Tuesday, January 13, 2009

misc.consumers.frugal-living - 25 new messages in 14 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* what to do with old Dot Matrix printer? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/433f3de03338791a?hl=en
* Madoff stole most of the money from other Jews, idiot - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/15e45ea9aea90eb7?hl=en
* Cheap doesn't mean frugal. - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/236d9191f133039a?hl=en
* Most effective grease removal from clothes? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/50e041b05a439b9e?hl=en
* Batteries: Pays to shop around - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5e9668558de59929?hl=en
* Couponclippers.com? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/479a768fe15c093e?hl=en
* OBDII P0301 misfire detected, P0303 cylinder 2 of 4, CEL lit, not blinking -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/4afaadd401efa141?hl=en
* Save Money By Rethinking Your TV, Internet And Phone Needs - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/5b96a58f8901a1f2?hl=en
* OT - Survivalism Retail Style - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/da641b3711ca2726?hl=en
* Save on Phone Calls - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/81e9507772219fb7?hl=en
* Ginger tea a good remedy for sore throat, cold, etc - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/67ba4ea78231ec12?hl=en
* How Not to Get a Construction Loan - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d367573846de7521?hl=en
* Tempur-pedic mattresses - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/43adee80a5b65a7e?hl=en
* Cheap things to do with your kids - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/5687c834d5e2ac40?hl=en

==============================================================================
TOPIC: what to do with old Dot Matrix printer?
http://groups.google.com/group/misc.consumers.frugal-living/t/433f3de03338791a?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 10:51 am
From: hchickpea@hotmail.com


On Mon, 12 Jan 2009 22:33:27 -0600, gheston@hiwaay.net (Gary Heston)
wrote:

>In article <gkgm5e$cc5$1@news.ett.com.ua>, OhioGuy <none@none.net> wrote:
>> I've got a roughly 19 year old Panasonic KXP-1124 dot matrix printer
>>that I haven't used a lot in the past year or so. I've started
>>rearranging our bedroom, and found myself thinking about throwing it out.
>
>> It works just fine, though it prints at half the speed it did in DOS
>>for some reason - under Windows '95 and greater, it started only
>>printing one direction, instead of both directions like it used to -
>>effectively making it half the original speed.

Unidirectional printing can be from a couple of causes. First, if you
select "best quality" or graphics, a lot of printers go into that mode
to have a single reference point for each line, rather than one at
each end, which can be improperly matched. Secondly, the fault mode
for overheating puts dot matrix printers into unidirectional mode,
which allow the printhead and printer to cool.

>Have you tried looking on Panasonics' web site for a more current driver?
>Might be able to get it back to full-speed operation.
>
>> Anyway, I don't like the idea of adding to landfill waste, but I
>>think that perhaps I may end up giving it up finally to make more space
>>in our room. On the other hand, there were a couple of times when I was
>>able to use it when our primary computer had trouble.
>
>Check with a technology recycler in your area; there are still a few
>applications for impact printers--logging activity on a sercurity system,
>for example. Printing is done in real time, and makes tampering more
>difficult.

Yep, some situations work best with dot-matrix. Audit trails are
another example.

>> Anyone have any thoughts on finally getting rid of something you've
>>had for a long time, which still works, but seems slow?
>
>Craigslist/freecycle, which I think someone else has mentioned.
>
>
>Gary

Although the Panasonics were common as dirt, the curve has bottomed
out on dot matrix printers. Most people have dumped them, and those
who still need them are now having to pay higher prices for used ones.
The higher end Okis in like-new condition are being sold at better
than half the price of a new one.


==============================================================================
TOPIC: Madoff stole most of the money from other Jews, idiot
http://groups.google.com/group/misc.consumers.frugal-living/t/15e45ea9aea90eb7?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 10:14 am
From: "Rod Speed"


hal@nospam.com wrote:
> On Mon, 12 Jan 2009 20:13:01 -0800, Tim Howard
> <tim.howard@suddenlink.net> wrote:
>
>
>>>
>> BS Look at all those charitable foundations Maddoff riped off that
>> were run by Jews. I don't know how many non-Jews were invested with
>> Madoff, but there was no concious transfer of money from one "tribe"
>> to another.
>
> why are there reports that the vast majority of the sum has ended up
> in banks in Israel?

Because he believes that its harder to get it back from there.

