Frugal Living: Sep 23, 2008

Tuesday, September 23, 2008

25 new messages in 16 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: My name Eboneesha
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ad01f0e6eb6e1a59?hl=en
==============================================================================

== 1 of 3 ==
Date: Mon, Sep 22 2008 9:21 pm
From: Jeff

Eboneesha wrote:
> My name beEboneesha, an African-American girl who just got an award
> for being the best speler in class.

Good luck keeping your Google account.

<snip>

== 2 of 3 ==
Date: Tues, Sep 23 2008 2:10 am
From: Eboneesha

On Sep 22, 11:21�pm, Jeff <jeff@spam_me_not.com> wrote:
> Eboneesha wrote:
> > My name beEboneesha, an African-American girl who just got an award
> > for being the best speler in class.
>
> Good luck keeping your Google account.
>
> <snip>

i keeps my goggle acount cause i can count to 100 an only miss 20
numberes. I knows my abc's to.

== 3 of 3 ==
Date: Tues, Sep 23 2008 2:29 pm
From: "Gregory Morrow"

Eboneesha wrote:

On Sep 22, 11:21?pm, Jeff <jeff@spam_me_not.com> wrote:
> Eboneesha wrote:
> > My name beEboneesha, an African-American girl who just got an award
> > for being the best speler in class.
>
> Good luck keeping your Google account.
>
> <snip>

i keeps my goggle acount cause i can count to 100 an only miss 20
numberes. I knows my abc's to
----------------------

GM replies:

Lol...you GO, girl...!!!

--
Best
Greg

" I find Greg Morrow lowbrow, witless, and obnoxious. For him to claim that
we are some
kind of comedy team turns my stomach."
- "cybercat" to me on rec.food.cooking
.

==============================================================================
TOPIC: Costco guest passes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1a28391830066fbd?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 12:05 am
From: SoCalMike

SMS wrote:
> Seerialmom wrote:
>
>> Ok...now I know where I'll look for the flat panel TV I'm
>> considering...and I already have the membership so that's covered. I
>> didn't realize they throw in an extended warranty.
>
> Yeah, and until it was abused, they had an essentially unlimited
> exchange period, but even now it's a very good six months.

3 mos.

the extended warranty is through the manufacturer after the 90 days are up.

they also offer a free service called "costco concierge" to answer any
questions about electronic devices purchased at costco. that eliminates
returns due to frustration.

==============================================================================
TOPIC: Wholesale world famous brand Discount Price(shoes、bags、Apparel、Watch)
in china 8-35usd at www.ciciaaa.cn
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a8f2d8c728336682?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 2:37 am
From: cicitrade01@yahoo.cn

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EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
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UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
US: 11C 12C 12.5C 13C 1Y 1.5Y 2.5Y 3Y
EUR:28 29 30 31 32 33 34 35

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S M L XL XXL XXXL XXXXL XXXXXL

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Apparel
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Handbags
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Putian City Chengxiang District CiCi Trade Co., Ltd

==============================================================================
TOPIC: Bail-Out? We're being Sold Out by a Corrupt Government - Demand
Accountability by Contacting Congress - Here!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e78cc0922c381e1d?hl=en
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== 1 of 1 ==
Date: Tues, Sep 23 2008 2:50 am
From: wismel@yahoo.com

On Mon, 22 Sep 2008 22:36:58 -0700 (PDT), "R.S."
<rand@hickorytech.net> wrote:

>Did you call your Senators and Congress-person Today?
>
>Your running out of time.
>
>You are the heartbeat of America, don't let your opinion be ignored,
>demand accountability.
>
>This should not be a bailout but a purchase, if we have to buy out
>these private companies, we better damned well own them.
>
>Demand no Bailout without a FDIC type of max Limit, we own no-rich
>investor a greater benefit than we are alloted by their banks,
>anything more than that is a misuse of Taxpayer funds and We must not
>allow it.
>
>If we do, we are Idiots and deserve what we get for these wasted tax
>dollars!
>
>
>Email and / or call your US Senators and US Congress person and demand
>they limit Investor benefits to less then what the FDIC provides!
>
>
>Its your money their giving to the bad investing rich. Demand limits.
>
>
>Please Contact your U.S. Senators and U.S. House Representative Today,
>definately before Wednesday the 24th.
>
>
>CONTACT INFORMATION for U.S. SENATE & HOUSE
>
>
>http://www.alipac.us/ftopic-63874-0-days0-orderasc-.html
>
>
>Email Congressional Staff members to make your voice heard
>
>
>http://www.outsourcecongress.org/outsource/congress/schstaffers.html

==============================================================================
TOPIC: I WANT SEX WITH YOU PLEASE SEE THIS SITE AND REG..WITH THIS I"ll CALL
YOU BACK
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/af1da37b42b3746c?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 2:52 am
From: deepthiforyou@gmail.com

hi I am a student
I earn $2000+ from home
No investment It's totally free
For more details visit
www.onlinejobsworldinfo.blogspot.com

and

www.moviezoneinfo4u.blogspot.com

please send this message to all your friends It might be help them.

