Frugal Living: 25 new messages in 8 topics

Friday, July 27, 2007

25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: College books are a SCAM!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/312c157bf4f70b4b?hl=en
==============================================================================

== 1 of 12 ==
Date: Fri, Jul 27 2007 3:10 pm
From: Parallax

clams casino wrote:
> Parallax wrote:
>
>> Abe wrote:
>>
>>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>>
>>>>> As far as selling them, try half.com or abebooks or ebay or
>>>>> something. Maybe it'll help.
>>>>
>>>> OK but is half.com reputable? I've never sold anything
>>>> online
>>>
>>> Half.com is fine. It's an ebay company.
>>
>>
>> Sorry, it's still no guarantee. I bought a printer off of Half.com,
>> billed as brand new. I got it and the box was opened, the stuff was
>> loosely thrown inside the box, and mostly empty ink cartridges were
>> still in the printer. I filed a complaint, the seller lied and
>> disputed my claim, and Ebay's response was basically "Sorry, nothing
>> we can do, it's a case of he said/she said."
>>
>> It may not be a fly-by-night company, but it's still buyer beware.
>>
>>
> It's been said many times, only a fool would buy an electronic item off
> eBay.
>
> While eBay is an excellent source for (select) bargains, electronics are
> rarely reliable, assuming they even get shipped.

This has nothing to do with it being an electronic item. What was
shipped was not what advertised. That could happen with anything. In
the case of college books, it could be listed as a senior-level biology
book and you might end up with a cookbook. If the seller says they sent
the biology book they listed, you're equally as screwed.

Replace '???????' with 'hotmail' to e-mail me.

== 2 of 12 ==
Date: Fri, Jul 27 2007 3:17 pm
From: "Rod Speed"

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> Parallax wrote:
>
>> Abe wrote:
>>
>>>> Larisa <purple_bovine@yahoo.com> wrote:
>>>>
>>>>> As far as selling them, try half.com or abebooks or ebay or
>>>>> something. Maybe it'll help.
>>>>
>>>> OK but is half.com reputable? I've never sold anything
>>>> online
>>>
>>> Half.com is fine. It's an ebay company.
>>
>>
>> Sorry, it's still no guarantee. I bought a printer off of Half.com,
>> billed as brand new. I got it and the box was opened, the stuff was
>> loosely thrown inside the box, and mostly empty ink cartridges were
>> still in the printer. I filed a complaint, the seller lied and
>> disputed my claim, and Ebay's response was basically "Sorry, nothing
>> we can do, it's a case of he said/she said."
>>
>> It may not be a fly-by-night company, but it's still buyer beware.

> It's been said many times,

Only by fools like you.

> only a fool would buy an electronic item off eBay.

> While eBay is an excellent source for (select) bargains, electronics are rarely reliable, assuming
> they even get shipped.

Just another of your stupid pig ignorant claims.

== 3 of 12 ==
Date: Fri, Jul 27 2007 4:05 pm
From: Millhaven

On Jul 27, 2:46 pm, Parallax <Parallax-G@???????.com> wrote:
> Abe wrote:
> >> Larisa <purple_bov...@yahoo.com> wrote:
>
> >>> As far as selling them, try half.com or abebooks or ebay or
> >>> something. Maybe it'll help.
> >> OK but is half.com reputable? I've never sold anything
> >> online
> > Half.com is fine. It's an ebay company.
>
> Sorry, it's still no guarantee. I bought a printer off of Half.com,
> billed as brand new. I got it and the box was opened, the stuff was
> loosely thrown inside the box, and mostly empty ink cartridges were
> still in the printer. I filed a complaint, the seller lied and disputed
> my claim, and Ebay's response was basically "Sorry, nothing we can do,
> it's a case of he said/she said."
>
> It may not be a fly-by-night company, but it's still buyer beware.
>
> --
>
> Replace '???????' with 'hotmail' to e-mail me.

I've bought electronics off Ebay with no problem yet. One of them
though was an obsolete piece of Tascam equipment sold through one of
the Ebay stores and they said "as is, no idea if it works." Where
ones declared in great condition sell for $200ish, I bought this one
for around $40 and its worked perfectly for over a year. It was a
gamble but it paid off. I love Ebay.

== 4 of 12 ==
Date: Fri, Jul 27 2007 4:06 pm
From: clams casino

Parallax wrote:

> clams casino wrote:
>
>>>
>>>
>> It's been said many times, only a fool would buy an electronic item
>> off eBay.
>>
>> While eBay is an excellent source for (select) bargains, electronics
>> are rarely reliable, assuming they even get shipped.
>
>
> This has nothing to do with it being an electronic item. What was
> shipped was not what advertised. That could happen with anything.

