Monday, August 27, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

ggggg9271@gmail.com: Aug 27 12:12PM -0700

On Saturday, August 25, 2018 at 2:20:16 PM UTC-10, Michael Black wrote:
> > income.
 
> But frugality is separate from how much money you have, it's about
> spending wisely. It really helps if you don't have much money...
 
- Their poverty secured their freedom, since our desires and our possessions are the strongest fetters of despotism. (Edward Gibbon)
 
, but can
> still be valid if you have more money, and the more money you have, the
> easier it is to be frugal.
 
- We need greater virtues to sustain good than evil fortune. (Rochefoucauld)
 
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Saturday, August 25, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 2 topics

ggggg9271@gmail.com: Aug 25 01:41AM -0700

https://www.cnbc.com/2018/08/24/suze-orman-dont-retire-or-claim-social-security-until-you-turn-70.html?recirc=taboolainternal
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Aug 25 11:42AM -0700


> https://www.cnbc.com/2018/08/24/suze-orman-dont-retire-or-claim-social-security-until-you-turn-70.html?recirc=taboolainternal
 
Ummmmmm, this was reported yesterday morning. Old news.
Michael Black <mblack@pubnix.net>: Aug 25 08:19PM -0400


> https://www.cnbc.com/2018/08/24/suze-orman-dont-retire-or-claim-social-security-until-you-turn-70.html?recirc=taboolainternal
 
Except, there are also reasons to get it earlier. I sure won't wait for
the Canadian equivalent once I am old enough.
 
Michael
Michael Black <mblack@pubnix.net>: Aug 25 08:18PM -0400

On Thu, 23 Aug 2018, catalpa wrote:
 
 
> Great, 10 states that are regular suck and total suck.
 
> Social Security was never intended to be your only source of retirement
> income.
 
But frugality is separate from how much money you have, it's about
spending wisely. It really helps if you don't have much money, but can
still be valid if you have more money, and the more money you have, the
easier it is to be frugal.
 
So this isn't about how much income you'll have in retirement, but where
you get the best return for your income.
 
Michael
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Friday, August 24, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

"catalpa" <catalpa@entertab.org>: Aug 23 09:52PM -0400

<ggggg9271@gmail.com> wrote in message
news:45ff370a-47ea-4ef5-b520-9aa16fce69fe@googlegroups.com...
> https://www.cnbc.com/2018/08/20/10-states-where-your-social-security-check-will-go-farthest.html?&qsearchterm=social%20security%20checks
 
Great, 10 states that are regular suck and total suck.
 
Social Security was never intended to be your only source of retirement
income.
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Monday, August 13, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 2 updates in 2 topics

trader4@optonline.net: Aug 13 10:50AM -0700

On Wednesday, January 17, 2018 at 12:21:56 PM UTC-5, Susan Bugher wrote:
> http://www.prepaidcall.com/home.shtml
 
> Susan
> --
 
That's what I would suggest looking into, calling cards that offer lower
rates to cell phones in the country he's calling. Rates for calls to
cell phones are generally significantly higher, but they will vary from
one company to another and by the country the call is going to.
ctssingh@gmail.com: Aug 12 10:20PM -0700

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Sunday, August 12, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 2 updates in 1 topic

ggggg9271@gmail.com: Aug 12 01:12AM -0700

Am I asking for too much?
RJH <patchmoney@gmx.com>: Aug 12 04:39PM +0100

> Am I asking for too much?
 
Yup :-)
 
I've found the Sonos One is pretty good - fills a room with quite good
quality sound. But hardly budget, and it's tricky trying to work out how
long it'll last. Also, the Amazon Echo isn't too bad.
 
IMO best for the money would be a variation on a Denon mini hifi:
 
https://www.ebay.co.uk/itm//132733251186
 
Find them in charity shops from time to time.
 
--
Cheers, Rob
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Saturday, August 11, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 3 topics

ray.normandeau@gmail.com: Aug 11 05:46PM -0700

> http://www.harlandaily.com/news/22456/analysis-postal-woes-demand-jump-in-stamp-price-to-60-cents
 
You can buy stamps at discount.
 
