Monday, October 12, 2009

misc.consumers.frugal-living - 25 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Opposition to Obama's destruction of the health care sector is not about
race - 11 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/28531844efc1bbfe?hl=en
* less wear on car, save gas, drive 55 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a0667e7a8ca75811?hl=en
* AT&T Mobility Offers Unlimited Prepaid for $60/month--Compare this with
other Unlimited Prepaid Plans - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/52168902795dda98?hl=en
* Comparison of Unlimited/High Volume Prepaid Wireless Phone Plans Added to
the Prepaid Wireless Web Site - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/77ebc5c910c3322c?hl=en
* There is no "right" to health care - 4 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e14cb160c2e4a0dd?hl=en
* How to get rid of a roommate? - 6 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a3fd1dedade4e5a6?hl=en
* I remember back when... - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/32a108e42a16b497?hl=en

==============================================================================
TOPIC: Opposition to Obama's destruction of the health care sector is not
about race
http://groups.google.com/group/misc.consumers.frugal-living/t/28531844efc1bbfe?hl=en
==============================================================================

== 1 of 11 ==
Date: Mon, Oct 12 2009 8:32 pm
From: Tim Crowley


On Oct 12, 8:28 pm, The Real Bev <bashley...@gmail.com> wrote:
> Wilson Woods wrote:
> > It's about citizens' legitimate fear that they're going to have worse
> > health care, and worse access to what health care they get, after Obama
> > fucks up the health care system.
>
> I agree with everything you say, but I really wish you'd eliminate
> misc.consumers.frugal-living from your newsgroup list.  Y

She is insane. She spams usenet with hate cause she needs the
attention. WEventually she looses her internet access and then comes
back with new service and a new collection of aliases.

== 2 of 11 ==
Date: Mon, Oct 12 2009 8:34 pm
From: Nickname unavailable


On Oct 12, 10:30 pm, Tim Crowley <timmyturm...@gmail.com> wrote:
> On Oct 12, 7:34 pm, Nickname unavailable <Vide...@tcq.net> wrote:
>
> > On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>
> > > It's about preventing the government from wrecking health care and
> > > access to it that satisfies most people.  Idiot leftist looters who say
> > > it's about race know they've lost the debate.
>
> >  it race and stupidity, which ever comes first.
>
> the OP is insane. For her and most racists the stupidity comes first.
> But make no mistake about it. All the OP about is hate. Hate and
> ignorance.  She's a sad, sad case.

and she admitted it was stupidity, now she is trying to back track.


== 3 of 11 ==
Date: Mon, Oct 12 2009 8:34 pm
From: Wilson Woods


Tim Crowley wrote:
> On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> It's about preventing the government from wrecking health care and
>> access to it that satisfies most people. Idiot leftist looters who say
>> it's about race know they've lost the debate.
>
> BUahahahahahahaha.

Grown men don't misappropriate "Dilbert" dialog as Usenet commentary.


== 4 of 11 ==
Date: Mon, Oct 12 2009 8:35 pm
From: Wilson Woods


Nickname is fuckwit, a looter, wrote:
> On Oct 12, 10:30 pm, Tim Crowley, retarded hospital janitor, lied:
>> On Oct 12, 7:34 pm, Nickname is fuckwit, a looter, wrote:
>>
>>> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>> It's about preventing the government from wrecking health care and
>>>> access to it that satisfies most people. Idiot leftist looters who say
>>>> it's about race know they've lost the debate.
>>> it race and stupidity, which ever comes first.
>> the OP is insane. For her and most racists the stupidity comes first.
>> But make no mistake about it. All the OP about is hate. Hate and
>> ignorance. She's a sad, sad case.
>
> and he admitted it

It's about citizens' legitimate fear that they're going to have worse
health care, and worse access to what health care they get, after Obama
fucks up the health care system.


== 5 of 11 ==
Date: Mon, Oct 12 2009 9:28 pm
From: SgtMinor


Wilson Woods wrote:
> It's about preventing the government from wrecking health care and
> access to it that satisfies most people. Idiot leftist looters who say
> it's about race know they've lost the debate.

It's about the corporate ox being gored. It's about power and money.
Our choice is whether to do this collectively, or continue to live at
the mercy of a system intent on extracting from us our last drop of blood.

The corporate powers can always count on the support of a group of
ignoramuses to fight their battles. Ignoramuses are not known for any
socially progressive positions, and tend to have little or no racial
tolerance.


== 6 of 11 ==
Date: Mon, Oct 12 2009 9:52 pm
From: Tim Crowley


On Oct 12, 7:34 pm, Nickname unavailable <Vide...@tcq.net> wrote:
> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>
> > It's about preventing the government from wrecking health care and
> > access to it that satisfies most people.  Idiot leftist looters who say
> > it's about race know they've lost the debate.
>
>  it race and stupidity, which ever comes first.

the OP is insane. For her and most racists the stupidity comes first.
But make no mistake about it. All the OP about is hate. Hate and
ignorance. She's a sad, sad case.


== 7 of 11 ==
Date: Mon, Oct 12 2009 9:52 pm
From: Tim Crowley


On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> It's about preventing the government from wrecking health care and
> access to it that satisfies most people.  Idiot leftist looters who say
> it's about race know they've lost the debate.

BUahahahahahahaha.


hint: you're insane.

== 8 of 11 ==
Date: Mon, Oct 12 2009 9:53 pm
From: Tim Crowley


On Oct 12, 8:34 pm, Wilson Woods <banm...@hotmail.com> wrote:
> Tim Crowley wrote:
> > On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >> It's about preventing the government from wrecking health care and
> >> access to it that satisfies most people.  Idiot leftist looters who say
> >> it's about race know they've lost the debate.
>
> > BUahahahahahahaha.
>
> Grown men don't misappropriate "Dilbert" dialog as Usenet commentary.

Grown men laugh at you.

Buahahahahahaha.

hint: you're an insane, racist puke. You shall always be treated
thus.

== 9 of 11 ==
Date: Mon, Oct 12 2009 10:07 pm
From: larrylaundry


SgtMinor wrote:
> Wilson Woods wrote:
> > It's about preventing the government from wrecking health care and
> > access to it that satisfies most people. Idiot leftist looters who say
> > it's about race know they've lost the debate.
>
> It's about the corporate ox being gored. It's about power and money.
> Our choice is whether to do this collectively, or continue to live at
> the mercy of a system intent on extracting from us our last drop of blood.
>
> The corporate powers can always count on the support of a group of
> ignoramuses to fight their battles. Ignoramuses are not known for any
> socially progressive positions, and tend to have little or no racial
> tolerance.

Yea, we saw this coming, the so-called tea parties. Saw it coming,
where they claim that everybody, even Democrats were there. But
obviously it was only designed to get racists and anti-Democratic
liberal haters into a mindless frenzy, to get them to do the corporate
Republican dirty work.

After all, if the legislation for healthcare reform get passes, the
free ride for corporate interests
will be in jepordy, then the tobacco lobby, on down the line.

The lobbying shit is why our consumer protection is so screwed up. Why
buisness as usual is damaging to the entire nation. Why Republicans
only work for themselves and not the people.


== 10 of 11 ==
Date: Mon, Oct 12 2009 10:12 pm
From: Wilson Woods


SgtMinor wrote:
> Wilson Woods wrote:
>> It's about preventing the government from wrecking health care and
>> access to it that satisfies most people. Idiot leftist looters who
>> say it's about race know they've lost the debate.
>
> [snip class envy bullshit]

It's about preventing government from fucking over the vast majority of
Americans who are happy with their health care and their access to that
care.


