Frugal Living: Oct 27, 2008

Monday, October 27, 2008

26 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Where are YOU cutting back?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a47415e5933d30b8?hl=en
==============================================================================

== 1 of 16 ==
Date: Sat, Oct 25 2008 5:52 pm
From: Gunner Asch

On Sat, 25 Oct 2008 18:13:23 -0500, "Swingman" <kac@nospam.com> wrote:

>
>Food is indeed getting noticeably higher and higher here in Houston. I
>suspect these folks here are taking advantage and charging what the trade
>will bear ... typical US corporate bottom line mentality first, morality
>last ... or what the hell is that?
>
>Why do I think that?... in AR almost every single item in your shopping cart
>at Kroger is a dollar cheaper than here in Texas.

A friend came by today. He works for Walmart...and just transfered
back to California from Texas.

Mimimum wage was less in Texas, but housing, food ect ect were higher
in Texas than in California..least my part of it.

He transfered back to california, took a 2 level decrease in grade,
and a $2 an hour increase in pay.

Gunner

Whenever a Liberal utters the term "Common Sense approach"....grab your
wallet, your ass, and your guns because the sombitch is about to do
something damned nasty to all three of them.

== 2 of 16 ==
Date: Sat, Oct 25 2008 6:06 pm
From: Bruce L. Bergman

On Sat, 25 Oct 2008 08:57:15 -0700 (PDT), Too_Many_Tools
<too_many_tools@yahoo.com> wrote:

We're not running an extravagant house, we're already the schlunky
looking place on the block. Much to the chagrin of the guy trying to
sell across the street, but if he thinks he can get top dollar in
/this/ market he's got a rude awakening coming - Forget making a
killing, he'll be lucky to get out alive... I'm cleaning up and
moving everything to the back yard.

Buying smarter, and raising the "Do we really need it?" bar yet
another notch - If it still works, it stays, if it can be fixed simply
it gets fixed. Amazing how many things die just because the fuse
popped, ignore the "No User Serviceable Parts Inside" bullshit.

Combining trips, and using Mom's Saturn SL2 (30+ MPG) a LOT more
than the Work Truck (10 MPG) for little trips.

Saving old light poles, Strut pieces, and other recyclable materials
for reuse. Have to build a horizontal rolling conduit and pipe rack,
and it'll be all reclaimed steel. Not 'Old Bed Frame' either -
although I have some OBF Steel I'm going to build a small paint rack
out of.

Sand down and put a coat of Oil-base Spar Polyurethane on shovel and
pick handles, rather than toss them and buy new. When they break,
/then/ they go.

Have to send in for DTV Converter coupons and put up another outdoor
antenna, since we've only got one Digital Ready set. With the old
small dish sometimes DirecTV goes away in the rain, and I'm not giving
Time/Warner Cable a dime.

Have to start following Mom's old tricks more of buying "almost
outdates" in the meat case - amazing that they used to charge extra
for "Aged Beef!" Cook triple and quadruple batches, and freeze meals
for later - or portion and freeze the ingredients.

And selectively picking dent cans, as long as it isn't on the seams.
I'm not going for Mystery Cans just yet... But if the market folks
are on the ball, they mark what they are. Or you can sometimes figure
it out from the production codes.

I might have to get/build one new computer to run Vista and new
apps, but the old ones keep running till they die.

--<< Bruce >>--

== 3 of 16 ==
Date: Sat, Oct 25 2008 7:22 pm
From: jo4hn

Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT
Query: Are you selling some of those excess tools you apparently have?
mahalo,
jo4hn

== 4 of 16 ==
Date: Sat, Oct 25 2008 7:25 pm
From: "J. Clarke"

Bruce L. Bergman wrote:
> On Sat, 25 Oct 2008 08:57:15 -0700 (PDT), Too_Many_Tools
> <too_many_tools@yahoo.com> wrote:
>
>> In tough times consumers tend to cut back...so where are you
>> cutting
>> back, reprioritizing resources, whatever to make that dollar go
>> farther?
>>
>> I am also posting this in the metal and wood working groups to hear
>> how those who pursue the hobby are allotting their resources.
>
> We're not running an extravagant house, we're already the schlunky
> looking place on the block. Much to the chagrin of the guy trying
> to
> sell across the street, but if he thinks he can get top dollar in
> /this/ market he's got a rude awakening coming - Forget making a
> killing, he'll be lucky to get out alive... I'm cleaning up and
> moving everything to the back yard.
>
> Buying smarter, and raising the "Do we really need it?" bar yet
> another notch - If it still works, it stays, if it can be fixed
> simply
> it gets fixed. Amazing how many things die just because the fuse
> popped, ignore the "No User Serviceable Parts Inside" bullshit.
>
> Combining trips, and using Mom's Saturn SL2 (30+ MPG) a LOT more
> than the Work Truck (10 MPG) for little trips.
>
> Saving old light poles, Strut pieces, and other recyclable
> materials
> for reuse. Have to build a horizontal rolling conduit and pipe
> rack,
> and it'll be all reclaimed steel. Not 'Old Bed Frame' either -
> although I have some OBF Steel I'm going to build a small paint rack
> out of.
>
> Sand down and put a coat of Oil-base Spar Polyurethane on shovel
> and
> pick handles, rather than toss them and buy new. When they break,
> /then/ they go.
>
> Have to send in for DTV Converter coupons and put up another
> outdoor
> antenna, since we've only got one Digital Ready set. With the old
> small dish sometimes DirecTV goes away in the rain, and I'm not
> giving
> Time/Warner Cable a dime.
>
> Have to start following Mom's old tricks more of buying "almost
> outdates" in the meat case - amazing that they used to charge extra
> for "Aged Beef!" Cook triple and quadruple batches, and freeze
> meals
> for later - or portion and freeze the ingredients.
>
> And selectively picking dent cans, as long as it isn't on the
> seams.
> I'm not going for Mystery Cans just yet... But if the market folks
> are on the ball, they mark what they are. Or you can sometimes
> figure
> it out from the production codes.
>
> I might have to get/build one new computer to run Vista and new
> apps, but the old ones keep running till they die.

My machine is about 5 years old and it runs Vista just fine. And it
wasn't cutting edge when it was new. It did get a new video board
about a year ago, but that was because the old one died--it was
running Vista fine to the end.

--
--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)

== 5 of 16 ==
Date: Sat, Oct 25 2008 7:15 pm
From: "J. Clarke"

Jim Stewart wrote:
> Ignoramus3071 wrote:
>> I now use both sides of toilet paper
>
> Another Russian joke?