It could (and, at times, does), but electronics have the notorious
reputation for most always not being up to the buyer's expectation /
most widely misrepresented items sold.

== 5 of 12 ==
Date: Fri, Jul 27 2007 4:08 pm
From: "Jessica V."

On Jul 27, 12:10 pm, m...@privacy.net wrote:
> Went to sell two books back that I paid $200
>
> They wouldn't buy one.....and the other book only
> wanted to give me $10 (hardback even)!
>
> Anyone steel them online? If yes.... what best place to
> do so? Tired of getting screwed

Sell on eBay, just before the next semester begins for maximum return,
charge realistic shipping there are flat rate priority mail boxes that
ship for $8.95, or if it will fit, flat rate envelopes for $4.60
postage. Not something to mess around with media mail shipping on.
If I buy used from the school I am usually able to sell at about 50%
of what I paid for it, used on Amazon or Half.com typically near break
even, new more like a third.

The last class I took required a brand new book, which was $130, used
wasn't available anywhere. I was able to get a digital version for
about $58 at safarix.com. Not everything is available in digital
format, but what is can be a big savings. Another thing to look into
is purchasing international editions online, generally much less
expensive than US editions, and they do have the same content.

== 6 of 12 ==
Date: Fri, Jul 27 2007 4:26 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> Parallax wrote:
>
>> clams casino wrote:
>>
>>>>
>>>>
>>> It's been said many times, only a fool would buy an electronic item
>>> off eBay.
>>>
>>> While eBay is an excellent source for (select) bargains, electronics
>>> are rarely reliable, assuming they even get shipped.
>>
>>
>> This has nothing to do with it being an electronic item. What was
>> shipped was not what advertised. That could happen with anything.
>
>
> It could (and, at times, does), but electronics have the notorious
> reputation for most always not being up to the buyer's expectation /
> most widely misrepresented items sold.

Only in your pathetic little drug crazed fantasyland.

== 7 of 12 ==
Date: Fri, Jul 27 2007 5:37 pm
From: clams casino

345 wrote:

>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>
>
>>Parallax wrote:
>>
>>
>>
>>>clams casino wrote:
>>>
>>>
>>>
>>>>>
>>>>>
>>>>It's been said many times, only a fool would buy an electronic item
>>>>off eBay.
>>>>
>>>>While eBay is an excellent source for (select) bargains, electronics
>>>>are rarely reliable, assuming they even get shipped.
>>>>
>>>>
>>>This has nothing to do with it being an electronic item. What was
>>>shipped was not what advertised. That could happen with anything.
>>>
>>>
>>It could (and, at times, does), but electronics have the notorious
>>reputation for most always not being up to the buyer's expectation /
>>most widely misrepresented items sold.
>>
>>
>
>Only in your pathetic little drug crazed fantasyland.
>
>
>
>
One of the naive ones, eh? There's one born every minute.........

== 8 of 12 ==
Date: Fri, Jul 27 2007 5:48 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> 345 wrote:
>
>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>
>>
>>> Parallax wrote:
>>>
>>>
>>>
>>>> clams casino wrote:
>>>>
>>>>
>>>>
>>>>>>
>>>>>>
>>>>> It's been said many times, only a fool would buy an electronic
>>>>> item off eBay.
>>>>>
>>>>> While eBay is an excellent source for (select) bargains,
>>>>> electronics are rarely reliable, assuming they even get shipped.
>>>>>
>>>>>
>>>> This has nothing to do with it being an electronic item. What was
>>>> shipped was not what advertised. That could happen with anything.
>>>>
>>>>
>>> It could (and, at times, does), but electronics have the notorious
>>> reputation for most always not being up to the buyer's expectation /
>>> most widely misrepresented items sold.
>>>
>>>
>>
>> Only in your pathetic little drug crazed fantasyland.
>>
>>
>>
>>
> One of the naive ones, eh?

Nope, someone who hasnt had a problem with an
electronic device from ebay, and I've bought heaps too.

> There's one born every minute.........

Fools like you ? Yep, lot more than one a minute, actually.

== 9 of 12 ==
Date: Fri, Jul 27 2007 5:58 pm
From: clams casino

345 wrote:

>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>
>
>>345 wrote:
>>
>>
>>
>>>clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>One of the naive ones, eh?
>>
>>
>
>Nope, someone who hasnt had a problem with an
>electronic device from ebay, and I've bought heaps too.
>
>
>

Heaps are probably OK, but it's widespread amongst the savvy that
electronics are a sucker's seller game on eBay.

