Frugal Living: Jan 3, 2009

Saturday, January 3, 2009

misc.consumers.frugal-living - 25 new messages in 18 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* 2009, "Be prepared to fight to the finish or your kind will vanish". - 2
messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/766a9fc8c60bc0b0?hl=en
* 100 finanzierung haus,bauspardarlehen 1,immobilien krediten,günstige kredite
hauskauf,immobilienkredit konditionen, + + + + +++ GUENSTIGE KREDITE ONLINE +++
KREDITE IM INTERNET OHNE SCHUFA +++ + + http://WWW.IMMOBILIEN-KREDIT-ONLINE.
NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-
ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-
KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.
IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://
WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http:/
/WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET + + +
+ kredit haus bauen mein haus planen & finanzieren 2.0 in St. Kitts und Nevis
immobilienfinanzierung tipps baufinanzierung umschuldung in Südafrika antrag
auf eigenheimzulage aktuelle hypotheken zinsen in Niedersachsen
baufinanzierung wiki zinsentwicklung immobilienkredit in Gunzenhausen einem
bauspardarlehen haus finanzieren rechner in Hoechstadt hypotheken darlehen
baukredit finanzierung in Uelzen eigenheimzulage nach 2006 ratgeber
immobilienfinanzierung in Pforzheim finanzierung haus vergleich zinsen für
immobilienfinanzierung in Weißenfels - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/faf3ef891ff6d215?hl=en
* alternative immobilienfinanzierung,kredite für eigentumswohnung,hypothek
zinssatz,banken verkaufen immobilienkredite,eigenheimzulage forum, - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/087582f3766bcfd6?hl=en
* Wholesale UGG Boots Wholesale discount Ugg Boots $60 - www.cicigogo.cn - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/dd7d3780506b1b4c?hl=en
* bank account referral - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d39814b9a9a7e666?hl=en
* wholesale price Miumiu handbags from www.shoesvv.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/b3a7f4f9a53eac29?hl=en
* sports shoes, basketball shoes, running shoes, football shoes, tennis shoes -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/1ceae7a5b55bac38?hl=en
* Dior shoes, Dsquared shoes, Gucci shoes, Dunk sb shoes, Hogan shoes, Jordan
shoes, Nike Shox shoes, Jordan+AF1 shoes, Lacoste shoes, LV shoes, prada shoes,
Puma shoes, Supra shoes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2019c378bf898262?hl=en
* Adidas three leaf shoes, Adidas Smith shoes,Nike Obama shoes, Richmond shoes,
True Religion shoes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d79883e58061488a?hl=en
* I sure do want my penny! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/20ccfc5ba13a12fd?hl=en
* date your checks '09,a few ahead. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e5e8f1a53af5205b?hl=en
* Mattress Money? - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e3068dab37174d4c?hl=en
* Epigenetics for young and old - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/7a232ebcde5aeb1e?hl=en
* Idea to Fix Health Care: Medical Management Aid Societies (MMAS) - 2
messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e209cbabf80cacd5?hl=en
* Anyone else seeing mystery phone numbers on Embarq long distance bill? - 2
messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5143a3a3f5a603f2?hl=en
* rs-vogue.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/4afececbc76af1cd?hl=en
* nike shoes jordan shoes wholesale shoes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/672b3b24d5de00be?hl=en
* 98cnshoes - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/414ed7e317531153?hl=en

==============================================================================
TOPIC: 2009, "Be prepared to fight to the finish or your kind will vanish".
http://groups.google.com/group/misc.consumers.frugal-living/t/766a9fc8c60bc0b0?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jan 2 2009 11:56 pm
From: "Michael Bay's unhealthy fascination with robotic crotches"

On Jan 1, 11:58 am, hp...@lycos.com wrote:
> http://www.wvwnews.net/
>
> Fine articles.
>
> mitch

Thank you for the laughs. I looked through the articles on that
website and each one made me laugh harder than the previous one. When
scared, racists white people write about race, it's much like a five
year old talking about the monster that lives under the bed. Man,
what a hoot. Scared, white people are hilarious.

== 2 of 2 ==
Date: Sat, Jan 3 2009 6:39 am
From: grey_ghost471-newsgroups@yahoo.com (Gray Ghost)

"Michael Bay's unhealthy fascination with robotic crotches"
<goofindoo@yahoo.com> wrote in news:09793c15-5b81-4129-b83b-
c0572113434c@i24g2000prf.googlegroups.com:

> On Jan 1, 11:58 am, hp...@lycos.com wrote:
>> http://www.wvwnews.net/
>>
>> Fine articles.
>>
>> mitch
>
> Thank you for the laughs. I looked through the articles on that
> website and each one made me laugh harder than the previous one. When
> scared, racists white people write about race, it's much like a five
> year old talking about the monster that lives under the bed. Man,
> what a hoot. Scared, white people are hilarious.
>

Apparently you've never heard black people blaming white people for "keeping
them dowm" as an excuse for thier sad lot.

Racism runs both ways and is noone's private stupidity.

--
Always remember:

Bull Connor was a Democrat!