Nahh, Russians use Pravda. The toilet paper's never in stock.

--
--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)

== 6 of 16 ==
Date: Sat, Oct 25 2008 8:01 pm
From: "Lee Michaels"

"J. Clarke" wrote
>
> My machine is about 5 years old and it runs Vista just fine. And it
> wasn't cutting edge when it was new. It did get a new video board
> about a year ago, but that was because the old one died--it was
> running Vista fine to the end.
>
>
So vista killed off your old graphics card, eh?

Reminds me of an old, reliable HP II printer I had. I got a postscript
cartridge for it and cranked out huge amount of work from this machine.

Then I got windows. It did not take long. Windows killed that old, reliable
machine. It just couldn't keep up.

Technology marches on, leaving a trail of old, toxic electonic waste. I am
now reviewing software based on their ability to run duo core versus quad
core. One application, I may just change some software over that is not as
versatile as what I am running now. But one application cries out for the
extra speed and processing power. The present setup is freezing and slowing
down.

And if I go and change it over, a major hassle, what will the situation be
like in another year or two?

<grumble, grumble>

== 7 of 16 ==
Date: Sat, Oct 25 2008 11:20 pm
From: FlexUP!

On Sat, 25 Oct 2008 13:21:22 -0500, Ignoramus3071
<ignoramus3071@NOSPAM.3071.invalid> wrote:

>I now use both sides of toilet paper

I took free yoga classes at our local library, until I was limber enough to
lick my own butt. The taste is nasty, but I save $42 per year in toilet
paper.

== 8 of 16 ==
Date: Sat, Oct 25 2008 11:33 pm
From: Ignoramus3071

On 2008-10-26, FlexUP! <FlexUP!> wrote:
> On Sat, 25 Oct 2008 13:21:22 -0500, Ignoramus3071
><ignoramus3071@NOSPAM.3071.invalid> wrote:
>
>>I now use both sides of toilet paper
>
> I took free yoga classes at our local library, until I was limber enough to
> lick my own butt. The taste is nasty, but I save $42 per year in toilet
> paper.

Can you type on a keyboard while doing that? Now that would be a real
yoga accomplishment.
--
Due to extreme spam originating from Google Groups, and their inattention
to spammers, I and many others block all articles originating
from Google Groups. If you want your postings to be seen by
more readers you will need to find a different means of
posting on Usenet.
http://improve-usenet.org/

== 9 of 16 ==
Date: Sun, Oct 26 2008 2:48 am
From: "J. Clarke"

Lee Michaels wrote:
> "J. Clarke" wrote
>>
>> My machine is about 5 years old and it runs Vista just fine. And
>> it
>> wasn't cutting edge when it was new. It did get a new video board
>> about a year ago, but that was because the old one died--it was
>> running Vista fine to the end.
>>
>>
> So vista killed off your old graphics card, eh?

Nahh, the fan died and the chip overheated.

> Reminds me of an old, reliable HP II printer I had. I got a
> postscript
> cartridge for it and cranked out huge amount of work from this
> machine.

HP used to make good stuff (of course the HP Laserjet II was really a
Canon with an HP label on it). The thing that annoys me is that they
don't support it the way they used to--no Vista driver for my HP photo
printer for example (but then there was never a
Windows 95 driver for the Scanjet I, so I guess that it's the same as
always).

> Then I got windows. It did not take long. Windows killed that old,
> reliable machine. It just couldn't keep up.
>
> Technology marches on, leaving a trail of old, toxic electonic
> waste.
> I am now reviewing software based on their ability to run duo core
> versus quad core. One application, I may just change some software
> over that is not as versatile as what I am running now. But one
> application cries out for the extra speed and processing power. The
> present setup is freezing and slowing down.

Just a suggestion, but spend the extra bucks for a machine that takes
ECC RAM. Most freezing problems are the result of defective memory.
One of the most annoying trends in computing is the elimination of any
kind of error checking on RAM--I understand the why of it--most
"computer technicians" used to "fix" parity errors by turning off
parity checking instead of finding and replacing the dead chip--but
for those of us who do know our butts from a hole in the ground it's
nice to have.

> And if I go and change it over, a major hassle, what will the
> situation be like in another year or two?

Good question, I think it's going to be a long while before I upgrade
software again.

> <grumble, grumble>

--
--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)

== 10 of 16 ==
Date: Sun, Oct 26 2008 6:06 am
From: Stuart

In article <ge0knr026b2@news7.newsguy.com>,
J. Clarke <jclarke.usenet@cox.net> wrote:
> My machine is about 5 years old and it runs Vista just fine. And it
> wasn't cutting edge when it was new. It did get a new video board
> about a year ago, but that was because the old one died--it was
> running Vista fine to the end.

Even the last machine I built, a few months ago, has XP on it. I'm not
touching Vista with a barge pole - far too many issues with it.

Sorry wrong newsgroup for mickysoft rants.

--
Stuart Winsor

For Barn dances and folk evenings in the Coventry and Warwickshire area
See: http://www.barndance.org.uk

== 11 of 16 ==
Date: Sun, Oct 26 2008 6:32 am
From: "Terry Coombs"

Stuart wrote:
> In article <ge0knr026b2@news7.newsguy.com>,
> J. Clarke <jclarke.usenet@cox.net> wrote:
>> My machine is about 5 years old and it runs Vista just fine. And it
>> wasn't cutting edge when it was new. It did get a new video board
>> about a year ago, but that was because the old one died--it was
>> running Vista fine to the end.
>
> Even the last machine I built, a few months ago, has XP on it. I'm not
> touching Vista with a barge pole - far too many issues with it.
>
> Sorry wrong newsgroup for mickysoft rants.

The only machine in my house that runs Vista (well , not counting the kid's
comps) is the Acer we bought a year ago . The rest all run XP , with one as
a dual boot running Ubuntu 8.04 - which plays with Windows very well indeed
. Had Vista on that machine too , but decided to go to XP-Pro because of the
bloat .
Vista is indeed "Windows for Idiots" ...
--
Snag
Too many hobbies , too little time .

== 12 of 16 ==
Date: Sun, Oct 26 2008 7:47 am
From: "Bill"

I've been cutting back for 7 years (I look ahead).

Basically I have done everything I can to reduce fixed monthly expenses. If
these expenses are reduced, then I have more discretionary money each month.