== 10 of 12 ==
Date: Fri, Jul 27 2007 6:42 pm
From: "345" <345@spam.com>

clams casino <PeterGriffin@drunkin-clam.com> wrote:
> 345 wrote:
>
>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>
>>
>>> 345 wrote:
>>>
>>>
>>>
>>>> clams casino <PeterGriffin@drunkin-clam.com> wrote:
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>>>
>>> One of the naive ones, eh?
>>>
>>>
>>
>> Nope, someone who hasnt had a problem with an
>> electronic device from ebay, and I've bought heaps too.
>>
>>
>>
>
> Heaps are probably OK, but it's widespread amongst the savvy that
> electronics are a sucker's seller game on eBay.

Easy to claim. Hell of a lot harder to actually substantiate that claim.

== 11 of 12 ==
Date: Fri, Jul 27 2007 7:20 pm
From: William Souden

Welfare Rod calling himself 345 wrote:
>
> Only in your pathetic little drug crazed fantasyland.
>
>

What is 345, your monthly stipend?

== 12 of 12 ==
Date: Fri, Jul 27 2007 10:12 pm
From: don@manx.misty.com (Don Klipstein)

In <1185555457.277442.229510@19g2000hsx.googlegroups.com>, Larisa wrote:
>On Jul 27, 11:10 am, m...@privacy.net wrote:
>> Went to sell two books back that I paid $200
>>
>> They wouldn't buy one.....and the other book only
>> wanted to give me $10 (hardback even)!
>>
>> Anyone steel them online? If yes.... what best place to
>> do so? Tired of getting screwed
>
>I would recommend buying them online to begin with, at half.com or
>something. Doesn't always help - not all books are available there -
>but for some books, it's great. I paid $30 for a book that cost $100
>new.
>
>As far as selling them, try half.com or abebooks or ebay or
>something. Maybe it'll help.

I suspect part of the problem is that the textbook publishers do
frequent updates and the college/university and/or the professors go along
with that - so a 2-year-old version is supposedly obsolete, even if the subject
matter has had only minor or even outright negligible updating in the past
2 years.

Sometimes the college/university switches textbook requirements to a
recent new author, sometimes one of their own!
In my college years, the class a year or two after mine in my major had
to buy a different author textbook than I had to buy for some earlier
undergraduate math requirements, with the newer version written by one of
that university's own math professors and mine written by someone else.
And in my personal opinion, I found the older version much better written
than the newer version.

- Don Klipstein (don@misty.com)

==============================================================================
TOPIC: wholesale china nike jordan shoes gucci prada sneakers in stock
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/42714a9a2ed0d73d?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 4:06 pm
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==============================================================================
TOPIC: a point about China's problems
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c328870180227d9a?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 4:32 pm
From: "D."

I want to make sure that everyone here knows that the cardboard-in-a-
bun story that was so popular a few weeks ago was totally fabricated.
The Chinese authorities are now holding a reporter who made the whole
story up "to increase circulation" at the paper.

Personally, I was quite insistent that the story was true, and I'd
like to apologize right here and now for my little part in pushing
that story forward. I'm going to correct my statements on my personal
blog, as well.

It seems that China has some lessons to learn about the daily news,
though. It would be hard to trust what you read in that kind of
environment. You have a Communist government limiting your exposure to
certain stories on one hand, and on the other, you have unscrupulous
reporters who will print anything they want in order to sell a few
more copies.

It really is the wild west over there.

Dave

== 2 of 2 ==
Date: Fri, Jul 27 2007 5:04 pm
From: "Rod Speed"

D. <djensen36@cox.net> wrote:

> I want to make sure that everyone here knows that the cardboard-in-a-
> bun story that was so popular a few weeks ago was totally fabricated.
> The Chinese authorities are now holding a reporter who made the whole
> story up "to increase circulation" at the paper.

> Personally, I was quite insistent that the story was true, and I'd like
> to apologize right here and now for my little part in pushing that story
> forward. I'm going to correct my statements on my personal blog, as well.

> It seems that China has some lessons to learn about the daily news,
> though. It would be hard to trust what you read in that kind of environment.
> You have a Communist government limiting your exposure to certain stories
> on one hand, and on the other, you have unscrupulous reporters who will
> print anything they want in order to sell a few more copies.

> It really is the wild west over there.

Corse that never ever happens in the US eh ?

