Wednesday, September 30, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 6 updates in 1 topic

Beaver_Fever@live.com: Sep 29 09:35PM -0700


> Really?
 
> First he says his insurance situation is causing him "endless grief and anxiety". Dog whistle for "Obamacare" critics? You'd think he'd look up what the fines are and how to remedy it, rather than post publicly.
 
Every time I try to look something up I fall into the rabbit hole.
 
And of course I am a fucking critic. This law sucks.
 
 
> And then he asks how to break the law. As if it is acceptable behavior to break the law, and solicit information on how to best break the law as if that too is acceptable.
 
I wasn't aware this was against the law. Pay the insurance company for a policy. They get their money without actually paying out any benefits and I get the proof I had a policy.
 
> But in your PC world we need to treat cheats and scofflaws as delicate humans who we most be careful not offend their sensibilities.
 
> And by the way, Limbaugh has often talked about skirting the insurance mandate of the ACA. Limbaugh and cheating this responsibility is not some stretch of the imagination, it is one of his main talking points. Too many damn AM talk radio educated people.
 
You listen to Rush Limbaugh? My radio has never even been on AM. I don't listen to commercial radio at all.
 
So if I tune in he can help get me out of this mess?
 
I am too busy working two jobs to take the time to educate myself on anything right now but of course the government is under no obligation to respect anyone's time when passing these ridiculous laws.
Beaver_Fever@live.com: Sep 29 10:00PM -0700

On Tuesday, September 29, 2015 at 11:54:44 AM UTC-7, The Real Bev wrote:
 
> We went without medical insurance for over 10 years. Fortunately we're
> healthy and could pay for the treatment/surgery we needed -- providers
> will cut the price significantly if you can write a check.
 
For realz? I haven't been to the doctor since the early 1990's. I am thinking of getting my right ear looked at and would just pay cash for good work. I know what doctor I want to see, don't want to just get bumped to whoever the insurance company sends me to, if this is even covered.
 
I had insurance for a few months earlier this year before it fell apart.
 
Covered California and the insurance have been absolutely awful to deal with and this is with me not ever actually needing to use it for anything. Imagine if I ever do get sick...
 
There are a lot of other complications that I never anticipated even a little more than a year ago when this all became mandatory that I really gotta figure out how to deal with.
 
What I also really need is a financial advisor but I don't want to pay for one because I am not used to having money and I feel like it's all going to go away.
 
Of course what always worries me more than getting sick is getting priced out of my home. Then what good is medical insurance going to do me?
wilma6116@gmail.com: Sep 30 07:41AM -0700


> Of course what always worries me more than getting sick is getting priced out of my home. Then what good is medical insurance going to do me?

 
If you have insurance, you probably won't be priced out of your home. If you don't have insurance, you will get priced out of your home. Easy.
 
Let's try another.
 
If you have insurance, the doctor will see you in three weeks. If you don't have insurance, the doctor might not be taking any new patients, and besides you'll have to have the funds to pay for all services at that time they are rendered. No more putting it on a tab and settling later.
 
The purpose of health insurance is to keep people healthy. You get insurance and you get one free colonoscopy (part of the ACA). They figure it is so important, that so much money would be saved if everyone got a colonoscopy, that they give it away! Part of keeping you healthy.
Beaver_Fever@live.com: Sep 30 08:08AM -0700


> > Of course what always worries me more than getting sick is getting priced out of my home. Then what good is medical insurance going to do me?
 
> If you have insurance, you probably won't be priced out of your home. If you don't have insurance, you will get priced out of your home. Easy.
 
I am in danger of being priced out of my home because housing is really expensive. Gawd, yer fucking dumb.
 
I also REALLY need to go to the dentist.
 
 
 
> Let's try another.
 
> If you have insurance, the doctor will see you in three weeks. If you don't have insurance, the doctor might not be taking any new patients, and besides you'll have to have the funds to pay for all services at that time they are rendered. No more putting it on a tab and settling later.
 
> The purpose of health insurance is to keep people healthy. You get insurance and you get one free colonoscopy (part of the ACA). They figure it is so important, that so much money would be saved if everyone got a colonoscopy, that they give it away! Part of keeping you healthy.
 
