Monday, April 19, 2010

misc.consumers.frugal-living - 10 new messages in 5 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Page Plus and Verizon Impulse phones? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/13d8955f6c12c56a?hl=en
* A Toyota makes you dumb; a bicycle makes you smart - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/3ebd4f06ad340d18?hl=en
* Do you know what would happen...? phase III - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/05565b0b8312402c?hl=en
* ●-●-Discount Brand Top-quality T-shirts-Armani,Adidas,A&F,BBC,,Coogi,Ecko,
Lacoste,Christan Audigier, etc.--www.fjrjtrade.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/9e1fbb0f0cf4c4fd?hl=en
* Doctor getting kickbacks? - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/faff268312f0b359?hl=en

==============================================================================
TOPIC: Page Plus and Verizon Impulse phones?
http://groups.google.com/group/misc.consumers.frugal-living/t/13d8955f6c12c56a?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Apr 18 2010 6:25 pm
From: Gordon


So, following some advise I found here, I went to Best Buy
and bought two Impulse phones, making sure to not activate them.
I then set them up with Page Plus. They make phone calls just
fine. But when I try to use the internet browser, I get a
screen that asks If I want to pay $1.99 to browse the web
for the next 24 hours. I'm too chicken hearted to experiment
and see what will happen if I just answer yes. Can someone
tell me, If I answer yes, will my Page Plus account be
deducted the $1.99?

Also, is it possible to have these phones flashed to remove
the Verizon specific stuff from them? (I suppose that would
be jailbreaking them)


== 2 of 2 ==
Date: Sun, Apr 18 2010 7:51 pm
From: Balvenieman

Gordon <gonzo@alltomyself.com> wrote:

>So, following some advise I found here, I went to Best Buy
>and bought two Impulse phones, making sure to not activate them.
>I then set them up with Page Plus. They make phone calls just
>fine. But when I try to use the internet browser, I get a
>screen that asks If I want to pay $1.99 to browse the web
>for the next 24 hours. I'm too chicken hearted to experiment
>and see what will happen if I just answer yes. Can someone
>tell me, If I answer yes, will my Page Plus account be
>deducted the $1.99?
Betcha they do. Since it's your money, I think you should try it
and report back. I use Pageplus and need new phones.
>
>Also, is it possible to have these phones flashed to remove
>the Verizon specific stuff from them?
Would that kill the web browser or can you then install third-party
programs?

==============================================================================
TOPIC: A Toyota makes you dumb; a bicycle makes you smart
http://groups.google.com/group/misc.consumers.frugal-living/t/3ebd4f06ad340d18?hl=en
==============================================================================

== 1 of 3 ==
Date: Sun, Apr 18 2010 6:30 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"


Look at this list of "car of the year" nominations and count the ones
you can find in America...

http://www.worldcarfans.com/109062320073/2010-european-car-of-the-year-nominations-announced/lowphotos#0

Perhaps the Citroen Picasso is the most unique.

== 2 of 3 ==
Date: Sun, Apr 18 2010 7:33 pm
From: don@manx.misty.com (Don Klipstein)


In <0d5edd9e-1172-4cf4-abe2-6d3d620e9a87@x3g2000yqd.googlegroups.com>,
TibetanMonkey, the-Monkey-with-the-Bag-of-Shit wrote:

>Why can't we have a road system like in Germany where there's room for
>the super fast and super slow, like cyclists?
>
>Not super fast all the time, just in certain areas, where the SUVs are
>restricted to 70 miles, and where we enforce the passing lanes?
>
>Is that something so smart that only the Germans can accomplish? Are
>we doomed with IDIOCRACY?

At times I wonder if some municipal priorities are influenced by trial
lawyer lobbies, especially in Philadelphia.

Usually in USA, corporate interests get to be blamed for a lot of $#!+,
whereby they lobby for less regulation and lobby for lower enforcement
budgets against the regulations that they unsoccessfully lobby against
or otherwise looser applications of the regulations, with some spectacular
examples of "Big Pharma" doing things that bring on lawsuits.

