| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 26 05:08AM -0800 > https://www.fool.com/retirement/2019/09/16/3-hard-to-believe-social-security-facts.aspx https://www.factcheck.org/2020/01/biden-vs-sanders-on-social-security-and-medicare/ |
| rbowman <bowman@montana.com>: Jan 25 11:01PM -0700 On 01/25/2020 03:51 PM, The Real Bev wrote: >> with a tendency to go beyond my means." > That was my smoking pattern, but add in "starting or finishing a task or > phone call or pretty much anything else". That was the biggest problem when I stopped smoking. Back then if you stopped to talk to someone at work you lit up. Get a cup of coffee, grab a butt. Think about a design problem, fire up a Lucky. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| "catalpa" <catalpa@entertab.org>: Jan 25 03:39PM -0500 <ggggg9271@gmail.com> wrote in message news:5d8d4065-3d1e-4e5c-b031-565a7721e9d4@googlegroups.com... > https://www.cnbc.com/2020/01/08/how-this-japanese-method-of-saving-money-changed-my-lifeand-made-me-richer.html "Instead, I had a habit of shopping when I felt bored, stressed, or unhappy about something. I also shopped when I was in a good or celebratory mood, with a tendency to go beyond my means." I have never understood people who enjoy shopping. To me people who enjoy shopping have their brains wired wrong, just like people who enjoy gambling. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 25 01:11PM -0800 On Saturday, January 25, 2020 at 2:39:06 PM UTC-6, catalpa wrote: > with a tendency to go beyond my means." > I have never understood people who enjoy shopping. To me people who enjoy > shopping have their brains wired wrong, just like people who enjoy gambling. I enjoy shopping if I find exactly what I needed and was looking for. But just to go shopping to *find* something to buy or just shopping out of boredom is not something I do. |
| rbowman <bowman@montana.com>: Jan 25 02:57PM -0700 On 01/25/2020 01:39 PM, catalpa wrote: > with a tendency to go beyond my means." > I have never understood people who enjoy shopping. To me people who enjoy > shopping have their brains wired wrong, just like people who enjoy gambling. I don't enjoy shopping in that sense. However when looking for an item, say a car, I do enjoy doing the research and comparing the various options to find the best match for my purposes. |
| The Real Bev <bashley101@gmail.com>: Jan 25 02:51PM -0800 On 01/25/2020 12:39 PM, catalpa wrote: > "Instead, I had a habit of shopping when I felt bored, stressed, or unhappy > about something. I also shopped when I was in a good or celebratory mood, > with a tendency to go beyond my means." That was my smoking pattern, but add in "starting or finishing a task or phone call or pretty much anything else". > I have never understood people who enjoy shopping. To me people who enjoy > shopping have their brains wired wrong, just like people who enjoy gambling. Shopping is what you do when you need something. And you do it alone, and as quickly and efficiently and cheaply as possible. Exception: yard sales. You never know what you'll find, and it won't cost much more than a buck! The downside is that eventually you just have pathways through your house. -- Cheers, Bev "By the time they had diminished from 50 to 8, the other dwarves began to suspect 'Hungry.'" -Gary Larson |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 25 03:31PM -0800 On Saturday, January 25, 2020 at 4:51:18 PM UTC-6, The Real Bev wrote: > cost much more than a buck! The downside is that eventually you just > have pathways through your house. > Cheers, Bev BWAHAHAHAHAHAHAAAAAAAA!!!! |
| "catalpa" <catalpa@entertab.org>: Jan 25 03:47PM -0500 "ItsJoan NotJoann" <itsjoannotjoann@webtv.net> wrote in message news:1451ee3d-71da-4c0d-abe0-5b28624df851@googlegroups.com... > https://www.vox.com/health-care/2020/1/13/21028702/medicare-for-all-taiwan-health-insurance So now we should all move to Taiwan? Small island. Nobody goes there anymore. It's too crowded. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 25 01:09PM -0800 On Saturday, January 25, 2020 at 2:47:27 PM UTC-6, catalpa wrote: > > https://www.vox.com/health-care/2020/1/13/21028702/medicare-for-all-taiwan-health-insurance > So now we should all move to Taiwan? > Small island. Nobody goes there anymore. It's too crowded. Good point and there would just be standing room only if we all en masse emigrated there. :o) |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 24 12:30AM -0800 On Thursday, February 23, 2006 at 10:26:17 AM UTC-8, CJ wrote: > week or two supply. I figure if things aren't back in shape after that > much time, we're all screwed anyway.... > CJ https://www.keloland.com/video/study-finds-majority-of-americans-dont-save-for-emergencies/4270504/ |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 24 04:05PM -0800 > > Maybe this belongs in some survivalist newsgroup, but I figure I'm more > > likely to get rational answers in the consumer-oriented newsgroups. > > CJ - - - - Content snipped for brevity. - - - - > https://www.keloland.com/video/study-finds-majority-of-americans-dont-save-for-emergencies/4270504/ Bore shitless, eh? Dragging up fourteen (14) year old posts to reply to. Good grief. |