==============================================================================
TOPIC: Fresh Air
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a8ed53a7dedb71d2?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 6:43 am
From: Derald

http://www.investors.com/editorial/editorialcontent.asp?secid=1502&status=article&id=306978378974502

http://www.investors.com/editorial/editorialcontent.asp?secid=1501&status=article&id=306978069478694

==============================================================================
TOPIC: boobs webcams
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ab1d0b151bee81aa?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 6:07 am
From: krystinacarle@gmail.com

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women webcams - fucking hardcore webcams - sluts webcams
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==============================================================================
TOPIC: A national mortgage payment boycott would discipline the rotten banking
industry.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2722c3b7b41085ff?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Sep 23 2008 7:21 am
From: "h"

> hpope@lycos.com () wrote in
> news:cdab59dd-8f41-49b5-82ff-42c6f8b876a1@a70g2000hsh.googlegroups.com:
>
>> If just 20% of mortgage holders withheld their payments for say two
>> months the banking swine
>> would be on their knees. Such a boycott would need big-name support.
>> Be a nice project
>> for early next year.
>

Huh? So I'm supposed to ruin my credit and put my nearly paid off
house in jeopardy because a small minority of people (idiots) borrowed more
than they could afford at interest rates that they think are too high? Yeah,
right, that's gonna happen.

== 2 of 2 ==
Date: Tues, Sep 23 2008 7:54 am
From: ranck@vt.edu

h <tmclone@searchmachine.com> wrote:

> > hpope@lycos.com () wrote in
> > news:cdab59dd-8f41-49b5-82ff-42c6f8b876a1@a70g2000hsh.googlegroups.com:
> >
> >> If just 20% of mortgage holders withheld their payments for say two
> >> months the banking swine
> >> would be on their knees. Such a boycott would need big-name support.
> >> Be a nice project
> >> for early next year.
> >

> Huh? So I'm supposed to ruin my credit and put my nearly paid off
> house in jeopardy because a small minority of people (idiots) borrowed more
> than they could afford at interest rates that they think are too high? Yeah,
> right, that's gonna happen.

Not only that, but if someone were actually able to organize
such a stupid scheme, the whole economy would collapse in a way
that would make 1929 and today's problems seem trivial. This is
the equivelent of saying, "This boat is taking on water, forget
bailing, let's set it on fire . . ."

Bill Ranck
Blacksburg, Va.

==============================================================================
TOPIC: Bicycles at yard sales, flea markets, etc.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e1924195b32556d4?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 7:14 am
From: ranck@vt.edu

Vandy Terre <vandy@tanglewood-destiny.com> wrote:
> This sounds good for folks hunting information on bicycles. Any one with
> sources on values for horse drawn equipment? Or maybe sources for construction
> plans for horse drawn equipment and harness? I have several horses and am
> starting to train them for riding but would like to cross train for hauling.

Unfortunately for you the people with the most knowledge and experience
on the value of horse drawn equipment are Amish. They are unlikely to
have a web site of any kind. There may be books, though. I'd check
Amazon for those.

Bill Ranck
Blacksburg, Va.

==============================================================================
TOPIC: Wholesale
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/308ef8fd8e766419?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 8:45 am
From: Pruducts bags

Wholesale www.ebayhandbag.com

==============================================================================
TOPIC: Watching The NFL Can Be Really Disgusting
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/04744c1b61cd4c14?hl=en
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== 1 of 1 ==
Date: Tues, Sep 23 2008 9:16 am
From: twentydollarock@yahoo.com

On Sep 21, 2:06 pm, here@home (A Liberal's Worst Nightmare) wrote:
> Wall-to-wall commercials. Guy kicks extra point. Multiple
> commercials. Team then kicks off. Multiple commercials. Then on 1st
> down, QB completes pass for a 6-yard gain. Oops, another commercial
> break. What the fuck!? Nobody on the field called a time-out!
>
> I can recall when an NFL game averaged 2 hrs. and 15 minutes, and you
> would see most of the halftime show. Hey, I'd defend capitalism with
> my life, but the way pro sports has given in to greed, I'd be
> deliriously happy to see pro sports collapse.

It's worth it just to see Oucho Stinko let a touchdown pass go right
throuh his hands and then get a penalty for unsportsmanlike conduct.
They sure don't have clowns like that at the rodeo.

==============================================================================
TOPIC: OT: White Supremacists On Why They Are Backing Obama
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3844700de9af11a3?hl=en
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== 1 of 1 ==
Date: Tues, Sep 23 2008 10:02 am
From: St Georges Day April 23rd

Why White Supremacists Support Barack Obama
Buzz up!