==============================================================================
TOPIC: Cheap doesn't mean frugal.
http://groups.google.com/group/misc.consumers.frugal-living/t/236d9191f133039a?hl=en
==============================================================================

== 1 of 4 ==
Date: Tues, Jan 13 2009 10:30 am
From: Kate Connally


James wrote:
> I bought 4 chickens because they were on sale for 69 cents a pound.
> Now I like dark meat better and can get leg quarters for the same
> price. So I got the better deal but will probably enjoy it less.

Okay, so why didn't you buy the leg quarters if they're the
same price and you like them better? I'm confused. Anyway,
I'm the same way I much prefer the dark meat. I hardly ever
buy chicken but when I do I go to Walmart and get a 10-lb.
bag (I think it's 10 lb.?) of leg quarters. The last time I
got them it was ~$4 change. It might be a little more now as
it's been a while.

Kate

--
Kate Connally
"If I were as old as I feel, I'd be dead already."
Goldfish: "The wholesome snack that smiles back,
Until you bite their heads off."
What if the hokey pokey really *is* what it's all about?
mailto:connally@pitt.edu


== 2 of 4 ==
Date: Tues, Jan 13 2009 10:32 am
From: Kate Connally


aem wrote:
> On Jan 12, 10:37 am, James <j0069b...@hotmail.com> wrote:
>> I bought 4 chickens because they were on sale for 69 cents a pound.
>> Now I like dark meat better and can get leg quarters for the same
>> price. So I got the better deal but will probably enjoy it less.
>
> At least with whole chickens you can bone them properly. These "leg
> quarters" they sell always have the hip bone and bits of the back
> attached, which are just scrap for the stockpot.

Well, it's still less scrap for the stockpot than with a whole
chicken. And then you don't have to figure out what to do with
the damned breasts. ;-)

Kate

--
Kate Connally
"If I were as old as I feel, I'd be dead already."
Goldfish: "The wholesome snack that smiles back,
Until you bite their heads off."
What if the hokey pokey really *is* what it's all about?
mailto:connally@pitt.edu


== 3 of 4 ==
Date: Tues, Jan 13 2009 10:33 am
From: Kate Connally


Evelyn Leeper wrote:
> James wrote:
>> On Jan 12, 6:11 pm, Evelyn Leeper <elee...@optonline.net> wrote:
>>> James wrote:
>>>> I bought 4 chickens because they were on sale for 69 cents a pound.
>>>> Now I like dark meat better and can get leg quarters for the same
>>>> price. So I got the better deal but will probably enjoy it less.
>>> Make soup. Or serve them when you have company who like white meat.
>>>
>>> One question regarding "the same price": do you get the same percentage
>>> of meat from leg quarters as from whole chickens?
>>
>> Leg quarters for 69 cents a pound.
>
> No, my question i, if you remove all the bones and waste from four
> pounds of whole chicken, do you get the same amount of meat as from four
> pounds of leg quarters?

I would say definitely not. But someone should try it and
see what happens. ;-)

Kate


--
Kate Connally
"If I were as old as I feel, I'd be dead already."
Goldfish: "The wholesome snack that smiles back,
Until you bite their heads off."
What if the hokey pokey really *is* what it's all about?
mailto:connally@pitt.edu


== 4 of 4 ==
Date: Tues, Jan 13 2009 11:01 am
From: "cybercat"

"Kate Connally" <connally@pitt.edu> wrote
> Well, it's still less scrap for the stockpot than with a whole
> chicken. And then you don't have to figure out what to do with
> the damned breasts. ;-)
>

We have that Jack Sprat thing going on around here, only with light and dark
meat.

==============================================================================
TOPIC: Most effective grease removal from clothes?
http://groups.google.com/group/misc.consumers.frugal-living/t/50e041b05a439b9e?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 11:00 am
From: "Evelyn"