== 11 of 11 ==
Date: Mon, Oct 12 2009 10:13 pm
From: Wilson Woods


Tim Crowley wrote:
> On Oct 12, 8:34 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> Tim Crowley wrote:
>>> On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>> It's about preventing the government from wrecking health care and
>>>> access to it that satisfies most people. Idiot leftist looters who say
>>>> it's about race know they've lost the debate.
>>> BUahahahahahahaha.
>> Grown men don't misappropriate "Dilbert" dialog as Usenet commentary.
>
> Grown men

You don't know anything about grown men, crawley. You're a retarded boy.

==============================================================================
TOPIC: less wear on car, save gas, drive 55
http://groups.google.com/group/misc.consumers.frugal-living/t/a0667e7a8ca75811?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 8:53 pm
From: don@manx.misty.com (Don Klipstein)


In article <hb0k6u$lto$1@news.eternal-september.org>, Fhodge wrote:
>bob syr wrote:
>> Why a law? Anybody who wants to can drive 55 on the interstate. I
>> find it more relaxing and the time "wasted" isn't that much of a
>> factor, even on a long trip. On a recent trip from NY to NC, I drove
>> down I81 to W.Va. and had no problems. It was night so as I drove
>> down I95 I didn't have any problems. On the return trip however, I
>> drove up I95 to the Washington-Baltimore beltways during the day.
>> After going through Richmond going north, I experienced people getting
>> annoyed at my slow speed. I got a couple of honks, a few flip-offs,
>> but most important, I felt that my slow 55mph speed might have
>> actually been too dangerous in that high-speed, high-density traffic.
>>
>> I figure that those drivers who are passing me left and right as I go
>> slow should be allowed to go as fast as they want. They paid their
>> own hard earned money for their gas guzzlers and by god those hard-
>> working citizens should be able to drive as fast as they want. ;->
>> WkWkNdgNdg After all it's their money they're burning and as far as
>> I'm concerned they are hastening up depletion of the oil supply, and
>> not a minute too soon as far as I'm concerned, by god!
>>
>> One thing you don't hear about as much is that driving 55 places less
>> wear on the car, especially small ones. Next time I make that trip
>> I'm going to rent a car and then I can move my speed up closer to the
>> average speed others are driving. I won't be wearing out my own car
>> that way.
>>
>> Happy motoring - Bob
>
>Damn skippy. I didn't buy a supercharged Mustang to go 55 MPH. Just keep
> your sloth-like driving in the right lane and everything will be fine.
>But for what it's worth with advent of overdrive gearing and such.
>You're not saving much in the way of wear an tear on you car by going 55
>MPH instead of 75 MPH. What held true 50 years ago isn't necessarily
>true now.

I would agree that wear-and-tear on almost any car on the road now is
not much worse at 75 MPH than at 55 MPH. It appears to me that most
wear-and-tear is related to either number of miles or number of engine
revolutions.

90 or 100 may be a different story with automatic transmissions, with
possibility of the transmission getting hot enough to shorten its life.
And if the automatic transmission lacks a lockup torque converter, then
lots of 80-plus MPH sustained for over 30-40 miles may get the
transmission on the hot side. 75 may be a bit of a problem in this area
if the tranny lacks a lock-up torque converter and the vehicle has high
aerodynamic drag.

The main reason to go slower is to conserve fuel. Fuel economy in
steady speed driving is usually greatest at the slowest speed at which the
vehicle comfortably runs in top gear, unless the vehicle cannot use top
gear comfortably or at all at 60-65 MPH or so - in which case fuel economy
may be maximized at the slowest speed at which the vehicle comfortably
uses the second-highest gear. As speed increases past 50 MPH or so, air
resistance is significant, and energy used per mile to overcome this is
proportional to square of airspeed.

(In urban driving with a stop sign or an unsynchronized traffic
light every block, fuel economy appears to me maximized at the slowest
speed at which much of the accelerations can be done in 2nd gear, with
top speed maybe 25-30 MPH, maybe even less, and accelerate moderately
vigorously once in 2nd to maximize combined efficiency of the engine and
the tranny. The engine is usually most efficient when it is working
moderately hard, and the tranny is usually most efficient when it is
working moderately lightly and in higher gears. Slower top speed means
less energy used to mainly heat up and wear the brakes, by a factor of
proportional to square of speed that one must stop from.)

- Don Klipstein (don@misty.com)

==============================================================================
TOPIC: AT&T Mobility Offers Unlimited Prepaid for $60/month--Compare this with
other Unlimited Prepaid Plans
http://groups.google.com/group/misc.consumers.frugal-living/t/52168902795dda98?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 8:57 pm
From: John Navas


On Mon, 12 Oct 2009 14:03:23 -0700, SMS <scharf.steven@geemail.com>
wrote in <4ad3994e$0$1629$742ec2ed@news.sonic.net>:

>Mark Crispin wrote:
>> On Mon, 12 Oct 2009, SMS posted:
>>>> What is meant by "Limited GSM" under "roaming" for AT&T?
>>> On AT&T's prepaid GoPhone you don't get roaming as extensive as you
>>> get on their postpaid plans, and there is no way to pay extra to get
>>> that roaming back.
>>
>> AT&T GoPhone can roam in Mexico, but not in Canada.
>>
>> T-Mobile's prepaid can roam in Canada and quite a few other countries.
>> Page Plus can also roam in Canada.
>
>Surprisingly, T-Mobile has not entered the fray of unlimited prepaid.
>With AT&T's new offering, you can get unlimited prepaid on the AT&T GSM
>network, on Verizon's CDMA network, and on both Sprint's CDMA and iDEN
>networks, but not on T-Mobile. T-Mobile has been offering a "secret" $50
>postpaid unlimited voice plan to select customers, but that's a far
>poorer deal than what's available elsewhere.

FlexPay Unlimited is $100 per month.

--
Best regards,
John <http:/navasgroup.com>

If the iPhone is really so impressive,
why do iFans keep making excuses for it?

==============================================================================
TOPIC: Comparison of Unlimited/High Volume Prepaid Wireless Phone Plans Added
to the Prepaid Wireless Web Site
http://groups.google.com/group/misc.consumers.frugal-living/t/77ebc5c910c3322c?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 9:01 pm
From: John Navas


On Mon, 12 Oct 2009 16:59:04 -0700, SMS <scharf.steven@geemail.com>
wrote in <4ad3c27c$0$1638$742ec2ed@news.sonic.net>:

>Boost offers unlimited voice, messaging, and 3G data for $50/month on
>Sprint's CDMA network (plus garbage fees). This isn't the iDEN unlimited
>plan on the horrible Nextel network. The downsides are a) to use a smart
>phone requires some convoluted actions to get it activated and b) there
>is no roaming off of Sprint's limited native network.

Sprint's own network is actually quite good.

--
Best regards,
John <http:/navasgroup.com>

If the iPhone is really so impressive,
why do iFans keep making excuses for it?

==============================================================================
TOPIC: There is no "right" to health care
http://groups.google.com/group/misc.consumers.frugal-living/t/e14cb160c2e4a0dd?hl=en
==============================================================================

== 1 of 4 ==
Date: Mon, Oct 12 2009 9:39 pm
From: me@privacy.net


Wilson Woods <banmilk@hotmail.com> wrote:

>That's right. My productive effort *is* mine, to be used and traded as
>I see fit. No one else has any legitimate right to take any of it from
>me. It is mine, mine, mine - don't you fucking looters ever forget that.


Covey coined the term[citation needed] abundance
mentality or abundance mindset, meaning a business
concept in which a person believes there are enough
resources and success to share with others, when
looking at optimistic people.