How do racists, anti-Semites and all-purpose hate-mongers view the
possibility of America's first black president? Not necessarily the
way you think they would.

By zionist David Peisner

If recent polls are to be believed, white voters favor John McCain
over Barack Obama by nearly ten percentage points, but the McCain and
Obama camps probably haven't factored in the following fact: In an
informal Esquire survey, three out of four white supremacists prefer
Obama, while McCain is the clear favorite among black nationalists.
(Sure, our methodology suffered from an extraordinarily low sample
size -- limited to four white supremacists and one black nationalist
-- but just because it wouldn't fly with Gallup doesn't mean there
ain't a kernel of truth in there.) This is just one of many surprising
views that emerged after we talked to extremists about this historic
electoral showdown between a 46-year-old black man and a 71-year-old
white man.

Tom Metzger
Who: Director, White Aryan Resistance
Likes: White people, karaoke, environmentalists
Dislikes: Race-mixing, Jews, the federal government, capitalism

Career Highlights: Was Grand Dragon of Ku Klux Klan in the 70s; won
the Democratic primary during his bid for Congress in 1980; appeared
on the episode of Geraldo Rivera's show in 1988 when Rivera's nose was
broken in a brawl.

"The corporations are running things now, so it's not going to make
much difference who's in there, but McCain would be much worse. He's a
warmonger. He's a scary, scary person -- more dangerous than Bush.
Obama, according to his book, Dreams Of My Father, is a racist and I
have no problem with black racists. I've got the quote right here: 'I
found a solace in nursing a pervasive sense of grievance and animosity
against my mother's white race.' The problem with Obama is he's being
dishonest about his racial views. I'd respect him if he'd just come
out and say, 'Yeah, I'm a black racist.' I don't hate black people. I
just think it's in the best interest of the races to be separated as
much as possible. See, I'm a leftist. I'm not a rightist. I hate the
transnational corporations far more than any black person."

Ron Edwards
Who: Imperial Wizard, Imperial Klans of America
Likes: Guns, bed sheets, burning crosses
Dislikes: Black people, homosexuals, immigrants

Career Highlights: Sued in 2007 by the Southern Poverty Law Center for
inciting the brutal beating of a Latino teenager; building the IKA
into one of the nation's largest Klan groups by allowing non-
Christians to join.

"Obama, I think he's a piece of shit. I don't care that his mother was
white. I don't think he has enough brains to do anything good. All
he's living off of is the color of his skin to get elected. I don't
think America wants a black president. Most of them are too afraid to
say that they believe the way I believe. They sit around their dinner
table and talk the way I do, but when they get out in public, they
have two faces and show the other face. When people are voting in the
booth privately, they'll vote Republican even if they're a Democrat.
If he wins, I'll laugh. I don't like McCain, but he's the only one I
can vote for. He's against a lot of the things that I'm for. I'm
afraid that he's going to mess with gun laws. But I'm going Republican
and I talked to my guys and most of them are voting for McCain too."

Erich Gliebe
Who: Chairman, National Alliance
Likes: Third Reich, the movie Rocky
Dislikes: integration, Jewish-controlled media

Career Highlights: Turning white-power record label, Resistance
Records, into a million-dollar-a-year business juggernaut; an 8-0
record as a professional boxer under the nickname, "The Aryan
Barbarian."

"Obama might be a better candidate for our cause because he's racially
conscious. One of our big things in the National Alliance is to raise
the racial consciousness of our people. Young whites in universities,
they've been stripped of any kind of racial identity. Obama may be a
racist in a positive sense for his people -- that will awaken a lot of
the whites, knock some sense into them. They'll see that non-white
Americans are allowed to be proud of who they are, to be racially
conscious, to talk about their people or their community without being
attacked as being racist. Let's face it, white people aren't going to
fight for their causes, for their kind with a white president. I don't
think McCain even acknowledges that a white race exists. He's all
about granting amnesty to illegal aliens. The fact he wants to keep us
in wars in the Middle East for 100 years, that's not a good thing. I
give Obama credit, he seems to have stuck to his guns as far as
pulling the troops out of Iraq. He's a very intelligent man, an
excellent speaker and has charisma. John McCain offers none of that.
Perhaps the best thing for the white race is to have a black
president. My only problem with Obama is perhaps he's not black
enough."

Rocky Suhayda
Who: Chairman, American Nazi Party
Likes: Hitler, white people

Dislikes: Jews, immigrants, multinational corporations Career
highlights: Being widely quoted bemoaning in the fact that so few
Aryan-Americans had the cojones of the 9/11 hijackers: "If we were one-
tenth as serious, we might start getting somewhere."

