Frugal Living: Feb 10, 2009

Tuesday, February 10, 2009

misc.consumers.frugal-living - 12 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Will garage sales sink like a lead balloon?
http://groups.google.com/group/misc.consumers.frugal-living/t/d9c5c4ba511f87ec?hl=en
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== 1 of 3 ==
Date: Mon, Feb 9 2009 6:58 pm
From: albundy2@mailinator.com

Dave Garland wrote:
> albundy2@mailinator.com wrote:
> > Do you think garage sales will be reduced greatly in number or
> > enhanced with more adult type products because of the lead ruling?
>
> I think garage sales will ignore the lead ruling. If anything, the
> fact that thrift shops are not avenues to dispose of those items may
> mean that even more of them will be sold at garage sales.
>
> And I doubt that there's an enforcement agency anywhere that wants to
> stick its head into that nest of bees that would be roused by
> attempting to enforce it against garage sales.
>
> Dave
That makes sense if people think about it. The buyer won't have the
money to test for lead either. Buyers at garage sales don't remember
where they purchased everything anyway. On the other hand, thrift
shops may have a bit deeper pockets and there are those who look for
somebody to sue, except I don't know that any of the fine goes to the
buyer. They would probably have to bring a civil suit. I hope it works
out that garage sales are bigger then ever due to the economy because
I really count on them. I start making a list about this time of year.

== 2 of 3 ==
Date: Mon, Feb 9 2009 7:37 pm
From: "Rod Speed"

albundy2@mailinator.com wrote:
> Last week I noticed a sign in my local thrift shop saying that as of
> 2/10/09 they would no longer sell any product of any kind that is
> designed for use by a child under 12 years of age. The lead ruling
> makes resellers liable for any lead contamination over 600 ppm. The
> testing to certify products makes it impossible for resellers to
> justify. The fine for violation can be $100,000 per violation.
> So many garage sales are built around children's toys and clothes.
> These are the traffic builders garage sellers depend upon. I believe
> the law is an over reaction. From a buyer's standpoint, I'm not
> worried about the potential of lead on a button or in the paint on a
> toy. Do you think garage sales will be reduced greatly in number or
> enhanced with more adult type products because of the lead ruling?

Bet it has no effect at all.

== 3 of 3 ==
Date: Mon, Feb 9 2009 9:34 pm
From: hchickpea@hotmail.com

On Mon, 9 Feb 2009 18:19:18 -0800 (PST), albundy2@mailinator.com
wrote:

>Last week I noticed a sign in my local thrift shop saying that as of
>2/10/09 they would no longer sell any product of any kind that is
>designed for use by a child under 12 years of age. The lead ruling
>makes resellers liable for any lead contamination over 600 ppm. The
>testing to certify products makes it impossible for resellers to
>justify. The fine for violation can be $100,000 per violation.
>So many garage sales are built around children's toys and clothes.
>These are the traffic builders garage sellers depend upon. I believe
>the law is an over reaction. From a buyer's standpoint, I'm not
>worried about the potential of lead on a button or in the paint on a
>toy. Do you think garage sales will be reduced greatly in number or
>enhanced with more adult type products because of the lead ruling?

Eventually, such stuff will go to jury trial, and the juries will
refuse to convict. Until then, items will be sold to and for ADULTS
ONLY. Police will be too strapped for cash to follow up on people
selling doll clothing for dolls the size of a ten year old.

Stupid, stupid, stupid law. Idiotic Congress.

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TOPIC: Convert Rollover IRA to Roth IRA: Any penalty other than taxes?
http://groups.google.com/group/misc.consumers.frugal-living/t/269e3a953dad5cfe?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 7:13 pm
From: me@privacy.net

Header says it all

Also.... if taking early withdrawals (before
59.5)...... is there any advantage form converting the
Rollover to Roth BEFORE doing that?

Or is the end result still the same?

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TOPIC: What's so Good about George Forman Grill? vs Frying Pan?
http://groups.google.com/group/misc.consumers.frugal-living/t/7b6b255750797279?hl=en
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== 1 of 3 ==
Date: Mon, Feb 9 2009 7:13 pm
From: Shawn Hirn

In article
<4364dbf3-a828-459f-9318-48d447f3ce9f@u13g2000yqg.googlegroups.com>,
lbbss <labicff@yahoo.com> wrote:

> What's so Good about George Foreman Grill? Besides that it's
> healthier, since the fat runs off. Other wise, is it not the same as
> a Frying pan, taste wise? It's no resubstitute for a bbq, since
> you don't get flame and smoke smell. Just curious, if they are
> worth buying? thanks.

A frying pan is a bit more flexible, but there is a big advantage in
favor of a George Foreman Grill; it cooks on both sides at the same
time. Secondly, a GFG is a lot easier to clean then a frying pan.

