Wednesday, September 30, 2009

misc.consumers.frugal-living - 20 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* ★∵∴☆ wholesale nokia n97,n96,E71,6700c,sony x1,etc with high quality low
price. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ef94449f2a4a5cbf?hl=en
* ♡^ǒ^♡Hot sale nokia 6700c,N97,Blackberry,apple iphone,etc at cheap price - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/91b361b4d53d7b48?hl=en
* ↖*-*↗Hot sale nokia,sumsung,iphone celephones, fashion styles - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ba22ddd182f4e113?hl=en
* ⊕◇⊕wholesale Iphone 3G 8gb,16gb,N97,Blackberry,mobile phones!!! - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ba72363136e1bbe6?hl=en
* Keeping a good credit rating: how often should you use credit? - 9 messages,
4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/f6defd8acad454e7?hl=en
* Thuss is in touch with his "inner negro". - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/4892bf2fa8140ca7?hl=en
* The sea which is fire - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/563d2c7496591881?hl=en
* Illegal Alien can't afford U.S., seeks deportation - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/6554eca3df987461?hl=en
* Good news: wholesale best-selling,good quality and low price products,
wholesale bape t-shirt evisu t-shirt polo t-shirt lacotes t-shirt wholsale
china cheap at www.ebaychinaonline.com (paypal payment) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/202ba8f3b7b2db86?hl=en
* Toyota/Lexus cars' accelerators getting stuck - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/cfc74498aaf3440d?hl=en
* Kid oriented product recall announcements - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2576705a19690355?hl=en

==============================================================================
TOPIC: ★∵∴☆ wholesale nokia n97,n96,E71,6700c,sony x1,etc with high quality
low price.
http://groups.google.com/group/misc.consumers.frugal-living/t/ef94449f2a4a5cbf?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 10:20 am
From: "www.yunfenge.com"


Yunfeng Electronic Trade Co.,Ltd. website:www.yunfenge.com,Email and
MSN: yunfenge@hotmail.com was established in 2004. As a manufacture
supplier,we have more than 5 years experience of this business. Our
company main products are all styles of Mobile phones like Nokia,Apple
iphone,HTC,Blackberry, Sony, Samsung,Vertu,google, Laptop,PSP,etc. We
have reputation all around the world for our high quality products
with low price. Our business is not only wholesale but also retail and
we can accept mix order and OEM.

==============================================================================
TOPIC: ♡^ǒ^♡Hot sale nokia 6700c,N97,Blackberry,apple iphone,etc at cheap
price
http://groups.google.com/group/misc.consumers.frugal-living/t/91b361b4d53d7b48?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 10:21 am
From: "www.yunfenge.com"


Yunfeng Electronic Trade Co.,Ltd. website:www.yunfenge.com,Email and
MSN: yunfenge@hotmail.com was established in 2004. As a manufacture
supplier,we have more than 5 years experience of this business. Our
company main products are all styles of Mobile phones like Nokia,Apple
iphone,HTC,Blackberry, Sony, Samsung,Vertu,google, Laptop,PSP,etc. We
have reputation all around the world for our high quality products
with low price. Our business is not only wholesale but also retail and
we can accept mix order and OEM.

==============================================================================
TOPIC: ↖*-*↗Hot sale nokia,sumsung,iphone celephones, fashion styles
http://groups.google.com/group/misc.consumers.frugal-living/t/ba22ddd182f4e113?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 10:21 am
From: "www.yunfenge.com"


Yunfeng Electronic Trade Co.,Ltd. website:www.yunfenge.com,Email and
MSN: yunfenge@hotmail.com was established in 2004. As a manufacture
supplier,we have more than 5 years experience of this business. Our
company main products are all styles of Mobile phones like Nokia,Apple
iphone,HTC,Blackberry, Sony, Samsung,Vertu,google, Laptop,PSP,etc. We
have reputation all around the world for our high quality products
with low price. Our business is not only wholesale but also retail and
we can accept mix order and OEM.