I have free-to-air mpeg satellite (no monthly charge) and have no paid TV. I
also have zillions of VCR tapes. Nobody wants them anymore, I recently
purchased 100 VCR tapes for $10 the last day/hour of an estate sale. (They
sat there for 3 days.)
Free-to-air satellite: http://www.sadoun.com/Satellite-Products.htm

I have all electronic devices on power strips and turn off power when not in
use.

Have super-insulated my house and installed Energy Star windows.

I have new Energy Star appliances which use much less energy.

Energy Star....
http://www.energystar.gov

My car, which I purchased 4 years ago for $300 plus 1k in repairs, gets 38
MPG. (This was when no one wanted small cars.)

I don't take a shower unless it is needed. I can skip a couple of days in
the winter, summer sometimes 2 times a day - but as needed.

Food - I shop in a grocery store with price per ounce on the shelf label. I
buy the lowest cost per ounce foods. Sometimes I pay $20 for something
instead of $4, but the price per ounce is lower and I am getting more food
for what I spend.

== 13 of 16 ==
Date: Sun, Oct 26 2008 7:55 am
From: news@picaxe.us

On Sat, 25 Oct 2008 23:01:38 -0400, "Lee Michaels"
<leemichaels*nadaspam*@comcast.net> wrote:

>
>"J. Clarke" wrote
>>
>> My machine is about 5 years old and it runs Vista just fine. And it
>> wasn't cutting edge when it was new. It did get a new video board
>> about a year ago, but that was because the old one died--it was
>> running Vista fine to the end.
>>
>>
>So vista killed off your old graphics card, eh?
>
>Reminds me of an old, reliable HP II printer I had. I got a postscript
>cartridge for it and cranked out huge amount of work from this machine.
>
>Then I got windows. It did not take long. Windows killed that old, reliable
>machine. It just couldn't keep up.

The HP III that I got free about 4 years ago (freecycle.org) developed
a smear issue when printing anything other than text. Not a toner
cartridge problem and I'm not currently able to do the disassembly to
repair it (recovering rom back surgery is only slightly faster than a
glacier melting).

Having found a Brother 2040 for my wife at end of year close-out
pricing last year, I considered the 2070N (same printer with network
capability) as a replacement for the III but found it discontinued.
There was a good deal on Ebay (do your homework - you can see prices
of previous sales), so that's what I'm now using. These little
printers weigh less than 15 lb and use less than half the power of the
II/III series (something like 500 watts max).

I still have a couple of the HP 500/520 series inkjet printers - these
were the ones that had a 3 year warranty (even the refurb units).
Although big, slow, and noisy by curent standards, they still work OK
for draft printing. Ink is cheap, as there were millions of these
sold and there are still new and refilled cartridges available.

>
>Technology marches on, leaving a trail of old, toxic electonic waste. I am
>now reviewing software based on their ability to run duo core versus quad
>core. One application, I may just change some software over that is not as
>versatile as what I am running now. But one application cries out for the
>extra speed and processing power. The present setup is freezing and slowing
>down.

Some software doesn't understand multi-core processors (the software
that came with my weather station) but the affinity utility can force
a program to use just one core.

>
>And if I go and change it over, a major hassle, what will the situation be
>like in another year or two?
>
><grumble, grumble>
>
>

I got 6 years out of the previous laptop; this dual-core one is from
the Dell Small Business line and came with XP installed and Vista
Business in the box. Since the next version of Windows (currently
identified as Windows 7) will probably be out in early 2009, Vista may
never get installed.

== 14 of 16 ==
Date: Sun, Oct 26 2008 8:25 am
From: "Swingman"

"Terry Coombs" wrote \

> Vista is indeed "Windows for Idiots" ...

More likely in this day and age: "Windows that Idiots Can't Run" ...

--
www.e-woodshop.net
Last update: 10/22/08
KarlC@ (the obvious)

== 15 of 16 ==
Date: Sun, Oct 26 2008 8:28 am
From: gheston@hiwaay.net (Gary Heston)

In article <034ed093$0$18622$c3e8da3@news.astraweb.com>,
Lee Michaels <leemichaels*nadaspam*@comcast.net> wrote:
[ ... ]
>Technology marches on, leaving a trail of old, toxic electonic waste. I am
>now reviewing software based on their ability to run duo core versus quad
>core. One application, I may just change some software over that is not as
>versatile as what I am running now. But one application cries out for the
>extra speed and processing power. The present setup is freezing and slowing
>down.

This is usually a symptom of memory problems, most often not enough of it.
Put in 4GB if your system will take it (only 64-bit versions of Windows
can address more than that; the 32-bit versions can only use 3.5GB). Use
the same brand and type modules; they will play well together better than
mixing brands or speeds.

Another poster mentioned using ECC memory; that will also improve stability,
but it adds to cost. It's usually found in servers rather than PCs, so
expect to spend $300+ for a motherboard, for example.

I've been building systems at work recently with dual quad-core Intel Xeon
CPUs, SuperMicro X7DAL motherboards, 12GB of memory, and GeForce 8800GT
video cards, dual booting between Windows XP and RedHat Linux. Also built
some similar ones with 2GB and no fancy video in 1U rack cases (one of
them at 100% CPU puts out less heat than a dual 3.2GHz Xeon while doing
4x the work) for computation servers running Fedora 7. The users like
them quite a bit, and I haven't heard of any stability issues.

>And if I go and change it over, a major hassle, what will the situation be
>like in another year or two?

No telling, but Intel is about to bring out a six-core chip with an eight-
core in the works, which are supposed to be socket-compatable with the
quad-cores...

It's impossible to keep up. Just buy a system to do the job you need to
do at the moment, and don't worry about the future.

Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

Why is it that these days, the words "What idiot" are so frequently
followed by the words "at Microsoft"?

