Don't give me that crap...
>> This is often the case. The problem is that the federal government gets
>> the tax money, but the states provide the education and health care. It's
>> a boondoggle that benefits the federal government, while states struggle
>> under the burden.
>
> Ok, maybe I don't get it. How does any uninsured person get free health
> care?

In California kids go on Medical. Everyone else simply goes to the
emergency room. You have assets that the hospital can go after to get
paid. An illegal typically has nothing, yet the hospital must provide care.

==============================================================================
TOPIC: Nazi t-shirt sold at Walmart
http://groups.google.com/group/misc.consumers.frugal-living/t/b367e5bdf9d178bd?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 31 2009 6:49 pm
From: The Real Bev

Jon von Leipzig@myday.com wrote:

> On Dec 14 2008, 11:11 am, ultim...@gmail.com wrote:
>> http://consumerist.com/348776/walmart-nazi-tshirt-watch-week-62
>>
>> Just when you thought all of the Walmart tshirts bearing the exact
>> replica of an infamous Nazi symbol were recalled, or sold to a
>> discount store and burned, a Walmart in Palmdale, California has them
>> on sale for $3.00 a pop. 62 weeks after Walmart pledged to remove the
>> shirts from its shelves, and 50 weeks after getting a letter from
>> Congress demanding the shirts removal, they're still out there.
>
> I've never heard of this b4. Thanks for the frugal tip. $3 for a t-
> shirt is good. Wasn't aware this deaths head w/bones was a nazi
> symbol. I'd guess 0 per cent of Walmart shoppers would connect this
> symbol with the nazis.

My first thought was pirates (sacred to the Flying Spaghetti Monster), or the
t-shirt that one of the Simpsons hoodlums wears.

Actually, there is a Nazi skull+crossbones symbol
<http://en.wikipedia.org/wiki/Nazi_symbols> but it's a 3/4 view.

> Wish they had one with the swastika or those kewl SS lightning bolts.

Shouldn't be difficult to make with black duct tape!

--
Cheers,
Bev
==================================================
Is the Pope Catholic? Do bears shit in the woods?
Does Rose Kennedy have a black dress?

==============================================================================
TOPIC: wholesale cheap nfl jerseys nhl jerseys nba and mlb discounty jerseys
www.jerseysnews.com
http://groups.google.com/group/misc.consumers.frugal-living/t/b3bd8f7a98025811?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 31 2009 7:39 pm
From: "www.jerseysnews.com"

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==============================================================================

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Google Groups: http://groups.google.com/?hl=en

misc.consumers.frugal-living - 7 new messages in 5 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* STIMULUS AIDS ILLEGALS ALIENS - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a3b3b6cea14ee4d2?hl=en
* Annie's Mailbox: How NOT to teach kids to save money - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5152ca4cf0fae9b1?hl=en
* Boost Mobile: May have to try it - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/349d16161b538880?hl=en
* Non-Dairy Creamer - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/45428b9e1af54564?hl=en
* Aspirin May be an Inexpensive Tonic for the Liver - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/27090c8fb854fd3a?hl=en

== 1 of 2 ==
Date: Fri, Jan 30 2009 5:35 pm
From: SMS

bat wrote:
>> The illegals cannot get tax refunds now, so
>> they are over-paying into the system.
>
> They are paying tax without having SSN?

Yes. They have fictitious SSNs. The money goes in, but it never is
refunded. We're talking about illegals that have jobs in places
(factories, farms, hotels, etc.) where the employer takes money out of
their pay for taxes. The employer could easily verify that the SSNs are
invalid, but they don't want to.

What's extremely unfair about this is not that the taxes get taken out,
but that the federal government keeps all the money, while the state
governments have the mandate to provide education, health care, etc..
The states have no power to crack down on illegal immigration, that's
the feds job, yet the states bear all the costs.

In 2002, Social Security collected $56 billion from SSNs that didn't
belong to anyone.

There's an article you can read at
"http://www.nytimes.com/2005/04/05/business/05immigration.html".

There's a big incentive for the feds to not crack down on illegal
immigration. Besides the fact that a lot of well-connected companies
depend on illegals for cheap labor, the government is collecting a lot
of money from illegals.

== 2 of 2 ==
Date: Fri, Jan 30 2009 5:57 pm
From: "bat"

S> Yes. They have fictitious SSNs. The money goes in, but it never is
S> refunded. We're talking about illegals that have jobs in places
S> (factories, farms, hotels, etc.) where the employer takes money out of
S> their pay for taxes. The employer could easily verify that the SSNs are
S> invalid, but they don't want to.

I see. Thanks for clarification.

==============================================================================
TOPIC: Annie's Mailbox: How NOT to teach kids to save money
http://groups.google.com/group/misc.consumers.frugal-living/t/5152ca4cf0fae9b1?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jan 30 2009 7:35 pm
From: im.1.maxaluminum@xoxy.net