==============================================================================
TOPIC: ⊕◇⊕wholesale Iphone 3G 8gb,16gb,N97,Blackberry,mobile phones!!!
http://groups.google.com/group/misc.consumers.frugal-living/t/ba72363136e1bbe6?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 10:22 am
From: "www.yunfenge.com"


Yunfeng Electronic Trade Co.,Ltd. website:www.yunfenge.com,Email and
MSN: yunfenge@hotmail.com was established in 2004. As a manufacture
supplier,we have more than 5 years experience of this business. Our
company main products are all styles of Mobile phones like Nokia,Apple
iphone,HTC,Blackberry, Sony, Samsung,Vertu,google, Laptop,PSP,etc. We
have reputation all around the world for our high quality products
with low price. Our business is not only wholesale but also retail and
we can accept mix order and OEM.

==============================================================================
TOPIC: Keeping a good credit rating: how often should you use credit?
http://groups.google.com/group/misc.consumers.frugal-living/t/f6defd8acad454e7?hl=en
==============================================================================

== 1 of 9 ==
Date: Tues, Sep 29 2009 11:58 am
From: Coffee's For Closers


In article <h9o8t1$9qv$1@news.eternal-september.org>,
jrw@invalid.invalid says...
> Steve wrote:
>
> > I have no debts and haven't used credit for years. I have a good
> > rating, but I am told it would be better if I used some credit ( and
> > paid it back in a timely way ).
> >
> > I was thinking of getting a credit card and using it as a debit card
> > for a small number of circumstances to do just that.
> >
> > How often and how much is the minimum I would need to borrow to
> > boost and then maintain my credit rating?


> There's no single or simple answer. A higher credit limit will reduce
> your score, but paying back borrowed money will increase it. MAYBE
> some Fair-Isaac analyst wh knows the secret formula could give you an
> answer if you gave him every detail of your financial situation...


As I understand it, there are no humans, even at Fair, Isaac, who
can work out a a FICO credit score with pen and paper. Even they
aren't completely sure how the computer model works.

--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum


== 2 of 9 ==
Date: Tues, Sep 29 2009 3:44 pm
From: "JR Weiss"


Rod Speed wrote:

> Not one of the credit card issuers has been bailed out by govt.

Just showing, yet again, how clueless you really are... WaMu was among
the most visible.

== 3 of 9 ==
Date: Tues, Sep 29 2009 3:58 pm
From: "JR Weiss"


Rod Speed wrote:

>>> I remind you the OP is explicitly uninterested in making large
>>> purchases.
>
>> Not necessarily so.
>
> He said that VERY unambiguously.
>
> He JUST want to use the credit card like a debit card so he has what
> appears to be some credit transactions to try to increase his score.
>
>> He is uninterested in paying interest by making extended payments
>> on large purchases. His cash spending habits are unknown.
>
> How he plans to use the card is known, he said that very explicitly.


Not at all! What he said was:

"I was thinking of getting a credit card and using it as a debit
card for a small number of circumstances to do just that."

That "small number of circumstances" could well include large purchases
where cash is inconvenient, checks may not be accepted, and he would
now use a debit card.


>>>> and the second one doesn't apply to the OP who doesn't have
>>>> such existing lines.
>
>>> Effectively, it's "zero balances" - that's even worse.
>
>> Unlikely. His expressed desire was to increase his FICO score.
>> To do so, he would have to USE his credit lines responsibly.
>
> You dont know whether he plans to pay of his card balances in full
> every month or not.

The implication is clear that with his current fiscal habits he is
unlikely to carry a significant balance for a long time. Obviously you
are unable to comprehend fiscal responsibility.


>> Except many lenders (as well as insurance companies) are now turning
>> to other, new, unproven "measures" of risk, with the ONLY real
>> intent being to increase their current bottom line. Real lenders'
>> ethics would dictate that creditworthy, low-risk customers should
>> be accommodated.
>
> Nothing to do with ethics, its about who produces decent income
> without risk, stupid.

No. "It's about" HOW companies produce income and how they misstate,
ignore, or mishandle risk (or lack thereof).

Obviously you also can't comprehend that NOBODY can produce "decent
income without risk."


== 4 of 9 ==
Date: Tues, Sep 29 2009 4:06 pm
From: "Rod Speed"


JR Weiss wrote
> Rod Speed wrote

>> Not one of the credit card issuers has been bailed out by govt.