== 16 of 16 ==
Date: Sun, Oct 26 2008 8:49 am
From: Doug Winterburn

Lee Michaels wrote:
> "J. Clarke" wrote
>> My machine is about 5 years old and it runs Vista just fine. And it
>> wasn't cutting edge when it was new. It did get a new video board
>> about a year ago, but that was because the old one died--it was
>> running Vista fine to the end.
>>
>>
> So vista killed off your old graphics card, eh?
>
> Reminds me of an old, reliable HP II printer I had. I got a postscript
> cartridge for it and cranked out huge amount of work from this machine.
>
> Then I got windows. It did not take long. Windows killed that old, reliable
> machine. It just couldn't keep up.
>
> Technology marches on, leaving a trail of old, toxic electonic waste. I am
> now reviewing software based on their ability to run duo core versus quad
> core. One application, I may just change some software over that is not as
> versatile as what I am running now. But one application cries out for the
> extra speed and processing power. The present setup is freezing and slowing
> down.
>
> And if I go and change it over, a major hassle, what will the situation be
> like in another year or two?
>
> <grumble, grumble>
>
>
>
You can use the following to check the memory in your PC:

http://www.memtest.org/

==============================================================================
TOPIC: What's the lowest cell phone cost?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64ff8aa2b5f47ee2?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Oct 25 2008 6:31 pm
From: The Real Bev

Dave wrote:

>>> I've thought about it myself, but would need to know what network they
>>> are
>>> on, and what their sharing agreements are. If they are GSM and share
>>> with
>>> ATT/T-Mobile, then that's a pretty good deal. IF they have good signal
>>> strength at your house, that is. -Dave
>>>
>>>
>> Cricket uses CDMA and their unlimited plan only covers use in the few
>> markets they serve:
>>
>> http://www.mycricket.com/cricketcoveragemaps/area?hocode=510#nationalmap
>>
>> From their website you need to kick in more if you are outside those
>> areas.
>
> Well that sux. Can't use Cricket, then. -Dave

Unlocked cellphone + $100 (1000 minutes)+ $10/year for 30 additional
minutes at http://www.t-mobile.com .

I convert my Mypoints points into Target gift certificates, which means
that from now on, since Target sells refill cards, my phone usage is free.

Coverage isn't as good as some other planes, but you can look at the
detailed (My coverage at home sucks, but the neighbor 2 houses down is
in fine shape) coverage map to see if it's acceptable. I've got 850
minutes now, and I use maybe 5 a month, if that.

I'm happy.

--
Cheers,
Bev
=================================================
It's not the speed that kills, it's the stopping.

== 2 of 2 ==
Date: Sun, Oct 26 2008 5:29 am
From: George

Dave wrote:
>>> I've thought about it myself, but would need to know what network
>>> they are
>>> on, and what their sharing agreements are. If they are GSM and share
>>> with
>>> ATT/T-Mobile, then that's a pretty good deal. IF they have good signal
>>> strength at your house, that is. -Dave
>>>
>>>
>> Cricket uses CDMA and their unlimited plan only covers use in the few
>> markets they serve:
>>
>> http://www.mycricket.com/cricketcoveragemaps/area?hocode=510#nationalmap
>>
>> From their website you need to kick in more if you are outside those
>> areas.
>
> Well that sux. Can't use Cricket, then. -Dave

Thats the problem with those unlimited regional carriers. A different
company operates in this area and their local coverage isn't anywhere
close to Verizon in this area and there is no coverage when you leave
the immediate area. If you consider how you use the phone there may not
be much difference to a post paid plan at a national carrier. We use
Verizon wireless and have a post paid plan. We also dumped the POTS
line. Most of our family and friends use Verizon so in-network calling
is free.

==============================================================================
TOPIC: Estate sales aren't frugal
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6b2d8fe95a5dd9a7?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Oct 25 2008 7:57 pm
From: Seerialmom

Unless they're run by the family themselves and just want to get rid
of everything. I'm amazed at the ridiculous prices charged by these
professional "Estate" sales people. $20 for a basic Pyrex nesting
bowl I can buy at a thrift store for $3 or a normal yard sale for 50
cents? I went to a couple of these estate sales over the weekend and
the prices are apalling. If I wasn't on the hunt for an old school
console stereo (which I plan to repurpose as a TV stand/entertainment
center, I don't want some cheap particle board set up from Ikea), I
wouldn't have even bothered stopping.

== 2 of 3 ==
Date: Sun, Oct 26 2008 5:37 am
From: Tony

You're shopping in the wrong neighborhoods. Poor people tend to overprice
things at garage sales whereas rich people tend to underprice them.

Seerialmom wrote:

> Unless they're run by the family themselves and just want to get rid
> of everything. I'm amazed at the ridiculous prices charged by these
> professional "Estate" sales people. $20 for a basic Pyrex nesting
> bowl I can buy at a thrift store for $3 or a normal yard sale for 50
> cents? I went to a couple of these estate sales over the weekend and
> the prices are apalling. If I wasn't on the hunt for an old school
> console stereo (which I plan to repurpose as a TV stand/entertainment
> center, I don't want some cheap particle board set up from Ikea), I
> wouldn't have even bothered stopping.

--
The Grandmaster of the CyberFROG

Come get your ticket to CyberFROG city

Nay, Art thou decideth playeth ye simpleton games. *Some* of us know
proper manners

Very few. I used to take calls from *rank* noobs,

Hamster isn't a newsreader it's a mistake!

El-Gonzo Jackson FROGS both me and Chuckcar

Using my technical prowess and computer abilities to answer questions
beyond the realm of understandability

Regards Tony... Making usenet better for everyone everyday

== 3 of 3 ==
Date: Sun, Oct 26 2008 8:47 am
From: gheston@hiwaay.net (Gary Heston)

In article <83ece772-095a-472d-a2ff-535f8397f68b@x16g2000prn.googlegroups.com>,
Seerialmom <seerialmom@yahoo.com> wrote:
>Unless they're run by the family themselves and just want to get rid
>of everything. I'm amazed at the ridiculous prices charged by these
>professional "Estate" sales people. $20 for a basic Pyrex nesting
>bowl I can buy at a thrift store for $3 or a normal yard sale for 50
>cents? I went to a couple of these estate sales over the weekend and
>the prices are apalling. If I wasn't on the hunt for an old school
>console stereo (which I plan to repurpose as a TV stand/entertainment
>center, I don't want some cheap particle board set up from Ikea), I
>wouldn't have even bothered stopping.

Go to estate auctions rather than estate sales; at sales, family-run or
otherwise, items have fixed prices. At auctions, it's whatever's bid,
which can be a dollar or two for an old console stereo or console TV.
There's just not much demand for them any more. I have a dead console
TV that I plan to turn into a cabinet by cutting out the front, making
smoked-plexiglass doors, and installing shelves and a solid back. The
guts will go to the local hazardous waste facility for recyling.

Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

Why is it that these days, the words "What idiot" are so frequently
followed by the words "at Microsoft"?