==============================================================================
TOPIC: 100 finanzierung haus,bauspardarlehen 1,immobilien krediten,günstige
kredite hauskauf,immobilienkredit konditionen, + + + + +++ GUENSTIGE KREDITE
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http://WWW.IMMOBILIEN-KREDIT-ONLINE.NET http://WWW.IMMOBILIEN-KREDIT-ONLINE.
NET + + + + kredit haus bauen mein haus planen & finanzieren 2.0 in St. Kitts
und Nevis immobilienfinanzierung tipps baufinanzierung umschuldung in
Südafrika antrag auf eigenheimzulage aktuelle hypotheken zinsen in
Niedersachsen baufinanzierung wiki zinsentwicklung immobilienkredit in
Gunzenhausen einem bauspardarlehen haus finanzieren rechner in Hoechstadt
hypotheken darlehen baukredit finanzierung in Uelzen eigenheimzulage nach 2006
ratgeber immobilienfinanzierung in Pforzheim finanzierung haus vergleich
zinsen für immobilienfinanzierung in Weißenfels
http://groups.google.com/group/misc.consumers.frugal-living/t/faf3ef891ff6d215?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 12:32 am
From: onlinepoker

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==============================================================================
TOPIC: alternative immobilienfinanzierung,kredite für eigentumswohnung,
hypothek zinssatz,banken verkaufen immobilienkredite,eigenheimzulage forum,
http://groups.google.com/group/misc.consumers.frugal-living/t/087582f3766bcfd6?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 1:53 am
From: teqh618@googlemail.com

alternative immobilienfinanzierung,kredite für
eigentumswohnung,hypothek zinssatz,banken verkaufen
immobilienkredite,eigenheimzulage forum,

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kredit haus hypothek konditionen in Hofheim / Ts.
immobilie finanzieren ohne cs hypothek in Slowenien
eigenheimzulage 15 abschreibung eigenheimzulage in Greiz
kfw hypothek baufinanzierung bayern in Seychellen
hypothek eigenkapital hausfinanzierung kfw in Schleswig-Holstein
hypothek umschulden hausfinanzierung online berechnen in Harburg
immobilienkredit vorzeitig immobilien kredit vergleich in Potsdam

==============================================================================
TOPIC: Wholesale UGG Boots Wholesale discount Ugg Boots $60 - www.cicigogo.cn
http://groups.google.com/group/misc.consumers.frugal-living/t/dd7d3780506b1b4c?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 3:40 am
From: online shop

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==============================================================================
TOPIC: bank account referral
http://groups.google.com/group/misc.consumers.frugal-living/t/d39814b9a9a7e666?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jan 3 2009 6:45 am
From: George

Shawn Hirn wrote:
> In article <ypedncK3NvAJ5MPUnZ2dnUVZ_oWdnZ2d@giganews.com>,
> "David" <usenet-email@spamex.com> wrote:
>
>> Hi, I would like to know of a good american bank to use with bad or limited
>> credit history. I have used other check cards but they did not offer checks,
>> and found it difficult to even up with paypal. I also may have a mark or two
>> on chex systems that is preventing me from getting a good checking account
>> anywhere. I also have incurred debt at three loan establishments with
>> nothing much to show for it. Thanks, I am new hear but have participated
>> before.
>
> For information on banks, see http://www.bankrate.com but note that as
> long as you are not applying for a credit line and you have proof of
> your address, any bank should be willing to give you an account.

Seems you have never heard of chexsystems that he mentioned. They are
just as rotten as the various credit agencies but just like them they
are gospel for big box banks which are totally mindless. The only chance
he has might be to find a locally locally owned bank that may work with
him if he sits down with them.

== 2 of 2 ==
Date: Sat, Jan 3 2009 6:48 am
From: George

itsjoannotjoann@webtv.net wrote:
> On Jan 2, 8:36 pm, Samatha Hill -- take out TRASH to reply
> <samh...@TRASHsonic.net> wrote:
>> Shawn Hirn wrote:
>>
>>> For information on banks, seehttp://www.bankrate.combut note that as
>>> long as you are not applying for a credit line and you have proof of
>>> your address, any bank should be willing to give you an account.
>> This is actually not true in the US. There is a bank network reporting
>> people who frequently bounce/kite/whatever checks, and those people tend
>> to have a much harder time opening an account.
>
>>
> What Samantha says is true. 20+ years ago a jerk who was my b/f at
> the time also messed up his chance of getting a checking account much
> like this David person. Like an idiot I opened an account in both our
> names. BIG MISTAKE. He soon started the same sloppy checking
> practices as before. I learned my lesson and quickly closed that
> account and sent him packing!
>
> Until this David person mans up to his problem and fixes it, he'll
> find getting a checking account almost impossible.

Exactly, chexsystems is just as ridiculous as the various credit
reporting agencies. The simplest thing can cause them to ding you and it
is almost impossible to have it removed. My buddies sister is the manger
of the local branch of a big box bank and she said it is written in
stone that they must mindlessly go by whatever chexsystems says.

==============================================================================
TOPIC: wholesale price Miumiu handbags from www.shoesvv.com
http://groups.google.com/group/misc.consumers.frugal-living/t/b3a7f4f9a53eac29?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 6:49 am
From: trade03

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==============================================================================
TOPIC: sports shoes, basketball shoes, running shoes, football shoes, tennis
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http://groups.google.com/group/misc.consumers.frugal-living/t/1ceae7a5b55bac38?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 6:56 am
From: trade03

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==============================================================================
TOPIC: Dior shoes, Dsquared shoes, Gucci shoes, Dunk sb shoes, Hogan shoes,
Jordan shoes, Nike Shox shoes, Jordan+AF1 shoes, Lacoste shoes, LV shoes,
prada shoes, Puma shoes, Supra shoes
http://groups.google.com/group/misc.consumers.frugal-living/t/2019c378bf898262?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 6:57 am
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==============================================================================
TOPIC: Adidas three leaf shoes, Adidas Smith shoes,Nike Obama shoes, Richmond
shoes, True Religion shoes
http://groups.google.com/group/misc.consumers.frugal-living/t/d79883e58061488a?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 7:02 am
From: trade03

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==============================================================================
TOPIC: I sure do want my penny!
http://groups.google.com/group/misc.consumers.frugal-living/t/20ccfc5ba13a12fd?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 8:35 am
From: suds macheath

Bill wrote:
> I purchased something at a store for $1.49 and gave the cashier $1.50.
>
> She put the money in her cash drawer and then just stared at me.
>
> I stared back.
>
> After about 10 seconds, she says... "Do you want your penny?"
>
> I said.. "I sure do want my penny!"
>
> She then reluctantly gave me my penny change...
>
>

---Bill, are you one of those guys who carry a coin purse? Just askin'.....