> Just showing, yet again, how clueless you really are... WaMu was among the most visible.

It was a hell of a lot more than just a credit card issuer, fuckwit.


== 5 of 9 ==
Date: Tues, Sep 29 2009 4:13 pm
From: "Rod Speed"


JR Weiss wrote
> Rod Speed wrote

>>>> I remind you the OP is explicitly uninterested in making large purchases.

>>> Not necessarily so.

>> He said that VERY unambiguously.

>> He JUST want to use the credit card like a debit card so he has what
>> appears to be some credit transactions to try to increase his score.

>>> He is uninterested in paying interest by making extended payments
>>> on large purchases. His cash spending habits are unknown.

>> How he plans to use the card is known, he said that very explicitly.

> Not at all!

Fraid so.

> What he said was:

> "I was thinking of getting a credit card and using it as a debit
> card for a small number of circumstances to do just that."

> That "small number of circumstances" could well include
> large purchases where cash is inconvenient, checks may
> not be accepted, and he would now use a debit card.

Thats straight from your arse, we can tell from the smell.

>>>>> and the second one doesn't apply to the OP who doesn't have
>>>>> such existing lines.

>>>> Effectively, it's "zero balances" - that's even worse.

>>> Unlikely. His expressed desire was to increase his FICO score.
>>> To do so, he would have to USE his credit lines responsibly.

>> You dont know whether he plans to pay of
>> his card balances in full every month or not.

> The implication is clear that with his current fiscal habits
> he is unlikely to carry a significant balance for a long time.

Different matter entirely.

> Obviously you are unable to comprehend fiscal responsibility.

You never ever could bullshit and lie your way out of wet paper bag.

>>> Except many lenders (as well as insurance companies) are now turning
>>> to other, new, unproven "measures" of risk, with the ONLY real
>>> intent being to increase their current bottom line. Real lenders'
>>> ethics would dictate that creditworthy, low-risk customers should
>>> be accommodated.

>> Nothing to do with ethics, its about who produces decent income without risk, stupid.

> No.

Yep.

> "It's about" HOW companies produce income and how
> they misstate, ignore, or mishandle risk (or lack thereof).

Wrong, as always.

Currenty the reason credit card issuers are rationing credit is because we've
had a credit crunch and they clearly prefer to lend to those who will produce
the best income on the restricted credit that they have available.

Not a shred of 'ethics' whatever involved in choosing not to make credit
available to those who dont use their cards much and who minimise
what the card costs them by paying off their balance in full every month.

Those are always welcome to get a debit card if they want the convenience of plastic.

> Obviously you also can't comprehend that NOBODY
> can produce "decent income without risk."

Thats what debit cards do, fuckwit.


== 6 of 9 ==
Date: Tues, Sep 29 2009 4:16 pm
From: "JR Weiss"


Clincher wrote:

>> Except many lenders (as well as insurance companies) are now
>> turning to other, new, unproven "measures" of risk,
>
> Unproven how?

Most visible example is the practice of using credit scores for
insurance underwriting. While some actuaries may be able to draw
correlations between credit scores and underwriting risk, it is hardly
a proven relationship.

Another is the practice of raising interest rates when a customer
happens to pay late even once on a non-associated account. A single
event is hardly a proven measure of the risk associated with the rate
increases charged.


> You've got someone who has shunned credit for years suddenly wanting
> a credit card. The most likely reasons someone does that are:
>
> 1) The OP's stated reason: He doesn't really want credit. He just
> wants the appearance of using credit for the sake of gaming his
> credit score. He'll only use it as much as necessary for that purpose
> and prefer debit or cash otherwise. 2) The applicant has just lost a
> job, been warned of pending layoffs or cutbacks, had or thinks he'll
> have a medical emergency, or otherwise no longer thinks he can
> mantain his debt-free lifestyle. So now he suddenly wants a line of
> credit.
>
> #1 is a low profit indicator, #2 is a high risk indicator. Either
> way, it's not an attractive way to invest your money. With the
> supply-demand situation for consumer credit the way it is, banks can
> probably find dozens of more profitable ways to invest their money -
> why would they jump at this?