Google discount postage
 
Even cheaper for discount UN stamps if you live in NYC and can walk to UN Post Office
ray.normandeau@gmail.com: Aug 11 05:40PM -0700

On Wednesday, January 17, 2018 at 9:43:59 AM UTC-5, Nyssa wrote:
> OneSuite emails you a notification two weeks before your
> account will expire, so I know to make a quick call to an
> out of state friend.
 
When setting up OneSuite account you get some free time by using
promo code/suite deal
"FREEoffer23="
ray.normandeau@gmail.com: Aug 11 05:41PM -0700


> When setting up OneSuite account you get some free time by using
> promo code/suite deal
> "FREEoffer23="
 
That is "FREEoffer23" without = sign
Beaver_Fever@live.com: Aug 11 12:07AM -0700

> http://www.mcall.com/business/mc-common-expenses-that-used-to-be-cheap-20170511-story.html
 
However cocaine is cheaper in real dollars now than it was 40 years ago.
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Friday, August 10, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 3 updates in 3 topics

Feel Good <feelgood1998pharmacuetical.ltd@gmail.com>: Aug 10 05:34PM -0700

Buy all types of prescription drugs from us and we deliver to your doorstep withing 24 hours / 2 days. We are a license operating company and we sell our Drugs at very moderate prices with a remarkable 99.9% FDA approved qualities.
 
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https://plus.google.com/114378075558272897477/posts/frDay5sx7N5
ggggg9271@gmail.com: Aug 09 08:39PM -0700

https://www.cnbc.com/2018/08/09/the-no-1-reason-people-switch-credit-cards.html
The Real Bev <bashley101@gmail.com>: Aug 09 03:13PM -0700

On 08/09/2018 12:41 PM, Dennis wrote:
 
>>Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
> Pro tip: it is not necessary to buy the entire convenience store -
> just the phone card should suffice.
 
:-)
 
There's also google hangouts and google dialer to make wifi calls with
your android phone using your free google number. You can call normal
phones, not just people with hangouts installed.
 
--
Cheers, Bev
"I won't allow the half of Americans who pay no taxes to bear the burden
of the other half who aren't paying their fair share." -- Guess Who
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Thursday, August 9, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 1 topic

trader4@optonline.net: Aug 08 09:26PM -0700

> Is there a way of doing that?
 
> Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
> Any other alternatives?
 
That would work. You don't need a pay phone that accepts phone cards, any phone or any pay phone should work. The phone calling cards have a toll free or local number you call, enter your card code, then you dial your long distance call. Look around, including online for the best rate cards.
"tb" <nospam@example.invalid>: Aug 09 04:44PM

> a toll free or local number you call, enter your card code, then you
> dial your long distance call. Look around, including online for the
> best rate cards.
 
I recommend CallingMart for buying calling cards:
 
<http://www.callingmart.com/products/callingcards/default>
 
--
tb
Dennis <dgw80@hotmail.com>: Aug 09 12:41PM -0700


>Is there a way of doing that?
 
>Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
Pro tip: it is not necessary to buy the entire convenience store -
just the phone card should suffice.
 
Dennis (evil)
--
"There is a fine line between participation and mockery" - Wally
The Real Bev <bashley101@gmail.com>: Aug 09 03:13PM -0700

On 08/09/2018 12:41 PM, Dennis wrote:
 
>>Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
> Pro tip: it is not necessary to buy the entire convenience store -
> just the phone card should suffice.
 
:-)
 
There's also google hangouts and google dialer to make wifi calls with
your android phone using your free google number. You can call normal
phones, not just people with hangouts installed.
 
--
Cheers, Bev
"I won't allow the half of Americans who pay no taxes to bear the burden
of the other half who aren't paying their fair share." -- Guess Who
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Wednesday, August 8, 2018

Tuesday, August 7, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 2 topics

ggggg9271@gmail.com: Aug 07 04:29PM -0700

Is there a way of doing that?
 
Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
Any other alternatives?
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Aug 07 05:18PM -0700


> Is there a way of doing that?
 