==============================================================================
TOPIC: date your checks '09,a few ahead.
http://groups.google.com/group/misc.consumers.frugal-living/t/e5e8f1a53af5205b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 9:59 am
From: imascot

Jeff <dont_bug_me@all.uk> wrote in news:17adnRTETr3sIMDUnZ2dnUVZ_gudnZ2d@earthlink.com:

> I agree, the only checks I write are to troglodytes, usually
> government entities.
>
> Jeff
>
>

Ironically, I write and mail checks to my ISP, because they won't send paper bills if I sign up for online
payment. All my other regular bill senders do, and still allow online bill paying.

==============================================================================
TOPIC: Mattress Money?
http://groups.google.com/group/misc.consumers.frugal-living/t/e3068dab37174d4c?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Jan 3 2009 10:36 am
From: "'nam vet."

In article
<b4f10885ac02138aaff4639ec208eeb6@msgid.frell.theremailer.net>,
BRL <fritz@spamexpire-200810.rodent.frell.theremailer.net> wrote:

> ..cash under the mattress really was a great idea for the
> past 10 years, what the Wall Street Journal is now calling
> "the lost decade." Here's how USA Today's long-time mutual
> fund columnist John Waggoner framed the strategy recently:

snipped;

A new niche might be Reverse Mortgages with a more flexible approach.
Right now a senior living in a paid for but sub-standard home in the
country doesn't qualify, even if they are like 80..
This is a market not fully explored.
Get to it !
--
When the Power of Love,replaces the Love of Power.
that's Evolution.

== 2 of 3 ==
Date: Sat, Jan 3 2009 11:27 am
From: "Rod Speed"

'nam vet. wrote
> BRL <fritz@spamexpire-200810.rodent.frell.theremailer.net> wrote

>> ..cash under the mattress really was a great idea for the
>> past 10 years, what the Wall Street Journal is now calling
>> "the lost decade." Here's how USA Today's long-time mutual
>> fund columnist John Waggoner framed the strategy recently:

> snipped;

> A new niche might be Reverse Mortgages with a more flexible approach.

Nope, because the big sag in property values makes them unviable.

> Right now a senior living in a paid for but sub-standard
> home in the country doesn't qualify, even if they are like 80..

Because the big sag in property values and the credit crunch makes them unviable.

> This is a market not fully explored.

Because the big sag in property values and the credit crunch makes them unviable.

> Get to it !

Nothing to get to !

== 3 of 3 ==
Date: Sat, Jan 3 2009 2:47 pm
From: MSfortune@mcpmail.com

'nam vet. wrote:
> In article
> <b4f10885ac02138aaff4639ec208eeb6@msgid.frell.theremailer.net>,
> BRL <fritz@spamexpire-200810.rodent.frell.theremailer.net> wrote:
>
> > ..cash under the mattress really was a great idea for the
> > past 10 years, what the Wall Street Journal is now calling
> > "the lost decade." Here's how USA Today's long-time mutual
> > fund columnist John Waggoner framed the strategy recently:
>
> snipped;
>
> A new niche might be Reverse Mortgages with a more flexible approach.
> Right now a senior living in a paid for but sub-standard home in the
> country doesn't qualify, even if they are like 80..
> This is a market not fully explored.
> Get to it !
> --
>
If your home ain't worth anything, how can any business justify giving
money back on the hope of getting paid for the place later? We've been
through this regarding your property before. You are getting paid in
terms of the low cost of living there.

==============================================================================
TOPIC: Epigenetics for young and old
http://groups.google.com/group/misc.consumers.frugal-living/t/7a232ebcde5aeb1e?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jan 3 2009 10:38 am
From: phil scott

On Jan 2, 6:26 pm, MSfort...@mcpmail.com wrote:
> On Jan 1, 2:05 pm, phil scott <p...@philscott.net> wrote:
>
>
>
>
>
> > Epi means 'above' or as a precursor to... over riding genetics etc.
> > in this case.
>
> > Its an old but fast advancing science. Search recent book by Dr
> > D'adamo (sp).
>
> > many facinating studies bearing on how genetics changes in the womb,
> > or more accurately which genes get active and which supressed ...while
> > the baby is forming in the womb, according to the stresses the mother
> > is facing at the time... if she is not well fed, then the child will
> > be programmed in the womb for such a world... tending to hoard
> > things, eat too much, and retain the fats etc.. or get lazy, hyper
> > active and whatever.
>
> > accordinglly it appears that the 5 generation national life cycles
> > described in great detail by Kondratiev (his 260 year long cycles) and
> > analyzed by Dr Ravi Batra in his book 'the coming collapse (or
> > depression) 1990.. is driven by epigenetic factors..
> > \
> > the genes remain the same, but are selectively tuned as we are pre
> > birth and later to drive behaviors at that level..beyond our choice
> > levels.
>
> > I wont elaborate on the obvous effects of flush times on the
> > epigenetics of its offspring, the results though seem evident these
> > days.
>
> > **
> > a cure:
>
> > I am age 68, a working tradesman/ and consulting engineer when I can
> > get a contract (industrial mechanical/ electrical systems and
> > controls)... and in my slack time my body and metabolism can get
> > slower than mollasses, its bad for my health... epigenetics effects
> > of laying around.
>
> > When I get jambed into a hard work situation for a few weeks, it is
> > quite painful, most people would nto perist, but I persist and
> > recover.. the recovery time physically is about 2 months... mentally
> > it is in the 5 to 10 year range unfortunately.
>
> > Ive been though both cycles more than a few times, and am currently
> > doing very well mentally after 10 debilitating years consulting
> > (mental work without the physical interaction while associating with
> > idiots is debilitating... all stress, no joy, no control.).
>
> > **
> > as the USA heads into its collapse phase, life will get difficult,
> > many will go hungry, forcing people to work hard......... and
> > recover.
>
> > It will take a while however nationally, given the massive debt we
> > have accumulated and various bad law and way too much of our
> > rescourses spent on govt bloat.
>
> > That would be the epigeneitcs of national recovery in my view.
>
> > Phil scott
>
> Well Phil, the good news is you won't have to go through this hell
> much longer. Hope cramming for your finals works out.- Hide quoted text -
>
> - Show quoted text -