A clear, legitimate reason for #1 is a person intending to buy a home
in this "down" market, who wants to also get the lowest possible
interest rate. Those rates now demand arbitrarily higher credit scores
than before the current financial crisis.

A legitimate reason for #2 is a person growing older who is planning to
buy significant life or long-term care insurance, and who is all too
aware that the insurance companies will charge him more if he doesn't
have a "premium" credit score.

#1 only is a low profit indicator for a narrow-minded company using a
short-term outlook. The consumer may become a customer for the
lender's -- or the lender's associates' -- other financial products.

#2 is a high risk indicator only if one of those specific items is true
in the case, and even then primarily for an insurance company, not a
credit card issuer. We have no reason to believe the OP's reasons
include any of them.


>> with the ONLY real intent
>> being to increase their current bottom line.
>
> Um, yes. Do for-profit businesses, especially those with
> shareholders, have any other calling?

Apparently you have learned NOTHING from the recent collapse of many
large banks and financial firms! They were so focused on their current
bottom line that they lost sight of their long-term viability. They
ignored high risk for short-term gain.


>> Real lenders' ethics
>> would dictate that creditworthy, low-risk customers should be
>> accommodated. They would also dictate that revenue structures be
>> applied equally across the board to same-risk customers, so that a
>> creditworthy customer is not refused because he plans on playing by
>> the rules (e.g., payment in full each month).
>
> Nope. Credit is not a right - it's a business proposition that either
> side is free to decline from participating in if it doesn't fit his
> financial goals.

Ethics are not only about rights, they are about fairness and openness.
Especially when public funds are at risk in the form of governmnet
provided insurance and guarantees, the public has the right to expect
fairness in business dealings.


== 7 of 9 ==
Date: Tues, Sep 29 2009 4:37 pm
From: "Clincher"

"JR Weiss" <jrw@invalid.invalid> wrote in message
news:h9u4fk$m7c$1@news.eternal-september.org...
> Clincher wrote:
>
>>> Except many lenders (as well as insurance companies) are now
>>> turning to other, new, unproven "measures" of risk,
>>
>> Unproven how?
>
> Most visible example is the practice of using credit scores for
> insurance underwriting. While some actuaries may be able to draw
> correlations between credit scores and underwriting risk, it is hardly
> a proven relationship.

Correlation is the bottom line, if it's repeatable enough to reduce your
odds of getting claims filed.

What's unproven (and what gets consumers outraged) is the issue of causation
but causation isn't even a requirement in well accepted underwriting rules
(the fact that you *had* an accident doesn't cause you to have an accident
in the future but no one questions using accident records in insurance
underwriting.) All that affects the bottom line is the correlation, and it's
been proven enough for the insurance companies to bet their own underwriting
on it.


> Another is the practice of raising interest rates when a customer
> happens to pay late even once on a non-associated account. A single
> event is hardly a proven measure of the risk associated with the rate
> increases charged.

Underwriting isn't about proving what a specific person will do in the
future, it's a means of improving the statistical odds. What matters is If
one group that has no lates has had significantly fewer defaults than a
control group that has had one default. If so, than the latter is a risker
group and they'll have to offer the prospective lender a higher rate of
return on their investment if they want to attract capital.

>> You've got someone who has shunned credit for years suddenly wanting
>> a credit card. The most likely reasons someone does that are:
>>
>> 1) The OP's stated reason: He doesn't really want credit. He just
>> wants the appearance of using credit for the sake of gaming his
>> credit score. He'll only use it as much as necessary for that purpose
>> and prefer debit or cash otherwise. 2) The applicant has just lost a
>> job, been warned of pending layoffs or cutbacks, had or thinks he'll
>> have a medical emergency, or otherwise no longer thinks he can
>> mantain his debt-free lifestyle. So now he suddenly wants a line of
>> credit.
>>
>> #1 is a low profit indicator, #2 is a high risk indicator. Either
>> way, it's not an attractive way to invest your money. With the
>> supply-demand situation for consumer credit the way it is, banks can
>> probably find dozens of more profitable ways to invest their money -
>> why would they jump at this?
>
> A clear, legitimate reason for #1 is a person intending to buy a home
> in this "down" market, who wants to also get the lowest possible
> interest rate.