It is commonly contrasted with the scarcity mindset,
which is founded on the idea that, given a finite
amount of resources, a person must hoard their
belongings and protect them from others. Individuals
with an abundance mentality are supposed to be able to
celebrate the success of others rather than be
threatened by it.[2]


=========================================================
Try to make me, fuckwit - I'll shoot you dead, and laugh about it over a
beer later. Then I'll stub a cigar butt out on your orphan child's head.-Wilson Woods


== 2 of 4 ==
Date: Mon, Oct 12 2009 10:09 pm
From: Wilson Woods


me@privacy.net, a looter, wrote:
> Wilson Woods <banmilk@hotmail.com> wrote:
>
>> That's right. My productive effort *is* mine, to be used and traded as
>> I see fit. No one else has any legitimate right to take any of it from
>> me. It is mine, mine, mine - don't you fucking looters ever forget that.
>
>
> Covey coined the term[remaining bullshit snipped]

My effort, and the value it can bring when I trade it, belong to me.


== 3 of 4 ==
Date: Mon, Oct 12 2009 10:15 pm
From: never@millions.com


On Mon, 12 Oct 2009 18:51:27 -0400, Beam Me Up Scotty
<Then-Destroy-Everything@Talk-n-dog.com> wrote:

>Wilson Woods wrote:
>> me@privacy.net wrote:
>>> Lisa Lisa <harryharry52@yahoo.com> wrote:
>>>
>>>> Here's your crowd:
>>>
>>> All of them fascists
>>
>> No. "Fascist" is just a swearword for leftists; it has no meaning.
>
>
>It's like "Racist"
>
>
>Use it as a blunt instrument to try to beat their opponents over the
>head with.

Remember: When the only tool one has, all problems look like nailes.

DCI


== 4 of 4 ==
Date: Mon, Oct 12 2009 10:22 pm
From: Lisa Lisa


On Oct 13, 12:39 am, m...@privacy.net wrote:
> Wilson Woods <banm...@hotmail.com> wrote:
> >That's right.  My productive effort *is* mine, to be used and traded as
> >I see fit.  No one else has any legitimate right to take any of it from
> >me.  It is mine, mine, mine - don't you fucking looters ever forget that.
>
> Covey coined the term[citation needed] abundance
> mentality or abundance mindset, meaning a business
> concept in which a person believes there are enough
> resources and success to share with others, when
> looking at optimistic people.

Woods would appear to have the abundance mentality.

He likes high premiums coupled with shitty coverage, so he can make
UnitedHealthCare's shareholders and CEO rich.

If that isn't generous, then what is?

Lisa

==============================================================================
TOPIC: How to get rid of a roommate?
http://groups.google.com/group/misc.consumers.frugal-living/t/a3fd1dedade4e5a6?hl=en
==============================================================================

== 1 of 6 ==
Date: Mon, Oct 12 2009 9:58 pm
From: "Malcom \"Mal\" Reynolds"


In article
<hb0dg7$9pr$2@news.datemas.de>,
Marsha <mas@xeb.net> wrote:

> Malcom "Mal" Reynolds wrote:
> > Not that he's likely to accept it, but
> > offering him a lump sum to leave is
> > often a viable solution. Just get a
> > signed document that clearly states the
> > terms and what the money is for.
> >
> > Then he becomes a trespasser legally
>
> She is considering giving him some money to help move out. I think she
> should just tell him to go to hell and let the law handle it, but she
> says it's worth it to her just to be rid of him.
>
> Marsha

If she just gives him money without some
legal document, he'll never leave or
leave her alone.

Personally, I'd tell her to run her face
into a wall while he's there and then
call the cops


== 2 of 6 ==
Date: Mon, Oct 12 2009 9:58 pm
From: "Malcom \"Mal\" Reynolds"


In article
<e647d5d0n30f3av76c912ntmfjap9rmfhp@4ax.
com>,
« Jeem » <not@thebeach.now> wrote:

> On Sun, 11 Oct 2009 20:16:59 -0700 (PDT), phil scott
> <phil@philscott.net> wrote:
>
> >On Oct 11, 1:14 pm, Marsha <m...@xeb.net> wrote:
> >> My milktoast sister does plan on consulting an attorney finally, but
> >> does anyone know what she has to do to get rid of a roommate
> >> (boyfriend)?  She owns the home outright.  He's a verbal abuser and
> >> plays mind games, like hiding her jewelry and undoing a couple small
> >> improvements he's made to her home.  She owns the home outright.  He has
> >> never paid anywhere near an equal share of the bills.  I'm thinking she
> >> may have to formally give him 30 days notice and then just evict him,
> >> probably with the help of some law enforcement.
> >>
> >> Marsha
> >
> >unless she as a written lease agreement she can simply change the
> >locks and leave
> >his stuff in plastic sacks on the front law, notify the police of
> >potential issues, and have
> >someone stay with her until the dust settles.
>
> Agreed. If there is no rental agreement or lease, she has no
> obligation to allow the BF to live with her. She is doing this just of
> her own free will. She had a romantic interest in the man and now she
> does not. That does not obligate her to allow him to live in her home.
> If they were renting an apartment or house and both names were on the
> lease, that would be a different story.

Of course if his name is on any of the
utilities...


== 3 of 6 ==
Date: Mon, Oct 12 2009 10:00 pm
From: "Malcom \"Mal\" Reynolds"


In article
<e28ff199-0096-49d8-84f0-c0fb4c772e05@g1
g2000pra.googlegroups.com>,
"friesian@zoocrewphoto.com"
<friesian@zoocrewphoto.com> wrote:

> On Oct 12, 1:29 pm, « Jeem » <n...@thebeach.now> wrote:
> > On Sun, 11 Oct 2009 20:16:59 -0700 (PDT), phil scott
> >
> >
> >
> > <p...@philscott.net> wrote:
> > >On Oct 11, 1:14 pm, Marsha <m...@xeb.net> wrote:
> > >> My milktoast sister does plan on consulting an attorney finally, but
> > >> does anyone know what she has to do to get rid of a roommate
> > >> (boyfriend)?  She owns the home outright.  He's a verbal abuser and
> > >> plays mind games, like hiding her jewelry and undoing a couple small
> > >> improvements he's made to her home.  She owns the home outright.  He has
> > >> never paid anywhere near an equal share of the bills.  I'm thinking she
> > >> may have to formally give him 30 days notice and then just evict him,
> > >> probably with the help of some law enforcement.
> >
> > >> Marsha
> >
> > >unless she as a written lease agreement she can simply change the
> > >locks and leave
> > >his stuff in plastic sacks on the front law, notify the police of
> > >potential issues, and have
> > >someone stay with her until the dust settles.
> >
> > Agreed. If there is no rental agreement or lease, she has no
> > obligation to allow the BF to live with her. She is doing this just of
> > her own free will. She had a romantic interest in the man and now she
> > does not. That does not obligate her to allow him to live in her home.
> > If they were renting an apartment or house and both names were on the
> > lease, that would be a different story.
>
> It can get complicated though if any of the utilities are in his name,
> or if he has proof of payments. And since he has lived there multiple
> years, his ID will have that address on it. So, the police may not be
> able to make a decision that he doesn't have legal right to be there.
> And that means sending it to the court system, which will take time.
>
> We've had renters admit in court that they are more than 6 months
> behind on rent and have no money to pay. Yet they still get 30 days to
> move out while we have to keep the utilities on or risk being sued.
> The system in our state favors the renter and not the homeowner. We
> couldn't even turn off the cable or wireless internet. The guy was
> spending all day playing games on the internet. If we could have
> turned off the internet (which we were paying for), he would have had
> a reason to leave sooner.

Wow, internet access has finally made it
to the list of necessary utilities


== 4 of 6 ==
Date: Mon, Oct 12 2009 10:20 pm
From: "Rod Speed"


« Jeem » wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> « Jeem » wrote
>>> Marsha <mas@xeb.net> wrote
>>>> « Jeem » wrote
>>>>> Balvenieman <balvenieman@invalid.net> wrote
>>>>>> Dave C. <noway@nohow.never> wrote

>>>>>>> If you are living with someone long enough,
>>>>>>> he becomes your common law husband.