"White people are faced with either a negro or a total nutter who
happens to have a pale face. Personally I'd prefer the negro. National
Socialists are not mindless haters. Here, I see a white man, who is
almost dead, who declares he wants to fight endless wars around the
globe to make the world safe for Judeo-capitalist exploitation, who
supports the invasion of America by illegals -- basically a
continuation of the last eight years of Emperor Bush. Then, we have a
black man, who loves his own kind, belongs to a Black-Nationalist
religion, is married to a black women -- when usually negroes who have
'made it' immediately land a white spouse as a kind of prize -- that's
the kind of negro that I can respect. Any time that a prominent person
embraces their racial heritage in a positive manner, it's good for all
racially minded folks. Besides, America cares nothing for the
interests of the white American worker, while having a love affair
with just about every non-white on planet Earth. It'd be poetic
justice to have a non-white as titular chief over this decaying modern
Sodom and Gomorrah.

Yahanna
Who: General, Israelite School Of Universal Practical Knowledge
Likes: Segregation

Dislikes: White oppressors, black women, American culture, Muslims,
Christians, Martin Luther King Jr.

Career Highlights: Featured in 1999 BBC program about black
supremacists; his street corner rants in Washington D.C. spurred
changes in the local noise ordinance.

"Finding out Barack Obama is the Democratic nominee for president was
one of the saddest days in black history. Another legacy of black
death is about to begin, just like it began back in the '60s with
probably the greatest traitor to black people in modern-day history,
Martin Luther King. Every black leader that has some form of power has
given black people false hope, when in fact, the closer they get to
the white establishment, the more they become an actual enemy to black
people. Black people need to move away from the establishment and
towards a moral change. As for Obama, first of all, he's not even a
black man in the terms of what real black people consider a black man.
He's of African and white descent. How easily he dismissed his
affiliation with Reverend Wright, was a clear indication that this is
a politician, not a man of any real conviction. The same way he threw
away that Reverend, once he becomes president, he must throw away
black people. He's going to have to harm black people to make white
people satisfied that he's not Reverend Wright's boy. The
disappointment we're going to suffer from him is going to set us back
another fifty years. McCain is definitely the better shot for black
people."

http://www.esquire.com/the-side/feature/racists-support-obama-061308

==============================================================================
TOPIC: Prez.Clinton explained the mortgage meltdown on TV
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/545484fd7c3fa1d4?hl=en
==============================================================================

== 1 of 5 ==
Date: Tues, Sep 23 2008 10:52 am
From: "mr. smartypants"

last nite on Letterman.
and Chris Rock too !
No, we don't stay up that late, we time-shift.
Craig Ferguson is on after Letterman.
He's even better.
World Wide Pants indeed!
--

If guns are out-lawed. Only the Out-laws,my in-laws
& politicians will have guns.

== 2 of 5 ==
Date: Tues, Sep 23 2008 11:46 am
From: Seerialmom

On Sep 23, 10:52 am, "mr. smartypants" <georgewks...@humboldt1.com>
wrote:
> last nite on Letterman.
> and Chris Rock too !
> No, we don't stay up that late, we time-shift.
> Craig Ferguson is on after Letterman.
> He's even better.
> World Wide Pants indeed!
> --
>
> If guns are out-lawed. Only the Out-laws,my in-laws
> & politicians will have guns.

I recorded it last night and watched this morning. He gave a pretty
good explanation about how this all came about as well as how it could
be resolved without being partisan. Chris was funny too except my
recording cut him off about 2 minutes before he was done talking.

== 3 of 5 ==
Date: Tues, Sep 23 2008 11:50 am
From: jdoe

On Tue, 23 Sep 2008 10:52:54 -0700, "mr. smartypants"
<georgewkspam@humboldt1.com> wrote:

>last nite on Letterman.
>and Chris Rock too !
>No, we don't stay up that late, we time-shift.
>Craig Ferguson is on after Letterman.
>He's even better.
>World Wide Pants indeed!
if you believe those lines of crap he was pushing you deserve what you
get, if he really wanted to explain the current mess why do it with an
idiot like letterman? is he afraid of going on a real forum, like meet
the press or nightline, "gee they might ask me tough questions, I
can't do a real news show!"
__________________________________________
Never argue with an idiot.
They'll drag you down to their level and beat you with experience.

== 4 of 5 ==
Date: Tues, Sep 23 2008 12:23 pm
From: Seerialmom

On Sep 23, 11:50 am, jdoe <j...@aol.com> wrote:
> On Tue, 23 Sep 2008 10:52:54 -0700, "mr. smartypants"
>
> <georgewks...@humboldt1.com> wrote:
> >last nite on Letterman.
> >and Chris Rock too !
> >No, we don't stay up that late, we time-shift.
> >Craig Ferguson is on after Letterman.
> >He's even better.
> >World Wide Pants indeed!
>
> if you believe those lines of crap he was pushing you deserve what you
> get, if he really wanted to explain the current mess why do it with an
> idiot like letterman? is he afraid of going on a real forum, like meet
> the press or nightline, "gee they might ask me tough questions, I
> can't do a real news show!"
> __________________________________________
> Never argue with an idiot.
> They'll drag you down to their level and beat you with experience.