==============================================================================
TOPIC: Solar window coverings, again
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e84b0011de70feec?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 8:05 pm
From: turtlelover

websurf1@cox.net wrote:
> On Oct 21, 11:20 am, James <jl...@idirect.com> wrote:
>> On Oct 21, 1:54 pm, Jeff <jeff@spam_me_not.com> wrote:
>>
>>
>>
>>> turtlelover wrote:
>>>> Back in July, there was a discussion about how to insulate windows
>>>> against the cold.
>>>> Now that fall weather has arrived, has anyone tried the solar blankets
>>>> or the Carol Wright "solar curtains?"

<snip>
>
> There also used to be (and maybe still is) a product for the inside.
> You tacked this plastic film around the window trim, then gently
> heated it. It shrank tight so it didn't show much, but it made
> another layer of air. It should work some.
>
> I'm using pleated window shades to stop some drafting, though my issue
> is heat gain in summer, not loss in winter.

I neglected to mention that we bought a window film kit -- sorry -- so we're going to try them. I suppose this method would be better than simply hanging "solar curtains," since they're supposed to be air-tight.

We actually have storm windows (although they're 18 years old!). Our biggest problem is in our front bedroom. We have three windows (this is a row home), so the entire front wall is basically a window. Even with caulking, there seems to be cold coming in somewhere. I hope the window film makes an improvement.

Thanks for the ideas, everyone.

Best,
Turtlelover

==============================================================================
TOPIC: Smallest Houses Ever?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1e9f74832b10815e?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 10:49 pm
From: "SJF"

"ukie" <U.Betcherass@gmail.com> wrote in message
news:4619dd1e-1486-465b-ad9b-d8896716aafa@u65g2000hsc.googlegroups.com...
>I found this site through reading a news article yesterday. I thought
> some folks here might get a kick out of it.
> It's a guy who builds and sells tiny little houses. I've always
> daydreamed about living in an Airstream trailer or maybe a converted
> train car, but these homes seem pretty cool too (as long as you're not
> claustrophobic):
>
> http://www.tumbleweedhouses.com/

In Copenhagen there is a park divided into small lots where people build and
maintain such tiny houses complete with compact landscaping. Story is that
the local ruler, sometime in the 1800's, set this up to let urban tenement
dwellers have a place to get out in the open on holidays. Nowadays, it
seems to be more a hobby project for the present owners. Most are very
attractive in a cute way and show loving care.

SJF

==============================================================================
TOPIC: vacuum cleaner new
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2e8cc394cc50a344?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Oct 26 2008 5:31 am
From: Al Bundy

On Oct 25, 5:01 am, Norminn <norm...@earthlink.net> wrote:

>
> >"Nothing sucks like an Electrolux"
>
> My ?40 y/o Electrolux is still going strong, just like my 40 y/o Singer
> sewing machine.

There's a punchline in there somewhere. How about the wife?

==============================================================================
TOPIC: Trading software for current market ups & downs www.topta.net
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/dc822dedea88a0f7?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Oct 26 2008 8:30 am
From: amy2pro@yahoo.com

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TOPIC: luxury Products - www.cicigogo.cn
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bbca9c9ab8cc0abc?hl=en
==============================================================================

== 1 of 1 ==
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==============================================================================
TOPIC: Rock bottom doesnt have to be so rocky
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d979fa37312eb083?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Oct 25 2008 1:13 pm
From: phil scott

whats done in china and india would work a lot better here in the US
suburbs due to the generally large lot sizes...

you would buy a community riding tractor, and farm half of the front
yards... raise ducks, chicken, pigs and catfish on the rest... that
provides fertilzer for the front yard farms and green houses....

that community eats free. ..

its a proven strategy. might take a fifth of the front yards to feed
the nation.... and that land is not burned out like most of our farm
land by over use, and chemical fertilizers.

for labor we have all those bogus bankers, lying scums in govt that
enabled this mess.. kiddie diddlers and ddpe pushers that can be
taken out of their cells for day labor....

perfect justice all around.

Phil scott

== 2 of 3 ==
Date: Sat, Oct 25 2008 3:50 pm
From: George

phil scott wrote:
> whats done in china and india would work a lot better here in the US
> suburbs due to the generally large lot sizes...
>
> you would buy a community riding tractor, and farm half of the front
> yards... raise ducks, chicken, pigs and catfish on the rest... that
> provides fertilzer for the front yard farms and green houses....
>
> that community eats free. ..
>
> its a proven strategy. might take a fifth of the front yards to feed
> the nation.... and that land is not burned out like most of our farm
> land by over use, and chemical fertilizers.
>
>
> for labor we have all those bogus bankers, lying scums in govt that
> enabled this mess.. kiddie diddlers and ddpe pushers that can be
> taken out of their cells for day labor....
>
> perfect justice all around.
>
>
> Phil scott

No need, just elect Robin Hood and everything will be fine...

== 3 of 3 ==
Date: Sat, Oct 25 2008 5:23 pm
From: "Rod Speed"

phil scott <phil@philscott.net> wrote:

> whats done in china and india would work a lot better here
> in the US suburbs due to the generally large lot sizes...

> you would buy a community riding tractor, and farm half of the
> front yards... raise ducks, chicken, pigs and catfish on the rest...
> that provides fertilzer for the front yard farms and green houses....

> that community eats free. ..

> its a proven strategy.

Yep, the hippys tried it. Never took off tho.

> might take a fifth of the front yards to feed the nation....

It'd take a hell of a lot more than that if they arent prepared to be vegys.

> and that land is not burned out like most of our
> farm land by over use, and chemical fertilizers.

Thanks for that completely superfluous proof that you dont have a clue about farming either.

> for labor we have all those bogus bankers, lying scums in govt that enabled this mess..

They wouldnt even last an hour, let alone a day.

> kiddie diddlers and ddpe pushers that can be taken out of their cells for day labor....

They wouldnt even last an hour, let alone a day.

> perfect justice all around.

Just another of your pathetic little drug crazed fantasys.

== 1 of 15 ==
Date: Sat, Oct 25 2008 1:19 pm
From: Chris

Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT
The only place my wife and I cut back is on our driving. We have a budget that
we live by and do not make increases for gas until each January. Other budget
items are done semi annually and quarterly.

Chris

== 2 of 15 ==
Date: Sat, Oct 25 2008 1:24 pm
From: cavelamb himself

Why would anyone want to Cut Back?

Damn the torpedoes, Full spead ahead.