Never said the OP's desire was illegitimate. It makes perfect sense *for the
OP* but the fact remains that it fails to offer attractive incentives for a
credit issuer to back it financially.


> A legitimate reason for #2 is a person growing older who is planning to
> buy significant life or long-term care insurance, and who is all too
> aware that the insurance companies will charge him more if he doesn't
> have a "premium" credit score.

This actually falls into bucket #1.


> #1 only is a low profit indicator for a narrow-minded company using a
> short-term outlook. The consumer may become a customer for the
> lender's -- or the lender's associates' -- other financial products.

In better economic times, this was probably the reason a lot of people like
the OP got credit cards (and even more credit card offers).

But that's not the economic situation in the here and now.

>>> Real lenders' ethics
>>> would dictate that creditworthy, low-risk customers should be
>>> accommodated. They would also dictate that revenue structures be
>>> applied equally across the board to same-risk customers, so that a
>>> creditworthy customer is not refused because he plans on playing by
>>> the rules (e.g., payment in full each month).
>>
>> Nope. Credit is not a right - it's a business proposition that either
>> side is free to decline from participating in if it doesn't fit his
>> financial goals.
>
> Ethics are not only about rights, they are about fairness and openness.
> Especially when public funds are at risk in the form of governmnet
> provided insurance and guarantees, the public has the right to expect
> fairness in business dealings.

"Fairness in business dealings" only apply when you have business dealings
with someone in the first place. In this case, we're talking about lenders
declining to get into a business relationship with you. You're jumping the
gun.

== 8 of 9 ==
Date: Tues, Sep 29 2009 4:39 pm
From: "JR Weiss"


SMS wrote:

>> For someone who makes large purchases, the 2-3% the lender gets from
>> the purchases will obviate the first cliam, and the second one
>> doesn't apply to the OP who doesn't have such existing lines.
>
> It's pretty rare these days to find a merchant that's paying 2-3% on
> MCC or Visa (perhaps they're paying that for Amex, but even Amex is
> not averse to negotiating lower rates. The rate for card-swipe
> purchases is around 1.6%, though there is also a per-transaction fee
> of around 20¢ (which is why merchants hate low value credit card
> purchases).

A quick example is the on-line merchant using PayPal as a payment
agent. Their rates go from 1.9% (plus transaction fee) for the largest
merchants in domestic transactions to 3.9% for small merchants in
international transactions. With the ubiquity of small merchants,
on-line purchases, and ebay/PayPal, the 2-3% range I used is not rare
at all.


> How long will some of these rewards cards be paying 2% cash back or
> even 1% cash back to card holders that pay their balance in full each
> month and never pay any interest? One 2% card I had discontinued
> their rebate program in March. It was good while it lasted though. I
> did notice a caveat on merchant accounts that says "Reward cards
> process at a higher rate," so they are gouging the merchant, who
> probably can't distinguish between rewards and non-rewards cards.

Again, many lenders got on the "rewards" bandwagon in an attempt to
gain short-term market share without understanding the long-term
viability of the programs. That is clearly illustrated by your
examples and the "agreements" that give the lenders carte blanche to
change terms unilaterally with little or no notice.


> Does anyone even use a non-rewards card any more?

I do. I generally cannot make good use of any of the "rewards" I have
seen offered, so I am unwilling to pay a fee for them.


>> An ethical lender will not refuse credit on such grounds. The OP
>> will be better off looking for another lender if he runs into an
>> unethical one.
>
> Ethics has nothing to do with it. If the lender has a limited amount
> of credit they are willing to extend then they want to extend it to
> the most profitable customers.

Again, short-term gain has been allowed to override long-term
viability. That puts both shareholders and the public at higher risk.
A customer that is less profitable in the short term, but is a stable
long-term customer, is more of an asset to the company in the long term.


== 9 of 9 ==
Date: Tues, Sep 29 2009 4:43 pm
From: "JR Weiss"


SMS wrote:

> Your best option is to get a Schwab Bank Invest First Visa Credit
> Card. . .
>
> Once you have that card, use it for all purchases, and start billing
> all your recurring monthly bills to the card (phone, cell phone,
> Internet, cable or satellite, insurance, etc.). . .
>
> Unfortunately, without any existing credit cards you may find it
> difficult to get a credit card. Whatever you do, don't use it as a
> debit card.