He wasn't actually there to explain the current economy; he was
asked. And he gave a general answer without pointing fingers at
either party. He was there to talk about the non-government thing
he's involved with where regular people can help others in the world.

== 5 of 5 ==
Date: Tues, Sep 23 2008 1:26 pm
From: "mr. smartypants"

In article
<7b4b7e92-ce8f-4184-929a-05ac9a3d0d9a@a3g2000prm.googlegroups.com>,
Seerialmom <seerialmom@yahoo.com> wrote:

> On Sep 23, 10:52 am, "mr. smartypants" <georgewks...@humboldt1.com>
> wrote:
> > last nite on Letterman.
> > and Chris Rock too !
> > No, we don't stay up that late, we time-shift.
> > Craig Ferguson is on after Letterman.
> > He's even better.
> > World Wide Pants indeed!
> > --
> >
> > If guns are out-lawed. Only the Out-laws,my in-laws
> > & politicians will have guns.
>
> I recorded it last night and watched this morning. He gave a pretty
> good explanation about how this all came about as well as how it could
> be resolved without being partisan. Chris was funny too except my
> recording cut him off about 2 minutes before he was done talking.

A Conspiracy? The missing 2 minutes? sarah responsible?
--

If guns are out-lawed. Only the Out-laws,my in-laws
& politicians will have guns.

==============================================================================
TOPIC: In fact, it really does look as if the foundations of US capitalism
have shattered. The World As We Know It Is Going Down
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/88a58a209e9d86e2?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 1:09 pm
From: Dennis

On Mon, 22 Sep 2008 19:10:24 -0400, Jeff <jeff@spam_me_not.com> wrote:

>Dennis wrote:
>
> Hello Dennis,
>
>> On Sun, 21 Sep 2008 10:33:45 -0400, Jeff <jeff@spam_me_not.com> wrote:
>>
>>> Dennis wrote:
>> <snippage>
>>>> And (once again) for the record, I support neither the Democrats nor
>>>> the Republicans. In their actions (beyond the rhetoric) I don't think
>>>> there is much difference between the current incarnations of the two
>>>> parties and I think the blame for this financial mess is spread pretty
>>>> evenly.
>>> That's exactly the same kind of thinking that brought us 8 years of
>>> George W Bush. That there was no difference between him and Al Gore or
>>> the parties.
>>
>> Of course, neither of us knows what would have happened had the 2000
>> election turned out differently. But I'm not so sure that things
>> would have been all that different under Gore regarding the war. Gore
>> was a warhawk during the first Gulf war and the dustups in Africa and
>> the Balkans (the latter complete with manufactured evidence of
>> genocide as justification). And he picked an even bigger warhawk (and
>> lapdog of Israel) as a running mate. All of the candidates were/are
>> in the pockets of the various power brokers.
>
> What makes the Bush approach so disastrous is that they had all the
>evidence not to go to war. Instead what they did was set up their own in
>house analysis (including one run from the OVP) to look for anything
>they thought proved their case. It was under their own analysis that
>previously discredited reports from the aptly name Curve Ball came to
>dominate. But they always wanted to go to war. Bush's first Treasury
>Secretary, Paul Oneal (sp?), was struck by both that and the fact that
>there were no policy discussion in the White House. This was a WH that
>had already made up it's mind. No other WH, of either party, has
>subjugated policy to politics to such a degree. Not even Nixons.
>
> Then, of course, they had Rumsfeld run it with unparalleled
>confidence and smugness. Cheney's hand in all this can not be
>underestimated.

And likely as not, all these players would have had their counterparts
in a Gore administration. It was what the power brokers that pull the
strings wanted. And don't forget, most wars we've entered in the last
century had a Democratic administration leading the charge.

>> Tweedle Dee and Tweedle Dum.

>>
>>> BTW, that housing bill you put so much blame on was written by McCain
>>> financial adviser Phil Gramm
>>>
>>> And he seemed to forget how he voted on a now-controversial bill that
>>> largely de-regulated the financial services industry in 1999. It was
>>> written by Sen. Phil Gramm of Texas, who has since retired and is a
>>> McCain economic adviser. And Democrats, including Reid, opposed the bill
>>> when it first passed the Senate with 54 votes.
>>
>> Wrong bill. Look up the "Community Reinvestment Act". Wiki has a
>> nice history. Note in particular that the regulations were relaxed in
>> 1995 (during the Clinton administration) and, in particular, note how
>> the Bush administration tried to beef up regulation in 2003, but was
>> defeated by Congress. At the time, none other than Barney Frank
>> (current chair of the House Banking Comittee) said:
>>
>> "These two entities -- Fannie Mae and Freddie Mac -- are not facing
>> any kind of financial crisis, the more people exaggerate these
>> problems, the more pressure there is on these companies, the less we
>> will see in terms of affordable housing.".
>
> Not that I believe that was the correct path, but the real problem is
>what they did with these "assets". Creative highly leveraged financing
>and CDO's of CDO's amongst other "creative" instruments. This is so
>impenetrable and opaque that to this date no one knows what these
>instruments are made of. And that is why these are illiquid. No one has
>a clue what the value is. And then leverage these 20 or more times, even
>a 5% loss wipes out the fund.