Im an old flat tracker, cramming for the finals aways works out,
apparently right to the end... it works out in advance of the end
also... the effort defines who you actually are.

Flat tracking (motorcycles on dirt oval tracks) is probably the
bloodiest motor sport there is.. at every race the infield is stocked
with at least two
ambulance/ paramedic teams, Ive been hauled off a few times
myself. .. I ran some cross country events also, the Ensenada grand
prix and others.

One time i had been recovering from a broken leg..
about 5 weeks into the recovery with my favorite cross country event
of all time coming up... 'Wilseyville Hare and Hound'.. riders come
from around the world, its 5 laps, 10 miles each through some steep
sierra nevada terrain. ..one climb, 1,000 feet or so out of a deep
canyon just after you ford a fairly deep bit of fast water, its
rutted, muddy some years, full of tree roots, ruts and holes...it
takes out half the riders each year by itself, those who make it do so
by using the fallen machines for traction.

Its a dead engine start, all riders start at once, 400 or so that day,
in a line standing in front of yourbike, back to the starter, The
starter fires a shot gun and you run around to the side of your bike,
kick start it... and yer off. .. the first 100 yards for on your back
wheel standing up so the potholes in the field dont take your back
out. its 300 yards or so to the first turn, a pinch point about 3
bikes wide between a very large granite boulder and a more or less non
flexible 2 ft diameter oak tree... in those days you could smell
caster oil in the air and faint traces of nitro methane... a few
cheated on occasion... I ran aviation gas, thats not cheating.

I had cut the cast off my right leg the day before the race at 5
weeks.. did a left foot kick start in order to give my slightly
fexible right leg the best possible chance of survival.. and was the
7th man between the rock and the oak tree. I won the open class
that year. (360cc Yamaha)

There have been many other such events in my life, that one when I was
considered an old man for the sport.. these things shape a person.
now im finding out the study is called epigenetics, and I can attest
to it.

My advice, don't ever give up or quit, keep planning for your next
advance...right to the end... and a leading edge advance at that ..
not in some cowardly activity either such a loan sharking like the
banks do etc....

I suppose that maybe such gain transcends death, im looking forward
to that also. Maybe it will be like the night races, the crowd on
its feet, sometimes in stunned silence, sometimes going wild...... and
it will not matter who won or lost.

It does however seem to matter if you played the game or not..

