- NPR: "Why Phone Fraud Starts With A Silent Call" - 5 Updates
| trader4@optonline.net: Sep 10 04:44AM -0700 > > -- > > Karma ; what a concept! > For several days calls kept coming in saying they had important information regarding my credit card. I just ignored it. I did a search on the internet using the caller I.D. number, and it was unanimous that the calls were bogus. Then the calls started occurring much more frequently, two or three times a day. Once I picked up and told the lady to stop bothering me. She called back within minutes. Turns out my C.C had been used for fraudulent charges. The C.C. company understood my reluctance to become involved with a cold call and had me call the number on the back of my C.C.. Seems it started out with a $5 charge here and a ten buck charge there. Within a couple of weeks some Nigerians were having a big ol' party at my expense. a few interviews with the fraud department, a signed statement and a new card and all was forgiven. As far as the Nigerians? I didn't even get an invite to the party." I've had that happen a few times, where the CC company thought there might be fraudulent activity. In every case, they left a a message clearly stating that it was Bank XYZ calling about my account and to call them back. It would have been impossible to think it was some random scammer and to ignore it isn't a good idea. |
| BigDog811 <bigdog811@gmail.com>: Sep 10 05:53AM -0700 > account and to call them back. It would have been impossible to > think it was some random scammer and to ignore it isn't a good > idea. Agreed. There's a phone number on the back of every credit card issued for at least the past two decades. Call it if you think there's a problem. They'd rather hear from you with a false alarm than spend the time and money to unwind a problem. About two years ago we got a call early in the evening. The caller ID clearly had the name of of my credit card issuer as well as a number with an area code I recognized as the location of their corporate HQ. No reason not to answer it. They'd intercepted a couple of transactions that were outside our normal pattern and wanted to confirm them. Of course, they were fraudulent. They locked our account and overnighted us new cards that were delivered early the next afternoon. A quick phone call to activate them; they transferred the entire account history; and processed the legitimate pending transactions on the new number. Practically seamless...easy peasy. |
| The Real Bev <bashley101@gmail.com>: Sep 10 08:23AM -0700 On 09/10/2015 05:53 AM, BigDog811 wrote: > issued for at least the past two decades. Call it if you think > there's a problem. They'd rather hear from you with a false alarm > than spend the time and money to unwind a problem. ...which is printed in tiny print, possibly with embossing over it, such that some of us need a magnifying glass to read it. -- Cheers, Bev ==================================================== "I am working for the time when unqualified blacks, browns and women join the unqualified men in running our government" -- Cissy Farenthold |
| BigDog811 <bigdog811@gmail.com>: Sep 10 09:09AM -0700 On Thursday, September 10, 2015 at 11:23:42 AM UTC-4, The Real Bev wrote: > "I am working for the time when unqualified blacks, browns and > women join the unqualified men in running our government" > -- Cissy Farenthold I guess it depends on the card issuer. I carry a Chase Freedom VISA CC, as well as VISA ATM/Debit cards from two credit unions in different parts of the country. All three have the trouble numbers printed in relatively large (about 6 pt) bold fonts, right under the magnetic strips. Very easy to read. |
| wilma6116@gmail.com: Sep 10 04:06PM -0700 > account and to call them back. It would have been impossible to > think it was some random scammer and to ignore it isn't a good > idea. Everytime I get a call with an urgent message regarding my car's warranty, I run to the basement and pull out the box marked important papers, I then locate the number for the auto manufacturer's warranty department, after listening to hold music for 10 to 300 minutes I am assured I am still covered. Whew! Crisis avoided. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