"GregS" <zekfrivo@zekfrivolous.com> wrote in message
news:gki6h5$g55$1@usenet01.srv.cis.pitt.edu...
> In article <gkgn1q$qia$1@news.motzarella.org>, "Evelyn"
> <evelyn.ruut@gmail.com> wrote:
>>
>>"GregS" <zekfrivo@zekfrivolous.com> wrote in message
>>news:gkfnrq$6u$1@usenet01.srv.cis.pitt.edu...
>>> In article <gkfl6r$2p8$1@news.motzarella.org>, "Evelyn"
>>> <evelyn.ruut@gmail.com> wrote:
>>>>
>>>>"GregS" <zekfrivo@zekfrivolous.com> wrote in message
>>>>news:gkfhoc$s2a$1@usenet01.srv.cis.pitt.edu...
>>>>> In article <gked1i$nnj$1@news.motzarella.org>, "Evelyn"
>>>>> <evelyn.ruut@gmail.com> wrote:
>>>>>>
>>>>>>
>>>>>>"Gary Heston" <gheston@hiwaay.net> wrote in message
>>>>>>news:d5qdnSc8upfsjvfUnZ2dnUVZ_hidnZ2d@posted.hiwaay2...
>>>>>>> In article
>>>>>>> <248516b3-dc95-45c1-b458-9c8d05dcdeb8@q30g2000vbn.googlegroups.com>,
>>>>>>> brassplyer <brassplyer@yahoo.com> wrote:
>>>>>>>>Grease stains seem to be really tenacious. Thinking primarily
>>>>>>>>petroleum-based grease - automotive etc. Anyone found a product or
>>>>>>>>combination of products a/or methods that's really effective getting
>>>>>>>>it out without damaging the cloth?
>>>>>>>
>>>>>>> The white gel-type hand cleaners work very well; available at just
>>>>>>> about
>>>>>>> any auto parts store for $0.50 or $1.00 per tub. I keep a tub next
>>>>>>> to
>>>>>>> the
>>>>>>> laundry supplies in my utility room for this very purpose.
>>>>>>>
>>>>>>>
>>>>>>> Gary
>>>>>>>
>>>>>>> --
>>>>>>> Gary Heston gheston@hiwaay.net
>>>>>>> http://www.thebreastcancersite.com/
>>>>>>>
>>>>>>> "Behind every successful woman there is an astonished man"
>>>>>>> General of the Army (four stars) Ann Dunwoody
>>>>>>
>>>>>>
>>>>>>
>>>>>>Go into the hardware store and ask for "Goo Gone." I use it on
>>>>>>greasy
>>>>>>stains in the laundry, or on that gummy stuff that holds labels, or on
>>>>>>grease spots anywhere. I have actually used it safely on a silk
>>>>>>shirt.
>>>>>>I keep a bottle of it in the laundry room, and hubby has one in the
>>>>>>garage.
>>>>>>Great stuff. Squirt it on the stain, then wash as usual.
>>>>>>Preferably
>>>>>>with
>>>>>>rather warm water.
>>>>>
>>>>> Similar action, WD-40 will soften up the smudge, then use lots
>>>>> of hot soap to remove.
>>>>>
>>>>> greg
>>>>
>>>>
>>>>I squirt it on the stain then throw the garment into the washer. It
>>>>never
>>>>needs a second treatment. Been using Goo gone for probably over 15
>>>>years
>>>>now with great results.
>>>
>>>
>>> I was just picking up a tube of hand cleaner yesterday. Its always
>>> missing
>>> when you need it.
>>> I was going to say, most hand cleaners designed for the garage mechanic
>>> should also work pretty good.
>>>
>>> greg
>>
>>
>>
>>Could be, but they contain pumice which isn't good for fabrics.
>>
>
> I don't think this stuff has much or any pumice. there are instructions..
> http://www.goophandcleaner.com/uses_v2.html
>
> greg

Good. It is important to check for bleaches of any kind or
scratchy-scrubby particles in a grease remover one intends to use on
clothing. Otherwise you can end up with a light colored spot, or a
threadbare spot instead of a greasy spot! :-)

--
--
Best Regards,
Evelyn

Rest in a sky-like mind.
Sit like a mountain floating on the earth.
Breathe like the wind circling the world


==============================================================================
TOPIC: Batteries: Pays to shop around
http://groups.google.com/group/misc.consumers.frugal-living/t/5e9668558de59929?hl=en
==============================================================================

== 1 of 4 ==
Date: Tues, Jan 13 2009 11:15 am
From: me@privacy.net


Dave Garland <dave.garland@wizinfo.com>
wrote:

>Still sounds high. I can get 9V alkaline in 4-packs at Aldi's for
>$3.99 (and one of the stores remaindered some of the packs for $2.99,
>so I stocked up.. don't know if that was a misprice or they just
>really wanted to get rid of them).

