Frugal Living: 24 new messages in 9 topics

Friday, July 27, 2007

24 new messages in 9 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Frugal pre-paid funeral expenses?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ce3b2b4cec57072f?hl=en
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== 1 of 1 ==
Date: Fri, Jul 27 2007 10:55 am
From: "Rod Speed"

Rod Speed <rod.speed.aaa@gmail.com> wrote
> Logan Shaw <lshaw-usenet@austin.rr.com> wrote
>> bb90125@yahoo.com wrote
>>> Don K <dk@dont_bother_me.com> wrote
>>>> <bb90...@yahoo.com> wrote

>>>>> Thank you everyone for the responses. Yes, this will be a suicide
>>>>> situation. My family has never been a fan of cremation, but at the
>>>>> same time I don't want to put them thru having to selecting a
>>>>> casket, tombstone, and all the other stuff. If I can take care of
>>>>> all that ahead of time by pre-paying

>>>> I've seen the impact that suicides can have on family members in
>>>> terms guilt, anger, and hardship, especially if there is a spouse
>>>> and kids involved.

>>> There is no spouse or kids involved, so if there was I could see
>>> your point. But at other times a suicide can actually be the best
>>> situation for everyone involved. It really can be a win-win.

>> I don't want to ramble on too much about this, so I'll get straight
>> to the point. Hopefully not an oversimplification, but basically
>> suicide is what happens when someone runs out of other ways (that
>> they know of) to cope with their situation[1].

> Nope, its also the best approach in some situations.
>
>> As such, you are by definition in a difficult situation.
>
> Wrong again.
>
>> By definition, there are strong forces pressing you in a direction
>> that you would not normally be inclined to go.
>
> Wrong again. It is just what plenty are inclined to do in that
> situation.
>> Under the weight of those forces, it becomes hard to really be
>> objective and think totally rationally.
>
> And plenty come to the objective and rational conclusion that is the
> best thing to do.
>> Don is right about the effect that suicide can have on family and
>> friends.
>
> And he's wrong when he implys that that effect is anything like the
> most common result.
>> I know because I've seen (felt) it first-hand.
>
> And plenty have the reverse too, none of those consequences.
>
>> But I don't say this to make you feel guilty. I don't want to put
>> more pressure when there is already too much pressure.
>
> You dont know that there is any pressure at all.
>
>> I merely bring it up to illustrate that if you are thinking in terms
>> of it being a "win-win", then probably that indicates your view is
>> being clouded.
>
> Like hell it does.
>
> That is just your prejudices talking.
>
>> The point of all this is that I am trying to encourage you to seek
>> out people who can support you and help you find ways to cope.
>
> Plenty dont want to cope, they have decided that its the best
> approach.
>> This world can be harsh sometimes, but don't let that make you think
>> there aren't people out there who are willing to help.
>
> Plenty dont want help and have decided that they have had a
> pretty decent life and that the future doesnt appeal. Their choice.
>
>> I know that when my friend chose suicide, he did not seem to
>> understand what his friends would have been willing to do for him,
>> had they (we) known that he needed it.

> Very arrogant assumption that he needed help.

And presumably he was aware of the your attitude and thats why he
never said anything about his suicide, so you couldnt interfere with it.

>> [1] barring circumstances like a truly terminal physical illness;
>> that is a bit of a different situation.

> What is so 'irrational' about deciding that suicide is preferred to the non suicide situation ?

We had one of the locals in a 50K town who murdered 3 kids. No
one could work out who had done it until the murderer botched an
attempt at suicide, it failed largely due to poor planning/bad luck.

The stupid legal system fixed the medical problems, wasted an
immense amount of money on the full trial etc and conviction.
The murderer eventually managed to kill himself effectively in jail.

Our equivalent of Greenspan and his wife both decided that they had
had a very decent life, that the downsides of old age didnt appeal, and
they both chose to suicide. Lots of howling by the stupid god botherers,
but obviously the suiciders werent around to actually give a damn.

There's plenty of situations other than terminal
physical illness where suicide makes sense.