Richard

(remove the X to email)

== 3 of 15 ==
Date: Sat, Oct 25 2008 1:37 pm
From: Jack Stein

Tell me your not the Rod Speed of Fidonets Dr. Debug fame?

Damn, you get around...

Rod Speed wrote:
> Too_Many_Tools <too_many_tools@yahoo.com> wrote:
>
>> In tough times consumers tend to cut back...
>
> Some do, some dont.
>
>> so where are you cutting back, reprioritizing resources,
>> whatever to make that dollar go farther?
>
> Nowhere, nada, ziltch.
>
>> I am also posting this in the metal and wood working groups to
>> hear how those who pursue the hobby are allotting their resources.
>
>

--
Jack
Using FREE News Server: http://Motzarella.org
http://jbstein.com

== 4 of 15 ==
Date: Sat, Oct 25 2008 1:37 pm
From: Gordon

Too_Many_Tools <too_many_tools@yahoo.com> wrote in news:68bba63c-348a-
4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com:

We are always looking for ways to save a few bucks.

-Shop at the Grocery Outlet for some good bargins
-Shop at the bread outlet store for bargins on bread.

-Shop low on the "food chain". That is buy more basics,
and no boxed meals. Buy from the bulk selection.

-Shop at the store with the best prices. Shun the
pricey upscale and natural food stores.

- WE have a pay as you throw garbage collection. Recently
we got a large recycleing tip cart (gratis). The thing is
huge. We realized that a lot of what we were throwing
out was recycleable. Se we diverted a large amount of
our trash to the recycleing bin (following the guidlines
of what was acceptable). We then had so little garbage,
that we were able to switch to the smaller garbage tip
cart. The tip rate depends on the size of the tip cart.
So we have a savings by using the smaller cart.

- Disconnect the cable TV.

- Cars: I have always bought used cars for cash. No actual
savings since it was a good habit already.

- Cutting my own hair. Use a #6 to buzz the sides. Trim the
top with sisors, my wife tapers the back.

- No eating out. We used to eat out once a week.

- Make our own pizza instead of calling for delivery.

== 5 of 15 ==
Date: Sat, Oct 25 2008 2:03 pm
From: "Pat"

It is time to begin that new shop.

"Too_Many_Tools" <too_many_tools@yahoo.com> wrote in message
news:68bba63c-348a-4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com...
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?
>
> I am also posting this in the metal and wood working groups to hear
> how those who pursue the hobby are allotting their resources.
>
> Thanks
>
> TMT

== 6 of 15 ==
Date: Sat, Oct 25 2008 3:02 pm
From: F. George McDuffee

On Sat, 25 Oct 2008 08:57:15 -0700 (PDT), Too_Many_Tools
<too_many_tools@yahoo.com> wrote:

>In tough times consumers tend to cut back...so where are you cutting
>back, reprioritizing resources, whatever to make that dollar go
>farther?
>
>I am also posting this in the metal and wood working groups to hear
>how those who pursue the hobby are allotting their resources.
>
>Thanks
>
>TMT
==========
Most of the posters to both RCM and AMC tend to be prudent and
frugal consumers [translastion real cheapscrews] so you may not
see much change here.

Unka' George [George McDuffee]
-------------------------------------------
He that will not apply new remedies,
must expect new evils:
for Time is the greatest innovator: and
if Time, of course, alter things to the worse,
and wisdom and counsel shall not alter them to the better,
what shall be the end?

Francis Bacon (1561-1626), English philosopher, essayist, statesman.
Essays, "Of Innovations" (1597-1625).

== 7 of 15 ==
Date: Sat, Oct 25 2008 3:56 pm
From: "Leonard Shapiro"

strangely, nothing nothing at all

len

== 8 of 15 ==
Date: Sat, Oct 25 2008 4:10 pm
From: curly'q

Gordon wrote:
> Too_Many_Tools <too_many_tools@yahoo.com> wrote in news:68bba63c-348a-
> 4da5-a10c-26d31e952c5b@l64g2000hse.googlegroups.com:
>
>> In tough times consumers tend to cut back...so where are you cutting
>> back, reprioritizing resources, whatever to make that dollar go
>> farther?
>>

I don't think it's about making your dollar go further, but about what
direction your dollar takes.

Invest in quality not quantity. Instant gratification is a childish notion

Les Izmore

== 9 of 15 ==
Date: Sat, Oct 25 2008 4:13 pm
From: "Swingman"

"Ed Pawlowski" wrote

> All the money saving articles tell you to eat at home instead of at a
> restaurant. OK, it is cheaper but stopping that once a week meal can put
> the restaurant and all its employees out of business. I may skip the wine
> or cocktail, but still order a normal meal. At home I may buy a chicken
> instead of a rib roast. I skipped lobster at $10.99 and now it is on sale
> at $3.99. Good bourbon is still about the same price though. I should
> stock up.

Food is indeed getting noticeably higher and higher here in Houston. I
suspect these folks here are taking advantage and charging what the trade
will bear ... typical US corporate bottom line mentality first, morality
last ... or what the hell is that?

Why do I think that?... in AR almost every single item in your shopping cart
at Kroger is a dollar cheaper than here in Texas.

So, screw 'em ... it's back to my old coon ass ways. I have a pressure
cooker that is older than I am (belonged to my grandmother). A 3 lb chuck
roast from the sale bin, seasoned, stuffed with some garlic buds, then
browned in olive oil in the cooker with sliced mushrooms, chopped onion and
bell pepper; add 1/4 cup of wine, and 15 minutes of pressure cooking will
give you a tender chunk of meat, with a lot gravy that will make you slap
your momma, is good for two, or three, for two days +.

Keep it refrigerated and on the third day, with about a half pound or so of
roast left, slice it into chunks, add canned new potatoes, carrots and corn
to the meat and gravy, maybe season some more, heat and you have a "stew"
that's good for at least one more meal.

Total for three days of supper ... less than $15, even at current exorbitant
prices.

The wine for the roast - a good Texas red can be had at Sam's for $9.89 for
2, 1 1/2 liter bottles - and is also damn good for the cook. DAMHIKT

Do the above twice a month and you can maybe afford to go to the Chinese
buffet occasionally ... or maybe even the Arlington for Sunday brunch once
every six months .... well, maybe not!