Like I have time for that too
wilma6116@gmail.com: Sep 30 08:22AM -0700


> Like I have time for that too
 
Seems you have some real problems, there. Work all the time and yet can't afford a place to live and proper medical insurance. Man, you are either in the wrong field or being taken advantage of. One of your problems, as I can see, is you're looking to cut corners, try to get over. Back-dated insurance, indeed! Try to do honest work and demand a living wage. If you aren't making a living wage, medical insurance will be very affordable for you.
Beaver_Fever@live.com: Sep 30 09:53AM -0700

> On Wednesday, September 30, 2015 at 8:08:19 AM UTC-7, Beaver...@live.com wrote:
 
> > Like I have time for that too
 
> Seems you have some real problems, there. Work all the time and yet can't afford a place to live and proper medical insurance. Man, you are either in the wrong field or being taken advantage of. One of your problems, as I can see, is you're looking to cut corners, try to get over. Back-dated insurance, indeed! Try to do honest work and demand a living wage. If you aren't making a living wage, medical insurance will be very affordable for you.
 
I live in Los Angeles Metro area. Common problem for a lot of people across all income levels here. No, I am not moving to Victorville.
 
And when did I say I can't afford insurance? I said I didn't have insurance this year and now I don't wanna pay the fuckin' fine. Actually I don't even know if I will be able to afford insurance in 2016. We'll find out I guess.
 
And for the record, job #2 is working for myself the last year which is totally fucken awesome, but it's inconsisent and not enough to live off on it's own. And I only do it when I feel like it.
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Tuesday, September 29, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 1 topic

Beaver_Fever@live.com: Sep 29 01:12AM -0700

On Sunday, September 27, 2015 at 3:57:45 PM UTC-7, Bob F wrote:
> question. YOU need to find out what rules really affect YOU. Nobody here knows
> exactly your situation.
 
> Get to work.
 
too busy to deal with this shit right now
trader4@optonline.net: Sep 29 09:48AM -0700

> > But give them a break, most are still suffering from BDS.
 
> Bullshit! Same as with people who drive without insurance. Or people who keep pitbulls without homeowner's insurance. Why do we have to subsidize this guys cheapness? He gets to afford an extra case of beer a month and then cries that we need to cover his medical bills because he fell and broke something. No sympathy. Besides freedoms, Americans should expect to shoulder responsibilities.
 
> I'm glad you have taken the side of someone who posted here asking for instructions on how to break the law. Seems we know where your loyalties are, comrade. Or is it Alma'arefah? So hard to keep track these days.
 
His having insurance or not isn't the issue. Your mean spirited attack
on him calling him a "hater" and dragging Rush Limbaugh into it, is the
behavior I was clearly talking about. How exactly does him not having
insurance make him a hater or have anything to do with Limbaugh. Good grief.
The Real Bev <bashley101@gmail.com>: Sep 29 11:54AM -0700

> it, is the behavior I was clearly talking about. How exactly does
> him not having insurance make him a hater or have anything to do with
> Limbaugh. Good grief.
 
We went without medical insurance for over 10 years. Fortunately we're
healthy and could pay for the treatment/surgery we needed -- providers
will cut the price significantly if you can write a check.
 
I once checked into self-insuring for liability insurance. Numerous
hoops to jump through as well as depositing cash into an account
somewhere. Easier to just pay the insurance company even if you figure
you can afford to write a check for any damage you might cause,
regarding it as a proper penalty for stupidity.
 
This was back when the simplest trip to the ER was actually affordable,
of course. I wouldn't even think of doing that now.
 
Being required to have liability insurance was the signal to the
insurance companies that they could raise the premiums as high as they
wanted. The Insurance Commissioner here is NOT on the consumers' side.
 
--
Cheers, Bev
++++++++++++++++++++++++++++++++++++++++++
To define recursion, we must first define recursion.
wilma6116@gmail.com: Sep 29 12:14PM -0700

> on him calling him a "hater" and dragging Rush Limbaugh into it, is the
> behavior I was clearly talking about. How exactly does him not having
> insurance make him a hater or have anything to do with Limbaugh. Good grief.
 