Wait a minute...

First you tell someone to get a credit card and use it for utilities
that should lamost NEVER be paid with a credit card. Then you tell him
to not use a credit card as a debit card ((which could well be used in
lieu of paper checks for utilities). Which is it?!?

==============================================================================
TOPIC: Thuss is in touch with his "inner negro".
http://groups.google.com/group/misc.consumers.frugal-living/t/4892bf2fa8140ca7?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 2:24 pm
From: thuss@dbonhickey.net


On Tue, 29 Sep 2009 10:18:09 -0400, jeff <jeff_thies@att.net> wrote:

>thuss@dbonhickey.net wrote:
>> On Mon, 28 Sep 2009 15:13:18 -0700 (PDT), Sweet Sue
>> <sueagent@gmail.com> wrote:
>>
>>> On Sep 28, 3:08 pm, martin <martin.secrest...@gmail.com> wrote:
>>>> http://www.niggerXXXX.com/afnfaq/
>>>>
>>>> tt
>>> you are a complete ass.
>> Notice how Sweet Sue, like all Leftist Libbos, can't refute sheer
>> logic of an opponent, so opts for personal attacks.
>> Hee hee hee.
>
> Notice how thin skinned whackos like "thus" are. They can dish it
>out, but they sure can't take it. It all comes down to empty words that
>they are too small to ever back up. How many paranoid right wing nuts
>have accumulated massive overpriced arsenals that they will never have
>the nerve to use?
>
> Jeff
Whassa matta, Jeff? Can't stand it that someone gives it back to
you??? You bullies all like to dish it out, but you can't take it.
You will not tolerate one word that goes against what you have been
trained to say. I can read yours' and other liberals' posts, and see
the same words I saw in 1954. Not one single new word.
One day, all those millions of children you murdered will come up
against you in judgment.

==============================================================================
TOPIC: The sea which is fire
http://groups.google.com/group/misc.consumers.frugal-living/t/563d2c7496591881?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 4:55 pm
From: Steve


Name of Allah, the Merciful

Hello

The sea which is fire

In the Name of God, the Compassionate, the Merciful.

(We swear by the Altor mountain (1) And decree inscribed (2) In
scroll which
is unfolded (3) And Al-Baitul Ma'moor (Celestial structure resembling
and directly above the Holy Ka'ba in heaven) (4) And heavens elevated
(5) And seas sitting on bed of fire (6)) The Mount

To grasp the splendor in this verse we must examine the Arabic
Adjective used for the sea in the Quranic text which is cSLfQ" ",
pronounced "masjoor". The word is used for something which lies on,
and is subsequently heated by, combustion or heat of some other
substance underneath.

For centuries, Arabs and Muslims were mystified and could not
comprehend how fire and water could co-exist.

Then came modern age geology and the discovery of faults in Earth's
crust; an intricate interconnected network of seemingly separate
faults stretching for hundreds of kilometers and going 65-150
kilometers deep into earth. It being one major fault is plainly stated
in another verse where God Almighty swears by the Earth and the Fault
in its structure. Scientists have come to liken this fault to an
intricate design welded around the sphere of a tennis ball.

The cracks allow molten lave to gush through so that there is constant
collision between cool sea water. Too much heat for the water to quell
and too much water, even for temperatures of over 1000 centigrade, to
be turned into steam, this is a phenomenon astounding scientists till
today.

In one experiment, Russian Geologist Anatol Sbagovich, Russian
Geologist and Biologist Yuri Bagdanov and US scientist Rona Clint
ventured 1750 kilometers off the coast of Miami and then boarded a
sophisticated submarine and descended two miles below surface. The
submarine rested on the end of a rock shelf and the submarine's
acrylic window was the only barrier between them and scorching hot
water springing from cracks at the seabed at temperatures around 231
centigrade.

The team noticed cool surface water rushing down to about a mile deep
before it heats up and springs up again taking along debris and some
molten matter. Science proved that this is a phenomenon to be found in
all seas and oceans, though it is more frequent in certain places.