--
www.e-woodshop.net
Last update: 10/22/08
KarlC@ (the obvious)

== 10 of 15 ==
Date: Sat, Oct 25 2008 4:16 pm
From: "Bob in Phx"

Terry, I believe your wife is doing whats called "living within your
means"... At least thats what my Grandparents and Parents told me that its
called... Been there for years!!!! The house is almost paid (15 years early)
all the cars were paid for in cash I have some money in the bank and for
retirement.
Some years its harder then others, but they all sort of even out!!!!

bob in phx.
"Terry Coombs" <snagone@bellsouth.net> wrote in message
news:LsJMk.53681$Ep1.34062@bignews2.bellsouth.net...
> Too_Many_Tools wrote:
>> In tough times consumers tend to cut back...so where are you cutting
>> back, reprioritizing resources, whatever to make that dollar go
>> farther?
>>
>> I am also posting this in the metal and wood working groups to hear
>> how those who pursue the hobby are allotting their resources.
>>
>> Thanks
>>
>> TMT
>
> Only place we've cut back is fuel . The wife has a camper to stay in
> during the week , since she teacches 45+ miles from where we live .
> I haven't really cut back anywhere . In fact , I'm moving forward with my
> plans to build a foundry to cast aluminum (and maybe bronze/brass later) ,
> just finished pouring the hot face in my five gallon furnace . Firin' this
> bad boy with a burner built similar to the Reil burners - based on his ,
> actually .
> Truth is , my wife is one verry verry savvy lady , has been doing a lot
> of this "new" frugal stuff for years . She could WRITE those magazine
> articles ...
> --
> Snag
> A good woman should be BESIDE her man ...
>

== 11 of 15 ==
Date: Sat, Oct 25 2008 4:24 pm
From: "Buddy Matlosz"

In your case, you can downsize to Just_Enough_Tools.

== 12 of 15 ==
Date: Sat, Oct 25 2008 4:54 pm
From: Jim Stewart

Ignoramus3071 wrote:
> I now use both sides of toilet paper

Another Russian joke?

== 13 of 15 ==
Date: Sat, Oct 25 2008 5:01 pm
From: Jim Stewart

Too_Many_Tools wrote:
> In tough times consumers tend to cut back...so where are you cutting
> back, reprioritizing resources, whatever to make that dollar go
> farther?

It helps if you aren't a consumer.

I build and sell things for a living. Business
is very good. Huge amount of overseas orders
right now and having to beg my employees to work
overtime. I'm actually hoping it will slow down
a bit so we can tool up for some new products.

Personally, I'm a scrounge and I live in a temperate
climate and I'm 3 minutes from work. Don't spend
much to start with. The wife is a different matter,
but we're not going to go there (:

== 14 of 15 ==
Date: Sat, Oct 25 2008 5:26 pm
From: "Rod Speed"

Jack Stein <jbstein2@comcast.net> wrote:

> Tell me your not the Rod Speed of Fidonets Dr. Debug fame?

I'm not into lying |-)

> Damn, you get around...

Better than being a square I spose...

> Rod Speed wrote:
>> Too_Many_Tools <too_many_tools@yahoo.com> wrote:
>>
>>> In tough times consumers tend to cut back...
>>
>> Some do, some dont.
>>
>>> so where are you cutting back, reprioritizing resources,
>>> whatever to make that dollar go farther?
>>
>> Nowhere, nada, ziltch.
>>
>>> I am also posting this in the metal and wood working groups to
>>> hear how those who pursue the hobby are allotting their resources.

== 15 of 15 ==
Date: Sat, Oct 25 2008 5:52 pm
From: Gunner Asch

On Sat, 25 Oct 2008 18:13:23 -0500, "Swingman" <kac@nospam.com> wrote:

A friend came by today. He works for Walmart...and just transfered
back to California from Texas.

Mimimum wage was less in Texas, but housing, food ect ect were higher
in Texas than in California..least my part of it.

He transfered back to california, took a 2 level decrease in grade,
and a $2 an hour increase in pay.

Gunner

Whenever a Liberal utters the term "Common Sense approach"....grab your
wallet, your ass, and your guns because the sombitch is about to do
something damned nasty to all three of them.

==============================================================================
TOPIC: Gas.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/29c665c81bbb67da?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 2:39 pm
From: James

On Oct 24, 9:47 pm, "MarieD" <a...@123.com> wrote:
> "James" <j0069b...@hotmail.com> wrote in message
>
> news:5b701c66-5548-4676-8dd4-a801946a9529@a29g2000pra.googlegroups.com...
>
> > Filled up today. $1 a gallon cheaper than my last fill up. 16 cents
> > cheaper per gallow than yesterday at a different Exxon station 15
> > miles away.
>
> In my area of South Carolina, gas that I've seen is $2.34-$2.57. I filled up
> today for $2.34.
> Marie

Maybe we should keep tighting our belts till oil companies really drop
prices. Can you believe only a few months ago they had us believe
there wasn't enough oil. Let's tell them we don't need to drive any
more since they made gas so expensive.

== 1 of 1 ==
Date: Sat, Oct 25 2008 3:00 pm
From: "Dave"

>> I've thought about it myself, but would need to know what network they
>> are
>> on, and what their sharing agreements are. If they are GSM and share
>> with
>> ATT/T-Mobile, then that's a pretty good deal. IF they have good signal
>> strength at your house, that is. -Dave
>>
>>
> Cricket uses CDMA and their unlimited plan only covers use in the few
> markets they serve:
>
> http://www.mycricket.com/cricketcoveragemaps/area?hocode=510#nationalmap
>
> From their website you need to kick in more if you are outside those
> areas.

Well that sux. Can't use Cricket, then. -Dave

==============================================================================
TOPIC: 1 in 25,000 People are Jewish, and 7 in 10 Billionaires...
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df765f9feef4419b?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Oct 25 2008 5:04 pm
From: "Malcolm \"Mal\" Reynolds"

LOVE Europe HATE the EU <zzzxtyryyetytryey@googlemail.com> wrote in
news:f97adaaa-2599-41e8-ace6-97cc5c5cea76@s9g2000prg.googlegroups.com:

> http://www.iamthewitness.com/audio/Daryl.Bradford.Smith/CII.2008.10.24.F
r
> i.1of2.Smith.mp3
>
> http://www.iamthewitness.com/audio/Daryl.Bradford.Smith/CII.2008.10.24.F
r
> i.2of2.Smith.mp3
>
> http://www.iamthewitness.com
>
> While this list may never be complete, it will cover most of the
> Jewish names one is likely to encounter in everyday Western life.
> Unlike many gentile names, there is such a thing as a 'Jewish name.'
> Many Jewish persons can be recognized as being Jewish by their surname
> [last name], although not always--some Jews are adopted, or their
> forebears changed the family surname, or their surname simply does not
> appear Jewish.
>
> Here are the most common Jewish names likely to be encountered:
>
> -Names ending in "-berg" (Goldberg, Weinberg, etc.)
>
> -Names ending in "-man" (Goldman, Lightman, etc.)
>
> -Names ending in "-stein" (Einstein, Perlstein, etc.)
>
> -Names that sound "precious" (Gold, Silver, Diamond, Ruby (Rubenstein)
> etc.)
>
> -Names ending in "-ler" (Adler, Midler, etc.)