==============================================================================
TOPIC: FIND YOUR PERFECT LOVER, IT FREE!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee694bc3acf50d77?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 10:56 am
From: annis

FIND YOUR PERFECT LOVER, IT FREE!

www.shop4love.com

I found my soulmate here....

==============================================================================
TOPIC: Recycle your old Cell
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d09bd1f3953bd45e?hl=en
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== 1 of 1 ==
Date: Fri, Jul 27 2007 10:54 am
From: A Veteran

Yes, your old phone can help someone.
a crossing guard, domestic violence situations. seniors etc.
call 888-883-6628
to get a mailer or

www.donatemycellphone.org

TIA

--
when you believe the only tool you have is a hammer.
All problems look like nails.

==============================================================================
TOPIC: craigslist rocks
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5655b4a4967103d5?hl=en
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== 1 of 1 ==
Date: Fri, Jul 27 2007 11:01 am
From: A Veteran

In article <1185402408.219504.143510@o61g2000hsh.googlegroups.com>,
"www.Queensbridge.us" <NOTvalid@Queensbridge.us> wrote:

> I like things that are simple and effective. craigslist.com qualifies.

yes, we found an old car for a project. they delivered it.
'71 Karmann Ghia.

--
when you believe the only tool you have is a hammer.
All problems look like nails.

==============================================================================
TOPIC: College books are a SCAM!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/312c157bf4f70b4b?hl=en
==============================================================================

== 1 of 13 ==
Date: Fri, Jul 27 2007 2:20 pm
From: me@privacy.net

Larisa <purple_bovine@yahoo.com> wrote:

>As far as selling them, try half.com or abebooks or ebay or
>something. Maybe it'll help.

OK but is half.com reputable? I've never sold anything
online

== 2 of 13 ==
Date: Fri, Jul 27 2007 11:31 am
From: skarkada@gmail.com

On Jul 27, 11:10 am, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

You can try selling them on Amazon. Actually, you can check if anybody
else is selling the same book and learn how to set the price.

I have never sold anything online, but according to a friend of mine,
there is no better place than eBay. Apparently he sold everything he
wanted to sell and he is a common man like you and I (not a reseller
for business).

Good luck.

== 3 of 13 ==
Date: Fri, Jul 27 2007 12:48 pm
From: "Melissa"

<skarkada@gmail.com> wrote in message
news:1185561072.788375.101770@e16g2000pri.googlegroups.com...
> On Jul 27, 11:10 am, m...@privacy.net wrote:
> > Went to sell two books back that I paid $200
> >
> > They wouldn't buy one.....and the other book only
> > wanted to give me $10 (hardback even)!
> >
> > Anyone steel them online? If yes.... what best place to
> > do so? Tired of getting screwed
>
> You can try selling them on Amazon. Actually, you can check if anybody
> else is selling the same book and learn how to set the price.
>
> I have never sold anything online, but according to a friend of mine,
> there is no better place than eBay. Apparently he sold everything he
> wanted to sell and he is a common man like you and I (not a reseller
> for business).
>
> Good luck.
>

There are new restrictions for selling textbooks on eBay. My sons, all in
college, have sold many of their used books on half.com and had very good
results. They've also found some they needed on there.

Melissa

== 4 of 13 ==
Date: Fri, Jul 27 2007 2:52 pm
From: me@privacy.net

"Melissa" <nospam@neo.rr.com> wrote:

>There are new restrictions for selling textbooks on eBay. My sons, all in
>college, have sold many of their used books on half.com and had very good
>results. They've also found some they needed on there.

Ok will give it a go!!

Thanks

One thing that makes me nervous abt eBay is they want a
credit card number and checking acct info even if
selling

Is it safe to give them that?

== 5 of 13 ==
Date: Fri, Jul 27 2007 11:59 am
From: "Rod Speed"

me@privacy.net wrote
> Melissa <nospam@neo.rr.com> wrote

>> There are new restrictions for selling textbooks on eBay.

Only very minor ones like not allowing Teacher's edition textbooks.

>> My sons, all in college, have sold many of their used books on half.com
>> and had very good results. They've also found some they needed on there.