So we've got not deregulation, but targeted over-regulation forcing
lenders to make risky loans, along with an artificially low interest
rate making lots of cash available, combining to overheat the housing
market and form a bubble. Mix in plenty of corrupt officials making
the loans, hand-in-hand with (their bought and paid for) corrupt
officials overseeing the sector. With the inevitable bubble burst,
over-leveraging makes the losses snowball.

Again...

>> As I said, plenty of blame to go around.

I'm done here. If you want to continue counting the supreme evils of
one interchangeable party over the other, I'm afraid you'll have to
continue with someone else. ;-)

Bottom line: they're all a bunch of self-serving crooks.

Dennis (evil)
--
What the government gives, it must first take.

==============================================================================
TOPIC: Radiant Floor heating - nonliquid?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9b2399bf8e581df6?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 23 2008 1:33 pm
From: "Jeff"

>
>> On Sep 21, 12:57 pm, vjp2...@at.BioStrategist.dot.dot.com wrote:
>> > I see a lot of "Radiant Floor Heating" with a rubbery tubing stapled
>> > under
>> > the floor. SInce I tend to be in horror of any kind of leaks, I wonder
>> > why
>> > they don't use some compresses gas instead?

You can get electric radiant heating mats.

==============================================================================
TOPIC: Been ripped off? Report it! Don't let it happen to someone else.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d5e1ede703bc18c6?hl=en
==============================================================================

== 1 of 3 ==
Date: Tues, Sep 23 2008 1:42 pm
From: madelineroseboutique@yahoo.com

I found this really cool website. It allows users to search comments
of all comment/complaint websites in one place. PLUS it allows users
to leave complaints without having to divulge personal information.

http://www.commentsearch.com

== 2 of 3 ==
Date: Tues, Sep 23 2008 2:09 pm
From: "Rod Speed"

madelineroseboutique@yahoo.com wrote:

> I found this really cool website.

You found your own site eh ? You quite sure you aint one of those rocket scientist spammers ?

> It allows users to search comments of all comment/complaint websites in one place.

No it doesnt.

> PLUS it allows users to leave complaints without having to divulge personal information.

Which means that anyone can shaft any competitor with impunity.

> http://www.commentsearch.com

== 3 of 3 ==
Date: Tues, Sep 23 2008 2:16 pm
From: Al Bundy

madelinerosebouti...@yahoo.com wrote:
> I found this really cool website. It allows users to search comments
> of all comment/complaint websites in one place. PLUS it allows users
> to leave complaints without having to divulge personal information.
>
It's still as useless as the other day when you were too stupid to
post the URL.
It reminds me of the saying that "You are pissing in the wind."

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13 new messages in 5 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Bicycles at yard sales, flea markets, etc. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e1924195b32556d4?hl=en
* My name Eboneesha - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ad01f0e6eb6e1a59?hl=en
* Radiant Floor heating - nonliquid? - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9b2399bf8e581df6?hl=en
* Watching The NFL Can Be Really Disgusting - 5 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/04744c1b61cd4c14?hl=en
* Costco guest passes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1a28391830066fbd?hl=en

== 1 of 1 ==
Date: Mon, Sep 22 2008 4:38 pm
From: Vandy Terre

This sounds good for folks hunting information on bicycles. Any one with
sources on values for horse drawn equipment? Or maybe sources for construction
plans for horse drawn equipment and harness? I have several horses and am
starting to train them for riding but would like to cross train for hauling.

On Mon, 22 Sep 2008 12:55:41 -0700 (PDT), OldRoads <oldroads@hotmail.com> wrote:

>If you go to yard sales, flea markets, etc and see bicycles, and are
>wondering if the bikes are worth anything, look 'em up on our site.
>You can make some decent cash on the side by selling bikes on places
>like craigslist, and you're also keeping old bikes out the landfills.
>
>There's a picture database with over 1400 bikes for you to use when
>trying to identify a cycle.
>There's a price guide and there are a dozen discussion ares.
>
>No registration, or email or anything like that is required.
>
>I've been running the site since 1995.
>
>Vin - Menotomy Vintage Bicycles
>http://OldRoads.com

== 1 of 2 ==
Date: Mon, Sep 22 2008 5:10 pm
From: Eboneesha

My name beEboneesha, an African-American girl who just got an award
for being the best speler in class. I got 57% on the speling test and
30 points for being black, 10 points for not bringing drugs into
class, 10 points for not bringing guns into class, and 10 points for
not getting pregnut during the cemester. It hard to beat a score of
120%. The white dude who sit next to me is McGee from the Bronx. He
got a 94% on the test but no extra points on account of he have the
same skin color as the opressirs of 250 years ago.
Granny ax me to thank all Dimocrafts and Liberels for suporting
afermatateive action. You showing the way to true equality. I gwine be
gittin in medical skool nex an mabe I be yo doktor.

