Frugal Living: Jul 27, 2007

Friday, July 27, 2007

25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: College books are a SCAM!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/312c157bf4f70b4b?hl=en
==============================================================================

== 1 of 12 ==
Date: Fri, Jul 27 2007 3:10 pm
From: Parallax

clams casino wrote:
> Parallax wrote:
>
>> Abe wrote:
>>
>>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>>
>>>>> As far as selling them, try half.com or abebooks or ebay or
>>>>> something. Maybe it'll help.
>>>>
>>>> OK but is half.com reputable? I've never sold anything
>>>> online
>>>
>>> Half.com is fine. It's an ebay company.
>>
>>
>> Sorry, it's still no guarantee. I bought a printer off of Half.com,
>> billed as brand new. I got it and the box was opened, the stuff was
>> loosely thrown inside the box, and mostly empty ink cartridges were
>> still in the printer. I filed a complaint, the seller lied and
>> disputed my claim, and Ebay's response was basically "Sorry, nothing
>> we can do, it's a case of he said/she said."
>>
>> It may not be a fly-by-night company, but it's still buyer beware.
>>
>>
> It's been said many times, only a fool would buy an electronic item off
> eBay.
>
> While eBay is an excellent source for (select) bargains, electronics are
> rarely reliable, assuming they even get shipped.

This has nothing to do with it being an electronic item. What was
shipped was not what advertised. That could happen with anything. In
the case of college books, it could be listed as a senior-level biology
book and you might end up with a cookbook. If the seller says they sent
the biology book they listed, you're equally as screwed.

Replace '???????' with 'hotmail' to e-mail me.

== 2 of 12 ==
Date: Fri, Jul 27 2007 3:17 pm
From: "Rod Speed"

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> Parallax wrote:
>
>> Abe wrote:
>>
>>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>>
>>>>> As far as selling them, try half.com or abebooks or ebay or
>>>>> something. Maybe it'll help.
>>>>
>>>> OK but is half.com reputable? I've never sold anything
>>>> online
>>>
>>> Half.com is fine. It's an ebay company.
>>
>>
>> Sorry, it's still no guarantee. I bought a printer off of Half.com,
>> billed as brand new. I got it and the box was opened, the stuff was
>> loosely thrown inside the box, and mostly empty ink cartridges were
>> still in the printer. I filed a complaint, the seller lied and
>> disputed my claim, and Ebay's response was basically "Sorry, nothing
>> we can do, it's a case of he said/she said."
>>
>> It may not be a fly-by-night company, but it's still buyer beware.

> It's been said many times,

Only by fools like you.

> only a fool would buy an electronic item off eBay.

> While eBay is an excellent source for (select) bargains, electronics are rarely reliable, assuming
> they even get shipped.

Just another of your stupid pig ignorant claims.

== 3 of 12 ==
Date: Fri, Jul 27 2007 4:05 pm
From: Millhaven

On Jul 27, 2:46 pm, Parallax <Parallax-G@???????.com> wrote:
> Abe wrote:
> >> Larisa <purple_bov...@yahoo.com> wrote:
>
> >>> As far as selling them, try half.com or abebooks or ebay or
> >>> something. Maybe it'll help.
> >> OK but is half.com reputable? I've never sold anything
> >> online
> > Half.com is fine. It's an ebay company.
>
> Sorry, it's still no guarantee. I bought a printer off of Half.com,
> billed as brand new. I got it and the box was opened, the stuff was
> loosely thrown inside the box, and mostly empty ink cartridges were
> still in the printer. I filed a complaint, the seller lied and disputed
> my claim, and Ebay's response was basically "Sorry, nothing we can do,
> it's a case of he said/she said."
>
> It may not be a fly-by-night company, but it's still buyer beware.
>
> --
>
> Replace '???????' with 'hotmail' to e-mail me.

I've bought electronics off Ebay with no problem yet. One of them
though was an obsolete piece of Tascam equipment sold through one of
the Ebay stores and they said "as is, no idea if it works." Where
ones declared in great condition sell for $200ish, I bought this one
for around $40 and its worked perfectly for over a year. It was a
gamble but it paid off. I love Ebay.

== 4 of 12 ==
Date: Fri, Jul 27 2007 4:06 pm
From: clams casino

Parallax wrote:

> clams casino wrote:
>
>>>
>>>
>> It's been said many times, only a fool would buy an electronic item
>> off eBay.
>>
>> While eBay is an excellent source for (select) bargains, electronics
>> are rarely reliable, assuming they even get shipped.
>
>
> This has nothing to do with it being an electronic item. What was
> shipped was not what advertised. That could happen with anything.

It could (and, at times, does), but electronics have the notorious
reputation for most always not being up to the buyer's expectation /
most widely misrepresented items sold.

== 5 of 12 ==
Date: Fri, Jul 27 2007 4:08 pm
From: "Jessica V."

On Jul 27, 12:10 pm, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

Sell on eBay, just before the next semester begins for maximum return,
charge realistic shipping there are flat rate priority mail boxes that
ship for $8.95, or if it will fit, flat rate envelopes for $4.60
postage. Not something to mess around with media mail shipping on.
If I buy used from the school I am usually able to sell at about 50%
of what I paid for it, used on Amazon or Half.com typically near break
even, new more like a third.

The last class I took required a brand new book, which was $130, used
wasn't available anywhere. I was able to get a digital version for
about $58 at safarix.com. Not everything is available in digital
format, but what is can be a big savings. Another thing to look into
is purchasing international editions online, generally much less
expensive than US editions, and they do have the same content.

== 6 of 12 ==
Date: Fri, Jul 27 2007 4:26 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> Parallax wrote:
>
>> clams casino wrote:
>>
>>>>
>>>>
>>> It's been said many times, only a fool would buy an electronic item
>>> off eBay.
>>>
>>> While eBay is an excellent source for (select) bargains, electronics
>>> are rarely reliable, assuming they even get shipped.
>>
>>
>> This has nothing to do with it being an electronic item. What was
>> shipped was not what advertised. That could happen with anything.
>
>
> It could (and, at times, does), but electronics have the notorious
> reputation for most always not being up to the buyer's expectation /
> most widely misrepresented items sold.

Only in your pathetic little drug crazed fantasyland.

== 7 of 12 ==
Date: Fri, Jul 27 2007 5:37 pm
From: clams casino

345 wrote:

>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>
>
>>Parallax wrote:
>>
>>
>>
>>>clams casino wrote:
>>>
>>>
>>>
>>>>>
>>>>>
>>>>It's been said many times, only a fool would buy an electronic item
>>>>off eBay.
>>>>
>>>>While eBay is an excellent source for (select) bargains, electronics
>>>>are rarely reliable, assuming they even get shipped.
>>>>
>>>>
>>>This has nothing to do with it being an electronic item. What was
>>>shipped was not what advertised. That could happen with anything.
>>>
>>>
>>It could (and, at times, does), but electronics have the notorious
>>reputation for most always not being up to the buyer's expectation /
>>most widely misrepresented items sold.
>>
>>
>
>Only in your pathetic little drug crazed fantasyland.
>
>
>
>
One of the naive ones, eh? There's one born every minute.........

== 8 of 12 ==
Date: Fri, Jul 27 2007 5:48 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> 345 wrote:
>
>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>
>>
>>> Parallax wrote:
>>>
>>>
>>>
>>>> clams casino wrote:
>>>>
>>>>
>>>>
>>>>>>
>>>>>>
>>>>> It's been said many times, only a fool would buy an electronic
>>>>> item off eBay.
>>>>>
>>>>> While eBay is an excellent source for (select) bargains,
>>>>> electronics are rarely reliable, assuming they even get shipped.
>>>>>
>>>>>
>>>> This has nothing to do with it being an electronic item. What was
>>>> shipped was not what advertised. That could happen with anything.
>>>>
>>>>
>>> It could (and, at times, does), but electronics have the notorious
>>> reputation for most always not being up to the buyer's expectation /
>>> most widely misrepresented items sold.
>>>
>>>
>>
>> Only in your pathetic little drug crazed fantasyland.
>>
>>
>>
>>
> One of the naive ones, eh?

Nope, someone who hasnt had a problem with an
electronic device from ebay, and I've bought heaps too.