lenona...@yahoo.com wrote:
> http://www.creators.com/lifestylefeatures/annies-mailbox/annie-s-mailbox-r-2009-01-28.html
>
> Dear Annie: I recently noticed that my grandson spends his allowance
> and gift money as soon as he gets it. In fact, he is almost frantic to
> spend it. I wondered why, and then found out that instead of timeouts
> or having privileges rescinded, he is disciplined by having his money
> taken away. That explains why he wants to exchange it for tangible
> goods as quickly as possible.
>
> I am concerned that this method of discipline is setting him up for
> financial failure later in life. He is only 8 years old, but early
> experiences with money can be very significant.
>
> My input would be seen as unwelcome interference.
> Is there anything I can do to help my grandchild learn money
> management skills in this type of environment? Are there more
> effective forms of discipline? — Observant Granny
>
> Dear Granny: Most discipline involves taking away something the child
> values, such as toys, television time or interacting with friends and
> family members. In your grandson's case, it's money. Essentially, he
> is being fined for bad behavior. That would be OK if it's a specific
> amount. However, if a large or arbitrary amount is taken when he
> misbehaves, it teaches him to spend immediately and not save anything,
> both of which are terrible habits to learn.
>
> Offer to set up a savings account for your grandson, in his name and
> yours, where he can put aside some of the gift money you (and others)
> give him. Let him see the balance grow, and encourage him to save up
> for something specific. That might help.
>
> (end)
>
> Regarding what the parents are doing, it seems to me that even if it
> ISN'T a large or arbitrary amount, the effect would likely be the
> same!
>
> Lenona.

Sounds like the kid has a financial future. He has learned that money
is not worth as much tomorrow so he's investing in commodities. That's
a real world lesson. Now if granny comes along and bails him out,
that's a very current real world lesson.

== 2 of 2 ==
Date: Fri, Jan 30 2009 7:37 pm
From: josejarvie@ssnet.net

Do they take the kid's money away after they have given it to him or before they
give it to him?

On Fri, 30 Jan 2009 19:35:06 -0800 (PST), in misc.consumers.frugal-living
im.1.maxaluminum@xoxy.net wrote:

>
>
>lenona...@yahoo.com wrote:
>> http://www.creators.com/lifestylefeatures/annies-mailbox/annie-s-mailbox-r-2009-01-28.html
>>
>> Dear Annie: I recently noticed that my grandson spends his allowance
>> and gift money as soon as he gets it. In fact, he is almost frantic to
>> spend it. I wondered why, and then found out that instead of timeouts
>> or having privileges rescinded, he is disciplined by having his money
>> taken away. That explains why he wants to exchange it for tangible
>> goods as quickly as possible.
>>
>> I am concerned that this method of discipline is setting him up for
>> financial failure later in life. He is only 8 years old, but early
>> experiences with money can be very significant.
>>
>> My input would be seen as unwelcome interference.
>> Is there anything I can do to help my grandchild learn money
>> management skills in this type of environment? Are there more
>> effective forms of discipline? — Observant Granny
>>
>> Dear Granny: Most discipline involves taking away something the child
>> values, such as toys, television time or interacting with friends and
>> family members. In your grandson's case, it's money. Essentially, he
>> is being fined for bad behavior. That would be OK if it's a specific
>> amount. However, if a large or arbitrary amount is taken when he
>> misbehaves, it teaches him to spend immediately and not save anything,
>> both of which are terrible habits to learn.
>>
>> Offer to set up a savings account for your grandson, in his name and
>> yours, where he can put aside some of the gift money you (and others)
>> give him. Let him see the balance grow, and encourage him to save up
>> for something specific. That might help.
>>
>> (end)
>>
>> Regarding what the parents are doing, it seems to me that even if it
>> ISN'T a large or arbitrary amount, the effect would likely be the
>> same!
>>
>> Lenona.
>
>Sounds like the kid has a financial future. He has learned that money
>is not worth as much tomorrow so he's investing in commodities. That's
>a real world lesson. Now if granny comes along and bails him out,
>that's a very current real world lesson.

== 1 of 1 ==
Date: Fri, Jan 30 2009 7:39 pm
From: Gordon

George <george@nospam.invalid> wrote in
news:glvf4u$b2l$1@news.motzarella.org:

> me@privacy.net wrote:
>> Brian Elfert <belfert@visi.com> wrote:
>>
>>> Boost has a new $50 unlimited plan, but the review I saw said it is
>>> awful and the reviewer's wife went back to another phone before the
>>> 30 day review period was up. The main complaint was dropped calls.
>>
>> have a link to this review?
>
> Just ask someone in your area who happens to be stuck on Sprints
> crappy iDEN network which they tried to sell and no one wanted and you
> will know what boost is about.

Sprint actually has two networks, Their CDMA network that they deployed,
and the iDen network that they acquired from Nextel. That's why I was
disapointed to hear that Boost uses the iDen network. I have a Sprint
CDMA Phone.

==============================================================================
TOPIC: Non-Dairy Creamer
http://groups.google.com/group/misc.consumers.frugal-living/t/45428b9e1af54564?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jan 30 2009 9:34 pm
From: SMS

Vic Smith wrote:
> This is only for those who use it.
> Don't want to argue about half & half or black or how to make coffee.
> For those who use a lot of liquid Coffee-Mate or one of its
> equivalents, it can get expensive.
> Around here it's over 3 bucks a quart.

Wow, more than 2x the cost of 1/2 & 1/2 for Glucose Syrup and
Hydrogenated vegetable fat.

> If you like the creamer at your company cafeteria you might ask the
> manager to order a case of the powder used to make it.
> Or find some way to get it. Just don't break the law.
> Your creamer cost goes down to about 50 cents a quart.
> For us that's about $10 a week savings.

You're better off buying Nestle Nido at the Mexican or Asian
supermarket, then adding your own sugar.

== 1 of 1 ==
Date: Fri, Jan 30 2009 9:50 pm
From: westom1@gmail.com

On Jan 30, 5:50 pm, "Bob F" <bobnos...@gmail.com> wrote:
> Do you really expect complainers to read the science?

Death always cures such complainers. Simple science.

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