Yo fren,Eboneesha

== 2 of 2 ==
Date: Mon, Sep 22 2008 9:21 pm
From: Jeff

Eboneesha wrote:
> My name beEboneesha, an African-American girl who just got an award
> for being the best speler in class.

Good luck keeping your Google account.

<snip>

== 1 of 4 ==
Date: Mon, Sep 22 2008 5:14 pm
From: Eeyore

ransley wrote:

> On Sep 21, 12:57 pm, vjp2...@at.BioStrategist.dot.dot.com wrote:
> > I see a lot of "Radiant Floor Heating" with a rubbery tubing stapled under
> > the floor. SInce I tend to be in horror of any kind of leaks, I wonder why
> > they don't use some compresses gas instead?
> >
> > Mind you, I have even had experience with central venting "leaking": I
> > haven't used a/c since my folks died but my uncle's a/c duct sweats onto my
> > ceiling. That's the price for freeloading (hot air rises) off his a/c.
>
> Non liqued, yes its called forced air with ducts.

A miserable form of heating IMHO.

Graham

== 2 of 4 ==
Date: Mon, Sep 22 2008 5:16 pm
From: Eeyore

John Weiss wrote:

> "Rod Speed" <rod.speed.aaa@gmail.com> wrote...
> >
> > The OP is completely irrelevant to the advantages and disadvantages of various
> > approaches to radiant floor heating.
>
> Gotcha. Now you're on record as saying the OP is irrelevant.
>
> We'll see how long it takes to contradict yourself on this one...

A few lies and contradictions will do it with no trouble.

Graham

== 3 of 4 ==
Date: Mon, Sep 22 2008 5:17 pm
From: Eeyore

Pat wrote:

> The electricity sometimes leaks. That's why they put
> those covers on electrical outlets in houses that have kids.

Tell me more about how this electricity 'leaks' please.

Are you 'trailer trash' by any chance ?

Graham

== 4 of 4 ==
Date: Mon, Sep 22 2008 7:38 pm
From: "Rob Dekker"

"David Lesher" <wb8foz@panix.com> wrote in message news:gb937c$qm4$3@reader1.panix.com...
> Jeff <jeff@spam_me_not.com> writes:
>
>
>> Leaks really aren't a problem in underfloor staple up systems. The
>>runs tend to be in one piece for each room.
>
>> I believe the better underfloor systems use not "rubber" hoses but
>>PEX (cross linked polyethelene with oxygen barriers) with heat spreaders.

Leaks in hydronic (water-based) floor heating systems used to be a big problem :
In the 60's, many hydronic floorheating systems were installed using copper pipes inside concrete slabs.
It took 30 years but most of these systems eventually start leaking at the pipe joints inside the concrete causing very tricky
leaks.
Leaks in piping in concrete is hard to locate (use helium gas detection method), you need to rip up your flooring, and jackhammer
into the concrete and fix the broken joint.
Very expensive leaks indeed.

Luckily, life got a lot easier with PEX (cross-linked Poly Ethylene).
Apart from being probably the future for all residential plumbing in general (replacing expensive copper plumbing), PEX is almost
ideal for hydronic floor heating systems.

PEX is very, very stable (corrosion free; lasts longer than your home), can handle high pressure if that may occur has flexibility
but is not 'floppy', so it is easy to install and it is much cheaper than copper too. Typically hydronic systems have a continuous
PEX loops, so that there are NO joints in the tubing that is under the floor. This again reduces chances of leaks, since leaks
typically occur at joints.

Basically the only way to get a leak in a correctly installed PEX hydronic system is if you drill into the floor (and into the PEX
tubing) or jam a nail through it. PEX is sturdy, but it cannot handle nails and drillbits.

Once you have a leak, it really depends on how accessible the tubing is if it is costly to fix or not.
If the tubing is inside a poured concrete slab, then fixing it is difficult and expensive.
If the tubing is 'staple-up' underneith an existing wood sub floor, then there is access to the tubing, and fix is easy.
If the tubing is in a 'sandwitch' on top of a sub floor, then of course you need to remove flooring to fix it, so it is difficult.

I have installed a hydronic floor heating system (with PEX tubing) in a sandwich on top of an existing concrete slab sub floor.
Installed 2 years ago.
It's working great, and the PEX tubing was not a problem at all to install.
Risk of leaks is only there when people start drilling into the flooring.