Really?
 
First he says his insurance situation is causing him "endless grief and anxiety". Dog whistle for "Obamacare" critics? You'd think he'd look up what the fines are and how to remedy it, rather than post publicly.
 
And then he asks how to break the law. As if it is acceptable behavior to break the law, and solicit information on how to best break the law as if that too is acceptable.
 
But in your PC world we need to treat cheats and scofflaws as delicate humans who we most be careful not offend their sensibilities.
 
And by the way, Limbaugh has often talked about skirting the insurance mandate of the ACA. Limbaugh and cheating this responsibility is not some stretch of the imagination, it is one of his main talking points. Too many damn AM talk radio educated people.
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Sunday, September 27, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

"Bob F" <bobnospam@gmail.com>: Sep 27 03:57PM -0700


>>> I had insurance, it got cancelled. Oops.
 
>> OK. Does that qualify you for an exclusion?
 
> I doubt it
 
You make this really difficult!
 
Have you looked?
 
Until you actually look up the government site and read the way it works, you
really are indicating you don't really want to know the answers to your
question. YOU need to find out what rules really affect YOU. Nobody here knows
exactly your situation.
 
Get to work.
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Saturday, September 26, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 5 updates in 1 topic

"Bob F" <bobnospam@gmail.com>: Sep 25 07:33PM -0700

>> care with provided federal dollars, the subsidies make it pretty
>> affordable or free for people with low income.
 
> I had insurance, it got cancelled. Oops.
 
OK. Does that qualify you for an exclusion?
trader4@optonline.net: Sep 26 08:14AM -0700


> > Being an American means not only you have freedoms, but it also means you have responsibilities, like being insured.
 
> > I don't mind my tax dollars going to help a sick person, but the idea that it goes to help a cheap-assed, Rush Limbaugh believing, hater- well, that just rubs me the wrong way. Do your country a favor and get some insurance.
 
> Hey shit for brains, where did I mention Rush Limbaugh?
 
You've just experienced the treatment you get from those compassionate,
deep thinking, educated and tolerant liberals. Especially funny that in
this very post he demonstrates what he accuses Limbaugh of doing.
But give them a break, most are still suffering from BDS.
 
As far as back dating an insurance policy, I've never seen it done.
For the purpose that you describe, ie falsifying it to avoid a
charge of not having auto insurance, it would be a crime. It would
also be a crime to do it in your case.
wilma6116@gmail.com: Sep 26 03:53PM -0700

> deep thinking, educated and tolerant liberals. Especially funny that in
> this very post he demonstrates what he accuses Limbaugh of doing.
> But give them a break, most are still suffering from BDS.
 
Bullshit! Same as with people who drive without insurance. Or people who keep pitbulls without homeowner's insurance. Why do we have to subsidize this guys cheapness? He gets to afford an extra case of beer a month and then cries that we need to cover his medical bills because he fell and broke something. No sympathy. Besides freedoms, Americans should expect to shoulder responsibilities.
 
I'm glad you have taken the side of someone who posted here asking for instructions on how to break the law. Seems we know where your loyalties are, comrade. Or is it Alma'arefah? So hard to keep track these days.
Beaver_Fever@live.com: Sep 26 05:24PM -0700

> > But give them a break, most are still suffering from BDS.
 
> Bullshit! Same as with people who drive without insurance. Or people who keep pitbulls without homeowner's insurance. Why do we have to subsidize this guys cheapness? He gets to afford an extra case of beer a month and then cries that we need to cover his medical bills because he fell and broke something. No sympathy. Besides freedoms, Americans should expect to shoulder responsibilities.
 
> I'm glad you have taken the side of someone who posted here asking for instructions on how to break the law. Seems we know where your loyalties are, comrade. Or is it Alma'arefah? So hard to keep track these days.
 
I don't drink alcohol.
 
Gawd, what a dumb fuck.
Beaver_Fever@live.com: Sep 26 05:25PM -0700

On Friday, September 25, 2015 at 7:33:14 PM UTC-7, Bob F wrote:
> >> affordable or free for people with low income.
 