Just checked my local Aldis and all they
had wass AA and AAA....... their brand
name

is that what yours has? Their brand
name?


== 2 of 4 ==
Date: Tues, Jan 13 2009 11:16 am
From: me@privacy.net


clams_casino
<PeterGriffin@DrunkinClam.com> wrote:

>Big lot batteries may not be all that fresh.

The ones I bough were Kodak brand and
had use by day of 2013

Were the ones you buy at Big Lots the
Kodak brand?


== 3 of 4 ==
Date: Tues, Jan 13 2009 12:48 pm
From: "Rod Speed"


me@privacy.net wrote:
> SMS <scharf.steven@geemail.com> wrote:
>
>> Yeah, you
>> often have to buy big packs at Costco or such to get decent prices,
>> though Walgreen's often has good deals on 4 packs.

> Well say I did buy a mega pack...... just how long is the shelf life of the cells?

A hell of a long time with the best brands, like 7 years or so.

> is it cost effective to buy a mega pack and wait years to use them up?

Yes.

> Or best to buy just what you need?

Hardly ever.

> And does storing the cells in the fridge help life any?

No point when they last 7 years without that.


== 4 of 4 ==
Date: Tues, Jan 13 2009 3:44 pm
From: Dave Garland


me@privacy.net wrote:

> Just checked my local Aldis and all they
> had wass AA and AAA....... their brand
> name
>
> is that what yours has? Their brand
> name?

Yeah. "Phaser" or something like that. Maybe they're discontinued,
and that's why the price was good.

9V are definitely the hardest ones to find good prices on.

Dave

==============================================================================
TOPIC: Couponclippers.com?
http://groups.google.com/group/misc.consumers.frugal-living/t/479a768fe15c093e?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Jan 13 2009 11:19 am
From: Stray Dog

On Mon, 12 Jan 2009, itsjoannotjoann@webtv.net wrote:

> Date: Mon, 12 Jan 2009 13:44:17 -0800 (PST)
> From: itsjoannotjoann@webtv.net
> Newsgroups: misc.consumers.frugal-living
> Subject: Re: Couponclippers.com?
>
> On Jan 12, 1:26 pm, Stray Dog <sdog2...@sdf.lonestar.org> wrote:
>> On Mon, 12 Jan 2009, tweeny90...@mypacks.net wrote:
>> whatever.
>>
>>
> Yes, the meat sales, and particularly the marked down meat that has
> been in the display case 4 or 5 days can save a nice chunk of change!
>
> The only coupon place I ever was dissatified with was "Carol Wright."
> You filled out a questionnaire of sorts as to the type of coupons you
> wanted. What a joke, they sent everything but what I wanted. I
> wanted catfood coupons and I got dogfood coupons. They sent baby
> stuff galore, but no baby here, etc. I was quite disappointed and
> finally got off that stupid list and have received others from that
> site through the mail and I got burned once, not again!
>
>

There are a lot of scams out there just to get your name and address and
telephone number for targeted advertising, telemarketing, etc.

For a while, at one grocery store the checkout damsel asked me "Your
telephone number?" and I just shook my head. At others, they asked for zip
code (less intrusive), but I don't give any of that stuff out anymore,
either.

Free subscriptions (commerical trade periodicals) sometimes ask for your
fax number. I called on this, the woman said "put in 999-999-9999" and the
computer will take it and mark that as an acceptable entry.

TV converter boxes? What a Joke: I went to the website and they said my
address was invalid. So, I don't get any coupon for the digital converter
box.

Lots of scams out there.

== 2 of 2 ==
Date: Tues, Jan 13 2009 1:38 pm
From: "JonquilJan"


I tried the site and can't find manufacturer's coupons. Do you need
to join to see those? For example how do I find tp coupons?


I don't know what your problem might be. I have belonged for so long not
sure of what the process might be now for new members. You can join without
any penalty even if you don't order. Try that - and then scroll down on the
list to the left of the screen to either paper products or household - or
put in the search option the brand name of the TP you want. There is a
minimum order - thats what started this thread.

That might work - or it might not. Been so long since I was new there.