>>>>>> Strictly speaking that simply is not the case in most, if not
>>>>>> all, jurisdictions in the U.S.A. A narrow set of conditions must
>>>>>> prevail in order for a judge (the only person who can do so) to
>>>>>> declare persons to be "common law" spouses. "Common law"
>>>>>> spouse just as "fiancé" is, in common parlance, simply
>>>>>> PCSpeak for "cohabitant", "live-in" or "shackup".

>>>>>> In my view, OP's most constructive and civilized course
>>>>>> of action is to butt out and let her sister live her own life
>>>>>> in return for the same respect and regard.

>>>>> Only a handful of states recognize Common Law Marriage:

>>>>> http://www.ncsl.org/default.aspx?tabid=4265

>>>>> If the OP's sister resides in the majority of states which do not
>>>>> recognize Common Law Marriage, then she has the right to allow her
>>>>> BF to stay or tell him to leave, if his name is not on the deed to the home.

>>>> According to that website, she doesn't qualify for common law marriage.

>>> Then the BF is just a BF. Nothing more.

>> That is just plain wrong legally

> Then please do tell how that is plain wrong legally.

I already did. Shacking up with someone for years isnt the same thing as a BF.

> The BF is a BF. what else more can he be?

A shackupee

>>> No sense even discussing Common Law Marriage any longer
>>> since they do not reside in a state where it is recognized.

>> Yes, but that does NOT mean he has no legal rights at all.

> What legal rights does he have then?

Read up on palimony.

>>> I do honestly wish the best for your sister. No woman (or person
>>> for that matter) should be subjected to abuse of any form.

>> That is just plain silly, most obviously when she has been abusive herself.

> Was she abusive to him in response to his abuse? (

Irrelevant. I was commenting on your much too sweeping claim there.

> i.e. the book "I, Tina") If you kick a dog and the
> dog bites you, is it the dog which is at fault?

Irrelevant to your much too sweeping claim there.

>>> Because he is probably bipolar does not excuse him for his verbal and emotional abuse.

>> Legally that is just plain wrong too.

> Please provide authoritative criteria to support this statement.

Countless cases where insanity has been argued etc.

>>> She deserves better than him and the sooner
>>> he is out of her life, the better off she will be.

>> If he actually is a schitzophrenic etc, the shit
>> could hit the fan very comprehensively indeed.

> Until he has a psychiatric evaluation, there is no diagnosis
> from any physician stating he is schizophrenic, bipolar, etc.

That is just plain wrong too. If she has not lied about
his behaviour, that is evidence of a mental problem.

> Therefore, his medical history would not indicate he has a mental disorder.

You dont know that either.

> Hypothetically speaking, if he had a psychiatric evaluation, that would
> not mean that the GF has any obligation to keep him in her home.

Never said it did.

> Why would his mental condition make him exempt from being evicted from her home?

Never said that either.

> There are plenty of people here who have mental disorders

In fact the absolute vast bulk of them do.

> and who are homeless and no one has a legal
> obligation to take them or keep them in their homes.

Having fun thrashing that straw man ?


== 5 of 6 ==
Date: Mon, Oct 12 2009 10:24 pm
From: "Rod Speed"


« Jeem » wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote

>>> He did not pay any rent to her nor did he pay his part of the living
>>> expenses from what I have read. It was through her generosity that
>>> he lived there rent free because she was romantically involved with him.

>> He did however do some stuff that 'Marsha' claims he has undone now.

>>> He lived there rent free which is a privilege, not a right.

>> No one said anything about rights.

>>> I do not see how he can have any rights except for the
>>> aforementioned right to retain his personal possessions.

>> He does anyway in quite a few US jurisdictions.

>>> Perhaps you can elaborate on what other rights the BF may have?

>> Read up on palimony sometime.

> Palimony laws vary state to state.

What I said in different words.

And it aint necessarily black letter law thats relevant anyway.


== 6 of 6 ==
Date: Mon, Oct 12 2009 10:30 pm
From: "Rod Speed"


« Jeem » wrote
> Marsha <mas@xeb.net> wrote

>> My milktoast sister does plan on consulting an attorney finally, but
>> does anyone know what she has to do to get rid of a roommate
>> (boyfriend)? She owns the home outright. He's a verbal abuser and
>> plays mind games, like hiding her jewelry and undoing a couple small
>> improvements he's made to her home. She owns the home outright.
>> He has never paid anywhere near an equal share of the bills. I'm
>> thinking she may have to formally give him 30 days notice and then
>> just evict him, probably with the help of some law enforcement.

> You know, Marsha, I think a very effective way of your
> sister getting her BF out of the house is to cheat on him.

He may not give a damn. Plenty of married people dont.

> I mean have a short-term affair and don't even try to hide it.
> Let herself get caught, like letting him "accidentally" see a
> love letter in her email or witness her kissing holding hands
> with another guy. If her infidelity will not get him out of the
> house, I do not know what would.

==============================================================================
TOPIC: I remember back when...
http://groups.google.com/group/misc.consumers.frugal-living/t/32a108e42a16b497?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 10:01 pm
From: "Malcom \"Mal\" Reynolds"


In article
<hb0ogp$glq$1@news.eternal-september.org
>,
The Real Bev <bashley101+et@gmail.com>
wrote:

> This was a good group. Looks like the recent spate of political crap has
> even discouraged Rod from posting.


So, every cloud does have a silver lining


>
> It's a fucking shame that people are as stupid as they are.


==============================================================================

You received this message because you are subscribed to the Google Groups "misc.consumers.frugal-living"
group.

To post to this group, visit http://groups.google.com/group/misc.consumers.frugal-living?hl=en

To unsubscribe from this group, send email to misc.consumers.frugal-living+unsubscribe@googlegroups.com

To change the way you get mail from this group, visit:
http://groups.google.com/group/misc.consumers.frugal-living/subscribe?hl=en

To report abuse, send email explaining the problem to abuse@googlegroups.com

==============================================================================
Google Groups: http://groups.google.com/?hl=en

misc.consumers.frugal-living - 25 new messages in 5 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Opposition to Obama's destruction of the health care sector is not about
race - 17 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/28531844efc1bbfe?hl=en
* There is no "right" to health care - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e14cb160c2e4a0dd?hl=en
* How to get rid of a roommate? - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a3fd1dedade4e5a6?hl=en
* I remember back when... - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/32a108e42a16b497?hl=en
* less wear on car, save gas, drive 55 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a0667e7a8ca75811?hl=en

==============================================================================
TOPIC: Opposition to Obama's destruction of the health care sector is not
about race
http://groups.google.com/group/misc.consumers.frugal-living/t/28531844efc1bbfe?hl=en
==============================================================================

== 1 of 17 ==
Date: Mon, Oct 12 2009 7:03 pm
From: Wilson Woods


It's about preventing the government from wrecking health care and
access to it that satisfies most people. Idiot leftist looters who say
it's about race know they've lost the debate.


== 2 of 17 ==
Date: Mon, Oct 12 2009 7:34 pm
From: Nickname unavailable


On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> It's about preventing the government from wrecking health care and
> access to it that satisfies most people.  Idiot leftist looters who say
> it's about race know they've lost the debate.

it race and stupidity, which ever comes first.


== 3 of 17 ==
Date: Mon, Oct 12 2009 7:40 pm
From: Wilson Woods


Nickname is fuckwit, a looter, wrote:
> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> It's about preventing the government from wrecking health care and
>> access to it that satisfies most people. Idiot leftist looters who say
>> it's about race know they've lost the debate.
>
> it race and

It's not race.