> > I had insurance, it got cancelled. Oops.
 
> OK. Does that qualify you for an exclusion?
 
I doubt it
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Friday, September 25, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 8 updates in 1 topic

Beaver_Fever@live.com: Sep 25 08:45AM -0700

Yes, this medical insurance issue is still causing me endless grief and anxiety.
 
About 15 years ago my friend got popped for no proof of automobile insurance. He found some place to sell him a backdated policy to get him out of trouble.
 
Is there any place out there that sells backdated medical insurance so I can avoid the Obamacare fine?
"Bob F" <bobnospam@gmail.com>: Sep 25 01:34PM -0700

> him out of trouble.
 
> Is there any place out there that sells backdated medical insurance
> so I can avoid the Obamacare fine?
 
Do tell us exactly how much your fine will be.
 
Have you actually looked? Or are you just believing the propaganda about how
much it will cost. you.
Beaver_Fever@live.com: Sep 25 01:46PM -0700

On Friday, September 25, 2015 at 1:34:54 PM UTC-7, Bob F wrote:
 
> Do tell us exactly how much your fine will be.
 
> Have you actually looked? Or are you just believing the propaganda about how
> much it will cost. you.
 
 
 
I haven't done my taxes yet.
 
So there isn't any penalty for not having insurance in 2015?
wilma6116@gmail.com: Sep 25 03:13PM -0700

> Yes, this medical insurance issue is still causing me endless grief and anxiety.
 
> About 15 years ago my friend got popped for no proof of automobile insurance. He found some place to sell him a backdated policy to get him out of trouble.
 
> Is there any place out there that sells backdated medical insurance so I can avoid the Obamacare fine?
 
The fine is $325 or 2% of income, you cheap bastard. If you got sick you'd be crying, "Oh please Mr. Obama, don't let me die like a dog because I am a cheap assed bastard who rather be at risk than to do the right thing."
 
Being an American means not only you have freedoms, but it also means you have responsibilities, like being insured.
 
I don't mind my tax dollars going to help a sick person, but the idea that it goes to help a cheap-assed, Rush Limbaugh believing, hater- well, that just rubs me the wrong way. Do your country a favor and get some insurance.
BigDog811 <bigdog811@gmail.com>: Sep 25 03:15PM -0700

> > much it will cost. you.
 
> I haven't done my taxes yet.
 
> So there isn't any penalty for not having insurance in 2015?
 
Yes there is. See: www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/
 
Extraordinarily unlikely you'll find a plan that will give a back dated policy.
"Bob F" <bobnospam@gmail.com>: Sep 25 03:46PM -0700

>> about how much it will cost. you.
 
> I haven't done my taxes yet.
 
> So there isn't any penalty for not having insurance in 2015?
 
You have internet access. Why haven't you looked it up?
The penalty is a lot less than the unsubsidized insurance.
 
Have you applied for Obamacare? Unless you live in one of those right wing
states that refuse to offer their citizens basic health care with provided
federal dollars, the subsidies make it pretty affordable or free for people with
low income.
Beaver_Fever@live.com: Sep 25 04:22PM -0700


> The fine is $325 or 2% of income, you cheap bastard. If you got sick you'd be crying, "Oh please Mr. Obama, don't let me die like a dog because I am a cheap assed bastard who rather be at risk than to do the right thing."
 
> Being an American means not only you have freedoms, but it also means you have responsibilities, like being insured.
 
> I don't mind my tax dollars going to help a sick person, but the idea that it goes to help a cheap-assed, Rush Limbaugh believing, hater- well, that just rubs me the wrong way. Do your country a favor and get some insurance.
 
Hey shit for brains, where did I mention Rush Limbaugh?
Beaver_Fever@live.com: Sep 25 04:22PM -0700

On Friday, September 25, 2015 at 3:46:36 PM UTC-7, Bob F wrote:
> states that refuse to offer their citizens basic health care with provided
> federal dollars, the subsidies make it pretty affordable or free for people with
> low income.
 