> Ok will give it a go!!

> One thing that makes me nervous abt eBay is they want a
> credit card number and checking acct info even if selling

> Is it safe to give them that?

Yep. Its just used to reduce the amount of fraudulent
sellers, pretending to be new sellers when they arent etc.

== 6 of 13 ==
Date: Fri, Jul 27 2007 1:51 pm
From: Abe

>Larisa <purple_bovine@yahoo.com> wrote:
>
>>As far as selling them, try half.com or abebooks or ebay or
>>something. Maybe it'll help.
>
>OK but is half.com reputable? I've never sold anything
>online
Half.com is fine. It's an ebay company.

== 7 of 13 ==
Date: Fri, Jul 27 2007 1:52 pm
From: Abe

>"Melissa" <nospam@neo.rr.com> wrote:
>
>>There are new restrictions for selling textbooks on eBay. My sons, all in
>>college, have sold many of their used books on half.com and had very good
>>results. They've also found some they needed on there.
>
>Ok will give it a go!!
>
>Thanks
>
>One thing that makes me nervous abt eBay is they want a
>credit card number and checking acct info even if
>selling
>
>Is it safe to give them that?
Yes. They have to know you are a legitimate seller.

== 8 of 13 ==
Date: Fri, Jul 27 2007 6:05 pm
From: me@privacy.net

Abe <noone@nowhere.com> wrote:

>>Is it safe to give them that?
>Yes. They have to know you are a legitimate seller.

Dumb questions but...... I see some books on Half and
some on EBay

Are the books on eBay ones that people "bid" for
whereas Half is a set price? (no bidding)?

== 9 of 13 ==
Date: Fri, Jul 27 2007 2:14 pm
From: jes

On Jul 27, 9:10 am, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

Just a note: college books are expensive because it's a narrow
consumer market. Not Harry Potter type sales.

Although I've heard of an industry racket that publishers year after
year declare current textbooks obsolete, and it's imperative they be
replaced.

Some stuff changes like the wind -- one wouldn't want old medical or
law books -- but others seem like the field is pretty well settled.

Joan

== 10 of 13 ==
Date: Fri, Jul 27 2007 2:21 pm
From: "Rod Speed"

me@privacy.net wrote:
> Abe <noone@nowhere.com> wrote:
>
>>> Is it safe to give them that?
>> Yes. They have to know you are a legitimate seller.
>
> OK
>
> Dumb questions but...... I see some books on Half and
> some on EBay
>
> Are the books on eBay ones that people "bid" for
> whereas Half is a set price? (no bidding)?

Basically. Tho the buy nows on ebay have no bidding either.

== 11 of 13 ==
Date: Fri, Jul 27 2007 2:46 pm
From: Parallax

Abe wrote:
>> Larisa <purple_bovine@yahoo.com> wrote:
>>
>>> As far as selling them, try half.com or abebooks or ebay or
>>> something. Maybe it'll help.
>> OK but is half.com reputable? I've never sold anything
>> online
> Half.com is fine. It's an ebay company.

Sorry, it's still no guarantee. I bought a printer off of Half.com,
billed as brand new. I got it and the box was opened, the stuff was
loosely thrown inside the box, and mostly empty ink cartridges were
still in the printer. I filed a complaint, the seller lied and disputed
my claim, and Ebay's response was basically "Sorry, nothing we can do,
it's a case of he said/she said."

It may not be a fly-by-night company, but it's still buyer beware.

Replace '???????' with 'hotmail' to e-mail me.

== 12 of 13 ==
Date: Fri, Jul 27 2007 2:50 pm
From: clams casino

Parallax wrote:

> Abe wrote:
>
>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>
>>>> As far as selling them, try half.com or abebooks or ebay or
>>>> something. Maybe it'll help.
>>>
>>> OK but is half.com reputable? I've never sold anything
>>> online
>>
>> Half.com is fine. It's an ebay company.
>
>
> Sorry, it's still no guarantee. I bought a printer off of Half.com,
> billed as brand new. I got it and the box was opened, the stuff was
> loosely thrown inside the box, and mostly empty ink cartridges were
> still in the printer. I filed a complaint, the seller lied and
> disputed my claim, and Ebay's response was basically "Sorry, nothing
> we can do, it's a case of he said/she said."
>
> It may not be a fly-by-night company, but it's still buyer beware.
>
>
It's been said many times, only a fool would buy an electronic item off
eBay.