> There's one born every minute.........

Fools like you ? Yep, lot more than one a minute, actually.

== 9 of 12 ==
Date: Fri, Jul 27 2007 5:58 pm
From: clams casino

345 wrote:

>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>
>
>>345 wrote:
>>
>>
>>
>>>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>One of the naive ones, eh?
>>
>>
>
>Nope, someone who hasnt had a problem with an
>electronic device from ebay, and I've bought heaps too.
>
>
>

Heaps are probably OK, but it's widespread amongst the savvy that
electronics are a sucker's seller game on eBay.

== 10 of 12 ==
Date: Fri, Jul 27 2007 6:42 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> 345 wrote:
>
>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>
>>
>>> 345 wrote:
>>>
>>>
>>>
>>>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>> One of the naive ones, eh?
>>>
>>>
>>
>> Nope, someone who hasnt had a problem with an
>> electronic device from ebay, and I've bought heaps too.
>>
>>
>>
>
> Heaps are probably OK, but it's widespread amongst the savvy that
> electronics are a sucker's seller game on eBay.

Easy to claim. Hell of a lot harder to actually substantiate that claim.

== 11 of 12 ==
Date: Fri, Jul 27 2007 7:20 pm
From: William Souden

Welfare Rod calling himself 345 wrote:
>
> Only in your pathetic little drug crazed fantasyland.
>
>

What is 345, your monthly stipend?

== 12 of 12 ==
Date: Fri, Jul 27 2007 10:12 pm
From: don@manx.misty.com (Don Klipstein)

In <1185555457.277442.229510@19g2000hsx.googlegroups.com>, Larisa wrote:
>On Jul 27, 11:10 am, m...@privacy.net wrote:
>> Went to sell two books back that I paid $200
>>
>> They wouldn't buy one.....and the other book only
>> wanted to give me $10 (hardback even)!
>>
>> Anyone steel them online? If yes.... what best place to
>> do so? Tired of getting screwed
>
>I would recommend buying them online to begin with, at half.com or
>something. Doesn't always help - not all books are available there -
>but for some books, it's great. I paid $30 for a book that cost $100
>new.
>
>As far as selling them, try half.com or abebooks or ebay or
>something. Maybe it'll help.

I suspect part of the problem is that the textbook publishers do
frequent updates and the college/university and/or the professors go along
with that - so a 2-year-old version is supposedly obsolete, even if the subject
matter has had only minor or even outright negligible updating in the past
2 years.

Sometimes the college/university switches textbook requirements to a
recent new author, sometimes one of their own!
In my college years, the class a year or two after mine in my major had
to buy a different author textbook than I had to buy for some earlier
undergraduate math requirements, with the newer version written by one of
that university's own math professors and mine written by someone else.
And in my personal opinion, I found the older version much better written
than the newer version.

- Don Klipstein (don@misty.com)

==============================================================================
TOPIC: wholesale china nike jordan shoes gucci prada sneakers in stock
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/42714a9a2ed0d73d?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 4:06 pm
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==============================================================================
TOPIC: a point about China's problems
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c328870180227d9a?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 4:32 pm
From: "D."

I want to make sure that everyone here knows that the cardboard-in-a-
bun story that was so popular a few weeks ago was totally fabricated.
The Chinese authorities are now holding a reporter who made the whole
story up "to increase circulation" at the paper.

Personally, I was quite insistent that the story was true, and I'd
like to apologize right here and now for my little part in pushing
that story forward. I'm going to correct my statements on my personal
blog, as well.

It seems that China has some lessons to learn about the daily news,
though. It would be hard to trust what you read in that kind of
environment. You have a Communist government limiting your exposure to
certain stories on one hand, and on the other, you have unscrupulous
reporters who will print anything they want in order to sell a few
more copies.

It really is the wild west over there.

Dave

== 2 of 2 ==
Date: Fri, Jul 27 2007 5:04 pm
From: "Rod Speed"

D. <djensen36@cox.net> wrote:

> I want to make sure that everyone here knows that the cardboard-in-a-
> bun story that was so popular a few weeks ago was totally fabricated.
> The Chinese authorities are now holding a reporter who made the whole
> story up "to increase circulation" at the paper.

> Personally, I was quite insistent that the story was true, and I'd like
> to apologize right here and now for my little part in pushing that story
> forward. I'm going to correct my statements on my personal blog, as well.

> It seems that China has some lessons to learn about the daily news,
> though. It would be hard to trust what you read in that kind of environment.
> You have a Communist government limiting your exposure to certain stories
> on one hand, and on the other, you have unscrupulous reporters who will
> print anything they want in order to sell a few more copies.

> It really is the wild west over there.

Corse that never ever happens in the US eh ?

==============================================================================
TOPIC: Trac-fone - Cell phone question
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/faba6b29b488765b?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 4:41 pm
From: Rick

Brontide wrote:
>
> On Jul 25, 10:06 pm, "A Mate" <ma...@Australia.com.au> wrote:
> > We're travelling in the USA in September/October (hiring car and driving)
> > for 7 weeks in September/October. We start in Atlanta, thence to Tn and on
> > to the New England area for most of our time. We want a mobile (cell) phone
> > to keep in touch with family in Australia.
> >
> > Will a pre-paid tracfone give us reasonable coverage in New England?
> >
> > Should we choose a gsm or CDMA tracfone?
> >
> > Can you recommend another better option?
> >
> > Thanks
>
> New england/east coast is a strong CDMA area ( Verizon/AllTel )
> although if you plan on being in the boonies you should spring for a
> CDMA phone that also has analog. It looks like you will be covered on
> your entire trip by using a CDMA tracfone. Tracfone also has the
> advantage that you can call australia without any additional costs/
> minutes being used ( if I'm reading their pages correctly ). At an
> effective rate of ~20c/minute it's not horrible, but I would minimize
> it's use and rely on international calling cards when you have a
> landline around.

That's true. Unless you really want/need the convenience of a cell phone
or will want it to make US calls in the US, you can most likely find far
better deals on international calling by shopping around for the right
calling card. Down side, of course, is locating a phone to use with the
calling card.

Rick

> I'm not as familiar with GSM coverage for your areas so I can't tell
> you that it will be better with GSM, but I do see that CDMA should
> cover you.
>
> -Eric

==============================================================================
TOPIC: Huh -- the Anti-IRS tax people actually won in court -- what now?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/877317972c660109?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 6:01 pm
From: "Tockk"

"Brontide" <ericew@gmail.com> wrote in message
news:1185570917.780351.63130@l70g2000hse.googlegroups.com...
> On Jul 27, 10:43 am, clams casino <PeterGrif...@drunkin-clam.com>
> wrote:
>> Fully agree, which is why I'd like to hear the other side (from a
>> reliable source). Only the wacky sites seem to be responding.
>
> The misdemeanor charger were related to failure to file tax returns
> and he probably got off on a technicality.

Ya, I'd like to see more of what some other mainstream folks have to say
about this . . .
I dunno about that technicality -- the case went to the jury for their
decision, and whatever this was all about, they found for him, 12-0.

One other aspect of this conflict that intrigues me, is how the gov't
officials never directly address the question, "Where does it say that we
have to pay income tax?" Seems to me that's a fairly simple question.

I dunno . . . guess we'll see how this all plays out . . .

== 2 of 3 ==
Date: Fri, Jul 27 2007 7:19 pm
From: "Don K"

"Tockk" <tock1@sbcglobal.net> wrote in message
news:2Awqi.11636$eY.3012@newssvr13.news.prodigy.net...

> One other aspect of this conflict that intrigues me, is how the gov't officials never
> directly address the question, "Where does it say that we have to pay income tax?"
> Seems to me that's a fairly simple question.

Line 76 of the 1040 form is where it says you have to pay income tax.

Don

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:38 pm
From: "AllEmailDeletedImmediately"

"Don K" <dk@dont_bother_me.com> wrote in message
news:JdidnWnoesf7OjfbnZ2dnUVZ_tOtnZ2d@comcast.com...
> "Tockk" <tock1@sbcglobal.net> wrote in message
> news:2Awqi.11636$eY.3012@newssvr13.news.prodigy.net...
>
>> One other aspect of this conflict that intrigues me, is how the gov't
>> officials never directly address the question, "Where does it say that we
>> have to pay income tax?" Seems to me that's a fairly simple question.
>
> Line 76 of the 1040 form is where it says you have to pay income tax.

a law; not a form.