== 4 of 17 ==
Date: Mon, Oct 12 2009 7:46 pm
From: "friesian@zoocrewphoto.com"


On Oct 12, 7:34 pm, Nickname unavailable <Vide...@tcq.net> wrote:
> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>
> > It's about preventing the government from wrecking health care and
> > access to it that satisfies most people.  Idiot leftist looters who say
> > it's about race know they've lost the debate.
>
>  it race and stupidity, which ever comes first.

I have good insurance right now. I have to work a minium 15 hours per
week and pay $7 a week out of my paycheck. That allows me to work work
part time at a regular job and work full time on my small business and
still have good health insurance.

If the new health care plan passes with a government subsidized plan,
the insurance companies will either raise rates or go out of business.
In addition, my employee will find that it is cheaper to pay the
penalty than to offer insurance. So, they could simply drop my
insurance next may when the contract expires. I could go from paying
$28 a month to $400 a month and still end up with worse insurance than
my current plan. But if I don't pay it, I could then be forced to pay
more than a thousand dollars in fines for not having insurance.

I'm sorry, but this is not a good plan, the way it is currently
written. We do need improvements, but creating a huge pyramid scheme
isn't the way to go about it. We already have one with medicare and
social security, and we have seen that it only works when there are a
bunch of people paying in that don't need anything paid out. That is
why they want to force everybody to pay for insurance even if they
don't want it. And while they say the government won't force us to use
their plan, it will be teh only plan available if we get dropped by
our employer or the insurance companies go out of business. So, no, I
don't want this plan.

I didn't want the bailouts either, and that includes the one from
Bush. It was stupid then. And it's stupid now.

We can't spend our way out of debt.

== 5 of 17 ==
Date: Mon, Oct 12 2009 7:46 pm
From: larrylaundry


Wilson Woods wrote:
> Nickname is fuckwit, a looter, wrote:
> > On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >> It's about preventing the government from wrecking health care and
> >> access to it that satisfies most people. Idiot leftist looters who say
> >> it's about race know they've lost the debate.
> >
> > it race and
>
> It's not race.

It's about the Republican party sitting back while the average idiot
Republican does their dirty work for them, while the average idiot
thinks they are saving the day by acting like a bunch of complete
idiots.

Race, that just comes with the territory of the anti-Democratic
Republican minds.


== 6 of 17 ==
Date: Mon, Oct 12 2009 7:47 pm
From: Geopinion


On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> It's about preventing the government from wrecking health care and
> access to it that satisfies most people.  Idiot leftist looters who say
> it's about race know they've lost the debate.

I agree, it's not about race. It's about insurance companies' fear
that they'll be cut off from their 30% cut of each U.S. health care
dollar.

Now insurance companies are threatening to raise rates if health care
reform occurs. We should fuck the insurance companies before they fuck
us. Pass a single-payer insurance plan, or a strong public option
plan, and drive those bastards out of the health care business. I'd
rather pay a little more in taxes to have a government agency with a
mandate to provide health care benefits than pay another dime to the
CEOs and lobbyists of the insurance companies, whose books and methods
are not open to the public. At least with a government option, we
have some way to effect changes and improvements through our elected
representatives; and the books would be open to government auditors
and the public.

We don't owe insurance companies a living.

MLW

== 7 of 17 ==
Date: Mon, Oct 12 2009 7:51 pm
From: Wilson Woods


Geopinion wrote:
> On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> It's about preventing the government from wrecking health care and
>> access to it that satisfies most people. Idiot leftist looters who say
>> it's about race know they've lost the debate.
>
> I agree, it's not about race. It's about insurance companies' fear
> that they'll be cut off from their 30% cut of each U.S. health care
> dollar.

It's about citizens' legitimate fear that they're going to have worse
health care, and worse access to what health care they get, after Obama
fucks up the health care system.


== 8 of 17 ==
Date: Mon, Oct 12 2009 8:00 pm
From: Nickname unavailable


On Oct 12, 9:40 pm, Wilson Woods <banm...@hotmail.com> wrote:
> Nickname is fuckwit, a looter, wrote:
>
> > On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >> It's about preventing the government from wrecking health care and
> >> access to it that satisfies most people.  Idiot leftist looters who say
> >> it's about race know they've lost the debate.
>
> >  it race and
>
> It's not race.

then you admit its stupidity:)


== 9 of 17 ==
Date: Mon, Oct 12 2009 8:02 pm
From: Wilson Woods


Nickname unavailable wrote:
> On Oct 12, 9:40 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> Nickname is fuckwit, a looter, wrote:
>>
>>> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>> It's about preventing the government from wrecking health care and
>>>> access to it that satisfies most people. Idiot leftist looters who say
>>>> it's about race know they've lost the debate.
>>> it race and
>> It's not race.
>
> then you admit its stupidity

It's about citizens' legitimate fear that they're going to have worse
health care, and worse access to what health care they get, after Obama
fucks up the health care system.


== 10 of 17 ==
Date: Mon, Oct 12 2009 8:08 pm
From: Nickname unavailable


On Oct 12, 10:02 pm, Wilson Woods <banm...@hotmail.com> wrote:
> Nickname unavailable wrote:
> > On Oct 12, 9:40 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >> Nickname is fuckwit, a looter, wrote:
>
> >>> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >>>> It's about preventing the government from wrecking health care and
> >>>> access to it that satisfies most people.  Idiot leftist looters who say
> >>>> it's about race know they've lost the debate.
> >>>  it race and
> >> It's not race.
>
> >  then you admit its stupidity
>
> It's about citizens' legitimate fear that they're going to have worse
> health care, and worse access to what health care they get, after Obama
> fucks up the health care system.

no, you admitted is was about stupidity. i will take your word for it
this time:)


== 11 of 17 ==
Date: Mon, Oct 12 2009 8:08 pm
From: Geopinion


On Oct 12, 7:51 pm, Wilson Woods <banm...@hotmail.com> wrote:
> Geopinion wrote:
> > On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> >> It's about preventing the government from wrecking health care and
> >> access to it that satisfies most people.  Idiot leftist looters who say
> >> it's about race know they've lost the debate.
>
> > I agree, it's not about race.  It's about insurance companies' fear
> > that they'll be cut off from their 30% cut of each U.S. health care
> > dollar.
>
> It's about citizens' legitimate fear that they're going to have worse
> health care, and worse access to what health care they get, after Obama
> fucks up the health care system.

You think handing the insurance companies 30 cents out of each health
care dollar is a good system? They don't provide an ounce of health
care and are in charge of every decision that is made about your
health care. A government-run system wouldn't be trying to maximize
profits to pay their CEOs, shareholders and lobbyists - and the bean
counters who do nothing but think of ways to deny coverage.


MLW


== 12 of 17 ==
Date: Mon, Oct 12 2009 8:11 pm
From: Wilson Woods


Nickname is fuckwit, a looter, wrote:
> On Oct 12, 10:02 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> Nickname unavailable wrote:
>>> On Oct 12, 9:40 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>> Nickname is fuckwit, a looter, wrote:
>>>>> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>>>> It's about preventing the government from wrecking health care and
>>>>>> access to it that satisfies most people. Idiot leftist looters who say
>>>>>> it's about race know they've lost the debate.
>>>>> it race and
>>>> It's not race.
>>> then you admit its stupidity
>> It's about citizens' legitimate fear that they're going to have worse
>> health care, and worse access to what health care they get, after Obama
>> fucks up the health care system.
>
> no, you admitted

It's about citizens' legitimate fear that they're going to have worse
health care, and worse access to what health care they get, after Obama
fucks up the health care system.