While eBay is an excellent source for (select) bargains, electronics are
rarely reliable, assuming they even get shipped.

== 13 of 13 ==
Date: Fri, Jul 27 2007 3:08 pm
From: "Don K"

"Melissa" <nospam@neo.rr.com> wrote in message
news:46aa3e2f$0$3182$4c368faf@roadrunner.com...
>
> There are new restrictions for selling textbooks on eBay. My sons, all in
> college, have sold many of their used books on half.com and had very good
> results. They've also found some they needed on there.

It seems to me, the best place to sell a textbook would be at the college that
still uses it in one of their courses.

Put a for sale notice on the bulletin boards in the student union and in the hall
where that course meets.

Don

==============================================================================
TOPIC: Legally Access FREE Satellite TV on your PC

http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/78fdda68d972e27c?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 11:22 am
From: Camron S

Access 1000's of Television Channels From All Over The World

Watch all your favorite shows on your Computer from anywhere in the
World!

Save 1000's of $$$ over many years on cable and satellite bills.

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Learn More About it at Link below:

http://tvonpc.cq.bz

== 2 of 3 ==
Date: Fri, Jul 27 2007 1:13 pm
From: George Grapman

No contact info on an illegal operation that can not work as claimed.

== 3 of 3 ==
Date: Fri, Jul 27 2007 1:41 pm
From: "Bob F"

"George Grapman" <sfgeorge@paccbell.net> wrote in message
news:Vlsqi.28$qa3.14@nlpi069.nbdc.sbc.com...
> No contact info on an illegal operation that can not work as claimed.

And a disguised subject line to prevent detection and elimination. Clearly an
up&up guy??

This is really one of the most frequent spammers I see recently.

Bob

==============================================================================
TOPIC: Huh -- the Anti-IRS tax people actually won in court -- what now?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/877317972c660109?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 12:10 pm
From: "AllEmailDeletedImmediately"

"clams casino" <PeterGriffin@drunkin-clam.com> wrote in message
news:qwnqi.2869$dA7.1218@newsfe16.lga...
> AllEmailDeletedImmediately wrote:
>

>>>After doing a google search, all I'm finding are brief stories reporting
>>>two felonies were dropped and a lot of gossip / speculation on blogs &
>>>other wacky sites.
>>>
>>>It would be interesting to know WHY the two felonies were dropped
>>>("before coming to trial"). I'm not finding what I can call a reliable
>>>reference explaining why they were dropped.
>>>
>>>"dismissed" two felony charges of tax evasion prior to trial is not
>>>really the same as "acquitted" / not guilty.
>>>
>>
>>if you were the irs, and the defendent really had the goods, would
>>you want it reported all over the country via a full-blown aquittal?
>>better to order the da to stand down, don't ya think?
> Fully agree, which is why I'd like to hear the other side (from a reliable
> source). Only the wacky sites seem to be responding.

what sites are you finding your info on? normally, the asshole in
nc excepted, ada doesn't file felony charges unless he thinks he
can win the case. however, after discovery or via an order from
above....

it just seems really strange.

== 2 of 2 ==
Date: Fri, Jul 27 2007 2:15 pm
From: Brontide

On Jul 27, 10:43 am, clams casino <PeterGrif...@drunkin-clam.com>
wrote:
> Fully agree, which is why I'd like to hear the other side (from a
> reliable source). Only the wacky sites seem to be responding.

The misdemeanor charger were related to failure to file tax returns
and he probably got off on a technicality. Just like those earning
less than $600 you don't have to file if you know you won't be liable
for any taxes. There was probably enough belief that he honestly
didn't believe that he was liable to get him off.

This does not mean he does not owe, just that he honestly didn't think
he had to file. This may also protect him from the worst fraud
charges and penalties, but not from paying.