==============================================================================
TOPIC: Independent Advertiser Business Opportunity THE GREATEST VITAMINS IN
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/873c9b05f8a601fc?hl=en
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== 1 of 3 ==
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== 2 of 3 ==
Date: Fri, Jul 27 2007 8:07 pm
From: George Grapman

No contact info on the site. Called up and asked for their address
and they refused. When I asked why they hung up. Called back ,same
thing happened . Third try elicited a recording saying I could be
prosecuted for harassing them.
Hope I get a prison with net access.

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:11 pm
From: George Grapman

George Grapman wrote:
> No contact info on the site. Called up and asked for their address
> and they refused. When I asked why they hung up. Called back ,same
> thing happened . Third try elicited a recording saying I could be
> prosecuted for harassing them.
> Hope I get a prison with net access.
>
Do not call 800-693-0340 and ask for their address.
When you call do not push "0" as that expedites the contact to a live
person to less than a minute.
Especially do not call repeatedly from a pay phone ant that dings
them for 49 cent per call.
Thank you for your cooperation.

==============================================================================
TOPIC: Why I hate Washington Mutual (a rant)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/02d22dacefd6cc05?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 6:02 pm
From: Usenet2007@THE-DOMAIN-IN.SIG

In article <_s8qi.72$ER7.24@nlpi068.nbdc.sbc.com>,
souden@nospam.com says...
> Rod Speed wrote:
> > Sharon <frey@encompasserve.org> wrote

> >> Honest question, why would an individual need $30,000 in cash,
> >> as opposed to a cashier's check? I'm curious. I've needed to
> >> withdraw that much or more a few times, generally downpayments
> >> for real estate, but I've always been happy with cashier's checks.
> >> (Although a wheelbarrow full of cash would be fun...)

> > The drug barons prefer cash.

> And financial companies are required to report cash transactions
> exceeding $10,000.

My understanding is that somebody at the bank is required to fill
out a form, and then it is just kept on file there. That is in
case there is a subsequent investigation. It only gets sent in
to the gubmint if there are reasons to for suspicion beyond the
amount.

If you withdraw lots of cash because you buy expensive business
equipment or cars at auctions, that is OK. Or if you deposit
lots of cash because you own a supermarket, that is also OK.

But, if you do it frequently (especially depositing), and don't
seem to have a good excuse, the bank will be more likely to
actually send in the report. Or if your pattern changes. Or if
it is a business account which employee or company officer might
be misusing.

> By the way, some people were making multiple payments for new cars
> over several days to avoid the requirement but the Treasury Department
> said it was to be considered part of the same transaction.

It is called, "structuring." Although it is a bit of a grey area
as to how much separation you are supposed to have between
transactions, in order to avoid the accusation.

--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum

== 2 of 2 ==
Date: Fri, Jul 27 2007 7:24 pm
From: William Souden

Usenet2007@THE-DOMAIN-IN.SIG wrote:
> In article <_s8qi.72$ER7.24@nlpi068.nbdc.sbc.com>,
> souden@nospam.com says...
>> Rod Speed wrote:
>>> Sharon <frey@encompasserve.org> wrote
>
>>>> Honest question, why would an individual need $30,000 in cash,
>>>> as opposed to a cashier's check? I'm curious. I've needed to
>>>> withdraw that much or more a few times, generally downpayments
>>>> for real estate, but I've always been happy with cashier's checks.
>>>> (Although a wheelbarrow full of cash would be fun...)
>
>
>>> The drug barons prefer cash.
>
>
>> And financial companies are required to report cash transactions
>> exceeding $10,000.
>
>
> My understanding is that somebody at the bank is required to fill
> out a form, and then it is just kept on file there. That is in
> case there is a subsequent investigation. It only gets sent in
> to the gubmint if there are reasons to for suspicion beyond the
> amount.
>
> If you withdraw lots of cash because you buy expensive business
> equipment or cars at auctions, that is OK. Or if you deposit
> lots of cash because you own a supermarket, that is also OK.
>
> But, if you do it frequently (especially depositing), and don't
> seem to have a good excuse, the bank will be more likely to
> actually send in the report. Or if your pattern changes. Or if
> it is a business account which employee or company officer might
> be misusing.
>
>
>> By the way, some people were making multiple payments for new cars
>> over several days to avoid the requirement but the Treasury Department
>> said it was to be considered part of the same transaction.
>
>
> It is called, "structuring." Although it is a bit of a grey area
> as to how much separation you are supposed to have between
> transactions, in order to avoid the accusation.
>
>

http://www.irs.gov/compliance/enforcement/article/0,,id=112228,00.html

==============================================================================
TOPIC: Odd dancing animation
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3d3fa2ad507cae17?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 8:23 pm
From: hchickpea@hotmail.com

I've run across an amazing little synchronicity that stunned me the
first time it happened.

Download a midi file of Maple Leaf Rag, and one of the Entertainer.
(both Scott Joplin rags)

Then go to CNN.com and hope for the little flash animation loop of the
dancing alien in a mortgage ad.

Start one of the two midi files playing, and the damn little thing
dances in PERFECT synch with the music.

When I first ran across this, I happened to be playing the Maple Leaf
Rag when I went to the CNN site, and I was totally wierded out because
I thought the animation was picking up cues from the midi file I
happened to be playing.

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Google Groups: http://groups.google.com?hl=en

24 new messages in 9 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Frugal pre-paid funeral expenses?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ce3b2b4cec57072f?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 10:55 am
From: "Rod Speed"

Rod Speed <rod.speed.aaa@gmail.com> wrote
> Logan Shaw <lshaw-usenet@austin.rr.com> wrote
>> bb90125@yahoo.com wrote
>>> Don K <dk@dont_bother_me.com> wrote
>>>> <bb90...@yahoo.com> wrote

>>>>> Thank you everyone for the responses. Yes, this will be a suicide
>>>>> situation. My family has never been a fan of cremation, but at the
>>>>> same time I don't want to put them thru having to selecting a
>>>>> casket, tombstone, and all the other stuff. If I can take care of
>>>>> all that ahead of time by pre-paying

>>>> I've seen the impact that suicides can have on family members in
>>>> terms guilt, anger, and hardship, especially if there is a spouse
>>>> and kids involved.

>>> There is no spouse or kids involved, so if there was I could see
>>> your point. But at other times a suicide can actually be the best
>>> situation for everyone involved. It really can be a win-win.

>> I don't want to ramble on too much about this, so I'll get straight
>> to the point. Hopefully not an oversimplification, but basically
>> suicide is what happens when someone runs out of other ways (that
>> they know of) to cope with their situation[1].

> Nope, its also the best approach in some situations.
>
>> As such, you are by definition in a difficult situation.
>
> Wrong again.
>
>> By definition, there are strong forces pressing you in a direction
>> that you would not normally be inclined to go.
>
> Wrong again. It is just what plenty are inclined to do in that
> situation.
>> Under the weight of those forces, it becomes hard to really be
>> objective and think totally rationally.
>
> And plenty come to the objective and rational conclusion that is the
> best thing to do.
>> Don is right about the effect that suicide can have on family and
>> friends.
>
> And he's wrong when he implys that that effect is anything like the
> most common result.
>> I know because I've seen (felt) it first-hand.
>
> And plenty have the reverse too, none of those consequences.
>
>> But I don't say this to make you feel guilty. I don't want to put
>> more pressure when there is already too much pressure.
>
> You dont know that there is any pressure at all.
>
>> I merely bring it up to illustrate that if you are thinking in terms
>> of it being a "win-win", then probably that indicates your view is
>> being clouded.
>
> Like hell it does.
>
> That is just your prejudices talking.
>
>> The point of all this is that I am trying to encourage you to seek
>> out people who can support you and help you find ways to cope.
>
> Plenty dont want to cope, they have decided that its the best
> approach.
>> This world can be harsh sometimes, but don't let that make you think
>> there aren't people out there who are willing to help.
>
> Plenty dont want help and have decided that they have had a
> pretty decent life and that the future doesnt appeal. Their choice.
>
>> I know that when my friend chose suicide, he did not seem to
>> understand what his friends would have been willing to do for him,
>> had they (we) known that he needed it.