== 13 of 17 ==
Date: Mon, Oct 12 2009 8:12 pm
From: Wilson Woods


Geopinion wrote:
> On Oct 12, 7:51 pm, Wilson Woods <banm...@hotmail.com> wrote:
>> Geopinion wrote:
>>> On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>>>> It's about preventing the government from wrecking health care and
>>>> access to it that satisfies most people. Idiot leftist looters who say
>>>> it's about race know they've lost the debate.
>>> I agree, it's not about race. It's about insurance companies' fear
>>> that they'll be cut off from their 30% cut of each U.S. health care
>>> dollar.
>> It's about citizens' legitimate fear that they're going to have worse
>> health care, and worse access to what health care they get, after Obama
>> fucks up the health care system.
>
> You think handing the insurance companies 30 cents out of each health
> care dollar is a good system?

I think lengthening the wait times /most/ people face is a shitty reform.


== 14 of 17 ==
Date: Mon, Oct 12 2009 8:28 pm
From: The Real Bev


Wilson Woods wrote:

> It's about citizens' legitimate fear that they're going to have worse
> health care, and worse access to what health care they get, after Obama
> fucks up the health care system.

I agree with everything you say, but I really wish you'd eliminate
misc.consumers.frugal-living from your newsgroup list. You might like arguing
among yourselves, but (as shown by the list of participants in your threads)
none of us is interested in the continued wrangle no matter how important the
subject is.

--
Thanks, Bev
==============================================================
"Arguing on the internet is like running a race in the Special
Olympics: even if you win, you're still retarded."


== 15 of 17 ==
Date: Mon, Oct 12 2009 8:29 pm
From: Tim Crowley


On Oct 12, 7:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
> It's about preventing the government from wrecking health care and
> access to it that satisfies most people.  Idiot leftist looters who say
> it's about race know they've lost the debate.

BUahahahahahahaha.


hint: you're insane.

== 16 of 17 ==
Date: Mon, Oct 12 2009 8:30 pm
From: Tim Crowley


On Oct 12, 7:34 pm, Nickname unavailable <Vide...@tcq.net> wrote:
> On Oct 12, 9:03 pm, Wilson Woods <banm...@hotmail.com> wrote:
>
> > It's about preventing the government from wrecking health care and
> > access to it that satisfies most people.  Idiot leftist looters who say
> > it's about race know they've lost the debate.
>
>  it race and stupidity, which ever comes first.

the OP is insane. For her and most racists the stupidity comes first.
But make no mistake about it. All the OP about is hate. Hate and
ignorance. She's a sad, sad case.


== 17 of 17 ==
Date: Mon, Oct 12 2009 8:32 pm
From: Tim Crowley


On Oct 12, 8:28 pm, The Real Bev <bashley...@gmail.com> wrote:
> Wilson Woods wrote:
> > It's about citizens' legitimate fear that they're going to have worse
> > health care, and worse access to what health care they get, after Obama
> > fucks up the health care system.
>
> I agree with everything you say, but I really wish you'd eliminate
> misc.consumers.frugal-living from your newsgroup list.  Y

She is insane. She spams usenet with hate cause she needs the
attention. WEventually she looses her internet access and then comes
back with new service and a new collection of aliases.


==============================================================================
TOPIC: There is no "right" to health care
http://groups.google.com/group/misc.consumers.frugal-living/t/e14cb160c2e4a0dd?hl=en
==============================================================================

== 1 of 4 ==
Date: Mon, Oct 12 2009 7:08 pm
From: JohnDoe@BadISP.org


Geopinion <walkmar@easystreet.net> wrote:

>On Oct 11, 6:55 pm, John...@BadISP.org wrote:
>> Geopinion<walk...@easystreet.net> wrote:

>> >No one knows which physicians or hospitals provide the best care for
>> >the least cost.  That information is not available anywhere, so the
>> >free market provides no choices for the health-care consumer.

>> Someone does know, or at least can find out. However, the physicians
>> and hospitals don't want this to happen so they pressure and are
>> largely successful in preventing governments from collecting and
>> disseminating the information. As with all these areas there is some
>> truth to the (usual) accusation of the weakness of the information,
>> and as usual the concept that we can't achieve perfection is used to
>> avoid any action whatsoever.

>OK, let's say you've done your homework and have somehow managed to
>find enough information about physicians/hospital who are the best and
>most affordable local options for the conditions you are most likely
>to face: heart disease, cancer, Alzheimers, diabetes; but then you
>develop a rare nerve disease and must start all over. Weakness of the
>information is critical and unless/until sufficient information is
>available to all patients, and unless/until all patients are
>sufficiently educated to evaluate the information, the free-market has
>failed at the critical first step: finding the best, most affordable
>care.

Why does the market need to find the best, most affordable care
(implied: - at all times and in all instances)? The answer is that the
market is messy and if you set a super-high perfection standard of
course it will fail.

Compare with supermarkets. In my area the "snob" supermarket (sells
caviar, various types of smoked salmon cut off the fish while you
wait, Kobe beef, lots of imported foods) is often cheaper than the
cheapo (dirty floor, crowded aisles, surly underpaid employees) for
staples such as paper towels, sugar and cans of tomatoes but you
wouldn't think so unless you studiously examine the flyers and also
look for the manager's specials. Since most people refuse to do their
homework (except in a general sense) they often overpay for these
things. Does this mean there's no competition among supermarkets? Or
that the competition isn't working? No in both cases. They're not
reducing the prices of items because of altruism. The snob market
wants to attract and keep the shopper. The cheapo is resting on its
reputation and eventually as more people find out about the snob
prices they'll lose enough business to hurt.

People who don't do their homework in the health care area (if they
were able to get the information) will get poorer service and pay more
for it. Too bad. More importantly, the vast majority who do
investigate will get better service at a cheaper price.

>> >No one can afford to take the time and perform the research needed to
>> >determine where to get the most effective treatment for the least cost
>> >in the shadow of a potentially life-threatening illness.  So the free
>> >market has no answers in that situation.

>> That's exactly when you want to do your homework and when the
>> government should be working to make the suppliers cough up the
>> relevant information. But maybe you mean "in an emergency situation"
>> instead of "in the shadow of a life-threatening illness." In that
>> case, true, you can't spend the time to find out which is the best
>> hospital to stabilize you. This is where we need trauma insurance, or
>> perhaps there's a place for 100% government control and operation,
>> much like the fire brigade.  

>Again, the needed information is not currently available, nor is it
>likely to become available. Expecting lay people to become
>sufficiently well informed about something that took physicians years
>and years of medical training to understand, is another failure of the
>free-market with regard to health care.

Oh, nonsense. Most medical care can be easily done by simply reading a
textbook on the area that ails you. Most MD's are out of date the
minute they walk out of medical school or even earlier. Take a look at
the serious publications in medicine; no human could keep up in all
but the most narrow specialty and that's nowhere near the level at
which most MD's function. Medicine is just cookbook: read the text and
take the drug! Surgery and nursing care are another matter but even
there sub-sub specialization is necessary to be even close to an
expert and there's no need for "years and years" of training.

For example you don't need to know anything about orthopedics or
cardiology to perform a Trans Urethral Radical Prostatectomy (standard
surgery for BPH). In fact if you did a TURP and were trained to do so
back in your "years and years" you'd be out of date. While TURP's are
still done for very big prostates, PVP (greenlight laser) is the
method of choice for most today. Whoops! That's just gone out of date.
Robot-controlled PVP is the latest and the greatest. Your poor old
"years and years" of training urologist is obsolete at least for this
function.

> And how does one weight
>quality vs. cost? Should I chose the second or third cheapest
>provider of that's the best? or does cost outweigh everything else?

That's your decision which the government won't let you make because
you might make a mistake (or reduce the incomes of the pros). Read
about the automotive engineer in my previous post.

>> >Rural areas and small towns may have only one source for health care,
>> >so there are no choices to be made among competing providers because
>> >there are no competing providers.  The free market offers no solutions
>> >there.