Phil scott

== 2 of 2 ==
Date: Sat, Jan 3 2009 2:51 pm
From: MSfortune@mcpmail.com

On Jan 3, 1:38 pm, phil scott <p...@philscott.net> wrote:
> On Jan 2, 6:26 pm, MSfort...@mcpmail.com wrote:
>
>
>
> > On Jan 1, 2:05 pm, phil scott <p...@philscott.net> wrote:
>
> > > Epi means 'above' or as a precursor to... over riding genetics etc.
> > > in this case.
>
> > > Its an old but fast advancing science. Search recent book by Dr
> > > D'adamo (sp).
>
> > > many facinating studies bearing on how genetics changes in the womb,
> > > or more accurately which genes get active and which supressed ...while
> > > the baby is forming in the womb, according to the stresses the mother
> > > is facing at the time... if she is not well fed, then the child will
> > > be programmed in the womb for such a world... tending to hoard
> > > things, eat too much, and retain the fats etc.. or get lazy, hyper
> > > active and whatever.
>
> > > accordinglly it appears that the 5 generation national life cycles
> > > described in great detail by Kondratiev (his 260 year long cycles) and
> > > analyzed by Dr Ravi Batra in his book 'the coming collapse (or
> > > depression) 1990.. is driven by epigenetic factors..
> > > \
> > > the genes remain the same, but are selectively tuned as we are pre
> > > birth and later to drive behaviors at that level..beyond our choice
> > > levels.
>
> > > I wont elaborate on the obvous effects of flush times on the
> > > epigenetics of its offspring, the results though seem evident these
> > > days.
>
> > > **
> > > a cure:
>
> > > I am age 68, a working tradesman/ and consulting engineer when I can
> > > get a contract (industrial mechanical/ electrical systems and
> > > controls)... and in my slack time my body and metabolism can get
> > > slower than mollasses, its bad for my health... epigenetics effects
> > > of laying around.
>
> > > When I get jambed into a hard work situation for a few weeks, it is
> > > quite painful, most people would nto perist, but I persist and
> > > recover.. the recovery time physically is about 2 months... mentally
> > > it is in the 5 to 10 year range unfortunately.
>
> > > Ive been though both cycles more than a few times, and am currently
> > > doing very well mentally after 10 debilitating years consulting
> > > (mental work without the physical interaction while associating with
> > > idiots is debilitating... all stress, no joy, no control.).
>
> > > **
> > > as the USA heads into its collapse phase, life will get difficult,
> > > many will go hungry, forcing people to work hard......... and
> > > recover.
>
> > > It will take a while however nationally, given the massive debt we
> > > have accumulated and various bad law and way too much of our
> > > rescourses spent on govt bloat.
>
> > > That would be the epigeneitcs of national recovery in my view.
>
> > > Phil scott
>
> > Well Phil, the good news is you won't have to go through this hell
> > much longer. Hope cramming for your finals works out.- Hide quoted text -
>
> > - Show quoted text -
>
> Im an old flat tracker, cramming for the finals aways works out,
> apparently right to the end... it works out in advance of the end
> also... the effort defines who you actually are.
>
> Flat tracking (motorcycles on dirt oval tracks) is probably the
> bloodiest motor sport there is.. at every race the infield is stocked
> with at least two
> ambulance/ paramedic teams, Ive been hauled off a few times
> myself. .. I ran some cross country events also, the Ensenada grand
> prix and others.
>
> One time i had been recovering from a broken leg..
> about 5 weeks into the recovery with my favorite cross country event
> of all time coming up... 'Wilseyville Hare and Hound'.. riders come
> from around the world, its 5 laps, 10 miles each through some steep
> sierra nevada terrain. ..one climb, 1,000 feet or so out of a deep
> canyon just after you ford a fairly deep bit of fast water, its
> rutted, muddy some years, full of tree roots, ruts and holes...it
> takes out half the riders each year by itself, those who make it do so
> by using the fallen machines for traction.
>
> **
>
> Its a dead engine start, all riders start at once, 400 or so that day,
> in a line standing in front of yourbike, back to the starter, The
> starter fires a shot gun and you run around to the side of your bike,
> kick start it... and yer off. .. the first 100 yards for on your back
> wheel standing up so the potholes in the field dont take your back
> out. its 300 yards or so to the first turn, a pinch point about 3
> bikes wide between a very large granite boulder and a more or less non
> flexible 2 ft diameter oak tree... in those days you could smell
> caster oil in the air and faint traces of nitro methane... a few
> cheated on occasion... I ran aviation gas, thats not cheating.
>
> I had cut the cast off my right leg the day before the race at 5
> weeks.. did a left foot kick start in order to give my slightly
> fexible right leg the best possible chance of survival.. and was the
> 7th man between the rock and the oak tree. I won the open class
> that year. (360cc Yamaha)
>
> There have been many other such events in my life, that one when I was
> considered an old man for the sport.. these things shape a person.
> now im finding out the study is called epigenetics, and I can attest
> to it.
>
> **
>
> My advice, don't ever give up or quit, keep planning for your next
> advance...right to the end... and a leading edge advance at that ..
> not in some cowardly activity either such a loan sharking like the
> banks do etc....
>
> I suppose that maybe such gain transcends death, im looking forward
> to that also. Maybe it will be like the night races, the crowd on
> its feet, sometimes in stunned silence, sometimes going wild...... and
> it will not matter who won or lost.
>
> It does however seem to matter if you played the game or not..
>
> Phil scott

I have to say I'm shocked. Now I understand.

==============================================================================
TOPIC: Idea to Fix Health Care: Medical Management Aid Societies (MMAS)
http://groups.google.com/group/misc.consumers.frugal-living/t/e209cbabf80cacd5?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jan 3 2009 2:29 pm
From: Reverend K

I was thinking about this a great deal and what we need is a free
market option outside the government that can cover the fundamental
needs of citizens. I propose we take a given population size say for
arguement 20,000 people in a MMAS and five of those to pool resources
for the second part of my plan.

Each person should be able to afford one days income a month for
health care at a minimum that would be say $50 (as a base) or $600 per
year. With the base group that is $12 million. Take that and split it
60/40 for $7.2 million. Use that to set up a primary care clinic with
doctors on salary and some nurses, a few general lab techs and primary
care to the 20,000 people. The rest pool for a community hospital
serving the 100,000 people in five of these MMAS that is $24 million
for a general basic hospital capable of doing 95% of general medical
services. All this overseen by MMAS commities of citizens in the
program to control costs they would hire the medical staff, fire them,
apporve hiring end expenditures and negotiate drug prices perhaps with
other groups.

For expensive care that the system cannot handle either the people
should be sent abroad to first rate for profit hospitals in India,
Singapore and Thailand with an escort OR the government could run such
a program for extremely expensive care OR both.

To control costs I propose having each member agree in a legal
contract not to sue the MMAS or any provider, the people would give up
most if not all choice of medical providers in the system and there
would be no government money. As for providers we should look at
loosening the laws so doctors from internationally respected medical
schools could enter the country and practice general medicine easily
without extra training or concerns. As I see it a Cuban doctor should
be perfectly capable of providing general practice care as well as an
American trained doctor and would likely not demand ahigh salary. And
hospitals would likely ahve to focus on wards with several patients in
a room unless there was a medical reason for a private room or the
patient pays for one. But wards were common and are used in other
nations with say twelve people to a room you would need fewer nurses
to care for them saving money.

So what do you think?

== 2 of 2 ==
Date: Sat, Jan 3 2009 7:10 pm
From: "Rod Speed"

Reverend K wrote:

> I was thinking about this a great deal and what we need is a
> free market option outside the government that can cover the
> fundamental needs of citizens. I propose we take a given
> population size say for arguement 20,000 people in a MMAS
> and five of those to pool resources for the second part of my plan.

There's plenty of places which have a decent modern universal health
care funding system where 100K isnt anything like enough for all facilitys.

> Each person should be able to afford one days income a month for health
> care at a minimum that would be say $50 (as a base) or $600 per year.

Thats more than some modern first world universal health care funding systems
charge. If you are going to charge that, it makes a lot more sense to just have
a decent modern universal health care funding system instead, what very single
modern first world country except the US has had enough of a clue to have gone for.

> With the base group that is $12 million. Take that and split it 60/40
> for $7.2 million. Use that to set up a primary care clinic with doctors
> on salary and some nurses, a few general lab techs and primary
> care to the 20,000 people. The rest pool for a community hospital
> serving the 100,000 people in five of these MMAS that is $24 million
> for a general basic hospital capable of doing 95% of general medical
> services.