I had insurance, it got cancelled. Oops.
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Monday, September 21, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

trader4@optonline.net: Sep 21 05:34AM -0700

> > think it was some random scammer and to ignore it isn't a good
> > idea.
 
> Everytime I get a call with an urgent message regarding my car's warranty, I run to the basement and pull out the box marked important papers, I then locate the number for the auto manufacturer's warranty department, after listening to hold music for 10 to 300 minutes I am assured I am still covered. Whew! Crisis avoided.
 
Try sticking to the facts and reality. It's very unlikely that you're
going to get an urgent warning from a car warranty company. Never heard
of it happening. However CC companies do call their card holders
occasionally because they've detected unusual activity on their accounts.
So, ignoring a call that says "This is Chase calling with an important message regarding your VISA account", when you know that you have their VISA card
is a really dumb idea. As others have pointed out, if you don't want to
accept the call, their number is on the back of the card. It's also on
the last paper billing statement, available when you log in online, or from
doing a google search. Good grief.
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Saturday, September 12, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

The Real Bev <bashley101@gmail.com>: Sep 11 09:12PM -0700

On 09/11/2015 03:44 PM, BigDog811 wrote:
>> to be slapped into insensibility.
 
> Anyone who can't read 6 point type, at least well enough to copy a
> phone number, desperately needs the services of an optometrist.
 
Glasses for going on 55 years now, plus cataract surgery which improved
things immensely. Thanks for the suggestion, though.
 
--
Cheers, Bev
=====================================================
I'd rather not have neighbors. If I can see them, they're too close.
In fact, if I can see them through a rifle scope, they're too close.
-- Anonymous Coward
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Friday, September 11, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 3 updates in 1 topic

The Real Bev <bashley101@gmail.com>: Sep 11 09:18AM -0700

> papers, I then locate the number for the auto manufacturer's warranty
> department, after listening to hold music for 10 to 300 minutes I am
> assured I am still covered. Whew! Crisis avoided.
 
I guess I've avoided a lot of stress by driving a 1988 car.
 
 
--
Cheers, Bev
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The early bird gets the worm, the second mouse gets the cheese.
The Real Bev <bashley101@gmail.com>: Sep 11 09:20AM -0700

On 09/10/2015 09:09 AM, BigDog811 wrote:
> different parts of the country. All three have the trouble numbers
> printed in relatively large (about 6 pt) bold fonts, right under the
> magnetic strips. Very easy to read.
 
Anybody who regards a 6-pt font as easy to read desperately needs to be
slapped into insensibility.
 
--
Cheers, Bev
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The early bird gets the worm, the second mouse gets the cheese.
BigDog811 <bigdog811@gmail.com>: Sep 11 03:44PM -0700

On Friday, September 11, 2015 at 12:20:05 PM UTC-4, The Real Bev wrote:
> Cheers, Bev
> ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
> The early bird gets the worm, the second mouse gets the cheese.
 
Anyone who can't read 6 point type, at least well enough to copy a phone number, desperately needs the services of an optometrist.
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Thursday, September 10, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 5 updates in 1 topic

trader4@optonline.net: Sep 10 04:44AM -0700

> > --
> > Karma ; what a concept!
 
> For several days calls kept coming in saying they had important information regarding my credit card. I just ignored it. I did a search on the internet using the caller I.D. number, and it was unanimous that the calls were bogus. Then the calls started occurring much more frequently, two or three times a day. Once I picked up and told the lady to stop bothering me. She called back within minutes. Turns out my C.C had been used for fraudulent charges. The C.C. company understood my reluctance to become involved with a cold call and had me call the number on the back of my C.C.. Seems it started out with a $5 charge here and a ten buck charge there. Within a couple of weeks some Nigerians were having a big ol' party at my expense. a few interviews with the fraud department, a signed statement and a new card and all was forgiven. As far as the Nigerians? I didn't even get an invite to the party."
 
I've had that happen a few times, where the CC company thought
there might be fraudulent activity. In every case, they left a
a message clearly stating that it was Bank XYZ calling about my
account and to call them back. It would have been impossible to
think it was some random scammer and to ignore it isn't a good
idea.
BigDog811 <bigdog811@gmail.com>: Sep 10 05:53AM -0700

> account and to call them back. It would have been impossible to
> think it was some random scammer and to ignore it isn't a good
> idea.
 