JonquilJan

Learn something new every day
As long as you are learning, you are living
When you stop learning, you start dying

==============================================================================
TOPIC: OBDII P0301 misfire detected, P0303 cylinder 2 of 4, CEL lit, not
blinking
http://groups.google.com/group/misc.consumers.frugal-living/t/4afaadd401efa141?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 11:28 am
From: me@privacy.net


Donna <donna.ohl@yahoo.com> wrote:

>Does anyone have a recommendation for a good inexpensive OBDII scan tool
>for future events?

How abt one you can leave hooked up all
the time and monitor everything in real
time such as gas mileage?

see link

http://www.amazon.com/ScanGauge-Compact-Multifunction-Computer-Customizable/dp/B000AAMY86

==============================================================================
TOPIC: Save Money By Rethinking Your TV, Internet And Phone Needs
http://groups.google.com/group/misc.consumers.frugal-living/t/5b96a58f8901a1f2?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 11:55 am
From: Too_Many_Tools


On Jan 12, 3:57 pm, Too_Many_Tools <too_many_to...@yahoo.com> wrote:
> Your thoughts?
>
> TMT
>
> Save Money By Rethinking Your TV, Internet And Phone Needs
> CHICAGO -- The shaky economy is putting many Americans in saving mode.
> One place people might look to trim their budgets: monthly Internet,
> TV and phone bills.
>
> According to research from Consumer Reports, competition for cable and
> satellite customers between AT&T U-verse and Verizon FiOS high-speed
> fiber providers has driven down rates for Internet, phone and TV
> service.
>
> All types of Internet/TV/phone-service bundles have dropped in cost by
> up to 20% over the past year, to as low as $80 a month, according to
> the research. And although promotional rates are usually applicable
> for the first one or two years, providers are reluctant to raise rates
> after the period is up -- especially in competitive markets.
>
> For households that use all three services, bundling often provides a
> better deal than purchasing services a la carte, and often will come
> with extras such as free installation, the research found. Still, some
> consumers are finding they don't need all three services, especially
> if they can find decent substitutes and trim bills at the same time.
>
> "When times are good, we tend to put our finances on automatic pilot,"
> said Gail Cunningham, spokeswoman for the National Foundation for
> Credit Counseling. Today, consumers are becoming a lot more thoughtful
> with their spending decisions -- and even small cuts in monthly bills
> can make a huge difference over the course of a year.
>
> Make sure, however, that whatever changes you make to your budget are
> right for your family's lifestyle and can be sustainable over the long
> term, Cunningham said.
>
> "Don't go cold turkey," she said. Instead, focus on changes that are
> harder to notice. If you have a choice, "cutting back is always better
> than cutting out," she said.
>
> Decide what you need
>
> More people are dropping their landlines and relying entirely on their
> cell phones, Cunningham said. Dumping an unlimited local calling plan
> from AT&T, for example, could save about $20, according to pricing
> information on the company's Web site.
>
> But if you decide to eliminate a landline to cut costs, make sure you
> have a cell-phone plan with enough minutes to handle all of your
> calls, Cunningham said. Those interested in keeping a landline only
> for emergencies should make sure they subscribe to the most bare-bones
> option available.
>
> Others are scaling back cable lineups and turning to DVD services like
> Netflix and streaming online video to fill the gap, said Marc Hedlund,
> CEO of the personal finance site Wesabe.com.
>
> Visitors in forums on Wesabe.com aren't necessarily talking about
> sacrificing services they're used to -- they're discussing how to
> replace higher cost services with less expensive ones, Hedlund said.
> "Essentially, they're coming up with substitutes, some of which might
> be free or lower cost, that in better times we might not think twice
> about," he said.
>
> Unlimited DVD packages from Netflix start as low as $8.99 a month, and
> include unlimited streaming videos that can be watched on a computer
> or on a television, according to Netflix.com. (To watch the streaming
> movies on TV, a connection device is necessary, which could require an
> added upfront charge.)
>
> In the Chicago area, for example, there's a $50 difference between the
> promotional monthly rates of the lowest and highest priced digital
> packages offered through Comcast, according to its Web site. In this
> scenario, scaling back a cable plan from the biggest to the smallest
> and adding a Netflix subscription could save a family about $41 a
> month.
>
> And don't overpay for Internet speed: Consumer Reports recommends the
> typical 5 megabits per second download and 1 Mbps upload speeds for
> most users. Unless you're doing a lot of downloading or sharing
> lengthy videos, anything more may be a waste of money.
>
> Comparison shop
>
> Before calling your provider in an effort to cut your bill, take a
> look around the Web to see what specials are available from all the
> providers in your area, including cable, satellite, DSL and fiber-
> optic service. Sites including WhiteFence.com can help consumers
> compare rates for services side by side, but Consumer Reports
> recommends also going to the companies' own sites to check for the
> best deals.
>
> It's a good idea to ask a customer representative if the price that is
> quoted is the best available offer. Sometimes representatives of the
> same company can even quote different rates, according to the Consumer
> Reports, so it might be wise to check back again.
>
> "If you want to be sure about it, ask for a sample bill and make sure
> it matches up," said Donato Vaccaro, associate director of survey
> research for Consumer Reports National Research Center. Confirm taxes
> and fees, as well as one-time expenses.
>
> Do some haggling
>
> It costs advertising dollars to reel in new customers, so often
> companies will do what they can to keep existing customers happy.
>
> Hedlund often tells this story: When he lost his job during the last
> recession, he attempted to cancel a newspaper subscription. He was
> told by the representative that he could receive the paper free for
> three months; by the time that period was over, Hedlund already had
> another job. He remained a subscriber.
>
> These days, people may have more resistance getting a similar response
> when they inquire about canceling service, Hedlund said, as companies
> worry about their own bottom lines. But it doesn't hurt to ask.
>
> Be armed with information about what competitors are offering and
> indicate a willingness to switch. If there's a special rate for new
> customers, don't be afraid to request the discount, Cunningham said.
> "In this economic environment, much is lost for lack of asking," she
> said.

