- Medicare issues - 2 Updates
| The Real Bev <bashley101@gmail.com>: Oct 06 08:04PM -0700 On 10/06/2019 05:19 PM, ItsJoan NotJoann wrote: >> getting referrals to specialists. When I had spinal issues I saw a >> bunch of specialists. I was never denied a referral to a specialist >> even for multiple second opinions. I don't see why I need to get a referral to a specialist when I'm pretty sure I already know what part of the body is involved and how to decide which specialist I should see. It's truly unfortunate that 'board-certified' doesn't guarantee actual competence, but it's good to look up a doctor's schooling and experience before making a choice. Certainly better than Yelp recommendations, which I think are pretty much valueless. I want House, not a Nice Guy. Thus far two of my choices have been promoted to (a) Dean of the USC Med School and (b) Head of the UCLA Ophthalmology Department. The bad part, of course, is that it takes longer to get an appointment. > only alternative. After doing their "Roto-Rooter" routine on my > schnoz and all that wonderful 200 feet of packing they shove up your > nose, I've had nary a problem since. Thankfully!! I had my nose reamed out a few years ago, and I was dreading having my brain pulled out through my nose. It didn't happen. I think there was some plastic thing that came out easily. I wish I'd paid more attention. No more snoring and I can actually breathe through my nose -- a new experience! Blue Shield Medicare Plan F was bery bery good to me! "High deductible" version is cheaper over all and just as good, although I've had to deal with some doctors' billing errors that would have formerly been taken care of by BS itself. -- Cheers, Bev "What's truly sad is that your vote counts the same as mine." -- S. Brown |
| Bob F <bobnospam@gmail.com>: Oct 07 03:37PM -0700 On 10/6/2019 8:04 PM, The Real Bev wrote: > Blue Shield Medicare Plan F I assume that's a standard Medigap plan? Not an "advantage" plan. There is a big difference. I did find that the plan with no coverage for the deductible for the Part B expenses easily saved me more money than the one that covered that. I just have to pay my doc the first $184 or whatever. The medigap plans do not restrict your choice of doctors. They just pay the deductibles and cost sharing not payed by Medicare. You are only assured access to them when you first join Medicare. Once you are in an advantage plan for more than a few months, your options can be very limited. Of course, word is that Medigap plans are on the Republicans target for elimination in their effort to force everyone into the privatized advantage plans. |
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