Agreed. There's a phone number on the back of every credit card issued for at least the past two decades. Call it if you think there's a problem. They'd rather hear from you with a false alarm than spend the time and money to unwind a problem.
 
About two years ago we got a call early in the evening. The caller ID clearly had the name of of my credit card issuer as well as a number with an area code I recognized as the location of their corporate HQ. No reason not to answer it. They'd intercepted a couple of transactions that were outside our normal pattern and wanted to confirm them. Of course, they were fraudulent. They locked our account and overnighted us new cards that were delivered early the next afternoon. A quick phone call to activate them; they transferred the entire account history; and processed the legitimate pending transactions on the new number. Practically seamless...easy peasy.
The Real Bev <bashley101@gmail.com>: Sep 10 08:23AM -0700

On 09/10/2015 05:53 AM, BigDog811 wrote:
 
> issued for at least the past two decades. Call it if you think
> there's a problem. They'd rather hear from you with a false alarm
> than spend the time and money to unwind a problem.
 
...which is printed in tiny print, possibly with embossing over it, such
that some of us need a magnifying glass to read it.
 
--
Cheers, Bev
====================================================
"I am working for the time when unqualified blacks, browns and
women join the unqualified men in running our government"
-- Cissy Farenthold
BigDog811 <bigdog811@gmail.com>: Sep 10 09:09AM -0700

On Thursday, September 10, 2015 at 11:23:42 AM UTC-4, The Real Bev wrote:
> "I am working for the time when unqualified blacks, browns and
> women join the unqualified men in running our government"
> -- Cissy Farenthold
 
I guess it depends on the card issuer. I carry a Chase Freedom VISA CC, as well as VISA ATM/Debit cards from two credit unions in different parts of the country. All three have the trouble numbers printed in relatively large (about 6 pt) bold fonts, right under the magnetic strips. Very easy to read.
wilma6116@gmail.com: Sep 10 04:06PM -0700

> account and to call them back. It would have been impossible to
> think it was some random scammer and to ignore it isn't a good
> idea.
 
 
Everytime I get a call with an urgent message regarding my car's warranty, I run to the basement and pull out the box marked important papers, I then locate the number for the auto manufacturer's warranty department, after listening to hold music for 10 to 300 minutes I am assured I am still covered. Whew! Crisis avoided.
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Friday, September 4, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

wilma6116@gmail.com: Sep 03 08:54PM -0700


> We really need to get some sort of enjoyment out of this shit.
 
And that is why I am trying to start a new kind of company.
 
I am good at keep phone solicitors on the line. I get an enjoyment from wasting their time. I especial feel good when I get the supervisor in on the call.
 
Once I get their attention and trust, I start to hint that being a phone solicitor is not what anyone's parents dreamed for their child. I have had operators promise they would quit their job and countless others who wept openly as we spoke.
 
The more time I have a solicitor on the line, the less time he has to bother other people.
 
sometimes I feel guilty about being such a PIA. And that's where my business comes in.
 
For $20 I promise to harass phone solicitors for a total of one hour. I look forward to keeping busy and to hire additional harassers. I could hire an entire army of people who provide themselves in driving phone salesmen into contemplating suicide.
 
If enough people were highly paid harassers, soon the companies would be spending all their time dealing with time wasters. Morale would plummet and a new era of peace would soon reign across the land. Thank you!
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Thursday, September 3, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 5 updates in 3 topics

Shoe-Chucker 2 <georgewk10@yahoo.com>: Sep 03 08:39AM -0700

In article <2vmstal6ipqibutjfubuuotukd50o8qehb@4ax.com>,
> "answered" a telephone in his life. He simply put the handset to his
> ear and waited for the calling party to initiate the conversation.
> After all, _they_ interrupted _his_ day ;-)
 
We never answer the phone. our machine gets every call. so if you call
us.
Leave an interesting message or bazinga !
--
Karma ; what a concept!
wilma6116@gmail.com: Sep 03 10:01AM -0700

On Thursday, September 3, 2015 at 8:39:59 AM UTC-7, Shoe-Chucker 2 wrote:
> Leave an interesting message or bazinga !
> --
> Karma ; what a concept!
 