> Very arrogant assumption that he needed help.

And presumably he was aware of the your attitude and thats why he
never said anything about his suicide, so you couldnt interfere with it.

>> [1] barring circumstances like a truly terminal physical illness;
>> that is a bit of a different situation.

> What is so 'irrational' about deciding that suicide is preferred to the non suicide situation ?

We had one of the locals in a 50K town who murdered 3 kids. No
one could work out who had done it until the murderer botched an
attempt at suicide, it failed largely due to poor planning/bad luck.

The stupid legal system fixed the medical problems, wasted an
immense amount of money on the full trial etc and conviction.
The murderer eventually managed to kill himself effectively in jail.

Our equivalent of Greenspan and his wife both decided that they had
had a very decent life, that the downsides of old age didnt appeal, and
they both chose to suicide. Lots of howling by the stupid god botherers,
but obviously the suiciders werent around to actually give a damn.

There's plenty of situations other than terminal
physical illness where suicide makes sense.

==============================================================================
TOPIC: FIND YOUR PERFECT LOVER, IT FREE!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee694bc3acf50d77?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 10:56 am
From: annis

FIND YOUR PERFECT LOVER, IT FREE!

www.shop4love.com

I found my soulmate here....

==============================================================================
TOPIC: Recycle your old Cell
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d09bd1f3953bd45e?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 10:54 am
From: A Veteran

Yes, your old phone can help someone.
a crossing guard, domestic violence situations. seniors etc.
call 888-883-6628
to get a mailer or

www.donatemycellphone.org

TIA

--
when you believe the only tool you have is a hammer.
All problems look like nails.

==============================================================================
TOPIC: craigslist rocks
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5655b4a4967103d5?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 11:01 am
From: A Veteran

In article <1185402408.219504.143510@o61g2000hsh.googlegroups.com>,
"www.Queensbridge.us" <NOTvalid@Queensbridge.us> wrote:

> I like things that are simple and effective. craigslist.com qualifies.

yes, we found an old car for a project. they delivered it.
'71 Karmann Ghia.

--
when you believe the only tool you have is a hammer.
All problems look like nails.

== 1 of 13 ==
Date: Fri, Jul 27 2007 2:20 pm
From: me@privacy.net

Larisa <purple_bovine@yahoo.com> wrote:

>As far as selling them, try half.com or abebooks or ebay or
>something. Maybe it'll help.

OK but is half.com reputable? I've never sold anything
online

== 2 of 13 ==
Date: Fri, Jul 27 2007 11:31 am
From: skarkada@gmail.com

On Jul 27, 11:10 am, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

You can try selling them on Amazon. Actually, you can check if anybody
else is selling the same book and learn how to set the price.

I have never sold anything online, but according to a friend of mine,
there is no better place than eBay. Apparently he sold everything he
wanted to sell and he is a common man like you and I (not a reseller
for business).

Good luck.

== 3 of 13 ==
Date: Fri, Jul 27 2007 12:48 pm
From: "Melissa"

<skarkada@gmail.com> wrote in message
news:1185561072.788375.101770@e16g2000pri.googlegroups.com...
> On Jul 27, 11:10 am, m...@privacy.net wrote:
> > Went to sell two books back that I paid $200
> >
> > They wouldn't buy one.....and the other book only
> > wanted to give me $10 (hardback even)!
> >
> > Anyone steel them online? If yes.... what best place to
> > do so? Tired of getting screwed
>
> You can try selling them on Amazon. Actually, you can check if anybody
> else is selling the same book and learn how to set the price.
>
> I have never sold anything online, but according to a friend of mine,
> there is no better place than eBay. Apparently he sold everything he
> wanted to sell and he is a common man like you and I (not a reseller
> for business).
>
> Good luck.
>

There are new restrictions for selling textbooks on eBay. My sons, all in
college, have sold many of their used books on half.com and had very good
results. They've also found some they needed on there.

Melissa

== 4 of 13 ==
Date: Fri, Jul 27 2007 2:52 pm
From: me@privacy.net

"Melissa" <nospam@neo.rr.com> wrote:

>There are new restrictions for selling textbooks on eBay. My sons, all in
>college, have sold many of their used books on half.com and had very good
>results. They've also found some they needed on there.

Ok will give it a go!!

Thanks

One thing that makes me nervous abt eBay is they want a
credit card number and checking acct info even if
selling

Is it safe to give them that?

== 5 of 13 ==
Date: Fri, Jul 27 2007 11:59 am
From: "Rod Speed"

me@privacy.net wrote
> Melissa <nospam@neo.rr.com> wrote

>> There are new restrictions for selling textbooks on eBay.

Only very minor ones like not allowing Teacher's edition textbooks.

>> My sons, all in college, have sold many of their used books on half.com
>> and had very good results. They've also found some they needed on there.

> Ok will give it a go!!

> One thing that makes me nervous abt eBay is they want a
> credit card number and checking acct info even if selling

> Is it safe to give them that?

Yep. Its just used to reduce the amount of fraudulent
sellers, pretending to be new sellers when they arent etc.

== 6 of 13 ==
Date: Fri, Jul 27 2007 1:51 pm
From: Abe

>Larisa <purple_bovine@yahoo.com> wrote:
>
>>As far as selling them, try half.com or abebooks or ebay or
>>something. Maybe it'll help.
>
>OK but is half.com reputable? I've never sold anything
>online
Half.com is fine. It's an ebay company.

== 7 of 13 ==
Date: Fri, Jul 27 2007 1:52 pm
From: Abe

>"Melissa" <nospam@neo.rr.com> wrote:
>
>>There are new restrictions for selling textbooks on eBay. My sons, all in
>>college, have sold many of their used books on half.com and had very good
>>results. They've also found some they needed on there.
>
>Ok will give it a go!!
>
>Thanks
>
>One thing that makes me nervous abt eBay is they want a
>credit card number and checking acct info even if
>selling
>
>Is it safe to give them that?
Yes. They have to know you are a legitimate seller.

== 8 of 13 ==
Date: Fri, Jul 27 2007 6:05 pm
From: me@privacy.net

Abe <noone@nowhere.com> wrote:

>>Is it safe to give them that?
>Yes. They have to know you are a legitimate seller.

Dumb questions but...... I see some books on Half and
some on EBay

Are the books on eBay ones that people "bid" for
whereas Half is a set price? (no bidding)?

== 9 of 13 ==
Date: Fri, Jul 27 2007 2:14 pm
From: jes

On Jul 27, 9:10 am, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

Just a note: college books are expensive because it's a narrow
consumer market. Not Harry Potter type sales.

Although I've heard of an industry racket that publishers year after
year declare current textbooks obsolete, and it's imperative they be
replaced.

Some stuff changes like the wind -- one wouldn't want old medical or
law books -- but others seem like the field is pretty well settled.

Joan

== 10 of 13 ==
Date: Fri, Jul 27 2007 2:21 pm
From: "Rod Speed"

me@privacy.net wrote:
> Abe <noone@nowhere.com> wrote:
>
>>> Is it safe to give them that?
>> Yes. They have to know you are a legitimate seller.
>
> OK
>
> Dumb questions but...... I see some books on Half and
> some on EBay
>
> Are the books on eBay ones that people "bid" for
> whereas Half is a set price? (no bidding)?

Basically. Tho the buy nows on ebay have no bidding either.

== 11 of 13 ==
Date: Fri, Jul 27 2007 2:46 pm
From: Parallax

Abe wrote:
>> Larisa <purple_bovine@yahoo.com> wrote:
>>
>>> As far as selling them, try half.com or abebooks or ebay or
>>> something. Maybe it'll help.
>> OK but is half.com reputable? I've never sold anything
>> online
> Half.com is fine. It's an ebay company.

Sorry, it's still no guarantee. I bought a printer off of Half.com,
billed as brand new. I got it and the box was opened, the stuff was
loosely thrown inside the box, and mostly empty ink cartridges were
still in the printer. I filed a complaint, the seller lied and disputed
my claim, and Ebay's response was basically "Sorry, nothing we can do,
it's a case of he said/she said."