> Should I buy a phone card and a 7-11 convenience store and then use a pay phone that accepts phone cards?
 
I haven't seen a pay phone in years. You'll have to buy a TracFone and
activate it and buy a phone card for it. If you don't I don't know how
you'll make those phone calls.
 
> Any other alternatives?
 
Only other alternative is ask a friend if you can use their phone for all
those calls you need to make.
"catalpa" <catalpa@entertab.org>: Aug 07 09:26PM -0400

<ggggg9271@gmail.com> wrote in message
news:843f0993-a635-4969-9614-a707019601da@googlegroups.com...
 
> Should I buy a phone card and a 7-11 convenience store and then use a pay
> phone that accepts phone cards?
 
> Any other alternatives?
 
Get a headset and use Skype.
dollywalton5@gmail.com: Aug 07 03:21AM -0500

On Fri, 3 Aug 2018 16:17:53 -0400, Michael Black <mblack@pubnix.net>
wrote:
 
>more people are being cremated than buried. Even my mother two years ago
>went with cremation, I hadn't expected that. The ashes are supposed to
>be buried with her parents, but their still behind the tv set.
 
Why spend the money on cremation. Just leave the body behind the tv set.
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Friday, August 3, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 5 updates in 2 topics

Derald <derald@invalid.net>: Aug 03 07:32PM -0400


>Nothing's more permanent than death, so why worry about it? Let someone
>else deal with it.
Bingo! DW&I have prepaid cremation for whichever of us dies first
but no provision for the second because Who Cares? Personally I
wouldn't mind knowing that my cats will eat me.
ggggg9271@gmail.com: Aug 03 10:21AM -0700

Has anything changed since this article appeared about 10 years ago?:
 
https://consumerist.com/2008/01/04/prepaid-funeral-planning-dont-do-it/
ggggg9271@gmail.com: Aug 03 10:49AM -0700

> Has anything changed since this article appeared about 10 years ago?:
 
> https://consumerist.com/2008/01/04/prepaid-funeral-planning-dont-do-it/
 
Here is a NY TIMES article from earlier this year:
 
https://www.nytimes.com/2018/02/20/smarter-living/death-funeral-planning.html
The Real Bev <bashley101@gmail.com>: Aug 03 12:43PM -0700


>> https://consumerist.com/2008/01/04/prepaid-funeral-planning-dont-do-it/
 
> Here is a NY TIMES article from earlier this year:
 
> https://www.nytimes.com/2018/02/20/smarter-living/death-funeral-planning.html
 
Simple cremation in California from some organization (not Neptune) is
~$650. That includes a plastic container of ashes to take home.
'Burial' at sea is extra. Certified death certificates (go in to the
registrar's office and pay) are $21 each.
 
OTOH: <http://www.sciencecare.com/california-no-cost-cremation/>
 
I would wish a Forest Lawn funeral only on my worst enemies. An actual
funeral at one's own church/etc. with one's own pastor/etc. is very
different.
 
--
Cheers, Bev
I didn't break it! It was doing that before I broke it... er...
Michael Black <mblack@pubnix.net>: Aug 03 04:17PM -0400

On Fri, 3 Aug 2018, The Real Bev wrote:
 
> That includes a plastic container of ashes to take home. 'Burial' at sea is
> extra. Certified death certificates (go in to the registrar's office and pay)
> are $21 each.
 
I think I just heard on the news the other day that things have tipped,
more people are being cremated than buried. Even my mother two years ago
went with cremation, I hadn't expected that. The ashes are supposed to
be buried with her parents, but their still behind the tv set.
 
Nothing's more permanent than death, so why worry about it? Let someone
else deal with it. I'm joking.
 
I was just reading that the tombstones where my great, great grandmother
and her siblings are buried were in bad shape. No government money,
though it's considered a historical site. But the church finally got some
money from somewhere and worked on the graveyard. But the money ran out
before they were all done. So some "Clan Ross' group raised some money
and finished it off, the website detailing it even had a photo of my
great, great grandmother's tombstone all restored.
 
It's weird to be uncovering all this family history, and the reason I can
is that family history is actually some level of history, period.
 
Michael
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