For several days calls kept coming in saying they had important information regarding my credit card. I just ignored it. I did a search on the internet using the caller I.D. number, and it was unanimous that the calls were bogus. Then the calls started occurring much more frequently, two or three times a day. Once I picked up and told the lady to stop bothering me. She called back within minutes. Turns out my C.C had been used for fraudulent charges. The C.C. company understood my reluctance to become involved with a cold call and had me call the number on the back of my C.C.. Seems it started out with a $5 charge here and a ten buck charge there. Within a couple of weeks some Nigerians were having a big ol' party at my expense. a few interviews with the fraud department, a signed statement and a new card and all was forgiven. As far as the Nigerians? I didn't even get an invite to the party.
The Real Bev <bashley101@gmail.com>: Sep 03 05:00PM -0700

> expense. a few interviews with the fraud department, a signed
> statement and a new card and all was forgiven. As far as the
> Nigerians? I didn't even get an invite to the party.
 
A friend's trust account was looted by one of the trust company's
employees who forged signatures. It took a year to straighten out and
the friend never got to see the employee flogged.
 
Somebody used my CC number to buy a ticket from Dallas to -- possibly --
London. CC company didn't charge me, but I'll never find out who did it
or how he was punished. Given that you have to show a passport and the
ticket number was given, it should have been possible to track the son
of a bitch down, but I bet they never went to the trouble.
 
We really need to get some sort of enjoyment out of this shit.
 
--
Cheers, Bev
===============================================
"If God had wanted us to use the metric system,
Jesus would have had 10 apostles."
- Jesse Helms
Shoe-Chucker 2 <georgewk10@yahoo.com>: Sep 03 08:45AM -0700

oh, you can buy a dual flush model.
or
you can replace the chain with a solid rod. and control how much water
you need to do the "job"
or
put a piece of sponge inside the flapper , so it closes sooner , hint'
you may have to hold down the lever to do the JOB.
less for #1 , longer for #2
the more water you save the lower your Sewer charges.
--
Karma ; what a concept!
Shoe-Chucker 2 <georgewk10@yahoo.com>: Sep 03 08:40AM -0700

In article <8kjfqatkd5p8f9ql9hf9jc2j9gho14j9hl@4ax.com>,
 
> >Legal or not, drugs are for losers.
 
> The voice of experience.
 
> Dennis (evil)
 
How about Free M.J.
 
 
In the irony of ironies, the University of Mississippi has been growing
marijuana for the federal gov's little-known Medical Marijuana program
the Compassionate Investigational New Drug program, for decades. Each
month, the federal authorities send the remaining four patients a tin
canister filled with about 300 pre-rolled marijuana cigarettes. Free !
http://www.mpp.org/states/mississippi/
http://www.cannabisnews.org/united-states-cannabis-news/in-decades-old-pr
ogram-uncle-sam-provides-pot/
 
The U.S. Constitution MANDATES that any powers not SPECIFICALLY
designated to the federal level are STATES' RIGHTS issues. Hemp and its
flower cannabis should be regulated by STATES to undo the conflicting
laws that merely 3 corrupt men, out to line their pockets, created in
the 1930's.
And with most marijuana today. state lines are NOT crossed making it not
a Federal case.
Change is coming and the truth will prevail.
http://www.reuters.com/article/2014/11/05/us-usa-elections-marijuana-idUS
KBN0IP1EB20141105
--
Karma ; what a concept!
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Wednesday, September 2, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

The Real Bev <bashley101@gmail.com>: Sep 02 09:39AM -0700

> are a lot of other subsequent steps involved that you'd have to fall for
> and I assume that is what Bev was referring to. All the robo caller
> is doing is finding random numbers where someone or something answers.
 
Theory has it that answering allows the bastards to put your number on a
list of people who actually answer, which is a more expensive list. Not
my problem :-( Anybody who pays more to try to sell me something over
the phone is wasting his money and that's a plus as far as I'm concerned.
 