Note how the author of this article emphasizes reducing but not
eliminating costs.

The author was paid by the same companies that want to sell you stuff.

These companies are scared (rightly so) that you will just quit
sending them money.

Who do you want to have your money...them or you?

TMT

==============================================================================
TOPIC: OT - Survivalism Retail Style
http://groups.google.com/group/misc.consumers.frugal-living/t/da641b3711ca2726?hl=en
==============================================================================

== 1 of 3 ==
Date: Tues, Jan 13 2009 12:17 pm
From: Curly Surmudgeon


On Tue, 13 Jan 2009 04:48:08 -0500, Strabo wrote:

> EskWIRED@spamblock.panix.com wrote:
>> In misc.survivalism Strabo <strabo@flashlight.net> wrote:
>>> EskWIRED@spamblock.panix.com wrote:
>>
>>>> My sister went through a similar search a few years ago outside DC.
>>>> She ended up buying a McMansion far far into the exurbs because that
>>>> was pretty much all that was affordable, consistent with good
>>>> schools. They use the formal living room to house their foosball
>>>> table. Given that the house has a huge Family Room, they don't need
>>>> a living room. They put their TV in the family room, so the Media
>>>> Room too is underutilized.
>>>>
>>>> They don't like living in the middle of nowhere, nor do they like
>>>> heating a huge house. But as you say, very little was available that
>>>> met their needs at the time. And now, their neighbors are desperate
>>>> to sell, with some homes being sold by banks for MUCH lower prices
>>>> than they typical outstanding debt.
>>>>
>>>>
>>> And this lowers the resell value of their home. Even if they live in
>>> the house for years it may never bring the price they paid in adjusted
>>> dollars.
>>
>> Yep. A home in the same subdivision as theirs, which the owners paid
>> over $800k for, has been on the market for many months, priced at
>> $500k.
>>
>> They paid much less, given that they have a smaller house and a smaller
>> lot. I was too kind to ask what they paid and how much the home is now
>> worth. But my guess is that their home is worth around 50-60% of what
>> they paid, unless they would like to sell it more quickly than the most
>> desperate family in their subdivision, in which case they would have to
>> price it even lower.
>>
>>
>>> Real property market prices are being forced down to the point of true
>>> value. The difference between this cost value and the initial cost of
>>> the house is a permanent loss.
>>
>> I doubt that they have gone that low. I predict that they will go
>> lower. I think that a lot of people are hanging on by their
>> fingernails, and that increasing numbers will bite the bullet once they
>> see that their neighbor's "underpriced" home has sold, while theirs is
>> still on the market.
>>
>>
> Over the next five years or so, every asset, everything of value on the
> planet, will be assessed and revalued. In monetary terms some of these
> will go up while most will go down.