It may not be a fly-by-night company, but it's still buyer beware.

Replace '???????' with 'hotmail' to e-mail me.

== 12 of 13 ==
Date: Fri, Jul 27 2007 2:50 pm
From: clams casino

Parallax wrote:

> Abe wrote:
>
>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>
>>>> As far as selling them, try half.com or abebooks or ebay or
>>>> something. Maybe it'll help.
>>>
>>> OK but is half.com reputable? I've never sold anything
>>> online
>>
>> Half.com is fine. It's an ebay company.
>
>
> Sorry, it's still no guarantee. I bought a printer off of Half.com,
> billed as brand new. I got it and the box was opened, the stuff was
> loosely thrown inside the box, and mostly empty ink cartridges were
> still in the printer. I filed a complaint, the seller lied and
> disputed my claim, and Ebay's response was basically "Sorry, nothing
> we can do, it's a case of he said/she said."
>
> It may not be a fly-by-night company, but it's still buyer beware.
>
>
It's been said many times, only a fool would buy an electronic item off
eBay.

While eBay is an excellent source for (select) bargains, electronics are
rarely reliable, assuming they even get shipped.

== 13 of 13 ==
Date: Fri, Jul 27 2007 3:08 pm
From: "Don K"

"Melissa" <nospam@neo.rr.com> wrote in message
news:46aa3e2f$0$3182$4c368faf@roadrunner.com...
>
> There are new restrictions for selling textbooks on eBay. My sons, all in
> college, have sold many of their used books on half.com and had very good
> results. They've also found some they needed on there.

It seems to me, the best place to sell a textbook would be at the college that
still uses it in one of their courses.

Put a for sale notice on the bulletin boards in the student union and in the hall
where that course meets.

Don

==============================================================================
TOPIC: Legally Access FREE Satellite TV on your PC

http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/78fdda68d972e27c?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 11:22 am
From: Camron S

Access 1000's of Television Channels From All Over The World

Watch all your favorite shows on your Computer from anywhere in the
World!

Save 1000's of $$$ over many years on cable and satellite bills.

INSTANT DOWNLOAD

Learn More About it at Link below:

http://tvonpc.cq.bz

== 2 of 3 ==
Date: Fri, Jul 27 2007 1:13 pm
From: George Grapman

No contact info on an illegal operation that can not work as claimed.

== 3 of 3 ==
Date: Fri, Jul 27 2007 1:41 pm
From: "Bob F"

"George Grapman" <sfgeorge@paccbell.net> wrote in message
news:Vlsqi.28$qa3.14@nlpi069.nbdc.sbc.com...
> No contact info on an illegal operation that can not work as claimed.

And a disguised subject line to prevent detection and elimination. Clearly an
up&up guy??

This is really one of the most frequent spammers I see recently.

Bob

== 1 of 2 ==
Date: Fri, Jul 27 2007 12:10 pm
From: "AllEmailDeletedImmediately"

"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
news:qwnqi.2869$dA7.1218@newsfe16.lga...
> AllEmailDeletedImmediately wrote:
>

>>>After doing a google search, all I'm finding are brief stories reporting
>>>two felonies were dropped and a lot of gossip / speculation on blogs &
>>>other wacky sites.
>>>
>>>It would be interesting to know WHY the two felonies were dropped
>>>("before coming to trial"). I'm not finding what I can call a reliable
>>>reference explaining why they were dropped.
>>>
>>>"dismissed" two felony charges of tax evasion prior to trial is not
>>>really the same as "acquitted" / not guilty.
>>>
>>
>>if you were the irs, and the defendent really had the goods, would
>>you want it reported all over the country via a full-blown aquittal?
>>better to order the da to stand down, don't ya think?
> Fully agree, which is why I'd like to hear the other side (from a reliable
> source). Only the wacky sites seem to be responding.

what sites are you finding your info on? normally, the asshole in
nc excepted, ada doesn't file felony charges unless he thinks he
can win the case. however, after discovery or via an order from
above....

it just seems really strange.

== 2 of 2 ==
Date: Fri, Jul 27 2007 2:15 pm
From: Brontide

On Jul 27, 10:43 am, clams casino <PeterGrif...@drunkin-clam.com>
wrote:
> Fully agree, which is why I'd like to hear the other side (from a
> reliable source). Only the wacky sites seem to be responding.

The misdemeanor charger were related to failure to file tax returns
and he probably got off on a technicality. Just like those earning
less than $600 you don't have to file if you know you won't be liable
for any taxes. There was probably enough belief that he honestly
didn't believe that he was liable to get him off.

This does not mean he does not owe, just that he honestly didn't think
he had to file. This may also protect him from the worst fraud
charges and penalties, but not from paying.

This will ruin more lives of people that believe they can get
something for nothing from our government.

-Eric

==============================================================================
TOPIC: 14 Reason to Deport Illegal Aliens
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/548d513743bd76c2?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 12:10 pm
From: wally

lets hear it for the people who hire the illegals
without the cheese there would be no mouse

slavery is not dead, it just has a different name

Ted wrote:
> 14 Reasons to Deport Illegal Aliens...
>
> 1. $11 Billion to $22 billion is spent on welfare to illegal aliens
> each year.

http://tinyurl.com/zob77 <http://tinyurl.com/zob77>
>
> 2. $2.2 Billion dollars a year is spent on food assistance programs
> such as food stamps, WIC, and free school lunches for illegal
> aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
> www.cis.org/articles/2004/fiscalexec.html>
>
> 3. $2.5 Billion dollars a year is spent on Medicaid for illegal
> aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
> www.cis.org/articles/2004/fiscalexec.html>
>
> 4. $12 Billion dollars a year is spent on primary and secondary
> school education for children here illegally and they cannot speak a
> word of English!

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html>
>
> 5. $17 Billion dollars a year is spent for education for the American-
> born children of illegal aliens, known as anchor babies.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 6. $3 Million Dollars a DAY is spent to incarcerate illegal aliens.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 7. 30% percent of all Federal Prison inmates are illegal aliens.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 8. $90 Billion Dollars a year is spent on illegal aliens for
>
> Welfare & social services by the American taxpayers.
> http://premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html <http://
> premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html>
>
> 9. $200 Billion Dollars a year in suppressed American
>
> wages are caused by the illegal aliens.

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 10. The illegal aliens in the United States have a crime rate that's
> two and a half times that of white non-illegal aliens. In particular,
> their children, are going to make a huge additional crime problem in
> the United States .

http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html>
>
> 11. During the year of 2005 there were 4 to 10 MILLION illegal aliens
> that crossed our Southern Border also, as many as 19,500 illegal
> aliens from Terrorist Countries. Millions of pounds of drugs,
> cocaine, meth, heroine and marijuana, crossed into
>
> the U. S. from the Southern border. Homeland Security Report:
> http://tinyurl.com/t9sht <http://tinyurl.com/t9sht>
>
> 12. The National Policy Institute, "estimated that the total cost of
> mass deportation would be between $206 and $230 billion or an average
> cost of between $41 and $46 billion annually over a five year
> period."

http://www.nationalpolicyinstitute.org/pdf/deportation.pdf
> <http://www.nationalpolicyinstitute.org/pdf/deportation.pdf>
>
> 13. In 2006 illegal aliens sent home $45 BILLION in remittances back
> to their countries of origin.

http://www.rense.com/general75/niht.htm
> <http://www.rense.com/general75/niht.htm>
>
> 14. "The Dark Side of Illegal Immigration: Nearly One Million Sex
> Crimes Committed by Illegal Immigrants In The United States ".
> http://www.drdsk.com/articleshtml <http://www.drdsk.com/articleshtml>
>
> So using the LOWEST estimates, the annual cost OF ILLEGAL ALIENS is
> $338.3 BILLION DOLLARS A YEAR! So if deporting them costs between
> $206 and $230 BILLION DOLLARS, Hell get rid of em', We'll be ahead
> after the 1st year!!!
>
> Please pass this on. Americans need to wake up!
>
> America cannot allow these destructive invaders to remain in our
> country. Humane
> return with cash "bonus" of $5,000.00 per family would cost less then
> the Irag farce and would preserve America for our children.
>
> ted
>
> http://www.numbersusa.com/

Numbers USA

==============================================================================
TOPIC: What's a good Small Claim book
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5142ce9a64e0e08e?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 2:29 pm
From: A Veteran

I know Nolo press has one. any better?