But in Philadelphia, I see lack of enforcement of many basic traffic
laws, such as those wanting to go faster to stay to their left among
multiple lanes. To a lesser but significant example, I see poor
enforcement of many traffic laws in nearby suburbs, as evidenced by people
using a turning lane (marked as requiring accomplishment of the turn) as
a passing lane without turning.

In Philadelphia, a spectacular non-enforcement intersection is 38th and
Chestnut. Outside of specific posted weekday morning peak hours, the
right lane of the 3 lanes (branching to 4 to provide a left turn lane) on
the one-way-eastbound Chestnut is required to turn right. (I suspect
buses stopping to load/unload passengers are exempted even though not
posted as exempted.)

This requirement to make a right turn to southbound 38th if in the right
lane of Chestnut approaching 38th outside certain hours is posted twice in
the second half of the block of Chestnut approaching 38th.

Chestnut from 38th onward to 34th only has 2 traffic lanes, not counting
the lane to the right of those two that becomes a traffic lane during the
above-mentioned weekday morning peak hour times when parking there is
prohibited in order to make that lane a vehiclar traffic lane.

The "right curb lane" of Chestnut from 38th to 34th is extra-wide, and
has markings painted onto it at the beginning of each of the 3 blocks of
that lane (35th does not exist at Chestnut) so as to indicate that only
2 lanes are available for motor vehicle usage during the times when the
right curb lane allows parking.

(OK, I won't bitch out motorcyclists for using that area along with
bikes.)

Keep in mind that Philadelphia is in Pennsylvania, which has a law
against passing on the right, with common enforcement/judicial practice to
exempt passing of obstacles as opposed to motorists moving along as fast
as they can within the law. PA vehicle code even overtly allows passing
to the right at an intersection when the vehicle(s) being passed are
making/attempting/signalling a left turn. I don't see left-turning to
be done by vehicles in the most-rightward of the 3 lanes in Chestnut
immediately before 38th that lack requirement to achieve a right turn.

At times I get suspicious of lobbying political groups making
Philadelphia more of a jungle than that city has to be, in part from
Philadelphia having "generous juries" (in my words).

- Don Klipstein (don@misty.com)


== 3 of 3 ==
Date: Sun, Apr 18 2010 7:39 pm
From: "TibetanMonkey, Originator of the Banana Kung-Fu"