True but the mechanism is more complex, we must figure in inflation/
deflation.

At the moment I cannot tell whether we're in for one, the other, or a
weird mix of the two. You said "value" which is a better indicator and
independent of the dollar.

I expect the value of homes to continue a slide for years to come.
Another 6-24 months at the current pace then a slowing which could
continue for a decade or more. That doesn't mean the dollar price will
decline, in fact (with inflation), home prices could rise dramatically.

--
Regards, Curly
------------------------------------------------------------------------------
Bush. Like a Rock. Only Dumber.
------------------------------------------------------------------------------


== 2 of 3 ==
Date: Tues, Jan 13 2009 12:19 pm
From: Curly Surmudgeon


On Tue, 13 Jan 2009 13:02:00 +0000, EskWIRED wrote:

> In misc.survivalism Curly Surmudgeon <CurlySurmudgeon@live.com> wrote:
>> On Mon, 12 Jan 2009 21:57:47 +0000, EskWIRED wrote:
>
>> > In misc.survivalism Curly Surmudgeon <CurlySurmudgeon@live.com>
>> > wrote:
>> >> On Mon, 12 Jan 2009 15:24:36 +0000, EskWIRED wrote:
>> >
>> >> Yes, find a federal cite that shows "house prices" to be part of the
>> >> CPI.
>> >
>> > You are correct that the raw median average house prices are not
>> > reflected in CPI. I misundersood the reference to house prices, and
>> > took it to mean housing prices.
>
>> Neither are "housing prices" part of the CPI:
>
> You need to look more closely.

Despite all your insults and denials you've not provided a single cite as
promised. You _have_ contradicted, and snipped, the evidence proving you
wrong.

You remind me of the Monty Python "Arguments" skit.

--
Regards, Curly
------------------------------------------------------------------------------
Bush. Like a Rock. Only Dumber.
------------------------------------------------------------------------------


== 3 of 3 ==
Date: Tues, Jan 13 2009 1:13 pm
From: EskWIRED@spamblock.panix.com


In misc.survivalism Curly Surmudgeon <CurlySurmudgeon@live.com> wrote:

> >> > You are correct that the raw median average house prices are not
> >> > reflected in CPI. I misundersood the reference to house prices, and
> >> > took it to mean housing prices.
> >
> >> Neither are "housing prices" part of the CPI:
> >
> > You need to look more closely.

> Despite all your insults and denials you've not provided a single cite as
> promised. You _have_ contradicted, and snipped, the evidence proving you
> wrong.

Is this why you need to have settled issues remain in the posts? Are you
making some kind of semantic arguement?

You yourself posted the eight categoreis, and I snipped all but the
housing costs category. The Housing Index is Series No. CUUR0000SAH.


> You remind me of the Monty Python "Arguments" skit.


--
The whole problem with the world is that fools and fanatics are always so
certain of themselves, but wiser people so full of doubts.
-- Bertrand Russel


==============================================================================
TOPIC: Save on Phone Calls
http://groups.google.com/group/misc.consumers.frugal-living/t/81e9507772219fb7?hl=en
==============================================================================

== 1 of 3 ==
Date: Tues, Jan 13 2009 12:35 pm
From: Cheapo Groovo


In article <6sve8tF381h9U1@mid.individual.net>, rod.speed.aaa@gmail.com
says...
> Cheapo Groovo wrote:
> > Hey rod speed
>
> > post a screen shot of your bill to a photo site and then send us all the link
>
> They arent stupid enough to use paper billing. Its all electronic.
>
> http://pennytel.com/call_plans.html
> I use the free access untimed plan.
>
> > Liar
>
> Guess which pathetic little prat has just got egg all over is pathetic little face, as always ?
>
>
> > rod.speed.aaa@gmail.com says...
> >> Cheapo Groovo wrote:
> >>
> >>> I'm using the MagicJack and Net10.
> >>
> >> More fool you.
> >>
> >>> Last year my my phone bills ran over $350, this year they should be
> >>> under $150.
> >>
> >> At 8c a call, for the total cost of the call, regardless of how long
> >> it lasts, both national and international, with no fixed monthly
> >> charge at all, I wont be spending anything like $150 and there is no
> >> hardware cost whatever either.
>
>
>
superbia is a deadly sin, better be careful


== 2 of 3 ==
Date: Tues, Jan 13 2009 1:58 pm
From: SMS


Cheapo Groovo wrote:
> I'm using the MagicJack and Net10.
>
> Last year my my phone bills ran over $350, this year they should be
> under $150.