--
when you believe the only tool you have is a hammer.
All problems look like nails.

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25 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

== 1 of 1 ==
Date: Fri, Jul 27 2007 2:30 am
From: "Rod Speed"

Logan Shaw <lshaw-usenet@austin.rr.com> wrote
> bb90125@yahoo.com wrote
>> Don K <dk@dont_bother_me.com> wrote
>>> <bb90...@yahoo.com> wrote

>>>> Thank you everyone for the responses. Yes, this will be a suicide
>>>> situation. My family has never been a fan of cremation, but at the
>>>> same time I don't want to put them thru having to selecting a
>>>> casket, tombstone, and all the other stuff. If I can take care of
>>>> all that ahead of time by pre-paying

>>> I've seen the impact that suicides can have on family members in terms guilt, anger, and
>>> hardship, especially if there is a spouse and kids involved.

>> There is no spouse or kids involved, so if there was I could see your point. But at other times a
>> suicide can actually be the best situation for everyone involved. It really can be a win-win.

> I don't want to ramble on too much about this, so I'll get straight to the point. Hopefully not
> an oversimplification, but basically suicide is what happens when someone runs out of other ways
> (that they know of) to cope with their situation[1].

Nope, its also the best approach in some situations.

> As such, you are by definition in a difficult situation.

Wrong again.

> By definition, there are strong forces pressing you in a direction that you would not normally be
> inclined to go.

Wrong again. It is just what plenty are inclined to do in that situation.

> Under the weight of those forces, it becomes hard to really be objective and think totally
> rationally.

And plenty come to the objective and rational conclusion that is the best thing to do.

> Don is right about the effect that suicide can have on family and friends.

And he's wrong when he implys that that effect is anything like the most common result.

> I know because I've seen (felt) it first-hand.

And plenty have the reverse too, none of those consequences.

> But I don't say this to make you feel guilty. I don't want to put more pressure when there is
> already too much pressure.

You dont know that there is any pressure at all.

> I merely bring it up to illustrate that if you are thinking in terms of it being a "win-win", then
> probably that indicates your view is being clouded.

Like hell it does.

That is just your prejudices talking.

> The point of all this is that I am trying to encourage you to seek out people who can support you
> and help you find ways to cope.

Plenty dont want to cope, they have decided that its the best approach.

> This world can be harsh sometimes, but don't let that make you think there aren't people out there
> who are willing to help.

Plenty dont want help and have decided that they have had a
pretty decent life and that the future doesnt appeal. Their choice.

> I know that when my friend chose suicide, he did not seem to understand what his friends would
> have been willing to do for him, had they (we) known that he needed it.

Very arrogant assumption that he needed help.

> [1] barring circumstances like a truly terminal physical illness;
> that is a bit of a different situation.

What is so 'irrational' about deciding that suicide is preferred to the non suicide situation ?

==============================================================================
TOPIC: Esurance is HORRIBLE for motorcycle quotes.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d5e39a8484cd06ef?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 2:36 am
From: "Kay"

<jeffw@cyte.com> wrote in message
news:1185486618.579151.263750@57g2000hsv.googlegroups.com...
> I'm a big fan of letting other people know when a company is
> fraudulent.
>
> Esurance advertises low quotes. I would at least take this to mean
> competitive quotes. Maybe even twice as high as other providers.
> Something in a reasonable ball park. But...
>
> They just quoted me a $6,000 annual premium on a motorcycle.
>
> Let me break that down for you... That is over ELEVEN TIMES what
> two other companies would provide the EXACT same coverage
> for.
>
> Now, you're thinking... I've done something wrong. Made bad
> choices, have a DUI or something like that.
>
> Well here's my deal:
> Male, 38yo
> No accidents or citations in the past three years.
> No major citations EVER.
> I've had a drivers license since I was 16 and a CA
> motorcycle license for the past 3 years.
> This means I am eligible for Driving Safety Record
> and California Good Driver discounts.
>
> My vehicle:
> 2006 Yamaha YZF-R6 (600cc)
> new purchase price: $10,999.00
> No damage, never laid down/tipped over.
>
> Kept in a gated garage of my apartment.
>
> Coverages requested:
> bodily injury: 50K/100K
> property damage 50K
> 500 deductible comprehensive
> 500 deductible collision
> uninsured motor vehicle Bodily injury 30K/60K
> uninsured motor vehicle property damage
>
> This is all pretty standard for somebody who
> rents.
>
> Here's what the competition has to say:
> State Farm: $551.66 per year (current provider)
> California Casualty: $535.00 per year
>
> now get this...
> Esurance:.... $6,000.00 per year.
>
> SIX THOUSAND!!! for a driver with nothing
> bad in his history and standard coverage!
> I made the agent go over my personal
> details and the coverage just to make sure
> they didn't type in something vastly wrong.
> Yep, six thousand per year.
>
> THAT is certainly not competitive. It is so non-competitive
> that either Esurance is being fraudulent or they have
> made a big mistake somewhere.
>
> Esurance: if you want me to post a retraction to this then
> figure out what you screwed up and call me back.
> Your auto quote for my 1995 GMC was decent. You
> lost that sale solely on the basis that you screwed up
> the motorcycle.
>

Maybe you should called them.
In all fairness I did start using them after I had an accident in 2003. I
checked around every year and it was always the same so I stuck with them.
So 6 months ago I called around and everyone gave me the same prices but
progressive. I was paying 615 every 6 months. I got it from Progressive for
283 every 6 months. Same coverage.

==============================================================================
TOPIC: whither the ice house?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ece54484f7063e00?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 2:54 am
From: nicksanspam@ece.villanova.edu

Lou <lpogodajr292185@comcast.net> wrote:
><nicksanspam@ece.villanova.edu> wrote in message
>news:f89tn7$622@acadia.ece.villanova.edu...
>> Anthony Matonak <anthonym40@nothing.like.socal.rr.com> wrote:
>> >nicksanspam@ece.villanova.edu wrote:
>> >> RW Salnick <salnick@no.spam.org> wrote:
>> >>
>> >>> Build the icehouse, and use it as the heat sink for conventional
>> >>> refrigeration.
>> >...
>> >>> Would work great for air conditioning too.
>> >>
>> >> Not enough ice.
>> >
>> >It's just a question of scale, isn't it?
>>
>> Yes.
>>
>> >One could figure out how much ice is needed to keep their house cold
>> >throughout the year and then build an ice house big enough.
>>
>> Yes.
>>
>> >I'm thinking one of those cheap steel buildings the size of a small
>> >hanger with a foot or so of spray foam insulation on the inside. :)
>>
>> That could work, with a large enough hangar.
>>
>> >Any idea of just how much ice would we be talking about?
>>
>> Phila (not too hot) has 1101 F cooling degree days, so a typical house
>> with a 400 Btu/h-F conductance and no internal heat gains would require
>> 24hx1101x400 = 10.5 million Btu/year of cooling, which might come from
>> 10.5M/144 = 73,400 pounds or about 1281 ft^3 of perfectly-insulated ice.
>
>So that looks like a cube of ice about 11 feet on a side, around 8800
>gallons of water.
>
>11 feet on a side doesn't sound very enormous, and 8800 gallons is a pretty
>small swimming pool. But moving 73,400 pounds by hand sounds somewhat
>daunting...

Maybe there's another way...