>> Oh, come on. Under all systems the rural ill are going to be at a
>> significant disadvantage. If they want the choice they have to move to
>> a big city. In practice, just as in other sectors of the economy,
>> competition comes via mail order, the internet, and travel to the
>> appropriate competing supplier. We even have people going to India,
>> Thailand, and Mexico (and probably other countries) for lower cost
>> health care. There's the competition.

>The absence of rural/small-town medical services means the free-market
>has not been successful outside large metropolitan areas. And
>suggesting that all Americans move to cities large enough to have
>multiple providers is kind of ludicrous.

Yikes! You really want to have a top-notch cardiologist in every hick
town? A fertility expert? Name your expert! The rural people aren't
going to get the care under any system (market, central-directed,
dream up another). And they do move (temporarily) to cities (or other
cities) for the care. This whole idea of "pity the rural person" is
ridiculous. If you live in the back blocks of Idaho should you expect
a Broadway theater down the street?

And how the absence of rural medical services shows that the market
doesn't work is beyond me. I don't think there's an absence of medical
services but if there is that's what the demand calls for: none.

>> >The same limits exist with regard to insurers; most people have no
>> >choice but must use the insurer - and the participating physicians/
>> >hospitals - their employer selects.  Those without employer-provided
>> >health care likewise have very limited choices and usually must simply
>> >obtain coverage they can afford.  So, the free market hasn't performed
>> >for those people, either.

>> And that's because the free market hasn't been allowed/forced to
>> function. Several years ago I attempted to compare the reimbursement
>> levels between the (supposedly) competing plans my employer offered.
>> Big problem: the DRG's (Diagnostic Related Groups) are not the same
>> between plans and the actual coding is copyright (even Medicare's) so
>> you can't get a list of the DRG's (without paying megabucks for them)
>> and even if you do you can't compare them nor can anyone else and
>> publish the comparison. Obviously this is to prevent competition
>> something the free marketeers should have outlawed long ago. But they
>> don't / didn't. Further most insurance companies won't even talk to
>> you (the insured or potential insured). They make it as hard as
>> possible to find out what you're actually getting for your money. This
>> is like the restaurant telling you it won't tell you the price of your
>> food until after you've consumed it.

>And insurance companies wouldn't pay out a dime if they didn't have
>to. That's why "insurance" is ill-fitted to health care.

That's not the only reason "insurance" is ill-fitted to health care.

> Health
>problems are a given; most individuals WILL become ill at some point
>in their life.

But in most cases the individual, if empowered, can afford to deal
with the problems himself. It's the catastrophe (accident, heart
attack, etc) and the end-of-life care that he needs financial help
with.

> Insurance is for "in case of," rare, unforeseen
>losses. Insurance companies never consider themselves to be involved
>in their clients' lives from cradle-to-grave. Their risks are usually
>limited by term of employment or membership in a covered
>organization. Insurance companies Number One task is to limit payouts
>and maximize shareholder/CEO/lobbyist profits. Insurance companies do
>not provide health care.

Correct and that's why the current brouhaha is not about "reforming
health care" but about changing the distribution of health care costs
using, in my view, a silly, restrictive, regressive
guaranteed-to-bust-the-budget, method. At one stage during his
campaign Obama said that the problem is not with insurance but with
the cost of health care. He was right but he seems to have completely
forgotten about this statement. Or... maybe I mis-heard <g>.

According to one source (I agree that this is vague which is the
problem with all statistics in this area) the average income of the US
MD is $200,000 and there are around 900,000 MD's in the US. Counting
up the zeros that means that the MD's cost us $180,000,000,000 each
year. According to the comparative studies from WHO non-US (France UK
and Japan specifically mentioned) MD's are paid 60% of the US salaries
meaning that if we paid our MD's the same as the underpaid French
(yeah, right) we'd save $72 billion right there. Never mind
disemploying large numbers who just write prescriptions.

Just how much do those much-vilified insurance company executives get
paid? A lot less than $72 billion, I'd guess. And let's not forget
that the majority of workers in the insurance companies are lowly-paid
grunts.

Now I don't know how much MD's should be paid and I think a system
which imposed a salary cap/ price control except in very minor areas
would be a disaster but we'll never find out the right number -- the
right income -- until we let the market work its magic. Let the
consumer decide at the point of sale (how much is it worth to see the
PCP tomorrow?) for each individual transaction and cumulatively we'll
find out.

For those afraid of the market, read the Atlantic Monthly article
where the guy suggests comparison with Lasik and cosmetic surgery
where insurance rarely is applicable. The system is highly responsive
to the consumer at what seems to be a much lower price. Of course
you're not going to find Lasik surgery at Fort Apache <g>.


== 2 of 4 ==
Date: Mon, Oct 12 2009 7:29 pm
From: Marsha


JohnDoe@BadISP.org wrote:
> According to one source (I agree that this is vague which is the
> problem with all statistics in this area) the average income of the US
> MD is $200,000 and there are around 900,000 MD's in the US. Counting
> up the zeros that means that the MD's cost us $180,000,000,000 each
> year. According to the comparative studies from WHO non-US (France UK
> and Japan specifically mentioned) MD's are paid 60% of the US salaries
> meaning that if we paid our MD's the same as the underpaid French...

>snipping the rest of the bullshit>

You are just plain fucking nuts. Class envy - ever heard of it? That's
what's bringing this country down. You are not entitled to what a
doctor makes unless you do a doctor's job. You want 200,000 a year in
this country? Then get a damn MD degree. You are just as free as
everyone else to make the most of your life and if you don't have the
inclination, then leave those who do alone. You want a fucking
socialist society, then move to France or any other pansy ass country
and quitcherbitchen. Goddamn fucking liberal piece of shit.


== 3 of 4 ==
Date: Mon, Oct 12 2009 8:11 pm
From: JohnDoe@BadISP.org


Marsha <mas@xeb.net> wrote:

>JohnDoe@BadISP.org wrote:
> > Food stamps exist to benefit agribusiness, not provide luxury for the
>> recipient. However we do have a program you'd like: WIC. What you
>> wouldn't like is to be behind someone paying with WIC checks.
>> Everything has to be sorted out and paid for specifically such as a
>> check just for one gallon of milk.

>Food stamps (Ohio Directional Cards as they are called, a feel-good
>name)

Maybe in your state. Most of us know them as "Food Stamps" see:

http://www.fns.usda.gov/fsp/rules/Legislation/about.htm

(that "fsp" in the URL stands for "Food Stamp(s) Program")

>are used to buy what a lot of people who can't afford it themselves
>would consider luxury food. If tax dollars are being used to buy
>someone food, there should be stricter guidelines on what they can buy.

Your opinion. Nothing to do with health care.

<snip>

>Well, if I had my way, a lifetime welfare mother shouldn't be allowed to
>have kids. The mothers would have their tubes tied and the daddies, if
>you can find them, would be snipped, but alas it's just a dream.
>Extreme? Yeah, I suppose.

Same again.

>>>> And how do you judge whether someone's heart attack is directly a
>>>> result of, say, smoking or drinking, and not other things like stress
>>>> or genetics. Sure, there's a correlation between things like smoking
>>>> and heart disease, but no one can determine whether any particular
>>>> instance of heart disease is a direct consequence of an individual's
>>>> smoking/drinking habits. Many people smoke and drink heavily and live
>>>> to ripe old ages without experiencing any serious medical
>>>> consequences. Many people who don't have any discernible bad habits
>>>> have heart attacks or develop other diseases but may not be entirely
>>>> blameless because they work in high-stress or high-toxin-exposure jobs
>>>> or are extremeType A personalities, or maybe they live in areas with
>>>> high levels of air or water pollution or are downwind from historical
>>>> nuclear blasts; and those are situations that are within their power
>>>> to correct. Shall we blame them for their illnesses, too?