== 2 of 3 ==
Date: Mon, Feb 9 2009 10:18 pm
From: The Real Bev

Shawn Hirn wrote:

> lbbss <labicff@yahoo.com> wrote:
>
>> What's so Good about George Foreman Grill? Besides that it's
>> healthier, since the fat runs off. Other wise, is it not the same as
>> a Frying pan, taste wise? It's no resubstitute for a bbq, since
>> you don't get flame and smoke smell. Just curious, if they are
>> worth buying? thanks.
>
> A frying pan is a bit more flexible, but there is a big advantage in
> favor of a George Foreman Grill; it cooks on both sides at the same
> time. Secondly, a GFG is a lot easier to clean then a frying pan.

Not if you can't remove the plates. I don't want to dirty anything I can't soak
until I feel like dealing with it, especially if it involves grease.

--
Cheers, Bev
-----------------------------------------------------------------
"Nothing in the universe can withstand the relentless application
of brute force and ignorance." -- Frd, via Dennis (evil)

== 3 of 3 ==
Date: Mon, Feb 9 2009 11:01 pm
From: Dave Garland

The Real Bev wrote:
> Shawn Hirn wrote:
>> a GFG is a lot easier to clean then a frying pan.
>
> Not if you can't remove the plates. I don't want to dirty anything I
> can't soak until I feel like dealing with it, especially if it involves
> grease.
>

But you can wipe clean the only part that the food touches. Mostly
they're teflon coated, so it shouldn't really need soaking, nothing
burns on. And it gets heated up to sterilization temperature every
time you use it.

Of course, if you get the "yuck" response, explaining that it's
sterile probably isn't going to help much.

Dave

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TOPIC: gas should be 95c a gallon right now
http://groups.google.com/group/misc.consumers.frugal-living/t/84861feee5dbe69b?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 7:30 pm
From: Brian Elfert

clams_casino <PeterGriffin@DrunkinClam.com> writes:

>In 2008, they improved that to about 9.5%, but even that is typically
>below average.

>McDonalds, for example, enjoys about 18% net profit margin.

Unlike a lot of folks, I understand that oil companies actually make
relatively low profit margins. The profits in real dollars look high
because the revenue is also high.

My employer just three or four years made over a 25% profit margin and had
been even higher in years before that.

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TOPIC: Wholesale New NiKE Air Jordan 24(30$) Nike AirMax nike shox Air Jordan
air force one dunk Free Shipping at www.cicigogo.cn
http://groups.google.com/group/misc.consumers.frugal-living/t/0488ec1c90747c32?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 8:05 pm
From: cicitrade600@yahoo.cn

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TOPIC: Wall St. Journal: On saving on phone service and cable
http://groups.google.com/group/misc.consumers.frugal-living/t/159cdc61827d4f54?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 9:25 pm
From: gheston@hiwaay.net (Gary Heston)

In article <Xns9BAD9FECE8D19greederxprtnet@85.214.105.209>,
Gordon <gonzo@alltomyself.com> wrote:
[ ... ]
>I can set up my own wi-fi bubble here at home.
[ ... ]

If you do, be absolutly certain you turn on encryption and
change all the default passwords and keys.

If you don't understand what that means, search for
"securing wifi" or something similar and learn how to do it.

Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

"Behind every successful woman there is an astonished man"
General of the Army (four stars) Ann Dunwoody

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TOPIC: How low will you go to save a buck?
http://groups.google.com/group/misc.consumers.frugal-living/t/2789381fe4a363c6?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 10:44 pm
From: Dave Garland

James wrote:
> I'm now used to heating the house to 58F during the day and turning
> the heat off at bed time. During the cold of the past month some
> mornings it when lower than 50F.

In Minnesota I can't exactly turn it off. At night I set it to 46F,
in the bedroom (with the heat vent closed and the door shut) it can
get down to 40 if it's -20 outside with a wind. More usually about
45. But I've got several quilts and an electric mattress pad that I
use sometimes, so it's not cold sleeping (I find a warm bed in a cold
room quite cozy, actually).

In the daytime I turn it up to 55F (and I work out of my home so I'm
here a lot). And dress for it (T-shirt + flannel shirt or hoodie +
either a quilted shirt or vest). If my hands get cold (that's the
sensitive part of me) I'll turn it up to 60 or 65, but mostly I don't
need to.

Dave

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TOPIC: Earn dollors per click.........
http://groups.google.com/group/misc.consumers.frugal-living/t/ca4adefeb3cd10b8?hl=en
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== 1 of 1 ==
Date: Mon, Feb 9 2009 10:57 pm
From: Red rose

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Tuesday, February 10, 2009

misc.consumers.frugal-living - 12 new messages in 8 topics - digest