Change from Net10 to one of the low cost prepaid plans, and you can save
even more.

See "http://prepaiduswireless.com/".


== 3 of 3 ==
Date: Tues, Jan 13 2009 2:53 pm
From: SMS


Cheapo Groovo wrote:
> Hey rod speed
>
> post a screen shot of your bill to a photo site and then send us all the
> link

I expect that he's using Pennytel's Free Access Untimed service which
offers AUD 8¢ untimed calls via VOIP. It's a better deal than Magic Jack
if you'll be doing a lot of international calling to the AUD 8¢
countries and numbers.

"http://www.pennytel.com/call_plans_compare.html"

==============================================================================
TOPIC: Ginger tea a good remedy for sore throat, cold, etc
http://groups.google.com/group/misc.consumers.frugal-living/t/67ba4ea78231ec12?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 1:02 pm
From: im.1.maxaluminum@xoxy.net


On Jan 12, 7:04 am, Arumugham <n.arumug...@gmail.com> wrote:
> GINGER TEA (TEA WITHOUT TEA)
> Boil 500 ml of water.
> Add some slices of fresh ginger root.
> Reduce flame.
> Cook for 10 minutes and strain.
> Add honey and/or lemon juice of your choice.
> Drink hot.

I've tried ginger before and I'd prefer the sore throat.
Just go with the lemon and honey and ignore your blog.

==============================================================================
TOPIC: How Not to Get a Construction Loan
http://groups.google.com/group/misc.consumers.frugal-living/t/d367573846de7521?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 3:38 pm
From: "Reggie"

"Napoleon" <anarch@666yes.net> wrote in message
news:o19pm4d9cuh0r2ahpue2718q5lj5i76mtm@4ax.com...
> How not to get a new construction loan (for the frugal):
>
> 10. Live in America.
> 9. Have more than 50% equity to put down.
> 8. Have an above 800 credit score.
> 7. Have no debts.
> 6. Own your own land free and clear.
> 5. Plan to build a modest house - not a McMansion.
> 4. Plan to build on your own lot - not a McMansion subdivision.
> 3. Build a modular home through an established company.
> 2. Live in an area of the country where housing prices never
> overinflated and there are very few foreclosures.
>
> AND THE NUMBER ONE REASON:
>
> 1. Go to your local bank which is waiting for the next TARP handout
> and doesn't need your MEASLY MONEY.


you plan on taking out a loan and having initial funds flow from you TO the
bank? I wouldn't loan you money either!

==============================================================================
TOPIC: Tempur-pedic mattresses
http://groups.google.com/group/misc.consumers.frugal-living/t/43adee80a5b65a7e?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 3:51 pm
From: info_at_1-script_dot_com@foo.com (spendwize.com)

xxxxo
-------------------------------------
Anyone have opinions on the tempur-pedic mattresses? I'm considering
buying one but I wonder:
Can you use it as effectively on a platform bed as on the special
boxspring they promote
How pricey do you have to go to get a really good one
I DO know that the warranty with this item is tricky- has a few loopholes
- for example, if the mattress has any liquid spilled on it at all, the
warranty is totally nullified.

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==============================================================================
TOPIC: Cheap things to do with your kids
http://groups.google.com/group/misc.consumers.frugal-living/t/5687c834d5e2ac40?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Jan 13 2009 4:02 pm
From: "Nicik Name"

"OldRoads" <oldroads@hotmail.com> wrote in message
news:28296588-94c1-47f8-9cb3-1a9094f1f29e@o40g2000yqb.googlegroups.com...
> You don't need to shell out big bucks taking your kids to an amusement
> park or water park, etc.
> There are plenty of other free things to do:
>
> - Take a hike
> - Ride your bicycles on the local Rail Trail
> http://www.trails.com/activities.aspx?area=12399
> - Go fishing
> - Go to the beach
> - Go camping
>
> Other ideas??
dont have any
>
> Vin - Menotomy Vintage Bicycles
> http://OldRoads.com
>
>


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