==============================================================================
TOPIC: Trac-fone - Cell phone question
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/faba6b29b488765b?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 4:41 pm
From: Rick

Brontide wrote:
>
> On Jul 25, 10:06 pm, "A Mate" <ma...@Australia.com.au> wrote:
> > We're travelling in the USA in September/October (hiring car and driving)
> > for 7 weeks in September/October. We start in Atlanta, thence to Tn and on
> > to the New England area for most of our time. We want a mobile (cell) phone
> > to keep in touch with family in Australia.
> >
> > Will a pre-paid tracfone give us reasonable coverage in New England?
> >
> > Should we choose a gsm or CDMA tracfone?
> >
> > Can you recommend another better option?
> >
> > Thanks
>
> New england/east coast is a strong CDMA area ( Verizon/AllTel )
> although if you plan on being in the boonies you should spring for a
> CDMA phone that also has analog. It looks like you will be covered on
> your entire trip by using a CDMA tracfone. Tracfone also has the
> advantage that you can call australia without any additional costs/
> minutes being used ( if I'm reading their pages correctly ). At an
> effective rate of ~20c/minute it's not horrible, but I would minimize
> it's use and rely on international calling cards when you have a
> landline around.

That's true. Unless you really want/need the convenience of a cell phone
or will want it to make US calls in the US, you can most likely find far
better deals on international calling by shopping around for the right
calling card. Down side, of course, is locating a phone to use with the
calling card.

Rick

> I'm not as familiar with GSM coverage for your areas so I can't tell
> you that it will be better with GSM, but I do see that CDMA should
> cover you.
>
> -Eric

==============================================================================
TOPIC: Huh -- the Anti-IRS tax people actually won in court -- what now?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/877317972c660109?hl=en
==============================================================================

== 1 of 3 ==
Date: Fri, Jul 27 2007 6:01 pm
From: "Tockk"

"Brontide" <ericew@gmail.com> wrote in message
news:1185570917.780351.63130@l70g2000hse.googlegroups.com...
> On Jul 27, 10:43 am, clams casino <PeterGrif...@drunkin-clam.com>
> wrote:
>> Fully agree, which is why I'd like to hear the other side (from a
>> reliable source). Only the wacky sites seem to be responding.
>
> The misdemeanor charger were related to failure to file tax returns
> and he probably got off on a technicality.

Ya, I'd like to see more of what some other mainstream folks have to say
about this . . .
I dunno about that technicality -- the case went to the jury for their
decision, and whatever this was all about, they found for him, 12-0.

One other aspect of this conflict that intrigues me, is how the gov't
officials never directly address the question, "Where does it say that we
have to pay income tax?" Seems to me that's a fairly simple question.

I dunno . . . guess we'll see how this all plays out . . .

== 2 of 3 ==
Date: Fri, Jul 27 2007 7:19 pm
From: "Don K"

"Tockk" <tock1@sbcglobal.net> wrote in message
news:2Awqi.11636$eY.3012@newssvr13.news.prodigy.net...

> One other aspect of this conflict that intrigues me, is how the gov't officials never
> directly address the question, "Where does it say that we have to pay income tax?"
> Seems to me that's a fairly simple question.

Line 76 of the 1040 form is where it says you have to pay income tax.

Don

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:38 pm
From: "AllEmailDeletedImmediately"

"Don K" <dk@dont_bother_me.com> wrote in message
news:JdidnWnoesf7OjfbnZ2dnUVZ_tOtnZ2d@comcast.com...
> "Tockk" <tock1@sbcglobal.net> wrote in message
> news:2Awqi.11636$eY.3012@newssvr13.news.prodigy.net...
>
>> One other aspect of this conflict that intrigues me, is how the gov't
>> officials never directly address the question, "Where does it say that we
>> have to pay income tax?" Seems to me that's a fairly simple question.
>
> Line 76 of the 1040 form is where it says you have to pay income tax.

a law; not a form.

==============================================================================
TOPIC: Independent Advertiser Business Opportunity THE GREATEST VITAMINS IN
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/873c9b05f8a601fc?hl=en
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== 1 of 3 ==
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== 2 of 3 ==
Date: Fri, Jul 27 2007 8:07 pm
From: George Grapman

No contact info on the site. Called up and asked for their address
and they refused. When I asked why they hung up. Called back ,same
thing happened . Third try elicited a recording saying I could be
prosecuted for harassing them.
Hope I get a prison with net access.

== 3 of 3 ==
Date: Fri, Jul 27 2007 8:11 pm
From: George Grapman

George Grapman wrote:
> No contact info on the site. Called up and asked for their address
> and they refused. When I asked why they hung up. Called back ,same
> thing happened . Third try elicited a recording saying I could be
> prosecuted for harassing them.
> Hope I get a prison with net access.
>
Do not call 800-693-0340 and ask for their address.
When you call do not push "0" as that expedites the contact to a live
person to less than a minute.
Especially do not call repeatedly from a pay phone ant that dings
them for 49 cent per call.
Thank you for your cooperation.