Since the phone is a foot away from my elbow, it's easy to look at the
calling number and pick it up and put it down again.
 
 
--
Cheers, Bev
++++++++++++++++++++++++++++++++++++++++++++++
It's true that Smokey the Bear deserves praise for his
campaign against forest fires, but nobody ever mentions
the boy scouts he kills for their hats.
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Tuesday, September 1, 2015

Digest for misc.consumers.frugal-living@googlegroups.com - 2 updates in 2 topics

trader4@optonline.net: Sep 01 04:46PM -0700

On Wednesday, August 26, 2015 at 7:20:50 PM UTC-4, Bob F wrote:
> >> theft...
 
> > Anybody who falls for that deserves whatever they get.
 
> So, are you saying that you never answer your phone and say something?
 
I've yet to hear how an automated caller that just looks
for someone answering then turns into fraud. Seems that there
are a lot of other subsequent steps involved that you'd have to fall for
and I assume that is what Bev was referring to. All the robo caller
is doing is finding random numbers where someone or something answers.
kb4mxo@gmail.com: Sep 01 12:01PM -0700

I bought one used with a few problems for $75 and fixed it. It is around 10 years old. Bad bearing was the problem and decided to buy the upgrade kit. I also replaced the rubber skirt. It was missing the knob and they gave me the knob for free. I have a little experience with the machine.
 
On Monday, July 8, 2002 at 7:49:55 PM UTC-5, PT wrote:
> time to no avail. We knew it was expensive, but if it lasted a very
> long time due to its supposedly rugged design and was frugal on water
> and electricity, it should have been a good choice.
This washer has many stainless parts and is well built. You can open the door after it starts washing and see how much suds it makes.If it makes very little you can add more soap . Start with very little and add more each load to the desired amount of suds.
I have run the queen size quilt,sheets and pillow cases. It ran fine. It has to pump the water out and then spin the water out. Maybe the pump isn't working.
 
> again.
 
> Problems with Staber washing machines they won't tell you BEFORE you
> buy:
 
It is not care-free but is a well built machine.
 
> allows hair and other debris to get caught up under a lip of the
> impeller and wrapped around and is next to impossible to remove
> totally).
 
They tell you to keep small items out of the tank. If you don't the pump can get damaged.
> wash a single rug due to a pet accident? Forget it. It will attempt to
> spin up infinitely until you stop it. Two rugs? Better chance, but
> often a failure as well.
 
The leveling takes time for me. The place it is located is near a drain and used boards under it to hold it level. Large quantity of animal hair caused the machine to plug. I can run rugs but I fill the load with cleaning rags.
> puts out and prevent extra vibration. Our machine is in a laundry nook
> in our hallway, which you have to walk through to get to the bedrooms.
> The house is 20 years old, so it isn't an old, rickety floor.
 
Small out of balance loads will make the floor shake. Use boards to level and most of the vibrations go away.
 
> get it to properly rinse, drain, and spin up. Even being extremely
> sparingly with detergent (tried three kinds), it often requires an extra
> 1 or 2 rinses to be able to spin up.
 
Adjust the amount of detergent.

> normal, and it still oversuds. They "helpfully" suggest you can also
> dumping in vinegar to cut the suds when it oversuds. One rug required a
> third of a gallon of vinegar.
 
Some times it is better to buy the OEM stuff if your detergent suds too much. You can buy one bottle.
> it is already pulled out, it pulls right off the machine. In contrast,
> my 4 year old standard Kenmore washing machine has a very solid feeling
> knob that you can't just rip right off.
 
Once you pull the knob off the panel will need to be removed by removing six screws that hold the timer plate on. To lock the knob again press black lock for the knob. The timer shaft is nylon so it will flex. The good thing is it will not rust like a steel shaft.
 
> Post a reply to this message in the newsgroups if any of you unhappy
> Staber users out there wish to add anything or confirm you are
> experiencing some of the same things I am.
This machine cleans my clothes better than any machine I have ever owned. It takes most of the moisture out of you clothing for a fast dry. Bearings was the weak point on my machine but I hope the upgrade using sealed bearing make them last for a long time.
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