>As I said before, you obviously have no knowledge of the health care
>field.

You didn't at least not to me. Maybe you should look to your
attributions.

<snip>

>>> What about those who are non-compliant with
>>> doctor's orders?

>> Doubtless you consider "doctor's orders" as an edict from god. I
>> suggest you read some of the Cochrane reports as to how reliable
>> "doctor's orders" are.

>Again, you obviously have zero knowledge of health care. If a cardiac
>stent is put in after a heart attack, you damn well better take the
>Plavix or we'll be seeing you in about 2 days, with another heart
>attack, guaranteed. If you don't have the money, there are programs to
>get you the meds. You also better stop smoking, including marijuana,
>and quit taking drugs. Are you really as stupid as you're sounding?

OK, you're so smart. Let's see a study. Abstract from Medline will be
enough at least for now. It better say something like: "We took 1000
people who had recently installed stents and who didn't take Plavix
and they all had another infarction within two days of their surgery."

>>> A patient who comes back in with a heart attack, after
>>> having a stent, because he "couldn't afford the medication"?

>> So, maybe he's telling the truth?

>Reading comprehension 101 - I didn't say he wasn't telling the truth. I
>was alluding to the supposedly poor person who couldn't afford the meds,
>but manages to smoke two packs a day and get his daily allotment of
>alcohol. Happens a lot.

Maybe logic is your problem. If he's spent all his money on smokes and
alcohol he can't afford his meds can he?

>> I think you're just another "we only help the deserving poor"
>> right-winger with slightly different criteria for deciding
>> "deserving".

>And you're just a bleeding heart liberal who wants to help everyone out
>of their self-made messes, except you want to do it with my money. If
>you feel so sorry for these idiots, then you help them. I won't stop you.

I doubt most of the people here think I'm a bleeding heart liberal
given my support for the market <g>.


== 4 of 4 ==
Date: Mon, Oct 12 2009 8:15 pm
From: JohnDoe@BadISP.org


"friesian@zoocrewphoto.com" <friesian@zoocrewphoto.com> wrote:

>On Oct 12, 4:15 pm, Marsha <m...@xeb.net> wrote:

>> Food stamps (Ohio Directional Cards as they are called, a feel-good
>> name)are used to buy what a lot of people who can't afford it themselves
>> would consider luxury food.  If tax dollars are being used to buy
>> someone food, there should be stricter guidelines on what they can buy.

>Very true. Here in Washington state, food stamps may be used to
>purchase pop, candy, deli party trays, bakery cakes (including large
>special order cakes), lobster, jumbo prawns, expensive steak, etc.

<snipped various anecdotes>

Ronald Reagan is alive and well and fantasizing in [wherever
"friesian" lives]! (Those of sufficient age will remember what this
refers to.)


==============================================================================
TOPIC: How to get rid of a roommate?
http://groups.google.com/group/misc.consumers.frugal-living/t/a3fd1dedade4e5a6?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Oct 12 2009 7:07 pm
From: « Jeem »


On Tue, 13 Oct 2009 11:36:29 +1100, "Rod Speed"
<rod.speed.aaa@gmail.com> wrote:


>> He did not pay any rent to her nor did he pay his part of the living
>> expenses from what I have read. It was through her generosity that
>> he lived there rent free because she was romantically involved with him.
>
>He did however do some stuff that 'Marsha' claims he has undone now.
>
>> He lived there rent free which is a privilege, not a right.
>
>No one said anything about rights.
>
>> I do not see how he can have any rights except for the
>> aforementioned right to retain his personal possessions.
>
>He does anyway in quite a few US jurisdictions.
>
>> Perhaps you can elaborate on what other rights the BF may have?
>
>Read up on palimony sometime.

Palimony laws vary state to state.
>


== 2 of 2 ==
Date: Mon, Oct 12 2009 7:12 pm
From: « Jeem »


On Sun, 11 Oct 2009 16:14:54 -0400, Marsha <mas@xeb.net> wrote:

>My milktoast sister does plan on consulting an attorney finally, but
>does anyone know what she has to do to get rid of a roommate
>(boyfriend)? She owns the home outright. He's a verbal abuser and
>plays mind games, like hiding her jewelry and undoing a couple small
>improvements he's made to her home. She owns the home outright. He has
>never paid anywhere near an equal share of the bills. I'm thinking she
>may have to formally give him 30 days notice and then just evict him,
>probably with the help of some law enforcement.
>
>Marsha

You know, Marsha, I think a very effective way of your sister getting
her BF out of the house is to cheat on him. I mean have a short-term
affair and don't even try to hide it. Let herself get caught, like
letting him "accidentally" see a love letter in her email or witness
her kissing holding hands with another guy. If her infidelity will not
get him out of the house, I do not know what would.

==============================================================================
TOPIC: I remember back when...
http://groups.google.com/group/misc.consumers.frugal-living/t/32a108e42a16b497?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 7:26 pm
From: The Real Bev


This was a good group. Looks like the recent spate of political crap has even
discouraged Rod from posting.

It's a fucking shame that people are as stupid as they are.

--
Cheers, Bev
*************************************************
Never argue with a woman holding a torque wrench.

==============================================================================
TOPIC: less wear on car, save gas, drive 55
http://groups.google.com/group/misc.consumers.frugal-living/t/a0667e7a8ca75811?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Oct 12 2009 8:22 pm
From: don@manx.misty.com (Don Klipstein)


In <a28aac4e-b256-4be3-a694-01d1ba159775@l9g2000yqi.googlegroups.com>, bob
syr wrote:

>On Oct 10, 6:45 pm, Mrs Irish Mike <wilma6...@gmail.com> wrote:
>>  You are spot on. I drive cars for years and love to see 200K and more
>> on the odometer. One of the things I do is drive 55. The easiest thing
>> to do is to get behind a large truck that is going about the right
>> speed. Trucks take longer to brake, so I reduce my chance of a rear
>> end collision. Also the trucks tend to cut through the wind resistance
>> and pull you along, further reducing the wear on your car. With the
>> truck in front, most drivers will not want to get between you and the
>> truck.
>
>I've heard about that but never tried it. Don't you have to be pretty
>close to the truck to be in the wake?

<I SNIP from here>

My experiece is that the wake behind larger trucks is somewhat
significant even about 1.5 seconds behind the truck, about 130 feet at
60 MPH.

It is good to be behind a large truck by far enough to react to the
truck having an emergency such as a tire exploding or a retreaded tire
losing its tread, so that you can get around the bigger pieces of
shrapnel.

In addition, it is not good to draft trucks that have exposed piles of
gravel or worse loads that they may inadvertently unload if they hit a
pothole. I have known (from experience) dump trucks carrying gravel to
lose a bit of the gravel as they go along, with some of the gravel dinging
windshields of cars nearby behind.

Also, I would not draft trucks having rear closure like that of most
U-Haul ones and lacking a padlock or other means to keep the closure from
opening. I once rode a U-Haul truck without a padlock, and at the
destination the rear was open - with the load fortunately still in the
truck.

- Don Klipstein (don@misty.com)


==============================================================================

You received this message because you are subscribed to the Google Groups "misc.consumers.frugal-living"
group.

To post to this group, visit http://groups.google.com/group/misc.consumers.frugal-living?hl=en

To unsubscribe from this group, send email to misc.consumers.frugal-living+unsubscribe@googlegroups.com

To change the way you get mail from this group, visit:
http://groups.google.com/group/misc.consumers.frugal-living/subscribe?hl=en

To report abuse, send email explaining the problem to abuse@googlegroups.com

==============================================================================
Google Groups: http://groups.google.com/?hl=en

misc.consumers.frugal-living - 25 new messages in 3 topics - digest

This summary is not available. Please click here to view the post.