Nick

== 2 of 3 ==
Date: Fri, Jul 27 2007 3:03 am
From: nicksanspam@ece.villanova.edu

Anthony Matonak <anthonym40@nothing.like.socal.rr.com> wrote:
>Lou wrote:
>> <nicksanspam@ece.villanova.edu> wrote in message
>>> Anthony Matonak <anthonym40@nothing.like.socal.rr.com> wrote:
>>>> Any idea of just how much ice would we be talking about?
>>> Phila (not too hot) has 1101 F cooling degree days, so a typical house
>>> with a 400 Btu/h-F conductance and no internal heat gains would require
>>> 24hx1101x400 = 10.5 million Btu/year of cooling, which might come from
>>> 10.5M/144 = 73,400 pounds or about 1281 ft^3 of perfectly-insulated ice.
>>
>> So that looks like a cube of ice about 11 feet on a side, around 8800
>> gallons of water.
>>
>> 11 feet on a side doesn't sound very enormous, and 8800 gallons is a pretty
>> small swimming pool. But moving 73,400 pounds by hand sounds somewhat
>> daunting ...
>
>Why move it at all? Why not turn water into ice inside the ice house?

Good idea.

>Some kind of automatic device could open doors, or circulate brine,
>to 'let the cold in' whenever the outside temperature is below freezing.

A saltwater roofpond might do that, with thermosyphoning stalagtites
freezing fresh water below.

>> I'd also guess that these figures don't take into account that in the
>> Philadelphia area, not every day in winter is below freezing...

Phila has about 340 "freezing degree-days."

Nick

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:52 am
From: "Steve Spence"

The room is 15' x 15' and 20' deep.

The ice fills the top 15' of the space. I don't recall the number of slabs,
we just kept cutting till we couldn't put more in.

--
Steve Spence
Director, Green-Trust
http://www.green-trust.org
http://www.green-trust.org/bookshop/

"Morris Dovey" <mrdovey@iedu.com> wrote in message
news:46a73cac$0$493$815e3792@news.qwest.net...
> Steve Spence wrote:
>
> | The slabs of ice are 3' x 2' x 8"
> |
> | The walls are insulated with 12" of pink foam, surrounded with 60F
> | dirt.
>
> Interesting. Do you recall the size of the room and the number of
> slabs needed to keep it cool?
>
> Was this set up to occupy the entire "basement"?
>
> --
> Morris Dovey
> DeSoto Solar
> DeSoto, Iowa USA
> http://www.iedu.com/DeSoto/
>
>

== 1 of 1 ==
Date: Fri, Jul 27 2007 3:37 am
From: Ted

14 Reasons to Deport Illegal Aliens...

1. $11 Billion to $22 billion is spent on welfare to illegal aliens
each year.

http://tinyurl.com/zob77 <http://tinyurl.com/zob77>

2. $2.2 Billion dollars a year is spent on food assistance programs
such as food stamps, WIC, and free school lunches for illegal
aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
www.cis.org/articles/2004/fiscalexec.html>

3. $2.5 Billion dollars a year is spent on Medicaid for illegal
aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
www.cis.org/articles/2004/fiscalexec.html>

4. $12 Billion dollars a year is spent on primary and secondary
school education for children here illegally and they cannot speak a
word of English!

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html
<http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html>

5. $17 Billion dollars a year is spent for education for the American-
born children of illegal aliens, known as anchor babies.
http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>

6. $3 Million Dollars a DAY is spent to incarcerate illegal aliens.
http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>

7. 30% percent of all Federal Prison inmates are illegal aliens.
http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>

8. $90 Billion Dollars a year is spent on illegal aliens for

Welfare & social services by the American taxpayers.
http://premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html <http://
premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html>

9. $200 Billion Dollars a year in suppressed American

wages are caused by the illegal aliens.

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html
<http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>

10. The illegal aliens in the United States have a crime rate that's
two and a half times that of white non-illegal aliens. In particular,
their children, are going to make a huge additional crime problem in
the United States .

http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html
<http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html>

11. During the year of 2005 there were 4 to 10 MILLION illegal aliens
that crossed our Southern Border also, as many as 19,500 illegal
aliens from Terrorist Countries. Millions of pounds of drugs,
cocaine, meth, heroine and marijuana, crossed into

the U. S. from the Southern border. Homeland Security Report:
http://tinyurl.com/t9sht <http://tinyurl.com/t9sht>

12. The National Policy Institute, "estimated that the total cost of
mass deportation would be between $206 and $230 billion or an average
cost of between $41 and $46 billion annually over a five year
period."

http://www.nationalpolicyinstitute.org/pdf/deportation.pdf
<http://www.nationalpolicyinstitute.org/pdf/deportation.pdf>

13. In 2006 illegal aliens sent home $45 BILLION in remittances back
to their countries of origin.

http://www.rense.com/general75/niht.htm
<http://www.rense.com/general75/niht.htm>

14. "The Dark Side of Illegal Immigration: Nearly One Million Sex
Crimes Committed by Illegal Immigrants In The United States ".
http://www.drdsk.com/articleshtml <http://www.drdsk.com/articleshtml>

So using the LOWEST estimates, the annual cost OF ILLEGAL ALIENS is
$338.3 BILLION DOLLARS A YEAR! So if deporting them costs between
$206 and $230 BILLION DOLLARS, Hell get rid of em', We'll be ahead
after the 1st year!!!

Please pass this on. Americans need to wake up!

America cannot allow these destructive invaders to remain in our
country. Humane
return with cash "bonus" of $5,000.00 per family would cost less then
the Irag farce and would preserve America for our children.

ted

http://www.numbersusa.com/

Numbers USA

== 1 of 5 ==
Date: Fri, Jul 27 2007 4:45 am
From: "AllEmailDeletedImmediately"

"Tockk" <tock1@sbcglobal.net> wrote in message
news:tDdqi.24613$RX.7099@newssvr11.news.prodigy.net...
> Anyone follow this topic? All I know about it is that the IRS tells me I
> gotta pay 'em, so I do. But it looks like this guy who says we don't
> have to (at least not on earned income) had his day in court, and the jury
> ruled for him, 12-0. Anyone know anything else?
>
> http://www.shreveporttimes.com/apps/pbcs.dll/article?AID=2007707130321
>
snip

> Cryer says he stopped filing returns more than 10 years ago after he
> investigated claims that income tax was a sham. He contends the law
> doesn't actually tax personal earning.

my investigations show that he's probably correct; the wage slave doesn't
have
to pay tax on wages. some who may have to pay on wages: business owners,
corporate
officers, corporations, residents of d.c. and other u.s. territories,
employees of the federal govt.

http://www.freedomabovefortune.com/

go to the download report and on that page you'll find a drop down box
that will give you other names to search for along with irs.

and perhaps you'd like to investigate 9-11 while you're at it.

== 2 of 5 ==
Date: Fri, Jul 27 2007 4:48 am
From: "AllEmailDeletedImmediately"

other side info: http://www.quatlosers.com/joe_banister.htm

and are you aware that federal, state and county govts keep
2 sets of books?

http://www.cafrman.com/

== 3 of 5 ==
Date: Fri, Jul 27 2007 6:12 am
From: clams casino

Tockk wrote:

>Anyone follow this topic? All I know about it is that the IRS tells me I
>gotta pay 'em, so I do. But it looks like this guy who says we don't have
>to (at least not on earned income) had his day in court, and the jury ruled
>for him, 12-0. Anyone know anything else?
>
>
>

After doing a google search, all I'm finding are brief stories
reporting two felonies were dropped and a lot of gossip / speculation
on blogs & other wacky sites.

It would be interesting to know WHY the two felonies were dropped
("before coming to trial"). I'm not finding what I can call a
reliable reference explaining why they were dropped.

"dismissed" two felony charges of tax evasion prior to trial is not
really the same as "acquitted" / not guilty.

The reference sites seem to restate what Cryer mouths vs. the court's
reasons for dismissal.

He reminds me of the DC lawyer suing for his pants.

== 4 of 5 ==
Date: Fri, Jul 27 2007 6:29 am
From: "AllEmailDeletedImmediately"

"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
news:Xamqi.2863$dA7.1750@newsfe16.lga...
> Tockk wrote:
>
>>Anyone follow this topic? All I know about it is that the IRS tells me I
>>gotta pay 'em, so I do. But it looks like this guy who says we don't
>>have to (at least not on earned income) had his day in court, and the jury
>>ruled for him, 12-0. Anyone know anything else?
>>
>>
>
> After doing a google search, all I'm finding are brief stories reporting
> two felonies were dropped and a lot of gossip / speculation on blogs &
> other wacky sites.
>
> It would be interesting to know WHY the two felonies were dropped ("before
> coming to trial"). I'm not finding what I can call a reliable reference
> explaining why they were dropped.
>
> "dismissed" two felony charges of tax evasion prior to trial is not really
> the same as "acquitted" / not guilty.

if you were the irs, and the defendent really had the goods, would
you want it reported all over the country via a full-blown aquittal?
better to order the da to stand down, don't ya think?