It was also found that volcanoes are more numerous and more active
under water and that volcanoes stretch the entire seabed. With
insufficient oxygen at such great depths, the lava gushing through is
black-hot with no direct combustion. This serves as a tray, if you
will, which heats up by the heat of lava underneath and heats up sea
water, the exact image rendered in the Quranic diction and Arabic
adjective cSLfQ"".

Great is His glory!

Reference : by Feras nour alhak

http://www.55a.net/firas/en1/index.php?option=com_content&view=articl...

_____________________________________________________________________________

What's The Purpose of life ?

Here you will get the answer :

http://www.islamtomorrow.com/purpose.htm

or

The quran miracles encyclopedia

http://www.55a.net/firas/en1/

or

Islam house

http://aslam-ahmd.blogspot.com/

or

The Religion of Islam

http://www.islamreligion.com

==============================================================================
TOPIC: Illegal Alien can't afford U.S., seeks deportation
http://groups.google.com/group/misc.consumers.frugal-living/t/6554eca3df987461?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Sep 29 2009 5:05 pm
From: martin


On Sep 29, 3:46 pm, r...@byebyeamerica.org wrote:
> A bullet would be cheaper.
>
> ---------
> Cops: Man can't afford U.S., seeks deportation
> Illegal immigrant tells police he can't even pay for his own ticket
> home
>
> FRAMINGHAM, Mass. - Police in Framingham, Mass., say an illegal
> immigrant from Guatemala entered a police station, told officers he
> had stolen another man's identity and asked to be deported because he
> could no longer make ends meet in America.
>
> Police told The MetroWest Daily News they arrested 29-year-old Carlos
> Boc after he confessed Saturday night.
>
> Lt. Paul Shastany said Boc told police he wanted to return to
> Guatemala but can't afford a ticket. He told police he has no job or
> money and is worried about surviving the winter. He told police he
> came to the U.S. 13 years ago.
>
> A not guilty plea was entered on Boc's behalf Monday at his
> arraignment in Framingham District Court on charges including identity
> fraud.
>
> A home number for Boc could not immediately be found.
>
> -----------

The humane removal of all illegal aliens would have a profoundly
positive effect on our society.

tt

http://www.numbersusa.com/ NumbersUSA


== 2 of 2 ==
Date: Tues, Sep 29 2009 8:24 pm
From: vjp2.at@at.BioStrategist.dot.dot.com


That's amusing. A colleague's German grandfather was here
illegally long ago. Rather than pay to travel back home for a
funeral, he turned himself in.

In 1885, my 5yo stowaway grandfather was detained at Castle Garden for a
month then sent back with his father and future father-in-law. The
Bulgarians ethnically cleansed them from their homes, which were liberated in
1912. He snuck back in 1910-22 to a Cincinnatti paper mill via Cuba but
returned to fight in Smyrna. In March, 1949 retreating communists killed him
for "being" American.

- = -
Vasos Panagiotopoulos, Columbia'81+, Reagan, Mozart, Pindus, BioStrategist
http://www.panix.com/~vjp2/vasos.htm http://www.facebook.com/vasjpan2
---{Nothing herein constitutes advice. Everything fully disclaimed.}---
[Homeland Security means private firearms not lazy obstructive guards]
[Urb sprawl confounds terror] [Phooey on GUI: Windows for subprime Bimbos]

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==============================================================================
TOPIC: Toyota/Lexus cars' accelerators getting stuck
http://groups.google.com/group/misc.consumers.frugal-living/t/cfc74498aaf3440d?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 10:51 pm
From: zeez


zeez wrote:
> This is a weird recall but still an issue that can lead to injury or
> death http://content.usatoday.com/communities/driveon/post/2009/09/6850008/1
> Toyota and Lexus owners must remove driver side floor mat because it
> can cause the accelerator to get stuck

==============================================================================
TOPIC: Kid oriented product recall announcements
http://groups.google.com/group/misc.consumers.frugal-living/t/2576705a19690355?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Sep 29 2009 11:59 pm
From: zeez


http://web.consumerreports.org/safetyalerts


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