On Apr 18, 10:33 pm, d...@manx.misty.com (Don Klipstein) wrote:
> In <0d5edd9e-1172-4cf4-abe2-6d3d620e9...@x3g2000yqd.googlegroups.com>,
>
> TibetanMonkey, the-Monkey-with-the-Bag-of-Shit wrote:
> >Why can't we have a road system like in Germany where there's room for
> >the super fast and super slow, like cyclists?
>
> >Not super fast all the time, just in certain areas, where the SUVs are
> >restricted to 70 miles, and where we enforce the passing lanes?
>
> >Is that something so smart that only the Germans can accomplish? Are
> >we doomed with IDIOCRACY?
>
>   At times I wonder if some municipal priorities are influenced by trial
> lawyer lobbies, especially in Philadelphia.
>
>   Usually in USA, corporate interests get to be blamed for a lot of $#!+,
> whereby they lobby for less regulation and lobby for lower enforcement
> budgets against the regulations that they unsoccessfully lobby against
> or otherwise looser applications of the regulations, with some spectacular
> examples of "Big Pharma" doing things that bring on lawsuits.
>
>   But in Philadelphia, I see lack of enforcement of many basic traffic
> laws, such as those wanting to go faster to stay to their left among
> multiple lanes.  To a lesser but significant example, I see poor
> enforcement of many traffic laws in nearby suburbs, as evidenced by people
> using a turning lane (marked as requiring accomplishment of the turn) as
> a passing lane without turning.
>
>   In Philadelphia, a spectacular non-enforcement intersection is 38th and
> Chestnut.  Outside of specific posted weekday morning peak hours, the
> right lane of the 3 lanes (branching to 4 to provide a left turn lane) on
> the one-way-eastbound Chestnut is required to turn right.  (I suspect
> buses stopping to load/unload passengers are exempted even though not
> posted as exempted.)
>
>   This requirement to make a right turn to southbound 38th if in the right
> lane of Chestnut approaching 38th outside certain hours is posted twice in
> the second half of the block of Chestnut approaching 38th.
>
>   Chestnut from 38th onward to 34th only has 2 traffic lanes, not counting
> the lane to the right of those two that becomes a traffic lane during the
> above-mentioned weekday morning peak hour times when parking there is
> prohibited in order to make that lane a vehiclar traffic lane.
>
>   The "right curb lane" of Chestnut from 38th to 34th is extra-wide, and
> has markings painted onto it at the beginning of each of the 3 blocks of
> that lane (35th does not exist at Chestnut) so as to indicate that only
> 2 lanes are available for motor vehicle usage during the times when the
> right curb lane allows parking.
>
>   (OK, I won't bitch out motorcyclists for using that area along with
> bikes.)
>
>   Keep in mind that Philadelphia is in Pennsylvania, which has a law
> against passing on the right, with common enforcement/judicial practice to
> exempt passing of obstacles as opposed to motorists moving along as fast
> as they can within the law.  PA vehicle code even overtly allows passing
> to the right at an intersection when the vehicle(s) being passed are
> making/attempting/signalling a left turn.  I don't see left-turning to
> be done by vehicles in the most-rightward of the 3 lanes in Chestnut
> immediately before 38th that lack requirement to achieve a right turn.
>
>   At times I get suspicious of lobbying political groups making
> Philadelphia more of a jungle than that city has to be, in part from
> Philadelphia having "generous juries" (in my words).
>
>  - Don Klipstein (d...@misty.com)

Oh, no doubt it is more of a jungle than it has to be. Too much
emphasis on speed and DUI's, and everything else goes, such as...

On Apr 18, 9:44 pm, First Post <LyingLefti...@reInvalid.org> wrote:
> On Sun, 18 Apr 2010 18:12:47 -0700 (PDT), "TibetanMonkey,

> >Only in America, I guess. Maybe in Nigeria too if you got a lot of
> >money.
>
> Anywhere in the world that has cell service available.
> If you think Europeans, Japanese, Australians etc don't drive and talk
> on their phones at the same time then you are a very naive individual.

Really? First you have to make it illegal, then tell the cops to go
hunting.

Do you let DUI's run loose?

==============================================================================
TOPIC: Do you know what would happen...? phase III
http://groups.google.com/group/misc.consumers.frugal-living/t/05565b0b8312402c?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Apr 18 2010 6:54 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"


Now we have come to phrase of the experiments, perhaps the last
chapter. Now we give the best fruits to some, and the peanuts to the
rest, BUT we give them sticks...

Imagine, CIVIL WAR among the monkeys!

But it could be anything other than sticks. We can give some much
heavier vehicles while others get bicycles. Imagine what confusion,
how much aggression!

Oh c'mon guys, all this is common sense. ALL THIS CONFLICT WE GO
THROUGH IS PRODUCT OF THE WRONG EXPERIMENTS.

Can we "free the monkey within," appealing to the tamed side of it?

== 2 of 2 ==
Date: Sun, Apr 18 2010 8:04 pm
From: Tom Sherman °_°


On 4/18/2010 8:01 PM, Edward Dolan wrote:
>
> People always and forever are fouling things up. It is our nature to do
> so.
>
Indeed, Ed Dolan is still fouling up his Usenet quoting.