This will ruin more lives of people that believe they can get
something for nothing from our government.

-Eric

==============================================================================
TOPIC: 14 Reason to Deport Illegal Aliens
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/548d513743bd76c2?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 12:10 pm
From: wally

lets hear it for the people who hire the illegals
without the cheese there would be no mouse

slavery is not dead, it just has a different name

Ted wrote:
> 14 Reasons to Deport Illegal Aliens...
>
> 1. $11 Billion to $22 billion is spent on welfare to illegal aliens
> each year.

http://tinyurl.com/zob77 <http://tinyurl.com/zob77>
>
> 2. $2.2 Billion dollars a year is spent on food assistance programs
> such as food stamps, WIC, and free school lunches for illegal
> aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
> www.cis.org/articles/2004/fiscalexec.html>
>
> 3. $2.5 Billion dollars a year is spent on Medicaid for illegal
> aliens.

http://www.cis.org/articles/2004/fiscalexec.html <http://
> www.cis.org/articles/2004/fiscalexec.html>
>
> 4. $12 Billion dollars a year is spent on primary and secondary
> school education for children here illegally and they cannot speak a
> word of English!

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html>
>
> 5. $17 Billion dollars a year is spent for education for the American-
> born children of illegal aliens, known as anchor babies.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 6. $3 Million Dollars a DAY is spent to incarcerate illegal aliens.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 7. 30% percent of all Federal Prison inmates are illegal aliens.
> http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html <http://
> transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 8. $90 Billion Dollars a year is spent on illegal aliens for
>
> Welfare & social services by the American taxpayers.
> http://premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html <http://
> premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html>
>
> 9. $200 Billion Dollars a year in suppressed American
>
> wages are caused by the illegal aliens.

http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html>
>
> 10. The illegal aliens in the United States have a crime rate that's
> two and a half times that of white non-illegal aliens. In particular,
> their children, are going to make a huge additional crime problem in
> the United States .

http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html
> <http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html>
>
> 11. During the year of 2005 there were 4 to 10 MILLION illegal aliens
> that crossed our Southern Border also, as many as 19,500 illegal
> aliens from Terrorist Countries. Millions of pounds of drugs,
> cocaine, meth, heroine and marijuana, crossed into
>
> the U. S. from the Southern border. Homeland Security Report:
> http://tinyurl.com/t9sht <http://tinyurl.com/t9sht>
>
> 12. The National Policy Institute, "estimated that the total cost of
> mass deportation would be between $206 and $230 billion or an average
> cost of between $41 and $46 billion annually over a five year
> period."

http://www.nationalpolicyinstitute.org/pdf/deportation.pdf
> <http://www.nationalpolicyinstitute.org/pdf/deportation.pdf>
>
> 13. In 2006 illegal aliens sent home $45 BILLION in remittances back
> to their countries of origin.

http://www.rense.com/general75/niht.htm
> <http://www.rense.com/general75/niht.htm>
>
> 14. "The Dark Side of Illegal Immigration: Nearly One Million Sex
> Crimes Committed by Illegal Immigrants In The United States ".
> http://www.drdsk.com/articleshtml <http://www.drdsk.com/articleshtml>
>
> So using the LOWEST estimates, the annual cost OF ILLEGAL ALIENS is
> $338.3 BILLION DOLLARS A YEAR! So if deporting them costs between
> $206 and $230 BILLION DOLLARS, Hell get rid of em', We'll be ahead
> after the 1st year!!!
>
> Please pass this on. Americans need to wake up!
>
> America cannot allow these destructive invaders to remain in our
> country. Humane
> return with cash "bonus" of $5,000.00 per family would cost less then
> the Irag farce and would preserve America for our children.
>
> ted
>
> http://www.numbersusa.com/

Numbers USA

==============================================================================
TOPIC: What's a good Small Claim book
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5142ce9a64e0e08e?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 2:29 pm
From: A Veteran

I know Nolo press has one. any better?

--
when you believe the only tool you have is a hammer.
All problems look like nails.

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Friday, July 27, 2007

24 new messages in 9 topics - digest

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