| ggggg9271@gmail.com: Jan 24 01:08PM -0800 > "But holes began to appear in the thrift ethic during World War I. Tucker says the damage was done mostly by two forces that had been around in a primitive form for years, but that suddenly became sophisticated and widespread: advertising and credit." > (The idea of thrift pretty much disappeared from American media and schools in the 1970s. D. said that T. said that one small ray of hope for the future lies in the Keynesian economists dying off.) > Lenona. https://www.google.com/search?biw=1366&bih=657&tbm=isch&sa=1&ei=860qXpudHIne-gTkrKzABg&q=fortune+cookie+sayings+%22your+fortune+is+in+another+cookie%22&oq=fortune+cookie+sayings+%22your+fortune+is+in+another+cookie%22&gs_l=img.3...84137.91401..91735...0.0..0.447.5003.14j22j1j0j1......0....1..gws-wiz-img.......0i67j0j0i8i30.lrhEOuPAtOE&ved=0ahUKEwjb4qDm65vnAhUJr54KHWQWC2gQ4dUDCAc&uact=5#imgrc=6RPN9ASyiOypuM: |
| ggggg9271@gmail.com: Jan 24 02:22PM -0800 > We are probably the only members of society in the history of mankind for which the younger generation has so little respect and has demonstrated such a shameful lack of regard. > Senior citizens are constantly being criticized, belittled and sniped at for every conceivable deficiency of the modern world, real and imaginary. > Upon reflection, I would like to point out that it wasn`t the senior citizens who took the melody out of music, or the beauty out of art... - Atonality was the great barrier reef on which modern music shattered, as the stream-of-consciousness was the torpedo that sank the novel and abstraction the anesthetic that put painting to sleep. Bernard Levin |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| Squiggy <caedfaa9ed1216d60ef78a6f660f5f85_14838@example.com>: Jan 23 02:44AM replying to daestrom, Squiggy wrote: Living in Portland, Oregon. Gas for range, forced air furnace and domestic hot water. Lowest use ~.5 therms / day (summer), highest use ~ 4.5 therms / day (March '19), average about 1.5 therms /day. -- for full context, visit https://www.homeownershub.com/maintenance/how-many-therms-natural-gas-do-you-use-per-day-per-month-728493-.htm |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 20 09:19PM -0800 On Monday, January 20, 2020 at 3:08:06 PM UTC-8, ItsJoan NotJoann wrote: > > https://www.cnbc.com/2020/01/08/how-this-japanese-method-of-saving-money-changed-my-lifeand-made-me-richer.html > Soooooo, how much have YOU saved using this method or are just on a mission > to post as many sites as possible? https://news.google.com/search?q=kakeibo&hl=en-US&gl=US&ceid=US%3Aen |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 20 01:45AM -0800 > "But holes began to appear in the thrift ethic during World War I. Tucker says the damage was done mostly by two forces that had been around in a primitive form for years, but that suddenly became sophisticated and widespread: advertising and credit." > (The idea of thrift pretty much disappeared from American media and schools in the 1970s. D. said that T. said that one small ray of hope for the future lies in the Keynesian economists dying off.) > Lenona. https://www.cnbc.com/2020/01/08/how-this-japanese-method-of-saving-money-changed-my-lifeand-made-me-richer.html |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 20 03:08PM -0800 > https://www.cnbc.com/2020/01/08/how-this-japanese-method-of-saving-money-changed-my-lifeand-made-me-richer.html Soooooo, how much have YOU saved using this method or are just on a mission to post as many sites as possible? |
| ggggg9271@gmail.com: Jan 20 06:48AM -0800 > https://www.cnbc.com/2018/08/17/used-car-prices-are-weirdly-spiking-and-tariffs-may-be-to-blame.html?recirc=taboolainternal https://www.youtube.com/watch?v=nRAJwaLV-iU |
| ggggg9271@gmail.com: Jan 20 06:48AM -0800 > https://www.cnbc.com/2018/08/17/used-car-prices-are-weirdly-spiking-and-tariffs-may-be-to-blame.html?recirc=taboolainternal https://www.youtube.com/watch?v=nRAJwaLV-iU |