Thats nothing like the split in costs that we see in modern first world countrys.

> All this overseen by MMAS commities of citizens in the program to
> control costs they would hire the medical staff, fire them, apporve hiring
> end expenditures and negotiate drug prices perhaps with other groups.

> For expensive care that the system cannot handle either
> the people should be sent abroad to first rate for profit
> hospitals in India, Singapore and Thailand with an escort

Cant see that being viable for what is a major
modern need, heart attacks, stents etc.

Or for the accident and emergency either.

Or even for the long term treatment of diabetes either. I've been
amazed at what diabetes can cost with a couple of individuals I
know who have eventually been killed by their diabetes.

> OR the government could run such a program
> for extremely expensive care

Thats what a decent modern universal health care funding system does.
The US is the last modern first world country that hasnt gone that route
and if it does go that route, there isnt any need for your MMAS.

> OR both.

You only see much of that when the modern universal health care
funding system doesnt cover some stuff like cosmetic surgery etc.

> To control costs I propose having each member agree in a legal
> contract not to sue the MMAS or any provider, the people would give up
> most if not all choice of medical providers in the system and there
> would be no government money. As for providers we should look at
> loosening the laws so doctors from internationally respected medical
> schools could enter the country and practice general medicine easily
> without extra training or concerns. As I see it a Cuban doctor should
> be perfectly capable of providing general practice care as well as an
> American trained doctor

Thats less than clear, particularly whether they are qualified to use the
range of diagnostic services that are available in the US for the more
serious problems like angioplasty and stents etc, let alone bypasses.

Its less than clear what Cuba does about those, whether Cubans
end up with the same level of care that those in modern first world
countrys get or whether its more like what modern first world countrys
used to end up with in the 60s etc. Modern first world countrys have
moved on a long way past what was common in those days.

> and would likely not demand a high salary.

Thats not clear either, particularly when they have been allowed to practice in the US.

I find it hard to believe that most of them wouldnt eventually feel that
they were entitled to the same level of salary that american doctors
are entitled to and I cant see that it would be viable to get them to
sign up to stay on the initial low levels of income for life etc.

> And hospitals would likely ahve to focus on wards with several
> patients in a room unless there was a medical reason for a
> private room or the patient pays for one. But wards were
> common and are used in other nations with say twelve people to
> a room you would need fewer nurses to care for them saving money.

No real evidence that it has much effect on the number of nurses required.

> So what do you think?

I've given up on that thinking stuff, it just makes my head hurt.

==============================================================================
TOPIC: Anyone else seeing mystery phone numbers on Embarq long distance bill?
http://groups.google.com/group/misc.consumers.frugal-living/t/5143a3a3f5a603f2?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jan 3 2009 7:54 pm
From: Stray Dog

On Sat, 3 Jan 2009, Rod Speed wrote:

> Date: Sat, 3 Jan 2009 17:18:09 +1100
> From: Rod Speed <rod.speed.aaa@gmail.com>
> Newsgroups: misc.consumers, misc.consumers.frugal-living
> Subject: Re: Anyone else seeing mystery phone numbers on Embarq long distance
> bill?
>
> Stray Dog wrote:
>> brassplyer <brassplyer@yahoo.com> wrote
>
>>> I have a local/long dist/DSL package with Embarq & noticed a couple
>>> of calls on my long distance bill that I know I didn't make. It's an
>>> unlisted number in a state where I don't know anyone, haven't had any
>>> occasion to have any business dealings. The reason I noticed this is
>>> that I make very few l/d calls and suddenly there was a larger amount
>>> under the l/d than normal.
>>>
>>> I called Embarq to advise them, and they said as I expected that "on
>>> their records it looks like I made the calls" but as a one-time
>>> courtesy they'll credit my account for the amount.
>>>
>>> I went back several months online and didn't find any other mystery
>>> calls but something else I didn't notice before is that they weren't
>>> printing details of l/d calls on my bill. It refers me to the website
>>> for details of the calls. When I asked about this, they said okay
>>> they'd start printing my l/d details on the bill. This is the first
>>> company I've dealt with that didn't do this by default. They do print
>>> intrastate l/d calls by default. I asked if he knew why, he said it
>>> was a cost-saving measure. When you do go to the online bill, they've
>>> got it buried under several layers to finally see the phone number
>>> which you have to go through every time you switch to view a
>>> different billing period.
>
>> I appreciate your concern, but you should be concerned. My bank, after Check 21 went into effect, does not send the
>> cancelled checks back but provides "images".
>
> Only fools/dinosaurs use checks anymore.

If anyone else is reading this thread, you should read the Rod Speed FAQ.
I did not write it. See bellow.
=================

The "Rod Speed FAQ" read it below or at the URL for yourself.....
- - - - - - - - -
http://newsgroups.derkeiler.com/Archive/Alt/alt.internet.wireless/2006-07/ms
g00462.html
- - - - - - - - - -

After its recent emergence in the thread "How to calculate increase
of home wireless router range?", readers of this group may find
this useful. [based on a post in comp.sys.ibm.pc.hardware.storage]

Who or What is Rod Speed?

Rod Speed is an entirely modern phenomenon. Essentially, Rod
Speed is an insecure and worthless individual who has discovered
he can enhance his own self-esteem in his own eyes by playing "the
big, hard man" on the InterNet.

Rod is believed to be from Australia.

Rod certainly posts a lot. Why is that?

It relates back to the point about boosting his own self esteem by
what amounts to effectively having a wank in public. Rod's
personality, as exemplified by his posts, means he is practically
unemployable which means he sits around at home all day festering
away and getting worse and worse. This means he posts more and
more try and boost the old failing self esteem. Being unemployed
also means he as a lot of time on his hands to post in he first
place.

