- Medicare Part D - 8 Updates
- Eczema medications - 2 Updates
- Eczmea medications - 1 Update
| ggggg9271@gmail.com: Dec 21 07:58PM -0800 All the plans have a monthly premium? |
| John Weiss <jrweiss98155@comcast.net>: Dec 21 08:07PM -0800 > All the plans have a monthly premium? Dunno. What have you found in your research? |
| ggggg9271@gmail.com: Dec 21 08:18PM -0800 > All the plans have a monthly premium? After enrolling, how long does it take to kick in? |
| The Real Bev <bashley101@gmail.com>: Dec 21 10:34PM -0800 > On Friday, December 21, 2018 at 5:58:38 PM UTC-10, gggg...@gmail.com wrote: >> All the plans have a monthly premium? > After enrolling, how long does it take to kick in? Maybe a month. You can apply a couple of months before you hit 65. You have to also have Medicare. I mistakenly chose the standard Blue Cross/Shield Part D plan which was $84/month last year. Much more this year. We don't use many prescriptions at all, so I signed up with the cheapest Express Scripts plan ($24/month) for 2019. We should save enough to more than make up for the increased cost of the meds. -- Cheers, Bev "You won't like me when I'm angry because I always back up my rage with facts and documented sources." - The Credible Hulk |
| ggggg9271@gmail.com: Dec 22 08:33AM -0800 On Friday, December 21, 2018 at 8:34:11 PM UTC-10, The Real Bev wrote: > Cheers, Bev > "You won't like me when I'm angry because I always back up my rage > with facts and documented sources." - The Credible Hulk Considering that $24/mo. = $288/yr., if the annual cost of prescriptions is less than $288, then doesn't that mean that one is better off not signing up? |
| The Real Bev <bashley101@gmail.com>: Dec 22 09:51AM -0800 >> cheapest Express Scripts plan ($24/month) for 2019. We should save >> enough to more than make up for the increased cost of the meds. > Considering that $24/mo. = $288/yr., if the annual cost of prescriptions is less than $288, then doesn't that mean that one is better off not signing up? If you don't sign up it costs you more later on. Besides, it's insurance against the unknown; you never can tell when you're going to come down with cancer or some other nasty thing and need a lot of expensive drugs. Eliquis, the much-safer alternative to Coumadin, costs $10/day. Probably not going to happen, but if premiums + investments didn't earn more than payouts + expenses, insurance companies wouldn't be in business very long. It's a gamble. You pays yer money and makes yer choice. -- Cheers, Bev Guns kill people like spoons make Rosie O'Donnell fat. |
| ggggg9271@gmail.com: Dec 22 12:47PM -0800 On Saturday, December 22, 2018 at 7:51:05 AM UTC-10, The Real Bev wrote: > -- > Cheers, Bev > Guns kill people like spoons make Rosie O'Donnell fat. What about MEDICARE ADVANTAGE PLANS that have no monthly premium?: https://www.ehealthmedicareplans.com/?allid=Med41423&zip=90048#quote-plans/MA/90048/05200/LOS%20ANGELES/1/p1 |
| The Real Bev <bashley101@gmail.com>: Dec 22 01:35PM -0800 >> Guns kill people like spoons make Rosie O'Donnell fat. > What about MEDICARE ADVANTAGE PLANS that have no monthly premium?: > https://www.ehealthmedicareplans.com/?allid=Med41423&zip=90048#quote-plans/MA/90048/05200/LOS%20ANGELES/1/p1 HMOs make money by NOT serving you. If I need treatment I don't need to wait weeks to see the GP who then refers me to the specialist I can see in a few weeks MAYBE. If I need the ER I want the GOOD one, not the one I'm allowed to go to. If I can see that a doctor is a total turkey (yeah, we've been nearly killed by one) I want to be able to choose another -- the guy who went to Johns Hopkins, not the guy who went to Joe's Law/Medical School and Taxidermy Shop. The only decent HMO I've ever heard about is Kaiser, and my experience with taking someone's semi-alzheimer's relative to the Kaiser ER sucked. All the chairs in the small waiting room were taken; if the guy didn't have his own wheelchair he would have had to depend on the kindness of strangers. One guy came in bleeding from his leg ON THE FLOOR and it was perhaps 10 minutes before the receptionist/nurse actually attended to him although his companion yelled HE'S BLEEDING as soon as they got in the door. The blood was on the floor for at least 15 minutes before somebody came and cleaned it up. While the receptionist/nurse was actually doing medical stuff to somebody there was nobody signing in patients. No way would I ever choose a system like this. -- Cheers, Bev "The primary purpose of any government entity is to employ the unemployable." |
| ggggg9271@gmail.com: Dec 21 08:27PM -0800 Do you have a favorite? |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Dec 22 11:24AM -0800 > Do you have a favorite? Yes, chicken shit works wonders. It's also great as a lip balm; guaranteed to prevent you from licking your lips. |
| ggggg9271@gmail.com: Dec 21 08:26PM -0800 Do you have a favorite? |
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