So hitler and himmler were Jewish as well as being Gay?

>
> -Names ending in "-ner" (Asner, Lardner, etc.)
>
> -Names ending in "-lin" (Gitlin, Sheindlin, etc.)
>
> -Names ending in "-band" (Miliband, Goldband, etc.)
>
> -Names ending in "-witz" (Horowitz, Rabinowitz, etc.) or "-
> itz" (Kravitz, etc.)
>
> -Names ending in "-baum" (Teitelbaum, Metzenbaum, etc.)
>
> -Names ending in "-off" (Chartoff, Berkhoff, etc.)
>
> -Names ending in "-nik" (Resnik, Mitnik, etc.)
>
> -Names ending in "-thal" (Blumenthal, Rosenthal, etc.)
>
> -Names ending in "-ling" (Spelling, Sperling, etc.)
>
> -Names ending in "-sky" (Barshefsky, Linsky, etc.)
>
> -Names ending in "-farb" (Himmelfarb, Goldfarb, etc.)
>
> -Names ending in "-feld" (Seinfeld, Rosenfeld, etc.)
>
> -Names ending in "-stone" (Wellstone, Firestone, etc.)
>
> -Some, but certainly not all, names ending in "-son" (Abelson,
> Josephson, etc.)
>
> -Surnames that sound "Biblical," e.g., David, Joseph, Abram or
> Abraham, Moses, Benjamin, Isaac, etc.

Benjamin Franklin, Abraham Lincoln?

>
> Some other common Jewish names:
>
> -Miller
> -Davis
> -Ross
> -Lewis
> -Roth
> -Morris
> -Davidson
> -Green
> -Wolf
> -Newman
> -Gross
> -Harris
> -Sherman
> -Myers
> -Mayer
> -Jacobs
> -Aaron
> -Michael
> -Hirsch
> -Raphael
> -Tobias
> -Levy
> -Brand
> -Cohen
> -Kaplan
> -Weiss
> -Nathan
> -Leo
> -Levine
> -Simon
> -Levin
> -Samuel
> -Falk
> -Wise
> -Gottfried
> -Gottlieb
> -Mann
> -Mathis
> -May
> -Mars
> -Marx
> -Marks
> -Saul
> -Gould
> -Fink
> -Loeb
> -Loew
> -Rubin
> -Stern
> -Shapiro
> -Klein
> -Cohn
> -Singer
> -Frank
> -Schwartz
> -Rich
> -Kahn
> -Kramer

You forgot names that end in "yey"

== 2 of 2 ==
Date: Sat, Oct 25 2008 5:13 pm
From: Steve Daniels

On Sat, 25 Oct 2008 03:40:38 -0700 (PDT), against all advice,
something compelled LOVE Europe HATE the EU
<zzzxtyryyetytryey@googlemail.com>, to say:

> While this list may never be complete, it will cover most of the
> Jewish names one is likely to encounter in everyday Western life.

Who gives a shit?
--

"The ABS system can not overcome the laws of physics."

Audi Owner's Manual

==============================================================================
TOPIC: www.xxshoe.com Sell Nike joran, Nike shox, Nike max shoes
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e16d9bd62a23e0cb?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:11 pm
From: "loveqiumao@gmail.com"

We are a professional brand shoes and fashion handbag,clothes
supplier. if interested please email me by hellow our website is see
our websitewww.xxshoe.com

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:33 pm
From: jgogle@gmail.com

On Oct 24, 10:00 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> Tony <T...@TheDeli.Sandwich> wrote:
> > You know after reading those comments on the web site i think you'd have to
> > locate one of those homes near a lake because you'd have to shit in the lake.
>
> Unlikely given that they handle that fine in RVs.
>
> > ukie wrote:
> >> I found this site through reading a news article yesterday.
> >> I thought some folks here might get a kick out of it.
> >> It's a guy who builds and sells tiny little houses. I've always
> >> daydreamed about living in an Airstream trailer or maybe a
> >> converted train car, but these homes seem pretty cool too
> >> (as long as you're not claustrophobic):
> >>http://www.tumbleweedhouses.com/

Very cool! Thanks!
Just not a fan of the showering over the toilet part.

==============================================================================
TOPIC: Simplifying my credit
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/34674f6079818467?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Oct 25 2008 5:36 pm
From: jgogle@gmail.com

I'm trying to consolidate my credit. I was recently denied a credit
cart because I had too many out there. This was surprising to me -
but it was true. Most of them I had taken out years ago and forgotten
about.

Any ideas on how to find the credit card that does it all??

By the way... I recently found a neat link about how credit scores are
calculated. This was news to me.
source: www.reviewcard.com

Payment History - 35%

Do you have a history of timely payments, or do you tend to fall
behind? Either way, your payment history is recorded in your credit
report and reflected in your credit score. To improve your rating,
you'll need to make all payments on time for at least a year.

Outstanding Debt - 30%

This is where the all important debt-to-credit ratio comes in. If
you've charged up most of your available credit, it tells lenders that
you might be a poor credit risk. On the other hand, if you keep your
debt below 30% of your total available credit, you'll improve your
credit rating.

Established Credit - 15%

This factor is simply a measure of how long you've had credit. Lenders
use it to determine how accurately your payment history represents
you, since longer histories give them better insight into your credit-
worthiness.

New Credit - 10%

This factor can be annoying. When you open a new credit account, your
score will temporarily drop. Hard inquiries have the same effect. If
you've maxed out several lines of credit and then applied for new
ones, lenders will question your ability to manage your spending.

Credit Variety - 10%

For the best results, you'll need to have installment credit (such as
student loans and mortgages) as well as revolving credit (like credit
cards) on your report.

==============================================================================

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Frugal Living

Blog Archive

Monday, October 27, 2008

26 new messages in 8 topics - digest

25 new messages in 8 topics - digest