Sunday, September 24, 2017

Digest for misc.consumers.frugal-living@googlegroups.com - 6 updates in 2 topics

ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Sep 23 07:39PM -0700

On Saturday, September 23, 2017 at 6:20:20 PM UTC-5, Bob F wrote:
> > check I'd written since February. A pad of checks lasts me 2,3,4 years.
 
> Can't you pay the tax using your banks online bill pay? It's a direct
> transfer, not a CC that they have to pay fees on.
 
Check, credit or debit card only (or cash in person). If using bill
pay they consider that to be a debit card. Doesn't make sense, but
it never hurts to ask again.
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Sep 23 07:43PM -0700

On Saturday, September 23, 2017 at 8:13:27 PM UTC-5, The Real Bev wrote:
 
> I send checks for all taxes. Everything else I pay via CC or online
> banking.
 
> Cheers, Bev
 
Once my check for property taxes clears the bank I print out a
copy of my check and staple it to the portion of the tax bill I
keep and file it with my tax records. Never hurts to keep a
copy for awhile.
John Weiss <jrweiss98155@comcast.net>: Sep 24 01:31PM -0700

On Sat, 23 Sep 2017 14:29:47 -0700 (PDT), ItsJoan NotJoann
<itsjoannotjoann@webtv.net>
wrote:
> for this tax charges a 2.25% convenience fee. That doesn't sound like
> much but it comes out to be about $43 so I'm more than willing to write
> a check and spring for a postage stamp.
 
The 2.25% is probably the amount the processor charges them for the
transaction fee. The government is not willing to underwrite the fee,
so it gets charged back to you.
 
FWIW, in many countries outside the USA, additional fees for credit card
use are still common...
 
Retail entities build the cost of credit into their business models,
because they expect a large percentage of their business to be based on
credit cards. Most tax collectors haven't gotten to that level yet...
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Sep 24 03:36PM -0700

On Sunday, September 24, 2017 at 3:31:27 PM UTC-5, John Weiss wrote:
 
> The 2.25% is probably the amount the processor charges them for the
> transaction fee. The government is not willing to underwrite the fee,
> so it gets charged back to you.
 
I do know that but when that small percentage turns into $43 is when
I balk. Thankfully I have the choice to pay by credit/debit/check.
It's a no-brainer I will choose a check and a stamp especially when
my checking account is free as are my checks.
 
Choice, it's a good thing.
Bob F <bobnospam@gmail.com>: Sep 24 05:10PM -0700

On 9/24/2017 1:31 PM, John Weiss wrote:
 
> Retail entities build the cost of credit into their business models,
> because they expect a large percentage of their business to be based on
> credit cards. Most tax collectors haven't gotten to that level yet...
 
If you want to own property, you have to pay the taxes. You can't go
shop elsewhere. So that is not going to motivate them. They have no
sales to lose.
24dcline@madisonstudent.org: Sep 24 10:31AM -0700

im sorry but i have the same problem but u just gave me a new idea so thx for that! I wish i could help!
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