| ggggg9271@gmail.com: Jan 20 06:37AM -0800 > Affected by gov't shutdown? https://www.nerdwallet.com/blog/taxes/best-tax-software/ |
| ggggg9271@gmail.com: Jan 20 01:21AM -0800 https://www.thedailybeast.com/the-5-best-white-noise-machines-on-amazon |
| ggggg9271@gmail.com: Jan 20 02:14AM -0800 > https://www.thedailybeast.com/the-5-best-white-noise-machines-on-amazon https://www.chicagotribune.com/consumer-reviews/sns-bestreviews-products-to-get-better-sleep-20200102-spr5xesmpnbgnafagwrtammoba-story.html |
| ggggg9271@gmail.com: Jan 20 02:03AM -0800 https://www.marketwatch.com/story/if-you-want-to-live-your-dream-life-you-need-to-calculate-your-billable-hour-2020-01-14 |
| ggggg9271@gmail.com: Jan 20 01:44AM -0800 > Many good points get raised - including ones you might not have thought of already. > https://www.usatoday.com/story/money/2019/12/15/estate-planning-wrong-to-not-leave-children-inheritance/4385107002/ > Lenona. https://www.businessinsider.com/how-spent-10000-inherited-when-grandpa-died |
| ggggg9271@gmail.com: Jan 20 01:39AM -0800 https://www.cnbc.com/2020/01/08/how-this-japanese-method-of-saving-money-changed-my-lifeand-made-me-richer.html |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| blinkingblythe01@gmail.com: Jan 19 01:54PM -0800 If it's Boeing, I ain't going. |
| blinkingblythe01@gmail.com: Jan 19 01:57PM -0800 They cheaped oit but in the end it cost WAY more than if they just built a new airframe and pilots had to be recertified to fly it. Again, if it's Boeing, I ain't going. |
| blinkingblythe01@gmail.com: Jan 19 01:47PM -0800 Except new clothes are ill fitting fast fashion shit unless you buy expensive (and I don't mean The Gap or whatever, I mean EXPENSIVE). At least at Goodwill and other thrift stores I can find a good quality shirt which will last for more than a month, and fit my big frame well. I love the big 70's collars, and those shirts are typicaly built well, because most of the time they were made in the USA. Even when they are not, the quality is still good (no made in Bangledesh or someother shitwater country) |
| Beaver_Fever@live.com: Jan 18 06:24PM -0800 > Yeah I wouldn't pay a lawyer. > My few friends are like me, no car, no money, no clue (I am still pretending to be broke). > No family in the area. And I want to maybe leave everything to my sister's kids. One is in the military and haven't talked to him in forever. One is 20 and likes to party. One is 5. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 18 03:54PM -0800 > https://www.forbes.com/sites/carolynmcclanahan/2018/04/29/how-to-mitigate-your-health-care-costs/ https://www.vox.com/health-care/2020/1/13/21028702/medicare-for-all-taiwan-health-insurance |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 18 05:14PM -0800 > https://www.vox.com/health-care/2020/1/13/21028702/medicare-for-all-taiwan-health-insurance So now we should all move to Taiwan? 🙄 |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| rbowman <bowman@montana.com>: Jan 16 09:08PM -0700 > I have to say, I'd never heard about cleaning your dishwasher. Cleaning my dishwasher means rinsing out or sometimes replacing the dish cloth. |
| Whoey Louie <trader4@optonline.net>: Jan 17 07:48AM -0800 > "A person's home is likely one of the most expensive things they'll ever buy, so it should come as little surprise that many homeowners are looking to save some cash when it comes time to start fixing up such a pricey investment. In fact, according to a report from Global Market Insights, the DIY home improvement market is growing rapidly—it's expected to account for more than $680 billion of the global home improvement market by 2025. However, when it comes to fixing up your home, what you don't know can hurt you—that's why we've gathered insights from the top home improvement experts on the home maintenance mistakes you can't afford to keep making this year. And for more pitfalls to avoid as a homeowner, check out 23 Bad Home Design Choices That Cause Damage." > Lenona. First clue, when something requires you to flip through 51 slides, it's probably mostly BS to get you to look at advertising. Many times they have a great teaser to lure you in, then that's only on the last slide. As for a faulty appliance creating surges that destroy something else, it's theoretically possible, but I've never seen it happen. And all appliances have built in surge protection to limit any voltage spikes so that they won't damage the appliance. Usually that damage comes from surges due to lightning on either AC or communication lines. Cleaning a dishwasher, you can do with a cycle using about 1/4 cup of citric acid added in. It's the main component of the expensive DW cleaning products. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 17 03:00PM -0800 On Friday, January 17, 2020 at 9:48:45 AM UTC-6, Whoey Louie wrote: > First clue, when something requires you to flip through 51 slides, > it's probably mostly BS to get you to look at advertising. Many times > they have a great teaser to lure you in, then that's only on the last slide. This is not the only group she posts click bait to and she's been told more than once most people aren't fond of scrolling through page after page after page. > appliances have built in surge protection to limit any voltage spikes > so that they won't damage the appliance. Usually that damage comes > from surges due to lightning on either AC or communication lines. Are you saying this click bait article is incorrect?!?!?!?!? How dare they! ;o) > Cleaning a dishwasher, you can do with a cycle using about 1/4 cup of > citric acid added in. It's the main component of the expensive DW > cleaning products. My dishwasher is attached to the ends of my arms; they're called hands. HAHAHAHAHAHAAAA |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| ggggg9271@gmail.com: Jan 12 10:34PM -0800 https://www.theatlantic.com/magazine/archive/2020/01/the-myth-of-free-shipping/603031/ |
| rbowman <bowman@montana.com>: Jan 13 08:20AM -0700 > https://www.theatlantic.com/magazine/archive/2020/01/the-myth-of-free-shipping/603031/ I have no illusions about Amazon's 'free' two day delivery and understand the costs are factored in. However the hidden costs are more palatable to me than the infamous $8 S&H charge on a $2 order, particularly when the S&H involves putting a small item in a business envelope, sticking on a stamp, and dropping it off at the PO. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 13 07:21AM -0800 On Monday, January 13, 2020 at 9:19:51 AM UTC-6, rbowman wrote: > palatable to me than the infamous $8 S&H charge on a $2 order, > particularly when the S&H involves putting a small item in a business > envelope, sticking on a stamp, and dropping it off at the PO. Nailed it!! |
| sam <caedfaa9ed1216d60ef78a6f660f5f85_14816@example.com>: Jan 13 02:14PM replying to handyman72, sam wrote: I used to work for HDC and got to see the product close up and in action. The company sent items such as Honda generators and Dewalt drills to China and had them copy them, changing it just enough to keepfrom being sued. The Chineese are experts at making things cheaper but the problem is they don't know where to stop. HDC quality control would receive an item from China and test it and, if it met standards agree to purchase a container full. After several containers if you brought out the original sample and compared it to what they were currently sending you could see that the Chineese were making it even cheaper than the original sample thus increasing their profit. Some of their tools were a great value but yes some were cheap worthless crap; it helps to use a little common sense when purchasing things! The angle grinder they gave away if you bought a pack of grinding wheels wasn't worth buying ( I saw them burn up after a few minutes of use) but the next step up for $15 more (Speedway series) was a great grinder and it was a great value. Yes buyer beware but don't be an idiot! Concerning hand tools such as rachets, anything from them smaller than 1/2" drive was junk but I purchased a 3/4" drive socket set and almost 20 years later I'm still using it. Just remember if it looks cheaply made it will probably break but sometimes there is a middle ground between junk and top of the line. -- for full context, visit https://www.homeownershub.com/maintenance/beware-of-homier-dist-tools-547611-.htm |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 13 06:44AM -0800 On Monday, January 13, 2020 at 8:14:04 AM UTC-6, sam wrote: > I used to work for HDC and got to see the product close up and in action. > -- > for full context, visit https://www.homeownershub.com/maintenance/beware-of-homier-dist-tools-547611-.htm Shiiiiiiiiit! What would we do without out this reply to a sixteen (16) year old thread?!?!?! Thank goodness you came along and set us straight. Now I can sleep peacefully tonight with this much needed information. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
| You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page. To unsubscribe from this group and stop receiving emails from it send an email to misc.consumers.frugal-living+unsubscribe@googlegroups.com. |