But maybe Rod really is a very clever and knowledgable person?

Clever? His posts wouldn't support that theory. As far as being
knowledgable, well, Rod has posted to various aus newsgroups
including invest, comms, and politics. He has posted to all as a
self professed "expert" and flames any and all who disagree with
him. Logically, here's no way any single individual could be
more than a jack of all trades across such a wide spread of
subject matter.

But maybe Rod really is an expert in some areas?

Possibly. However, his "bedside manner" prevents him from being
taken seriously by most normal people. Also, he has damaged his
credibility in areas where he might know what he's on about by
shooting his self in the foot in areas where he does not. For
example, in the case of subject matter such as politics, even a
view held by Albert Einstein cannot be little more than an
opinion and to vociferously denigrate an opposing opinion is
simply small mindedness and bigotry, the kind of which Einstein
himself fought against his whole life.

What is Rod Speed's main modus operandi?

Simple! He shoots off a half brained opinion in response to any
other post and touts that opinion as fact. When challenged, he
responds with vociferous and rabid denigration. He has an
instantly recognisable set of schoolboy put downs limited pretty
much to the following: "Pathetic, Puerile, Little Boy, try
harder, trivial, more lies, gutless wonder, wanker, etc etc".
The fact that Rod has been unable to come up with any new insults
says a lot about his outlook and intelligence.

But why do so many people respond to Rod in turn?

It has to do with effrontery and a lack of logic. Most people
who post have some basis of reason for what they write and when
Rod retorts with his usual denigration and derision they respond
emotionally rather than logically. It's like a teacher in a
class room who has a misbehaving pupil. The teacher challenges
the pupil to explain himself and the student responds with "***
off, Big Nose!" Even thought the teacher has a fairly normal
proboscis, he gets a dent in his self-esteem and might resort to
an emotional repsonse like "yeah? well your *** wouldn't fill a
pop rivet, punk", which merely invites some oneupmanship from the
naughty pupil. Of course, the teacher should not have justified
the initial comment with a response, especially in front of the
class. The correct response was "please report to the
headmaster's office right NOW!"

What is a "RodBot"?

Some respondents in aus.invest built a "virtual Rod" which was
indiscernable from the "real" Rod. Net users could enter an
opinion or even a fact and the RoDBot would tell them they were
pathetic lying schoolboys who should be able to do better or some
equally pithy Rod Speedism.

Are you saying that Rod Speed is a Troll?

You got it!

What is the best way to handle Rod Speed?

KillFile!

===========
>> Then, I noticed recently that even the images have disappeared and they have abbreiviated entries for the "pay to"
>> person or entity and so you can't even see any notes you may have written on your check, either.
>
> Only fools/dinosaurs write notes on the checks.
>
>> Companies seem to be deliberately _hiding_ all kinds of things on their website and take the attitude that YOU have to
>> go to their website and YOU find any new policy/
>> proceedure that they add/change/etc., on your own, and without notice. It helps them get away with murder.
>
> Yeah, yeah, its those damned jews conspiring in smoke filled rooms to shaft us all...
>
>> I don't know what Embarq does for you, but I am looking for any and
>> all kinds of "annonymous" systems out there, such as pay-as-you-go
>> such as tracfone. I buy with cash a PIN number that adds minutes and
>> they don't know who I am (they can know who I call, fine), but I have
>> worried less about this system than almost anything else I buy. All
>> the banks are getting worse about a lot of things, too. I've even had
>> trouble at the USPS over stuff that I should not have trouble with.
>
> You should do the decent thing and set fire to yourself in 'protest' or sumfin.
>
>> Watch out for all that fine print and look for clauses that can give you trouble.
>
> Most havent been given the bums rush and have plenty better to do with their time.
>
>> And, another little doozie: we've noticed here, on certain web browsers on certain hardware, on certain websites, that
>> not all of certain kinds of e-commerce show up correctly or completely, either, on what is displayed on your screen.
>> Guess what else? Same OS, same web browser, same browser updates, and on different hardware, also gives different
>> screens!!!
>
> Thats those damned jews again!!!!!!
>
>> And, when we told one CS department about this, they blew us off.
>
> Cant imagine why for the life of me.
>
>> And, then, weeks later they must have gotten tons of complaints because they fixed it.
>
> Or you ran out of the whacky weed...
>
>> Also no announcement, no "we're sorry we ignored you," nothing. Just big 8,000 lb gorilla out there; take your
>> chances.
>
> You should do the decent thing and set fire to yourself in 'protest' or sumfin.
>
>>> So either someone somehow made calls on my line or there's some issue
>>> with their billing mis-assigning l/d charges to the wrong bill.
>>> Wondering how the former would be accomplished, or if anyone has had
>>> problems with the latter.
>
>> Hacking and phreaking (hacking the phone company, etc) may be more advanced than you think.
>
> Or you've been at that whacky weed, again.
>
>
>

Once more, the Rod Speed FAQ. I didn't write it....

The "Rod Speed FAQ" read it below or at the URL for yourself.....
- - - - - - - - -
http://newsgroups.derkeiler.com/Archive/Alt/alt.internet.wireless/2006-07/ms
g00462.html
- - - - - - - - - -

After its recent emergence in the thread "How to calculate increase
of home wireless router range?", readers of this group may find
this useful. [based on a post in comp.sys.ibm.pc.hardware.storage]

Who or What is Rod Speed?

Rod is believed to be from Australia.

Rod certainly posts a lot. Why is that?

But maybe Rod really is a very clever and knowledgable person?

But maybe Rod really is an expert in some areas?

What is Rod Speed's main modus operandi?

But why do so many people respond to Rod in turn?

What is a "RodBot"?

Are you saying that Rod Speed is a Troll?