== 5 of 5 ==
Date: Fri, Jul 27 2007 7:43 am
From: clams casino

AllEmailDeletedImmediately wrote:

>"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
>news:Xamqi.2863$dA7.1750@newsfe16.lga...
>
>
>>Tockk wrote:
>>
>>
>>
>>>Anyone follow this topic? All I know about it is that the IRS tells me I
>>>gotta pay 'em, so I do. But it looks like this guy who says we don't
>>>have to (at least not on earned income) had his day in court, and the jury
>>>ruled for him, 12-0. Anyone know anything else?
>>>
>>>
>>>
>>>
>>After doing a google search, all I'm finding are brief stories reporting
>>two felonies were dropped and a lot of gossip / speculation on blogs &
>>other wacky sites.
>>
>>It would be interesting to know WHY the two felonies were dropped ("before
>>coming to trial"). I'm not finding what I can call a reliable reference
>>explaining why they were dropped.
>>
>>"dismissed" two felony charges of tax evasion prior to trial is not really
>>the same as "acquitted" / not guilty.
>>
>>
>
>if you were the irs, and the defendent really had the goods, would
>you want it reported all over the country via a full-blown aquittal?
>better to order the da to stand down, don't ya think?
>
>
>
>
Fully agree, which is why I'd like to hear the other side (from a
reliable source). Only the wacky sites seem to be responding.

==============================================================================
TOPIC: Check Your Car Insurance Regularly
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/93a5581dacaa9a16?hl=en
==============================================================================

== 1 of 4 ==
Date: Fri, Jul 27 2007 5:11 am
From: jessi

I found Some excellent tips on this topic here
http://car.insurance.tips.googlepages.com

== 2 of 4 ==
Date: Fri, Jul 27 2007 6:15 am
From: clams casino

jessi wrote:

>I found Some excellent tips
>
>
>
A slimy spammer from Pakistan making recommendations?

== 3 of 4 ==
Date: Fri, Jul 27 2007 6:22 am
From: "AllEmailDeletedImmediately"

"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
news:Vdmqi.2864$dA7.2749@newsfe16.lga...
> jessi wrote:
>
>>I found Some excellent tips
>>
>>
> A slimy spammer from Pakistan making recommendations?

she's in the uk.

== 4 of 4 ==
Date: Fri, Jul 27 2007 7:44 am
From: clams casino

AllEmailDeletedImmediately wrote:

>"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
>news:Vdmqi.2864$dA7.2749@newsfe16.lga...
>
>
>>jessi wrote:
>>
>>
>>
>>>I found Some excellent tips
>>>
>>>
>>>
>>>
>>A slimy spammer from Pakistan making recommendations?
>>
>>
>
>she's in the uk.
>
>
>
>
Then why is it posted via Pakistan?

==============================================================================
TOPIC: Currency exchange rates
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/431b90ce2eb115b2?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 5:16 am
From: "A Mate"

Nah! Beachcomber. It's a well known truism that: For every complex
situation there's a simple solution - and - it's usually wrong!

"Beachcomber" <invalid@notreal.none> wrote in message
news:46a40d44.11621609@news.verizon.net...
> On Mon, 23 Jul 2007 06:25:51 +1000, "dfr" <dfr@dfr.com> wrote:
>
>>nicksanspam@ece.villanova.edu wrote:
>>> Something arrived in the mail which seems to make sense:
>>>
>>> I just returned from three weeks in England, Scotland, and Ireland.
>>> In terms of dollars, everything you buy is at least 50% more
>>> expensive. My belief that exchange rates will be the mechanism by
>>> which trade imbalances are corrected
>>
>
> As long as you realize that many times, the high prices in Europe are
> also supported higher wages and Europeans may be paying a lot more
> taxes (gasoline, VAT, higher income taxes, import Tariffs, etc.).
> These high taxes support the greater socialist model that European
> countries expect, such as universal health care, expensive transit
> projects, increased funding for the arts, etc.
>
> Contrast that with many places in the US (Oregon and Florida) for
> example, where people just don't like paying high taxes, may prefer
> shopping at Wal-Mart or Costco, mostly ignore mass transit, tolerate
> mediocre schools, and are offended when gas goes over $3/gal.
> (Europeans generally pay the equivalent of $4- 5/gal).
>
> The point is that there are many, many factors that set prices, wages,
> and taxes. Some of it is cultural. Seldom is there a simple
> explanation.
>
>
>

==============================================================================
TOPIC: Blackberry's Magic (An Encore Presentation)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e467569bd76f5942?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 6:07 am
From: kaash

watch out Blackberry's Magic (An Encore Presentation) Video
http://mobilephone-guide.blogspot.com/2007/07/blackberry-magic-encore-presentation.html

== 2 of 2 ==
Date: Fri, Jul 27 2007 7:48 am
From: clams casino

kaash wrote:

>watch out Blackberry's Magic
>
>
>
hmm - great way to download a virus......... more gmail / google
group spam from Pakistan.........

==============================================================================
TOPIC: GASOLINE DISCOUNT
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0dee8ac64dbfaf7c?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 7:18 am
From: kevin_zquik41@yahoo.com

If you, or any of your buddies, have Discover Card they are offering
5% cash back this summer on Gas. Only one minor catch:

http://www.metacafe.com/watch/718619/discount_gasoline_with_credit_card/

== 2 of 2 ==
Date: Fri, Jul 27 2007 8:46 am
From: Dennis

On Fri, 27 Jul 2007 07:18:56 -0700, kevin_zquik41@yahoo.com wrote:

>If you, or any of your buddies, have Discover Card they are offering
>5% cash back this summer on Gas. Only one minor catch:
>
>http://www.metacafe.com/watch/718619/discount_gasoline_with_credit_card/

The second catch being that the extra cash back maxes out at US$20.
But 20 bucks is 20 bucks.

Dennis (evil)
--
My output is down, my income is up, I take a short position on the long bond and
my revenue stream has its own cash flow. -George Carlin

==============================================================================
TOPIC: Grocery Coupons On Line?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/aeda6d7b03017e94?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 7:21 am
From: kevin_zquik41@yahoo.com

Every time I look for coupons it's like a black hole of clicking.
There are a lot of websites, but I never found a good (easy) one.

== 2 of 3 ==
Date: Fri, Jul 27 2007 7:42 am
From: clams casino

kevin_zquik41@yahoo.com wrote:

>Every time I look for coupons it's like a black hole of clicking.
>There are a lot of websites, but I never found a good (easy) one.
>
>
>
Most on-line sites seem to be useless and/or just a gimmick to expose
one to immense spam.

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:35 am
From: Abe

>Anyone know of a website that contains grocery coupons or a list of
>groceries "on sales" for any given locale? I believe I saw such a sote some
>time ago. It was written up in the local paper as a start-up website that
>planned to charge a nominal fee for a subscription. I can go to the webpages
>of each major grocer in the area but they don'e permit a search and it's too
>time consuming for me.
>
http://www.mygrocerydeals.com has a halfway decent collection of
coupons, and also aggregates weekly sale flyer information from your
local supermarkets, which makes it easy to see who has a particular
item on sale that week. Their privacy policy also seems to be solid.

== 1 of 2 ==
Date: Fri, Jul 27 2007 9:10 am
From: me@privacy.net

Went to sell two books back that I paid $200

They wouldn't buy one.....and the other book only
wanted to give me $10 (hardback even)!

Anyone steel them online? If yes.... what best place to
do so? Tired of getting screwed

== 2 of 2 ==
Date: Fri, Jul 27 2007 9:57 am
From: Larisa

I would recommend buying them online to begin with, at half.com or
something. Doesn't always help - not all books are available there -
but for some books, it's great. I paid $30 for a book that cost $100
new.

As far as selling them, try half.com or abebooks or ebay or
something. Maybe it'll help.

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