--
Tom Sherman - 42.435731,-83.985007

"ever get suspicious about chain saw oil attracting wood dust?
generally mucking up after two cuts? try dumping hot oil into
a container just right sized for inserting the running blade on
the job. rrrrrrrrrrrrrrrrrrrrr..... plus 750 rpm!"
- gene daniels

==============================================================================
TOPIC: ●-●-Discount Brand Top-quality T-shirts-Armani,Adidas,A&F,BBC,,Coogi,
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http://groups.google.com/group/misc.consumers.frugal-living/t/9e1fbb0f0cf4c4fd?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Apr 18 2010 8:07 pm
From: ckedsdfs

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==============================================================================
TOPIC: Doctor getting kickbacks?
http://groups.google.com/group/misc.consumers.frugal-living/t/faff268312f0b359?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Apr 18 2010 11:58 pm
From: Samantha Hill


FRED wrote:
>
> I have had them ask me to sign a paper to pay the procedure
> in advance otherwise they cancel the procedure. I asked
> Medicare and they said the doctor can ask for money at time
> of service, not wait for them to do their figuring. So I
> think you're wrong about having to bill insurance first and
> then the patient.

They can ask the patient to pay up front if the patient has not assigned
their insurance benefits to the doctor, but if the patient assigns their
insurance benefits to the doctor, then the doctor cannot bill the
patient until all insurance policies have been billed and collected
from. And if I have it wrong, then I have heard many, many
conversations between the biller and various insurance companies and
patients to this effect while trying to get bills paid for that have
been wrong.


> The problem is the doctor is resisting any attempt by the
> patient to find the costs. This results in patients getting
> hit with huge medical bills that often bankrupt them when
> they are unable to obtain an idea of the costs of a treatment
> or procedure.

Well, if the doctor is not telling the patient what the cash-pay price
is, that is a problem. But if the doctor is not telling the patient
what their share will be after their insurance kicks in, the doctor
honestly will have no idea because the insurance companies will not tell
the doctor, since there are factors such as deductibles, out-of-network
differentiation in costs, etc. That's why I asked, was the patient
asking for a cash-pay price or what his share would be after the
insurance paid.

> Some of these guys may be getting kickbacks or other money
> from facilities they send all their patients to. Not
> providing costs on request may be an attempt to hide these
> hidden costs and hidden profits to the patient.


I am not denying that this does happen. I am just saying that there are
perfectly good reasons why a doctor does not want to use a particular
facility. A few weeks back, our doc had to do a procedure at one
particular facility that was the only one approvied by the insurance
company where he doesn't care to do procedures because of things like
what happened that time -- they have the whole list of equipment and
supplies he needs to do the procedure, but they were missing some
important piece and he had to do a makeshift job with something else,
which made it more difficult for him and more risky for the patient.


== 2 of 2 ==
Date: Mon, Apr 19 2010 12:02 am
From: Samantha Hill


ok wrote:
>
> Ok point taken. However, if a doctor does thousands of the
> same procedure, same codes at the same facility and then
> CLAIMS he has no idea of the costs, something is very fishy.
> Also using the same insurance companies.

They may be the same insurance companies, but insurance companies have
multiple plans, so it's not like everybody with Blue Cross has exactly
the same coverage. Every employer can have different options. As I
said, the doc knows EXACTLY what his cash-pay price is and he quotes
cash-pay prices to patients all the time, but for those with insurance,
he refers them back to their insurance company to get the scoop, because
the insurance company will not tell us.

> Look at all these
> people that are made poor by hidden medical costs. I have
> noticed many physicians are not adverse to padding the bills
> to Medicare with very high claims for procedures that pay
> alot less when billed under an HMO or private party.

That's ridiculous, because Medicare has fixed amounts that they will pay
regardless of what the physician charges -- and many insurance companies
base their payments on a certain percentage of Medicare (typically 90%
of Medicare at our office)

> Clean up medicine. Make it more honest. Doctors should take
> some leadership in this and that does not mean these jerks
> that try to get patients to pay several thousand dollars in
> advance and refuse all insurance.


Unfortunately, the insurance companies are holding all the cards.


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