==============================================================================
TOPIC: Why I hate Washington Mutual (a rant)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/02d22dacefd6cc05?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Jul 27 2007 6:02 pm
From: Usenet2007@THE-DOMAIN-IN.SIG

In article <_s8qi.72$ER7.24@nlpi068.nbdc.sbc.com>,
souden@nospam.com says...
> Rod Speed wrote:
> > Sharon <frey@encompasserve.org> wrote

> >> Honest question, why would an individual need $30,000 in cash,
> >> as opposed to a cashier's check? I'm curious. I've needed to
> >> withdraw that much or more a few times, generally downpayments
> >> for real estate, but I've always been happy with cashier's checks.
> >> (Although a wheelbarrow full of cash would be fun...)

> > The drug barons prefer cash.

> And financial companies are required to report cash transactions
> exceeding $10,000.

My understanding is that somebody at the bank is required to fill
out a form, and then it is just kept on file there. That is in
case there is a subsequent investigation. It only gets sent in
to the gubmint if there are reasons to for suspicion beyond the
amount.

If you withdraw lots of cash because you buy expensive business
equipment or cars at auctions, that is OK. Or if you deposit
lots of cash because you own a supermarket, that is also OK.

But, if you do it frequently (especially depositing), and don't
seem to have a good excuse, the bank will be more likely to
actually send in the report. Or if your pattern changes. Or if
it is a business account which employee or company officer might
be misusing.

> By the way, some people were making multiple payments for new cars
> over several days to avoid the requirement but the Treasury Department
> said it was to be considered part of the same transaction.

It is called, "structuring." Although it is a bit of a grey area
as to how much separation you are supposed to have between
transactions, in order to avoid the accusation.

--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum

== 2 of 2 ==
Date: Fri, Jul 27 2007 7:24 pm
From: William Souden

Usenet2007@THE-DOMAIN-IN.SIG wrote:
> In article <_s8qi.72$ER7.24@nlpi068.nbdc.sbc.com>,
> souden@nospam.com says...
>> Rod Speed wrote:
>>> Sharon <frey@encompasserve.org> wrote
>
>>>> Honest question, why would an individual need $30,000 in cash,
>>>> as opposed to a cashier's check? I'm curious. I've needed to
>>>> withdraw that much or more a few times, generally downpayments
>>>> for real estate, but I've always been happy with cashier's checks.
>>>> (Although a wheelbarrow full of cash would be fun...)
>
>
>>> The drug barons prefer cash.
>
>
>> And financial companies are required to report cash transactions
>> exceeding $10,000.
>
>
> My understanding is that somebody at the bank is required to fill
> out a form, and then it is just kept on file there. That is in
> case there is a subsequent investigation. It only gets sent in
> to the gubmint if there are reasons to for suspicion beyond the
> amount.
>
> If you withdraw lots of cash because you buy expensive business
> equipment or cars at auctions, that is OK. Or if you deposit
> lots of cash because you own a supermarket, that is also OK.
>
> But, if you do it frequently (especially depositing), and don't
> seem to have a good excuse, the bank will be more likely to
> actually send in the report. Or if your pattern changes. Or if
> it is a business account which employee or company officer might
> be misusing.
>
>
>> By the way, some people were making multiple payments for new cars
>> over several days to avoid the requirement but the Treasury Department
>> said it was to be considered part of the same transaction.
>
>
> It is called, "structuring." Although it is a bit of a grey area
> as to how much separation you are supposed to have between
> transactions, in order to avoid the accusation.
>
>

http://www.irs.gov/compliance/enforcement/article/0,,id=112228,00.html

==============================================================================
TOPIC: Odd dancing animation
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3d3fa2ad507cae17?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 27 2007 8:23 pm
From: hchickpea@hotmail.com

I've run across an amazing little synchronicity that stunned me the
first time it happened.

Download a midi file of Maple Leaf Rag, and one of the Entertainer.
(both Scott Joplin rags)

Then go to CNN.com and hope for the little flash animation loop of the
dancing alien in a mortgage ad.

Start one of the two midi files playing, and the damn little thing
dances in PERFECT synch with the music.

When I first ran across this, I happened to be playing the Maple Leaf
Rag when I went to the CNN site, and I was totally wierded out because
I thought the animation was picking up cues from the midi file I
happened to be playing.

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