Pictures below

>
> Actually, the better installations I've seen have 2 interleaved runs
> for a room. The idea is: if in fact one leaks, the other still handles
> the room...

Actually, the interleaved runs are called 'counterflow' loops.
Counterflow loops minimize temperature differences on the floor, by placing inlet and outlet of a loop next to each other.
Multiple loops in a room are needed for pretty much any reasonable sized room, since the temperature drop limits the length of the
loops to about 250 feet.

I've never heard about installing loops so that one still works if the other is leaking. If anything leaks in the system, you want
to fix that before continuing. Unless you want to risk wrecking your hardwood (or whatever else you have installed on top of the
floor heating).

Here are pictures of my (PEX in a sandwich configuration) system under construction.
Some pictures also show counterflow loops with

http://viper.verific.com/WebSites/RadiantFloor

Regards

Rob

> --
> A host is a host from coast to coast.................wb8foz@nrk.com
> & no one will talk to a host that's close........[v].(301) 56-LINUX
> Unless the host (that isn't close).........................pob 1433
> is busy, hung or dead....................................20915-1433

== 1 of 5 ==
Date: Mon, Sep 22 2008 5:16 pm
From: krw

In article <fiPBk.758$Rx.695@flpi144.ffdc.sbc.com>,
sfgeorge@paccbell.net says...
> Goro wrote:
<snip>
> > NFL Sunday Ticket is basically NFL ppv.
> >
> > -goro-
>
>
>
> True,but it is still a better deal than the baseball package. I
> know each week that I will get every Sunday game unless the Raiders are
> blacked out at home.
> The baseball package has many exception. You do not get:

How many games per year, times how many teams? ;-)

<snip>

--
Keith

== 2 of 5 ==
Date: Mon, Sep 22 2008 6:10 pm
From: George Grapman

krw wrote:
> In article <fiPBk.758$Rx.695@flpi144.ffdc.sbc.com>,
> sfgeorge@paccbell.net says...
>> Goro wrote:
> <snip>
>>> NFL Sunday Ticket is basically NFL ppv.
>>>
>>> -goro-
>>
>>
>> True,but it is still a better deal than the baseball package. I
>> know each week that I will get every Sunday game unless the Raiders are
>> blacked out at home.
>> The baseball package has many exception. You do not get:
>
> How many games per year, times how many teams? ;-)

I get about 135 of 162 Mets games.
>
> <snip>
>

== 3 of 5 ==
Date: Mon, Sep 22 2008 6:19 pm
From: "elzee36@aol.com"

On Sep 22, 9:10�pm, George Grapman <sfgeo...@paccbell.net> wrote:

>
> � � � I get about 135 of 162 Mets games.
>
Sorry to hear that.
:O)

== 4 of 5 ==
Date: Mon, Sep 22 2008 6:25 pm
From: George Grapman

George Grapman wrote:
> krw wrote:
>> In article <fiPBk.758$Rx.695@flpi144.ffdc.sbc.com>,
>> sfgeorge@paccbell.net says...
>>> Goro wrote:
>> <snip>
>>>> NFL Sunday Ticket is basically NFL ppv.
>>>>
>>>> -goro-
>>>
>>>
>>> True,but it is still a better deal than the baseball package. I
>>> know each week that I will get every Sunday game unless the Raiders
>>> are blacked out at home.
>>> The baseball package has many exception. You do not get:
>>
>> How many games per year, times how many teams? ;-)
>
>
> I get about 135 of 162 Mets games.
>>
>> <snip>
>>

On the other hand I will miss,at most, a handful of blacked out Raider
games out of the entire NFL schedule.

== 5 of 5 ==
Date: Mon, Sep 22 2008 6:34 pm
From: George Grapman

P.S. The Saturday afternoon game is becoming a relic as Fox owns that
slot. Teams want local telecasts so the move the games to Saturday night
so instead of a warm afternoon game ending around 4 we get chilly games
ending at 9 or later.
In addition on short notice ESPN can move a Sunday game to the
evening. Last year I went back east and purchased tickets for a 1 p.m.
Mets game.Because of the double parking whammy of the new stadium and
the adjacent US Open we decided to take NJ Transit the Long Island Rail
Road. On Monday the game was moved to 8 p.m. and with the Jersey trains
only running once an hour we had to leave in the 6th.
>>

== 1 of 1 ==
Date: Mon, Sep 22 2008 8:16 pm
From: SMS

Seerialmom wrote:

> Ok...now I know where I'll look for the flat panel TV I'm
> considering...and I already have the membership so that's covered. I
> didn't realize they throw in an extended warranty.

Yeah, and until it was abused, they had an essentially unlimited
exchange period, but even now it's a very good six months.

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Tuesday, September 23, 2008

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