You got it!

What is the best way to handle Rod Speed?

KillFile!

== 2 of 2 ==
Date: Sat, Jan 3 2009 9:48 pm
From: "Rod Speed"

Some gutless fuckwit psychopath with pathetic psychotic
delusions about being a dog, desperately cowering behind
Stray Dog desperately attempted to bullshit and lie its way out
of its predicament and fooled absolutely no one at all, as always.

No surprise that it got the bums rush, right out the door, onto its lard arse.

No surprise that its so pathetically bitter and twisted about it.

==============================================================================
TOPIC: rs-vogue.com
http://groups.google.com/group/misc.consumers.frugal-living/t/4afececbc76af1cd?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 10:31 pm
From: very vogue

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www.rs-vogue.com
www.rs-vogue.cn

==============================================================================
TOPIC: nike shoes jordan shoes wholesale shoes
http://groups.google.com/group/misc.consumers.frugal-living/t/672b3b24d5de00be?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 10:32 pm
From: very vogue

==============================================================================
TOPIC: 98cnshoes
http://groups.google.com/group/misc.consumers.frugal-living/t/414ed7e317531153?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jan 3 2009 10:49 pm
From: hgif

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GOODS.
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misc.consumers.frugal-living - 3 new messages in 3 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Anyone else seeing mystery phone numbers on Embarq long distance bill? - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/5143a3a3f5a603f2?hl=en
* Lane vs Lazy Boy - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/0edad2d019c28788?hl=en
* 2009, "Be prepared to fight to the finish or your kind will vanish". - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/766a9fc8c60bc0b0?hl=en

== 1 of 1 ==
Date: Fri, Jan 2 2009 10:18 pm
From: "Rod Speed"

Stray Dog wrote:
> brassplyer <brassplyer@yahoo.com> wrote

>> I have a local/long dist/DSL package with Embarq & noticed a couple
>> of calls on my long distance bill that I know I didn't make. It's an
>> unlisted number in a state where I don't know anyone, haven't had any
>> occasion to have any business dealings. The reason I noticed this is
>> that I make very few l/d calls and suddenly there was a larger amount
>> under the l/d than normal.
>>
>> I called Embarq to advise them, and they said as I expected that "on
>> their records it looks like I made the calls" but as a one-time
>> courtesy they'll credit my account for the amount.
>>
>> I went back several months online and didn't find any other mystery
>> calls but something else I didn't notice before is that they weren't
>> printing details of l/d calls on my bill. It refers me to the website
>> for details of the calls. When I asked about this, they said okay
>> they'd start printing my l/d details on the bill. This is the first
>> company I've dealt with that didn't do this by default. They do print
>> intrastate l/d calls by default. I asked if he knew why, he said it
>> was a cost-saving measure. When you do go to the online bill, they've
>> got it buried under several layers to finally see the phone number
>> which you have to go through every time you switch to view a
>> different billing period.

> I appreciate your concern, but you should be concerned. My bank, after Check 21 went into effect, does not send the
> cancelled checks back but provides "images".

Only fools/dinosaurs use checks anymore.

> Then, I noticed recently that even the images have disappeared and they have abbreiviated entries for the "pay to"
> person or entity and so you can't even see any notes you may have written on your check, either.

Only fools/dinosaurs write notes on the checks.

> Companies seem to be deliberately _hiding_ all kinds of things on their website and take the attitude that YOU have to
> go to their website and YOU find any new policy/
> proceedure that they add/change/etc., on your own, and without notice. It helps them get away with murder.

Yeah, yeah, its those damned jews conspiring in smoke filled rooms to shaft us all...

> I don't know what Embarq does for you, but I am looking for any and
> all kinds of "annonymous" systems out there, such as pay-as-you-go
> such as tracfone. I buy with cash a PIN number that adds minutes and
> they don't know who I am (they can know who I call, fine), but I have
> worried less about this system than almost anything else I buy. All
> the banks are getting worse about a lot of things, too. I've even had
> trouble at the USPS over stuff that I should not have trouble with.

You should do the decent thing and set fire to yourself in 'protest' or sumfin.

> Watch out for all that fine print and look for clauses that can give you trouble.

Most havent been given the bums rush and have plenty better to do with their time.

> And, another little doozie: we've noticed here, on certain web browsers on certain hardware, on certain websites, that
> not all of certain kinds of e-commerce show up correctly or completely, either, on what is displayed on your screen.
> Guess what else? Same OS, same web browser, same browser updates, and on different hardware, also gives different
> screens!!!

Thats those damned jews again!!!!!!

> And, when we told one CS department about this, they blew us off.

Cant imagine why for the life of me.

> And, then, weeks later they must have gotten tons of complaints because they fixed it.

Or you ran out of the whacky weed...

> Also no announcement, no "we're sorry we ignored you," nothing. Just big 8,000 lb gorilla out there; take your
> chances.

You should do the decent thing and set fire to yourself in 'protest' or sumfin.

>> So either someone somehow made calls on my line or there's some issue
>> with their billing mis-assigning l/d charges to the wrong bill.
>> Wondering how the former would be accomplished, or if anyone has had
>> problems with the latter.

> Hacking and phreaking (hacking the phone company, etc) may be more advanced than you think.

Or you've been at that whacky weed, again.

==============================================================================
TOPIC: Lane vs Lazy Boy
http://groups.google.com/group/misc.consumers.frugal-living/t/0edad2d019c28788?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jan 2 2009 11:34 pm
From: "Bob"

I'm thinking of buying a couple of Lane swivel, rocking recliners, mainly
because their a lot lower priced than Lazy Boy. Anybody have any experience
with them?

== 1 of 1 ==
Date: Fri, Jan 2 2009 11:56 pm
From: "Michael Bay's unhealthy fascination with robotic crotches"